Mutual Income Solutions Underwriting Eligibility and Programs

Mutual of Omaha’s Mutual Income Solutions product offers multiple options to meet your clients’ needs.

Eligibility

Accident & Sickness

  • Age 18-61
  • Working 30+ hours per week
  • Annual income of at least $15,000
  • Self-employed individuals who have been in the business for at least 2 years
  • Employees who have been with their current employer for at least 3 months

Accident only

  • Age 18-61
  • Working 30+ hours per week
  • Annual income of at least $15,000
  • Maximum Benefit based on Occupational Class
  • Self-employed individuals who have been in the business for at least 2 years
  • Employees who have been with their current employer for at least 3 months

Underwriting Programs

  • Simplified up to $5,000 monthly – Accident Only
  • Simplified up to $6,000 monthly – Accident and Sickness
  • Fully Underwritten $6,001+ – Accident and Sickness

To learn more about Mutual of Omaha’s Mutual Income Solutions disability product, use our available resources:

 
Mutual Income Solutions Underwriting Eligibility and Programs
 

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