Want another reason to sell TLE and GULE? We no longer require a mandatory phone health interview (PHI) on our Term Life Express and Guaranteed Universal Life Express products for face amounts between $250,001-$300,000.

A mandatory PHI will not be required, at any face amount applied for, effective August 1, 2019.

• Applications signed prior to August 1, 2019, with a face amount of $250,001-$300,000, will continue to have the mandatory PHI
• Applications signed August 1, 2019 and later, will no longer require a mandatory PHI to be completed

Now the application process can go even faster and your clients only need to complete a PHI if underwriting has additional questions!

Review our recently updated Underwriting Guidelines to learn more about our underwriting requirements.
 

Mandatory Phone Health Interview Removed on TLE and GULE
 

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