“Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool,” by Leslie Scism, Wall Street Journal

“Such policies that combine long-term-care coverage with a potential life-insurance benefit are called ‘hybrids,’ and they are reshaping the long-term-care niche of the U.S. insurance industry just as it had appeared headed for obsolescence, financial advisers say.”

LTC Comment (from Stephen A. Moses, Administrative Coordinator, Center for Long-Term Care Reform):

Leslie Scism writes again about LTCI, this time tipping favor toward hybrids. An earlier article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” attracted comment including this LTC Bullet guest authored by Brian Gordon of MAGA:  LTC Bullet: The State of LTCI: Myths, Facts and the Wall Street Journal Article.

Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool

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