“How to Get Long-Term Care in Place for Aging Family Members,” by Katherine Snow Smith, AOL

Quote:  “So your parents have smartly paid long-term care insurance premiums of a few hundred dollars a month for 15 years. Now they need help in their house and are ready to file a claim and reap the financial payback of their prudent planning. … But whether planning for yourself or your parents, there is a lot to learn about getting help in place and filing a claim to get reimbursement checks arriving in the mailbox. Here are some tips, warnings and suggestions for communicating with insurance companies, caregivers, doctors and retirees.”

LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:

LTCI carriers facilitate this process, but it’s good for beneficiaries and their representatives to go into it with their eyes open and aware of potential challenges and complications.