GULE Illustration Update

We are pleased to announce that we no longer require illustrations on most Guaranteed Universal Life Express policies. Simply use our mobile quoting app to quote GULE to your client and complete the application.

No Longer Requires An Illustration

  • Policies with no-cost riders using monthly or annual payments.

Requires An Illustration

  • Policies with cost riders and making payments using anything other than monthly or annual payments.
  • Policies with any payment structure other than guaranteed term periods offered on the mobile quoting tool (age 80, 85, 90, 95, 100, 120), such as short pay and dump in’s.

If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email

GULE Illustration Update