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Guarantee Trust Life Insurance Company

Background

Guarantee Trust Life (GTL) is one of GoldenCare’s premier carriers whose popularity and Financial Strength continue to grow. As of 2022, GTL is proud to have a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of a- (Excellent) by AM Best.
We’re very proud to have worked with the GTL team to help design the unique Critical Care and Critical Cash products — be sure to check them out below. Read More

Guarantee Trust Life

Products Offered

Short-Term Care

Recover Cash

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Even a short-term stay in a nursing home can be very expensive.  Recover Cash offers an attractive and affordable solution that targets paying for care needed as a result of surgery, accident or sudden illness.  Benefits are paid as cash to help protect insured’s from out-of-pocket expenses.* Read More

*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Short-Term Home Health Care

GTL understands that most Americans would prefer to recuperate at home. The newly enhanced Short-Term Home Health Care insurance pays benefits directly to clients, regardless of whether they have any other insurance.

Three plans are available, offering different daily benefit amounts based upon the Plan selected.* Read More

*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Home Care Secure (Aging At Home Association)

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Introducing Home Care Secure, a new short term home health care insurance offering underwritten by GTL and developed by Home Care Genie. This product is being offered exclusively as a membership benefit in the Aging at Home Association.

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*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Critical Care  / Critical Cash (CI+)

Critical Cash™

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GoldenCare is proud to have contributed in the development of the concept & design of GTL’s Critical Cash!

Like its predecessor, Critical Cash was primarily designed to help people who may not qualify for traditional LTCi.  The plan has less than one page of health questions and pays cash benefits upon diagnosis of a covered critical illness such as Alzheimer’s disease, cancer, heart attacks, strokes, etc. Read More

*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Cancer

Precision Care™

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GTL has collaborated with The Translational Genomics Institute (TGen), one of the industry-leading nonprofit medical research institutes, to design a cancer insurance policy that provides benefits currently unavailable elsewhere.

Precision Care™ is uniquely designed to accommodate the latest innovations and advancements in cancer treatments, giving your clients access to revolutionary genome sequencing technology and consultative services from TGen’s expert Cancer Physicians. Read More

If cancer is as unique to a person as their DNA, why would cancer treatments be the same for everyone?

*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

Get Supplies       Training       State Availability       Visit Precision Care™ Microsite

Hospital Indemnity

Advantage Plus Elite Hospital Indemnity Plan

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GTL’s Advantage Plus Elite is a clear leader – the newest and best Hospital Indemnity Insurance plans in the market! Enhancements were made to the older Advantage Plus plan, making it truly elite: Easier Benefit Triggers; Lower Base & Rider Rates; Easier Underwriting; More Base Plan Choices; Instant Issue and Policy Fulfillment; and Base Benefits Kick In After Only 6 Hours! Read More

*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Life Insurance

Heritage Plan Graded Benefit Whole Life Insurance

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The newest insurance solution in Guarantee Trust Life’s portfolio is the Heritage Plan, Graded Benefit Whole Life Insurance.

Help Protect Your Client’s Loved Ones
Does you client have a plan in place to help pay their final expenses? Give your clients piece of mind with coverage that helps prevent their final medical bills, unpaid credit card balances and funeral/burial expenses from being passed on to their loved ones.

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*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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Accident Insurance

SBSA 24 Hour Accident Plan

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GTL’s SBSA 24 Hour Accident Coverage offers 8 coverage combinations that pay benefits directly to the insureds for the following services:

  • Accident Medical Coverage
  • Emergency Air Ambulance
  • Accidental Death and Dismemberment

In addition, policyholders will receive telemedicine services, along with pharmacy and dental discounts* Read More

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier  Literature for Full Details.

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Medicare Supp./Adv.

Medicare Supplement Insurance Plans A, F, G & N

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Guarantee Trust Life offers Medicare Supplement Insurance Plans A, F, G & N. Select the Medicare Supplement insurance policy that best meets your clients’ individual needs.

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*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.

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