See how GTL’s Hospital Confinement Indemnity Insurance stands above the rest! To provide even more value to your clients, Advantage Plus® policyholders now have 24/7 access* to Ask Mayo Clinic online!
Has anyone been able to compete with
Advantage Plus’ features since 2005?
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✓ Submission Options
Instantly issue your applications with our
e-App, Agent Portal or Paper
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✓ Easy Rate Structure
One rate for entire state – unisex rates
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✓ Simplified Underwriting
Guaranteed Issue for ages 64½ – 65½
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✓ Easy Application
5 short questions, 12 month look back
only
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✓ Quick Claims
Fast simple claims process pays claims in 8
to 10 days on average
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✓ Stable Rates
Great, competitive first year and stable
renewal commissions
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✓ Observation Stays
Observation covered at 100% of daily
benefit, no max limit
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✓ Short Hospital Stays
Inpatient and observation covered at
100% daily benefit with 12 hours of
confinement
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✓ Inpatient Stays
Covers inpatient hospitalization at 12 hours
of confinement with the short stay benefit; 24
hours without
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✓ Ambulance Rider
No admittance needed to receive
benefits
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✓ Skilled Nursing Rider
Same benefits paid from days 1 – 50
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✓ Cancer Rider
Issue age to 85, includes skin cancer
benefits, cancer recurrence benefit
available, 25% in-situ
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✓ Dental / Vision Rider
Dental / Vision Rider available
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✓ Consumer Materials
Consumer-facing video and infographic
available
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GTL’s Advantage Plus vs The Competition
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