GTL’s Advantage Plus vs The Competition

Advantage Plus vs The Competition image


See how GTL’s Hospital Confinement Indemnity Insurance stands above the rest! To provide even more value to your clients, Advantage Plus® policyholders now have 24/7 access* to Ask Mayo Clinic online!



Has anyone been able to compete with
Advantage Plus’ features since 2005?


 Submission Options
Instantly issue your applications with our
e-App, Agent Portal or Paper

 Easy Rate Structure
One rate for entire state – unisex rates

 Simplified Underwriting
Guaranteed Issue for ages 64½ – 65½

 Easy Application
5 short questions, 12 month look back

 Quick Claims
Fast simple claims process pays claims in 8
to 10 days on average

 Stable Rates
Great, competitive first year and stable
renewal commissions

 Observation Stays
Observation covered at 100% of daily
benefit, no max limit

 Short Hospital Stays
Inpatient and observation covered at
100% daily benefit with 12 hours of

 Inpatient Stays
Covers inpatient hospitalization at 12 hours
of confinement with the short stay benefit; 24
hours without

 Ambulance Rider
No admittance needed to receive

 Skilled Nursing Rider
Same benefits paid from days 1 – 50

 Cancer Rider
Issue age to 85, includes skin cancer
benefits, cancer recurrence benefit
available, 25% in-situ

 Dental / Vision Rider
Dental / Vision Rider available

 Consumer Materials
Consumer-facing video and infographic

GTL’s Advantage Plus vs The Competition