On February 29, 2016, Genworth made underwriting enhancements to their underwriting practices that will help make long term care insurance accessible to more consumers. As a follow up to enhancements made in January (165550BL), they are expanding allowable medical conditions for certain cancers and implementing a counter offer program for qualifying conditions that would have previously been declined.
Expansion of Allowable Cancer Conditions include Bladder Cancer, Breast Cancer, Prostate Cancer, and Thyroid Cancer.
The Counter Offer Program includes potential coverage for the following conditions: Alcohol Dependency, Bipolar Disorder (Manic Depression), Cardiomyopathy, Coronary Disease, Diabetes Type 2, Rheumatoid Arthritis, and Spinal Stenosis.
If you have questions or need additional information, please call us at 1-800-842-7799.