Securian-New-Payment-Options-Image-0518

 
SecureCare multi-pay now available in Connecticut and North Dakota!
 
On June 26, 2019 SecureCare Universal Life Insurance (SecureCare) multi-pay launched in Connecticut and North Dakota. Long-Term Care (LTC) needs may be unpredictable, but SecureCare is a product clients can count on for:
  • Cash indemnity LTC benefits
  • Reduced paid-up benefit1
  • Customizable coverage
  • Most robust international benefits in the industry2
  • Potential to deduct LTC premiums
 
 
SecureCare marketing materials will be available to order from our fulfillment center June 26. Don't forget to check out our SecureCare product page for sales ideas and more!
 
Transition rules:
  • SecureCare Universal Life with multi-payment enhancements and long-term care replacements will be available June 26, 2019. To accommodate these changes, we now offer a new application.
  • We will continue accepting applications for the original product until July 26, 2019.
  • If a client has already submitted an application and started the underwriting process for the original product, but wants to switch to the new product, the new application is required. This must be sent to us, along with a cover letter explaining the desired change. Any completed underwriting requirements will be applied to the new application.
  • Policies that have already been issued, paid and in force are not currently eligible for an exchange to the new product, unless the policy is in its free-look period.
 
 
 
Contact Us
 
 Questions?
 Please call GoldenCare at 800-842-7799.
 
 
Securian-Logo-NEW-0518                     
 

For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to be general public.
 
1Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.
 
2Based on competitive research as of 1-2019.
 
Manage your preferences for future communications or unsubscribe from our Individual Life, Individual Annuity and Retirement Plans emails by visiting our profile center. We respect your privacy. We will not release your email address for any purpose.
 
SecureCare may not be available in all states. Product features, including limitations and exclusions, may vary by state.
 
Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.
 
SecureCare Universal Life Insurance includes the Acceleration for Long-Term Care Agreement. The Acceleration for Long-Term Care Agreement is a tax qualified long-term care agreement that covers care such as nursing care, home and community based care, and informal care as defined in this agreement. This agreement provides for the payment of a monthly benefit for qualified long-term care services. This agreements is intended to provide federally tax qualified long-term care insurance benefits under Section 7702B of the Internal Revenue Code, as amended. However, due to uncertainty in the tax law, benefits paid under this agreement may be taxable.
 
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
 
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.
 
This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.
 
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
 
Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates.
 
Securian Financial Group, Inc.
www.securian.com
 
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.. 400 Robert Street North, St. Paul, MN 55101-2098
©2018 Securian Financial Group, Inc. All rights reserved.