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A long-term care alternative now with even more flexibility
 
Offer a long-term care alternative that's within reach for more clients. On Tuesday, May 8th, Securian Financial's SecureCare is getting a makeover — with a new look plus enhanced features and benefits, including:
  • Cash indemnity benefits
  • Single and multi-pay options
  • Reduced-paid up benefit
 		Securian Financial has a new look
 
We're refreshing our look and making a strategic investment to build the visibility of our brand. Watch for more information arriving in the next few weeks.
 
Learn more

 
Transition rules:
  • SecureCare UL with multi-payment enhancements, along with long-term care (LTC) replacements will be available on Tuesday, May 8th. To accommodate these changes, we now offer a new application.
  • We will continue accepting applications for the original product until Friday, July 6th.
  • If a client has already submitted an application and begun the underwriting process and they wish to switch to the new product, the new application is required. This must be sent to Securian, along with a cover letter explaining the desired change. Any completed Underwriting requirements will be applied to the new application.
  • Policies that have already been issued, paid and are in-force are not currently eligible for an exchange to the new product with the exception of policies that are still in their free look period.
 
 
Discuss LTC needs with your clients
 
 
Learn more
  SecureCare Impairment Guide
 
 
Learn more
  Hybrid Life/LTC Product Comparison
 
Learn more
 
 
 
Contact Us
 
 Questions?
 Please call GoldenCare at 800-842-7799.
 
 
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For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to be general public.
 
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SecureCare may not be available in all states. Product features, including limitations and exclusions, may vary by state.
 
Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.
 
SecureCare Universal Life Insurance includes the Acceleration for Long-Term Care Agreement. The Acceleration for Long-Term Care Agreement is a tax qualified long-term care agreement that covers care such as nursing care, home and community based care, and informal care as defined in this agreement. This agreement provides for the payment of a monthly benefit for qualified long-term care services. This agreements is intended to provide federally tax qualified long-term care insurance benefits under Section 7702B of the Internal Revenue Code, as amended. However, due to uncertainty in the tax law, benefits paid under this agreement may be taxable.
 
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
 
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.
 
This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.
 
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
 
Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates.
 
Securian Financial Group, Inc.
www.securian.com
 
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.. 400 Robert Street North, St. Paul, MN 55101-2098
©2018 Securian Financial Group, Inc. All rights reserved.