{"text_format":"1","workbook":"xlsx","n_sheets":61,"sheets":["Input","Input2","Quote-1or2Same","Notes","Compare","Omni Quote2","STCCALC1","STCRate7","VsMoO1","VsMoOV","VsAetnaV","Aetna1","VsAetna1","VsGTLSTCV","VsAet-HHC+V","VsGTLHHCV","RawStdLife7","HNLHHC","HNLHHCCALC1","MedicoTemp","Input3","BUPInput2","One Insured","Two Insured","STC-Design","GTLHHC1","STCRate5","RawStdLife5","STCRate6 (2)","UW Chart2","UW Chart3","GTLHHCCALC1","MedRate1","MedRate2","RawMedico2","AetnaHHC+","VsAet-HHC+","UW Chart4","STCRate3","RawStdLife3","Vs-Med","UW Chart","VsGTLSTC1","VsGTLHHC","RawMedico","Compare-Visual","RawStdLife6 (2)","RawStdLife4","STCRate1","RawStdLife1","STCRate2","STCCALC2","Points","Points 3","GTLRate1","temp11","AetnaCalc","GTLCalc","Calcs1","Calcs2","temp1"],"not_rendered":{"charts":5,"images":30,"macros":1,"external_links":0,"defined_names":978,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Input","index":0,"n_rows":62,"n_cols":40,"rows_kept":62,"cut":false,"hidden":true,"merged":[[9,3,9,8],[8,3,8,8],[17,3,18,8],[1,0,1,2],[13,3,13,9],[6,3,6,9],[16,3,16,8],[1,3,4,6],[13,2,15,2],[5,3,5,8],[10,3,10,8],[11,3,11,8],[7,3,7,8]]}
[null,null,null,null,null,null,null,null,null,null,"Premium Glance: $",{"$f":"ROUND('One Insured'!L20,2)","v":2721.86},{"$f":"ROUND('Two Insured'!M21,2)","v":3323.7}]
["~ GTL Critical Cash Design Input Page ~",null,null,"Agents - Simply make choices in the YELLOW cells.  When done, click a button to view quote.",null,null,null,null,null,null,"Prems:"]
["Agent Name & Contact Info:","GoldenCare","800-842-7799"]
[null,null,null,null,null,null,null,null,null,null,"above 3K?:",{"$f":"IF(B6=\"LA\",\"OK\",IF(B6=\"SD\",\"OK\",IF(B6=\"KS\",\"OK\",IF(B6=\"MN\",\"OK\",\"NO\"))))","v":"NO"},{"$f":"L4","v":"NO"}]
[null,"1st Client:","2nd Client:",null,null,null,null,null,null,null,"ST Avail?:",{"$f":"VLOOKUP(B6,STATECHART,4,0)","v":"YES"},{"$f":"L5","v":"YES"}]
["State:","OH",{"$f":"IF($B16=\"Yes\",CONCATENATE(K1,\" \",M1),CONCATENATE(K1,\" \",L1))","v":"Premium Glance: $ 3323.7"},{"$f":"IF(L5=\"YES\",\"\",\"Sorry, Critical Care is not currently available in 1st Client's State!\")","v":""},null,null,null,null,null,null,"State?:",{"$f":"B6","v":"OH"},{"$f":"L6","v":"OH"}]
["First Name:","John","Sally",null,null,null,null,null,null,null,"1st:","John","Sally"]
["Last Name:","Prospect","Prospect",{"$f":"IF(AND(L12>3000,L4=\"NO\"),\"Sorry, 1st Client's Monthly Benefit amount is too high!\",\"\")","v":""},null,null,null,null,null,null,"Last:","Prospect","Prospect"]
["Age:",60,55,{"$f":"IF(AND(M12>3000,M4=\"NO\",B16=\"Yes\"),\"Sorry, 2nd Client's Monthly Benefit amount is too high!\",\"\")","v":""},null,null,null,null,null,null,"Age band:",{"$f":"VLOOKUP(B9,AGERANGE,2,0)","v":"60-64"},{"$f":"VLOOKUP(C9,AGERANGE,2,0)","v":"55-59"}]
["Tobacco:","No","No",{"$f":"IF(AND(B9>69,L14=\"Yes\"),\"Sorry, Return of Premium Not Available Past Age 69!\",IF(AND(L14=\"Yes\",L6=\"TX\",B9>54),\"Sorry, TX Return of Premium Not Available Past Age 54!\",\"\"))","v":""},null,null,null,null,null,null,"Tobac?:",{"$f":"B10","v":"No"},{"$f":"C10","v":"No"}]
["Plan Choice:","Plan A - Critical Care","Plan B - Cancer Care+",{"$f":"IF(AND(B6=\"MD\",L14=\"Yes\"),\"Sorry, Return of Premium Not Available In Maryland!\",IF(AND(L14=\"Yes\",B6=\"NJ\"),\"Sorry, Return of Premium Not Available In New Jersey!\",IF(AND(L14=\"Yes\",B6=\"MN\"),\"Sorry, Return of Premium Not Available In Minnesota!\",\"\")))","v":""},null,null,null,null,null,null,"Plan:",{"$f":"VLOOKUP(B11,PLANCHART,2,0)","v":"A"},{"$f":"VLOOKUP(C11,PLANCHART,2,0)","v":"B"},{"$f":"VLOOKUP(B19,PLANCHART,2,0)","v":"A"}]
["Monthly Ben.:",2500,2000,{"$f":"IF(AND(B6=\"HI\",(OR(B9<60,B17=\"Yes\"))),\"Sorry, Hawaii Only Allows Age 60 & Over!\",(IF(AND(B6=\"HI\",B16=\"Yes\",C9<60),\"Sorry, Hawaii Only Allows Age 60 & Over!\",\"\")))","v":""},null,null,null,null,null,null,"Mos. Ben:",{"$f":"VLOOKUP(B12,MOSBENCHART,2,0)","v":2500},{"$f":"VLOOKUP(C12,MOSBENCHART,2,0)","v":2000},500]
["Benefit Period:","24 Months","12 Months",null,null,null,null,null,null,null,"Ben Per:",{"$f":"VLOOKUP(B13,BENPERCHART,2,0)","v":24},{"$f":"VLOOKUP(C13,BENPERCHART,2,0)","v":12},{"$f":"L20","v":18}]
["Return of Premium:","No","Would you like to show the premiums for all three Plans (A, B & C)?",{"$f":"IF(AND(B6=\"WA\",B16=\"Yes\",(OR(NOT(B11=C11),NOT(B12=C12),NOT(B13=C13)))),\"In WA, Spousal Plans Must Be Identical, or They Must Apply Seperately!\",\"\")","v":""},null,null,null,null,null,null,"ROP?:",{"$f":"B14","v":"No"}]
["Prem. Mode:","Annual",null,null,null,null,null,null,null,null,"Mode fact:",{"$f":"IF($B$6=\"HI\",VLOOKUP($B$15,MODECHART,3,0),(IF($B$6=\"MN\",VLOOKUP($B$15,MODECHART,3,0),VLOOKUP(B15,MODECHART,2,0))))","v":1}]
["Spouse Also?:","Yes",null,"No",null,null,null,null,null,null,"Spouse?",{"$f":"B16","v":"Yes"}]
["Dependent Coverage?:","Yes",null,{"$f":"IF(AND($B$16=\"No\",$L$20>$L$13),\"Sorry, the Dependent's Benefit Period Cannot Be Greater Than The 1st Client's!\",IF(AND($B$16=\"Yes\",$L$20>$L$13,$L$20>$M$13),\"Sorry, the Dependent's Benefit Period Cannot Be Greater Than Both Clients' Benefit Periods!\",\"\"))","v":""},null,null,null,null,null,null,"Depend:",{"$f":"B17","v":"Yes"}]
["No. of Dependents:",1,null,{"$f":"IF(AND($B$6=\"WA\",$B$17=\"Yes\",$B$16=\"No\",NOT(B19=B11)),\"In WA, Dependent's Must Choose The Same Plan Type as One of the Parent's!\",IF(AND($B$6=\"WA\",$B17=\"Yes\",$B$16=\"Yes\",(OR(NOT(B19=B11),NOT(B19=C11)))),\"In WA, Dependent's Must Choose The Same Plan Type as One of the Parent's!\",\"\"))","v":""},null,null,null,null,null,null,"Depend #:",{"$f":"IF(L17=\"Yes\",B18,0)","v":1}]
["Depend. Plan :","Plan A - Critical Care",null,null,null,null,null,null,null,null,"Dpend Plan:",{"$f":"VLOOKUP(B19,PLANCHART,2,0)","v":"A"}]
["Depend. Ben. Per.:","18 Months",null,null,null,null,null,null,null,null,"Dpend Period:",{"$f":"IF(L17=\"Yes\",(VLOOKUP(B20,BENPERCHART,2,0)),0)","v":18}]
[null,null,null,null,null,null,null,null,null,null,"Dep Mos:",{"$f":"IF(L17=\"Yes\",500,0)","v":500}]
["Form: CCRATE14-07 (R 02/15)",null,null,null,null,null,null,null,null,null,"St Code:",{"$f":"VLOOKUP(L6,STATECHART,3,0)","v":"55"},{"$f":"VLOOKUP(M6,STATECHART,3,0)","v":"55"},{"$f":"M22","v":"55"},null,null,null,null,"St Code:",{"$f":"$L$22","v":"55"},{"$f":"$M$22","v":"55"},{"$f":"$N$22","v":"55"},null,null,null,null,"St Code:",{"$f":"$L$22","v":"55"},{"$f":"$M$22","v":"55"},{"$f":"$N$22","v":"55"},null,null,null,null,"St Code:",{"$f":"$L$22","v":"55"},{"$f":"$M$22","v":"55"},{"$f":"$N$22","v":"55"}]
[null,null,null,null,null,null,null,null,null,null,"Plan Code:",{"$f":"IF(L11=\"D\",\"A\",L11)","v":"A"},{"$f":"IF(M11=\"D\",\"A\",M11)","v":"B"},{"$f":"L19","v":"A"},null,null,null,null,"Plan Code:","A","A","A",null,null,null,null,"Plan Code:","B","B","B",null,null,null,null,"Plan Code:","C","C","C"]
[null,null,null,null,null,null,null,null,null,null,"Per Code:",{"$f":"L13","v":24},{"$f":"M13","v":12},{"$f":"L20","v":18},null,null,null,null,"Per Code:",{"$f":"$L$24","v":24},{"$f":"$M$24","v":12},{"$f":"$N$24","v":18},null,null,null,null,"Per Code:",{"$f":"$L$24","v":24},{"$f":"$M$24","v":12},{"$f":"$N$24","v":18},null,null,null,null,"Per Code:",{"$f":"$L$24","v":24},{"$f":"$M$24","v":12},{"$f":"$N$24","v":18}]
[null,null,null,null,null,null,null,null,null,null,"Age Code:",{"$f":"L9","v":"60-64"},{"$f":"M9","v":"55-59"},"D",null,null,null,null,"Age Code:",{"$f":"$L$25","v":"60-64"},{"$f":"$M$25","v":"55-59"},{"$f":"$N$25","v":"D"},null,null,null,null,"Age Code:",{"$f":"$L$25","v":"60-64"},{"$f":"$M$25","v":"55-59"},{"$f":"$N$25","v":"D"},null,null,null,null,"Age Code:",{"$f":"$L$25","v":"60-64"},{"$f":"$M$25","v":"55-59"},{"$f":"$N$25","v":"D"}]
[null,null,null,null,null,null,null,null,null,null,"ConCan:",{"$f":"CONCATENATE(L23,\"-\",L24,\"-\",L25)","v":"A-24-60-64"},{"$f":"CONCATENATE(M23,\"-\",M24,\"-\",M25)","v":"B-12-55-59"},{"$f":"CONCATENATE(N23,\"-\",N24,\"-\",N25)","v":"A-18-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(T23,\"-\",T24,\"-\",T25)","v":"A-24-60-64"},{"$f":"CONCATENATE(U23,\"-\",U24,\"-\",U25)","v":"A-12-55-59"},{"$f":"CONCATENATE(V23,\"-\",V24,\"-\",V25)","v":"A-18-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AB23,\"-\",AB24,\"-\",AB25)","v":"B-24-60-64"},{"$f":"CONCATENATE(AC23,\"-\",AC24,\"-\",AC25)","v":"B-12-55-59"},{"$f":"CONCATENATE(AD23,\"-\",AD24,\"-\",AD25)","v":"B-18-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AJ23,\"-\",AJ24,\"-\",AJ25)","v":"C-24-60-64"},{"$f":"CONCATENATE(AK23,\"-\",AK24,\"-\",AK25)","v":"C-12-55-59"},{"$f":"CONCATENATE(AL23,\"-\",AL24,\"-\",AL25)","v":"C-18-D"}]
[]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(L$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":2946.7},{"$f":"VLOOKUP(M$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":664.4},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART50,MATCH(N$12,BENS50,0),FALSE))","v":22},{"$f":"N28*$L$18","v":22},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(T$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":2946.7},{"$f":"VLOOKUP(U$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":978.8},{"$f":"VLOOKUP(V$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":22},{"$f":"V28*$L$18","v":22},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AB$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":1995.4},{"$f":"VLOOKUP(AC$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":664.4},{"$f":"VLOOKUP(AD$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":14.68},{"$f":"AD28*$L$18","v":14.68},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AJ$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":1556.4},{"$f":"VLOOKUP(AK$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":473.6},{"$f":"VLOOKUP(AL$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":9.5399999999999991},{"$f":"AL28*$L$18","v":9.5399999999999991}]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(L$26,CHART55,MATCH(L$12,BENS55,0),FALSE)","v":2676.9},{"$f":"VLOOKUP(M$26,CHART55,MATCH(M$12,BENS55,0),FALSE)","v":601.84},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART55,MATCH(N$12,BENS55,0),FALSE))","v":19.96},19.96,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(T$26,CHART55,MATCH(L$12,BENS55,0),FALSE)","v":2676.9},{"$f":"VLOOKUP(U$26,CHART55,MATCH(M$12,BENS55,0),FALSE)","v":884.88},{"$f":"VLOOKUP(V$26,CHART55,MATCH(N$12,BENS55,0),FALSE)","v":19.96},19.96,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AB$26,CHART55,MATCH(L$12,BENS55,0),FALSE)","v":1797.9},{"$f":"VLOOKUP(AC$26,CHART55,MATCH(M$12,BENS55,0),FALSE)","v":601.84},{"$f":"VLOOKUP(AD$26,CHART55,MATCH(N$12,BENS55,0),FALSE)","v":13.26},13.26,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AJ$26,CHART55,MATCH(L$12,BENS55,0),FALSE)","v":1408.3},{"$f":"VLOOKUP(AK$26,CHART55,MATCH(M$12,BENS55,0),FALSE)","v":433.28},{"$f":"VLOOKUP(AL$26,CHART55,MATCH(N$12,BENS55,0),FALSE)","v":8.64},8.64]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(L$26,CHART60,MATCH(L$12,BENS60,0),FALSE)","v":2443.9},{"$f":"VLOOKUP(M$26,CHART60,MATCH(M$12,BENS60,0),FALSE)","v":554.79999999999995},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART60,MATCH(N$12,BENS60,0),FALSE))","v":18.28},18.28,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(T$26,CHART60,MATCH(L$12,BENS60,0),FALSE)","v":2443.9},{"$f":"VLOOKUP(U$26,CHART60,MATCH(M$12,BENS60,0),FALSE)","v":814.4},{"$f":"VLOOKUP(V$26,CHART60,MATCH(N$12,BENS60,0),FALSE)","v":18.28},18.28,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AB$26,CHART60,MATCH(L$12,BENS60,0),FALSE)","v":1653.6},{"$f":"VLOOKUP(AC$26,CHART60,MATCH(M$12,BENS60,0),FALSE)","v":554.79999999999995},{"$f":"VLOOKUP(AD$26,CHART60,MATCH(N$12,BENS60,0),FALSE)","v":12.16},12.16,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AJ$26,CHART60,MATCH(L$12,BENS60,0),FALSE)","v":1296.7},{"$f":"VLOOKUP(AK$26,CHART60,MATCH(M$12,BENS60,0),FALSE)","v":393.36},{"$f":"VLOOKUP(AL$26,CHART60,MATCH(N$12,BENS60,0),FALSE)","v":7.94},7.94]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(L$26,CHART65,MATCH(L$12,BENS65,0),FALSE)","v":2263.6999999999998},{"$f":"VLOOKUP(M$26,CHART65,MATCH(M$12,BENS65,0),FALSE)","v":508.08},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART65,MATCH(N$12,BENS65,0),FALSE))","v":16.88},16.88,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(T$26,CHART65,MATCH(L$12,BENS65,0),FALSE)","v":2263.6999999999998},{"$f":"VLOOKUP(U$26,CHART65,MATCH(M$12,BENS65,0),FALSE)","v":751.68},{"$f":"VLOOKUP(V$26,CHART65,MATCH(N$12,BENS65,0),FALSE)","v":16.88},16.88,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AB$26,CHART65,MATCH(L$12,BENS65,0),FALSE)","v":1510.4},{"$f":"VLOOKUP(AC$26,CHART65,MATCH(M$12,BENS65,0),FALSE)","v":508.08},{"$f":"VLOOKUP(AD$26,CHART65,MATCH(N$12,BENS65,0),FALSE)","v":11.36},11.36,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AJ$26,CHART65,MATCH(L$12,BENS65,0),FALSE)","v":1186},{"$f":"VLOOKUP(AK$26,CHART65,MATCH(M$12,BENS65,0),FALSE)","v":361.28},{"$f":"VLOOKUP(AL$26,CHART65,MATCH(N$12,BENS65,0),FALSE)","v":7.46},7.46]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(L$26,CHARTSD,MATCH(L$12,BENSSD,0),FALSE)","v":2345},{"$f":"VLOOKUP(M$26,CHARTSD,MATCH(M$12,BENSSD,0),FALSE)","v":539.6},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTSD,MATCH(N$12,BENSSD,0),FALSE))","v":17.7},17.7,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(T$26,CHARTSD,MATCH(L$12,BENSSD,0),FALSE)","v":2345},{"$f":"VLOOKUP(U$26,CHARTSD,MATCH(M$12,BENSSD,0),FALSE)","v":790.4},{"$f":"VLOOKUP(V$26,CHARTSD,MATCH(N$12,BENSSD,0),FALSE)","v":17.7},17.7,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AB$26,CHARTSD,MATCH(L$12,BENSSD,0),FALSE)","v":1586.3},{"$f":"VLOOKUP(AC$26,CHARTSD,MATCH(M$12,BENSSD,0),FALSE)","v":539.6},{"$f":"VLOOKUP(AD$26,CHARTSD,MATCH(N$12,BENSSD,0),FALSE)","v":11.76},11.76,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AJ$26,CHARTSD,MATCH(L$12,BENSSD,0),FALSE)","v":1207},{"$f":"VLOOKUP(AK$26,CHARTSD,MATCH(M$12,BENSSD,0),FALSE)","v":372.4},{"$f":"VLOOKUP(AL$26,CHARTSD,MATCH(N$12,BENSSD,0),FALSE)","v":7.56},7.56]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(L$26,CHARTIN,MATCH(L$12,BENSIN,0),FALSE)","v":2710.2},{"$f":"VLOOKUP(M$26,CHARTIN,MATCH(M$12,BENSIN,0),FALSE)","v":609.36},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTIN,MATCH(N$12,BENSIN,0),FALSE))","v":20.2},20.2,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(T$26,CHARTIN,MATCH(L$12,BENSIN,0),FALSE)","v":2710.2},{"$f":"VLOOKUP(U$26,CHARTIN,MATCH(M$12,BENSIN,0),FALSE)","v":895.92},{"$f":"VLOOKUP(V$26,CHARTIN,MATCH(N$12,BENSIN,0),FALSE)","v":20.2},20.2,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AB$26,CHARTIN,MATCH(L$12,BENSIN,0),FALSE)","v":1820.3},{"$f":"VLOOKUP(AC$26,CHARTIN,MATCH(M$12,BENSIN,0),FALSE)","v":609.36},{"$f":"VLOOKUP(AD$26,CHARTIN,MATCH(N$12,BENSIN,0),FALSE)","v":13.42},13.42,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AJ$26,CHARTIN,MATCH(L$12,BENSIN,0),FALSE)","v":1425.9},{"$f":"VLOOKUP(AK$26,CHARTIN,MATCH(M$12,BENSIN,0),FALSE)","v":438.8},{"$f":"VLOOKUP(AL$26,CHARTIN,MATCH(N$12,BENSIN,0),FALSE)","v":8.74},8.74]
[null,null,null,null,null,null,null,null,null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact."]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"L28+IF($B$16=\"Yes\",$M28,0)+IF($B$17=\"Yes\",$O28,0)","v":3633.1},{"$f":"IF($L$14=\"Yes\",(IF($L$6=\"NJ\",0,(IF($L$6=\"MD\",0,(IF($L$6=\"MN\",0,(IF($L$6=\"TX\",VLOOKUP($L$49,TXROPFACTORS,2,0),(VLOOKUP($L$25,ROPFACTORS,2,0)))))))))),1)","v":1},{"$f":"L35*M35","v":3633.1},{"$f":"N35+25","v":3658.1},{"$f":"$L$15","v":1},null,null,"Plan Annuals-50:",{"$f":"T28+IF($B$16=\"Yes\",$U28,0)+IF($B$17=\"Yes\",$W28,0)","v":3947.5},{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},{"$f":"T35*U35","v":3947.5},{"$f":"V35+25","v":3972.5},{"$f":"$L$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AB28+IF($B$16=\"Yes\",$AC28,0)+IF($B$17=\"Yes\",$AE28,0)","v":2674.48},{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},{"$f":"AB35*AC35","v":2674.48},{"$f":"AD35+25","v":2699.48},{"$f":"$L$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AJ28+IF($B$16=\"Yes\",$AK28,0)+IF($B$17=\"Yes\",$AM28,0)","v":2039.54},{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},{"$f":"AJ35*AK35","v":2039.54},{"$f":"AL35+25","v":2064.54},{"$f":"$L$15","v":1}]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-55:",3298.7000000000003,{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},3298.7000000000003,3323.7000000000003,1,null,null,"Plan Annuals-55:",3581.7400000000002,1,3581.7400000000002,3606.7400000000002,1,null,null,"Plan Annuals-55:",2413.0000000000005,1,2413.0000000000005,2438.0000000000005,1,null,null,"Plan Annuals-55:",1850.22,1,1850.22,1875.22,1]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-60:",3016.98,{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},3016.98,3041.98,1,null,null,"Plan Annuals-60:",3276.5800000000004,1,3276.5800000000004,3301.5800000000004,1,null,null,"Plan Annuals-60:",2220.5599999999995,1,2220.5599999999995,2245.5599999999995,1,null,null,"Plan Annuals-60:",1698,1,1698,1723,1]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-65:",2788.66,{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},2788.66,2813.66,1,null,null,"Plan Annuals-65:",3032.2599999999998,1,3032.2599999999998,3057.2599999999998,1,null,null,"Plan Annuals-65:",2029.84,1,2029.84,2054.84,1,null,null,"Plan Annuals-65:",1554.74,1,1554.74,1579.74,1]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-SD:",2902.2999999999997,{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},2902.2999999999997,2927.2999999999997,1,null,null,"Plan Annuals-SD:",3153.1,1,3153.1,3178.1,1,null,null,"Plan Annuals-SD:",2137.6600000000003,1,2137.6600000000003,2162.6600000000003,1,null,null,"Plan Annuals-SD:",1586.96,1,1586.96,1611.96,1]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-IN:",3339.7599999999998,{"$f":"IF($L$14=\"Yes\",VLOOKUP($L$25,ROPFACTORS,2,0),1)","v":1},3339.7599999999998,3364.7599999999998,1,null,null,"Plan Annuals-IN:",3626.3199999999997,1,3626.3199999999997,3651.3199999999997,1,null,null,"Plan Annuals-IN:",2443.08,1,2443.08,2468.08,1,null,null,"Plan Annuals-IN:",1873.44,1,1873.44,1898.44,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"modal prem",null,null,null,null,null,null,null,"modal prem"]
[null,null,null,null,null,null,null,null,"these are new:",null,"Plan Annuals-KY:",{"$f":"VLOOKUP(L$26,CHARTKY,MATCH(L$12,BENSKY,0),FALSE)","v":2297.6},{"$f":"VLOOKUP(M$26,CHARTKY,MATCH(M$12,BENSKY,0),FALSE)","v":515.76},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTKY,MATCH(N$12,BENSKY,0),FALSE))","v":17.12},{"$f":"N42*$L$18","v":17.12},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(T$26,CHARTKY,MATCH(L$12,BENSKY,0),FALSE)","v":2297.6},{"$f":"VLOOKUP(U$26,CHARTKY,MATCH(M$12,BENSKY,0),FALSE)","v":762.96},{"$f":"VLOOKUP(V$26,CHARTKY,MATCH(N$12,BENSKY,0),FALSE)","v":17.12},{"$f":"V42*$L$18","v":17.12},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AB$26,CHARTKY,MATCH(L$12,BENSKY,0),FALSE)","v":1533},{"$f":"VLOOKUP(AC$26,CHARTKY,MATCH(M$12,BENSKY,0),FALSE)","v":515.76},{"$f":"VLOOKUP(AD$26,CHARTKY,MATCH(N$12,BENSKY,0),FALSE)","v":11.36},{"$f":"AD42*$L$18","v":11.36},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AJ$26,CHARTKY,MATCH(L$12,BENSKY,0),FALSE)","v":1203.8},{"$f":"VLOOKUP(AK$26,CHARTKY,MATCH(M$12,BENSKY,0),FALSE)","v":366.8},{"$f":"VLOOKUP(AL$26,CHARTKY,MATCH(N$12,BENSKY,0),FALSE)","v":7.38},{"$f":"AL42*$L$18","v":7.38}]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(L$26,CHARTKS,MATCH(L$12,BENSKS,0),FALSE)","v":2827.8},{"$f":"VLOOKUP(M$26,CHARTKS,MATCH(M$12,BENSKS,0),FALSE)","v":646},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTKS,MATCH(N$12,BENSKS,0),FALSE))","v":21.3},21.3,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(T$26,CHARTKS,MATCH(L$12,BENSKS,0),FALSE)","v":2827.8},{"$f":"VLOOKUP(U$26,CHARTKS,MATCH(M$12,BENSKS,0),FALSE)","v":950},{"$f":"VLOOKUP(V$26,CHARTKS,MATCH(N$12,BENSKS,0),FALSE)","v":21.3},21.3,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AB$26,CHARTKS,MATCH(L$12,BENSKS,0),FALSE)","v":1914},{"$f":"VLOOKUP(AC$26,CHARTKS,MATCH(M$12,BENSKS,0),FALSE)","v":646},{"$f":"VLOOKUP(AD$26,CHARTKS,MATCH(N$12,BENSKS,0),FALSE)","v":14.2},14.2,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AJ$26,CHARTKS,MATCH(L$12,BENSKS,0),FALSE)","v":1448.4},{"$f":"VLOOKUP(AK$26,CHARTKS,MATCH(M$12,BENSKS,0),FALSE)","v":448.4},{"$f":"VLOOKUP(AL$26,CHARTKS,MATCH(N$12,BENSKS,0),FALSE)","v":9.08},9.08]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(L$26,CHARTHI,MATCH(L$12,BENSHI,0),FALSE)","v":3034.4},{"$f":"VLOOKUP(M$26,CHARTHI,MATCH(M$12,BENSHI,0),FALSE)","v":99999},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTHI,MATCH(N$12,BENSHI,0),FALSE))","v":99999},99999,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(T$26,CHARTHI,MATCH(L$12,BENSHI,0),FALSE)","v":3034.4},{"$f":"VLOOKUP(U$26,CHARTHI,MATCH(M$12,BENSHI,0),FALSE)","v":99999},{"$f":"VLOOKUP(V$26,CHARTHI,MATCH(N$12,BENSHI,0),FALSE)","v":99999},99999,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AB$26,CHARTHI,MATCH(L$12,BENSHI,0),FALSE)","v":2120.4},{"$f":"VLOOKUP(AC$26,CHARTHI,MATCH(M$12,BENSHI,0),FALSE)","v":99999},{"$f":"VLOOKUP(AD$26,CHARTHI,MATCH(N$12,BENSHI,0),FALSE)","v":99999},99999,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AJ$26,CHARTHI,MATCH(L$12,BENSHI,0),FALSE)","v":1632.3},{"$f":"VLOOKUP(AK$26,CHARTHI,MATCH(M$12,BENSHI,0),FALSE)","v":99999},{"$f":"VLOOKUP(AL$26,CHARTHI,MATCH(N$12,BENSHI,0),FALSE)","v":99999},99999]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(L$26,CHARTMN,MATCH(L$12,BENSMN,0),FALSE)","v":3670.14},{"$f":"VLOOKUP(M$26,CHARTMN,MATCH(M$12,BENSMN,0),FALSE)","v":881.22},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHARTMN,MATCH(N$12,BENSMN,0),FALSE))","v":20.04},20.04,null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(T$26,CHARTMN,MATCH(L$12,BENSMN,0),FALSE)","v":3670.14},{"$f":"VLOOKUP(U$26,CHARTMN,MATCH(M$12,BENSMN,0),FALSE)","v":1345.96},{"$f":"VLOOKUP(V$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":22},22,null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(AB$26,CHARTMN,MATCH(L$12,BENSMN,0),FALSE)","v":2550.85},{"$f":"VLOOKUP(AC$26,CHARTMN,MATCH(M$12,BENSMN,0),FALSE)","v":881.22},{"$f":"VLOOKUP(AD$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":14.68},14.68,null,null,null,"Plan Annuals-MN",{"$f":"VLOOKUP(AJ$26,CHARTMN,MATCH(L$12,BENSMN,0),FALSE)","v":1809.47},{"$f":"VLOOKUP(AK$26,CHARTMN,MATCH(M$12,BENSMN,0),FALSE)","v":682.78},{"$f":"VLOOKUP(AL$26,CHART50,MATCH(N$12,BENS50,0),FALSE)","v":9.5399999999999991},9.5399999999999991]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-XX:",{"$f":"VLOOKUP(L$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":2946.7},{"$f":"VLOOKUP(M$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":664.4},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART50,MATCH(N$12,BENS50,0),FALSE))","v":22},22,null,null,null,"Plan Annuals-XX:",2946.7,978.8,22,22,null,null,null,"Plan Annuals-XX:",1995.4,664.4,14.68,14.68,null,null,null,"Plan Annuals-XX:",1556.4,473.6,9.5399999999999991,9.5399999999999991]
[null,null,null,null,null,null,null,null,null,null,"Plan Annuals-XX:",{"$f":"VLOOKUP(L$26,CHART50,MATCH(L$12,BENS50,0),FALSE)","v":2946.7},{"$f":"VLOOKUP(M$26,CHART50,MATCH(M$12,BENS50,0),FALSE)","v":664.4},{"$f":"IF($N$24=0,0,VLOOKUP(N$26,CHART50,MATCH(N$12,BENS50,0),FALSE))","v":22},22,null,null,null,"Plan Annuals-XX:",2946.7,978.8,22,22,null,null,null,"Plan Annuals-XX:",1995.4,664.4,14.68,14.68,null,null,null,"Plan Annuals-XX:",1556.4,473.6,9.5399999999999991,9.5399999999999991]
[]
[null,null,null,null,null,null,null,null,null,null,"TX-ROP-AGE-BAND:",{"$f":"VLOOKUP(B9,TXAGERANGE,2,0)","v":"60-64"}]
[]
[null,null,null,null,null,null,null,null,"these are new:",null,"This is \"FIRSTANNPREM\"",null,"col counts on this line…",null,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29]
[null,null,null,null,null,null,null,null,null,null,"50",{"$f":"L28","v":2946.7},{"$f":"M28","v":664.4},{"$f":"N28","v":22},{"$f":"O28","v":22},null,null,null,null,{"$f":"T28","v":2946.7},978.8,22,22,null,null,null,null,{"$f":"AB28","v":1995.4},664.4,14.68,14.68,null,null,null,null,{"$f":"AJ28","v":1556.4},473.6,9.5399999999999991,9.5399999999999991]
[null,null,null,null,null,null,null,null,null,null,"55",{"$f":"L29","v":2676.9},601.84,{"$f":"N29","v":19.96},19.96,null,null,null,null,2676.9,884.88,19.96,19.96,null,null,null,null,1797.9,601.84,13.26,13.26,null,null,null,null,1408.3,433.28,8.64,8.64]
[null,null,null,null,null,null,null,null,null,null,"60",2443.9,554.79999999999995,18.28,18.28,null,null,null,null,2443.9,814.4,18.28,18.28,null,null,null,null,1653.6,554.79999999999995,12.16,12.16,null,null,null,null,1296.7,393.36,7.94,7.94]
[null,null,null,null,null,null,null,null,null,null,"65",2263.6999999999998,508.08,16.88,16.88,null,null,null,null,2263.6999999999998,751.68,16.88,16.88,null,null,null,null,1510.4,508.08,11.36,11.36,null,null,null,null,1186,361.28,7.46,7.46]
[null,null,null,null,null,null,null,null,null,null,"SD",2345,539.6,17.7,17.7,null,null,null,null,2345,790.4,17.7,17.7,null,null,null,null,1586.3,539.6,11.76,11.76,null,null,null,null,1207,372.4,7.56,7.56]
[null,null,null,null,null,null,null,null,null,null,"IN",2710.2,609.36,20.2,20.2,null,null,null,null,2710.2,895.92,20.2,20.2,null,null,null,null,1820.3,609.36,13.42,13.42,null,null,null,null,1425.9,438.8,8.74,8.74]
[null,null,null,null,null,null,null,null,null,null,"KY",{"$f":"L42","v":2297.6},515.76,17.12,17.12,null,null,null,null,{"$f":"T42","v":2297.6},762.96,17.12,17.12,null,null,null,null,{"$f":"AB42","v":1533},515.76,11.36,11.36,null,null,null,null,{"$f":"AJ42","v":1203.8},366.8,7.38,7.38]
[null,null,null,null,null,null,null,null,null,null,"KS",2827.8,646,21.3,21.3,null,null,null,null,2827.8,950,21.3,21.3,null,null,null,null,1914,646,14.2,14.2,null,null,null,null,1448.4,448.4,9.08,9.08]
[null,null,null,null,null,null,null,null,null,null,"LA",{"$f":"L43","v":2827.8},646,21.3,21.3,null,null,null,null,{"$f":"T43","v":2827.8},950,21.3,21.3,null,null,null,null,{"$f":"AB43","v":1914},646,14.2,14.2,null,null,null,null,{"$f":"AJ43","v":1448.4},448.4,9.08,9.08]
[null,null,null,null,null,null,null,null,null,null,"HI",3034.4,99999,99999,99999,null,null,null,null,3034.4,99999,99999,99999,null,null,null,null,2120.4,99999,99999,99999,null,null,null,null,1632.3,99999,99999,99999]
[null,null,null,null,null,null,null,null,null,null,"MN",{"$f":"L45","v":3670.14},881.22,20.04,20.04,null,null,null,null,3670.14,1345.96,22,22,null,null,null,null,2550.85,881.22,14.68,14.68,null,null,null,null,1809.47,682.78,9.5399999999999991,9.5399999999999991]

{"sheet":"Input2","index":1,"n_rows":132,"n_cols":54,"rows_kept":132,"cut":false,"hidden":false,"merged":[[1,0,1,2]]}
[null,null,null,null,null,null,null,null,"Medico GI Rider Age:",62,"Med. Underwriting",null,null,"Below is Rx Max:","Below is Rx Max:","Below is Rx Max:","Keep at $300",null,null,null,null,null,null,null,"Glance: $",{"$f":"ROUND('One Insured'!L20,2)","v":2721.86},{"$f":"ROUND('Two Insured'!M21,2)","v":3323.7},null,null,"Below is GTL Recover Cash",null,null,null,"Below is AETNA HHC+"]
["~ OMNIFLEX ~",null,null,"** IF one of the fillable cells turns RED… go to \"Notes\" tab for explanation.",null,null,null,null,null,"No GI Rider","Full UW",null,null,"$500 Rx Max","$0 Rx Max","$300 Rx Max","$300 Rx Max",null,null,null,null,null,null,null,"Prems:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP($K$2,MEDHHCDAILY,2,0)","v":"Simplified UW"},{"$f":"VLOOKUP($K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"VLOOKUP($K$2,MEDUWCHART,2,0)","v":"F"},null,{"$f":"VLOOKUP($K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"VLOOKUP($K$2,MEDUWCHART,2,0)","v":"F"}]
["Product:","Aetna Recovery Care","Aetna Recovery Care","GTL Recover Cash","GTL Recover Cash","HNL ST HHC","HNL ST HHC","GTL ST HHC","GTL ST HHC","MedicoSTC","MedicoSTC","Aetna HHC+","Aetna HHC+","StdLife STC5!","StdLife STC5!","OmniFlex","OmniFlex",3,null,null,null,null,null,null,"Below is Aetna Recovery Care",null,null,null,null,null,null,null,"Below is AetnaHHC+",null,null,"Below is GTL ST HHC",null,null,"Below is MEDICO",null,null,"Below is Medico INFL",null,null,"Below is StdLife STC5",null,null,"Below is StdLife STC7"]
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[null,"1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:",5,"are NOT ACCURATE.",null,null,null,null,null,"ST Avail?:",{"$f":"VLOOKUP(B6,AETNASTATECHART,4,0)","v":"YES"},{"$f":"Z5","v":"YES"},{"$f":"Z5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(D6,GTLSTATECHART,4,0)","v":"NO*"},{"$f":"AD5","v":"NO*"},null,"State Avail?",{"$f":"VLOOKUP(L6,STCSTATECHART,4,0)","v":"YES"},{"$f":"AH5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(H6,GTLSTHHCSTATECHART,4,0)","v":"YES*"},{"$f":"AK5","v":"YES*"},"State Avail?",{"$f":"VLOOKUP(J6,STCSTATECHART,4,0)","v":"YES"},{"$f":"AN5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(L6,STCSTATECHART,4,0)","v":"YES"},{"$f":"AQ5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(N6,STCSTATECHART,4,0)","v":"YES"},{"$f":"AT5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(P6,OMNISTATECHART,4,0)","v":"YES"},{"$f":"AW5","v":"YES"}]
["State:","GA",{"$f":"IF($B16=\"Yes\",CONCATENATE(Y1,\" \",Aetna1!G61),CONCATENATE(Y1,\" \",B4))","v":"Glance: $ 1432.6"},"FL-None",{"$f":"IF($D16=\"Yes\",CONCATENATE($Y1,\" \",GTLRate1!G67),CONCATENATE($Y1,\" \",D4))","v":"Glance: $ 661.7"},"NE",{"$f":"IF($F16=\"Yes\",CONCATENATE($Y1,\" \",(F4+G4)),CONCATENATE($Y1,\" \",F4))","v":"Glance: $ 1"},"DE-Note",{"$f":"IF($H16=\"Yes\",CONCATENATE($Y1,\" \",(H4+I4),\" (Rx)\"),CONCATENATE($Y1,\" \",H4,\" (Rx)\"))","v":"Glance: $ 541.28 (Rx)"},"IA",{"$f":"IF($J16=\"Yes\",CONCATENATE($Y1,\" \",MedRate2!I98),CONCATENATE($Y1,\" \",J4))","v":"Glance: $ 1640.9"},"IA",{"$f":"IF($L16=\"Yes\",CONCATENATE($Y1,\" \",'AetnaHHC+'!G98),CONCATENATE($Y1,\" \",L4))","v":"Glance: $ 935"},"IA",{"$f":"IF($N16=\"Yes\",CONCATENATE($Y1,\" \",STCRate5!G98),CONCATENATE($Y1,\" \",N4))","v":"Glance: $ 1437.85"},"AL",{"$f":"IF($P16=\"Yes\",CONCATENATE($Y1,\" \",STCRate7!G98),CONCATENATE($Y1,\" \",P4))","v":"Glance: $ 4595.76"},6,"Just calculations and ",null,null,null,null,null,"State?:",{"$f":"B6","v":"GA"},{"$f":"Z6","v":"GA"},null,null,null,null,null,"HHC/Infl?","N","N","HHC $",{"$f":"VLOOKUP(H17,GTLSTHHCOPTIONCHART,2,FALSE)","v":450},{"$f":"VLOOKUP(I17,GTLSTHHCOPTIONCHART,2,FALSE)","v":450},"HHC/Infl?",{"$f":"MedRate1!B83","v":"N"},{"$f":"MedRate1!B84","v":"N"},"HHC/Infl?",{"$f":"'AetnaHHC+'!B83","v":13},{"$f":"'AetnaHHC+'!B84","v":13},"HHC/Infl?",{"$f":"STCRate5!B83","v":"N"},{"$f":"STCRate5!B84","v":"N"},"HHC/Infl?",{"$f":"STCRate7!B83","v":"Y"},{"$f":"STCRate7!B84","v":"Y"}]
["First Name:","John","Sally",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},"John Prospect","Sally Prospect",{"$f":"B7","v":"John"},"Sally","John",{"$f":"E7","v":"Sally"},"Bob","Betty",7,"tables in place, etc.!!",null,null,null,null,null,"1st:",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},null,"Inflate?",{"$f":"VLOOKUP(D11,GTLBIOCHART,2)","v":"A"},{"$f":"VLOOKUP(E11,GTLBIOCHART,2)","v":"A"},null,"Fast/Infl.?","N","N","HHAide $",{"$f":"VLOOKUP(H17,GTLSTHHCOPTIONCHART,5,FALSE)","v":120},{"$f":"VLOOKUP(I17,GTLSTHHCOPTIONCHART,5,FALSE)","v":120},"NH/Infl.?",{"$f":"MedRate1!A83","v":"N"},{"$f":"MedRate1!A84","v":"N"},"Fast/Infl.?",{"$f":"VLOOKUP(L11,SLINFLCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(M11,SLINFLCHART,2,FALSE)","v":{"$error":"#N/A"}},"Fast/Infl.?",{"$f":"VLOOKUP(N11,SLINFLCHART,2,FALSE)","v":"N"},{"$f":"VLOOKUP(O11,SLINFLCHART,2,FALSE)","v":"N"},"Fast/Infl.?",{"$f":"VLOOKUP(P11,SLINFLCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Q11,SLINFLCHART,2,FALSE)","v":{"$error":"#N/A"}}]
["Last Name:","Prospect","Prospect",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},{"$f":"B8","v":"Prospect"},{"$f":"B8","v":"Prospect"},"5% Multi Disc.","No Multi Disc.","Prospect","Prospect","Prospect","Prospect","Smith","Smith",8,null,null,null,null,null,null,"Last:",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},null,"Tobacco?",{"$f":"IF($D10=\"No\",1,2)","v":1},{"$f":"IF($E10=\"No\",1,2)","v":1},null,"Tobacco?",{"$f":"IF($L10=\"No\",1,2)","v":1},{"$f":"IF($M10=\"No\",1,2)","v":1},null,null,null,"Tobacco?",{"$f":"IF($J10=\"No\",1,2)","v":1},{"$f":"IF($K10=\"No\",1,2)","v":1},"Tobacco?",{"$f":"IF($L10=\"No\",1,2)","v":1},{"$f":"IF($M10=\"No\",1,2)","v":1},"Tobacco?",{"$f":"IF($N10=\"No\",1,2)","v":1},{"$f":"IF($O10=\"No\",1,2)","v":1},"Tobacco?",{"$f":"IF($P10=\"No\",1,2)","v":1},{"$f":"IF($Q10=\"No\",1,2)","v":1}]
["Age:",61,60,70,61,64,65,61,71,60,60,61,64,64,64,58,60,9,null,null,null,null,null,null,"Age band:",{"$f":"VLOOKUP(B9,AETNAAGERANGE,2,0)","v":"60-64"},{"$f":"VLOOKUP(C9,AETNAAGERANGE,2,0)","v":"60-64"},null,"Concate:",{"$f":"CONCATENATE(AD7,AD8)","v":"A1"},{"$f":"CONCATENATE(AE7,AE8)","v":"A1"},null,"Concate:",{"$f":"CONCATENATE(AH7,AH8)","v":"N1"},{"$f":"CONCATENATE(AI7,AI8)","v":"N1"},null,null,null,"Concate:",{"$f":"CONCATENATE(AN7,AN8)","v":"N1"},{"$f":"CONCATENATE(AO7,AO8)","v":"N1"},"Concate:",{"$f":"CONCATENATE(AQ7,AQ8)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AR7,AR8)","v":{"$error":"#N/A"}},"Concate:",{"$f":"CONCATENATE(AT7,AT8)","v":"N1"},{"$f":"CONCATENATE(AU7,AU8)","v":"N1"},"Concate:",{"$f":"CONCATENATE(AW7,AW8)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AX7,AX8)","v":{"$error":"#N/A"}}]
["Tobacco:","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",10,null,null,null,null,null,null,"Fac. Elim Days:",{"$f":"VLOOKUP(B14,AETNAELIMCHART,2)","v":20},{"$f":"VLOOKUP(C14,AETNAELIMCHART,2)","v":0},"HHC BELOW",null,null,null,null,"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AH12)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AI12)),\"Y\",\"N\")","v":"N"},null,null,null,"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AN12)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AO12)),\"Y\",\"N\")","v":"N"},"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AQ12)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AR12)),\"Y\",\"N\")","v":"N"},"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AT12)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AU12)),\"Y\",\"N\")","v":"N"},"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AW12)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AX12)),\"Y\",\"N\")","v":"Y"}]
["Inflation Choice:","None Avail.","None Avail.","A-0% Inflation","A-0% Inflation","No Inflation Avail.","No Inflation Avail.","No Acct/Sick Rider","No Acct/Sick Rider","No GI Rider","No GI Rider","No AMB/ER Rider","No AMB/ER Rider","0% on Fast50","0% on Fast50",{"$f":"STCRate7!B124","v":"5%-FAC&HHC"},{"$f":"STCRate7!B125","v":"5%-FAC&HHC"},11,null,null,null,null,null,null,"Period Days:",{"$f":"VLOOKUP(B13,AETNAFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(C13,AETNAFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(B18,AETNAHHCSCHART,2)","v":52},{"$f":"VLOOKUP(C18,AETNAHHCSCHART,2)","v":52},null,null,null,"Amb Code:",{"$f":"VLOOKUP(L11,HHCPLUSAMBCHART,2,FALSE)","v":0},{"$f":"VLOOKUP(M11,HHCPLUSAMBCHART,2,FALSE)","v":0},"AC Code:",{"$f":"VLOOKUP($H$11,GTLSTHHCACCHART,2,FALSE)","v":"AC-0"},{"$f":"VLOOKUP($I$11,GTLSTHHCACCHART,2,FALSE)","v":"AC-0"},"HHC Growth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AN18)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AO18)),\"Y\",\"N\")","v":"N"},"HHC Growth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AQ18)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AR18)),\"Y\",\"N\")","v":"N"},"HHC Growth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AT18)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AU18)),\"Y\",\"N\")","v":"N"},"HHC Growth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",AW18)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AX18)),\"Y\",\"N\")","v":"Y"}]
["Facility Benefit:",200,310,50,200,"Plus 1x $25 App Fee","Plus 1x $25 App Fee","No Critical Acc. Rider","No Critical Acc. Rider",300,300,"No Cancer Rider","$2,500 Cancer",200,200,400,400,12,null,null,null,null,null,null,"Fac. Factor:",{"$f":"VLOOKUP(B12,AETNADROPCHART,2,0)","v":20},{"$f":"VLOOKUP(C12,AETNADROPCHART,2,0)","v":31},{"$f":"VLOOKUP(B17,AETHHCBENSCHART,2,FALSE)","v":8},{"$f":"VLOOKUP(C17,AETHHCBENSCHART,2,FALSE)","v":7},null,null,null,"Cancer Fac",{"$f":"VLOOKUP(L12,HHCPLUSCANCHART,3,FALSE)","v":0},{"$f":"VLOOKUP(M12,HHCPLUSCANCHART,3,FALSE)","v":1},"Crit Code:",{"$f":"VLOOKUP($H$12,GTLSTHHCCRITCHART,2,FALSE)","v":"CA-0"},{"$f":"VLOOKUP($I$12,GTLSTHHCCRITCHART,2,FALSE)","v":"CA-0"},"NH?",{"$f":"VLOOKUP(J13,MED2CHART,2,FALSE)","v":360},{"$f":"VLOOKUP(K13,MED2CHART,2,FALSE)","v":360},"NH?",{"$f":"VLOOKUP(J13,MEDFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(K13,MEDFACCHART,2,FALSE)","v":360},"NH?",{"$f":"VLOOKUP(N13,SLFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(O13,SLFACCHART,2,FALSE)","v":360},"NH?",{"$f":"VLOOKUP(P13,MANFACCHART,2,FALSE)","v":"360+"},{"$f":"VLOOKUP(Q13,MANFACCHART,2,FALSE)","v":"360+"}]
["Facility Ben. Period:","360 Day","360 Day","360 Day","360 Day","No Household Disc.","With Household Disc.","No Dental/Vis. Rider","No Dental/Vis. Rider","360 Day","360 Day","No Facility","No Facility","360 Day","360 Day","360 Day (w/5%)","360 Day (w/5%)",13,null,null,null,null,null,null,"Fac./$10",{"$f":"Aetna1!G52","v":35.950000000000003},{"$f":"Aetna1!G53","v":34.799999999999997},null,"NH?",{"$f":"VLOOKUP(D13,GTLFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(E13,GTLFACCHART,2,FALSE)","v":360},null,"Elim?",{"$f":"VLOOKUP(F14,SLFACECHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G14,SLFACECHART,2,FALSE)","v":{"$error":"#N/A"}},"D/V Code:",{"$f":"VLOOKUP($H$13,GTLSTHHCDVCHART,2,FALSE)","v":"DV-0"},{"$f":"VLOOKUP($I$13,GTLSTHHCDVCHART,2,FALSE)","v":"DV-0"},"Elim?",{"$f":"VLOOKUP(J14,MEDHHCELIMCHART,2,FALSE)","v":20},{"$f":"VLOOKUP(K14,MEDHHCELIMCHART,2,FALSE)","v":20},"Elim?",{"$f":"VLOOKUP(J14,MEDHHCELIMCHART,2,FALSE)","v":20},{"$f":"VLOOKUP(J14,MEDHHCELIMCHART,2,FALSE)","v":20},"Elim?",{"$f":"VLOOKUP(N14,SLFACECHART,2,FALSE)","v":20},{"$f":"VLOOKUP(O14,SLFACECHART,2,FALSE)","v":20},"Elim?",{"$f":"VLOOKUP(P14,MANFACECHART,2,FALSE)","v":60},{"$f":"VLOOKUP(Q14,MANFACECHART,2,FALSE)","v":60}]
["Facility Elimination:",20,0,0,0,"No Ambulance Rider","No Ambulance Rider","No Ambulance Rider","No Ambulance Rider","20 Day","20 Day","Benefit Avail.","Benefit Avail.","20 Day","20 Day","60 Day","60 Day",14,null,null,null,null,null,null,"FAC-Match:",{"$f":"CONCATENATE(Z11,\"-\",Z10)","v":"360-20"},{"$f":"CONCATENATE(AA11,\"-\",AA10)","v":"360-0"},null,"NH-ELIM:",{"$f":"CONCATENATE(AD13,\"-\",D14)","v":"360-0"},{"$f":"CONCATENATE(AE13,\"-\",E14)","v":"360-0"},null,"NH-Elim:",{"$f":"CONCATENATE(AH12,\"-\",AH13)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AI12,\"-\",AI13)","v":{"$error":"#N/A"}},"Amb. Code:",{"$f":"VLOOKUP($H$14,GTLSTHHCAMBCHART,2,FALSE)","v":"AMB-0"},{"$f":"VLOOKUP($I$14,GTLSTHHCAMBCHART,2,FALSE)","v":"AMB-0"},"NH-Elim:",{"$f":"CONCATENATE(AN2,\"-\",AN12,\"-\",AN13)","v":"F-360-20"},{"$f":"CONCATENATE(AO2,\"-\",AO12,\"-\",AO13)","v":"F-360-20"},"NH-Elim:",{"$f":"CONCATENATE(AQ2,\"-\",AQ12,\"-\",AQ13)","v":"F-360-20"},{"$f":"CONCATENATE(AR2,\"-\",AR12,\"-\",AR13)","v":"F-360-20"},"NH-Elim:",{"$f":"CONCATENATE(AT12,\"-\",AT13)","v":"360-20"},{"$f":"CONCATENATE(AU12,\"-\",AU13)","v":"360-20"},"NH-Elim:",{"$f":"CONCATENATE(AW12,\"-\",AW13)","v":"360+-60"},{"$f":"CONCATENATE(AX12,\"-\",AX13)","v":"360+-60"}]
["Prem. Mode:","Annual","Annual","Annual","Annual","No Addl AIDE Rider","No Addl AIDE Rider","No Ret. Of Prem. Rider","No Ret. Of Prem. Rider","Annual","Annual","Annual","Annual","Annual","Annual","Annual",{"$f":"P15","v":"Annual"},15,null,null,null,null,null,null,"Mode fact:",{"$f":"IF($B$6=\"HI\",VLOOKUP($B$15,MODECHART,3,0),(IF($B$6=\"MN\",VLOOKUP($B$15,MODECHART,3,0),VLOOKUP(B15,MODECHART,2,0))))","v":1},null,null,"ConCate2:",{"$f":"CONCATENATE(AD9,\"-\",AD14)","v":"A1-360-0"},{"$f":"CONCATENATE(AE9,\"-\",AE14)","v":"A1-360-0"},null,"ConCate2:",{"$f":"CONCATENATE(AH9,\"-\",AH14)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AI9,\"-\",AI14)","v":{"$error":"#N/A"}},"ROP Code:",{"$f":"VLOOKUP($H$15,GTLSTHHCROPCHART,2,FALSE)","v":"ROP-0"},{"$f":"VLOOKUP($I$15,GTLSTHHCROPCHART,2,FALSE)","v":"ROP-0"},"ConCate2:",{"$f":"CONCATENATE(AN9,\"-\",AN14)","v":"N1-F-360-20"},{"$f":"CONCATENATE(AO9,\"-\",AO14)","v":"N1-F-360-20"},"ConCate2:",{"$f":"CONCATENATE(AQ9,\"-\",AQ14)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AR9,\"-\",AR14)","v":{"$error":"#N/A"}},"ConCate2:",{"$f":"CONCATENATE(AT9,\"-\",AT14)","v":"N1-360-20"},{"$f":"CONCATENATE(AU9,\"-\",AU14)","v":"N1-360-20"},"ConCate2:",{"$f":"CONCATENATE(AW9,\"-\",AW14)","v":{"$error":"#N/A"}},{"$f":"CONCATENATE(AX9,\"-\",AX14)","v":{"$error":"#N/A"}}]
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[30,91,"30-91",90,"30-90",100,"30-100",null,null,91,"30-91",null,null,null,null,null,null,94,"30-94",95,"30-95"]
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[34,95,"34-95",94,"34-94",104,"34-104",null,null,95,"34-95",null,null,null,null,null,null,98,"34-98",99,"34-99"]
[35,96,"35-96",95,"35-95",105,"35-105",null,null,96,"35-96",null,null,null,null,null,null,99,"35-99",100,"35-100"]
[36,97,"36-97",96,"36-96",106,"36-106",null,null,97,"36-97",null,null,null,null,null,null,100,"36-100",101,"36-101"]
[37,98,"37-98",97,"37-97",107,"37-107",null,null,98,"37-98",null,null,null,null,null,null,101,"37-101",102,"37-102"]
[38,99,"38-99",98,"38-98",108,"38-108",null,null,99,"38-99",null,null,null,null,null,null,102,"38-102",103,"38-103"]
[39,100,"39-100",99,"39-99",109,"39-109",null,null,100,"39-100",null,null,null,null,null,null,103,"39-103",104,"39-104"]
[40,101,"40-101",100,"40-100",110,"40-110",null,null,101,"40-101",null,null,null,null,null,null,104,"40-104",105,"40-105"]
[41,102,"41-102",101,"41-101",111,"41-111",null,null,102,"41-102",null,null,null,null,null,null,105,"41-105",106,"41-106"]
[42,103,"42-103",102,"42-102",112,"42-112",null,null,103,"42-103",null,null,null,null,null,null,106,"42-106",107,"42-107"]
[43,104,"43-104",103,"43-103",113,"43-113",null,null,104,"43-104",null,null,null,null,null,null,107,"43-107",108,"43-108"]
[44,105,"44-105",104,"44-104",114,"44-114",null,null,105,"44-105",null,null,null,null,null,null,108,"44-108",109,"44-109"]
[45,106,"45-106",105,"45-105",115,"45-115",null,null,106,"45-106",null,null,null,null,null,null,109,"45-109",110,"45-110"]
[46,107,"46-107",106,"46-106",116,"46-116",null,null,107,"46-107",null,null,null,null,null,null,110,"46-110",111,"46-111"]
[47,108,"47-108",107,"47-107",117,"47-117",null,null,108,"47-108",null,null,null,null,null,null,111,"47-111",112,"47-112"]
[48,109,"48-109",108,"48-108",118,"48-118",null,null,109,"48-109",null,null,null,null,null,null,112,"48-112",113,"48-113"]
[49,110,"49-110",109,"49-109",119,"49-119",null,null,110,"49-110",null,null,null,null,null,null,113,"49-113",114,"49-114"]
[50,111,"50-111",110,"50-110",120,"50-120",null,null,111,"50-111",null,null,null,null,null,null,114,"50-114",115,"50-115"]
[51,112,"51-112",111,"51-111",121,"51-121",null,null,112,"51-112",null,null,null,null,null,null,115,"51-115",116,"51-116"]
[52,113,"52-113",112,"52-112",122,"52-122",null,null,113,"52-113",null,null,null,null,null,null,116,"52-116",117,"52-117"]
[53,114,"53-114",113,"53-113",123,"53-123",null,null,114,"53-114",null,null,null,null,null,null,117,"53-117",118,"53-118"]
[54,115,"54-115",114,"54-114",124,"54-124",null,null,115,"54-115",null,null,null,null,null,null,118,"54-118",119,"54-119"]
[55,116,"55-116",115,"55-115",125,"55-125",null,null,116,"55-116",null,null,null,null,null,null,119,"55-119",120,"55-120"]
[56,117,"56-117",116,"56-116",126,"56-126",null,null,117,"56-117",null,null,null,null,null,null,120,"56-120",121,"56-121"]
[57,118,"57-118",117,"57-117",127,"57-127",null,null,118,"57-118",null,null,null,null,null,null,121,"57-121",122,"57-122"]
[58,119,"58-119",118,"58-118",128,"58-128",null,null,119,"58-119",null,null,null,null,null,null,122,"58-122",123,"58-123"]
[59,120,"59-120",119,"59-119",129,"59-129",null,null,120,"59-120",null,null,null,null,null,null,123,"59-123",124,"59-124"]
[60,121,"60-121",120,"60-120",130,"60-130",null,null,121,"60-121",null,null,null,null,null,null,124,"60-124",125,"60-125"]
[61,122,"61-122",121,"61-121",131,"61-131",null,null,122,"61-122",null,null,null,null,null,null,125,"61-125",126,"61-126"]
[62,123,"62-123",122,"62-122",132,"62-132",null,null,123,"62-123",null,null,null,null,null,null,126,"62-126",127,"62-127"]
[63,124,"63-124",123,"63-123",133,"63-133",null,null,124,"63-124",null,null,null,null,null,null,127,"63-127",128,"63-128"]
[64,125,"64-125",124,{"$f":"CONCATENATE(A125,\"-\",D125)","v":"64-124"},134,{"$f":"CONCATENATE(A125,\"-\",F125)","v":"64-134"},null,null,125,{"$f":"CONCATENATE(A125,\"-\",J125)","v":"64-125"},null,null,null,null,null,null,128,{"$f":"CONCATENATE(A125,\"-\",R125)","v":"64-128"},129,{"$f":"CONCATENATE(A125,\"-\",T125)","v":"64-129"}]
[65,126,{"$f":"CONCATENATE(A126,\"-\",B126)","v":"65-126"},125,"65-125",135,"65-135",null,null,126,"65-126",null,null,null,null,null,null,129,"65-129",130,"65-130"]
[66,{"$f":"B126+1","v":127},"66-127",126,"66-126",136,"66-136",null,null,127,"66-127",null,null,null,null,null,null,{"$f":"R126+1","v":130},"66-130",{"$f":"T126+1","v":131},"66-131"]
[{"$f":"A127+1","v":67},128,"67-128",127,"67-127",137,"67-137",null,null,128,"67-128",null,null,null,null,null,null,131,"67-131",132,"67-132"]
[68,129,"68-129",128,"68-128",138,"68-138",null,null,129,"68-129",null,null,null,null,null,null,132,"68-132",133,"68-133"]
[69,130,"69-130",129,"69-129",139,"69-139",null,null,130,"69-130",null,null,null,null,null,null,133,"69-133",134,"69-134"]
[70,131,"70-131",130,"70-130",140,"70-140",null,null,131,"70-131",null,null,null,null,null,null,134,"70-134",135,"70-135"]
[71,132,"71-132",131,"71-131",141,"71-141",null,null,132,"71-132",null,null,null,null,null,null,135,"71-135",136,"71-136"]

{"sheet":"Quote-1or2Same","index":2,"n_rows":72,"n_cols":27,"rows_kept":72,"cut":false,"hidden":false,"merged":[[5,11,5,12],[9,0,9,9],[13,1,13,3],[13,8,13,9]]}
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Today's Date:",{"$f":"TODAY()","v":"2023-01-14"}]
[]
[]
["Underwritten by: Standard Life and Casualty Insurance Company",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AGENT- TYPE IN THE VALUES BELOW!"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ALTERNATE DATE?:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AGENT NAME?:","Tom Agent",null,null,null,null,null,null,"ManhattanLife Lighthouse Series"]
["Benefit & Premium Illustration",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OmniFlexTM  Short-Term Care Plan"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Underwritten by: Standard Life and Casualty Insurance Company"]
[]
[null,"Prepared by:",null,null,"Prepared for:",null,null,null,"Prepared On:"]
[null,{"$f":"$T$9","v":"Tom Agent"},null,null,{"$f":"CONCATENATE(Input2!P7,\" \",Input2!P8)","v":"Bob Smith"},null,{"$f":"IF(Input2!$P$16=\"Yes\",(CONCATENATE(Input2!Q7,\" \",Input2!Q8)),\"\")","v":"Betty Smith"},null,{"$f":"IF($T$8=0,$T$3,$T$8)","v":"2023-01-14"}]
[null,null,null,null,"Age:",{"$f":"Input2!$P$9","v":58},{"$f":"IF(Input2!$P$16=\"Yes\",Input2!$Q$9,\"\")","v":60}]
[null,null,null,null,"State:",{"$f":"VLOOKUP(Input2!$P$6,OMNISTATECHART,2,FALSE)","v":"AL"}]
[]
[]
[]
[]
["FACILITY CARE COVERAGE DETAILS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI"]
[null,null," t Description of Facility Benefits:",{"$f":"CONCATENATE(\"$\",$V$35,\" Daily / \",$V$36,\" Benefit Period / \",$V$37,\" Elim. Period / Restoration\")","v":"$400 Daily / 360 Day (w/5%) Benefit Period / 60 Day Elim. Period / Restoration"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AL"]
[null,null,null,"of Benefits / 10 Days Bed Reservation (Lifetime Max. 20 Days)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"John"]
[null,null,"On","On 1st","On 2nd","On 3rd","On 4th","On 5th",{"$f":"IF($V$54=\"Yes\",\"On 25th\",\"On 10th\")","v":"On 25th"},null,null,null,null,null,null,null,null,null,null,null,null,"Prospect"]
[null,null,"Effective","Policy","Policy","Policy","Policy","Policy","Policy"]
[null,null,"Date","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.",null,null,null,null,null,null,null,null,null,null,null,null,"OMNI"]
[null,"Daily Indemnity Benefit:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,4,FALSE)","v":200},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,4,FALSE)","v":240},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,4,FALSE)","v":280},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,4,FALSE)","v":320},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,4,FALSE)","v":360},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,4,FALSE)","v":400},{"$f":"IF($V$54=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,4,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,4,FALSE))","v":800},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P6","v":"AL"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P7","v":"Bob"}]
[null,"Per Period Pool of Money:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,5,FALSE)","v":72000},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,5,FALSE)","v":86400},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,5,FALSE)","v":100800},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,5,FALSE)","v":115200},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,5,FALSE)","v":129600},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,5,FALSE)","v":144000},{"$f":"IF($V$54=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,5,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,5,FALSE))","v":288000},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P8","v":"Smith"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P9","v":58}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P10","v":"No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P11","v":"5%-FAC&HHC"}]
[null,"Lifetime Max. Facility Period:",{"$f":"CONCATENATE($V$48,\" Days -\")","v":"720 Days -"},{"$f":"CONCATENATE(\"(Max. Lifetime Facility Pool of Money = \",$X$35,\")\")","v":"(Max. Lifetime Facility Pool of Money = $576,000)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P12","v":400},{"$f":"I31*2","v":576000},{"$f":"TEXT($W$35,\"$#,##0;\")","v":"$576,000"}]
[null,"Prescription Drug Benefit:","$10 Generic / $25 Brand ($300 Per Policy Year Max.)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P13","v":"360 Day (w/5%)"}]
[null,"Fast-50TM Benefit:","Waives Elimination Period & pays a first-day cash benefit equal to 50%",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P14","v":"60 Day"}]
[null,null,"of your accumulated Daily Benefit.  While it can be used for anything,",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P15","v":"Annual"}]
[null,null,"Fast-50TM is perfect for times when spouse, family or friends help out.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P16","v":"Yes"}]
[null,"Bed Reservation Benefit:","10 Days (Lifetime Max. 20 Days)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P17","v":300},{"$f":"I57*2","v":432000},{"$f":"TEXT($W$40,\"$#,##0;\")","v":"$432,000"}]
[null,"Restoration of Benefits:","Restores Facility Care or Home Health Care Benefits after the 180 day",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"SUBSTITUTE(V41,\"+\",\"\")","v":"360 Day (w/5%)"}]
[null,null,"out of care need is satified (up to the lifetime max. benefit period)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P19","v":"Zero Day"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P20","v":100}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P21","v":"20 Days"}]
["OPTIONAL BENEFIT DETAILS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Input2!P13,MANFACCHART,2,FALSE)","v":"360+"},{"$f":"SUBSTITUTE(V45,\"+\",\"\")","v":"360"}]
[]
[null,null,"t 5% Simple Inflation Protection?:",{"$f":"IF(AND($V$49=\"Yes\",$V$54=\"Yes\"),\"Included for both Facility & Home Health Care Benefits\",IF(AND($V$49=\"No\",$V$54=\"Yes\"),\"Included for Facility Benefits\",IF(AND($V$49=\"Yes\",$V$54=\"No\"),\"5% Simple Inflation Protection Not Elected\",\"Check\")))","v":"Included for both Facility & Home Health Care Benefits"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W45*2","v":720}]
[null,null,"t Home Health Care Rider:",{"$f":"IF($V$49=\"No\",\"No Home Health Care Rider Elected\",CONCATENATE(\"$\",$V$40,\" Daily / \",$V$41,\" Benefit Period / \",$V$42,\" Elim. Period / Restoration\"))","v":"$300 Daily / 360 Day (w/5%) Benefit Period / Zero Day Elim. Period / Restoration"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($V$40<50,V41=\"0 Day\"),\"No\",\"Yes\")","v":"Yes"},"HHC?"]
[null,null,null,"of Benefits / Fast-50TM Benefit Included"]
[]
[null,null,"On","On 1st","On 2nd","On 3rd","On 4th","On 5th",{"$f":"IF($V$54=\"Yes\",\"On 25th\",\"On 10th\")","v":"On 25th"},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Input2!P18,MANFACCHART,2,FALSE)","v":"360+"},{"$f":"SUBSTITUTE(V52,\"+\",\"\")","v":"360"}]
[null,null,"Effective","Policy","Policy","Policy","Policy","Policy","Policy",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W52*2","v":720}]
[null,null,"Date","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VsAetna1!E5","v":"Yes"},"Inflate?"]
[null,"Daily Indemnity Benefit:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,6,FALSE)","v":150},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,6,FALSE)","v":180},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,6,FALSE)","v":210},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,6,FALSE)","v":240},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,6,FALSE)","v":270},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,6,FALSE)","v":300},{"$f":"IF($V$54=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,6,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,6,FALSE))","v":600}]
[]
[null,"Per Period Pool of Money:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,7,FALSE)","v":54000},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,7,FALSE)","v":64800},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,7,FALSE)","v":75600},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,7,FALSE)","v":86400},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,7,FALSE)","v":97200},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,7,FALSE)","v":108000},{"$f":"IF($V$54=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,7,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,7,FALSE))","v":216000},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($V$43<50,$V44=\"0 Day\"),\"No\",\"Yes\")","v":"Yes"},"HI Rider?"]
[]
[]
[null,"Lifetime Max. HHC Period:",{"$f":"IF($V$49=\"No\",\"No   Home \",CONCATENATE($V$53,\" Days -\"))","v":"720 Days -"},{"$f":"IF($V$49=\"No\",\"Health  Care  Rider  Elected\",CONCATENATE(\"(Max. Lifetime HHC Pool of Money = \",$X$40,\")\"))","v":"(Max. Lifetime HHC Pool of Money = $432,000)"}]
[]
[null,null,"t Hospital Indemnity Benefit Rider:",{"$f":"IF($V$57=\"No\",\"No Hospital Indemnity Rider Elected\",CONCATENATE(\"$\",$V$43,\" Daily / \",$V$44,\" Benefit Period / \",\"Zero Day Elim. Period\"))","v":"$100 Daily / 20 Days Benefit Period / Zero Day Elim. Period"}]
[]
[null,"Lifetime Max. HI Period:",{"$f":"IF($V$57=\"No\",\"No Hospital Indemnity Rider Elected\",\"180 Days\")","v":"180 Days"}]
[]
[]
["MODAL PREMIUM FOR THESE CHOICES*:",null,null,null,null,{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"Input2!P15","v":"Annual"},{"$f":"IF(Input2!$P$16=\"Yes\",STCRate7!$G$98,\"\")","v":4595.76},{"$f":"IF(Input2!$P$16=\"Yes\",\"With Partner\",\"\")","v":"With Partner"}]
["* Premium shown does not include a one-time $25 policy fee per insured.",null,null,null,null,null,null,{"$f":"IF(Input2!$P$16=\"Yes\",(CONCATENATE(\"(Partner Premium is $\",STCRate7!$G$97,\")\")),\"\")","v":"(Partner Premium is $2459.25)"}]
[]
[]
["IMPORTANT: This illustration does not constitute coverage & only provides a brief overview of the available benefits of the OmniFlexTM Short-Term"]
["Care insurance plan. Your agent/producer will provide you with an outline of coverage that includes complete details."]

{"sheet":"Notes","index":3,"n_rows":43,"n_cols":16,"rows_kept":43,"cut":false,"hidden":false,"merged":[]}
[null,"THIS PAGE SHOWS NOTES FOR SPECIAL SITUATIONS.  FOR SPECIFIC NOTES FROM QUOTES ON \"Input2,\" LOOK FOR RED FILL BELOW."]
[null,"AETNA RECOVERY CARE",null,null,null,"GTL RECOVER CASH",null,null,null,"GTL ST HHC",null,null,null,"OMNIFLEX STC"]
[{"$f":"Input2!B6","v":"GA"},{"$f":"LEFT(A3,2)","v":"GA"},null,null,null,{"$f":"LEFT(G3,2)","v":"FL"},{"$f":"Input2!D6","v":"FL-None"},null,null,{"$f":"LEFT(K3,2)","v":"DE"},{"$f":"Input2!H6","v":"DE-Note"},null,null,{"$f":"LEFT(O3,2)","v":"AL"},{"$f":"Input2!P6","v":"AL"}]
[null,"STATE","PLAN","NOTE(S)",null,"STATE","PLAN","NOTE(S)",null,"STATE","PLAN","NOTE(S)",null,"STATE","PLAN","NOTE(S)"]
[null,"AL","AETNA STC","No 100 day Elim.",null,"AZ","GTL STC","No Product Available",null,"CA","GTL ST HHC","No Product Available",null,"AK","OmniFlex","No Prod. as of 12/31/22"]
[null,"AK","AETNA STC","No Product Available",null,"CA","GTL STC","No Product Available",null,"CO","GTL ST HHC","No Crit. Accident Rider; No D/V Rider",null,"CA","OmniFlex","No Prod. as of 12/31/22"]
[null,"AZ","AETNA STC","0,13,26,39 &52 Wks HHC",null,"CO","GTL STC","No Product Available",null,"CT","GTL ST HHC","No Product Available",null,"CO","OmniFlex","Approved, but not avail. as of 12/31/22"]
[null,"CA","AETNA STC","No Product Available",null,"CT","GTL STC","Diff. Rates; 1 Ben. ($50-$300) & 1 Ben. Period (100, 200 or 300 Days); No ROB; ",null,"DE","GTL ST HHC","No Crit. Accident Rider;  ",null,"CT","OmniFlex","No Prod. as of 12/31/22"]
[null,"CT","AETNA STC","No Product Available",null,"FL","GTL STC","No Product Available",null,"DC","GTL ST HHC","No D/V Rider",null,"DE","OmniFlex","No Prod. as of 12/31/22"]
[null,"DE","AETNA STC","0,13,26,39 &52 Wks HHC",null,"HI","GTL STC","No Product Available",null,"FL","GTL ST HHC","No Product Available",null,"DC","OmniFlex","No Prod. as of 12/31/22"]
[null,"DC","AETNA STC","Not listed…MD maybe?",null,"ID","GTL STC","Max. of 180 Days; No Inflation Avail.",null,"GA","GTL ST HHC","No D/V Rider",null,"FL","OmniFlex","No Prod. as of 12/31/22"]
[null,"FL","AETNA STC","No Product Available",null,"IN","GTL STC","No Product Available",null,"ID","GTL ST HHC","280 Day Max. Ben.; 100 Day Aide; No D/V Rider; Acc/Sick has Addn'l $40/day for remain of 31 days.",null,"HI","OmniFlex","No Prod. as of 12/31/22"]
[null,"HI","AETNA STC","No Product Available",null,"KS","GTL STC","No Product Available",null,"KY","GTL ST HHC","Plan B & C Only; No Rx Ben.; ONLY ROP Rider Avail.",null,"ID","OmniFlex","No Prod. as of 12/31/22"]
[null,"ID","AETNA STC","0 Elim. On ALL; FAC= 90, 180, & 270 Day; HHC = 0,13,26,39 Wks; 31 Days HI/Period (365 ttl)",null,"KY","GTL STC","Diff. Rates (60% Loss Ratio), rates about 91-92% of rates shown.",null,"ME","GTL ST HHC","No Product Available",null,"IL","OmniFlex","No Prod. as of 12/31/22"]
[null,"IN","AETNA STC","0,13,26,39 &52 Wks HHC",null,"ME","GTL STC","No Product Available",null,"MD","GTL ST HHC","No Crit. Accident, D/V, or ROP Riders Avail.",null,"IN","OmniFlex","No Prod. as of 12/31/22"]
[null,"KS","AETNA STC","No Product Available",null,"MD","GTL STC","No Product Available",null,"MA","GTL ST HHC","No Product Available",null,"IA","OmniFlex","No Prod. as of 12/31/22"]
[null,"ME","AETNA STC","No Product Available",null,"MA","GTL STC","No Product Available",null,"MN","GTL ST HHC","No Product Available",null,"KS","OmniFlex","No Prod. as of 12/31/22"]
[null,"MA","AETNA STC","No Product Available",null,"MN","GTL STC","No Product Available",null,"MO","GTL ST HHC","No D/V Rider",null,"KY","OmniFlex","No Prod. as of 12/31/22"]
[null,"MN","AETNA STC","No Product Available",null,"MO","GTL STC","Max. of 340 Days (uses 360 Day Rates)",null,"MT","GTL ST HHC","No Crit. Accident Rider",null,"ME","OmniFlex","No Prod. as of 12/31/22"]
[null,"MO","AETNA STC","No Hospital Indemnity",null,"NH","GTL STC","Max. of 180 Days.",null,"NH","GTL ST HHC","No Product Available",null,"MD","OmniFlex","No Prod. as of 12/31/22"]
[null,"NH","AETNA STC","No Product Available",null,"NJ","GTL STC","No Product Available",null,"NJ","GTL ST HHC","No Product Available",null,"MA","OmniFlex","No Prod. as of 12/31/22"]
[null,"NJ","AETNA STC","No Product Available",null,"NC","GTL STC","Diff. Rates - about 105% of rates shown.",null,"NM","GTL ST HHC","No Product Available",null,"MI","OmniFlex","No Prod. as of 12/31/22"]
[null,"NM","AETNA STC","No Product Available",null,"ND","GTL STC","No Product Available",null,"NY","GTL ST HHC","No Product Available",null,"MN","OmniFlex","No Prod. as of 12/31/22"]
[null,"NY","AETNA STC","No Product Available",null,"NY","GTL STC","No Product Available",null,"NC","GTL ST HHC","No Pre-Existing Cond. Age 65+",null,"MO","OmniFlex","Approved, but not avail. as of 12/31/22"]
[null,"ND","AETNA STC","No Product Available",null,"PA","GTL STC","No Restoration of Benefits",null,"ND","GTL ST HHC","No Product Available",null,"MT","OmniFlex","No Prod. as of 12/31/22"]
[null,"OH","AETNA STC","0,13,26 & 51 Wks HHC",null,"SD","GTL STC","No Product Available",null,"OR","GTL ST HHC","No D/V Rider",null,"NE","OmniFlex","Approved, but not avail. as of 12/31/22"]
[null,"PA","AETNA STC","No Product Available",null,"TN","GTL STC","No Restoration of Benefits",null,"PA","GTL ST HHC","No ROP Rider; Acc/Sick has Addn'l $15/day for remain of 31 days",null,"NV","OmniFlex","No Prod. as of 12/31/22"]
[null,"SC","AETNA STC","0,13,26,39 &52 Wks HHC",null,"TX","GTL STC","No Product Available",null,"TN","GTL ST HHC","No Crit. Accident, D/V, or ROP Riders Avail.",null,"NH","OmniFlex","No Prod. as of 12/31/22"]
[null,"TX","AETNA STC","No HHC; At least $20 HI; 31 Days HI/Period (365 ttl)",null,"VT","GTL STC","No Product Available",null,"TX","GTL ST HHC","No Restoration; No ROP Rider; Acc/Sick has Addn'l $15/day for remain of 31 days",null,"NJ","OmniFlex","No Prod. as of 12/31/22"]
[null,"UT","AETNA STC","Min $50 HI Daily, 31 Days HI (365 Ttl HI)",null,"WA","GTL STC","No Product Available",null,"UT","GTL ST HHC","Acc/Sick Rider has ONLY 10 Day option",null,"NM","OmniFlex","No Prod. as of 12/31/22"]
[null,"VT","AETNA STC","No Product Available",null,"WI","GTL STC","No Product Available",null,"VT","GTL ST HHC","No Product Available",null,"NY","OmniFlex","No Prod. as of 12/31/22"]
[null,"VA","AETNA STC","No Product Available",null,null,null,null,null,"VA","GTL ST HHC","No Product Available",null,"ND","OmniFlex","Approved, but not avail. as of 12/31/22"]
[null,"WA","AETNA STC","No Product Available",null,null,null,null,null,"WA","GTL ST HHC","No Product Available",null,"OH","OmniFlex","Approved, but not avail. as of 1/02/23"]
[null,null,null,null,null,null,null,null,null,"WI","GTL ST HHC","No Product Available",null,"OR","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,"WY","GTL ST HHC","No Crit. Accident Rider",null,"PA","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"RI","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"TX","OmniFlex","Special HI Rates"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"UT","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"VT","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"VA","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"WA","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"WV","OmniFlex","No Prod. as of 12/31/22"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"WI","OmniFlex","No Prod. as of 12/31/22"]

{"sheet":"Compare","index":4,"n_rows":21,"n_cols":12,"rows_kept":21,"cut":false,"hidden":true,"merged":[]}
[]
[]
[null,null,"Aetna Recover Cash STC","GTL Recovery Cash STC - EXISTING","GTL Recovery Cash STC - NEW","ManhattanLife (Std Life) Omni-Flex STC","New Medico STC","GTL Critical Cash","GTL Home Care Secure","Aetna HHC+","GTL Short-Term HHC","True Freedom Home Care Plans"]
[null,"Issue Ages","50-89","40-84",null,"45-89","50-85","18-84","45-89","50-89","61-85","18-99"]
[null,"Top Comp"]
[null,"Current State Avail.","AL, AZ, AR, CO, DE, GA, ID, IL, IN, IA, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, OH, OK, OR, RI, SC, TN, TX, UT, WV, WI, WY","AL, AK, AR, CT, DE, DC, GA, ID, IL, IA, KY, LA, MI, MS, MO, MT, NE, NV, NH, NM, NC, OH, OK, OR, PA, RI, SC, TN, VA, WV, WY","TBD - Probably Same","As of 12/28/2022: AL, AZ, AR, GA, LA, MS, NC, OK, SC, SD, TN, TX, WY (*CO, NE very soon… MO & ND soon, then more to come)","TBD","AL, AK, AZ, AR, CO, DE, DC, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, SC, SD, TN, TX, WA, WV, WI, WY","AL, AZ, AR, CO, GA, IL, IN, IA, KS, KY, LA, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, TX","AL, AZ, AR, DE, GA, ID, IL, IN, IA, KY, LA, MI, MS, MO, MT, NE, NV, NM, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, WV, WI, WY","AL, AK, AZ, AR, CO, DE, DC, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, WV, WY","All 50 States"]
[null,"Broad Design Format","Facility & HI, with HHC Rider","Facility with HHC Rider","Facility with HHC Rider","Facility with HHC Rider","HHC with Facility Rider","Critical Illness - Lump Sum HHC, with Facility too","Home Care Only","Home Care & HI with Riders","Home Care Only, with Riders","Basically a non-underwritten pre-paid Home Care Plan"]
[null,"Facility Benefits"]
[null,"Hospital Indemnity Benefits"]
[null,"Medical Home Health Benefits"]
[null,"Non-Medical (HH Aide-type) Benefits"]
[null,"Inflation Protection"]
[null,"Cash for Spouse, Family, Friends?"]
[null,"Other Riders Avail."]
[null,"Restoration?"]
[]
[null,"Underwriting Leniency"]
[]
[]
[]
[null,"Important Design Notes"]

{"sheet":"Omni Quote2","index":5,"n_rows":71,"n_cols":27,"rows_kept":71,"cut":false,"hidden":true,"merged":[[5,11,5,12],[13,1,13,3],[13,8,13,9],[9,0,9,9]]}
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Today's Date:",{"$f":"TODAY()","v":"2023-01-14"}]
[]
[]
["Underwritten by: Standard Life and Casualty Insurance Company",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AGENT- TYPE IN THE VALUES BELOW!"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ALTERNATE DATE?:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AGENT NAME?:","Michael Johnson",null,null,null,null,null,null,"ManhattanLife Lighthouse Series"]
["Benefit & Premium Illustration",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OmniFlexTM  Short-Term Care Plan"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Underwritten by: Standard Life and Casualty Insurance Company"]
[]
[null,"Prepared by:",null,null,"Prepared for:",null,null,null,"Prepared On:"]
[null,{"$f":"$T$9","v":"Michael Johnson"},null,null,{"$f":"CONCATENATE(Input2!P7,\" \",Input2!P8)","v":"Bob Smith"},null,null,null,{"$f":"IF($T$8=0,$T$3,$T$8)","v":"2023-01-14"}]
[null,null,null,null,"Age:",{"$f":"Input2!P9","v":58}]
[null,null,null,null,"State:",{"$f":"Input2!P6","v":"AL"}]
[]
[]
[]
[]
["FACILITY CARE COVERAGE DETAILS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI"]
[null,null,"Description of Facility Benefits:",{"$f":"CONCATENATE(\"$\",$V$34,\" Daily / \",$V$35,\" Benefit Period / \",$V$36,\" Elim. Period\")","v":"$400 Daily / 360 Day (w/5%) Benefit Period / 60 Day Elim. Period"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AL"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"John"]
[null,null,"On","On 1st","On 2nd","On 3rd","On 4th","On 5th",{"$f":"IF($V$52=\"Yes\",\"On 25th\",\"On 10th\")","v":"On 25th"},null,null,null,null,null,null,null,null,null,null,null,null,"Prospect"]
[null,null,"Effective","Policy","Policy","Policy","Policy","Policy","Policy"]
[null,null,"Date","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.",null,null,null,null,null,null,null,null,null,null,null,null,"OMNI"]
[null,"Daily Indemnity Benefit:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,4,FALSE)","v":200},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,4,FALSE)","v":240},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,4,FALSE)","v":280},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,4,FALSE)","v":320},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,4,FALSE)","v":360},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,4,FALSE)","v":400},{"$f":"IF($V$52=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,4,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,4,FALSE))","v":800},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P6","v":"AL"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P7","v":"Bob"}]
[null,"Per Period Pool of Money:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,5,FALSE)","v":72000},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,5,FALSE)","v":86400},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,5,FALSE)","v":100800},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,5,FALSE)","v":115200},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,5,FALSE)","v":129600},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,5,FALSE)","v":144000},{"$f":"IF($V$52=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,5,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,5,FALSE))","v":288000},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P8","v":"Smith"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P9","v":58}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P10","v":"No"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P11","v":"5%-FAC&HHC"}]
[null,"Lifetime Max. Facility Period:",{"$f":"CONCATENATE($V$47,\" Days -\")","v":"720 Days -"},{"$f":"CONCATENATE(\"(Max. Lifetime Facility Pool of Money = \",$X$34,\")\")","v":"(Max. Lifetime Facility Pool of Money = $576,000)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P12","v":400},{"$f":"I30*2","v":576000},{"$f":"TEXT($W$34,\"$#,##0;\")","v":"$576,000"}]
[null,"Prescription Drug Benefit:","$10 Generic / $25 Brand ($300 Per Policy Year Max.)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P13","v":"360 Day (w/5%)"}]
[null,"Fast-50TM Benefit:","Waives Elimination Period & pays a first-day cash benefit equal to 50%",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P14","v":"60 Day"}]
[null,null,"of your accumulated Daily Benefit.  While it can be used for anything,",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P15","v":"Annual"}]
[null,null,"Fast-50TM is perfect for times when spouse, family or friends help out.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P16","v":"Yes"}]
[null,"Bed Reservation Benefit:","10 Days (Lifetime Max. 20 Days)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P17","v":300},{"$f":"I55*2","v":432000},{"$f":"TEXT($W$39,\"$#,##0;\")","v":"$432,000"}]
[null,"Restoration of Benefits:","Restores Facility Care or Home Health Care Benefits after the 180 day",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"SUBSTITUTE(V40,\"+\",\"\")","v":"360 Day (w/5%)"}]
[null,null,"out of care need is satified (up to the lifetime max. benefit period)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P19","v":"Zero Day"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P20","v":100}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Input2!P21","v":"20 Days"}]
["OPTIONAL BENEFIT DETAILS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Input2!P13,MANFACCHART,2,FALSE)","v":"360+"},{"$f":"SUBSTITUTE(V44,\"+\",\"\")","v":"360"}]
[]
[null,null,"5% Simple Inflation Protection?:",{"$f":"IF(AND($V$48=\"Yes\",$V$52=\"Yes\"),\"Included for both Facility & Home Health Care Benefits\",IF(AND($V$48=\"No\",$V$52=\"Yes\"),\"Included for Facility Benefits\",IF(AND($V$48=\"Yes\",$V$52=\"No\"),\"5% Simple Inflation Protection Not Elected\",\"Check\")))","v":"Included for both Facility & Home Health Care Benefits"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W44*2","v":720}]
[null,null,"Home Health Care Rider:",{"$f":"IF($V$48=\"No\",\"No Home Health Care Rider Elected\",CONCATENATE(\"$\",$V$39,\" Daily / \",$V$40,\" Benefit Period / \",$V$41,\" Elim. Period\"))","v":"$300 Daily / 360 Day (w/5%) Benefit Period / Zero Day Elim. Period"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($V$39<50,V40=\"0 Day\"),\"No\",\"Yes\")","v":"Yes"},"HHC?"]
[]
[null,null,"On","On 1st","On 2nd","On 3rd","On 4th","On 5th",{"$f":"IF($V$52=\"Yes\",\"On 25th\",\"On 10th\")","v":"On 25th"},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(Input2!P18,MANFACCHART,2,FALSE)","v":"360+"},{"$f":"SUBSTITUTE(V50,\"+\",\"\")","v":"360"}]
[null,null,"Effective","Policy","Policy","Policy","Policy","Policy","Policy",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W50*2","v":720}]
[null,null,"Date","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.","Anniv.",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VsAetna1!E5","v":"Yes"},"Inflate?"]
[null,"Daily Indemnity Benefit:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,6,FALSE)","v":150},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,6,FALSE)","v":180},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,6,FALSE)","v":210},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,6,FALSE)","v":240},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,6,FALSE)","v":270},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,6,FALSE)","v":300},{"$f":"IF($V$52=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,6,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,6,FALSE))","v":600}]
[]
[null,"Per Period Pool of Money:",{"$f":"VLOOKUP(($F$15+0),AetnaSTCCompare,7,FALSE)","v":54000},{"$f":"VLOOKUP(($F$15+1),AetnaSTCCompare,7,FALSE)","v":64800},{"$f":"VLOOKUP(($F$15+2),AetnaSTCCompare,7,FALSE)","v":75600},{"$f":"VLOOKUP(($F$15+3),AetnaSTCCompare,7,FALSE)","v":86400},{"$f":"VLOOKUP(($F$15+4),AetnaSTCCompare,7,FALSE)","v":97200},{"$f":"VLOOKUP(($F$15+5),AetnaSTCCompare,7,FALSE)","v":108000},{"$f":"IF($V$52=\"Yes\",VLOOKUP(($F$15+25),AetnaSTCCompare,7,FALSE),VLOOKUP(($F$15+10),AetnaSTCCompare,7,FALSE))","v":216000},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR($V$42<50,$V43=\"0 Day\"),\"No\",\"Yes\")","v":"Yes"},"HI Rider?"]
[]
[]
[null,"Lifetime Max. HHC Period:",{"$f":"IF($V$48=\"No\",\"No   Home \",CONCATENATE($V$51,\" Days -\"))","v":"720 Days -"},{"$f":"IF($V$48=\"No\",\"Health  Care  Rider  Elected\",CONCATENATE(\"(Max. Lifetime HHC Pool of Money = \",$X$39,\")\"))","v":"(Max. Lifetime HHC Pool of Money = $432,000)"}]
[null,"Fast-50TM Benefit:",{"$f":"IF($V$48=\"No\",\"No   Home  Health  Care  Rider  Elected\",\"Included\")","v":"Included"}]
[]
[null,null,"Hospital Indemnity Benefit Rider:",{"$f":"IF($V$55=\"No\",\"No Hospital Indemnity Rider Elected\",CONCATENATE(\"$\",$V$42,\" Daily / \",$V$43,\" Benefit Period / \",\"Zero Day Elim. Period\"))","v":"$100 Daily / 20 Days Benefit Period / Zero Day Elim. Period"}]
[]
[null,"Lifetime Max. HI Period:",{"$f":"IF($V$55=\"No\",\"No Hospital Indemnity Rider Elected\",\"180 Days\")","v":"180 Days"}]
[]
[]
["MODAL PREMIUM FOR THESE CHOICES*:",null,null,null,null,{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"Input2!P15","v":"Annual"}]
["* Premium does not include a one-time $25 policy fee."]
[]
[]
["IMPORTANT: This illustration does not constitute coverage & only provides a brief overview of the available benefits of the OmniFlexTM Short-Term"]
["Care insurance plan. Your agent/producer will provide you with an outline of coverage that includes complete details."]

{"sheet":"STCCALC1","index":6,"n_rows":632,"n_cols":23,"rows_kept":632,"cut":false,"hidden":true,"merged":[]}
["This Is \"STCSTATE\" and \"STCSTATECHART\"",null,null,null,null,"This Is \"STCAGE\" and \"STCAGERANGE\"",null,null,null,"This Is \"STCTOBACCO\"",null,null,null,null,null,"This is \"FACELIM\" and \"FACELIMCHART\"",null,null,null,null,"This Is \"STCPLANS\" and \"STCPLANSCHART\""]
["AL","GoldenCare USA","50","YES",null,18,"18-29",null,null,"No",null,null,null,null,null,"Zero Day",0]
["AK","AIM","50","YES",null,{"$f":"F2+1","v":19},"18-29",null,null,"Yes",null,null,null,null,null,"20 Day",20,null,null,null,"A - 5%S-(200%)","A"]
["AR","AIM","65","YES",null,{"$f":"F3+1","v":20},"18-29",null,null,null,null,null,null,null,null,"30 Day",30]
["AZ","AIM","55","YES",null,21,"18-29",null,null,null,null,null,null,null,null,"60 Day",60,null,null,null,"D - No Extend","D"]
["CA","AIM","60","YES",null,22,"18-29",null,null,null,null,null,null,null,null,"90 Day",90]
["CO","AIM","60","YES",null,23,"18-29",null,null,"This is \"DAYBENS\" and \"DAYBENSCHART\"",null,null,null,null,null,"100 Day",100]
["CT","GoldenCare USA","TBD","YES",null,24,"18-29",null,null,0,0,0,0,0]
["DE","GoldenCare USA","50","YES",null,25,"18-29",null,null,10,10,{"$f":"K9*0.5","v":5},{"$f":"K9+L9","v":15},{"$f":"K9*2","v":20},null,"This is \"HHCELIM\" and \"HHCELIMCHART\""]
["DC","GoldenCare USA","50","YES",null,26,"18-29",null,null,{"$f":"J9+10","v":20},{"$f":"K9+10","v":20},{"$f":"K10*0.5","v":10},{"$f":"K10+L10","v":30},{"$f":"K10*2","v":40},null,"Zero Day",0]
["FL","GoldenCare USA","60","YES",null,27,"18-29",null,null,{"$f":"J10+10","v":30},30,15,45,60,null,"20 Day",20]
["GA","GoldenCare USA","50","YES",null,28,"18-29",null,null,40,40,20,60,80,null,"30 Day",30]
["HI","AIM","HI","YES",null,29,"18-29",null,null,50,50,25,75,100,null,"60 Day",60,null,null,null,"This is \"MODE\" and \"MODECHART\""]
["ID","AIM","50","YES",null,30,"30-39",null,null,60,60,30,90,120,null,"90 Day",90,null,null,null,"Monthly",0.09,8.3330000000000001E-2]
["IL","GoldenCare USA","50","YES",null,31,"30-39",null,null,70,70,35,105,140,null,null,null,null,null,null,"Quarterly",0.26500000000000001,0.25]
["IN","GoldenCare USA","IN","YES",null,32,"30-39",null,null,80,80,40,120,160,null,null,null,null,null,null,"Semi-Annual",0.52,0.5]
["IA","GoldenCare USA","50","YES",null,33,"30-39",null,null,90,90,45,135,180,null,"This is \"STCFAC\" and \"STCFACCHART\"",null,null,null,null,"Annual",1,1]
["KS","AIM","KS","YES",null,34,"30-39",null,null,100,100,50,150,200,null,"60 Day",60,"2 Months"]
["KY","GoldenCare USA","KY","YES",null,35,"30-39",null,null,110,110,55,165,220,null,"90 Day",90,"3 Months"]
["LA","AIM","LA","YES",null,36,"30-39",null,null,120,120,60,180,240,null,"180 Day",180,"6 Months",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME","AIM","65","YES",null,37,"30-39",null,null,130,130,65,195,260,null,"270 Day",270,"9 Months",null,null,1,1]
["MD","GoldenCare USA","60","YES",null,38,"30-39",null,null,140,140,70,210,280,null,"360 Day",360,"12 Months",null,null,2,2]
["MA","GoldenCare USA","TBD","YES",null,39,"30-39",null,null,150,150,75,225,300,null,"450 Day",450,"15 Months",null,null,3,3]
["MI","AIM","55","YES",null,40,"40-49",null,null,160,160,80,240,320,null,"540 Day",540,"18 Months",null,null,4,4]
["MN","GoldenCare USA","MN","YES",null,41,"40-49",null,null,170,170,85,255,340,null,"630 Day",630,"21 Months",null,null,5,5]
["MS","GoldenCare USA","50","YES",null,42,"40-49",null,null,180,180,90,270,360]
["MO","GoldenCare USA","50","YES",null,43,"40-49",null,null,190,190,95,285,380,null,"This is \"HHCPERS\" and \"HHCPERSCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT","AIM","50","YES",null,44,"40-49",null,null,200,200,100,300,400,null,"0 Days",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","AIM","50","YES",null,45,"40-49",null,null,210,210,105,315,420,null,"60 Day",60,"2 Months",null,null,"18-29",1.1000000000000001]
["NV","AIM","50","YES",null,46,"40-49",null,null,220,220,110,330,440,null,"90 Day",90,"3 Months",null,null,"30-39",1.1000000000000001]
["NH","AIM","60","YES",null,47,"40-49",null,null,230,230,115,345,460,null,"180 Day",180,"6 Months",null,null,"40-49",1.1499999999999999]
["NJ","GoldenCare USA","60","YES",null,48,"40-49",null,null,240,240,120,360,480,null,"270 Day",270,"9 Months",null,null,"50-54",1.1499999999999999]
["NM","AIM","50","YES",null,49,"40-49",null,null,250,250,125,375,500,null,"360 Day",360,"12 Months",null,null,"55-59",1.2]
["NY","AIM","TBD","YES",null,50,"50-54",null,null,260,260,130,390,520,null,"450 Day",450,"15 Months",null,null,"60-64",1.25]
["NC","GoldenCare USA","55","YES",null,51,"50-54",null,null,270,270,135,405,540,null,"540 Day",540,"18 Months",null,null,"65-69",1.25]
["ND","GoldenCare USA","55","YES",null,52,"50-54",null,null,280,280,140,420,560,null,"630 Day",630,"21 Months",null,null,"70-74",0]
["OH","GoldenCare USA","55","YES",null,53,"50-54",null,null,290,290,145,435,580,null,null,null,null,null,null,"75-79",0]
["OK","AIM","50","YES",null,54,"50-54",null,null,300,300,150,450,600,null,null,null,null,null,null,"80-84",0]
["OR","AIM","50","YES",null,55,"55-59"]
["PA","GoldenCare USA","50","YES",null,56,"55-59"]
["RI","GoldenCare USA","50","YES",null,57,"55-59",null,null,"This is \"STCHIBEN\" and \"STCHIBENCHART\"",null,null,null,null,null,null,null,null,null,null,"This is \"TXROPFACTORS\""]
["SC","GoldenCare USA","55","YES",null,58,"55-59",null,"see",0,0,null,"This is \"STCFACCODE\"",null,null,"This is \"STCHHCCODE\"",null,null,"This is \"HHCPLUSCODE\"",null,"D",1.65]
["SD","GoldenCare USA","SD","YES",null,59,"55-59",null,"further",10,1,null,"60-0",2,null,"60-0",2,null,"13-0",2,"18-29",1.65]
["TN","GoldenCare USA","50","YES",null,60,"60-64",null,"down",{"$f":"J43+10","v":20},{"$f":"K43+1","v":2},null,"90-0",{"$f":"N43+1","v":3},null,"90-0",{"$f":"Q43+1","v":3},null,"13-20",{"$f":"T43+1","v":3},"30-39",1.65]
["TX","AIM","50","YES",null,61,"60-64",null,"for Omni",{"$f":"J44+10","v":30},{"$f":"K44+1","v":3},null,"180-0",{"$f":"N44+1","v":4},null,"180-0",{"$f":"Q44+1","v":4},null,"26-0",{"$f":"T44+1","v":4},"40-44",1.65]
["UT","AIM","TBD","YES",null,62,"60-64",null,null,40,4,null,"270-0",5,null,"270-0",5,null,"26-20",5,"45-49",1.85]
["VT","AIM","55","YES",null,63,"60-64",null,null,50,5,null,"360-0",6,null,"360-0",6,null,"39-0",6,"50-54",2.98]
["VA","GoldenCare USA","50","YES",null,64,"60-64",null,null,60,6,null,"450-0",7,null,"450-0",7,null,"39-20",7,"55-59",0]
["WA","AIM","60","YES",null,65,"65-69",null,null,70,7,null,"540-0",8,null,"540-0",8,null,"52-0",8,"60-64",0]
["WV","GoldenCare USA","50","YES",null,66,"65-69",null,null,80,8,null,"630-0",9,null,"630-0",9,null,"52-20",9,"65-69",0]
["WI","GoldenCare USA","50","YES",null,67,"65-69",null,null,90,9,null,"A",10,null,"A",10,null,"AMB",10,"70-74",0]
["WY","AIM","50","YES",null,68,"65-69",null,null,100,10,null,"B",11,null,"B",11,null,"HI",11,"75-79",0]
[null,null,null,null,null,69,"65-69",null,null,110,11,null,"C",12,null,"C",12,null,"CAN",12,"80-84",0]
[null,null,null,null,null,70,"70-74",null,null,120,12,null,"D",13,null,"D",13,null,"NONE",13]
[null,null,null,null,null,71,"70-74",null,null,130,13,null,"E",14,null,"E",14,null,null,null,"This Is \"TXAGERANGE\""]
[null,null,null,null,null,72,"70-74",null,null,140,14,null,"F",15,null,"F",15,null,null,null,18,"18-29"]
[null,null,null,null,null,73,"70-74",null,null,150,15,null,"60-20",16,null,"60-20",16,null,null,null,{"$f":"U56+1","v":19},"18-29"]
[null,null,null,null,null,74,"70-74",null,null,160,16,null,"90-20",17,null,"90-20",17,null,null,null,{"$f":"U57+1","v":20},"18-29"]
[null,null,null,null,null,75,"75-79",null,null,170,17,null,"180-20",18,null,"180-20",18,null,null,null,21,"18-29"]
[null,null,null,null,null,76,"75-79",null,null,180,18,null,"270-20",19,null,"270-20",19,null,null,null,22,"18-29"]
[null,null,null,null,null,77,"75-79",null,null,190,19,null,"360-20",20,null,"360-20",20,null,null,null,23,"18-29"]
[null,null,null,null,null,78,"75-79",null,null,200,20,null,"450-20",21,null,"450-20",21,null,null,null,24,"18-29"]
[null,null,null,null,null,79,"75-79",null,null,210,21,null,"540-20",22,null,"540-20",22,null,null,null,25,"18-29"]
[null,null,null,null,null,80,"80-84",null,null,220,22,null,"630-20",23,null,"630-20",23,null,null,null,26,"18-29"]
[null,null,null,null,null,81,"80-84",null,null,230,23,null,"G",24,null,"G",24,null,null,null,27,"18-29"]
[null,null,null,null,null,82,"80-84",null,null,240,24,null,"H",25,null,"H",25,null,null,null,28,"18-29"]
[null,null,null,null,null,83,"80-84",null,null,250,25,null,"I",26,null,"I",26,null,null,null,29,"18-29"]
[null,null,null,null,null,{"$f":"F67+1","v":84},"80-84",null,null,260,26,null,"J",27,null,"J",27,null,null,null,30,"30-39"]
[null,null,null,null,null,85,"85-89",null,null,270,27,null,"K",28,null,"K",28,null,null,null,31,"30-39"]
[null,null,null,null,null,86,"85-89",null,null,280,28,null,"L",29,null,"L",29,null,null,null,32,"30-39"]
[null,null,null,null,null,87,"85-89",null,null,290,29,null,"60-30",30,null,"60-30",30,null,null,null,33,"30-39"]
[null,null,null,null,null,88,"85-89",null,null,300,30,null,"90-30",31,null,"90-30",31,null,null,null,34,"30-39"]
[null,null,null,null,null,89,"85-89",null,null,310,31,null,"180-30",32,null,"180-30",32,null,null,null,35,"30-39"]
[null,null,null,null,null,null,null,null,null,320,32,null,"270-30",33,null,"270-30",33,null,null,null,36,"30-39"]
["60-0","90-0","180-0","270-0","360-0","60+0","90+0","180+0","270+0",330,33,null,"360-30",34,null,"360-30",34,null,null,null,37,"30-39"]
["This is \"SLFACCODE\"",null,null,null,null,"This is \"SLFAC\" and \"SLFACCHART\"",null,null,null,340,34,null,"450-30",35,null,"450-30",35,null,null,null,38,"30-39"]
["60-0",2,null,null,null,"0 Day",0,0,null,350,35,null,"540-30",36,null,"540-30",36,null,null,null,39,"30-39"]
["90-0",{"$f":"B77+1","v":3},null,null,null,"90 Day",90,90,null,360,36,null,"630-30",37,null,"630-30",37,null,null,null,40,"40-44"]
["180-0",{"$f":"B78+1","v":4},null,null,null,"90 Day (w/5%)","90+",90,null,370,37,null,"M",38,null,"M",38,null,null,null,41,"40-44"]
["270-0",5,null,null,null,"180 Day",180,180,null,380,38,null,"N",39,null,"N",39,null,null,null,42,"40-44"]
["360-0",6,null,null,null,"180 Day (w/5%)","180+",180,null,390,39,null,"O",40,null,"O",40,null,null,null,43,"40-44"]
["60+-0",7,null,null,null,"360 Day",360,360,null,400,40,null,"P",41,null,"P",41,null,null,null,44,"40-44"]
["90+-0",8,null,null,null,"360 Day (w/5%)","360+",360,null,null,null,null,"Q",42,null,"Q",42,null,null,null,45,"45-49"]
["180+-0",9,null,null,null,null,null,null,null,null,null,null,"R",43,null,"R",43,null,null,null,46,"45-49"]
["270+-0",10,null,null,null,null,null,null,null,null,null,null,"60-60",44,null,"60-60",44,null,null,null,47,"45-49"]
["360+-0",11,null,null,null,null,null,null,null,null,null,null,"90-60",45,null,"90-60",45,null,null,null,48,"45-49"]
["0-0",12,null,null,null,"This is \"SLHHC\" and \"SLHHCCHART\"",null,null,null,null,null,null,"180-60",46,null,"180-60",46,null,null,null,49,"45-49"]
["0-20",12,null,null,null,"0 Day",0,"0 Months",null,null,null,null,"270-60",47,null,"270-60",47,null,null,null,50,"50-54"]
["0-30",12,null,null,null,"90 Day",90,"3 Months",null,null,null,null,"360-60",48,null,"360-60",48,null,null,null,51,"50-54"]
["0-60",12,null,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,null,null,null,"450-60",49,null,"450-60",49,null,null,null,52,"50-54"]
["0-90",12,null,null,null,"180 Day",180,"6 Months",null,null,null,null,"540-60",50,null,"540-60",50,null,null,null,53,"50-54"]
["0-100",12,null,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,null,null,null,"630-60",51,null,"630-60",51,null,null,null,54,"50-54"]
["60-20",16,null,null,null,"360 Day",360,"12 Months",null,null,null,null,"S",52,null,"S",52,null,null,null,55,"55-59"]
["90-20",17,null,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,null,null,null,"T",53,null,"T",53,null,null,null,56,"55-59"]
["180-20",18,null,null,null,null,null,null,null,null,null,null,"U",54,null,"U",54,null,null,null,57,"55-59"]
["270-20",19,null,null,null,null,null,null,null,null,null,null,"V",55,null,"V",55,null,null,null,58,"55-59"]
["360-20",20,null,null,null,"This is \"SL50CODE\"",null,null,"This is \"SL50YES\" and \"SL50YESCHART\"",null,null,null,"W",56,null,"W",56,null,null,null,59,"55-59"]
["60+-20",21,null,null,null,"60-0",100,null,"0 Day",0,"0 Months",null,"X",57,null,"X",57,null,null,null,60,"60-64"]
["90+-20",22,null,null,null,"90-0",{"$f":"G98+1","v":101},null,"90 Day","90+","3 Months",null,"60-90",58,null,"60-90",58,null,null,null,61,"60-64"]
["180+-20",23,null,null,null,"180-0",{"$f":"G99+1","v":102},null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"90-90",59,null,"90-90",59,null,null,null,62,"60-64"]
["270+-20",24,null,null,null,"270-0",103,null,"180 Day","180+","6 Months",null,"180-90",60,null,"180-90",60,null,null,null,63,"60-64"]
["360+-20",25,null,null,null,"360-0",104,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,"270-90",61,null,"270-90",61,null,null,null,64,"60-64"]
["G",26,null,null,null,"60+-0",105,null,"360 Day","360+","12 Months",null,"360-90",62,null,"360-90",62,null,null,null,65,"65-69"]
["H",27,null,null,null,"90+-0",106,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"450-90",63,null,"450-90",63,null,null,null,66,"65-69"]
["I",28,null,null,null,"180+-0",107,null,null,null,null,null,"540-90",64,null,"540-90",64,null,null,null,67,"65-69"]
["J",29,null,null,null,"270+-0",108,null,"This is \"SL50NO\" and \"SL50NOCHART\"",null,null,null,"630-90",65,null,"630-90",65,null,null,null,68,"65-69"]
["60-100",30,null,null,null,"360+-0",109,null,"0 Day",0,"0 Months",null,"Y",66,null,"Y",66,null,null,null,69,"65-69"]
["90-100",31,null,null,null,"0-0",110,null,"90 Day",90,"3 Months",null,"Z",67,null,"Z",67,null,null,null,70,"70-74"]
["180-100",32,null,null,null,"0-20",110,null,"90 Day (w/5%)",90,"3 Mos (w/5%)",null,"AA",{"$f":"N108+1","v":68},null,"AA",{"$f":"Q108+1","v":68},null,null,null,71,"70-74"]
["270-100",33,null,null,null,"0-100",110,null,"180 Day",180,"6 Months",null,"BB",69,null,"BB",69,null,null,null,72,"70-74"]
["360-100",34,null,null,null,"D",113,null,"180 Day (w/5%)",180,"6 Mos (w/5%)",null,"CC",70,null,"CC",70,null,null,null,73,"70-74"]
["60+-100",35,null,null,null,"60-20",114,null,"360 Day",360,"12 Months",null,"DD",71,null,"DD",71,null,null,null,74,"70-74"]
["90+-100",36,null,null,null,"90-20",115,null,"360 Day (w/5%)",360,"12 Mos (w/5%)",null,"60-100",72,null,"60-100",72,null,null,null,75,"75-79"]
["180+-100",37,null,null,null,"180-20",116,null,null,null,null,null,"90-100",73,null,"90-100",73,null,null,null,76,"75-79"]
["270+-100",38,null,null,null,"270-20",117,null,"This is \"HHCPLUSAMB\" and \"HHCPLUSAMBCHART\"",null,null,null,"180-100",74,null,"180-100",74,null,null,null,77,"75-79"]
["360+-100",39,null,null,null,"360-20",118,null,"No AMB/ER Rider",0,null,null,"270-100",75,null,"270-100",75,null,null,null,78,"75-79"]
["K",40,null,null,null,"60+-20",119,null,"$200/2x/Yr AMB/ER",200,null,null,"360-100",76,null,"360-100",76,null,null,null,79,"75-79"]
["L",41,null,null,null,"90+-20",120,null,null,null,null,null,"450-100",77,null,"450-100",77,null,null,null,80,"80-84"]
["M",42,null,null,null,"180+-20",121,null,"This is \"HHCPLUSCAN\" and \"HHCPLUSCANCHART\"",null,null,null,"540-100",78,null,"540-100",78,null,null,null,81,"80-84"]
["N",43,null,null,null,"270+-20",122,null,"No Cancer Rider",0,0,null,"630-100",79,null,"630-100",79,null,null,null,82,"80-84"]
["60-30",44,null,null,null,"360+-20",123,null,"$2,500 Cancer",2500,1,null,"EE",80,null,"EE",80,null,null,null,83,"80-84"]
["90-30",45,null,null,null,"E",124,null,"$5,000 Cancer",5000,2,null,"FF",81,null,"FF",81,null,null,null,{"$f":"U121+1","v":84},"80-84"]
["180-30",46,null,null,null,"F",125,null,"$10,000 Cancer",10000,3,null,"GG",82,null,"GG",82]
["270-30",47,null,null,null,"G",126,null,null,null,null,null,"HH",83,null,"HH",83]
["360-30",48,null,null,null,"H",127,null,"This is \"HHCPLUSHHC\" and \"HHCPLUSHHCCHART\"",null,null,null,null,null,null,"0-0",14]
["60+-30",49,null,null,null,"60-100",128,null,"$150/Week",150,1,null,null,null,null,"0-20",14]
["90+-30",50,null,null,null,"90-100",129,null,"$300/Week",300,2,null,null,null,null,"0-30",14]
["180+-30",51,null,null,null,"180-100",130,null,"$450/Week",450,3,null,null,null,null,"0-60",14]
["270+-30",52,null,null,null,"270-100",131,null,"$600/Week",600,4,null,null,null,null,"0-90",14]
["360+-30",53,null,null,null,"360-100",132,null,"$750/Week",750,5,null,null,null,null,"0-100",14]
["O",54,null,null,null,"60+-100",133,null,"$900/Week",900,6,null,null,null,null,"60-0",14]
["P",55,null,null,null,"90+-100",134,null,"$1,050/Week",1050,7,null,null,null,null,"90-0",14]
["Q",56,null,null,null,"180+-100",135,null,"$1,200/Week",1200,8,null,null,null,null,"180-0",14]
["R",57,null,null,null,"270+-100",136,null,null,null,null,null,null,null,null,"270-0",14]
["60-60",58,null,null,null,"360+-100",137,null,"This is \"HHCPLUSWEEKS\" and \"HHCPLUSWEEKSCHART\"",null,null,null,null,null,null,"360-0",14]
["90-60",59,null,null,null,"I",138,null,"13 Weeks",13,91,null,null,null,null,"450-0",14]
["180-60",60,null,null,null,"J",139,null,"26 Weeks",26,182,null,null,null,null,"540-0",14]
["270-60",61,null,null,null,"K",140,null,"39 Weeks",39,273,null,null,null,null,"630-0",14]
["360-60",62,null,null,null,"L",141,null,"52 Weeks",52,364]
["60+-60",63,null,null,null,"60-60",142]
["90+-60",64,null,null,null,"90-60",143,null,"This is \"HHCPLUSELIM\" and \"HHCPLUSELIMCHART\""]
["180+-60",65,null,null,null,"180-60",144,null,"Zero Day",0,0]
["270+-60",{"$f":"B142+1","v":66},null,null,null,"270-60",145,null,"20 Day",20,20]
["360+-60",67,null,null,null,"360-60",146]
["U",68,null,null,null,"450-60",147]
["V",69,null,null,null,"540-60",148]
["W",70,null,null,null,"630-60",149,null,"This is \"SLFACE\" and \"SLFACECHART\""]
["X",71,null,null,null,"M",150,null,"Zero Day",0]
["60-90",72,null,null,null,"N",151,null,"20 Day",20]
["90-90",73,null,null,null,"O",152,null,"100 Day",100]
["180-90",74,null,null,null,"P",153]
["270-90",75,null,null,null,"Q",154]
["360-90",76,null,null,null,"R",155,null,"This is \"SLHHCE\" and \"SLHHCECHART\""]
["60+-90",77,null,null,null,"60-90",156,null,"Zero Day",0]
["90+-90",78,null,null,null,"90-90",157,null,"20 Day",20]
["180+-90",79,null,null,null,"180-90",158,null,"100 Day",100]
["270+-90",80,null,null,null,"270-90",159]
["360+-90",81,null,null,null,"360-90",160]
["Y",82,null,null,null,"450-90",161,null,"This is \"SLINFL\" and \"SLINFLCHART\""]
["Z",83,null,null,null,"540-90",162,null,"0% on Fast50","N","A"]
[null,null,null,null,null,"630-90",163,null,"5%S on Fast50","Y","B"]
[null,null,null,null,null,"S",164]
[null,null,null,null,null,"This is \"SLFACCODE\"",165,null,"This is \"OMNIFAC\" and \"OMNIFACCHART\"",null,null,null,"This is \"OMNIHHC\" and \"OMNIHHCCHART\"",null,null,null,null,"This is \"OMNIHIBEN\" and \"OMNIHIBENCHART\""]
[null,null,null,null,null,"U",{"$f":"G163+1","v":166},null,50,5,null,null,0,0,null,null,null,0,0]
[null,null,null,null,null,"V",167,null,{"$f":"I164+10","v":60},{"$f":"J164+1","v":6},null,null,50,5,null,null,null,50,5]
[null,null,null,null,null,"W",168,null,{"$f":"I165+10","v":70},{"$f":"J165+1","v":7},null,null,{"$f":"M165+10","v":60},{"$f":"N165+1","v":6},null,null,null,{"$f":"R165+10","v":60},{"$f":"S165+1","v":6}]
[null,null,null,null,null,"X",169,null,80,8,null,null,{"$f":"M166+10","v":70},{"$f":"N166+1","v":7},null,null,null,{"$f":"R166+10","v":70},{"$f":"S166+1","v":7}]
[null,null,null,null,null,"60-1000",170,null,90,9,null,null,80,8,null,null,null,80,8]
[null,null,null,null,null,"90-1000",171,null,100,10,null,null,90,9,null,null,null,90,9]
[null,null,null,null,null,"180-1000",172,null,110,11,null,null,100,10,null,null,null,100,10]
[null,null,null,null,null,"270-1000",173,null,120,12,null,null,110,11,null,null,null,110,11]
[null,null,null,null,null,"360-1000",174,null,130,13,null,null,120,12,null,null,null,120,12]
[null,null,null,null,null,"450-1000",175,null,140,14,null,null,130,13,null,null,null,130,13]
[null,null,null,null,null,"540-1000",176,null,150,15,null,null,140,14,null,null,null,140,14]
[null,null,null,null,null,"630-1000",177,null,160,16,null,null,150,15,null,null,null,150,15]
[null,null,null,null,null,"EE",178,null,170,17,null,null,160,16,null,null,null,160,16]
[null,null,null,null,null,"FF",179,null,180,18,null,null,170,17,null,null,null,170,17]
[null,null,null,null,null,"GG",180,null,190,19,null,null,180,18,null,null,null,180,18]
[null,null,null,null,null,"HH",181,null,200,20,null,null,190,19,null,null,null,190,19]
[null,null,null,null,null,null,null,null,210,21,null,null,200,20,null,null,null,200,20]
[null,null,null,null,null,null,null,null,220,22,null,null,210,21,null,null,null,210,21]
[null,null,null,null,null,null,null,null,230,23,null,null,220,22,null,null,null,220,22]
["This is \"OMNISTATE\" and \"OMNISTATECHART\"",null,null,null,null,null,null,null,240,24,null,null,230,23,null,null,null,230,23]
["AL","AL",50,"YES",null,null,null,null,250,25,null,null,240,24,null,null,null,240,24]
["AK-None","AK",0,"NO",null,null,null,null,260,26,null,null,250,25,null,null,null,250,25]
["AR","AR",50,"YES",null,null,null,null,270,27,null,null,260,26,null,null,null,260,26]
["AZ","AZ",55,"YES",null,null,null,null,280,28,null,null,270,27,null,null,null,270,27]
["CA-None","CA",0,"NO",null,null,null,null,290,29,null,null,280,28,null,null,null,280,28]
["CO-Check","CO",60,"YES*",null,null,null,null,300,30,null,null,290,29,null,null,null,290,29]
["CT-None","CT",0,"NO",null,null,null,null,310,31,null,null,{"$f":"M189+10","v":300},{"$f":"N189+1","v":30},null,null,null,300,30]
["DE-None","DE",0,"NO",null,null,null,null,320,32]
["DC-None","DC",0,"NO",null,null,null,null,330,33]
["FL-None","FL",0,"NO",null,null,null,null,340,34]
["GA","GA",50,"YES",null,null,null,null,350,35]
["HI-None","HI",0,"NO",null,null,null,null,360,36]
["ID-None","ID",0,"NO",null,null,null,null,370,37]
["IL-None","IL",0,"NO",null,null,null,null,380,38]
["IN-None","IN",0,"NO",null,null,null,null,390,39]
["IA-None","IA",0,"NO",null,null,null,null,400,40]
["KS-None","KS",0,"NO"]
["KY-None","KY",0,"NO"]
["LA","LA",50,"YES",null,null,"This is \"OMNICOLUMNCODE\"",null,null,null,"This is \"OMNIHICOLCODE\""]
["ME-None","ME",0,"NO",null,null,"50-60-0",2,null,null,"50-3 Days",2]
["MD-None","MD",0,"NO",null,null,"50-90-0",{"$f":"H203+1","v":3},null,null,"50-6 Days",{"$f":"L203+1","v":3}]
["MA-None","MA",0,"NO",null,null,"50-180-0",{"$f":"H204+1","v":4},null,null,"50-10 Days",{"$f":"L204+1","v":4}]
["MI-None","MI",0,"NO",null,null,"50-270-0",5,null,null,"50-20 Days",5]
["MN-None","MN",0,"NO",null,null,"50-360-0",6,null,null,"50-0 Days",6]
["MS","MS",50,"YES",null,null,"50-60+-0",7,null,null,"A",7]
["MO-Check","MO",50,"YES*",null,null,"50-90+-0",8,null,null,"B",8]
["MT-None","MT",0,"NO",null,null,"50-180+-0",9,null,null,"55-3 Days",9]
["NE-Check","NE",55,"YES*",null,null,"50-270+-0",10,null,null,"55-6 Days",10]
["NV-None","NV",0,"NO",null,null,"50-360+-0",11,null,null,"55-10 Days",11]
["NH-None","NH",0,"NO",null,null,"50-0-0",12,null,null,"55-20 Days",12]
["NJ-None","NJ",0,"NO",null,null,"50-0-20",12,null,null,"55-0 Days",13]
["NM-None","NM",0,"NO",null,null,"50-0-30",12,null,null,"C",14]
["NY-None","NY",0,"NO",null,null,"50-0-60",12,null,null,"D",15]
["NC","NC",50,"YES",null,null,"50-0-90",12,null,null,"60-3 Days",16]
["ND-Check","ND",70,"YES*",null,null,"50-0-100",12,null,null,"60-6 Days",17]
["OH-Check","OH",55,"YES*",null,null,"50-60-20",16,null,null,"60-10 Days",18]
["OK","OK",55,"YES",null,null,"50-90-20",17,null,null,"60-20 Days",19]
["OR-None","OR",0,"NO",null,null,"50-180-20",18,null,null,"60-0 Days",20]
["PA-None","PA",0,"NO",null,null,"50-270-20",19,null,null,"E",21]
["RI-None","RI",0,"NO",null,null,"50-360-20",20,null,null,"F",22]
["SC","SC",55,"YES",null,null,"50-60+-20",21,null,null,"65-3 Days",23]
["SD","SD",60,"YES",null,null,"50-90+-20",22,null,null,"65-6 Days",24]
["TN","TN",55,"YES",null,null,"50-180+-20",23,null,null,"65-10 Days",25]
["TX-Note","TX",50,"YES*",null,null,"50-270+-20",24,null,null,"65-20 Days",26]
["UT-None","UT",0,"NO",null,null,"50-360+-20",25,null,null,"65-0 Days",27]
["VT-None","VT",0,"NO",null,null,"G",26,null,null,"G",28]
["VA-None","VA",0,"NO",null,null,"H",27,null,null,"H",29]
["WA-None","WA",0,"NO",null,null,"I",28,null,null,"70-3 Days",30]
["WV-None","WV",0,"NO",null,null,"J",29,null,null,"70-6 Days",31]
["WI-None","WI",0,"NO",null,null,"50-60-100",30,null,null,"70-10 Days",32]
["WY","WY",50,"YES",null,null,"50-90-100",31,null,null,"70-20 Days",33]
[null,null,null,null,null,null,"50-180-100",32,null,null,"70-0 Days",34]
[null,null,null,null,null,null,"50-270-100",33,null,null,"I",35]
[null,null,null,null,null,null,"50-360-100",34,null,null,"J",36]
[null,null,null,null,null,null,"50-60+-100",35]
[null,null,null,null,null,null,"50-90+-100",36]
[null,null,null,null,null,null,"50-180+-100",37]
[null,null,null,null,null,null,"50-270+-100",38]
[null,null,null,null,null,null,"50-360+-100",39]
[null,null,null,null,null,null,"K",40]
[null,null,null,null,null,null,"L",41]
[null,null,null,null,null,null,"M",42]
[null,null,null,null,null,null,"N",43]
[null,null,null,null,null,null,"50-60-30",44]
[null,null,null,null,null,null,"50-90-30",45]
[null,null,null,null,null,null,"50-180-30",46]
[null,null,null,null,null,null,"50-270-30",47]
[null,null,null,null,null,null,"50-360-30",48]
[null,null,null,null,null,null,"50-60+-30",49]
[null,null,null,null,null,null,"50-90+-30",50]
[null,null,null,null,null,null,"50-180+-30",51]
[null,null,null,null,null,null,"50-270+-30",52]
[null,null,null,null,null,null,"50-360+-30",53]
[null,null,null,null,null,null,"O",54]
[null,null,null,null,null,null,"P",55]
[null,null,null,null,null,null,"Q",56]
[null,null,null,null,null,null,"R",57]
[null,null,null,null,null,null,"50-60-60",58]
[null,null,null,null,null,null,"50-90-60",59]
[null,null,null,null,null,null,"50-180-60",60]
[null,null,null,null,null,null,"50-270-60",61]
[null,null,null,null,null,null,"50-360-60",62]
[null,null,null,null,null,null,"50-60+-60",63]
[null,null,null,null,null,null,"50-90+-60",64]
[null,null,null,null,null,null,"50-180+-60",65]
[null,null,null,null,null,null,"50-270+-60",{"$f":"H268+1","v":66}]
[null,null,null,null,null,null,"50-360+-60",67]
[null,null,null,null,null,null,"U",68]
[null,null,null,null,null,null,"V",69]
[null,null,null,null,null,null,"W",70]
[null,null,null,null,null,null,"X",71]
[null,null,null,null,null,null,"50-60-90",72]
[null,null,null,null,null,null,"50-90-90",73]
[null,null,null,null,null,null,"50-180-90",74]
[null,null,null,null,null,null,"50-270-90",75]
[null,null,null,null,null,null,"50-360-90",76]
[null,null,null,null,null,null,"50-60+-90",77]
[null,null,null,null,null,null,"50-90+-90",78]
[null,null,null,null,null,null,"50-180+-90",79]
[null,null,null,null,null,null,"50-270+-90",80]
[null,null,null,null,null,null,"50-360+-90",81]
[null,null,null,null,null,null,"Y",82]
[null,null,null,null,null,null,"Z",83]
[null,null,null,null,null,null,"ZA",{"$f":"H286+1","v":84}]
[null,null,null,null,null,null,"ZB",{"$f":"H287+1","v":85}]
[null,null,null,null,null,null,"55-60-0",86]
[null,null,null,null,null,null,"55-90-0",87]
[null,null,null,null,null,null,"55-180-0",88]
[null,null,null,null,null,null,"55-270-0",89]
[null,null,null,null,null,null,"55-360-0",90]
[null,null,null,null,null,null,"55-60+-0",91]
[null,null,null,null,null,null,"55-90+-0",92]
[null,null,null,null,null,null,"55-180+-0",93]
[null,null,null,null,null,null,"55-270+-0",94]
[null,null,null,null,null,null,"55-360+-0",95]
[null,null,null,null,null,null,"55-0-0",12]
[null,null,null,null,null,null,"55-0-20",12]
[null,null,null,null,null,null,"55-0-30",12]
[null,null,null,null,null,null,"55-0-60",12]
[null,null,null,null,null,null,"55-0-90",12]
[null,null,null,null,null,null,"55-0-100",12]
[null,null,null,null,null,null,"55-60-20",100]
[null,null,null,null,null,null,"55-90-20",101]
[null,null,null,null,null,null,"55-180-20",102]
[null,null,null,null,null,null,"55-270-20",103]
[null,null,null,null,null,null,"55-360-20",104]
[null,null,null,null,null,null,"55-60+-20",105]
[null,null,null,null,null,null,"55-90+-20",106]
[null,null,null,null,null,null,"55-180+-20",107]
[null,null,null,null,null,null,"55-270+-20",108]
[null,null,null,null,null,null,"55-360+-20",109]
[null,null,null,null,null,null,"G",110]
[null,null,null,null,null,null,"H",111]
[null,null,null,null,null,null,"I",112]
[null,null,null,null,null,null,"J",113]
[null,null,null,null,null,null,"55-60-100",114]
[null,null,null,null,null,null,"55-90-100",115]
[null,null,null,null,null,null,"55-180-100",116]
[null,null,null,null,null,null,"55-270-100",117]
[null,null,null,null,null,null,"55-360-100",118]
[null,null,null,null,null,null,"55-60+-100",119]
[null,null,null,null,null,null,"55-90+-100",120]
[null,null,null,null,null,null,"55-180+-100",121]
[null,null,null,null,null,null,"55-270+-100",122]
[null,null,null,null,null,null,"55-360+-100",123]
[null,null,null,null,null,null,"K",124]
[null,null,null,null,null,null,"L",125]
[null,null,null,null,null,null,"M",126]
[null,null,null,null,null,null,"N",127]
[null,null,null,null,null,null,"55-60-30",128]
[null,null,null,null,null,null,"55-90-30",129]
[null,null,null,null,null,null,"55-180-30",130]
[null,null,null,null,null,null,"55-270-30",131]
[null,null,null,null,null,null,"55-360-30",132]
[null,null,null,null,null,null,"55-60+-30",133]
[null,null,null,null,null,null,"55-90+-30",134]
[null,null,null,null,null,null,"55-180+-30",135]
[null,null,null,null,null,null,"55-270+-30",136]
[null,null,null,null,null,null,"55-360+-30",137]
[null,null,null,null,null,null,"O",138]
[null,null,null,null,null,null,"P",139]
[null,null,null,null,null,null,"Q",140]
[null,null,null,null,null,null,"R",141]
[null,null,null,null,null,null,"55-60-60",142]
[null,null,null,null,null,null,"55-90-60",143]
[null,null,null,null,null,null,"55-180-60",144]
[null,null,null,null,null,null,"55-270-60",145]
[null,null,null,null,null,null,"55-360-60",146]
[null,null,null,null,null,null,"55-60+-60",{"$f":"H351+1","v":147}]
[null,null,null,null,null,null,"55-90+-60",148]
[null,null,null,null,null,null,"55-180+-60",149]
[null,null,null,null,null,null,"55-270+-60",150]
[null,null,null,null,null,null,"55-360+-60",151]
[null,null,null,null,null,null,"U",152]
[null,null,null,null,null,null,"V",153]
[null,null,null,null,null,null,"W",154]
[null,null,null,null,null,null,"X",155]
[null,null,null,null,null,null,"55-60-90",156]
[null,null,null,null,null,null,"55-90-90",157]
[null,null,null,null,null,null,"55-180-90",158]
[null,null,null,null,null,null,"55-270-90",159]
[null,null,null,null,null,null,"55-360-90",160]
[null,null,null,null,null,null,"55-60+-90",161]
[null,null,null,null,null,null,"55-90+-90",162]
[null,null,null,null,null,null,"55-180+-90",163]
[null,null,null,null,null,null,"55-270+-90",164]
[null,null,null,null,null,null,"55-360+-90",165]
[null,null,null,null,null,null,"Y",166]
[null,null,null,null,null,null,"Z",167]
[null,null,null,null,null,null,"ZA",168]
[null,null,null,null,null,null,"ZB",169]
[null,null,null,null,null,null,"60-60-0",170]
[null,null,null,null,null,null,"60-90-0",171]
[null,null,null,null,null,null,"60-180-0",172]
[null,null,null,null,null,null,"60-270-0",173]
[null,null,null,null,null,null,"60-360-0",174]
[null,null,null,null,null,null,"60-60+-0",175]
[null,null,null,null,null,null,"60-90+-0",176]
[null,null,null,null,null,null,"60-180+-0",177]
[null,null,null,null,null,null,"60-270+-0",178]
[null,null,null,null,null,null,"60-360+-0",179]
[null,null,null,null,null,null,"60-0-0",12]
[null,null,null,null,null,null,"60-0-20",12]
[null,null,null,null,null,null,"60-0-30",12]
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["This is from New Std Life Rates",null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 50% Loss Ratio",null,null,"AL, AR, GA, LA, MO, MS, NC, TX, WY",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 55% Loss Ratio",null,null,"AZ, NE, OH, OK, SC, TN",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 60% Loss Ratio",null,null,"CO, SD",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 65% Loss Ratio",null,null,"??, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??",null,null,null,null,null,null,null,null,null,null,"This is 70% Loss Ratio",null,null,"ND, ??"]
["Sent 12/20/22",null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates"]
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[]
[]
["Infl on 50?","Infl- HHC?","Inf-Same?","ST?","Prem Chart",null,"HI-Chart?"]
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[{"$f":"Input2!AX7","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!$P$6,OMNISTATECHART,2,FALSE)","v":"AL"},{"$f":"VLOOKUP(Input2!$P$6,OMNISTATECHART,3,FALSE)","v":50},null,{"$f":"CONCATENATE(E84,\"-\",A105)","v":"50-20 Days"}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
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[{"$f":"CONCATENATE(E84,\"-\",Input2!AX14)","v":"50-360+-60"},{"$f":"VLOOKUP(A87,OMNICOLUMNCODE,2,FALSE)","v":67},{"$f":"VLOOKUP(Input2!Q12,STCHIBENCHART,2,FALSE)","v":40},"Client 2:",{"$f":"Input2!Q9","v":60},{"$f":"VLOOKUP($E87,OMNIFACRATESALL,B87)","v":45.749999999999993},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":1829.9999999999998},"AND",{"$f":"VLOOKUP($E87,OMNIHHCRATESALL,B90)","v":25.15},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":754.5},null,{"$f":"IF($D$84=\"TX\",VLOOKUP(E87,OMNIHITXRATES,$B$105,FALSE),VLOOKUP(E87,OMNIALLHIRATES,$B$105,FALSE))","v":11.12},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":111.19999999999999}]
["HHC Charts","HHC Col.","HHC Fact"]
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["Spouse?","Sp Factor?"]
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["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":4595.76},"Annual;"]
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["HI Charts","HI Col.",null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-30 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-60 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC+FAST50-90 Elim.-WITH INFLATION"]
[{"$f":"Input2!P21","v":"20 Days"},{"$f":"VLOOKUP($G$83,OMNIHICOLCODE,2,FALSE)","v":5},null,null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No"]
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["Below is \"SL3HIDAYS\" and",null,null,null,30,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,30,0,28,47,65,null,"$500 Rx Max",500,4,null,27,7,null,30,3.85,5.24,6.12,6.83,0,null,30,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,30,3.26,4.8,5.76,6.53,0,null,30,3.11,4.58,5.49,6.22,0,null,30,9999,9999,9999,9999,0,null,30,2.79,4.0999999999999996,4.92,5.58,0]
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["0 Days",0,6,null,32,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,32,0,28,47,65,null,null,null,null,null,29,7,null,32,3.85,5.24,6.12,6.83,0,null,32,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,32,3.26,4.8,5.76,6.53,0,null,32,3.11,4.58,5.49,6.22,0,null,32,9999,9999,9999,9999,0,null,32,2.79,4.0999999999999996,4.92,5.58,0]
["3 Days",3,2,null,33,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,33,0,28,47,65,null,null,null,null,null,30,8,null,33,3.85,5.24,6.12,6.83,0,null,33,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,33,3.26,4.8,5.76,6.53,0,null,33,3.11,4.58,5.49,6.22,0,null,33,9999,9999,9999,9999,0,null,33,2.79,4.0999999999999996,4.92,5.58,0]
["6 Days",6,3,null,34,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,34,0,28,47,65,null,null,null,null,null,31,8,null,34,3.85,5.24,6.12,6.83,0,null,34,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,34,3.26,4.8,5.76,6.53,0,null,34,3.11,4.58,5.49,6.22,0,null,34,9999,9999,9999,9999,0,null,34,2.79,4.0999999999999996,4.92,5.58,0]
["10 Days",10,4,null,35,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,35,0,28,47,65,null,null,null,null,null,32,8,null,35,3.85,5.24,6.12,6.83,0,null,35,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,35,3.26,4.8,5.76,6.53,0,null,35,3.11,4.58,5.49,6.22,0,null,35,9999,9999,9999,9999,0,null,35,2.79,4.0999999999999996,4.92,5.58,0]
["20 Days",20,5,null,36,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,36,0,28,47,65,null,null,null,null,null,33,8,null,36,3.85,5.24,6.12,6.83,0,null,36,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,36,3.26,4.8,5.76,6.53,0,null,36,3.11,4.58,5.49,6.22,0,null,36,9999,9999,9999,9999,0,null,36,2.79,4.0999999999999996,4.92,5.58,0]
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["GTL Simple loads",null,null,null,39,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,"of GTL's",39,0,28,47,65,null,null,null,null,null,36,9,null,39,3.85,5.24,6.12,6.83,0,null,39,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,39,3.26,4.8,5.76,6.53,0,null,39,3.11,4.58,5.49,6.22,0,null,39,9999,9999,9999,9999,0,null,39,2.79,4.0999999999999996,4.92,5.58,0]
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[null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days",null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days"]
[null,null,"At Issue:",{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"IF(Input2!$P$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!P12","v":400},{"$f":"Input2!AW12","v":"360+"},{"$f":"(Input2!P17/2)","v":150},{"$f":"Input2!AW18","v":"360+"},{"$f":"H5","v":150},{"$f":"I5","v":"360+"},{"$f":"(J5*0.5)","v":75},{"$f":"I5","v":"360+"},{"$f":"Input2!$P$20","v":100},{"$f":"IF(Input2!$P$21=\"0 Days\",0,IF(Input2!$P$21=\"3 Days\",3,IF(Input2!$P$21=\"6 Days\",6,IF(Input2!$P$21=\"10 Days\",10,IF(Input2!$P$21=\"20 Days\",20,FALSE)))))","v":20},null,null,"At Issue:",{"$f":"T1","v":3010.28},"No",100,750,100,750,{"$f":"AB1","v":100},{"$f":"X5","v":750},{"$f":"(W5*0.25)","v":25},{"$f":"X5*4","v":3000},0,0]
[null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,3,FALSE)","v":36320.67000000002},{"$f":"IF($E$5=\"Yes\",(IF(($D$2-$D$1)<25,\"Yes\",\"No\")),\"No\")","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,4,FALSE)","v":620},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,5,FALSE)","v":223200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,6,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,7,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,8,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,9,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,10,FALSE)","v":232.5},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,11,FALSE)","v":83700},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,13,FALSE)","v":2000},null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,18,FALSE)","v":51174.759999999987},{"$f":"T5","v":"No"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,19,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,20,FALSE)","v":75000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,21,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,22,FALSE)","v":75000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,23,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,24,FALSE)","v":75000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,25,FALSE)","v":25},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,26,FALSE)","v":75000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,27,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,28,FALSE)","v":0}]
[null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,null,"Below is called \"AetnaHHCRef\""]
[null,0,{"$f":"$D$1","v":58},{"$f":"$D$5","v":2136.5100000000002},{"$f":"D8","v":2136.5100000000002},{"$f":"$F$5*0.5","v":200},{"$f":"F8*$G$3","v":72000},{"$f":"($H$5*2)*0.5","v":150},{"$f":"H8*$I$3","v":54000},{"$f":"($J$5*2)*0.5","v":150},{"$f":"J8*$K$3","v":54000},{"$f":"J8*0.5","v":75},{"$f":"L8*$M$3","v":27000},{"$f":"$N$5","v":100},{"$f":"$N$5*$O$5","v":2000},null,0,{"$f":"$D$1","v":58},{"$f":"$S$5","v":3010.28},{"$f":"S8","v":3010.28},{"$f":"U5","v":100},{"$f":"U8*$V$5","v":75000},{"$f":"AB1","v":100},{"$f":"AC1*AD1","v":75000},{"$f":"AB1","v":100},{"$f":"AC1*AD1","v":75000},{"$f":"$AA$5","v":25},{"$f":"AA8*$AB$5","v":75000},{"$f":"$AC$5","v":0},{"$f":"$AC$5*$AD$5","v":0},null,null,"$0/Week",0,0,0,0]
[null,1,{"$f":"C8+1","v":59},{"$f":"$D$5","v":2136.5100000000002},{"$f":"E8+D9","v":4273.0200000000004},{"$f":"$F$5*0.6","v":240},{"$f":"F9*$G$3","v":86400},{"$f":"($H$5*2)*0.6","v":180},{"$f":"H9*$I$3","v":64800},{"$f":"($J$5*2)*0.6","v":180},{"$f":"J9*$K$3","v":64800},{"$f":"J9*0.5","v":90},32400,{"$f":"N8","v":100},{"$f":"$N$5*$O$5","v":2000},null,1,{"$f":"R8+1","v":59},{"$f":"S8","v":3010.28},{"$f":"T8+S9","v":6020.56},{"$f":"U8","v":100},{"$f":"U9*$V$5","v":75000},{"$f":"W8","v":100},{"$f":"X8","v":75000},{"$f":"$Y$5","v":100},{"$f":"Z8","v":75000},{"$f":"$AA$5","v":25},{"$f":"AA9*$AB$5","v":75000},{"$f":"AC8","v":0},{"$f":"AD8","v":0},null,null,"$150/Week",150,21.43,7800,"$150/Wk"]
[null,{"$f":"B9+1","v":2},{"$f":"C9+1","v":60},2136.5100000000002,{"$f":"E9+D10","v":6409.5300000000007},{"$f":"$F$5*0.7","v":280},100800,{"$f":"($H$5*2)*0.7","v":210},75600,{"$f":"($J$5*2)*0.7","v":210},75600,105,37800,{"$f":"N9","v":100},2000,null,{"$f":"Q9+1","v":2},{"$f":"R9+1","v":60},{"$f":"S9","v":3010.28},{"$f":"T9+S10","v":9030.84},{"$f":"U9","v":100},75000,{"$f":"W9","v":100},75000,100,{"$f":"Z9","v":75000},25,75000,{"$f":"AC9","v":0},0,null,null,"$300/Week",300,42.86,15600,"$300/Wk"]
[null,{"$f":"B10+1","v":3},61,2136.5100000000002,8546.0400000000009,{"$f":"$F$5*0.8","v":320},115200,{"$f":"($H$5*2)*0.8","v":240},86400,{"$f":"($J$5*2)*0.8","v":240},86400,120,43200,100,2000,null,{"$f":"Q10+1","v":3},61,3010.28,12041.12,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$450/Week",450,64.290000000000006,23400,"$450/Wk"]
[null,4,62,2136.5100000000002,10682.550000000001,{"$f":"$F$5*0.9","v":360},129600,{"$f":"($H$5*2)*0.9","v":270},97200,{"$f":"($J$5*2)*0.9","v":270},97200,135,48600,100,2000,null,4,62,3010.28,15051.400000000001,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$600/Week",600,85.71,31200,"$600/Wk"]
[null,5,63,2136.5100000000002,12819.060000000001,{"$f":"$F$5*1","v":400},144000,{"$f":"($H$5*2)*1","v":300},108000,{"$f":"($J$5*2)*1","v":300},108000,150,54000,100,2000,null,5,63,3010.28,18061.68,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$750/Week",750,107.14,39000,"$750/Wk"]
[null,6,64,2136.5100000000002,14955.570000000002,{"$f":"IF($E$5=\"No\",F13,(IF($E$5=\"Yes\",(F13+(F$5*0.05)))))","v":420},151200,{"$f":"IF($E$5=\"No\",H13,(IF($E$5=\"Yes\",(H13+($H$5*2*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",J13,(IF($E$5=\"Yes\",(J13+($J$5*2*0.05)))))","v":315},113400,157.5,56700,100,2000,null,6,64,3010.28,21071.96,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$900/Week",900,128.57,46800,"$900/Wk"]
[null,7,65,2136.5100000000002,17092.080000000002,{"$f":"IF($E$5=\"No\",F14,(IF($E$5=\"Yes\",(F14+(F$5*0.05)))))","v":440},158400,{"$f":"IF($E$5=\"No\",H14,(IF($E$5=\"Yes\",(H14+($H$5*2*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",J14,(IF($E$5=\"Yes\",(J14+($J$5*2*0.05)))))","v":330},118800,165,59400,100,2000,null,7,65,3010.28,24082.239999999998,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$1,050/Week",1050,150,54600,"$1050/Wk"]
[null,8,66,2136.5100000000002,19228.590000000004,460,165600,345,124200,345,124200,172.5,62100,100,2000,null,8,66,3010.28,27092.519999999997,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"$1,200/Week",1200,171.43,62400,"$1200/Wk"]
[null,9,67,2136.5100000000002,21365.100000000006,480,172800,360,129600,360,129600,180,64800,100,2000,null,9,67,3010.28,30102.799999999996,100,75000,100,75000,100,75000,25,75000,0,0]
[null,10,68,2136.5100000000002,23501.610000000008,500,180000,375,135000,375,135000,187.5,67500,100,2000,null,10,68,3010.28,33113.079999999994,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"Below is called \"AetnaHHCPer\""]
[null,11,69,2136.5100000000002,25638.12000000001,520,187200,390,140400,390,140400,195,70200,100,2000,null,11,69,3010.28,36123.359999999993,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"0 Weeks",0,0]
[null,12,70,2136.5100000000002,27774.630000000012,540,194400,405,145800,405,145800,202.5,72900,100,2000,null,12,70,3010.28,39133.639999999992,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"13 Weeks",13,91]
[null,13,71,2136.5100000000002,29911.140000000014,560,201600,420,151200,420,151200,210,75600,100,2000,null,13,71,3010.28,42143.919999999991,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"26 Weeks",26,182]
[null,14,72,2136.5100000000002,32047.650000000016,580,208800,435,156600,435,156600,217.5,78300,100,2000,null,14,72,3010.28,45154.19999999999,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"52 Weeks",52,364]
[null,15,73,2136.5100000000002,34184.160000000018,600,216000,450,162000,450,162000,225,81000,100,2000,null,15,73,3010.28,48164.479999999989,100,75000,100,75000,100,75000,25,75000,0,0]
[null,16,74,2136.5100000000002,36320.67000000002,620,223200,465,167400,465,167400,232.5,83700,100,2000,null,16,74,3010.28,51174.759999999987,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"Below is called \"AetnaElims\""]
[null,17,75,2136.5100000000002,38457.180000000022,640,230400,480,172800,480,172800,240,86400,100,2000,null,17,75,3010.28,54185.039999999986,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"Zero Day",0]
[null,18,76,2136.5100000000002,40593.690000000024,660,237600,495,178200,495,178200,247.5,89100,100,2000,null,18,76,3010.28,57195.319999999985,100,75000,{"$f":"W25","v":100},75000,100,75000,25,75000,{"$f":"AC25","v":0},0,null,null,"20 Day",20]
[null,19,77,2136.5100000000002,42730.200000000026,680,244800,510,183600,510,183600,255,91800,100,2000,null,19,77,3010.28,60205.599999999984,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"30 Day",30]
[null,20,78,2136.5100000000002,44866.710000000028,700,252000,525,189000,525,189000,262.5,94500,100,2000,null,20,78,3010.28,63215.879999999983,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"60 Day",60]
[null,21,79,2136.5100000000002,47003.22000000003,720,259200,540,194400,540,194400,270,97200,100,2000,null,21,79,3010.28,66226.159999999989,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"90 Day",90]
[null,22,80,2136.5100000000002,49139.730000000032,740,266400,555,199800,555,199800,277.5,99900,100,2000,null,22,80,3010.28,69236.439999999988,100,75000,100,75000,100,75000,25,75000,0,0,null,null,"100 Day",100]
[null,23,81,2136.5100000000002,51276.240000000034,760,273600,570,205200,570,205200,285,102600,100,2000,null,23,81,3010.28,72246.719999999987,100,75000,100,75000,100,75000,25,75000,0,0]
[null,24,82,2136.5100000000002,53412.750000000036,780,280800,585,210600,585,210600,292.5,105300,100,2000,null,24,82,3010.28,75256.999999999985,100,75000,100,75000,100,75000,25,75000,0,0]
[null,25,83,2136.5100000000002,55549.260000000038,800,288000,600,216000,600,216000,300,108000,100,2000,null,25,83,3010.28,78267.279999999984,100,75000,100,75000,100,75000,25,75000,0,0]
[null,26,84,2136.5100000000002,57685.77000000004,{"$f":"F33","v":800},288000,{"$f":"H33","v":600},216000,{"$f":"J33","v":600},216000,300,108000,100,2000,null,26,84,3010.28,81277.559999999983,100,75000,100,75000,100,75000,25,75000,0,0]
[null,27,85,2136.5100000000002,59822.280000000042,{"$f":"F34","v":800},288000,{"$f":"H34","v":600},216000,{"$f":"J34","v":600},216000,300,108000,100,2000,null,27,85,3010.28,84287.839999999982,100,75000,100,75000,100,75000,25,75000,0,0]
[null,28,86,2136.5100000000002,61958.790000000045,800,288000,600,216000,600,216000,300,108000,100,2000,null,28,86,3010.28,87298.119999999981,100,75000,100,75000,100,75000,25,75000,0,0]
[null,29,87,2136.5100000000002,64095.300000000047,800,288000,600,216000,600,216000,300,108000,100,2000,null,29,87,3010.28,90308.39999999998,100,75000,100,75000,100,75000,25,75000,0,0]
[null,30,88,2136.5100000000002,66231.810000000041,800,288000,600,216000,600,216000,300,108000,100,2000,null,30,88,3010.28,93318.679999999978,100,75000,100,75000,100,75000,25,75000,0,0]
[null,31,89,2136.5100000000002,68368.320000000036,800,288000,600,216000,600,216000,300,108000,100,2000,null,31,89,3010.28,96328.959999999977,100,75000,100,75000,100,75000,25,75000,0,0]
[null,32,90,2136.5100000000002,70504.830000000031,800,288000,600,216000,600,216000,300,108000,100,2000,null,32,90,3010.28,99339.239999999976,100,75000,100,75000,100,75000,25,75000,0,0]
[null,33,91,2136.5100000000002,72641.340000000026,800,288000,600,216000,600,216000,300,108000,100,2000,null,33,91,3010.28,102349.51999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,34,92,2136.5100000000002,74777.85000000002,800,288000,600,216000,600,216000,300,108000,100,2000,null,34,92,3010.28,105359.79999999997,100,75000,{"$f":"W41","v":100},75000,100,75000,25,75000,{"$f":"AC41","v":0},0]
[null,35,93,2136.5100000000002,76914.360000000015,800,288000,600,216000,600,216000,300,108000,100,2000,null,35,93,3010.28,108370.07999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,36,94,2136.5100000000002,79050.87000000001,800,288000,600,216000,600,216000,300,108000,100,2000,null,36,94,3010.28,111380.35999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,37,95,2136.5100000000002,81187.38,800,288000,600,216000,600,216000,300,108000,100,2000,null,37,95,3010.28,114390.63999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,38,96,2136.5100000000002,83323.89,800,288000,600,216000,600,216000,300,108000,100,2000,null,38,96,3010.28,117400.91999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,39,97,2136.5100000000002,85460.4,800,288000,600,216000,600,216000,300,108000,100,2000,null,39,97,3010.28,120411.19999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,40,98,2136.5100000000002,87596.909999999989,800,288000,600,216000,600,216000,300,108000,100,2000,null,40,98,3010.28,123421.47999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,41,99,2136.5100000000002,89733.419999999984,800,288000,600,216000,600,216000,300,108000,100,2000,null,41,99,3010.28,126431.75999999997,100,75000,100,75000,100,75000,25,75000,0,0]
[null,42,100,2136.5100000000002,91869.929999999978,800,288000,600,216000,600,216000,300,108000,100,2000,null,42,100,3010.28,129442.03999999996,100,75000,100,75000,100,75000,25,75000,0,0]
[null,43,101,2136.5100000000002,94006.439999999973,800,288000,600,216000,600,216000,300,108000,100,2000,null,43,101,3010.28,132452.31999999998,100,75000,100,75000,100,75000,25,75000,0,0]
[null,44,102,2136.5100000000002,96142.949999999968,800,288000,600,216000,600,216000,300,108000,100,2000,null,44,102,3010.28,135462.59999999998,100,75000,100,75000,100,75000,25,75000,0,0]
[null,45,103,2136.5100000000002,98279.459999999963,800,288000,600,216000,600,216000,300,108000,100,2000,null,45,103,3010.28,138472.87999999998,100,75000,100,75000,100,75000,25,75000,0,0]

{"sheet":"VsMoOV","index":9,"n_rows":28,"n_cols":32,"rows_kept":28,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,2,3,16],[5,2,5,16],[7,5,7,6],[7,8,7,9],[7,11,7,12],[7,14,7,15]]}
[null,null,null,null,null,null,"Check Ages!",null,"Claim1:",3,null,"Claim2:",5,null,"Claim3:",10]
[null,{"$f":"CONCATENATE(\"Side-by-Side ~ New OmniFlex STC & Mutual Custom LTCi ~ Age: \",AE11,\";  State: \",AE8)","v":"Side-by-Side ~ New OmniFlex STC & Mutual Custom LTCi ~ Age: 58;  State: AL"}]
[]
[null,"OmniFlex Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AE18,\";   Tobacco?: \",AE12,\";   Inflation?: \",AE13,\";   Facility Benefit: $\",AE14,\" / \",AE15,\" / \",AE16,\" Elim.;   Home Care Benefit: $\",AE19,\" / \",AE20,\" / \",AE21,\" Elim.;   HI Benefit: $\",AE22,\" / \",AE23,\".\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: 5%-FAC&HHC;   Facility Benefit: $400 / 360 Day (w/5%) / 60 Day Elim.;   Home Care Benefit: $300 / 360 Day (w/5%) / Zero Day Elim.;   HI Benefit: $100 / 20 Days."}]
[]
[null,"MoO Custom LTCi Plan*:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AF18,\";   Tobacco?: \",AF12,\";   Inflation?: \",AF13,\";   Facility Benefit: $\",AF14,\" / \",AF15,\" Day / \",AF16,\" Day Elim.;   Home Care Benefit: $\",AF19,\" / \",AF20,\" Day / \",AF21,\" Day Elim.;   HI Benefit: $\",AF22,\" / \",AF23,\" Days.\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: No;   Facility Benefit: $100 / 750 Day / 30 Day Elim.;   Home Care Benefit: $100 / 750 Day / 0 Day Elim.;   HI Benefit: $0 / 0 Days."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI","MoO"]
[null,null,null,null,null,"AT ISSUE AGE",null,null,{"$f":"CONCATENATE(\"CLAIM AT \",J1,\" YEARS\")","v":"CLAIM AT 3 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",M1,\" YEARS\")","v":"CLAIM AT 5 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",P1,\" YEARS\")","v":"CLAIM AT 10 YEARS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"State",{"$f":"Input2!P6","v":"AL"},{"$f":"AE8","v":"AL"}]
[null,"POLICY FEATURES / BENEFITS",null,null,null,"AGE:",{"$f":"VsAetna1!$D$1","v":58},null,"AGE:",{"$f":"$G$9+J1","v":61},null,"AGE:",{"$f":"$G$9+M1","v":63},null,"AGE:",{"$f":"$G$9+P1","v":68},null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name:",{"$f":"Input2!P7","v":"Bob"},{"$f":"AE9","v":"Bob"}]
[null,null,null,null,null,"OmniFlex","MoO LTCi",null,"OmniFlex","MoO LTCi",null,"OmniFlex","MoO LTCi",null,"OmniFlex","MoO LTCi",null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name:",{"$f":"Input2!P8","v":"Smith"},{"$f":"AE10","v":"Smith"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age:",{"$f":"Input2!P9","v":58},{"$f":"AE11","v":58}]
[null,"Total Premium Paid",null,null,null,{"$f":"VsMoO1!$E$8","v":2136.5100000000002},{"$f":"VsMoO1!$T$8","v":3010.28},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,3,FALSE)","v":8546.0400000000009},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,18,FALSE)","v":12041.12},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,3,FALSE)","v":12819.060000000001},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,18,FALSE)","v":18061.68},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,3,FALSE)","v":23501.610000000008},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,18,FALSE)","v":33113.079999999994},null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco:",{"$f":"Input2!P10","v":"No"},{"$f":"AE12","v":"No"}]
[null,"Prescription Drug Reimbursement (Per Year)",null,null,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Inflation Choice:",{"$f":"Input2!P11","v":"5%-FAC&HHC"},{"$f":"VsMoO1!T5","v":"No"}]
[null,"Facility Daily Benefit",null,null,null,{"$f":"VsMoO1!$F$8","v":200},{"$f":"VsMoO1!$U$8","v":100},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,4,FALSE)","v":320},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,19,FALSE)","v":100},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,4,FALSE)","v":400},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,19,FALSE)","v":100},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,4,FALSE)","v":500},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,19,FALSE)","v":100},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Benefit:",{"$f":"Input2!P12","v":400},{"$f":"VsMoO1!U5","v":100}]
[null,"Facility Benefit Available",null,null,null,{"$f":"VsMoO1!$G$8","v":72000},{"$f":"VsMoO1!$V$8","v":75000},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,5,FALSE)","v":115200},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,20,FALSE)","v":75000},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,5,FALSE)","v":144000},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,20,FALSE)","v":75000},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,5,FALSE)","v":180000},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,20,FALSE)","v":75000},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Ben. Period:",{"$f":"Input2!P13","v":"360 Day (w/5%)"},{"$f":"VsMoO1!V5","v":750}]
[null,"Skilled HHC Daily Benefit",null,null,null,{"$f":"VsMoO1!$H$8","v":150},{"$f":"VsMoO1!$W$8","v":100},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,6,FALSE)","v":240},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,21,FALSE)","v":100},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,6,FALSE)","v":300},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,21,FALSE)","v":100},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,6,FALSE)","v":375},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,21,FALSE)","v":100},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Elimination:",{"$f":"Input2!P14","v":"60 Day"},{"$f":"VsMoO1!X1","v":30}]
[null,"Skilled HHC Benefit Available",null,null,null,{"$f":"VsMoO1!$I$8","v":54000},{"$f":"VsMoO1!$X$8","v":75000},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,7,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,22,FALSE)","v":75000},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,7,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,22,FALSE)","v":75000},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,7,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,22,FALSE)","v":75000},null,null,null,null,null,null,null,null,null,null,null,null,null,"Prem. Mode:",{"$f":"Input2!P15","v":"Annual"},{"$f":"AE17","v":"Annual"}]
[null,"Home Health Aide Daily Benefit",null,null,null,{"$f":"VsMoO1!$J$8","v":150},{"$f":"VsMoO1!$Y$8","v":100},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,8,FALSE)","v":240},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,23,FALSE)","v":100},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,8,FALSE)","v":300},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,23,FALSE)","v":100},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,8,FALSE)","v":375},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,23,FALSE)","v":100},null,null,null,null,null,null,null,null,null,null,null,null,null,"Spouse Also?:",{"$f":"Input2!P16","v":"Yes"},{"$f":"AE18","v":"Yes"}]
[null,"Home Health Aide Benefit Available",null,null,null,{"$f":"VsMoO1!$K$8","v":54000},{"$f":"VsMoO1!$Z$8","v":75000},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,9,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,24,FALSE)","v":75000},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,9,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,24,FALSE)","v":75000},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,9,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,24,FALSE)","v":75000},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Benefit:",{"$f":"Input2!P17","v":300},{"$f":"VsMoO1!W5","v":100}]
[null,"Spouse, Family, Friends (Fast50) Daily Benefit",null,null,null,{"$f":"VsMoO1!$L$8","v":75},{"$f":"VsMoO1!$AA$8","v":25},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,10,FALSE)","v":120},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,25,FALSE)","v":25},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,10,FALSE)","v":150},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,25,FALSE)","v":25},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,10,FALSE)","v":187.5},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,25,FALSE)","v":25},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Ben. Period:",{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"VsMoO1!X5","v":750}]
[null,"Spouse, Family, Friends (Fast50) Available",null,null,null,{"$f":"VsMoO1!$M$8","v":27000},{"$f":"VsMoO1!$AB$8","v":75000},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,11,FALSE)","v":43200},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,26,FALSE)","v":75000},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,11,FALSE)","v":54000},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,26,FALSE)","v":75000},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,11,FALSE)","v":67500},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,26,FALSE)","v":75000},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Elimination:",{"$f":"Input2!P19","v":"Zero Day"},{"$f":"VsMoO1!X2","v":0}]
[null,"Hospital Indemnity Daily Benefit",null,null,null,{"$f":"VsMoO1!$N$8","v":100},{"$f":"VsMoO1!$AC$8","v":0},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,27,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,27,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,27,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Daily Hospital Ind.:",{"$f":"Input2!P20","v":100},{"$f":"VsMoO1!AC5","v":0}]
[null,"Hospital Indemnity Benefit Available",null,null,null,{"$f":"VsMoO1!$O$8","v":2000},{"$f":"VsMoO1!$AD$8","v":0},null,{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(J$9,MOOSTCCOMPARE,28,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(M$9,MOOSTCCOMPARE,28,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(P$9,MOOSTCCOMPARE,28,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Days Hospital Ind.:",{"$f":"Input2!P21","v":"20 Days"},{"$f":"VsMoO1!AD5","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"VsMoO1!AA5","v":25}]
[null,"* The Mutual of Omaha Custom LTCi Plan has just ONE overall Pool of Money (shown above). At claim, Facility, HHC and"]
[null,"Cash Benefits are subtracted from this one Pool of Money.  By Contrast, OmniFlex has separate indemnity Benefit Days for both "]
[null,"the Facility and HHC (not Fast50) portions (thus two separate \"pools of money\")."]

{"sheet":"VsAetnaV","index":10,"n_rows":23,"n_cols":32,"rows_kept":23,"cut":false,"hidden":true,"merged":[[7,5,7,6],[7,8,7,9],[7,11,7,12],[7,14,7,15],[1,1,1,16],[3,2,3,16],[5,2,5,16]]}
[null,null,null,null,null,null,"Check Ages!",null,"Claim1:",3,null,"Claim2:",5,null,"Claim3:",10]
[null,{"$f":"CONCATENATE(\"Side-by-Side ~ New OmniFlex STC & Aetna Recovery Care ~ Age: \",AE11,\";  State: \",AE8)","v":"Side-by-Side ~ New OmniFlex STC & Aetna Recovery Care ~ Age: 58;  State: AL"}]
[]
[null,"OmniFlex Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AE18,\";   Tobacco?: \",AE12,\";   Inflation?: \",AE13,\";   Facility Benefit: $\",AE14,\" / \",AE15,\" / \",AE16,\" Elim.;   Home Care Benefit: $\",AE19,\" / \",AE20,\" / \",AE21,\" Elim.;   HI Benefit: $\",AE22,\" / \",AE23,\".\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: 5%-FAC&HHC;   Facility Benefit: $400 / 360 Day (w/5%) / 60 Day Elim.;   Home Care Benefit: $300 / 360 Day (w/5%) / Zero Day Elim.;   HI Benefit: $100 / 20 Days."}]
[]
[null,"AETNA Recovery Care Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AF18,\";   Tobacco?: \",AF12,\";   Inflation?: \",AF13,\";   Facility Benefit: $\",AF14,\" / \",AF15,\" / \",AF16,\" Day Elim.;   Home Care Benefit: \",AF19,\" / \",AF20,\" / \",AF21,\" Elim.;   HI Benefit: $\",AF22,\" / \",AF23,\".\")","v":"Spouse Rate?: No;   Tobacco?: No;   Inflation?: None Avail.;   Facility Benefit: $200 / 360 Day / 20 Day Elim.;   Home Care Benefit: $1,200/Week / 52 Weeks / Zero Day Elim.;   HI Benefit: $50 / 20 Days."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI","AETNA"]
[null,null,null,null,null,"AT ISSUE AGE",null,null,{"$f":"CONCATENATE(\"CLAIM AT \",J1,\" YEARS\")","v":"CLAIM AT 3 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",M1,\" YEARS\")","v":"CLAIM AT 5 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",P1,\" YEARS\")","v":"CLAIM AT 10 YEARS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"State",{"$f":"Input2!P6","v":"AL"},{"$f":"Input2!B6","v":"GA"}]
[null,"POLICY FEATURES / BENEFITS",null,null,null,"AGE:",{"$f":"VsAetna1!$D$1","v":58},null,"AGE:",{"$f":"$G$9+J1","v":61},null,"AGE:",{"$f":"$G$9+M1","v":63},null,"AGE:",{"$f":"$G$9+P1","v":68},null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name:",{"$f":"Input2!P7","v":"Bob"},{"$f":"Input2!B7","v":"John"}]
[null,null,null,null,null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name:",{"$f":"Input2!P8","v":"Smith"},{"$f":"Input2!B8","v":"Prospect"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age:",{"$f":"Input2!P9","v":58},{"$f":"Input2!B9","v":61}]
[null,"Total Premium Paid",null,null,null,{"$f":"VsAetna1!$E$8","v":2136.5100000000002},{"$f":"VsAetna1!$T$8","v":1432.6},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,3,FALSE)","v":8546.0400000000009},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,18,FALSE)","v":5730.4},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,3,FALSE)","v":12819.060000000001},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,18,FALSE)","v":8595.6},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,3,FALSE)","v":23501.610000000008},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,18,FALSE)","v":15758.600000000002},null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco:",{"$f":"Input2!P10","v":"No"},{"$f":"Input2!B10","v":"No"}]
[null,"Prescription Drug Reimbursement (Per Year)",null,null,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Inflation Choice:",{"$f":"Input2!P11","v":"5%-FAC&HHC"},{"$f":"Input2!B11","v":"None Avail."}]
[null,"Facility Daily Benefit",null,null,null,{"$f":"VsAetna1!$F$8","v":200},{"$f":"VsAetna1!$U$8","v":200},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,4,FALSE)","v":320},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,19,FALSE)","v":200},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,4,FALSE)","v":400},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,19,FALSE)","v":200},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,4,FALSE)","v":500},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,19,FALSE)","v":200},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Benefit:",{"$f":"Input2!P12","v":400},{"$f":"Input2!B12","v":200}]
[null,"Facility Benefit Available",null,null,null,{"$f":"VsAetna1!$G$8","v":72000},{"$f":"VsAetna1!$V$8","v":72000},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,5,FALSE)","v":115200},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,20,FALSE)","v":72000},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,5,FALSE)","v":144000},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,20,FALSE)","v":72000},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,5,FALSE)","v":180000},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,20,FALSE)","v":72000},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Ben. Period:",{"$f":"Input2!P13","v":"360 Day (w/5%)"},{"$f":"Input2!B13","v":"360 Day"}]
[null,"Skilled HHC Daily Benefit",null,null,null,{"$f":"VsAetna1!$H$8","v":150},{"$f":"VsAetna1!$W$8","v":171.43},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,6,FALSE)","v":240},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,21,FALSE)","v":171.43},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,6,FALSE)","v":300},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,21,FALSE)","v":171.43},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,6,FALSE)","v":375},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,21,FALSE)","v":171.43},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Elimination:",{"$f":"Input2!P14","v":"60 Day"},{"$f":"Input2!B14","v":20}]
[null,"Skilled HHC Benefit Available",null,null,null,{"$f":"VsAetna1!$I$8","v":54000},{"$f":"VsAetna1!$X$8","v":62400},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,7,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,22,FALSE)","v":62400},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,7,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,22,FALSE)","v":62400},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,7,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,22,FALSE)","v":62400},null,null,null,null,null,null,null,null,null,null,null,null,null,"Prem. Mode:",{"$f":"Input2!P15","v":"Annual"},{"$f":"Input2!B15","v":"Annual"}]
[null,"Home Health Aide Daily Benefit",null,null,null,{"$f":"VsAetna1!$J$8","v":150},{"$f":"VsAetna1!$Y$8","v":171.43},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,8,FALSE)","v":240},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,23,FALSE)","v":171.43},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,8,FALSE)","v":300},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,23,FALSE)","v":171.43},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,8,FALSE)","v":375},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,23,FALSE)","v":171.43},null,null,null,null,null,null,null,null,null,null,null,null,null,"Spouse Also?:",{"$f":"Input2!P16","v":"Yes"},{"$f":"Input2!B16","v":"No"}]
[null,"Home Health Aide Benefit Available",null,null,null,{"$f":"VsAetna1!$K$8","v":54000},{"$f":"VsAetna1!$Z$8","v":62400},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,9,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,24,FALSE)","v":62400},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,9,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,24,FALSE)","v":62400},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,9,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,24,FALSE)","v":62400},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Benefit:",{"$f":"Input2!P17","v":300},{"$f":"Input2!B17","v":"$1,200/Week"}]
[null,"Spouse, Family, Friends (Fast50) Daily Benefit",null,null,null,{"$f":"VsAetna1!$L$8","v":75},{"$f":"VsAetna1!$AA$8","v":0},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,10,FALSE)","v":120},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,25,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,10,FALSE)","v":150},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,25,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,10,FALSE)","v":187.5},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,25,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Ben. Period:",{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"Input2!B18","v":"52 Weeks"}]
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[null,"Hospital Indemnity Daily Benefit",null,null,null,{"$f":"VsAetna1!$N$8","v":100},{"$f":"VsAetna1!$AC$8","v":50},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,27,FALSE)","v":50},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,27,FALSE)","v":50},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,27,FALSE)","v":50},null,null,null,null,null,null,null,null,null,null,null,null,null,"Daily Hospital Ind.:",{"$f":"Input2!P20","v":100},{"$f":"Input2!B20","v":50}]
[null,"Hospital Indemnity Benefit Available",null,null,null,{"$f":"VsAetna1!$O$8","v":2000},{"$f":"VsAetna1!$AD$8","v":1000},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,13,FALSE)","v":2000},{"$f":"VLOOKUP(J$9,AetnaSTCCompare,28,FALSE)","v":1000},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,13,FALSE)","v":2000},{"$f":"VLOOKUP(M$9,AetnaSTCCompare,28,FALSE)","v":1000},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,13,FALSE)","v":2000},{"$f":"VLOOKUP(P$9,AetnaSTCCompare,28,FALSE)","v":1000},null,null,null,null,null,null,null,null,null,null,null,null,null,"Days Hospital Ind.:",{"$f":"Input2!P21","v":"20 Days"},{"$f":"Input2!B21","v":"20 Days"}]

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[null,null,null,null,null,null,null,null,null,null,null,null,294]
[null,null,null,null,null,null,null,null,null,null,null,null,295]
[null,null,null,null,null,null,null,null,null,null,null,null,296]
[null,null,null,null,null,null,null,null,null,null,null,null,297]
[null,null,null,null,null,null,null,null,null,null,null,null,298]
[null,null,null,null,null,null,null,null,null,null,null,null,299]
[null,null,null,null,null,null,null,null,null,null,null,null,300]
[null,null,null,null,null,null,null,null,null,null,null,null,301]
[null,null,null,null,null,null,null,null,null,null,null,null,302]
[null,null,null,null,null,null,null,null,null,null,null,null,303]
[null,null,null,null,null,null,null,null,null,null,null,null,304]
[null,null,null,null,null,null,null,null,null,null,null,null,305]
[null,null,null,null,null,null,null,null,null,null,null,null,306]
[null,null,null,null,null,null,null,null,null,null,null,null,307]
[null,null,null,null,null,null,null,null,null,null,null,null,308]
[null,null,null,null,null,null,null,null,null,null,null,null,309]
[null,null,null,null,null,null,null,null,null,null,null,null,310]
[null,null,null,null,null,null,null,null,null,null,null,null,311]
[null,null,null,null,null,null,null,null,null,null,null,null,312]
[null,null,null,null,null,null,null,null,null,null,null,null,313]
[null,null,null,null,null,null,null,null,null,null,null,null,314]
[null,null,null,null,null,null,null,null,null,null,null,null,315]

{"sheet":"VsAetna1","index":12,"n_rows":53,"n_cols":37,"rows_kept":53,"cut":false,"hidden":true,"merged":[[2,1,2,5],[2,18,2,25]]}
[null,null,"Issue Age:",{"$f":"Input2!P9","v":58},null,null,"Facility Elim. Days:",{"$f":"VLOOKUP(Input2!$P$14,AetnaElims,2,FALSE)","v":60},null,null,"Fast50 Elim. Days:",0,null,null,null,null,null,"Issue Age:",{"$f":"Input2!B9","v":61},{"$f":"Input2!B4","v":1432.6},null,null,"Facility Elim. Days:",{"$f":"Input2!$B$14","v":20},null,"No Rx Ben. Avail!","HHC/Day:",{"$f":"VLOOKUP(Input2!$B$17,AetnaHHCRef,3,FALSE)","v":171.43},{"$f":"VLOOKUP(Input2!$B$17,AetnaHHCRef,2,FALSE)","v":1200},{"$f":"VLOOKUP($X$5,AetnaHHCPer,2,FALSE)","v":52}]
[null,null,"Claim Age:",74,null,null,"HHC Elim. Days:",{"$f":"VLOOKUP(Input2!$P$19,AetnaElims,2,FALSE)","v":0},null,null,null,null,null,null,null,null,null,"Claim Age:",{"$f":"$D$2","v":74},null,null,null,"HHC Elim. Days:",0,null,"No Fast50 Avail!"]
[null,"OmniFlex (Also Has $300 Rx Built-In!)",null,null,null,null,{"$f":"SUBSTITUTE(G5,\"+\",\"\")","v":"360"},null,{"$f":"SUBSTITUTE(I5,\"+\",\"\")","v":"360"},null,"360",null,"360",null,null,null,null,null,"This Is AETNA Recovery Care Short-Term Care"]
[null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days",null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days"]
[null,null,"At Issue:",{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"IF(Input2!$P$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!P12","v":400},{"$f":"Input2!AW12","v":"360+"},{"$f":"(Input2!P17/2)","v":150},{"$f":"Input2!AW18","v":"360+"},{"$f":"H5","v":150},{"$f":"I5","v":"360+"},{"$f":"(J5*0.5)","v":75},{"$f":"I5","v":"360+"},{"$f":"Input2!$P$20","v":100},{"$f":"IF(Input2!$P$21=\"0 Days\",0,IF(Input2!$P$21=\"3 Days\",3,IF(Input2!$P$21=\"6 Days\",6,IF(Input2!$P$21=\"10 Days\",10,IF(Input2!$P$21=\"20 Days\",20,FALSE)))))","v":20},null,null,"At Issue:",{"$f":"Input2!B4","v":1432.6},"No",{"$f":"Input2!B12","v":200},{"$f":"IF(Input2!$B$13=\"90 Day\",90,(IF(Input2!$B$13=\"180 Day\",180,(IF(Input2!$B$13=\"270 Day\",270,(IF(Input2!$B$13=\"360 Day\",360,FALSE)))))))","v":360},{"$f":"VLOOKUP(Input2!$B$17,AetnaHHCRef,5,FALSE)","v":"$1200/Wk"},{"$f":"Input2!$B$18","v":"52 Weeks"},{"$f":"AB1","v":171.43},{"$f":"VLOOKUP(X5,AetnaHHCPer,3,FALSE)","v":364},0,0,{"$f":"Input2!$B$20","v":50},20]
[null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,3,FALSE)","v":36320.67000000002},{"$f":"IF($E$5=\"Yes\",(IF(($D$2-$D$1)<25,\"Yes\",\"No\")),\"No\")","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,4,FALSE)","v":620},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,5,FALSE)","v":223200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,6,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,7,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,8,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,9,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,10,FALSE)","v":232.5},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,11,FALSE)","v":83700},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,13,FALSE)","v":2000},null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,18,FALSE)","v":24354.199999999993},{"$f":"T5","v":"No"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,19,FALSE)","v":200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,20,FALSE)","v":72000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,21,FALSE)","v":171.43},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,22,FALSE)","v":62400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,23,FALSE)","v":171.43},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,24,FALSE)","v":62400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,25,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,26,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,27,FALSE)","v":50},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,28,FALSE)","v":1000}]
[null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,null,"Below is called \"AetnaHHCRef\""]
[null,0,{"$f":"$D$1","v":58},{"$f":"$D$5","v":2136.5100000000002},{"$f":"D8","v":2136.5100000000002},{"$f":"$F$5*0.5","v":200},{"$f":"F8*$G$3","v":72000},{"$f":"($H$5*2)*0.5","v":150},{"$f":"H8*$I$3","v":54000},{"$f":"($J$5*2)*0.5","v":150},{"$f":"J8*$K$3","v":54000},{"$f":"J8*0.5","v":75},{"$f":"L8*$M$3","v":27000},{"$f":"$N$5","v":100},{"$f":"$N$5*$O$5","v":2000},null,0,{"$f":"$D$1","v":58},{"$f":"$S$5","v":1432.6},{"$f":"S8","v":1432.6},{"$f":"U5","v":200},{"$f":"U8*$V$5","v":72000},{"$f":"AB1","v":171.43},{"$f":"AC1*AD1","v":62400},{"$f":"AB1","v":171.43},{"$f":"AC1*AD1","v":62400},{"$f":"$AA$5","v":0},{"$f":"AA8*$AB$5","v":0},{"$f":"$AC$5","v":50},{"$f":"$AC$5*$AD$5","v":1000},null,null,"$0/Week",0,0,0,0]
[null,1,{"$f":"C8+1","v":59},{"$f":"$D$5","v":2136.5100000000002},{"$f":"E8+D9","v":4273.0200000000004},{"$f":"$F$5*0.6","v":240},{"$f":"F9*$G$3","v":86400},{"$f":"($H$5*2)*0.6","v":180},{"$f":"H9*$I$3","v":64800},{"$f":"($J$5*2)*0.6","v":180},{"$f":"J9*$K$3","v":64800},{"$f":"J9*0.5","v":90},32400,{"$f":"N8","v":100},{"$f":"$N$5*$O$5","v":2000},null,1,{"$f":"R8+1","v":59},{"$f":"S8","v":1432.6},{"$f":"T8+S9","v":2865.2},{"$f":"U8","v":200},{"$f":"U9*$V$5","v":72000},{"$f":"W8","v":171.43},{"$f":"X8","v":62400},{"$f":"$Y$5","v":171.43},{"$f":"Z8","v":62400},{"$f":"$AA$5","v":0},{"$f":"AA9*$AB$5","v":0},{"$f":"AC8","v":50},{"$f":"AD8","v":1000},null,null,"$150/Week",150,21.43,7800,"$150/Wk"]
[null,{"$f":"B9+1","v":2},{"$f":"C9+1","v":60},2136.5100000000002,{"$f":"E9+D10","v":6409.5300000000007},{"$f":"$F$5*0.7","v":280},100800,{"$f":"($H$5*2)*0.7","v":210},75600,{"$f":"($J$5*2)*0.7","v":210},75600,105,37800,{"$f":"N9","v":100},2000,null,{"$f":"Q9+1","v":2},{"$f":"R9+1","v":60},{"$f":"S9","v":1432.6},{"$f":"T9+S10","v":4297.7999999999993},{"$f":"U9","v":200},72000,{"$f":"W9","v":171.43},62400,171.43,{"$f":"Z9","v":62400},0,0,{"$f":"AC9","v":50},{"$f":"AD9","v":1000},null,null,"$300/Week",300,42.86,15600,"$300/Wk"]
[null,{"$f":"B10+1","v":3},61,2136.5100000000002,8546.0400000000009,{"$f":"$F$5*0.8","v":320},115200,{"$f":"($H$5*2)*0.8","v":240},86400,{"$f":"($J$5*2)*0.8","v":240},86400,120,43200,100,2000,null,{"$f":"Q10+1","v":3},61,1432.6,5730.4,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$450/Week",450,64.290000000000006,23400,"$450/Wk"]
[null,4,62,2136.5100000000002,10682.550000000001,{"$f":"$F$5*0.9","v":360},129600,{"$f":"($H$5*2)*0.9","v":270},97200,{"$f":"($J$5*2)*0.9","v":270},97200,135,48600,100,2000,null,4,62,1432.6,7163,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$600/Week",600,85.71,31200,"$600/Wk"]
[null,5,63,2136.5100000000002,12819.060000000001,{"$f":"$F$5*1","v":400},144000,{"$f":"($H$5*2)*1","v":300},108000,{"$f":"($J$5*2)*1","v":300},108000,150,54000,100,2000,null,5,63,1432.6,8595.6,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$750/Week",750,107.14,39000,"$750/Wk"]
[null,6,64,2136.5100000000002,14955.570000000002,{"$f":"IF($E$5=\"No\",F13,(IF($E$5=\"Yes\",(F13+(F$5*0.05)))))","v":420},151200,{"$f":"IF($E$5=\"No\",H13,(IF($E$5=\"Yes\",(H13+($H$5*2*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",J13,(IF($E$5=\"Yes\",(J13+($J$5*2*0.05)))))","v":315},113400,157.5,56700,100,2000,null,6,64,1432.6,10028.200000000001,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$900/Week",900,128.57,46800,"$900/Wk"]
[null,7,65,2136.5100000000002,17092.080000000002,{"$f":"IF($E$5=\"No\",F14,(IF($E$5=\"Yes\",(F14+(F$5*0.05)))))","v":440},158400,{"$f":"IF($E$5=\"No\",H14,(IF($E$5=\"Yes\",(H14+($H$5*2*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",J14,(IF($E$5=\"Yes\",(J14+($J$5*2*0.05)))))","v":330},118800,165,59400,100,2000,null,7,65,1432.6,11460.800000000001,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$1,050/Week",1050,150,54600,"$1050/Wk"]
[null,8,66,2136.5100000000002,19228.590000000004,460,165600,345,124200,345,124200,172.5,62100,100,2000,null,8,66,1432.6,12893.400000000001,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"$1,200/Week",1200,171.43,62400,"$1200/Wk"]
[null,9,67,2136.5100000000002,21365.100000000006,480,172800,360,129600,360,129600,180,64800,100,2000,null,9,67,1432.6,14326.000000000002,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,10,68,2136.5100000000002,23501.610000000008,500,180000,375,135000,375,135000,187.5,67500,100,2000,null,10,68,1432.6,15758.600000000002,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"Below is called \"AetnaHHCPer\""]
[null,11,69,2136.5100000000002,25638.12000000001,520,187200,390,140400,390,140400,195,70200,100,2000,null,11,69,1432.6,17191.2,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"0 Weeks",0,0]
[null,12,70,2136.5100000000002,27774.630000000012,540,194400,405,145800,405,145800,202.5,72900,100,2000,null,12,70,1432.6,18623.8,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"13 Weeks",13,91]
[null,13,71,2136.5100000000002,29911.140000000014,560,201600,420,151200,420,151200,210,75600,100,2000,null,13,71,1432.6,20056.399999999998,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"26 Weeks",26,182]
[null,14,72,2136.5100000000002,32047.650000000016,580,208800,435,156600,435,156600,217.5,78300,100,2000,null,14,72,1432.6,21488.999999999996,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"52 Weeks",52,364]
[null,15,73,2136.5100000000002,34184.160000000018,600,216000,450,162000,450,162000,225,81000,100,2000,null,15,73,1432.6,22921.599999999995,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,16,74,2136.5100000000002,36320.67000000002,620,223200,465,167400,465,167400,232.5,83700,100,2000,null,16,74,1432.6,24354.199999999993,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"Below is called \"AetnaElims\""]
[null,17,75,2136.5100000000002,38457.180000000022,640,230400,480,172800,480,172800,240,86400,100,2000,null,17,75,1432.6,25786.799999999992,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"Zero Day",0]
[null,18,76,2136.5100000000002,40593.690000000024,660,237600,495,178200,495,178200,247.5,89100,100,2000,null,18,76,1432.6,27219.399999999991,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"20 Day",20]
[null,19,77,2136.5100000000002,42730.200000000026,680,244800,510,183600,510,183600,255,91800,100,2000,null,19,77,1432.6,28651.999999999989,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"30 Day",30]
[null,20,78,2136.5100000000002,44866.710000000028,700,252000,525,189000,525,189000,262.5,94500,100,2000,null,20,78,1432.6,30084.599999999988,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"60 Day",60]
[null,21,79,2136.5100000000002,47003.22000000003,720,259200,540,194400,540,194400,270,97200,100,2000,null,21,79,1432.6,31517.199999999986,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"90 Day",90]
[null,22,80,2136.5100000000002,49139.730000000032,740,266400,555,199800,555,199800,277.5,99900,100,2000,null,22,80,1432.6,32949.799999999988,200,72000,171.43,62400,171.43,62400,0,0,50,1000,null,null,"100 Day",100]
[null,23,81,2136.5100000000002,51276.240000000034,760,273600,570,205200,570,205200,285,102600,100,2000,null,23,81,1432.6,34382.399999999987,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,24,82,2136.5100000000002,53412.750000000036,780,280800,585,210600,585,210600,292.5,105300,100,2000,null,24,82,1432.6,35814.999999999985,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,25,83,2136.5100000000002,55549.260000000038,800,288000,600,216000,600,216000,300,108000,100,2000,null,25,83,1432.6,37247.599999999984,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,26,84,2136.5100000000002,57685.77000000004,{"$f":"F33","v":800},288000,{"$f":"H33","v":600},216000,{"$f":"J33","v":600},216000,300,108000,100,2000,null,26,84,1432.6,38680.199999999983,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,27,85,2136.5100000000002,59822.280000000042,{"$f":"F34","v":800},288000,{"$f":"H34","v":600},216000,{"$f":"J34","v":600},216000,300,108000,100,2000,null,27,85,1432.6,40112.799999999981,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,28,86,2136.5100000000002,61958.790000000045,800,288000,600,216000,600,216000,300,108000,100,2000,null,28,86,1432.6,41545.39999999998,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,29,87,2136.5100000000002,64095.300000000047,800,288000,600,216000,600,216000,300,108000,100,2000,null,29,87,1432.6,42977.999999999978,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,30,88,2136.5100000000002,66231.810000000041,800,288000,600,216000,600,216000,300,108000,100,2000,null,30,88,1432.6,44410.599999999977,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,31,89,2136.5100000000002,68368.320000000036,800,288000,600,216000,600,216000,300,108000,100,2000,null,31,89,1432.6,45843.199999999975,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,32,90,2136.5100000000002,70504.830000000031,800,288000,600,216000,600,216000,300,108000,100,2000,null,32,90,1432.6,47275.799999999974,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,33,91,2136.5100000000002,72641.340000000026,800,288000,600,216000,600,216000,300,108000,100,2000,null,33,91,1432.6,48708.399999999972,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,34,92,2136.5100000000002,74777.85000000002,800,288000,600,216000,600,216000,300,108000,100,2000,null,34,92,1432.6,50140.999999999971,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,35,93,2136.5100000000002,76914.360000000015,800,288000,600,216000,600,216000,300,108000,100,2000,null,35,93,1432.6,51573.599999999969,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,36,94,2136.5100000000002,79050.87000000001,800,288000,600,216000,600,216000,300,108000,100,2000,null,36,94,1432.6,53006.199999999968,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,37,95,2136.5100000000002,81187.38,800,288000,600,216000,600,216000,300,108000,100,2000,null,37,95,1432.6,54438.799999999967,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,38,96,2136.5100000000002,83323.89,800,288000,600,216000,600,216000,300,108000,100,2000,null,38,96,1432.6,55871.399999999965,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,39,97,2136.5100000000002,85460.4,800,288000,600,216000,600,216000,300,108000,100,2000,null,39,97,1432.6,57303.999999999964,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,40,98,2136.5100000000002,87596.909999999989,800,288000,600,216000,600,216000,300,108000,100,2000,null,40,98,1432.6,58736.599999999962,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,41,99,2136.5100000000002,89733.419999999984,800,288000,600,216000,600,216000,300,108000,100,2000,null,41,99,1432.6,60169.199999999961,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,42,100,2136.5100000000002,91869.929999999978,800,288000,600,216000,600,216000,300,108000,100,2000,null,42,100,1432.6,61601.799999999959,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,43,101,2136.5100000000002,94006.439999999973,800,288000,600,216000,600,216000,300,108000,100,2000,null,43,101,1432.6,63034.399999999958,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,44,102,2136.5100000000002,96142.949999999968,800,288000,600,216000,600,216000,300,108000,100,2000,null,44,102,1432.6,64466.999999999956,200,72000,171.43,62400,171.43,62400,0,0,50,1000]
[null,45,103,2136.5100000000002,98279.459999999963,800,288000,600,216000,600,216000,300,108000,100,2000,null,45,103,1432.6,65899.599999999962,200,72000,171.43,62400,171.43,62400,0,0,50,1000]

{"sheet":"VsGTLSTCV","index":13,"n_rows":23,"n_cols":32,"rows_kept":23,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,2,3,16],[5,2,5,16],[7,5,7,6],[7,8,7,9],[7,11,7,12],[7,14,7,15]]}
[null,null,null,null,null,null,"Check Ages!",null,"Claim1:",3,null,"Claim2:",5,null,"Claim3:",15]
[null,{"$f":"CONCATENATE(\"Side-by-Side ~ New OmniFlex STC & GTL Recover Cash STC ~ Age: \",AE11,\";  State: \",AE8)","v":"Side-by-Side ~ New OmniFlex STC & GTL Recover Cash STC ~ Age: 58;  State: AL"}]
[]
[null,"OmniFlex Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AE18,\";   Tobacco?: \",AE12,\";   Inflation?: \",AE13,\";   Facility Benefit: $\",AE14,\" / \",AE15,\" / \",AE16,\" Elim.;   Home Care Benefit: $\",AE19,\" / \",AE20,\" / \",AE21,\" Elim.;   HI Benefit: $\",AE22,\" / \",AE23,\".\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: 5%-FAC&HHC;   Facility Benefit: $400 / 360 Day (w/5%) / 60 Day Elim.;   Home Care Benefit: $300 / 360 Day (w/5%) / Zero Day Elim.;   HI Benefit: $100 / 20 Days."}]
[]
[null,"GTL Recover Cash Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AF18,\";   Tobacco?: \",AF12,\";   Inflation?: \",AF13,\";   Facility Benefit: $\",AF14,\" / \",AF15,\" / \",AF16,\" Day Elim.;   Home Care Benefit: \",AF19,\" / \",AF20,\" / \",AF21,\" Elim.;   HI Benefit: \",AF22,\" / \",AF23,\".\")","v":"Spouse Rate?: No;   Tobacco?: No;   Inflation?: A-0% Inflation;   Facility Benefit: $50 / 360 Day / 0 Day Elim.;   Home Care Benefit: $75/Visit / 180 Visits / 0 Elim.;   HI Benefit: None / None."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI","GTL STC"]
[null,null,null,null,null,"AT ISSUE AGE",null,null,{"$f":"CONCATENATE(\"CLAIM AT \",J1,\" YEARS\")","v":"CLAIM AT 3 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",M1,\" YEARS\")","v":"CLAIM AT 5 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",P1,\" YEARS\")","v":"CLAIM AT 15 YEARS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"State",{"$f":"Input2!P6","v":"AL"},{"$f":"Input2!D6","v":"FL-None"}]
[null,"POLICY FEATURES / BENEFITS",null,null,null,"AGE:",{"$f":"VsAetna1!$D$1","v":58},null,"AGE:",{"$f":"$G$9+J1","v":61},null,"AGE:",{"$f":"$G$9+M1","v":63},null,"AGE:",{"$f":"$G$9+P1","v":73},null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name:",{"$f":"Input2!P7","v":"Bob"},{"$f":"Input2!D7","v":"John"}]
[null,null,null,null,null,"OmniFlex","GTL STC",null,"OmniFlex","GTL STC",null,"OmniFlex","GTL STC",null,"OmniFlex","GTL STC",null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name:",{"$f":"Input2!P8","v":"Smith"},{"$f":"Input2!D8","v":"Prospect"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age:",{"$f":"Input2!P9","v":58},{"$f":"Input2!D9","v":70}]
[null,"Total Premium Paid",null,null,null,{"$f":"VsAetna1!$E$8","v":2136.5100000000002},{"$f":"VsGTLSTC1!S5","v":661.7},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,3,FALSE)","v":8546.0400000000009},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,18,FALSE)","v":2646.8},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,3,FALSE)","v":12819.060000000001},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,18,FALSE)","v":3970.2},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,3,FALSE)","v":34184.160000000018},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,18,FALSE)","v":10587.2},null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco:",{"$f":"Input2!P10","v":"No"},{"$f":"Input2!D10","v":"No"}]
[null,"Prescription Drug Reimbursement (Per Year)",null,null,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Inflation Choice:",{"$f":"Input2!P11","v":"5%-FAC&HHC"},{"$f":"Input2!D11","v":"A-0% Inflation"}]
[null,"Facility Daily Benefit",null,null,null,{"$f":"VsAetna1!$F$8","v":200},{"$f":"VsGTLSTC1!$U$8","v":50},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,4,FALSE)","v":320},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,19,FALSE)","v":50},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,4,FALSE)","v":400},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,19,FALSE)","v":50},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,4,FALSE)","v":600},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,19,FALSE)","v":50},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Benefit:",{"$f":"Input2!P12","v":400},{"$f":"Input2!D12","v":50}]
[null,"Facility Benefit Available",null,null,null,{"$f":"VsAetna1!$G$8","v":72000},{"$f":"VsGTLSTC1!$V$8","v":18000},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,5,FALSE)","v":115200},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,20,FALSE)","v":18000},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,5,FALSE)","v":144000},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,20,FALSE)","v":18000},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,5,FALSE)","v":216000},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,20,FALSE)","v":18000},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Ben. Period:",{"$f":"Input2!P13","v":"360 Day (w/5%)"},{"$f":"Input2!D13","v":"360 Day"}]
[null,"Skilled HHC Daily Benefit",null,null,null,{"$f":"VsAetna1!$H$8","v":150},{"$f":"VsGTLSTC1!$W$8","v":75},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,6,FALSE)","v":240},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,21,FALSE)","v":75},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,6,FALSE)","v":300},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,21,FALSE)","v":75},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,6,FALSE)","v":450},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,21,FALSE)","v":75},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Elimination:",{"$f":"Input2!P14","v":"60 Day"},{"$f":"Input2!D14","v":0}]
[null,"Skilled HHC Benefit Available",null,null,null,{"$f":"VsAetna1!$I$8","v":54000},{"$f":"VsGTLSTC1!$X$8","v":13500},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,7,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,22,FALSE)","v":13500},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,7,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,22,FALSE)","v":13500},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,7,FALSE)","v":162000},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,22,FALSE)","v":13500},null,null,null,null,null,null,null,null,null,null,null,null,null,"Prem. Mode:",{"$f":"Input2!P15","v":"Annual"},{"$f":"Input2!D15","v":"Annual"}]
[null,"Home Health Aide Daily Benefit",null,null,null,{"$f":"VsAetna1!$J$8","v":150},{"$f":"VsGTLSTC1!$Y$8","v":75},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,8,FALSE)","v":240},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,23,FALSE)","v":75},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,8,FALSE)","v":300},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,23,FALSE)","v":75},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,8,FALSE)","v":450},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,23,FALSE)","v":75},null,null,null,null,null,null,null,null,null,null,null,null,null,"Spouse Also?:",{"$f":"Input2!P16","v":"Yes"},{"$f":"Input2!D16","v":"No"}]
[null,"Home Health Aide Benefit Available",null,null,null,{"$f":"VsAetna1!$K$8","v":54000},{"$f":"VsGTLSTC1!$Z$8","v":13500},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,9,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,24,FALSE)","v":13500},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,9,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,24,FALSE)","v":13500},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,9,FALSE)","v":162000},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,24,FALSE)","v":13500},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Benefit:",{"$f":"Input2!P17","v":300},{"$f":"Input2!D17","v":"$75/Visit"}]
[null,"Spouse, Family, Friends (Fast50) Daily Benefit",null,null,null,{"$f":"VsAetna1!$L$8","v":75},{"$f":"VsGTLSTC1!$AA$8","v":0},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,10,FALSE)","v":120},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,25,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,10,FALSE)","v":150},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,25,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,10,FALSE)","v":225},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,25,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Ben. Period:",{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"Input2!D18","v":"180 Visits"}]
[null,"Spouse, Family, Friends (Fast50) Available",null,null,null,{"$f":"VsAetna1!$M$8","v":27000},{"$f":"VsGTLSTC1!$AB$8","v":0},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,11,FALSE)","v":43200},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,26,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,11,FALSE)","v":54000},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,26,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,11,FALSE)","v":81000},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,26,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Elimination:",{"$f":"Input2!P19","v":"Zero Day"},{"$f":"Input2!D19","v":0}]
[null,"Hospital Indemnity Daily Benefit",null,null,null,{"$f":"VsAetna1!$N$8","v":100},{"$f":"VsGTLSTC1!$AC$8","v":0},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,27,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,27,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,27,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Daily Hospital Ind.:",{"$f":"Input2!P20","v":100},{"$f":"Input2!D20","v":"None"}]
[null,"Hospital Indemnity Benefit Available",null,null,null,{"$f":"VsAetna1!$O$8","v":2000},{"$f":"VsGTLSTC1!$AD$8","v":0},null,{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(J$9,GTLSTCCOMPARE,28,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(M$9,GTLSTCCOMPARE,28,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(P$9,GTLSTCCOMPARE,28,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Days Hospital Ind.:",{"$f":"Input2!P21","v":"20 Days"},{"$f":"Input2!D21","v":"None"}]

{"sheet":"VsAet-HHC+V","index":14,"n_rows":23,"n_cols":32,"rows_kept":23,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,2,3,16],[5,2,5,16],[7,5,7,6],[7,8,7,9],[7,11,7,12],[7,14,7,15]]}
[null,null,null,null,null,null,"Check Ages!",null,"Claim1:",3,null,"Claim2:",5,null,"Claim3:",10]
[null,{"$f":"CONCATENATE(\"Side-by-Side ~ New OmniFlex STC & Aetna Home Care+ ~ Age: \",AE11,\";  State: \",AE8)","v":"Side-by-Side ~ New OmniFlex STC & Aetna Home Care+ ~ Age: 58;  State: AL"}]
[]
[null,"OmniFlex Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AE18,\";   Tobacco?: \",AE12,\";   Inflation?: \",AE13,\";   Facility Benefit: $\",AE14,\" / \",AE15,\" / \",AE16,\" Elim.;   Home Care Benefit: $\",AE19,\" / \",AE20,\" / \",AE21,\" Elim.;   HI Benefit: $\",AE22,\" / \",AE23,\".\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: 5%-FAC&HHC;   Facility Benefit: $400 / 360 Day (w/5%) / 60 Day Elim.;   Home Care Benefit: $300 / 360 Day (w/5%) / Zero Day Elim.;   HI Benefit: $100 / 20 Days."}]
[]
[null,"AETNA Home Care Plus Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AF18,\";   Tobacco?: \",AF12,\";   Inflation?: No Inflation;   No Facility Benefit;   \",AF13,\";   \",AF14,\";  Home Care Benefit: \",AF19,\" / \",AF20,\" / \",AF21,\" Elim.;   HI Benefit: $\",AF22,\" / \",AF23,\".\")","v":"Spouse Rate?: No;   Tobacco?: No;   Inflation?: No Inflation;   No Facility Benefit;   No AMB/ER Rider;   No Cancer Rider;  Home Care Benefit: $1,200/Week / 52 Weeks / Zero Day Elim.;   HI Benefit: $10 / 20 Days."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI","AETNA"]
[null,null,null,null,null,"AT ISSUE AGE",null,null,{"$f":"CONCATENATE(\"CLAIM AT \",J1,\" YEARS\")","v":"CLAIM AT 3 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",M1,\" YEARS\")","v":"CLAIM AT 5 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",P1,\" YEARS\")","v":"CLAIM AT 10 YEARS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"State",{"$f":"Input2!P6","v":"AL"},{"$f":"Input2!L6","v":"IA"}]
[null,"POLICY FEATURES / BENEFITS",null,null,null,"AGE:",{"$f":"'VsAet-HHC+'!$D$1","v":58},null,"AGE:",{"$f":"$G$9+J1","v":61},null,"AGE:",{"$f":"$G$9+M1","v":63},null,"AGE:",{"$f":"$G$9+P1","v":68},null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name:",{"$f":"Input2!P7","v":"Bob"},{"$f":"Input2!L7","v":"John"}]
[null,null,null,null,null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,"OmniFlex","AETNA",null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name:",{"$f":"Input2!P8","v":"Smith"},{"$f":"Input2!L8","v":"Prospect"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age:",{"$f":"Input2!P9","v":58},{"$f":"Input2!L9","v":61}]
[null,"Total Premium Paid",null,null,null,{"$f":"'VsAet-HHC+'!E8","v":2136.5100000000002},{"$f":"'VsAet-HHC+'!$T$8","v":935},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,3,FALSE)","v":8546.0400000000009},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,18,FALSE)","v":3740},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,3,FALSE)","v":12819.060000000001},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,18,FALSE)","v":5610},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,3,FALSE)","v":23501.610000000008},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,18,FALSE)","v":10285},null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco:",{"$f":"Input2!P10","v":"No"},{"$f":"Input2!L10","v":"No"}]
[null,"Prescription Drug Reimbursement (Per Year)",null,null,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,"$300/Yr.",0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Inflation Choice:",{"$f":"Input2!P11","v":"5%-FAC&HHC"},{"$f":"Input2!L11","v":"No AMB/ER Rider"}]
[null,"Facility Daily Benefit",null,null,null,{"$f":"'VsAet-HHC+'!$F$8","v":200},{"$f":"'VsAet-HHC+'!$U$8","v":0},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,4,FALSE)","v":320},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,19,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,4,FALSE)","v":400},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,19,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,4,FALSE)","v":500},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,19,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Benefit:",{"$f":"Input2!P12","v":400},{"$f":"Input2!L12","v":"No Cancer Rider"}]
[null,"Facility Benefit Available",null,null,null,{"$f":"'VsAet-HHC+'!$G$8","v":72000},{"$f":"'VsAet-HHC+'!$V$8","v":0},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,5,FALSE)","v":115200},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,20,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,5,FALSE)","v":144000},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,20,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,5,FALSE)","v":180000},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,20,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Ben. Period:",{"$f":"Input2!P13","v":"360 Day (w/5%)"},{"$f":"Input2!L13","v":"No Facility"}]
[null,"Skilled HHC Daily Benefit",null,null,null,{"$f":"'VsAet-HHC+'!$H$8","v":150},{"$f":"'VsAet-HHC+'!$W$8","v":171.43},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,6,FALSE)","v":240},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,21,FALSE)","v":171.43},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,6,FALSE)","v":300},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,21,FALSE)","v":171.43},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,6,FALSE)","v":375},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,21,FALSE)","v":171.43},null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Elimination:",{"$f":"Input2!P14","v":"60 Day"},{"$f":"Input2!L14","v":"Benefit Avail."}]
[null,"Skilled HHC Benefit Available",null,null,null,{"$f":"'VsAet-HHC+'!$I$8","v":54000},{"$f":"'VsAet-HHC+'!$X$8","v":62400},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,7,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,22,FALSE)","v":62400},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,7,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,22,FALSE)","v":62400},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,7,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,22,FALSE)","v":62400},null,null,null,null,null,null,null,null,null,null,null,null,null,"Prem. Mode:",{"$f":"Input2!P15","v":"Annual"},{"$f":"Input2!L15","v":"Annual"}]
[null,"Home Health Aide Daily Benefit",null,null,null,{"$f":"'VsAet-HHC+'!$J$8","v":150},{"$f":"'VsAet-HHC+'!$Y$8","v":171.43},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,8,FALSE)","v":240},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,23,FALSE)","v":171.43},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,8,FALSE)","v":300},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,23,FALSE)","v":171.43},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,8,FALSE)","v":375},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,23,FALSE)","v":171.43},null,null,null,null,null,null,null,null,null,null,null,null,null,"Spouse Also?:",{"$f":"Input2!P16","v":"Yes"},{"$f":"Input2!L16","v":"No"}]
[null,"Home Health Aide Benefit Available",null,null,null,{"$f":"'VsAet-HHC+'!$K$8","v":54000},{"$f":"'VsAet-HHC+'!$Z$8","v":62400},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,9,FALSE)","v":86400},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,24,FALSE)","v":62400},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,9,FALSE)","v":108000},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,24,FALSE)","v":62400},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,9,FALSE)","v":135000},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,24,FALSE)","v":62400},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Benefit:",{"$f":"Input2!P17","v":300},{"$f":"Input2!L17","v":"$1,200/Week"}]
[null,"Spouse, Family, Friends (Fast50) Daily Benefit",null,null,null,{"$f":"'VsAet-HHC+'!$L$8","v":75},{"$f":"'VsAet-HHC+'!$AA$8","v":0},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,10,FALSE)","v":120},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,25,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,10,FALSE)","v":150},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,25,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,10,FALSE)","v":187.5},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,25,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Ben. Period:",{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"Input2!L18","v":"52 Weeks"}]
[null,"Spouse, Family, Friends (Fast50) Available",null,null,null,{"$f":"'VsAet-HHC+'!$M$8","v":27000},{"$f":"'VsAet-HHC+'!$AB$8","v":0},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,11,FALSE)","v":43200},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,26,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,11,FALSE)","v":54000},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,26,FALSE)","v":0},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,11,FALSE)","v":67500},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,26,FALSE)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Elimination:",{"$f":"Input2!P19","v":"Zero Day"},{"$f":"Input2!L19","v":"Zero Day"}]
[null,"Hospital Indemnity Daily Benefit",null,null,null,{"$f":"'VsAet-HHC+'!$N$8","v":100},{"$f":"'VsAet-HHC+'!$AC$8","v":10},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,27,FALSE)","v":10},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,27,FALSE)","v":10},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,12,FALSE)","v":100},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,27,FALSE)","v":10},null,null,null,null,null,null,null,null,null,null,null,null,null,"Daily Hospital Ind.:",{"$f":"Input2!P20","v":100},{"$f":"Input2!L20","v":10}]
[null,"Hospital Indemnity Benefit Available",null,null,null,{"$f":"'VsAet-HHC+'!$O$8","v":2000},{"$f":"'VsAet-HHC+'!$AD$8","v":200},null,{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(J$9,AETNAHHCPLUSCOMPARE,28,FALSE)","v":200},null,{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(M$9,AETNAHHCPLUSCOMPARE,28,FALSE)","v":200},null,{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,13,FALSE)","v":2000},{"$f":"VLOOKUP(P$9,AETNAHHCPLUSCOMPARE,28,FALSE)","v":200},null,null,null,null,null,null,null,null,null,null,null,null,null,"Days Hospital Ind.:",{"$f":"Input2!P21","v":"20 Days"},{"$f":"Input2!L21","v":"20 Days"}]

{"sheet":"VsGTLHHCV","index":15,"n_rows":29,"n_cols":34,"rows_kept":29,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,2,3,16],[5,2,5,16],[7,5,7,6],[7,8,7,9],[7,11,7,12],[7,14,7,15]]}
[null,null,null,null,null,null,"Check Ages!",null,"Claim1:",3,null,"Claim2:",5,null,"Claim3:",10]
[null,{"$f":"CONCATENATE(\"Side-by-Side ~ New OmniFlex STC & GTL Short-Term HHC ~ Age: \",AE11,\";  State: \",AE8)","v":"Side-by-Side ~ New OmniFlex STC & GTL Short-Term HHC ~ Age: 58;  State: AL"}]
[]
[null,"OmniFlex Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AE18,\";   Tobacco?: \",AE12,\";   Inflation?: \",AE13,\";   Facility Benefit: $\",AE14,\" / \",AE15,\" / \",AE16,\" Elim.;   Home Care Benefit: $\",AE19,\" / \",AE20,\" / \",AE21,\" Elim.;   HI Benefit: $\",AE22,\" / \",AE23,\".\")","v":"Spouse Rate?: Yes;   Tobacco?: No;   Inflation?: 5%-FAC&HHC;   Facility Benefit: $400 / 360 Day (w/5%) / 60 Day Elim.;   Home Care Benefit: $300 / 360 Day (w/5%) / Zero Day Elim.;   HI Benefit: $100 / 20 Days."}]
[]
[null,"GTL Short-Term HHC Plan:",{"$f":"CONCATENATE(\"Spouse Rate?: \",AF18,\";   Tobacco?: \",AF12,\";   Inflation?: No Inflation;   \",AF13,\";   No Facility Benefit;   \",AF14,\" / \",AF15,\" / \",AF16,\" Day Elim.;   Home Care Benefit: Plan \",AF19,\" / \",AF20,\" / \",AF21,\" Elim.\")","v":"Spouse Rate?: No;   Tobacco?: No;   Inflation?: No Inflation;   No Acct/Sick Rider;   No Facility Benefit;   No Critical Acc. Rider / No Dental/Vis. Rider / No Ambulance Rider Day Elim.;   Home Care Benefit: Plan C ($450/$120 Aide) / 360 Day / Zero Day Elim."}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMNI","AETNA"]
[null,null,null,null,null,"AT ISSUE AGE",null,null,{"$f":"CONCATENATE(\"CLAIM AT \",J1,\" YEARS\")","v":"CLAIM AT 3 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",M1,\" YEARS\")","v":"CLAIM AT 5 YEARS"},null,null,{"$f":"CONCATENATE(\"CLAIM AT \",P1,\" YEARS\")","v":"CLAIM AT 10 YEARS"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"State",{"$f":"Input2!P6","v":"AL"},{"$f":"Input2!H6","v":"DE-Note"}]
[null,"POLICY FEATURES / BENEFITS",null,null,null,"AGE:",{"$f":"VsAetna1!$D$1","v":58},null,"AGE:",{"$f":"$G$9+J1","v":61},null,"AGE:",{"$f":"$G$9+M1","v":63},null,"AGE:",{"$f":"$G$9+P1","v":68},null,null,null,null,null,null,null,null,null,null,null,null,null,"First Name:",{"$f":"Input2!P7","v":"Bob"},{"$f":"Input2!H7","v":"John"}]
[null,null,null,null,null,"OmniFlex","GTL HHC",null,"OmniFlex","GTL HHC",null,"OmniFlex","GTL HHC",null,"OmniFlex","GTL HHC",null,null,null,null,null,null,null,null,null,null,null,null,null,"Last Name:",{"$f":"Input2!P8","v":"Smith"},{"$f":"Input2!H8","v":"Prospect"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age:",{"$f":"Input2!P9","v":58},{"$f":"Input2!H9","v":61}]
[null,"Total Premium Paid",null,null,null,{"$f":"VsAetna1!$E$8","v":2136.5100000000002},{"$f":"VsGTLHHC!$Q$5","v":541.28},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,3,FALSE)","v":8546.0400000000009},{"$f":"VLOOKUP(J$9,GTLSTHHCCOMPARE,16,FALSE)","v":2165.12},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,3,FALSE)","v":12819.060000000001},{"$f":"VLOOKUP(M$9,GTLSTHHCCOMPARE,16,FALSE)","v":3247.6799999999994},null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,3,FALSE)","v":23501.610000000008},{"$f":"VLOOKUP(P$9,GTLSTHHCCOMPARE,16,FALSE)","v":6391.48},null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco:",{"$f":"Input2!P10","v":"No"},{"$f":"Input2!H10","v":"No"},{"$f":"IF(AG13=0,0,IF(AG13=\"$100\",100,IF(AG13=\"$200\",200,IF(AG13=\"$300\",300,\"Check!\"))))","v":0}]
[null,"Prescription Drug Reimbursement (Per Year)",null,null,null,"$300/Yr.",{"$f":"AG23","v":"$600/Yr."},null,"$300/Yr.",{"$f":"G13","v":"$600/Yr."},null,"$300/Yr.",{"$f":"G13","v":"$600/Yr."},null,"$300/Yr.",{"$f":"G13","v":"$600/Yr."},null,null,null,null,null,null,null,null,null,null,null,null,null,"Inflation Choice:",{"$f":"Input2!P11","v":"5%-FAC&HHC"},{"$f":"Input2!H11","v":"No Acct/Sick Rider"},{"$f":"IF(AF13=\"No Acct/Sick Rider\",0,LEFT(AF13,4))","v":0},{"$f":"IF(ISNUMBER(SEARCH(3,AF13)),(AG13*3),(AG13*6))","v":0}]
[null,"Facility Daily Benefit",null,null,null,{"$f":"VsAetna1!$F$8","v":200},0,null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,4,FALSE)","v":320},{"$f":"VLOOKUP(J$9,GTLSTHHCCOMPARE,17,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,4,FALSE)","v":400},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,4,FALSE)","v":500},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Benefit:",{"$f":"Input2!P12","v":400},{"$f":"Input2!H12","v":"No Critical Acc. Rider"}]
[null,"Facility Benefit Available",null,null,null,{"$f":"VsAetna1!$G$8","v":72000},0,null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,5,FALSE)","v":115200},{"$f":"VLOOKUP(J$9,GTLSTHHCCOMPARE,18,FALSE)","v":0},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,5,FALSE)","v":144000},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,5,FALSE)","v":180000},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Ben. Period:",{"$f":"Input2!P13","v":"360 Day (w/5%)"},{"$f":"Input2!H13","v":"No Dental/Vis. Rider"}]
[null,"Skilled HHC Daily Benefit*",null,null,null,{"$f":"VsAetna1!$H$8","v":150},{"$f":"VsGTLHHC!U5","v":450},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,6,FALSE)","v":240},{"$f":"VLOOKUP(J$9,GTLSTHHCCOMPARE,19,FALSE)","v":450},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,6,FALSE)","v":300},450,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,6,FALSE)","v":375},450,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Elimination:",{"$f":"Input2!P14","v":"60 Day"},{"$f":"Input2!H14","v":"No Ambulance Rider"}]
[null,"Skilled HHC Benefit Available*",null,null,null,{"$f":"VsAetna1!$I$8","v":54000},{"$f":"G16*360","v":162000},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,7,FALSE)","v":86400},{"$f":"G17","v":162000},null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,7,FALSE)","v":108000},162000,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,7,FALSE)","v":135000},162000,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prem. Mode:",{"$f":"Input2!P15","v":"Annual"},{"$f":"Input2!H15","v":"No Ret. Of Prem. Rider"}]
[null,"Home Health Aide Daily Benefit",null,null,null,{"$f":"VsAetna1!$J$8","v":150},{"$f":"VsGTLHHC!W5","v":120},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,8,FALSE)","v":240},120,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,8,FALSE)","v":300},120,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,8,FALSE)","v":375},120,null,null,null,null,null,null,null,null,null,null,null,null,null,"Spouse Also?:",{"$f":"Input2!P16","v":"Yes"},{"$f":"Input2!H16","v":"No"}]
[null,"Home Health Aide Benefit Available",null,null,null,{"$f":"VsAetna1!$K$8","v":54000},{"$f":"G18*60","v":7200},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,9,FALSE)","v":86400},7200,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,9,FALSE)","v":108000},7200,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,9,FALSE)","v":135000},7200,null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Benefit:",{"$f":"Input2!P17","v":300},{"$f":"Input2!H17","v":"C ($450/$120 Aide)"},{"$f":"LEFT(AF19,1)","v":"C"}]
[null,"Spouse, Family, Friends (Fast50) Daily Benefit",null,null,null,{"$f":"VsAetna1!$L$8","v":75},0,null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,10,FALSE)","v":120},0,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,10,FALSE)","v":150},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,10,FALSE)","v":187.5},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Ben. Period:",{"$f":"Input2!P18","v":"360 Day (w/5%)"},{"$f":"Input2!H18","v":"360 Day"}]
[null,"Spouse, Family, Friends (Fast50) Available",null,null,null,{"$f":"VsAetna1!$M$8","v":27000},0,null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,11,FALSE)","v":43200},0,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,11,FALSE)","v":54000},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,11,FALSE)","v":67500},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Elimination:",{"$f":"Input2!P19","v":"Zero Day"},{"$f":"Input2!H19","v":"Zero Day"}]
[null,"Hospital Indemnity Daily Benefit",null,null,null,{"$f":"VsAetna1!$N$8","v":100},{"$f":"AG12","v":0},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,12,FALSE)","v":100},0,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,12,FALSE)","v":100},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,12,FALSE)","v":100},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Daily Hospital Ind.:",{"$f":"Input2!P20","v":100},{"$f":"Input2!H20","v":"Annual"}]
[null,"Hospital Indemnity Benefit Available",null,null,null,{"$f":"VsAetna1!$O$8","v":2000},{"$f":"AH13","v":0},null,{"$f":"VLOOKUP(J$9,AetnaSTCCompare,13,FALSE)","v":2000},0,null,{"$f":"VLOOKUP(M$9,AetnaSTCCompare,13,FALSE)","v":2000},0,null,{"$f":"VLOOKUP(P$9,AetnaSTCCompare,13,FALSE)","v":2000},0,null,null,null,null,null,null,null,null,null,null,null,null,null,"Days Hospital Ind.:",{"$f":"Input2!P21","v":"20 Days"},{"$f":"Input2!H21","v":"(w/Rx - $600/Yr.)"},{"$f":"IF(AF23=\"(w/Rx - $600/Yr.)\",\"$600/Yr.\",\"$300/Yr.\")","v":"$600/Yr."}]
[]
[null,"* The GTL HHC Plan pays the specified benefit amounts for only the health care services listed below, with a max. daily benefit of:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(\"$\",G16,\"/Day for 360 Days.\")","v":"$450/Day for 360 Days."}]
[]
[null,null,null,null,"Skilled nursing care, RN:",{"$f":"IF($AG$19=\"A\",75,IF($AG$19=\"B\",150,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,"Speech Pathology:",{"$f":"IF($AG$19=\"A\",75,IF($AG$19=\"B\",150,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,null,"Enterostomal Therapy:",{"$f":"IF($AG$19=\"A\",50,IF($AG$19=\"B\",100,IF($AG$19=\"C\",200,\"Check!\")))","v":200}]
[null,null,null,null,"General nursing care, (LPN/LVN):",{"$f":"IF($AG$19=\"A\",60,IF($AG$19=\"B\",120,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,"Occupational Therapy:",{"$f":"IF($AG$19=\"A\",75,IF($AG$19=\"B\",150,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,null,"Respirational Therapy:",{"$f":"IF($AG$19=\"A\",50,IF($AG$19=\"B\",100,IF($AG$19=\"C\",200,\"Check!\")))","v":200}]
[null,null,null,null,"Physical Therapy:",{"$f":"IF($AG$19=\"A\",75,IF($AG$19=\"B\",150,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,"Chemotherapy Specialist:",{"$f":"IF($AG$19=\"A\",60,IF($AG$19=\"B\",120,IF($AG$19=\"C\",200,\"Check!\")))","v":200},null,null,null,"Medical Social Services:",{"$f":"IF($AG$19=\"A\",100,IF($AG$19=\"B\",200,IF($AG$19=\"C\",300,\"Check!\")))","v":300}]

{"sheet":"RawStdLife7","index":16,"n_rows":139,"n_cols":74,"rows_kept":139,"cut":false,"hidden":true,"merged":[[2,42,2,45],[2,47,2,50],[2,52,2,55],[49,11,49,14],[49,16,49,19],[49,21,49,24],[49,42,49,45],[49,47,49,50],[49,52,49,55],[49,57,49,60],[49,63,49,65],[2,1,2,4],[2,6,2,9],[2,26,2,29],[2,32,2,35],[2,37,2,40],[2,57,2,60],[49,1,49,4],[49,6,49,9],[49,26,49,29],[49,32,49,35],[49,37,49,40],[2,11,2,14],[2,16,2,19],[2,21,2,24],[49,67,49,69],[49,71,49,73],[2,63,2,65],[2,67,2,69],[2,71,2,73]]}
["THESE ARE FROM 2022-02-01 RATES ('STC7' IN INPUT)"]
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[]
[]
[]
[]
["Standard Life - STC -- Hospital Confinement Rider -- PER $10",null,null,null,null,null,null,null,null,"Standard Life - STC -- Rx \"Rider\" -- Annual Premiums"]
["Benefit Period","3 Days","6 Days",null,"10 Days","20 Days",null,null,null,"Ann. Max.",300,500,700,null,null,null,null,null,null,null,null,null,null,null,null,300,500,700]
["Issue Age",null,null,null,null,null,null,null,null,"Issue Age"]
["18-50",3.4,5,null,6,6.8,null,null,null,"18-50",28,47,65,null,null,null,null,null,null,null,null,null,null,null,null,28,47,65]
[51,3.7,5.5,null,6.6,7.5,null,null,null,51,30,50,70,null,null,null,null,null,null,null,null,null,null,null,null,30,50,70]
[52,4,6,null,7.2,8.1999999999999993,null,null,null,52,32,53,75,null,null,null,null,null,null,null,null,null,null,null,null,32,53,75]
[53,4.2,6.28,null,7.52,8.52,null,null,null,53,32.6,54,76.400000000000006,null,null,null,null,null,null,null,null,null,null,null,null,32.6,54,76.400000000000006]
[54,4.4000000000000004,6.5600000000000005,null,7.839999999999999,8.84,null,null,null,54,33.200000000000003,55,77.800000000000011,null,null,null,null,null,null,null,null,null,null,null,null,33.200000000000003,55,77.800000000000011]
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["PLEASE BE CAREFUL"]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,{"$f":"S8+1","v":19},9999,9999,9999,9999,9999,9999,9999,{"$f":"AA8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"AW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"BS8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"CO8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"DK8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"EG8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"FC8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"FY8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"GU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"HQ8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,{"$f":"IM8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,19,9999,9999,9999,9999,9999,9999,null,0]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,{"$f":"S10+1","v":21},9999,9999,9999,9999,9999,9999,9999,{"$f":"AA10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"AW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"BS10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"CO10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"DK10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"EG10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"FC10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"FY10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"GU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"HQ10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"IM10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,0]
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["OR NOTES ON THIS PAGE.",null,null,null,23,9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,0]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,0]
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["IN CASE ONE WANTED TO",null,null,null,27,9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,0]
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["State?","ST Chart?","Plan?","AMB?",89,9999,9999,9999,0,9999,0,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,0]
[{"$f":"Input2!F6","v":"NE"},{"$f":"VLOOKUP(A80,HNLSTHHCSTATECHART,5,FALSE)","v":"A"},{"$f":"VLOOKUP(Input2!F17,HNLSTHHCOPTIONCHART,4,FALSE)","v":"PlanC"},{"$f":"VLOOKUP(Input2!F14,HNLSTHHCAMBCHART,2,FALSE)","v":"AMB-0"}]
[null,null,{"$f":"VLOOKUP(Input2!G17,HNLSTHHCOPTIONCHART,4,FALSE)","v":"PlanC"},{"$f":"VLOOKUP(Input2!G14,HNLSTHHCAMBCHART,2,FALSE)","v":"AMB-0"}]
["Aide Extra?","House Dis?","D/V Code?","Ambul Code?","AIDE Code","Plan Code?","Fee Code?"]
[{"$f":"VLOOKUP(Input2!F15,HNLSTHHCAIDECHART,2,FALSE)","v":"AD-0"},{"$f":"VLOOKUP(Input2!F13,HNLSTHHCHOUSECHART,2,FALSE)","v":"HHD-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",$D80)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",$A83)","v":"A-AD-0"},{"$f":"CONCATENATE($B$80,\"-\",$C80)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"VLOOKUP(Input2!G15,HNLSTHHCAIDECHART,2,FALSE)","v":"AD-0"},{"$f":"VLOOKUP(Input2!G13,HNLSTHHCHOUSECHART,2,FALSE)","v":"HHD-1"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",$D81)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",$A84)","v":"A-AD-0"},{"$f":"CONCATENATE($B$80,\"-\",$C81)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","Aide Col.","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F83,HNLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP($E83,HNLSTHHCCOLUMNCHART,2,FALSE)","v":7},5,"Client 1:",{"$f":"Input2!F9","v":64},{"$f":"VLOOKUP($E86,HNLSTHHCRATESALL,A86)","v":1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E86,HNLSTHHCRATESALL,B86)","v":0},"is AIDE+;",{"$f":"VLOOKUP($E86,HNLSTHHCRATESALL,C86)","v":0},"is Crit;",{"$f":"VLOOKUP($E86,HNLSTHHCRATESALL,A89)","v":0},"is D/V;",{"$f":"VLOOKUP($E86,HNLSTHHCRATESALL,B89)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":0}]
[{"$f":"VLOOKUP(F84,HNLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP($E84,HNLSTHHCCOLUMNCHART,2,FALSE)","v":7},5,"Client 2:",{"$f":"Input2!G9","v":65},{"$f":"VLOOKUP($E87,HNLSTHHCRATESALL,A87)","v":860.88},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E87,HNLSTHHCRATESALL,B87)","v":0},"is AIDE+;",{"$f":"VLOOKUP($E87,HNLSTHHCRATESALL,C87)","v":0},"is Crit;",{"$f":"VLOOKUP($E87,HNLSTHHCRATESALL,A90)","v":0},"is D/V;",{"$f":"VLOOKUP($E87,HNLSTHHCRATESALL,B90)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":0}]
["D/V Col.","Amb. Col","ROP Col"]
[5,{"$f":"VLOOKUP(D83,HNLSTHHCCOLUMNCHART,2,FALSE)","v":5},5,"Client 1:",{"$f":"E86","v":64},{"$f":"F86+I86+K86+M86+O86","v":1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E89,HNLSTHHCRATESALL,C89)","v":0},"ROP Cost:",{"$f":"F89*J89","v":0},"So, Sub:",{"$f":"F89+L89","v":1},"After Tob.=",{"$f":"N89*B95","v":1},"After Sp=",{"$f":"P89*B92","v":1},"After Fee =",{"$f":"R89+P92","v":1}]
[5,{"$f":"VLOOKUP(D84,HNLSTHHCCOLUMNCHART,2,FALSE)","v":5},5,"Client 2:",{"$f":"E87","v":65},{"$f":"F87+I87+K87+M87+O87","v":860.88},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E90,HNLSTHHCRATESALL,C90)","v":0},"ROP Cost:",{"$f":"F90*J90","v":0},"So, Sub:",{"$f":"F90+L90","v":860.88},"So, Sub=",{"$f":"N90*B96","v":860.88},"After Sp=",{"$f":"P90*B93","v":800.61840000000007},"After Fee =",{"$f":"R90+P93","v":800.61840000000007}]
["Spouse?","Sp Factor?"]
[{"$f":"IF(B83=\"HHD-1\",\"Yes\",IF(B83=\"HHD-0\",\"No\",\"Check\"))","v":"No"},{"$f":"IF(A92=\"Yes\",0.93,1)","v":1},null,"Client 1:",{"$f":"E89","v":64},{"$f":"T89","v":1},"Annual;",{"$f":"F92*P94","v":0.5},"Semi-Ann;",{"$f":"F92*P95","v":0.25},"Qrtly;",{"$f":"F92*P96","v":8.3330000000000001E-2},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E92,GTLSTHHCRATESALL,B98)","v":0}]
[{"$f":"IF(B84=\"HHD-1\",\"Yes\",IF(B84=\"HHD-0\",\"No\",\"Check\"))","v":"Yes"},{"$f":"IF(A93=\"Yes\",0.93,1)","v":0.93},null,"Client 2:",{"$f":"E90","v":65},{"$f":"T90","v":800.61840000000007},"Annual;",{"$f":"F93*P94","v":400.30920000000003},"Semi-Ann;",{"$f":"F93*P95","v":200.15460000000002},"Qrtly;",{"$f":"F93*P96","v":66.715531272000007},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E93,GTLSTHHCRATESALL,B99)","v":0}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":801.61840000000007},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!F20","v":"Annual"},"Client 1:",{"$f":"E92","v":64},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":1},{"$f":"ROUND(F96,2)","v":1},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!G20","v":"Monthly"},"Client 2:",{"$f":"E93","v":65},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":66.715531272000007},{"$f":"ROUND(F97,2)","v":66.72}]
[0,5,null,"Total:",null,{"$f":"F96+F97","v":67.715531272000007},67.72]
[0,5]
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[2,2,2,2,42,1.7,1.3,1.85,1,2,0.85,1.7,{"$f":"(J208*K208)","v":1.7},null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,39,9]
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[2,2,2,2,45,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,42,10]
[2,2,2,2,46,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,43,10]
[2,2,2,2,47,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,44,10]
[2,2,2,2,48,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,45,11]
[2,2,2,2,49,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,46,11]
[2,2,2,2,50,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,47,11]
[2,2,2,2,51,1.7,1.3,1.85,1,2,0.85,1.7,1.7,null,null,null,2.7947019867549669,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,48,11]
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[1.9021739130434785,1.9171974522292996,1.9062499999999998,1.9043478260869564,55,1.6213684531639434,{"$f":"F221*0.9","v":1.4592316078475491},1.7835052984803379,1,1.9074922978399336,0.85,1.6213684531639434,null,1.8,0.85,1.53,2.6630434782608696,2.6815286624203822,2.67578125,2.6739130434782608,null,52,13]
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[1.8207547169811322,1.8306010928961749,1.8355704697986577,1.837037037037037,58,1.5563422048015128,1.4007079843213615,1.7119764252816643,1,1.8309908291782504,0.85,1.5563422048015128,null,1.5,0.85,1.2749999999999999,2.5660377358490565,2.5519125683060109,2.5805369127516782,2.5814814814814815,null,55,15.6]
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[1.7967479674796749,1.8066037735849056,1.8045977011494254,1.803174603174603,60,1.5323638596450795,1.3791274736805716,1.6856002456095875,1,1.8027810113471523,0.85,1.5323638596450795,null,1.3,0.85,1.105,2.5121951219512191,2.5047169811320757,2.514367816091954,2.5142857142857142,null,57,15.6]
[1.7819548872180451,1.7938596491228069,1.7898936170212765,1.7911764705882351,61,1.5208379825894522,1.3687541843305071,1.6729217808483976,1,1.7892211559875908,0.85,1.5208379825894522,null,null,null,null,2.4736842105263155,2.4824561403508771,2.4813829787234041,2.4823529411764707,null,58,15.6]
[1.776223776223776,1.7764227642276422,1.7758620689655171,1.776566757493188,62,1.509828515468401,1.3588456639215609,1.6608113670152413,1,1.7762688417275307,0.85,1.509828515468401,null,null,null,null,2.4475524475524475,2.4512195121951219,2.4507389162561575,2.449591280653951,null,59,15.6]
[1.7515923566878981,1.7518518518518518,1.7449664429530201,1.7444168734491317,63,1.485975849050154,1.3373782641451386,1.6345734339551696,1,1.7482068812354754,0.85,1.485975849050154,null,null,null,null,2.3566878980891719,2.3703703703703702,2.3601789709172256,2.3598014888337469,null,60,18.8]
[1.7267441860465116,1.7272727272727273,1.7209775967413441,1.7200902934537248,64,1.4652055207467904,1.3186849686721114,1.6117260728214695,1,1.723771200878577,0.85,1.4652055207467904,null,null,null,null,2.2790697674418605,2.2861952861952863,2.2790224032586557,2.2799097065462757,null,61,18.8]
[1.6984126984126986,1.7003058103975535,1.6975881261595547,1.6981519507186857,65,1.4438224494588046,1.2994402045129241,1.588204694404685,1,1.698614646422123,0.85,1.4438224494588046,null,null,null,null,2.1957671957671958,2.2048929663608559,2.2003710575139146,2.2012320328542092,null,62,18.8]
[1.6763285024154591,1.6749999999999998,1.6739864864864864,1.6747663551401868,66,1.4237672856089529,1.2813905570480577,1.5661440141698484,1,1.6750203360105329,0.85,1.4237672856089529,null,null,null,null,2.1207729468599035,2.125,2.123310810810811,2.1233644859813081,null,63,18.8]
[1.6519823788546255,1.6489898989898988,1.6507692307692308,1.6513605442176871,67,1.4031591862266815,1.2628432676040133,1.5434751048493498,1,1.6507755132078605,0.85,1.4031591862266815,null,null,null,null,2.0484581497797358,2.0505050505050506,2.0507692307692311,2.0510204081632653,null,64,18.8]
[1.6184738955823292,1.6189376443418013,1.6216596343178622,1.6211180124223601,68,1.377040202166175,1.2393361819495574,1.5147442223827925,1,1.6200472966660882,0.85,1.377040202166175,null,null,null,null,1.9718875502008033,1.9792147806004621,1.9831223628691985,1.9829192546583849,null,65,23.5]
[1.5882352941176472,1.5898520084566599,1.5912596401028278,1.5909090909090908,69,1.3515544071370729,1.2163989664233656,1.4867098478507803,1,1.5900640083965565,0.85,1.3515544071370729,null,null,null,null,1.9080882352941178,1.9133192389006344,1.9164524421593829,1.9161931818181817,null,66,23.5]
[1.5589225589225588,1.5589941972920693,1.5598591549295775,1.5597402597402596,70,1.3254721863129488,{"$f":"F236*0.95","v":1.2591985769973013},1.4580194049442439,1,1.5593790427211163,0.85,1.3254721863129488,null,null,null,null,1.8451178451178452,1.8471953578336555,1.8497652582159623,1.8493506493506495,null,67,23.5]
[1.5292307692307694,1.5292035398230091,1.5294748124330118,1.5296912114014252,71,1.2999900707387457,{"$f":"F237*0.95","v":1.2349905672018084},1.4299890778126205,1,1.5294000832220538,0.85,1.2999900707387457,null,null,null,null,1.7815384615384615,1.784070796460177,1.7856377277599143,1.7862232779097387,null,68,23.5]
[1.5014084507042254,1.5008103727714748,1.5004897159647403,1.500542888165038,72,1.2756909283661642,1.2119063819478559,1.4032600212027806,1,1.5008128569013697,0.85,1.2756909283661642,null,null,null,null,1.7239436619718311,1.7244732576985413,1.7247796278158669,1.725298588490771,null,69,23.5]
[1.4716494845360826,1.4689349112426036,1.4682752457551385,1.4682539682539684,73,1.2488866420799061,1.1864423099759107,1.3737753062878968,1,1.4692784024469483,0.85,1.2488866420799061,null,null,null,null,1.6726804123711343,1.6701183431952664,1.6702412868632708,1.6706349206349207,null,70,30.2]
[1.4433962264150944,1.4378378378378378,1.4383673469387754,1.4384057971014492,74,1.2235765317622957,1.162397705174181,1.3459341849385253,1,1.439501802073289,0.85,1.2235765317622957,null,null,null,null,1.6226415094339623,1.6189189189189188,1.619591836734694,1.6195652173913044,null,71,30.2]
[1.4116379310344829,1.4086419753086419,1.4086502609992544,1.4086021505376345,75,1.1979756175495029,1.1380768366720277,1.3177731793044534,1,1.4093830794700035,0.85,1.1979756175495029,null,null,null,null,1.5711206896551726,1.5691358024691358,1.5704697986577181,1.5707196029776676,null,72,30.2]
[1.3799212598425197,1.3788049605411499,1.3794277929155312,1.3791540785498488,76,1.1724279695179232,1.1138065710420268,1.2896707664697156,1,1.3793270229622625,0.85,1.1724279695179232,null,null,null,null,1.5216535433070866,1.5208568207440811,1.5224795640326974,1.5226586102719033,null,73,30.2]
[1.3507194244604315,1.3501544799176108,1.3501243781094525,1.3503448275862069,77,1.1477854108906616,1.0903961403461284,1.2625639519797278,1,1.3503357775184255,0.85,1.1477854108906616,null,null,null,null,1.474820143884892,1.474768280123584,1.4751243781094525,1.4751724137931035,null,74,30.2]
[1.3289036544850499,1.3292102759276878,1.3293103448275863,1.3290816326530612,78,1.1297575054273443,1.073269630155977,1.2427332559700788,1,1.3291264769733462,0.85,1.1297575054273443,null,null,null,null,1.4318936877076411,1.4310180780209325,1.4321839080459768,1.4323979591836733,null,75,38.1]
[1.3087557603686637,1.3087071240105541,1.3092454835281617,1.3093694755450795,79,1.1126665417336474,1.057033214646965,1.2239331959070123,1,1.3090194608631147,0.85,1.1126665417336474,null,null,null,null,1.3917050691244239,1.3905013192612137,1.3910733262486719,1.3912787271655864,null,76,38.1]
[1.2897727272727271,1.2886178861788617,1.2892927308447937,1.2892156862745099,80,1.0958410439963147,{"$f":"F246*1.005","v":1.1013202492162961},1.2054251483959462,1,1.2892247576427232,0.85,1.0958410439963147,null,null,null,null,1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,null,77,38.1]
[1.269028871391076,1.2689706987227649,1.2691783931003178,1.2692501258178157,81,1.0787409689192946,{"$f":"F247*1.005","v":1.0841346737638911},1.1866150658112242,1,1.2691070222579937,0.85,1.0787409689192946,null,null,null,null,1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,null,78,38.1]
[1.25,1.25,1.2501049097775911,1.250232558139535,82,1.0625717119323894,1.0678845704920512,1.1688288831256284,1,1.2500843669792816,0.85,1.0625717119323894,null,null,null,null,1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,null,79,38.1]
[1.2502870264064296,1.2503285151116954,1.2500990883868408,1.2498900131984163,83,1.0626284866594686,1.0679416290927659,1.1688913353254156,1,1.2501511607758455,0.85,1.0626284866594686,null,null,null,null,1.269804822043628,1.2700394218134037,1.2699167657550534,1.270127584689837,null,80,44.8]
[1.2505422993492408,1.2498446239900558,1.2500935979034067,1.2501040366208904,84,1.0626242185460135,1.0679373396387435,1.1688866404006151,1,1.2501461394658984,0.85,1.0626242185460135,null,null,null,null,1.2700650759219088,1.2697327532628961,1.2699363534256831,1.2700790678318767,null,81,44.8]
[null,null,null,null,85,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,82,44.8]
[null,null,null,null,{"$f":"E251+1","v":86},1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,83,44.8]
[null,null,null,null,87,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,84,44.8]
[null,null,null,null,88,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,85,49]
[null,null,null,null,89,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,{"$f":"V254+1","v":86},49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,49]
[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,49]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89"]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks"]
[null,null,null,null,null,null,25,25,25,25,"$150/wk-0","$150/wk-0","$150/wk-0"]
[null,null,null,null,18]
[null,null,null,null,{"$f":"E262+1","v":19}]
[null,null,null,null,{"$f":"E263+1","v":20}]
[null,null,null,null,{"$f":"E264+1","v":21}]
[null,null,null,null,{"$f":"E265+1","v":22}]
[null,null,null,null,23]
[null,null,null,null,24]
[null,null,null,null,25]
[null,null,null,null,26]
[null,null,null,null,27]
[null,null,null,null,28]
[null,null,null,null,29]
[null,null,null,null,30]
[null,null,null,null,31]
[null,null,null,null,32]
[null,null,null,null,33]
[null,null,null,null,34]
[null,null,null,null,35]
[null,null,null,null,36]
[null,null,null,null,37]
[null,null,null,null,38]
[null,null,null,null,39]
[null,null,null,null,40,null,12.3,20,11,18]
[null,null,null,null,41,null,12.3,20,11,18]
[null,null,null,null,42,null,12.3,20,11,18]
[null,null,null,null,43,null,12.3,20,11,18]
[null,null,null,null,44,null,12.3,20,11,18]
[null,null,null,null,45,null,12.3,20,11,18]
[null,null,null,null,46,null,12.3,20,11,18]
[null,null,null,null,47,null,12.3,20,11,18,null,null,null,null,"this is","this is","this is","this is","this is","this is","this is"]
[null,null,null,null,48,null,12.3,20,11,18,null,null,null,null,"GTL/Aet","GTL/Aet","2xGTL/Aet","Aet/3.5","2xGTL/2.5","GTL180/90","Aet/3.5"]
[null,null,null,null,49,null,12.3,20,11,18,null,null,null,null,"Col G/K","Col H/L","Col G*2/K","Col M/3.5","Col H*1.63/2.5","Col H/G","Col M/3.5"]
[null,null,null,null,50,null,12.3,20,11,18,19,33.4,52.3,null,{"$f":"G294/K294","v":0.64736842105263159},{"$f":"H294/L294","v":0.5988023952095809},{"$f":"(G294*2)/K294","v":1.2947368421052632},{"$f":"M294/3.5","v":14.942857142857141},{"$f":"(H294*1.63)/2.5","v":13.039999999999997},{"$f":"H294/G294","v":1.6260162601626016},{"$f":"M294/3.5","v":14.942857142857141}]
[null,null,null,null,51,null,12.3,20,11,18,19.399999999999999,34.1,53.4,null,{"$f":"G295/K295","v":0.63402061855670111},0.58651026392961869,{"$f":"(G295*2)/K295","v":1.2680412371134022},{"$f":"M295/3.5","v":15.257142857142856},{"$f":"(H295*1.63)/2.5","v":13.039999999999997},{"$f":"H295/G295","v":1.6260162601626016},{"$f":"M295/3.5","v":15.257142857142856}]
[null,null,null,null,52,null,12.3,20,11,18,19.8,34.799999999999997,54.5,null,0.62121212121212122,0.57471264367816099,1.2424242424242424,15.571428571428571,13.039999999999997,1.6260162601626016,15.571428571428571]
[null,null,null,null,53,null,13,21.2,11.7,19.2,20.2,35.5,55.6,null,0.64356435643564358,0.59718309859154928,1.2871287128712872,15.885714285714286,13.822399999999998,1.6307692307692307,15.885714285714286]
[null,null,null,null,54,null,13.8,22.5,12.4,20.5,20.6,36.200000000000003,56.7,null,0.66990291262135926,0.62154696132596676,1.3398058252427185,16.2,14.669999999999998,1.6304347826086956,16.2]
[null,null,null,null,55,null,14.6,23.8,13.1,21.8,21,36.9,57.8,null,0.69523809523809521,0.64498644986449871,1.3904761904761904,16.514285714285712,15.517599999999998,1.6301369863013699,16.514285714285712]
[null,null,null,null,56,null,15.4,25.2,13.9,23.2,21.4,37.6,58.9,null,0.71962616822429915,0.67021276595744672,1.4392523364485983,16.828571428571429,16.430399999999999,1.6363636363636362,16.828571428571429]
[null,null,null,null,57,null,16.3,26.7,14.7,24.7,21.8,38.299999999999997,60,null,0.74770642201834858,0.69712793733681466,1.4954128440366972,17.142857142857142,17.408399999999997,1.6380368098159508,17.142857142857142]
[null,null,null,null,58,null,17.5,28.7,15.8,26.4,23.45,41.25,64.349999999999994,null,0.74626865671641796,0.69575757575757569,1.4925373134328359,18.385714285714283,18.712399999999999,1.64,18.385714285714283]
[null,null,null,null,59,null,18.8,30.8,17,28.2,25.1,44.2,68.7,null,0.74900398406374502,0.69683257918552033,1.49800796812749,19.62857142857143,20.081600000000002,1.6382978723404256,19.62857142857143]
[null,null,null,null,60,null,20.2,33.1,18.3,30.1,26.8,47.1,73.099999999999994,null,0.75373134328358204,0.70276008492568998,1.5074626865671641,20.885714285714283,21.581199999999999,1.6386138613861387,20.885714285714283]
[null,null,null,null,61,null,21.7,35.6,19.600000000000001,32.1,28.45,50.05,77.45,null,0.76274165202108968,0.71128871128871141,1.5254833040421794,22.12857142857143,23.211199999999998,1.6405529953917053,22.12857142857143]
[null,null,null,null,62,null,23.3,38.299999999999997,21,34.299999999999997,30.1,53,81.8,null,0.77408637873754149,0.72264150943396221,1.548172757475083,23.37142857142857,24.971599999999995,1.6437768240343347,23.37142857142857]
[null,null,null,null,63,null,25.1,41.3,22.7,37.1,33.200000000000003,58.1,90,null,0.75602409638554213,0.71084337349397586,1.5120481927710843,25.714285714285715,26.927599999999995,1.645418326693227,25.714285714285715]
[null,null,null,null,64,null,27.1,44.6,24.5,40.1,36.299999999999997,63.3,98.15,null,0.74655647382920121,0.70458135860979465,1.4931129476584024,28.042857142857144,29.079199999999997,1.6457564575645756,28.042857142857144]
[null,null,null,null,65,null,29.2,48.1,26.4,43.4,39.4,68.5,106.35,null,0.74111675126903553,0.70218978102189789,1.4822335025380711,30.385714285714283,31.361199999999997,1.6472602739726028,30.385714285714283]
[null,null,null,null,66,null,31.5,51.9,28.5,46.9,42.5,73.650000000000006,114.5,null,0.74117647058823533,0.70468431771894091,1.4823529411764707,32.714285714285715,33.838799999999999,1.6476190476190475,32.714285714285715]
[null,null,null,null,67,null,34,56,30.7,50.7,45.6,78.8,122.7,null,0.74561403508771928,0.71065989847715738,1.4912280701754386,35.057142857142857,36.512,1.6470588235294117,35.057142857142857]
[null,null,null,null,68,null,36.700000000000003,60.5,33.200000000000003,54.6,49.9,86.4,133.6,null,0.7354709418837676,0.7002314814814814,1.4709418837675352,38.171428571428571,39.445999999999998,1.64850136239782,38.171428571428571]
[null,null,null,null,69,null,39.6,65.2,35.799999999999997,58.8,54.2,93.95,144.55000000000001,null,0.73062730627306272,0.69398616285258119,1.4612546125461254,41.300000000000004,42.510399999999997,1.6464646464646464,41.300000000000004]
[null,null,null,null,70,null,42.7,70.3,38.6,63.3,58.5,101.55,155.44999999999999,null,0.72991452991452999,0.69226981782373209,1.45982905982906,44.414285714285711,45.835599999999992,1.6463700234192036]
[null,null,null,null,71,null,46.1,75.8,41.7,68.099999999999994,62.8,109.1,166.4,null,0.73407643312101911,0.694775435380385,1.4681528662420382,47.542857142857144,49.421599999999998,1.6442516268980476]
[null,null,null,null,72,null,49.7,81.7,45,73.3,67.099999999999994,116.7,177.3,null,0.74068554396423258,0.70008568980291341,1.4813710879284652,50.657142857142858,53.2684,1.6438631790744467]
[null,null,null,null,73,null,53.3,87.5,48.2,78.599999999999994,72.95,126.1,191.2,null,0.73063742289239197,0.69389373513084851,1.4612748457847839,54.628571428571426,57.05,1.6416510318949344]
[null,null,null,null,74,null,57.1,93.7,51.6,84.3,78.8,135.44999999999999,205.15,null,0.72461928934010156,0.69176818014027319,1.4492385786802031,58.614285714285714,61.092399999999998,1.6409807355516637]
[null,null,null,null,75,null,61.1,100.3,55.2,90.4,84.7,144.85,219.05,null,0.72136953955135774,0.69244045564376944,1.4427390791027155,62.585714285714289,65.395599999999988,1.6415711947626841]
[null,null,null,null,76,null,65.400000000000006,107.4,59.1,97,90.55,154.19999999999999,233,null,0.72225289895085598,0.69649805447470825,1.444505797901712,66.571428571428569,70.024799999999999,1.6422018348623852]
[null,null,null,null,77,null,70,115,63.3,104,96.4,163.6,246.9,null,0.72614107883817425,0.70293398533007334,1.4522821576763485,70.542857142857144,74.97999999999999,1.6428571428571428]
[null,null,null,null,78,null,73.5,120.8,66.3,109.2,102.95,175.7,264.2,null,0.71393880524526465,0.68753557199772342,1.4278776104905293,75.48571428571428,78.761600000000001,1.6435374149659863]
[null,null,null,null,79,null,77.2,126.8,69.5,114.7,109.5,187.85,281.45,null,0.70502283105022834,0.67500665424540862,1.4100456621004567,80.414285714285711,82.673599999999993,1.6424870466321242]
[null,null,null,null,80,null,81.099999999999994,133.1,72.8,120.4,116,199.95,298.75,null,0.69913793103448274,0.66566641660415105,1.3982758620689655,85.357142857142861,86.781199999999984,1.6411837237977807]
[null,null,null,null,81,null,85.1,139.69999999999999,76.3,126.4,122.55,212.1,316,null,0.6944104447164422,0.6586515794436586,1.3888208894328844,90.285714285714292,91.084399999999988,1.6415981198589893]
[null,null,null,null,82,null,89.3,146.69999999999999,80,132.69999999999999,129.1,224.2,333.3,null,0.69171185127807899,0.65432649420160571,1.383423702556158,95.228571428571428,95.648399999999981,1.6427771556550952]
[null,null,null,null,83,null,93.7,154.1,83.9,139.30000000000001,136,234.8,349.95,null,0.68897058823529411,0.6563032367972742,1.3779411764705882,99.98571428571428,100.47319999999999,1.6446104589114192]
[null,null,null,null,84,null,98.3,161.80000000000001,88,146.19999999999999,142.9,245.4,366.6,null,0.68789363191042685,0.65933170334148328,1.3757872638208537,104.74285714285715,105.49359999999999,1.6459816887080367]
[null,null,null,null,85,null,null,null,null,null,149.80000000000001,256,383.3]
[null,null,null,null,{"$f":"E329+1","v":86},null,null,null,null,null,156.69999999999999,266.60000000000002,399.95]
[null,null,null,null,87,null,null,null,null,null,163.6,277.2,416.6]
[null,null,null,null,88,null,null,null,null,null,170.5,287.8,433.25]
[null,null,null,null,89,null,null,null,null,null,177.4,298.39999999999998,449.9]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A348,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",61,{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,A354)","v":1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,B354)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,C354)","v":0},"is Crit;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,A357)","v":0},"is D/V;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,B357)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R354*A366","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",61,{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,A355)","v":1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,B355)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,C355)","v":0},"is Crit;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,A358)","v":0},"is D/V;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,B358)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R355*A367","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E354","v":61},{"$f":"F354+I354+K354+M354+O354","v":1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E357,GTLSTHHCRATESALL,C357)","v":0},"ROP Cost:",{"$f":"F357*J357","v":0},"So, Sub:",{"$f":"F357+L357","v":1},"After Tob.=",{"$f":"N357*B363","v":1},"After Sp=",{"$f":"P357*B360","v":1},"After Fee =",{"$f":"R357+P360","v":21}]
[265,265,265,"Client 2:",{"$f":"E355","v":61},{"$f":"F355+I355+K355+M355+O355","v":1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E358,GTLSTHHCRATESALL,C358)","v":0},"ROP Cost:",{"$f":"F358*J358","v":0},"So, Sub:",{"$f":"F358+L358","v":1},"So, Sub=",{"$f":"N358*B364","v":1},"After Sp=",{"$f":"P358*B361","v":1},"After Fee =",{"$f":"R358+P361","v":21}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A360=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E357","v":61},{"$f":"T357","v":21},"Annual;",{"$f":"F360*P362","v":10.5},"Semi-Ann;",{"$f":"F360*P363","v":5.25},"Qrtly;",{"$f":"F360*P364","v":1.74993},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E360,GTLSTHHCRATESALL,B366)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A361=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E358","v":61},{"$f":"T358","v":21},"Annual;",{"$f":"F361*P362","v":10.5},"Semi-Ann;",{"$f":"F361*P363","v":5.25},"Qrtly;",{"$f":"F361*P364","v":1.74993},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E361,GTLSTHHCRATESALL,B367)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F360+F361","v":42},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A363=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A364=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E360","v":61},{"$f":"IF(C364=\"Annual\",F360,(IF(C364=\"Semi-Annual\",H360,(IF(C364=\"Quarterly\",J360,(IF(C364=\"Monthly\",L360,\"Check!\")))))))","v":21},{"$f":"ROUND(F364,2)","v":21},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E361","v":61},{"$f":"IF(C365=\"Annual\",F361,(IF(C365=\"Semi-Annual\",H361,(IF(C365=\"Quarterly\",J361,(IF(C365=\"Monthly\",L361,\"Check!\")))))))","v":1.74993},{"$f":"ROUND(F365,2)","v":1.75}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F364+F365","v":22.749929999999999},22.75]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A371,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",65,{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,A377)","v":860.88},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,B377)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,C377)","v":0},"is Crit;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,A380)","v":0},"is D/V;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,B380)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R377*A389","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",65,{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,A378)","v":860.88},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,B378)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,C378)","v":0},"is Crit;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,A381)","v":0},"is D/V;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,B381)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R378*A390","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E377","v":65},{"$f":"F377+I377+K377+M377+O377","v":860.88},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E380,GTLSTHHCRATESALL,C380)","v":0},"ROP Cost:",{"$f":"F380*J380","v":0},"So, Sub:",{"$f":"F380+L380","v":860.88},"After Tob.=",{"$f":"N380*B386","v":860.88},"After Sp=",{"$f":"P380*B383","v":860.88},"After Fee =",{"$f":"R380+P383","v":880.88}]
[265,265,265,"Client 2:",{"$f":"E378","v":65},{"$f":"F378+I378+K378+M378+O378","v":860.88},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E381,GTLSTHHCRATESALL,C381)","v":0},"ROP Cost:",{"$f":"F381*J381","v":0},"So, Sub:",{"$f":"F381+L381","v":860.88},"So, Sub=",{"$f":"N381*B387","v":860.88},"After Sp=",{"$f":"P381*B384","v":860.88},"After Fee =",{"$f":"R381+P384","v":880.88}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A383=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E380","v":65},{"$f":"T380","v":880.88},"Annual;",{"$f":"F383*P385","v":440.44},"Semi-Ann;",{"$f":"F383*P386","v":220.22},"Qrtly;",{"$f":"F383*P387","v":73.403730400000001},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E383,GTLSTHHCRATESALL,B389)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A384=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E381","v":65},{"$f":"T381","v":880.88},"Annual;",{"$f":"F384*P385","v":440.44},"Semi-Ann;",{"$f":"F384*P386","v":220.22},"Qrtly;",{"$f":"F384*P387","v":73.403730400000001},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E384,GTLSTHHCRATESALL,B390)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F383+F384","v":1761.76},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A386=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A387=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E383","v":65},{"$f":"IF(C387=\"Annual\",F383,(IF(C387=\"Semi-Annual\",H383,(IF(C387=\"Quarterly\",J383,(IF(C387=\"Monthly\",L383,\"Check!\")))))))","v":880.88},{"$f":"ROUND(F387,2)","v":880.88},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E384","v":65},{"$f":"IF(C388=\"Annual\",F384,(IF(C388=\"Semi-Annual\",H384,(IF(C388=\"Quarterly\",J384,(IF(C388=\"Monthly\",L384,\"Check!\")))))))","v":73.403730400000001},{"$f":"ROUND(F388,2)","v":73.400000000000006}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F387+F388","v":954.28373039999997},954.28]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A394,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",71,{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,A400)","v":1148.76},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,B400)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,C400)","v":0},"is Crit;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,A403)","v":0},"is D/V;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,B403)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R400*A412","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",71,{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,A401)","v":1148.76},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,B401)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,C401)","v":0},"is Crit;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,A404)","v":0},"is D/V;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,B404)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R401*A413","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E400","v":71},{"$f":"F400+I400+K400+M400+O400","v":1148.76},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E403,GTLSTHHCRATESALL,C403)","v":0},"ROP Cost:",{"$f":"F403*J403","v":0},"So, Sub:",{"$f":"F403+L403","v":1148.76},"After Tob.=",{"$f":"N403*B409","v":1148.76},"After Sp=",{"$f":"P403*B406","v":1148.76},"After Fee =",{"$f":"R403+P406","v":1168.76}]
[265,265,265,"Client 2:",{"$f":"E401","v":71},{"$f":"F401+I401+K401+M401+O401","v":1148.76},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E404,GTLSTHHCRATESALL,C404)","v":0},"ROP Cost:",{"$f":"F404*J404","v":0},"So, Sub:",{"$f":"F404+L404","v":1148.76},"So, Sub=",{"$f":"N404*B410","v":1148.76},"After Sp=",{"$f":"P404*B407","v":1148.76},"After Fee =",{"$f":"R404+P407","v":1168.76}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A406=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E403","v":71},{"$f":"T403","v":1168.76},"Annual;",{"$f":"F406*P408","v":584.38},"Semi-Ann;",{"$f":"F406*P409","v":292.19},"Qrtly;",{"$f":"F406*P410","v":97.392770799999994},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E406,GTLSTHHCRATESALL,B412)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A407=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E404","v":71},{"$f":"T404","v":1168.76},"Annual;",{"$f":"F407*P408","v":584.38},"Semi-Ann;",{"$f":"F407*P409","v":292.19},"Qrtly;",{"$f":"F407*P410","v":97.392770799999994},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E407,GTLSTHHCRATESALL,B413)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F406+F407","v":2337.52},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A409=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A410=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E406","v":71},{"$f":"IF(C410=\"Annual\",F406,(IF(C410=\"Semi-Annual\",H406,(IF(C410=\"Quarterly\",J406,(IF(C410=\"Monthly\",L406,\"Check!\")))))))","v":1168.76},{"$f":"ROUND(F410,2)","v":1168.76},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E407","v":71},{"$f":"IF(C411=\"Annual\",F407,(IF(C411=\"Semi-Annual\",H407,(IF(C411=\"Quarterly\",J407,(IF(C411=\"Monthly\",L407,\"Check!\")))))))","v":97.392770799999994},{"$f":"ROUND(F411,2)","v":97.39}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F410+F411","v":1266.1527707999999},1266.1500000000001]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A417,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",76,{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,A423)","v":1544.28},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,B423)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,C423)","v":0},"is Crit;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,A426)","v":0},"is D/V;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,B426)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R423*A435","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",76,{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,A424)","v":1544.28},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,B424)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,C424)","v":0},"is Crit;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,A427)","v":0},"is D/V;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,B427)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R424*A436","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E423","v":76},{"$f":"F423+I423+K423+M423+O423","v":1544.28},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E426,GTLSTHHCRATESALL,C426)","v":0},"ROP Cost:",{"$f":"F426*J426","v":0},"So, Sub:",{"$f":"F426+L426","v":1544.28},"After Tob.=",{"$f":"N426*B432","v":1544.28},"After Sp=",{"$f":"P426*B429","v":1544.28},"After Fee =",{"$f":"R426+P429","v":1564.28}]
[265,265,265,"Client 2:",{"$f":"E424","v":76},{"$f":"F424+I424+K424+M424+O424","v":1544.28},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E427,GTLSTHHCRATESALL,C427)","v":0},"ROP Cost:",{"$f":"F427*J427","v":0},"So, Sub:",{"$f":"F427+L427","v":1544.28},"So, Sub=",{"$f":"N427*B433","v":1544.28},"After Sp=",{"$f":"P427*B430","v":1544.28},"After Fee =",{"$f":"R427+P430","v":1564.28}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A429=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E426","v":76},{"$f":"T426","v":1564.28},"Annual;",{"$f":"F429*P431","v":782.14},"Semi-Ann;",{"$f":"F429*P432","v":391.07},"Qrtly;",{"$f":"F429*P433","v":130.3514524},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E429,GTLSTHHCRATESALL,B435)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A430=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E427","v":76},{"$f":"T427","v":1564.28},"Annual;",{"$f":"F430*P431","v":782.14},"Semi-Ann;",{"$f":"F430*P432","v":391.07},"Qrtly;",{"$f":"F430*P433","v":130.3514524},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E430,GTLSTHHCRATESALL,B436)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F429+F430","v":3128.56},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A432=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A433=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E429","v":76},{"$f":"IF(C433=\"Annual\",F429,(IF(C433=\"Semi-Annual\",H429,(IF(C433=\"Quarterly\",J429,(IF(C433=\"Monthly\",L429,\"Check!\")))))))","v":1564.28},{"$f":"ROUND(F433,2)","v":1564.28},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E430","v":76},{"$f":"IF(C434=\"Annual\",F430,(IF(C434=\"Semi-Annual\",H430,(IF(C434=\"Quarterly\",J430,(IF(C434=\"Monthly\",L430,\"Check!\")))))))","v":130.3514524},{"$f":"ROUND(F434,2)","v":130.35}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F433+F434","v":1694.6314523999999},1694.63]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A440,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",81,{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,A446)","v":2082.84},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,B446)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,C446)","v":0},"is Crit;",{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,A449)","v":0},"is D/V;",{"$f":"IF((VLOOKUP($E446,GTLSTHHCRATESALL,B449)<9990),(VLOOKUP($E446,GTLSTHHCRATESALL,B449)),(VLOOKUP(80,GTLSTHHCRATESALL,B449)))","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R446*A458","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",81,{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,A447)","v":2082.84},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,B447)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,C447)","v":0},"is Crit;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,A450)","v":0},"is D/V;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,B450)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R447*A459","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E446","v":81},{"$f":"F446+I446+K446+M446+O446","v":2082.84},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E449,GTLSTHHCRATESALL,C449)","v":0},"ROP Cost:",{"$f":"F449*J449","v":0},"So, Sub:",{"$f":"F449+L449","v":2082.84},"After Tob.=",{"$f":"N449*B455","v":2082.84},"After Sp=",{"$f":"P449*B452","v":2082.84},"After Fee =",{"$f":"R449+P452","v":2102.84}]
[265,265,265,"Client 2:",{"$f":"E447","v":81},{"$f":"F447+I447+K447+M447+O447","v":2082.84},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E450,GTLSTHHCRATESALL,C450)","v":0},"ROP Cost:",{"$f":"F450*J450","v":0},"So, Sub:",{"$f":"F450+L450","v":2082.84},"So, Sub=",{"$f":"N450*B456","v":2082.84},"After Sp=",{"$f":"P450*B453","v":2082.84},"After Fee =",{"$f":"R450+P453","v":2102.84}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A452=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E449","v":81},{"$f":"T449","v":2102.84},"Annual;",{"$f":"F452*P454","v":1051.42},"Semi-Ann;",{"$f":"F452*P455","v":525.71},"Qrtly;",{"$f":"F452*P456","v":175.22965720000002},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E452,GTLSTHHCRATESALL,B458)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A453=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E450","v":81},{"$f":"T450","v":2102.84},"Annual;",{"$f":"F453*P454","v":1051.42},"Semi-Ann;",{"$f":"F453*P455","v":525.71},"Qrtly;",{"$f":"F453*P456","v":175.22965720000002},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E453,GTLSTHHCRATESALL,B459)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F452+F453","v":4205.68},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A455=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A456=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E452","v":81},{"$f":"IF(C456=\"Annual\",F452,(IF(C456=\"Semi-Annual\",H452,(IF(C456=\"Quarterly\",J452,(IF(C456=\"Monthly\",L452,\"Check!\")))))))","v":2102.84},{"$f":"ROUND(F456,2)","v":2102.84},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E453","v":81},{"$f":"IF(C457=\"Annual\",F453,(IF(C457=\"Semi-Annual\",H453,(IF(C457=\"Quarterly\",J453,(IF(C457=\"Monthly\",L453,\"Check!\")))))))","v":175.22965720000002},{"$f":"ROUND(F457,2)","v":175.23}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F456+F457","v":2278.0696572000002},2278.0700000000002]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A463,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",86,{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,A469)","v":1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,B469)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,C469)","v":0},"is Crit;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,A472)","v":0},"is D/V;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,B472)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R469*A481","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",86,{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,A470)","v":1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,B470)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,C470)","v":0},"is Crit;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,A473)","v":0},"is D/V;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,B473)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R470*A482","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E469","v":86},{"$f":"F469+I469+K469+M469+O469","v":1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E472,GTLSTHHCRATESALL,C472)","v":0},"ROP Cost:",{"$f":"F472*J472","v":0},"So, Sub:",{"$f":"F472+L472","v":1},"After Tob.=",{"$f":"N472*B478","v":1},"After Sp=",{"$f":"P472*B475","v":1},"After Fee =",{"$f":"R472+P475","v":21}]
[265,265,265,"Client 2:",{"$f":"E470","v":86},{"$f":"F470+I470+K470+M470+O470","v":1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E473,GTLSTHHCRATESALL,C473)","v":0},"ROP Cost:",{"$f":"F473*J473","v":0},"So, Sub:",{"$f":"F473+L473","v":1},"So, Sub=",{"$f":"N473*B479","v":1},"After Sp=",{"$f":"P473*B476","v":1},"After Fee =",{"$f":"R473+P476","v":21}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A475=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E472","v":86},{"$f":"T472","v":21},"Annual;",{"$f":"F475*P477","v":10.5},"Semi-Ann;",{"$f":"F475*P478","v":5.25},"Qrtly;",{"$f":"F475*P479","v":1.74993},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E475,GTLSTHHCRATESALL,B481)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A476=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E473","v":86},{"$f":"T473","v":21},"Annual;",{"$f":"F476*P477","v":10.5},"Semi-Ann;",{"$f":"F476*P478","v":5.25},"Qrtly;",{"$f":"F476*P479","v":1.74993},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E476,GTLSTHHCRATESALL,B482)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F475+F476","v":42},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A478=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A479=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E475","v":86},{"$f":"IF(C479=\"Annual\",F475,(IF(C479=\"Semi-Annual\",H475,(IF(C479=\"Quarterly\",J475,(IF(C479=\"Monthly\",L475,\"Check!\")))))))","v":21},{"$f":"ROUND(F479,2)","v":21},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E476","v":86},{"$f":"IF(C480=\"Annual\",F476,(IF(C480=\"Semi-Annual\",H476,(IF(C480=\"Quarterly\",J476,(IF(C480=\"Monthly\",L476,\"Check!\")))))))","v":1.74993},{"$f":"ROUND(F480,2)","v":1.75}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F479+F480","v":22.749929999999999},22.75]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]

{"sheet":"HNLHHCCALC1","index":18,"n_rows":367,"n_cols":24,"rows_kept":367,"cut":false,"hidden":true,"merged":[]}
["This Is \"HNLSTHHCSTATE\" and \"HNLSTHHCSTATECHART\"",null,null,null,null,null,"This Is \"HNLSTHHCAGE\" and \"HNLSTHHCAGECHART\"",null,null,null,null,null,"This Is \"STCTOBACCO\"",null,null,null,"This is \"FACELIM\" and \"FACELIMCHART\"",null,null,null,null,"This Is \"STCPLANS\" and \"STCPLANSCHART\""]
["AL","360 Day","50","YES","A",null,40,"40-55",null,null,null,null,"No",null,null,null,"Zero Day",0]
["AK","360 Day","50","YES","A",null,{"$f":"G2+1","v":41},"40-55",null,null,null,null,"Yes",null,null,null,"20 Day",20,null,null,null,"A - 5%S-(200%)","A"]
["AR","360 Day","65","YES","A",null,{"$f":"G3+1","v":42},"40-55",null,null,null,null,null,null,null,null,"30 Day",30]
["AZ","360 Day","55","YES","A",null,43,"40-55",null,null,null,null,null,null,null,null,"60 Day",60,null,null,null,"D - No Extend","D"]
["CA-None","Plan Not Avail.","60","NO","X",null,44,"40-55",null,null,null,null,null,null,null,null,"90 Day",90]
["CO-Note","360 Day","60","YES*","B",null,45,"40-55",null,null,"This is \"HNLSTHHCOPTION\" and \"HNLSTHHCOPTIONCHART\"",null,null,null,null,null,"100 Day",100]
["CT-None","Plan Not Avail.","TBD","NO","X",null,46,"40-55",null,null,"A ($200/$50 Aide)",200,"A","PlanA",50,"(w/Rx - $360/Yr.)"]
["DE-Note","360 Day","50","YES*","A",null,47,"40-55",null,null,"B ($400/$100 Aide)",400,"B","PlanB",100,"(w/Rx - $720/Yr.)","This is \"HHCELIM\" and \"HHCELIMCHART\""]
["DC-Note","360 Day","50","YES*","A",null,48,"40-55",null,null,"C ($600/$150 Aide)",600,"C","PlanC",150,"(w/Rx - $1080/Yr.)","Zero Day",0]
["FL-None","Plan Not Avail.","60","NO","X",null,49,"40-55",null,null,null,null,null,null,null,null,"20 Day",20]
["GA-Note","360 Day","50","YES*","A",null,50,"40-55",null,"This is \"HNLSTHHCAIDE\" and \"HNLSTHHCAIDECHART\"",null,null,null,null,null,null,"30 Day",30]
["HI","360 Day","HI","YES","A",null,51,"40-55",null,"No Addl AIDE Rider","AD-0","X",null,null,null,null,"60 Day",60,null,null,null,"This is \"MODE\" and \"MODECHART\""]
["ID-Note","280 Day/100 Aide","50","YES*","C",null,52,"40-55",null,"PlanA +30 Aide Days","AD-1","X",null,null,null,null,"90 Day",90,null,null,null,"Monthly",0.09,8.3330000000000001E-2]
["IL","360 Day","50","YES","A",null,53,"40-55",null,"PlanB +30 Aide Days","AD-2","X",null,null,null,null,null,null,null,null,null,"Quarterly",0.26500000000000001,0.25]
["IN","360 Day","IN","YES","A",null,54,"40-55",null,"PlanC +30 Aide Days","AD-3","X",null,null,null,null,null,null,null,null,null,"Semi-Annual",0.52,0.5]
["IA","360 Day","50","YES","A",null,55,"40-55",null,null,null,null,null,null,null,null,"This is \"STCFAC\" and \"STCFACCHART\"",null,null,null,null,"Annual",1,1]
["KS","360 Day","KS","YES","A",null,56,"56-60",null,null,null,null,null,null,null,null,"60 Day",60,"2 Months"]
["KY-Note","360 Day","KY","YES*","D",null,57,"56-60",null,"This is \"HNLSTHHCAMB\" and \"HNLSTHHCAMBCHART\"",null,null,null,null,null,null,"90 Day",90,"3 Months"]
["LA","360 Day","LA","YES","A",null,58,"56-60",null,"No Ambulance Rider","AMB-0","X",null,null,null,null,"180 Day",180,"6 Months",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME-None","Plan Not Avail.","65","NO","X",null,59,"56-60",null,"Ambulance Rider","AMB-1","X",null,null,null,null,"270 Day",270,"9 Months",null,null,1,1]
["MD-Note","360 Day","60","YES*","A",null,60,"56-60",null,null,null,null,null,null,null,null,"360 Day",360,"12 Months",null,null,2,2]
["MA-None","Plan Not Avail.","TBD","NO","X",null,61,"61-64",null,"This is \"HNLSTHHCHOUSE\" and \"HNLSTHHCHOUSECHART\"",null,null,null,null,null,null,"450 Day",450,"15 Months",null,null,3,3]
["MI","360 Day","55","YES","A",null,{"$f":"G23+1","v":62},{"$f":"H23","v":"61-64"},null,"No Household Disc.","HHD-0",1,null,null,null,null,"540 Day",540,"18 Months",null,null,4,4]
["MN-None","Plan Not Avail.","MN","NO","X",null,{"$f":"G24+1","v":63},{"$f":"H24","v":"61-64"},null,"With Household Disc.","HHD-1",0.93,null,null,null,null,"630 Day",630,"21 Months",null,null,5,5]
["MS","360 Day","50","YES","E",null,64,"61-64"]
["MO-Note","360 Day","50","YES*","A",null,65,"65-70",null,null,null,null,null,null,null,null,"This is \"HHCPERS\" and \"HHCPERSCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT-Note","360 Day","50","YES*","A",null,66,"65-70",null,null,null,null,null,null,null,null,"0 Days",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","360 Day","50","YES","A",null,67,"65-70",null,null,null,null,null,null,null,null,"60 Day",60,"2 Months",null,null,"18-29",1.1000000000000001]
["NV","360 Day","50","YES","A",null,68,"65-70",null,null,null,null,null,null,null,null,"90 Day",90,"3 Months",null,null,"30-39",1.1000000000000001]
["NH-None","Plan Not Avail.","60","NO","X",null,69,"65-70",null,null,null,null,null,null,null,null,"180 Day",180,"6 Months",null,null,"40-49",1.1499999999999999]
["NJ-None","Plan Not Avail.","60","NO","X",null,70,"65-70",null,null,null,null,null,null,null,null,"270 Day",270,"9 Months",null,null,"50-54",1.1499999999999999]
["NM-None","Plan Not Avail.","50","NO","X",null,71,"71-75",null,null,null,null,null,null,null,null,"360 Day",360,"12 Months",null,null,"55-59",1.2]
["NY-None","Plan Not Avail.","TBD","NO","X",null,72,"71-75",null,"Options for AC","PlanA","PlanB","PlanC",null,null,null,"450 Day",450,"15 Months",null,null,"60-64",1.25]
["NC-Note","360 Day","55","YES*","F",null,73,"71-75",null,"A ($150/$40 Aide)","No Acct/Sick Rider","No Acct/Sick Rider","No Acct/Sick Rider",null,null,null,"540 Day",540,"18 Months",null,null,"65-69",1.25]
["ND-None","Plan Not Avail.","55","NO","X",null,74,"71-75",null,"B ($300/$80 Aide)","$100 Acct/Sick-3 Days","$100 Acct/Sick-3 Days","$100 Acct/Sick-3 Days",null,null,null,"630 Day",630,"21 Months",null,null,"70-74",0]
["OH","360 Day","55","YES","A",null,75,"71-75",null,"C ($450/$120 Aide)","$100 Acct/Sick-6 Days","$100 Acct/Sick-6 Days","$100 Acct/Sick-6 Days",null,null,null,null,null,null,null,null,"75-79",0]
["OK","360 Day","50","YES","A",null,76,"76-80",null,null,null,"$200 Acct/Sick-3 Days","$200 Acct/Sick-3 Days",null,null,null,null,null,null,null,null,"80-84",0]
["OR-Note","360 Day","50","YES*","A",null,77,"76-80",null,null,null,"$200 Acct/Sick-6 Days","$200 Acct/Sick-6 Days"]
["PA-Note","360 Day","50","YES*","G",null,78,"76-80",null,null,null,null,"$300 Acct/Sick-3 Days"]
["RI","360 Day","50","YES","H",null,79,"76-80",null,null,null,null,"$300 Acct/Sick-6 Days",null,null,null,null,null,null,null,null,"This is \"TXROPFACTORS\""]
["SC","360 Day","55","YES","A",null,80,"76-80",null,null,0,0,null,"This is \"STCFACCODE\"",null,null,"This is \"STCHHCCODE\"",null,null,null,null,"D",1.65]
["SD","360 Day","SD","YES","I",null,81,"81-85",null,null,10,1,null,"60-0",2,null,"60-0",2,null,null,null,"18-29",1.65]
["TN-Note","360 Day","50","YES*","J",null,82,"81-85",null,null,{"$f":"K43+10","v":20},{"$f":"L43+1","v":2},null,"90-0",{"$f":"O43+1","v":3},null,"90-0",{"$f":"R43+1","v":3},null,null,null,"30-39",1.65]
["TX-Note","360 Day","50","YES*","K",null,83,"81-85",null,null,{"$f":"K44+10","v":30},{"$f":"L44+1","v":3},null,"180-0",{"$f":"O44+1","v":4},null,"180-0",{"$f":"R44+1","v":4},null,null,null,"40-44",1.65]
["UT-Note","360 Day","TBD","YES","L",null,84,"81-85",null,null,40,4,null,"270-0",5,null,"270-0",5,null,null,null,"45-49",1.85]
["VT-None","Plan Not Avail.","55","NO","X",null,85,"81-85",null,null,50,5,null,"360-0",6,null,"360-0",6,null,null,null,"50-54",2.98]
["VA-None","Plan Not Avail.","50","NO","X",null,null,null,null,null,60,6,null,"450-0",7,null,"450-0",7,null,null,null,"55-59",0]
["WA-None","Plan Not Avail.","60","NO","X",null,"This is \"HNLSTHHCAMB\" and \"HNLSTHHCAMBCHART\"",null,null,null,70,7,null,"540-0",8,null,"540-0",8,null,null,null,"60-64",0]
["WV","360 Day","50","YES","A",null,"No Ambulance Rider","AMB-0","X",null,80,8,null,"630-0",9,null,"630-0",9,null,null,null,"65-69",0]
["WI-None","Plan Not Avail.","50","NO","X",null,"Ambulance Rider","AMB-1","X",null,90,9,null,"A",10,null,"A",10,null,null,null,"70-74",0]
["WY-Note","360 Day","50","YES*","A",null,null,null,null,null,100,10,null,"B",11,null,"B",11,null,null,null,"75-79",0]
[null,null,null,null,null,null,null,null,null,null,110,11,null,"C",12,null,"C",12,null,null,null,"80-84",0]
[null,null,null,null,null,null,null,null,null,null,120,12,null,"D",13,null,"D",13]
["Col's C and D make up \"HNLSTHHCCOLUMNCHART\"",null,null,null,null,null,null,null,null,null,130,13,null,"E",14,null,"E",14,null,null,null,"This Is \"TXAGERANGE\""]
["A-","PlanA",{"$f":"CONCATENATE(A56,B56)","v":"A-PlanA"},2,null,null,null,null,null,null,140,14,null,"F",15,null,"F",15,null,null,null,18,"18-29"]
["A-","PlanB",{"$f":"CONCATENATE(A57,B57)","v":"A-PlanB"},{"$f":"D56+1","v":3},null,null,null,null,null,null,150,15,null,"60-20",16,null,"60-20",16,null,null,null,{"$f":"V56+1","v":19},"18-29"]
["A-","PlanC","A-PlanC",{"$f":"D57+1","v":4},null,null,null,null,null,null,160,16,null,"90-20",17,null,"90-20",17,null,null,null,{"$f":"V57+1","v":20},"18-29"]
["A-","AMB-0","A-AMB-0",5,null,null,null,null,null,null,170,17,null,"180-20",18,null,"180-20",18,null,null,null,21,"18-29"]
["A-","AMB-1","A-AMB-1",6,null,null,null,null,null,null,180,18,null,"270-20",19,null,"270-20",19,null,null,null,22,"18-29"]
["A-","AD-0","A-AD-0",7,null,null,null,null,null,null,190,19,null,"360-20",20,null,"360-20",20,null,null,null,23,"18-29"]
["A-","AD-1","A-AD-1",8,null,null,null,null,null,null,200,20,null,"450-20",21,null,"450-20",21,null,null,null,24,"18-29"]
["A-","AD-2","A-AD-2",9,null,null,null,null,null,null,210,21,null,"540-20",22,null,"540-20",22,null,null,null,25,"18-29"]
["A-","AD-3","A-AD-3",10,null,null,null,null,null,null,220,22,null,"630-20",23,null,"630-20",23,null,null,null,26,"18-29"]
["A-","xx-1","A-xx-1",11,null,null,null,null,null,null,230,23,null,"G",24,null,"G",24,null,null,null,27,"18-29"]
["A-","xx-2","A-xx-2",12,null,null,null,null,null,null,240,24,null,"H",25,null,"H",25,null,null,null,28,"18-29"]
["A-","xx-3","A-xx-3",13,null,null,null,null,null,null,250,25,null,"I",26,null,"I",26,null,null,null,29,"18-29"]
["B-","PlanA","B-PlanA",14,null,null,null,null,null,null,260,26,null,"J",27,null,"J",27,null,null,null,30,"30-39"]
["B-","PlanB","B-PlanB",16,null,null,null,null,null,null,270,27,null,"K",28,null,"K",28,null,null,null,31,"30-39"]
["B-","PlanC","B-PlanC",17,null,null,null,null,null,null,280,28,null,"L",29,null,"L",29,null,null,null,32,"30-39"]
["B-","AMB-0","B-AMB-0",18,null,null,null,null,null,null,290,29,null,"60-30",30,null,"60-30",30,null,null,null,33,"30-39"]
["B-","AMB-1","B-AMB-1",19,null,null,null,null,null,null,300,30,null,"90-30",31,null,"90-30",31,null,null,null,34,"30-39"]
["B-","AD-0","B-AD-0",20,null,null,null,null,null,null,null,null,null,"180-30",32,null,"180-30",32,null,null,null,35,"30-39"]
["B-","AD-1","B-AD-1",21,null,null,null,null,null,null,null,null,null,"270-30",33,null,"270-30",33,null,null,null,36,"30-39"]
["B-","AD-2","B-AD-2",24,null,null,null,null,null,null,null,null,null,"360-30",34,null,"360-30",34,null,null,null,37,"30-39"]
["B-","AD-3","B-AD-3",25,null,null,"This is \"SLFAC\" and \"SLFACCHART\"",null,null,null,"This is \"SLFACE\" and \"SLFACECHART\"",null,null,"450-30",35,null,"450-30",35,null,null,null,38,"30-39"]
["B-","xx-1","B-xx-1",26,null,null,"0 Day",0,"0 Months",null,"Zero Day",0,null,"540-30",36,null,"540-30",36,null,null,null,39,"30-39"]
["B-","xx-2","B-xx-2",27,null,null,"90 Day",90,"3 Months",null,"20 Day",20,null,"630-30",37,null,"630-30",37,null,null,null,40,"40-44"]
["B-","xx-3","B-xx-3",28,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"100 Day",100,null,"M",38,null,"M",38,null,null,null,41,"40-44"]
["C-","PlanA","C-PlanA",29,null,null,"180 Day",180,"6 Months",null,null,null,null,"N",39,null,"N",39,null,null,null,42,"40-44"]
["C-","PlanB","C-PlanB",30,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,null,null,null,"O",40,null,"O",40,null,null,null,43,"40-44"]
["C-","PlanC","C-PlanC",31,null,null,"360 Day",360,"12 Months",null,"This is \"SLHHCE\" and \"SLHHCECHART\"",null,null,"P",41,null,"P",41,null,null,null,44,"40-44"]
["C-","AMB-0","C-AMB-0",32,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"Zero Day",0,null,"Q",42,null,"Q",42,null,null,null,45,"45-49"]
["C-","AMB-1","C-AMB-1",33,null,null,null,null,null,null,"20 Day",20,null,"R",43,null,"R",43,null,null,null,46,"45-49"]
["C-","AD-0","C-AD-0",34,null,null,null,null,null,null,"100 Day",100,null,"60-60",44,null,"60-60",44,null,null,null,47,"45-49"]
["C-","AD-1","C-AD-1",35,null,null,null,null,null,null,null,null,null,"90-60",45,null,"90-60",45,null,null,null,48,"45-49"]
["C-","AD-2","C-AD-2",36,null,null,"This is \"SLHHC\" and \"SLHHCCHART\"",null,null,null,null,null,null,"180-60",46,null,"180-60",46,null,null,null,49,"45-49"]
["C-","AD-3","C-AD-3",38,null,null,"0 Day",0,"0 Months",null,"This is \"SLINFL\" and \"SLINFLCHART\"",null,null,"270-60",47,null,"270-60",47,null,null,null,50,"50-54"]
["C-","xx-1","C-xx-1",39,null,null,"90 Day",90,"3 Months",null,"0% on Fast50","N","A","360-60",48,null,"360-60",48,null,null,null,51,"50-54"]
["C-","xx-2","C-xx-2",40,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"5%S on Fast50","Y","B","450-60",49,null,"450-60",49,null,null,null,52,"50-54"]
["C-","xx-3","C-xx-3",41,null,null,"180 Day",180,"6 Months",null,null,null,null,"540-60",50,null,"540-60",50,null,null,null,53,"50-54"]
["D-","PlanA","D-PlanA",42,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,null,null,null,"630-60",51,null,"630-60",51,null,null,null,54,"50-54"]
["D-","PlanB","D-PlanB",43,null,null,"360 Day",360,"12 Months",null,null,null,null,"S",52,null,"S",52,null,null,null,55,"55-59"]
["D-","PlanC","D-PlanC",46,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,null,null,null,"T",53,null,"T",53,null,null,null,56,"55-59"]
["D-","AMB-0","D-AMB-0",47,null,null,null,null,null,null,null,null,null,"U",54,null,"U",54,null,null,null,57,"55-59"]
["D-","AMB-1","D-AMB-1",48,null,null,null,null,null,null,null,null,null,"V",55,null,"V",55,null,null,null,58,"55-59"]
["D-","AD-0","D-AD-0",49,null,null,"This is \"SL50CODE\"",null,null,"This is \"SL50YES\" and \"SL50YESCHART\"",null,null,null,"W",56,null,"W",56,null,null,null,59,"55-59"]
["D-","AD-1","D-AD-1",50,null,null,"60-0",100,null,"0 Day",0,"0 Months",null,"X",57,null,"X",57,null,null,null,60,"60-64"]
["D-","AD-2","D-AD-2",51,null,null,"90-0",{"$f":"H98+1","v":101},null,"90 Day","90+","3 Months",null,"60-90",58,null,"60-90",58,null,null,null,61,"60-64"]
["D-","AD-3","D-AD-3",52,null,null,"180-0",{"$f":"H99+1","v":102},null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"90-90",59,null,"90-90",59,null,null,null,62,"60-64"]
["D-","xx-1","D-xx-1",53,null,null,"270-0",103,null,"180 Day","180+","6 Months",null,"180-90",60,null,"180-90",60,null,null,null,63,"60-64"]
["D-","xx-2","D-xx-2",54,null,null,"360-0",104,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,"270-90",61,null,"270-90",61,null,null,null,64,"60-64"]
["D-","xx-3","D-xx-3",55,null,null,"60+-0",105,null,"360 Day","360+","12 Months",null,"360-90",62,null,"360-90",62,null,null,null,65,"65-69"]
["E-","PlanA","E-PlanA",56,null,null,"90+-0",106,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"450-90",63,null,"450-90",63,null,null,null,66,"65-69"]
["E-","PlanB","E-PlanB",57,null,null,"180+-0",107,null,null,null,null,null,"540-90",64,null,"540-90",64,null,null,null,67,"65-69"]
["E-","PlanC","E-PlanC",58,null,null,"270+-0",108,null,"This is \"SL50NO\" and \"SL50NOCHART\"",null,null,null,"630-90",65,null,"630-90",65,null,null,null,68,"65-69"]
["E-","AMB-0","E-AMB-0",60,null,null,"360+-0",109,null,"0 Day",0,"0 Months",null,"Y",66,null,"Y",66,null,null,null,69,"65-69"]
["E-","AMB-1","E-AMB-1",61,null,null,"0-0",110,null,"90 Day",90,"3 Months",null,"Z",67,null,"Z",67,null,null,null,70,"70-74"]
["E-","AD-0","E-AD-0",62,null,null,"B",111,null,"90 Day (w/5%)",90,"3 Mos (w/5%)",null,"AA",{"$f":"O108+1","v":68},null,"AA",{"$f":"R108+1","v":68},null,null,null,71,"70-74"]
["E-","AD-1","E-AD-1",63,null,null,"C",112,null,"180 Day",180,"6 Months",null,"BB",69,null,"BB",69,null,null,null,72,"70-74"]
["E-","AD-2","E-AD-2",64,null,null,"D",113,null,"180 Day (w/5%)",180,"6 Mos (w/5%)",null,"CC",70,null,"CC",70,null,null,null,73,"70-74"]
["E-","AD-3","E-AD-3",65,null,null,"60-20",114,null,"360 Day",360,"12 Months",null,"DD",71,null,"DD",71,null,null,null,74,"70-74"]
["E-","xx-1","E-xx-1",68,null,null,"90-20",115,null,"360 Day (w/5%)",360,"12 Mos (w/5%)",null,"60-100",72,null,"60-100",72,null,null,null,75,"75-79"]
["E-","xx-2","E-xx-2",69,null,null,"180-20",116,null,null,null,null,null,"90-100",73,null,"90-100",73,null,null,null,76,"75-79"]
["E-","xx-3","E-xx-3",70,null,null,"270-20",117,null,null,null,null,null,"180-100",74,null,"180-100",74,null,null,null,77,"75-79"]
["F-","PlanA","F-PlanA",71,null,null,"360-20",118,null,"This is \"GTLSTHHCRIT\" and \"GTLSTHHCCRITCHART\"",null,null,null,"270-100",75,null,"270-100",75,null,null,null,78,"75-79"]
["F-","PlanB","F-PlanB",72,null,null,"60+-20",119,null,"No Critical Acc. Rider","CA-0","X",null,"360-100",76,null,"360-100",76,null,null,null,79,"75-79"]
["F-","PlanC","F-PlanC",73,null,null,"90+-20",120,null,"$5K Crit. Acc. (Fem.)","CA-1","X",null,"450-100",77,null,"450-100",77,null,null,null,80,"80-84"]
["F-","AMB-0","F-AMB-0",74,null,null,"180+-20",121,null,"$10K Crit. Acc. (Fem.)","CA-2","X",null,"540-100",78,null,"540-100",78,null,null,null,81,"80-84"]
["F-","AMB-1","F-AMB-1",75,null,null,"270+-20",122,null,"$5K Crit. Acc. (Male)","CA-3","X",null,"630-100",79,null,"630-100",79,null,null,null,82,"80-84"]
["F-","AD-0",{"$f":"CONCATENATE(A121,B121)","v":"F-AD-0"},76,null,null,"360+-20",123,null,"$10K Crit. Acc. (Male)","CA-4","X",null,"EE",80,null,"EE",80,null,null,null,83,"80-84"]
["F-","AD-1","F-AD-1",{"$f":"D121+1","v":77},null,null,"E",124,null,null,null,null,null,"FF",81,null,"FF",81,null,null,null,{"$f":"V121+1","v":84},"80-84"]
["F-","AD-2","F-AD-2",78,null,null,"F",125,null,"This is \"GTLSTHHCDV\" and \"GTLSTHHCDVCHART\"",null,null,null,"GG",82,null,"GG",82]
["F-","AD-3","F-AD-3",79,null,null,"G",126,null,"No Dental/Vis. Rider","DV-0","X",null,"HH",83,null,"HH",83]
["F-","xx-1","F-xx-1",80,null,null,"H",127,null,"$400 Dental/Vision","DV-1","X",null,null,null,null,"0-0",14]
["F-","xx-2","F-xx-2",82,null,null,"60-100",128,null,"$800 Dental/Vision","DV-2","X",null,null,null,null,"0-20",14]
["F-","xx-3","F-xx-3",83,null,null,"90-100",129,null,"$1200 Dental/Vision","DV-3","X",null,null,null,null,"0-30",14]
["G-","PlanA","G-PlanA",84,null,null,"180-100",130,null,null,null,null,null,null,null,null,"0-60",14]
["G-","PlanB","G-PlanB",85,null,null,"270-100",131,null,"This is \"GTLSTHHCAMB\" and \"GTLSTHHCAMBCHART\"",null,null,null,null,null,null,"0-90",14]
["G-","PlanC","G-PlanC",86,null,null,"360-100",132,null,"No Ambulance Rider","AMB-0","X",null,null,null,null,"0-100",14]
["G-","AMB-0","G-AMB-0",87,null,null,"60+-100",133,null,"Ambulance Rider","AMB-1","X",null,null,null,null,"60-0",14]
["G-","AMB-1","G-AMB-1",90,null,null,"90+-100",134,null,null,null,null,null,null,null,null,"90-0",14]
["G-","AD-0","G-AD-0",91,null,null,"180+-100",135,null,"This is \"GTLSTHHCROP\" and \"GTLSTHHCROPCHART\"",null,null,null,null,null,null,"180-0",14]
["G-","AD-1","G-AD-1",92,null,null,"270+-100",136,null,"No Ret. Of Prem. Rider","ROP-0","X",null,null,null,null,"270-0",14]
["G-","AD-2","G-AD-2",93,null,null,"360+-100",137,null,"Ret. Of Premium","ROP-1","X",null,null,null,null,"360-0",14]
["G-","AD-3","G-AD-3",94,null,null,"I",138,null,null,null,null,null,null,null,null,"450-0",14]
["G-","xx-1","G-xx-1",95,null,null,"J",139,null,"This is \"GTLSTHHCMODE\" and \"GTLSTHHCMODECHART\"",null,null,null,null,null,null,"540-0",14]
["G-","xx-2","G-xx-2",96,null,null,"K",140,null,"Annual",1,"X",null,null,null,null,"630-0",14]
["G-","xx-3","G-xx-3",97,null,null,"L",141,null,"Semi-Annual",0.5,"X"]
["H-","PlanA","H-PlanA",98,null,null,"60-60",142,null,"Quarterly",0.25,"X"]
["H-","PlanB","H-PlanB",99,null,null,"90-60",143,null,"Monthly",8.3330000000000001E-2,"X"]
["H-","PlanC","H-PlanC",100,null,null,"180-60",144]
["H-","AMB-0","H-AMB-0",101,null,null,"270-60",145]
["H-","AMB-1","H-AMB-1",102,null,null,"360-60",146]
["H-","AD-0","H-AD-0",104,null,null,"450-60",147]
["H-","AD-1","H-AD-1",105,null,null,"540-60",148]
["H-","AD-2","H-AD-2",106,null,null,"630-60",149]
["H-","AD-3","H-AD-3",107,null,null,"M",150]
["H-","xx-1","H-xx-1",108,null,null,"N",151]
["H-","xx-2","H-xx-2",109,null,null,"O",152]
["I-","xx-3","I-xx-3",112,null,null,"P",153]
["I-","PlanA","I-PlanA",113,null,null,"Q",154]
["I-","PlanB","I-PlanB",114,null,null,"R",155]
["I-","PlanC","I-PlanC",115,null,null,"60-90",156]
["I-","AMB-0","I-AMB-0",116,null,null,"90-90",157]
["I-","AMB-1","I-AMB-1",117,null,null,"180-90",158]
["I-","AD-0","I-AD-0",118,null,null,"270-90",159]
["I-","AD-1","I-AD-1",119,null,null,"360-90",160]
["I-","AD-2","I-AD-2",120,null,null,"450-90",161]
["I-","AD-3","I-AD-3",121,null,null,"540-90",162]
["I-","xx-1","I-xx-1",122,null,null,"630-90",163]
["I-","xx-2","I-xx-2",123,null,null,"S",164]
["I-","xx-3","I-xx-3",124,null,null,"This is \"SLFACCODE\"",165]
["J-","PlanA","J-PlanA",126,null,null,"U",{"$f":"H163+1","v":166}]
["J-","PlanB","J-PlanB",127,null,null,"V",167]
["J-","PlanC","J-PlanC",128,null,null,"W",168]
["J-","AMB-0","J-AMB-0",129,null,null,"X",169]
["J-","AMB-1","J-AMB-1",130,null,null,"60-1000",170]
["J-","AD-0","J-AD-0",131,null,null,"90-1000",171]
["J-","AD-1","J-AD-1",134,null,null,"180-1000",172]
["J-","AD-2","J-AD-2",135,null,null,"270-1000",173]
["J-","AD-3","J-AD-3",136,null,null,"360-1000",174]
["J-","xx-1","J-xx-1",137,null,null,"450-1000",175]
["J-","xx-2","J-xx-2",138,null,null,"540-1000",176]
["J-","xx-3","J-xx-3",139,null,null,"630-1000",177]
["K-","PlanA","K-PlanA",140,null,null,"EE",178]
["K-","PlanB","K-PlanB",141,null,null,"FF",179]
["K-","PlanC","K-PlanC",142,null,null,"GG",180]
["K-","AMB-0","K-AMB-0",143,null,null,"HH",181]
["K-","AMB-1","K-AMB-1",144]
["K-","AD-0","K-AD-0",145]
["K-","AD-1","K-AD-1",146]
["K-","AD-2","K-AD-2",148]
["K-","AD-3","K-AD-3",149]
["K-","xx-1",{"$f":"CONCATENATE(A185,B185)","v":"K-xx-1"},150]
["K-","xx-2","K-xx-2",{"$f":"D185+1","v":151}]
["K-","xx-3","K-xx-3",152]
["L-","PlanA","L-PlanA",153]
["L-","PlanB","L-PlanB",156]
["L-","PlanC","L-PlanC",157]
["L-","AMB-0","L-AMB-0",158]
["L-","AMB-1","L-AMB-1",159]
["L-","AD-0","L-AD-0",160]
["L-","AD-1","L-AD-1",161]
["L-","AD-2","L-AD-2",162]
["L-","AD-3","L-AD-3",163]
["L-","xx-1","L-xx-1",164]
["L-","xx-2","L-xx-2",165]
["L-","xx-3","L-xx-3",166]
["M-","PlanA","M-PlanA",167]
["M-","PlanB","M-PlanB",168]
["M-","PlanC","M-PlanC",170]
["M-","AMB-0","M-AMB-0",171]
["M-","AMB-1","M-AMB-1",172]
["M-","AD-0","M-AD-0",173]
["M-","AD-1","M-AD-1",174]
["M-","AD-2","M-AD-2",175]
["M-","AD-3","M-AD-3",178]
["M-","xx-1","M-xx-1",179]
["M-","xx-2","M-xx-2",180]
["M-","xx-3","M-xx-3",181]
["N-","PlanA","N-PlanA",182]
["N-","PlanB","N-PlanB",183]
["N-","PlanC","N-PlanC",184]
["N-","AMB-0","N-AMB-0",185]
["N-","AMB-1","N-AMB-1",186]
["N-","AD-0","N-AD-0",187]
["N-","AD-1","N-AD-1",188]
["N-","AD-2","N-AD-2",189]
["N-","AD-3","N-AD-3",190]
["N-","xx-1","N-xx-1",192]
["N-","xx-2","N-xx-2",193]
["N-","xx-3","N-xx-3",194]
["O-","PlanA","O-PlanA",195]
["O-","PlanB","O-PlanB",196]
["O-","PlanC","O-PlanC",197]
["O-","AMB-0","O-AMB-0",200]
["O-","AMB-1","O-AMB-1",201]
["O-","AD-0","O-AD-0",202]
["O-","AD-1","O-AD-1",203]
["O-","AD-2","O-AD-2",204]
["O-","AD-3","O-AD-3",205]
["O-","xx-1","O-xx-1",206]
["O-","xx-2","O-xx-2",207]
["O-","xx-3","O-xx-3",208]
["P-","PlanA","P-PlanA",209]
["P-","PlanB","P-PlanB",210]
["P-","PlanC","P-PlanC",211]
["P-","AMB-0","P-AMB-0",212]
["P-","AMB-1","P-AMB-1",214]
["P-","AD-0","P-AD-0",215]
["P-","AD-1","P-AD-1",216]
["P-","AD-2","P-AD-2",217]
["P-","AD-3","P-AD-3",218]
["P-","xx-1","P-xx-1",219]
["P-","xx-2","P-xx-2",222]
["P-","xx-3","P-xx-3",223]
["Q-","PlanA","Q-PlanA",224]
["Q-","PlanB",{"$f":"CONCATENATE(A249,B249)","v":"Q-PlanB"},225]
["Q-","PlanC","Q-PlanC",{"$f":"D249+1","v":226}]
["Q-","AMB-0","Q-AMB-0",227]
["Q-","AMB-1","Q-AMB-1",228]
["Q-","AD-0","Q-AD-0",229]
["Q-","AD-1","Q-AD-1",230]
["Q-","AD-2","Q-AD-2",231]
["Q-","AD-3","Q-AD-3",232]
["Q-","xx-1","Q-xx-1",233]
["Q-","xx-2","Q-xx-2",234]
["Q-","xx-3","Q-xx-3",236]
["R-","PlanA","R-PlanA",237]
["R-","PlanB","R-PlanB",238]
["R-","PlanC","R-PlanC",239]
["R-","AMB-0","R-AMB-0",240]
["R-","AMB-1","R-AMB-1",241]
["R-","AD-0","R-AD-0",244]
["R-","AD-1","R-AD-1",245]
["R-","AD-2","R-AD-2",246]
["R-","AD-3","R-AD-3",247]
["R-","xx-1","R-xx-1",248]
["R-","xx-2","R-xx-2",249]
["R-","xx-3","R-xx-3",250]
["R-","PlanA","R-PlanA",251]
["R-","PlanB","R-PlanB",252]
["R-","PlanC","R-PlanC",253]
["R-","AMB-0","R-AMB-0",254]
["R-","AMB-1","R-AMB-1",255]
["R-","AD-0","R-AD-0",256]
["R-","AD-1","R-AD-1",258]
["R-","AD-2","R-AD-2",259]
["R-","AD-3","R-AD-3",260]
["R-","xx-1","R-xx-1",261]
["R-","xx-2","R-xx-2",262]
["R-","xx-3","R-xx-3",263]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0",{"$f":"CONCATENATE(A313,B313)","v":"R-AD-0"},265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]
["R-","PlanA","R-PlanA",265]
["R-","PlanB","R-PlanB",265]
["R-","PlanC","R-PlanC",265]
["R-","AMB-0","R-AMB-0",265]
["R-","AMB-1","R-AMB-1",265]
["R-","AD-0","R-AD-0",265]
["R-","AD-1","R-AD-1",265]
["R-","AD-2","R-AD-2",265]
["R-","AD-3","R-AD-3",265]
["R-","xx-1","R-xx-1",265]
["R-","xx-2","R-xx-2",265]
["R-","xx-3","R-xx-3",265]

{"sheet":"MedicoTemp","index":19,"n_rows":33,"n_cols":25,"rows_kept":33,"cut":false,"hidden":true,"merged":[[2,17,2,24],[1,17,1,24],[20,0,25,0],[27,0,32,0],[6,0,11,0],[3,2,3,3],[3,5,3,6],[1,8,1,15],[2,8,2,15],[13,0,18,0]]}
[]
[null,null,null,null,null,null,null,null,"MEDICO STC",null,null,null,null,null,null,null,null,"MEDICO STC"]
[null,null,null,null,null,null,null,null,"FULL UNDERWRITING",null,null,null,null,null,null,null,null,"SIMPLIFIED UNDERWRITING"]
[null,null,"AETNA STC",null,null,"GTL STC",null,null,null,"PERCENT",null,"PERCENT",null,"PERCENT",null,"PERCENT",null,null,"PERCENT",null,"PERCENT",null,"PERCENT",null,"PERCENT"]
[null,null,"MARRIED OR SINGLE",null,null,null,null,null,"MARR. W/","OF AETNA1","MARR. W/O","OF AETNA1","SINGLE W/","OF AETNA1","SINGLE W/O","OF AETNA1",null,"MARR. W/","OF AETNA2","MARR. W/O","OF AETNA2","SINGLE W/","OF AETNA2","SINGLE W/O","OF AETNA2"]
["DESCRIPTION","AGE","AETNA1","AETNA2",null,"MARR","SINGLE",null,"MULTI 5%","MARRIED","MULTI 5%","MARRIED","MULTI 5%","SINGLE","MULTI 5%","SINGLE",null,"MULTI 5%","MARRIED","MULTI 5%","MARRIED","MULTI 5%","SINGLE","MULTI 5%","SINGLE"]
["ALL: $200/Day; 360 Day Fac. With 20 Elim; AETNA1=$1200/Wk for 52 Wks; AETNA2=$1050/Wk for 52 Wks.; Medico FULL= $200/Day; 360 Day; 0 Elim; SIMPLE=$150/Day w/ 20 Day Elim.",50,886,834,null,446,493,null,754,{"$f":"I7/C7","v":0.8510158013544018},794,{"$f":"K7/C7","v":0.89616252821670428},838,{"$f":"M7/C7","v":0.94582392776523705},882,{"$f":"O7/C7","v":0.99548532731376971},null,670,{"$f":"R7/D7","v":0.80335731414868106},705,{"$f":"T7/D7","v":0.84532374100719421},745,{"$f":"V7/D7","v":0.89328537170263789},784,{"$f":"X7/D7","v":0.94004796163069548}]
[null,55,981,923,null,503,556,null,832,{"$f":"I8/C8","v":0.84811416921508664},876,{"$f":"K8/C8","v":0.89296636085626913},924,{"$f":"M8/C8","v":0.94189602446483178},973,{"$f":"O8/C8","v":0.99184505606523954},null,738,{"$f":"R8/D8","v":0.79956663055254606},777,{"$f":"T8/D8","v":0.84182015167930657},820,{"$f":"V8/D8","v":0.88840736728060676},864,{"$f":"X8/D8","v":0.93607800650054174}]
[null,60,1274,1201,null,681,754,null,1208,0.94819466248037676,1271,0.99764521193092626,1342,1.053375196232339,1413,1.109105180533752,null,1087,0.90507910074937548,1145,0.9533721898417985,1208,1.0058284762697751,1272,1.0591174021648626]
[null,65,1938,1832,null,1031,1143,null,1730,0.89267285861713108,1821,0.93962848297213619,1922,0.99174406604747167,2023,1.0438596491228069,null,1576,0.86026200873362446,1659,0.90556768558951961,1751,0.95578602620087338,1843,1.0060043668122272]
[null,70,2991,2835,null,1601,1776,null,2613,0.87362086258776328,2751,0.91975927783350053,2903,0.9705784018722835,3056,1.021731862253427,null,2415,0.85185185185185186,2543,0.89700176366843032,2684,0.94673721340388006,2825,0.99647266313932981]
[null,75,4399,4179,null,2472,2744,null,3990,0.90702432370993402,4200,0.9547624460104569,4433,1.0077290293248466,4667,1.0609229370311435,null,3748,0.89686527877482647,3945,0.94400574300071782,4164,0.99641062455132812,4383,1.0488155061019382]
[]
["FAC: FULL & AETNA1=$300/Day; 360 Day Fac. With 20 Elim; FAC: SIMPLIFIED & AETNA2 =$250/Day; 360 Day Fac. With 20 Elim.  HHC IS SAME AS ABOVE.",50,1114,948,null,630,697,null,901,{"$f":"I14/C14","v":0.80879712746858168},948,{"$f":"K14/C14","v":0.85098743267504484},1001,{"$f":"M14/C14","v":0.8985637342908438},1054,{"$f":"O14/C14","v":0.94614003590664275},null,752,{"$f":"R14/D14","v":0.7932489451476793},791,{"$f":"T14/D14","v":0.83438818565400841},835,{"$f":"V14/D14","v":0.88080168776371304},879,{"$f":"X14/D14","v":0.92721518987341767}]
[null,55,1233,1049,null,710,786,null,1000,{"$f":"I15/C15","v":0.81103000811030013},1052,{"$f":"K15/C15","v":0.85320356853203572},1111,{"$f":"M15/C15","v":0.90105433901054344},1169,{"$f":"O15/C15","v":0.94809407948094082},null,831,{"$f":"R15/D15","v":0.79218303145853197},875,{"$f":"T15/D15","v":0.83412774070543372},923,{"$f":"V15/D15","v":0.87988560533841753},972,{"$f":"X15/D15","v":0.92659675881792181}]
[null,60,1609,1368,null,965,1069,null,1477,0.91796146674953383,1555,0.96643878185208199,1641,1.0198881292728403,1727,1.0733374766935986,null,1235,0.90277777777777779,1300,0.95029239766081874,1372,1.0029239766081872,1445,1.0562865497076024]
[null,65,2470,2098,null,1470,1630,null,2142,0.86720647773279347,2255,0.91295546558704455,2380,0.96356275303643724,2506,1.0145748987854251,null,1802,0.8589132507149666,1897,0.90419447092469019,2002,0.95424213536701619,2108,1.0047664442326025]
[null,70,3849,3265,null,2294,2546,null,3273,0.85035074045206549,3445,0.8950376721226293,3637,0.94492075863860747,3828,0.9945440374123149,null,2778,0.85084226646248085,2924,0.89555895865237367,3087,0.9454823889739663,3249,0.99509954058192951]
[null,75,5703,4831,null,3560,3953,null,5049,0.88532351394003161,5314,0.93179028581448364,5610,0.98369279326670178,5905,1.0354199544099596,null,4332,0.89670875595114885,4560,0.94390395363278823,4813,0.99627406334092317,5067,1.0488511695301179]
[]
["FAC ALL=$100/Day; 90 Day Fac. With 20 Elim; HHC IS SAME AS ABOVE.",50,504,452,null,130,142,null,506,{"$f":"I21/C21","v":1.003968253968254},532,{"$f":"K21/C21","v":1.0555555555555556},562,{"$f":"M21/C21","v":1.1150793650793651},591,{"$f":"O21/C21","v":1.1726190476190477},null,394,{"$f":"R21/D21","v":0.87168141592920356},415,{"$f":"T21/D21","v":0.91814159292035402},438,{"$f":"V21/D21","v":0.96902654867256632},461,{"$f":"X21/D21","v":1.0199115044247788}]
[null,55,558,500,null,160,175,null,548,{"$f":"I22/C22","v":0.98207885304659504},577,{"$f":"K22/C22","v":1.0340501792114696},609,{"$f":"M22/C22","v":1.0913978494623655},641,{"$f":"O22/C22","v":1.1487455197132617},null,426,{"$f":"R22/D22","v":0.85199999999999998},448,{"$f":"T22/D22","v":0.89600000000000002},473,{"$f":"V22/D22","v":0.94599999999999995},498,{"$f":"X22/D22","v":0.996}]
[null,60,711,638,null,211,231,null,753,1.0590717299578059,792,1.1139240506329113,836,1.1758087201125176,880,1.2376933895921238,null,587,0.92006269592476486,618,0.96865203761755481,652,1.0219435736677116,687,1.0768025078369905]
[null,65,1045,938,null,304,335,null,1031,0.98660287081339715,1086,1.0392344497607655,1146,1.0966507177033493,1206,1.1540669856459329,null,811,0.8646055437100213,853,0.90938166311300639,901,0.96055437100213215,948,1.0106609808102345]
[null,70,1547,1392,null,450,497,null,1496,0.96703296703296704,1574,1.0174531351001939,1662,1.0743374272786037,1749,1.1305753070458953,null,1188,0.85344827586206895,1250,0.89798850574712641,1320,0.94827586206896552,1389,0.99784482758620685]
[null,75,2207,1988,null,665,736,null,2197,0.9954689623923878,2312,1.0475758948799274,2441,1.1060262800181242,2569,1.1640235613955596,null,1767,0.88883299798792759,1860,0.93561368209255535,1963,0.98742454728370221,2066,1.0392354124748491]
[]
["FAC. ALL: $100/Day; 90 Day With 20 Elim; AETNA1=$750/Wk for 52 Wks ($39K); AETNA2=$600/Wk for 52 Wks ($31.2K).; Medico FULL= $100/Day; 360 Day; 0 Elim ($36K); SIMPLE=$100/Day 360 Day; w/ 20 Day Elim.",50,348,295,null,130,142,null,275,{"$f":"I28/C28","v":0.79022988505747127},290,{"$f":"K28/C28","v":0.83333333333333337},306,{"$f":"M28/C28","v":0.87931034482758619},322,{"$f":"O28/C28","v":0.92528735632183912},null,280,{"$f":"R28/D28","v":0.94915254237288138},294,{"$f":"T28/D28","v":0.99661016949152548},311,{"$f":"V28/D28","v":1.0542372881355933},327,{"$f":"X28/D28","v":1.1084745762711865}]
[null,55,385,327,null,160,175,null,300,{"$f":"I29/C29","v":0.77922077922077926},316,{"$f":"K29/C29","v":0.82077922077922083},333,{"$f":"M29/C29","v":0.86493506493506489},351,{"$f":"O29/C29","v":0.91168831168831166},null,303,{"$f":"R29/D29","v":0.92660550458715596},319,{"$f":"T29/D29","v":0.97553516819571862},336,{"$f":"V29/D29","v":1.0275229357798166},354,{"$f":"X29/D29","v":1.0825688073394495}]
[null,60,491,418,null,211,231,null,418,0.85132382892057024,440,0.89613034623217924,464,0.94501018329938902,489,0.99592668024439923,null,422,1.0095693779904307,444,1.062200956937799,469,1.1220095693779903,493,1.1794258373205742]
[null,65,726,619,null,304,335,null,579,0.7975206611570248,610,0.84022038567493118,644,0.88705234159779611,677,0.93250688705234164,null,587,0.94830371567043614,618,0.99838449111470118,652,1.0533117932148628,686,1.1082390953150243]
[null,70,1081,926,null,450,497,null,849,0.78538390379278444,894,0.82701202590194267,943,0.87234042553191493,994,0.91951896392229415,null,866,0.93520518358531313,912,0.98488120950323976,962,1.0388768898488121,1013,1.0939524838012959]
[null,75,1550,1331,null,665,736,null,1260,0.81290322580645158,1327,0.85612903225806447,1400,0.90322580645161288,1474,0.95096774193548383,null,1297,0.97445529676934639,1365,1.0255447032306537,1441,1.0826446280991735,1517,1.1397445529676935]

{"sheet":"Input3","index":20,"n_rows":131,"n_cols":46,"rows_kept":131,"cut":false,"hidden":true,"merged":[[10,9,10,14],[11,9,11,14],[13,9,13,15],[16,9,16,14],[17,9,18,14],[9,9,9,14],[1,0,1,2],[5,9,5,14],[6,9,6,15],[7,9,7,14],[8,9,8,14]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Glance: $",{"$f":"ROUND('One Insured'!L20,2)","v":2721.86},{"$f":"ROUND('Two Insured'!M21,2)","v":3323.7},null,null,"Below is GTL Recover Cash",null,null,null,"Below is New STC"]
["~ STC Plan Design Input Page ~",null,null,"** IF one of the fillable cells turns RED… go to \"Notes\" tab for explanation.",null,null,null,null,null,null,null,null,null,null,null,null,"Prems:"]
["Agent Name & Contact Info:","Aetna Recovery Care","Aetna Recovery Care","GTL Recover Cash","GTL Recover Cash","NEW STC!","NEW STC!"]
[null,{"$f":"Aetna1!G59","v":1432.6},{"$f":"Aetna1!G60","v":1609.3},{"$f":"GTLRate1!G65","v":661.7},{"$f":"GTLRate1!G66","v":883.9},{"$f":"STCRate1!G96","v":{"$error":"#VALUE!"}},{"$f":"STCRate1!G97","v":{"$error":"#VALUE!"}},"** The NEW STC Rates ",null,null,null,null,null,null,null,null,"above 3K?:",{"$f":"IF(B6=\"LA\",\"OK\",IF(B6=\"SD\",\"OK\",IF(B6=\"KS\",\"OK\",IF(B6=\"MN\",\"OK\",\"NO\"))))","v":"NO"},{"$f":"R4","v":"NO"}]
[null,"1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","are NOT ACCURATE.",null,null,null,null,null,null,null,null,"ST Avail?:",{"$f":"VLOOKUP(B6,AETNASTATECHART,4,0)","v":"YES"},{"$f":"R5","v":"YES"},{"$f":"R5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(D6,GTLSTATECHART,4,0)","v":"YES"},{"$f":"V5","v":"YES"},null,"State Avail?",{"$f":"VLOOKUP(F6,STCSTATECHART,4,0)","v":"YES"},{"$f":"Z5","v":"YES"}]
["State:","GA",{"$f":"IF($B16=\"Yes\",CONCATENATE(Q1,\" \",Aetna1!G61),CONCATENATE(Q1,\" \",B4))","v":"Glance: $ 3041.9"},"IL",{"$f":"IF($D16=\"Yes\",CONCATENATE($Q1,\" \",GTLRate1!G67),CONCATENATE($Q1,\" \",D4))","v":"Glance: $ 1545.6"},"GA",{"$f":"IF($F16=\"Yes\",CONCATENATE($Q1,\" \",STCRate1!G98),CONCATENATE($Q1,\" \",F4))","v":{"$error":"#VALUE!"}},"Just calculations and ",null,null,null,null,null,null,null,null,"State?:",{"$f":"B6","v":"GA"},{"$f":"R6","v":"GA"}]
["First Name:","John","Sally",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},"tables in place, etc.!!",null,null,null,null,null,null,null,null,"1st:",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},null,"Inflate?",{"$f":"VLOOKUP(D11,GTLBIOCHART,2)","v":"A"},{"$f":"VLOOKUP(E11,GTLBIOCHART,2)","v":"A"},null,"Plan/Infl.?",{"$f":"VLOOKUP(F11,STCPLANSCHART,2,FALSE)","v":"D"},{"$f":"VLOOKUP(G11,STCPLANSCHART,2,FALSE)","v":"D"}]
["Last Name:","Prospect","Prospect",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},null,null,null,null,null,null,null,null,null,"Last:",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},null,"Tobacco?",{"$f":"IF($D10=\"No\",1,2)","v":1},{"$f":"IF($E10=\"No\",1,2)","v":1},null,"Tobacco?",{"$f":"IF($F10=\"No\",1,2)","v":1},{"$f":"IF($G10=\"No\",1,2)","v":2}]
["Age:",65,50,50,50,65,60,null,null,null,null,null,null,null,null,null,"Age band:",{"$f":"VLOOKUP(B9,AETNAAGERANGE,2,0)","v":"65-69"},{"$f":"VLOOKUP(C9,AETNAAGERANGE,2,0)","v":"50-54"},null,"Concate:",{"$f":"CONCATENATE(V7,V8)","v":"A1"},{"$f":"CONCATENATE(W7,W8)","v":"A1"},null,"Concate:",{"$f":"CONCATENATE(Z7,Z8)","v":"D1"},{"$f":"CONCATENATE(AA7,AA8)","v":"D2"}]
["Tobacco:","No","No","No","No","No","Yes",null,null,null,null,null,null,null,null,null,"Fac. Elim Days:",{"$f":"VLOOKUP(B14,AETNAELIMCHART,2)","v":0},{"$f":"VLOOKUP(C14,AETNAELIMCHART,2)","v":0},"HHC BELOW"]
["Inflation Choice:","None Avail.","None Avail.","A-0% Inflation","A-0% Inflation","D - No Extend","D - No Extend",null,null,null,null,null,null,null,null,null,"Period Days:",{"$f":"VLOOKUP(B13,AETNAFACCHART,2)","v":360},{"$f":"VLOOKUP(C13,AETNAFACCHART,2)","v":360},{"$f":"VLOOKUP(B18,AETNAHHCSCHART,2)","v":52},{"$f":"VLOOKUP(C18,AETNAHHCSCHART,2)","v":52}]
["Facility Benefit:",170,170,110,110,200,200,null,null,null,null,null,null,null,null,null,"Fac. Factor:",{"$f":"VLOOKUP(B12,AETNAHIBENCHART,2,0)","v":17},{"$f":"VLOOKUP(C12,AETNAHIBENCHART,2,0)","v":17},{"$f":"VLOOKUP(B17,AETHHCBENSCHART,2,FALSE)","v":8},{"$f":"VLOOKUP(C17,AETHHCBENSCHART,2,FALSE)","v":8},null,null,null,"NH?",{"$f":"VLOOKUP(F13,STCFACCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(G13,STCFACCHART,2,FALSE)","v":180}]
["Facility Ben. Period:","360 Day","360 Day","180 Day","180 Day","180 Day","180 Day",null,null,null,null,null,null,null,null,null,"Fac./$10",{"$f":"Aetna1!G52","v":35.950000000000003},{"$f":"Aetna1!G53","v":34.799999999999997},null,"NH?",{"$f":"VLOOKUP(D13,GTLFACCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(E13,GTLFACCHART,2,FALSE)","v":180},null,"Elim?",{"$f":"VLOOKUP(F14,FACEELIMCHART,2,FALSE)","v":90},{"$f":"VLOOKUP(G14,FACEELIMCHART,2,FALSE)","v":90}]
["Facility Elimination:",0,0,0,0,"90 Day","90 Day",null,null,null,null,null,null,null,null,null,"FAC-Match:",{"$f":"CONCATENATE(R11,\"-\",R10)","v":"360-0"},{"$f":"CONCATENATE(S11,\"-\",S10)","v":"360-0"},null,"NH-ELIM:",{"$f":"CONCATENATE(V13,\"-\",D14)","v":"180-0"},{"$f":"CONCATENATE(W13,\"-\",E14)","v":"180-0"},null,"NH-Elim:",{"$f":"CONCATENATE(Z12,\"-\",Z13)","v":"180-90"},{"$f":"CONCATENATE(AA12,\"-\",AA13)","v":"180-90"}]
["Prem. Mode:","Annual","Annual","Annual","Annual","Annual","Annual",null,null,null,null,null,null,null,null,null,"Mode fact:",{"$f":"IF($B$6=\"HI\",VLOOKUP($B$15,MODECHART,3,0),(IF($B$6=\"MN\",VLOOKUP($B$15,MODECHART,3,0),VLOOKUP(B15,MODECHART,2,0))))","v":1},null,null,"ConCate2:",{"$f":"CONCATENATE(V9,\"-\",V14)","v":"A1-180-0"},{"$f":"CONCATENATE(W9,\"-\",W14)","v":"A1-180-0"},null,"ConCate2:",{"$f":"CONCATENATE(Z9,\"-\",Z14)","v":"D1-180-90"},{"$f":"CONCATENATE(AA9,\"-\",AA14)","v":"D2-180-90"}]
["Spouse Also?:","Yes",{"$f":"B16","v":"Yes"},"Yes",{"$f":"D16","v":"Yes"},"Yes",{"$f":"F16","v":"Yes"},null,null,null,null,null,null,null,null,null,"Spouse?",{"$f":"B16","v":"Yes"},null,null,"Spouse?",{"$f":"D16","v":"Yes"},null,null,"Spouse?",{"$f":"F16","v":"Yes"},{"$f":"G16","v":"Yes"}]
["HHC Benefit:","$1,200/Week","$1,200/Week","$75/Visit","$75/Visit",100,100,null,null,null,null,null,null,null,null,null,"HI Factors",{"$f":"VLOOKUP(B20,AETNAHIBENCHART,2)","v":1},{"$f":"VLOOKUP(C20,AETNAHIBENCHART,2)","v":1},null,"HHC Ben?",{"$f":"VLOOKUP(D17,GTLHHCBENSCHART,2,FALSE)","v":3},{"$f":"VLOOKUP(E17,GTLHHCBENSCHART,2,FALSE)","v":3},null,"HHC Elim?",{"$f":"VLOOKUP(F19,HHCELIMCHART,2,FALSE)","v":90},{"$f":"VLOOKUP(G19,HHCELIMCHART,2,FALSE)","v":90}]
["HHC Ben. Period:","52 Weeks","52 Weeks","180 Visits","180 Visits","180 Day","180 Day",null,null,null,null,null,null,null,null,null,"Depend #:",{"$f":"IF(R17=\"Yes\",B18,0)","v":0},null,null,"HHC Visits?",{"$f":"VLOOKUP(D18,GTLHHCCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(E18,GTLHHCCHART,2,FALSE)","v":180},null,"HHC Visits:",{"$f":"VLOOKUP(F18,HHCPERSCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(G18,HHCPERSCHART,2,FALSE)","v":180}]
["HHC Elimination:","0-Day","0-Day",0,0,"90 Day","90 Day",null,null,null,null,null,null,null,null,null,"Dpend Plan:",{"$f":"VLOOKUP(B19,PLANCHART,2,0)","v":{"$error":"#N/A"}},null,null,"HHC-Code:",{"$f":"CONCATENATE(V17,\"-\",V18,\"-\",D19,\"-\",V8)","v":"3-180-0-1"},{"$f":"CONCATENATE(W17,\"-\",W18,\"-\",E19,\"-\",W8)","v":"3-180-0-1"},null,"HHC-Code:",{"$f":"CONCATENATE(Z18,\"-\",Z17)","v":"180-90"},{"$f":"CONCATENATE(AA18,\"-\",AA17)","v":"180-90"}]
["Daily Hospital Ind.:",10,10,"None","None",0,0,null,null,null,null,null,null,null,null,null,"Dpend Period:",{"$f":"IF(R17=\"Yes\",(VLOOKUP(B20,BENPERCHART,2,0)),0)","v":0}]
[null,"Facility Bens","Facility Bens","Facility Bens","Facility Bens","Facility Bens","Facility Bens","New HHC Bens","New HHC Bens",null,null,null,null,null,null,null,"Dep Mos:",{"$f":"IF(R17=\"Yes\",500,0)","v":0}]
[{"$f":"CONCATENATE(\"Ann.Yr/Age\",\" = \",C60)","v":"Ann.Yr/Age = 0-65"},{"$f":"B12","v":170},{"$f":"C12","v":170},110,110,{"$f":"F12*0.5","v":100},{"$f":"G12/2","v":100},{"$f":"F17*0.5","v":50},{"$f":"G17*0.5","v":50},null,null,null,null,null,null,null,"St Code:",{"$f":"VLOOKUP(R6,STATECHART,3,0)","v":"50"},{"$f":"VLOOKUP(S6,STATECHART,3,0)","v":"50"},{"$f":"S22","v":"50"},null,null,null,null,"St Code:",{"$f":"$R$22","v":"50"},{"$f":"$S$22","v":"50"},{"$f":"$T$22","v":"50"},null,null,null,null,"St Code:",{"$f":"$R$22","v":"50"},{"$f":"$S$22","v":"50"},{"$f":"$T$22","v":"50"},null,null,null,null,"St Code:",{"$f":"$R$22","v":"50"},{"$f":"$S$22","v":"50"},{"$f":"$T$22","v":"50"}]
[{"$f":"CONCATENATE(\"Ann.Yr/Age\",\" = \",C61)","v":"Ann.Yr/Age = 1-66"},{"$f":"B22","v":170},{"$f":"C22","v":170},{"$f":"IF(V$7=\"A\",D22,(IF(V$7=\"B\",(D22+(D$22*0.05)),(IF(V$7=\"C\",(D22+(D22*0.05)),\"Check!\")))))","v":110},{"$f":"IF(W$7=\"A\",E22,(IF(W$7=\"B\",(E22+(E$22*0.05)),(IF(W$7=\"C\",(E22+(E22*0.05)),\"Check!\")))))","v":110},{"$f":"F22+(F$12*0.1)","v":120},{"$f":"G22+(G$12*0.1)","v":120},{"$f":"H22+(F$17*0.1)","v":60},{"$f":"I22+(G$17*0.1)","v":60}]
["Ann.Yr/Age = 2-67",{"$f":"B23","v":170},170,{"$f":"IF(V$7=\"A\",D23,(IF(V$7=\"B\",(D23+(D$22*0.05)),(IF(V$7=\"C\",(D23+(D23*0.05)),\"Check!\")))))","v":110},110,{"$f":"F23+(F$12*0.1)","v":140},140,{"$f":"H23+(F$17*0.1)","v":70},70]
["Ann.Yr/Age = 3-68",170,170,110,110,160,160,80,80]
["Ann.Yr/Age = 4-69",170,170,110,110,180,180,90,90]
["Ann.Yr/Age = 5-70",170,170,110,110,200,200,100,100]
["Ann.Yr/Age = 6-71",170,170,110,110,{"$f":"IF(Z$7=\"D\",(F27),(IF(AND(Z$7=\"A\",(NOT(F27=(F$27*2)))),(F27+(F$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(F27=(F$27*1.5)))),(F27+(F$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(F27=(F$27*2)))),(F27+(F$27*0.1)),F27)))))))","v":200},{"$f":"IF(AA$7=\"D\",(G27),(IF(AND(AA$7=\"A\",(NOT(G27=(G$27*2)))),(G27+(G$27*0.05)),(IF(AND(AA$7=\"B\",(NOT(G27=(G$27*1.5)))),(G27+(G$27*0.1)),(IF(AND(AA$7=\"C\",(NOT(G27=(G$27*2)))),(G27+(G$27*0.1)),G27)))))))","v":200},{"$f":"IF(Z$7=\"D\",(H27),(IF(AND(Z$7=\"A\",(NOT(H27=(H$27*2)))),(H27+(H$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(H27=(H$27*1.5)))),(H27+(H$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(H27=(H$27*2)))),(H27+(H$27*0.1)),H27)))))))","v":100},{"$f":"IF(AA$7=\"D\",(I27),(IF(AND(AA$7=\"A\",(NOT(I27=(I$27*2)))),(I27+(I$27*0.05)),(IF(AND(AA$7=\"B\",(NOT(I27=(I$27*1.5)))),(I27+(I$27*0.1)),(IF(AND(AA$7=\"C\",(NOT(I27=(I$27*2)))),(I27+(I$27*0.1)),I27)))))))","v":100}]
["Ann.Yr/Age = 7-72",170,170,110,110,{"$f":"IF(Z$7=\"D\",(F28),(IF(AND(Z$7=\"A\",(NOT(F28=(F$27*2)))),(F28+(F$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(F28=(F$27*1.5)))),(F28+(F$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(F28=(F$27*2)))),(F28+(F$27*0.1)),F28)))))))","v":200},200,{"$f":"IF(Z$7=\"D\",(H28),(IF(AND(Z$7=\"A\",(NOT(H28=(H$27*2)))),(H28+(H$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(H28=(H$27*1.5)))),(H28+(H$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(H28=(H$27*2)))),(H28+(H$27*0.1)),H28)))))))","v":100},100]
["Ann.Yr/Age = 8-73",170,170,110,110,200,200,100,100]
["Ann.Yr/Age = 9-74",170,170,110,110,200,200,100,100]
["Ann.Yr/Age = 10-75",170,170,110,110,200,200,100,100]
["Ann.Yr/Age = 11-76",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Code:",{"$f":"IF(R11=\"D\",\"A\",R11)","v":360},{"$f":"IF(S11=\"D\",\"A\",S11)","v":360},{"$f":"R19","v":{"$error":"#N/A"}},null,null,null,null,"Plan Code:","A","A","A",null,null,null,null,"Plan Code:","B","B","B",null,null,null,null,"Plan Code:","C","C","C"]
["Ann.Yr/Age = 12-77",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Per Code:",{"$f":"R13","v":35.950000000000003},{"$f":"S13","v":34.799999999999997},{"$f":"R20","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0}]
["Ann.Yr/Age = 13-78",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Age Code:",{"$f":"R9","v":"65-69"},{"$f":"S9","v":"50-54"},"D",null,null,null,null,"Age Code:",{"$f":"$R$35","v":"65-69"},{"$f":"$S$35","v":"50-54"},{"$f":"$T$35","v":"D"},null,null,null,null,"Age Code:",{"$f":"$R$35","v":"65-69"},{"$f":"$S$35","v":"50-54"},{"$f":"$T$35","v":"D"},null,null,null,null,"Age Code:",{"$f":"$R$35","v":"65-69"},{"$f":"$S$35","v":"50-54"},{"$f":"$T$35","v":"D"}]
["Ann.Yr/Age = 14-79",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"ConCan:",{"$f":"CONCATENATE(R33,\"-\",R34,\"-\",R35)","v":"360-35.95-65-69"},{"$f":"CONCATENATE(S33,\"-\",S34,\"-\",S35)","v":"360-34.8-50-54"},{"$f":"CONCATENATE(T33,\"-\",T34,\"-\",T35)","v":{"$error":"#N/A"}},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(Z33,\"-\",Z34,\"-\",Z35)","v":"A-35.95-65-69"},{"$f":"CONCATENATE(AA33,\"-\",AA34,\"-\",AA35)","v":"A-34.8-50-54"},{"$f":"CONCATENATE(AB33,\"-\",AB34,\"-\",AB35)","v":"A-0-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AH33,\"-\",AH34,\"-\",AH35)","v":"B-35.95-65-69"},{"$f":"CONCATENATE(AI33,\"-\",AI34,\"-\",AI35)","v":"B-34.8-50-54"},{"$f":"CONCATENATE(AJ33,\"-\",AJ34,\"-\",AJ35)","v":"B-0-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AP33,\"-\",AP34,\"-\",AP35)","v":"C-35.95-65-69"},{"$f":"CONCATENATE(AQ33,\"-\",AQ34,\"-\",AQ35)","v":"C-34.8-50-54"},{"$f":"CONCATENATE(AR33,\"-\",AR34,\"-\",AR35)","v":"C-0-D"}]
["Ann.Yr/Age = 15-80",170,170,110,110,200,200,100,100]
["Ann.Yr/Age = 16-81",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(R$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART50,MATCH(T$12,BENS50,0),FALSE))","v":0},{"$f":"T38*$R$18","v":0},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(Z$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AB38*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AH$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AJ38*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AP$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AR38*$R$18","v":{"$error":"#N/A"}}]
["Ann.Yr/Age = 17-82",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(R$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART55,MATCH(T$12,BENS55,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(Z$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AH$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AP$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 18-83",{"$f":"B39","v":170},170,{"$f":"IF(V$7=\"A\",D39,(IF(V$7=\"B\",(D39+(D$22*0.05)),(IF(V$7=\"C\",(D39+(D39*0.05)),\"Check!\")))))","v":110},110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(R$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART60,MATCH(T$12,BENS60,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(Z$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AH$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AP$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 19-84",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(R$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART65,MATCH(T$12,BENS65,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(Z$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AH$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AP$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 20-85",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(R$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(Z$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AH$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AP$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 21-86",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(R$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(Z$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AH$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AP$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 22-87",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact."]
["Ann.Yr/Age = 23-88",170,170,110,110,{"$f":"IF(Z$7=\"D\",(F44),(IF(AND(Z$7=\"A\",(NOT(F44=(F$27*2)))),(F44+(F$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(F44=(F$27*1.5)))),(F44+(F$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(F44=(F$27*2)))),(F44+(F$27*0.1)),F44)))))))","v":200},200,{"$f":"IF(Z$7=\"D\",(H44),(IF(AND(Z$7=\"A\",(NOT(H44=(H$27*2)))),(H44+(H$27*0.05)),(IF(AND(Z$7=\"B\",(NOT(H44=(H$27*1.5)))),(H44+(H$27*0.1)),(IF(AND(Z$7=\"C\",(NOT(H44=(H$27*2)))),(H44+(H$27*0.1)),H44)))))))","v":100},100,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"R38+IF($B$16=\"Yes\",$S38,0)+IF($B$17=\"Yes\",$U38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",(IF($R$6=\"NJ\",0,(IF($R$6=\"MD\",0,(IF($R$6=\"MN\",0,(IF($R$6=\"TX\",VLOOKUP($R$59,TXROPFACTORS,2,0),(VLOOKUP($R$35,ROPFACTORS,2,0)))))))))),1)","v":1},{"$f":"R45*S45","v":{"$error":"#N/A"}},{"$f":"T45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"Z38+IF($B$16=\"Yes\",$AA38,0)+IF($B$17=\"Yes\",$AC38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"Z45*AA45","v":{"$error":"#N/A"}},{"$f":"AB45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AH38+IF($B$16=\"Yes\",$AI38,0)+IF($B$17=\"Yes\",$AK38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"AH45*AI45","v":{"$error":"#N/A"}},{"$f":"AJ45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AP38+IF($B$16=\"Yes\",$AQ38,0)+IF($B$17=\"Yes\",$AS38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"AP45*AQ45","v":{"$error":"#N/A"}},{"$f":"AR45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1}]
["Ann.Yr/Age = 24-89",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-55:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 25-90",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-60:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 26-91",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-65:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 27-92",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 28-93",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 29-94",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"modal prem",null,null,null,null,null,null,null,"modal prem"]
["Ann.Yr/Age = 30-95",170,170,110,110,200,200,100,100,null,null,null,null,null,"these are new:",null,"Plan Annuals-KY:",{"$f":"VLOOKUP(R$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE))","v":0},{"$f":"T52*$R$18","v":0},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(Z$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AB52*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AH$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AJ52*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AP$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AR52*$R$18","v":{"$error":"#N/A"}}]
["Ann.Yr/Age = 31-96",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(R$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(Z$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AH$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AP$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 32-97",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(R$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(Z$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AH$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AP$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 33-98",170,170,110,110,200,200,100,100,null,null,null,null,null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(R$36,CHARTMN,MATCH(R$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTMN,MATCH(S$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTMN,MATCH(T$12,BENSMN,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(Z$36,CHARTMN,MATCH(R$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTMN,MATCH(S$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-MN:",{"$f":"VLOOKUP(AH$36,CHARTMN,MATCH(R$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTMN,MATCH(S$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-MN",{"$f":"VLOOKUP(AP$36,CHARTMN,MATCH(R$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTMN,MATCH(S$12,BENSMN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
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[68,133,"68-133",118,"68-118",118,"68-118",118,"68-118",133,"68-133",128,"68-128"]
[69,134,"69-134",119,"69-119",119,"69-119",119,"69-119",134,"69-134",129,"69-129"]
[70,135,"70-135",120,"70-120",120,"70-120",120,"70-120",135,"70-135",130,"70-130"]
[71,136,"71-136",121,"71-121",121,"71-121",121,"71-121",136,"71-136",131,"71-131"]

{"sheet":"BUPInput2","index":21,"n_rows":131,"n_cols":46,"rows_kept":131,"cut":false,"hidden":true,"merged":[[13,9,13,15],[16,9,16,14],[17,9,18,14],[1,0,1,2],[7,9,7,14],[8,9,8,14],[9,9,9,14],[10,9,10,14],[11,9,11,14]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Glance: $",{"$f":"ROUND('One Insured'!L20,2)","v":2721.86},{"$f":"ROUND('Two Insured'!M21,2)","v":3323.7},null,null,"Below is GTL Recover Cash",null,null,null,"Below is New SL STC"]
["~ STC Plan Design Input Page ~",null,null,"** IF one of the fillable cells turns RED… go to \"Notes\" tab for explanation.",null,null,null,null,null,null,null,null,null,null,null,null,"Prems:"]
["Agent Name & Contact Info:","Aetna Recovery Care","Aetna Recovery Care","GTL Recover Cash","GTL Recover Cash","StdLife STC!","StdLife STC!","NEW STC2!","NEW STC2!"]
[null,{"$f":"Aetna1!G59","v":1432.6},{"$f":"Aetna1!G60","v":1609.3},{"$f":"GTLRate1!G65","v":661.7},{"$f":"GTLRate1!G66","v":883.9},{"$f":"STCRate1!G96","v":{"$error":"#VALUE!"}},{"$f":"STCRate1!G97","v":{"$error":"#VALUE!"}},{"$f":"STCRate2!G96","v":{"$error":"#REF!"}},{"$f":"STCRate2!G97","v":{"$error":"#REF!"}},null,"** The NEW STC2 Rates ",null,null,null,null,null,"above 3K?:",{"$f":"IF(B6=\"LA\",\"OK\",IF(B6=\"SD\",\"OK\",IF(B6=\"KS\",\"OK\",IF(B6=\"MN\",\"OK\",\"NO\"))))","v":"NO"},{"$f":"R4","v":"NO"}]
[null,"1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:","1st Client:","2nd Client:",null,"are NOT ACCURATE.",null,null,null,null,null,"ST Avail?:",{"$f":"VLOOKUP(B6,AETNASTATECHART,4,0)","v":"YES"},{"$f":"R5","v":"YES"},{"$f":"R5","v":"YES"},"State Avail?",{"$f":"VLOOKUP(D6,GTLSTATECHART,4,0)","v":"YES"},{"$f":"V5","v":"YES"},null,"State Avail?",{"$f":"VLOOKUP(F6,STCSTATECHART,4,0)","v":"YES"},{"$f":"Z5","v":"YES"}]
["State:","GA",{"$f":"IF($B16=\"Yes\",CONCATENATE(Q1,\" \",Aetna1!G61),CONCATENATE(Q1,\" \",B4))","v":"Glance: $ 3041.9"},"GA",{"$f":"IF($D16=\"Yes\",CONCATENATE($Q1,\" \",GTLRate1!G67),CONCATENATE($Q1,\" \",D4))","v":"Glance: $ 1545.6"},"GA",{"$f":"IF($F16=\"Yes\",CONCATENATE($Q1,\" \",STCRate1!G98),CONCATENATE($Q1,\" \",F4))","v":{"$error":"#VALUE!"}},"IA",{"$f":"IF($H16=\"Yes\",CONCATENATE($Q1,\" \",STCRate2!G98),CONCATENATE($Q1,\" \",H4))","v":{"$error":"#REF!"}},null,"Just calculations and ",null,null,null,null,null,"State?:",{"$f":"B6","v":"GA"},{"$f":"R6","v":"GA"}]
["First Name:","John","Sally",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},{"$f":"B7","v":"John"},"Sally","John","Sally",null,"tables in place, etc.!!",null,null,null,null,null,"1st:",{"$f":"B7","v":"John"},{"$f":"C7","v":"Sally"},null,"Inflate?",{"$f":"VLOOKUP(D11,GTLBIOCHART,2)","v":"A"},{"$f":"VLOOKUP(E11,GTLBIOCHART,2)","v":"A"},null,"Plan/Infl.?",{"$f":"VLOOKUP(F11,SLINFLCHART,2,FALSE)","v":"Y"},{"$f":"VLOOKUP(G11,SLINFLCHART,2,FALSE)","v":"N"}]
["Last Name:","Prospect","Prospect",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},"Prospect","Prospect","Prospect","Prospect",null,null,null,null,null,null,null,"Last:",{"$f":"B8","v":"Prospect"},{"$f":"C8","v":"Prospect"},null,"Tobacco?",{"$f":"IF($D10=\"No\",1,2)","v":1},{"$f":"IF($E10=\"No\",1,2)","v":1},null,"Tobacco?",{"$f":"IF($F10=\"No\",1,2)","v":1},{"$f":"IF($G10=\"No\",1,2)","v":1}]
["Age:",55,60,55,60,55,60,65,60,null,null,null,null,null,null,null,"Age band:",{"$f":"VLOOKUP(B9,AETNAAGERANGE,2,0)","v":"55-59"},{"$f":"VLOOKUP(C9,AETNAAGERANGE,2,0)","v":"60-64"},null,"Concate:",{"$f":"CONCATENATE(V7,V8)","v":"A1"},{"$f":"CONCATENATE(W7,W8)","v":"A1"},null,"Concate:",{"$f":"CONCATENATE(Z7,Z8)","v":"Y1"},{"$f":"CONCATENATE(AA7,AA8)","v":"N1"}]
["Tobacco:","No","No","No","No","No","No","No","Yes",null,null,null,null,null,null,null,"Fac. Elim Days:",{"$f":"VLOOKUP(B14,AETNAELIMCHART,2)","v":20},{"$f":"VLOOKUP(C14,AETNAELIMCHART,2)","v":20},"HHC BELOW",null,null,null,null,"FacGrowth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",Z12)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AA12)),\"Y\",\"N\")","v":"N"}]
["Inflation Choice:","None Avail.","None Avail.","A-0% Inflation","A-0% Inflation","5%S on Fast50","0% on Fast50","D - No Extend","D - No Extend",null,null,null,null,null,null,null,"Period Days:",{"$f":"VLOOKUP(B13,AETNAFACCHART,2)","v":360},{"$f":"VLOOKUP(C13,AETNAFACCHART,2)","v":360},{"$f":"VLOOKUP(B18,AETNAHHCSCHART,2)","v":26},{"$f":"VLOOKUP(C18,AETNAHHCSCHART,2)","v":26},null,null,null,"HHC Growth",{"$f":"IF(ISNUMBER(SEARCH(\"+\",Z18)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",AA18)),\"Y\",\"N\")","v":"N"}]
["Facility Benefit:",200,200,200,200,200,200,200,200,null,null,null,null,null,null,null,"Fac. Factor:",{"$f":"VLOOKUP(B12,AETNAHIBENCHART,2,0)","v":20},{"$f":"VLOOKUP(C12,AETNAHIBENCHART,2,0)","v":20},{"$f":"VLOOKUP(B17,AETHHCBENSCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(C17,AETHHCBENSCHART,2,FALSE)","v":4},null,null,null,"NH?",{"$f":"VLOOKUP(F13,SLFACCHART,2,FALSE)","v":"360+"},{"$f":"VLOOKUP(G13,SLFACCHART,2,FALSE)","v":360}]
["Facility Ben. Period:","360 Day","360 Day","360 Day","360 Day","360 Day (w/5%)","360 Day","180 Day","180 Day",null,null,null,null,null,null,null,"Fac./$10",{"$f":"Aetna1!G52","v":35.950000000000003},{"$f":"Aetna1!G53","v":34.799999999999997},null,"NH?",{"$f":"VLOOKUP(D13,GTLFACCHART,2,FALSE)","v":360},{"$f":"VLOOKUP(E13,GTLFACCHART,2,FALSE)","v":360},null,"Elim?",{"$f":"VLOOKUP(F14,SLFACECHART,2,FALSE)","v":20},{"$f":"VLOOKUP(G14,SLFACECHART,2,FALSE)","v":20}]
["Facility Elimination:",20,20,20,20,"20 Day","20 Day","90 Day","90 Day",null,null,null,null,null,null,null,"FAC-Match:",{"$f":"CONCATENATE(R11,\"-\",R10)","v":"360-20"},{"$f":"CONCATENATE(S11,\"-\",S10)","v":"360-20"},null,"NH-ELIM:",{"$f":"CONCATENATE(V13,\"-\",D14)","v":"360-20"},{"$f":"CONCATENATE(W13,\"-\",E14)","v":"360-20"},null,"NH-Elim:",{"$f":"CONCATENATE(Z12,\"-\",Z13)","v":"360+-20"},{"$f":"CONCATENATE(AA12,\"-\",AA13)","v":"360-20"}]
["Prem. Mode:","Annual","Annual","Annual","Annual","Annual","Annual","Annual","Annual",null,null,null,null,null,null,null,"Mode fact:",{"$f":"IF($B$6=\"HI\",VLOOKUP($B$15,MODECHART,3,0),(IF($B$6=\"MN\",VLOOKUP($B$15,MODECHART,3,0),VLOOKUP(B15,MODECHART,2,0))))","v":1},null,null,"ConCate2:",{"$f":"CONCATENATE(V9,\"-\",V14)","v":"A1-360-20"},{"$f":"CONCATENATE(W9,\"-\",W14)","v":"A1-360-20"},null,"ConCate2:",{"$f":"CONCATENATE(Z9,\"-\",Z14)","v":"Y1-360+-20"},{"$f":"CONCATENATE(AA9,\"-\",AA14)","v":"N1-360-20"}]
["Spouse Also?:","Yes",{"$f":"B16","v":"Yes"},"Yes",{"$f":"D16","v":"Yes"},"Yes",{"$f":"F16","v":"Yes"},"Yes",{"$f":"H16","v":"Yes"},null,null,null,null,null,null,null,"Spouse?",{"$f":"B16","v":"Yes"},null,null,"Spouse?",{"$f":"D16","v":"Yes"},null,null,"Spouse?",{"$f":"F16","v":"Yes"},{"$f":"G16","v":"Yes"}]
["HHC Benefit:","$600/Week","$600/Week","$75/Visit","$75/Visit",80,80,100,100,null,null,null,null,null,null,null,"HI Factors",{"$f":"VLOOKUP(B20,AETNAHIBENCHART,2)","v":1},{"$f":"VLOOKUP(C20,AETNAHIBENCHART,2)","v":1},null,"HHC Ben?",{"$f":"VLOOKUP(D17,GTLHHCBENSCHART,2,FALSE)","v":3},{"$f":"VLOOKUP(E17,GTLHHCBENSCHART,2,FALSE)","v":3},null,"HHC Elim?",{"$f":"VLOOKUP(F19,SLHHCECHART,2,FALSE)","v":0},{"$f":"VLOOKUP(G19,SLHHCECHART,2,FALSE)","v":0}]
["HHC Ben. Period:","26 Weeks","26 Weeks","180 Visits","180 Visits","180 Day (w/5%)","180 Day","180 Day","180 Day",null,null,null,null,null,null,null,"Depend #:",{"$f":"IF(R17=\"Yes\",B18,0)","v":0},null,null,"HHC Visits?",{"$f":"VLOOKUP(D18,GTLHHCCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(E18,GTLHHCCHART,2,FALSE)","v":180},null,"HHC Visits:",{"$f":"VLOOKUP(F18,SLHHCCHART,2,FALSE)","v":"180+"},{"$f":"VLOOKUP(G18,SLHHCCHART,2,FALSE)","v":180}]
["HHC Elimination:","0-Day","0-Day",0,0,"Zero Day","Zero Day","90 Day","90 Day",null,null,null,null,null,null,null,"Dpend Plan:",{"$f":"VLOOKUP(B19,PLANCHART,2,0)","v":{"$error":"#N/A"}},null,null,"HHC-Code:",{"$f":"CONCATENATE(V17,\"-\",V18,\"-\",D19,\"-\",V8)","v":"3-180-0-1"},{"$f":"CONCATENATE(W17,\"-\",W18,\"-\",E19,\"-\",W8)","v":"3-180-0-1"},null,"HHC-Code:",{"$f":"CONCATENATE(Z18,\"-\",Z17)","v":"180+-0"},{"$f":"CONCATENATE(AA18,\"-\",AA17)","v":"180-0"}]
["Daily Hospital Ind.:",10,10,"None","None",0,0,0,0,null,null,null,null,null,null,null,"Dpend Period:",{"$f":"IF(R17=\"Yes\",(VLOOKUP(B20,BENPERCHART,2,0)),0)","v":0}]
[null,"Facility Bens","Facility Bens","Facility Bens","Facility Bens","Facility Bens","Facility Bens","New HHC Bens","New HHC Bens",null,null,null,null,null,null,null,"Dep Mos:",{"$f":"IF(R17=\"Yes\",500,0)","v":0},null,null,null,null,null,null,"F50 Yes",{"$f":"VLOOKUP(F$18,SL50YESCHART,2,FALSE)","v":"180+"},{"$f":"VLOOKUP(G$18,SL50YESCHART,2,FALSE)","v":"180+"}]
[{"$f":"CONCATENATE(\"Ann.Yr/Age\",\" = \",C60)","v":"Ann.Yr/Age = 0-55"},{"$f":"B12","v":200},{"$f":"C12","v":200},200,200,{"$f":"F12*0.5","v":100},{"$f":"G12/2","v":100},{"$f":"F17*0.5","v":40},{"$f":"G17*0.5","v":40},null,null,null,null,null,null,null,"St Code:",{"$f":"VLOOKUP(R6,STATECHART,3,0)","v":"50"},{"$f":"VLOOKUP(S6,STATECHART,3,0)","v":"50"},{"$f":"S22","v":"50"},null,null,null,null,"F50 No",{"$f":"VLOOKUP(F$18,SL50NOCHART,2,FALSE)","v":180},{"$f":"VLOOKUP(G$18,SL50NOCHART,2,FALSE)","v":180},{"$f":"$T$22","v":"50"},null,null,null,null,"St Code:",{"$f":"$R$22","v":"50"},{"$f":"$S$22","v":"50"},{"$f":"$T$22","v":"50"},null,null,null,null,"St Code:",{"$f":"$R$22","v":"50"},{"$f":"$S$22","v":"50"},{"$f":"$T$22","v":"50"}]
[{"$f":"CONCATENATE(\"Ann.Yr/Age\",\" = \",C61)","v":"Ann.Yr/Age = 1-56"},{"$f":"B22","v":200},{"$f":"C22","v":200},{"$f":"IF(V$7=\"A\",D22,(IF(V$7=\"B\",(D22+(D$22*0.05)),(IF(V$7=\"C\",(D22+(D22*0.05)),\"Check!\")))))","v":200},{"$f":"IF(W$7=\"A\",E22,(IF(W$7=\"B\",(E22+(E$22*0.05)),(IF(W$7=\"C\",(E22+(E22*0.05)),\"Check!\")))))","v":200},{"$f":"F22+(F$12*0.1)","v":120},{"$f":"G22+(G$12*0.1)","v":120},{"$f":"H22+(F$17*0.1)","v":48},{"$f":"I22+(G$17*0.1)","v":48},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F50-Y-Con",{"$f":"CONCATENATE(Z21,\"-\",Z17)","v":"180+-0"},{"$f":"CONCATENATE(AA21,\"-\",AA17)","v":"180+-0"}]
["Ann.Yr/Age = 2-57",{"$f":"B23","v":200},200,{"$f":"IF(V$7=\"A\",D23,(IF(V$7=\"B\",(D23+(D$22*0.05)),(IF(V$7=\"C\",(D23+(D23*0.05)),\"Check!\")))))","v":200},200,{"$f":"F23+(F$12*0.1)","v":140},140,{"$f":"H23+(F$17*0.1)","v":56},56,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F50-N-Con",{"$f":"CONCATENATE(Z22,\"-\",Z17)","v":"180-0"},{"$f":"CONCATENATE(AA22,\"-\",AA17)","v":"180-0"}]
["Ann.Yr/Age = 3-58",200,200,200,200,160,160,64,64]
["Ann.Yr/Age = 4-59",200,200,200,200,180,180,72,72]
["Ann.Yr/Age = 5-60",200,200,200,200,200,200,80,80]
["Ann.Yr/Age = 6-61",200,200,200,200,{"$f":"IF(Z$10=\"N\",(F27),(F27+($F$27*0.05)))","v":210},{"$f":"IF(AA$10=\"N\",(G27),(G27+($F$27*0.05)))","v":200},{"$f":"IF(Z$11=\"N\",(H27),(H27+($F$27*0.05)))","v":90},{"$f":"IF(AA$11=\"N\",(I27),(I27+($F$27*0.05)))","v":80}]
["Ann.Yr/Age = 7-62",200,200,200,200,{"$f":"IF(Z$10=\"N\",(F28),(F28+($F$27*0.05)))","v":220},{"$f":"IF(AA$7=\"D\",(G28),(IF(AND(AA$7=\"A\",(NOT(G28=(G$27*2)))),(G28+(G$27*0.05)),(IF(AND(AA$7=\"B\",(NOT(G28=(G$27*1.5)))),(G28+(G$27*0.1)),(IF(AND(AA$7=\"C\",(NOT(G28=(G$27*2)))),(G28+(G$27*0.1)),G28)))))))","v":200},{"$f":"IF(Z$11=\"N\",(H28),(H28+($F$27*0.05)))","v":100},80]
["Ann.Yr/Age = 8-63",200,200,200,200,230,200,110,80]
["Ann.Yr/Age = 9-64",200,200,200,200,240,200,120,80]
["Ann.Yr/Age = 10-65",200,200,200,200,250,200,130,80]
["Ann.Yr/Age = 11-66",200,200,200,200,260,200,140,80,null,null,null,null,null,null,null,"Plan Code:",{"$f":"IF(R11=\"D\",\"A\",R11)","v":360},{"$f":"IF(S11=\"D\",\"A\",S11)","v":360},{"$f":"R19","v":{"$error":"#N/A"}},null,null,null,null,"Plan Code:","A","A","A",null,null,null,null,"Plan Code:","B","B","B",null,null,null,null,"Plan Code:","C","C","C"]
["Ann.Yr/Age = 12-67",200,200,200,200,270,200,150,80,null,null,null,null,null,null,null,"Per Code:",{"$f":"R13","v":35.950000000000003},{"$f":"S13","v":34.799999999999997},{"$f":"R20","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0},null,null,null,null,"Per Code:",{"$f":"$R$34","v":35.950000000000003},{"$f":"$S$34","v":34.799999999999997},{"$f":"$T$34","v":0}]
["Ann.Yr/Age = 13-68",200,200,200,200,280,200,160,80,null,null,null,null,null,null,null,"Age Code:",{"$f":"R9","v":"55-59"},{"$f":"S9","v":"60-64"},"D",null,null,null,null,"Age Code:",{"$f":"$R$35","v":"55-59"},{"$f":"$S$35","v":"60-64"},{"$f":"$T$35","v":"D"},null,null,null,null,"Age Code:",{"$f":"$R$35","v":"55-59"},{"$f":"$S$35","v":"60-64"},{"$f":"$T$35","v":"D"},null,null,null,null,"Age Code:",{"$f":"$R$35","v":"55-59"},{"$f":"$S$35","v":"60-64"},{"$f":"$T$35","v":"D"}]
["Ann.Yr/Age = 14-69",200,200,200,200,290,200,170,80,null,null,null,null,null,null,null,"ConCan:",{"$f":"CONCATENATE(R33,\"-\",R34,\"-\",R35)","v":"360-35.95-55-59"},{"$f":"CONCATENATE(S33,\"-\",S34,\"-\",S35)","v":"360-34.8-60-64"},{"$f":"CONCATENATE(T33,\"-\",T34,\"-\",T35)","v":{"$error":"#N/A"}},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(Z33,\"-\",Z34,\"-\",Z35)","v":"A-35.95-55-59"},{"$f":"CONCATENATE(AA33,\"-\",AA34,\"-\",AA35)","v":"A-34.8-60-64"},{"$f":"CONCATENATE(AB33,\"-\",AB34,\"-\",AB35)","v":"A-0-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AH33,\"-\",AH34,\"-\",AH35)","v":"B-35.95-55-59"},{"$f":"CONCATENATE(AI33,\"-\",AI34,\"-\",AI35)","v":"B-34.8-60-64"},{"$f":"CONCATENATE(AJ33,\"-\",AJ34,\"-\",AJ35)","v":"B-0-D"},null,null,null,null,"ConCan:",{"$f":"CONCATENATE(AP33,\"-\",AP34,\"-\",AP35)","v":"C-35.95-55-59"},{"$f":"CONCATENATE(AQ33,\"-\",AQ34,\"-\",AQ35)","v":"C-34.8-60-64"},{"$f":"CONCATENATE(AR33,\"-\",AR34,\"-\",AR35)","v":"C-0-D"}]
["Ann.Yr/Age = 15-70",200,200,200,200,300,200,180,80]
["Ann.Yr/Age = 16-71",200,200,200,200,310,200,190,80,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(R$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART50,MATCH(T$12,BENS50,0),FALSE))","v":0},{"$f":"T38*$R$18","v":0},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(Z$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AB38*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AH$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AJ38*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-50:",{"$f":"VLOOKUP(AP$36,CHART50,MATCH(R$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART50,MATCH(S$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART50,MATCH(T$12,BENS50,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AR38*$R$18","v":{"$error":"#N/A"}}]
["Ann.Yr/Age = 17-72",200,200,200,200,320,200,200,80,null,null,null,null,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(R$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART55,MATCH(T$12,BENS55,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(Z$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AH$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-55:",{"$f":"VLOOKUP(AP$36,CHART55,MATCH(R$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART55,MATCH(S$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART55,MATCH(T$12,BENS55,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 18-73",{"$f":"B39","v":200},200,{"$f":"IF(V$7=\"A\",D39,(IF(V$7=\"B\",(D39+(D$22*0.05)),(IF(V$7=\"C\",(D39+(D39*0.05)),\"Check!\")))))","v":200},200,330,200,210,80,null,null,null,null,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(R$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART60,MATCH(T$12,BENS60,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(Z$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AH$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-60:",{"$f":"VLOOKUP(AP$36,CHART60,MATCH(R$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART60,MATCH(S$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART60,MATCH(T$12,BENS60,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 19-74",200,200,200,200,340,200,220,80,null,null,null,null,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(R$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHART65,MATCH(T$12,BENS65,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(Z$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AH$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-65:",{"$f":"VLOOKUP(AP$36,CHART65,MATCH(R$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHART65,MATCH(S$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHART65,MATCH(T$12,BENS65,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 20-75",200,200,200,200,350,200,230,80,null,null,null,null,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(R$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(Z$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AH$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-SD:",{"$f":"VLOOKUP(AP$36,CHARTSD,MATCH(R$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTSD,MATCH(S$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTSD,MATCH(T$12,BENSSD,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 21-76",200,200,200,200,360,200,240,80,null,null,null,null,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(R$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(Z$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AH$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-IN:",{"$f":"VLOOKUP(AP$36,CHARTIN,MATCH(R$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTIN,MATCH(S$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTIN,MATCH(T$12,BENSIN,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 22-77",200,200,200,200,370,200,250,80,null,null,null,null,null,null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact.",null,null,null,null,"times ROP","new ttl","after $25 fee","modal fact."]
["Ann.Yr/Age = 23-78",200,200,200,200,380,200,{"$f":"IF(Z$11=\"N\",(H44),(H44+($F$27*0.05)))","v":260},80,null,null,null,null,null,null,null,"Plan Annuals-50:",{"$f":"R38+IF($B$16=\"Yes\",$S38,0)+IF($B$17=\"Yes\",$U38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",(IF($R$6=\"NJ\",0,(IF($R$6=\"MD\",0,(IF($R$6=\"MN\",0,(IF($R$6=\"TX\",VLOOKUP($R$59,TXROPFACTORS,2,0),(VLOOKUP($R$35,ROPFACTORS,2,0)))))))))),1)","v":1},{"$f":"R45*S45","v":{"$error":"#N/A"}},{"$f":"T45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"Z38+IF($B$16=\"Yes\",$AA38,0)+IF($B$17=\"Yes\",$AC38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"Z45*AA45","v":{"$error":"#N/A"}},{"$f":"AB45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AH38+IF($B$16=\"Yes\",$AI38,0)+IF($B$17=\"Yes\",$AK38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"AH45*AI45","v":{"$error":"#N/A"}},{"$f":"AJ45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1},null,null,"Plan Annuals-50:",{"$f":"AP38+IF($B$16=\"Yes\",$AQ38,0)+IF($B$17=\"Yes\",$AS38,0)","v":{"$error":"#N/A"}},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$f":"AP45*AQ45","v":{"$error":"#N/A"}},{"$f":"AR45+25","v":{"$error":"#N/A"}},{"$f":"$R$15","v":1}]
["Ann.Yr/Age = 24-79",200,200,200,200,390,200,270,80,null,null,null,null,null,null,null,"Plan Annuals-55:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-55:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 25-80",200,200,200,200,400,200,280,80,null,null,null,null,null,null,null,"Plan Annuals-60:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-60:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 26-81",200,200,200,200,410,200,290,80,null,null,null,null,null,null,null,"Plan Annuals-65:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-65:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 27-82",200,200,200,200,420,200,300,80,null,null,null,null,null,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-SD:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 28-83",200,200,200,200,430,200,310,80,null,null,null,null,null,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},{"$f":"IF($R$14=\"Yes\",VLOOKUP($R$35,ROPFACTORS,2,0),1)","v":1},{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1,null,null,"Plan Annuals-IN:",{"$error":"#N/A"},1,{"$error":"#N/A"},{"$error":"#N/A"},1]
["Ann.Yr/Age = 29-84",200,200,200,200,440,200,320,80,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"modal prem",null,null,null,null,null,null,null,"modal prem"]
["Ann.Yr/Age = 30-85",200,200,200,200,450,200,330,80,null,null,null,null,null,"these are new:",null,"Plan Annuals-KY:",{"$f":"VLOOKUP(R$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE))","v":0},{"$f":"T52*$R$18","v":0},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(Z$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AB52*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AH$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AJ52*$R$18","v":{"$error":"#N/A"}},null,null,null,"Plan Annuals-KY:",{"$f":"VLOOKUP(AP$36,CHARTKY,MATCH(R$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTKY,MATCH(S$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTKY,MATCH(T$12,BENSKY,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"AR52*$R$18","v":{"$error":"#N/A"}}]
["Ann.Yr/Age = 31-86",200,200,200,200,460,200,340,80,null,null,null,null,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(R$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(Z$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AH$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-KS-LA:",{"$f":"VLOOKUP(AP$36,CHARTKS,MATCH(R$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTKS,MATCH(S$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTKS,MATCH(T$12,BENSKS,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
["Ann.Yr/Age = 32-87",200,200,200,200,470,200,350,80,null,null,null,null,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(R$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(S$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"IF($T$34=0,0,VLOOKUP(T$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE))","v":0},0,null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(Z$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AA$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AB$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AH$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AI$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AJ$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"},null,null,null,"Plan Annuals-HI:",{"$f":"VLOOKUP(AP$36,CHARTHI,MATCH(R$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AQ$36,CHARTHI,MATCH(S$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(AR$36,CHARTHI,MATCH(T$12,BENSHI,0),FALSE)","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
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[58,113,"58-113",118,"58-118",113,"58-113",118,"58-118",113,"58-113",118,"58-118"]
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[null,"GTL Critical Care Protection Overview",null,null,null,null,null,null,null,null,null,null,null,"Period",{"$f":"Input!L13","v":24},null,"Agent:",{"$f":"Input!B3","v":"GoldenCare"}]
[null,"Underwritten by Guarantee Trust Life Insurance Company",null,null,null,null,null,null,null,null,null,null,null,"HHC",{"$f":"Input!L12","v":2500},null,"Contact:",{"$f":"Input!C3","v":"800-842-7799"}]
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[null,null,"Allows for potential of multiple claims over the life of the policy.  See the Critical Care sales brochure for details.",null,null,null,{"$f":"O5","v":360000},null,null,null,{"$f":"CONCATENATE(\"Total \",$O$11,\" Premium*:\")","v":"Total Annual Premium*:"},{"$f":"SUM(L10:L18)","v":2721.86},null,"ROP2:",{"$f":"IF(O19=0,0,O19-1)","v":0}]
[null,null,null,null,null,null,null,null,"*Premiums may be slightly off due to rounding.",null,null,null,null,"Policy Fee:",{"$f":"IF(O6=\"KY\",0,25)","v":25}]
[null,null,null,null,{"$f":"$O$2","v":2500},null,null,{"$f":"O4","v":5000},null,null,{"$f":"IF(Input!D16=\"Yes\",\"Plan A:\",\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",R28,\"\")","v":""},null,"No. Dep",{"$f":"Input!B18","v":1}]
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[null,null,null,null,"HOME",null,null,"NURSING HOME",null,null,{"$f":"IF(Input!D16=\"Yes\",\"Plan C:\",\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",R34,\"\")","v":""},null,"Dep Per",{"$f":"Input!B20","v":"18 Months"}]
[null,null,null,null,null,null,null,{"$f":"IF(AND($L$3=\"HI\",$D$15>6),\"(Hawaii NH = 11 Mos. Max./Claim)\",\"\")","v":""}]
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[null,null,null,null,null,null,"Per Month At",null,null,null,null,null,null,"A-Tob Prem"]
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[null,null,{"$f":"IF(L3=\"MN\",\"MINNESOTA POLICIES PAY DOUBLE THE MONTHLY BENEFIT SHOWN FOR FIRST MONTH OF CLAIM.\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,"B-Tob Prem"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,"C-Tob Prem"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"C-Mode Prem",{"$f":"'Two Insured'!P34","v":1408.3},null,{"$f":"Q31","v":19.96},{"$f":"ROUND(((O34+Q34)*$O$19)+($O$21*$O$15),2)","v":1453.26}]
[]
[]
[null,null,"*Please refer to a Critical Care sales brochure for a complete description of the plan benefits, including exclusions and limitations."]
[]
[null,null,"Form: CCRATE14-07 (R 02/15)"]

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[null,null,{"$f":"CONCATENATE(Q7,\" \",Q8)","v":"Sally Prospect"},"Age:",{"$f":"$Q$9","v":55},{"$f":"IF($Q$12=\"Yes\",\"(Tobacco)\",\"\")","v":""},null,"Prem. Mode:",{"$f":"$P$11","v":"Annual"},null,"Contact Info:",{"$f":"$T$2","v":"800-842-7799"},null,null,"NH",{"$f":"IF(Input!L4=\"OK\",$P$2,($P$2*2))","v":5000},{"$f":"IF(Input!M4=\"OK\",$Q$2,($Q$2*2))","v":4000}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"First",{"$f":"Input!B7","v":"John"},{"$f":"Input!C7","v":"Sally"}]
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[null,"Covers:",{"$f":"IF(OR($P$14=\"A\",$P$14=\"B\"),\"Cancer\",\"Heart Attack\")","v":"Cancer"},{"$f":"IF(OR($P$14=\"A\",$P$14=\"B\"),$P$1,3)","v":24},"Months",null,null,null,null,null,null,{"$f":"CONCATENATE($P$11,\" Premium\",\" (\",P$7,\"):\")","v":"Annual Premium (John):"},{"$f":"P18","v":2676.9},null,"State",{"$f":"Input!B6","v":"OH"},{"$f":"Input!C6","v":"Premium Glance: $ 3323.7"}]
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[null,null,{"$f":"IF($P$14=\"A\",\"Heart Attack\",IF($P$14=\"B\",\"Alzheimer's Disease\",\"Stroke\"))","v":"Heart Attack"},{"$f":"IF($P$14=\"A\",3,IF($P$14=\"B\",$P$1,$P$1))","v":3},"Months",null,null,"Lifetime",null,null,null,null,null,null,"Tobacco:",{"$f":"Input!B10","v":"No"},{"$f":"Input!C10","v":"No"}]
[null,null,{"$f":"IF($P$14=\"A\",\"Coronary Artery Bypass\",IF($P$14=\"B\",\"Kidney Failure\",\"Alzheimer's Disease\"))","v":"Coronary Artery Bypass"},{"$f":"IF($P$14=\"A\",2,IF($P$14=\"B\",$P$1,$P$1))","v":2},"Months",null,null,"Benefit",null,null,null,{"$f":"CONCATENATE($P$11,\" Premium\",\" (\",Q$7,\"):\")","v":"Annual Premium (Sally):"},{"$f":"Q18","v":601.84},null,"Plan:",{"$f":"Input!B11","v":"Plan A - Critical Care"},{"$f":"Input!C11","v":"Plan B - Cancer Care+"},{"$f":"Input!B19","v":"Plan A - Critical Care"}]
[null,null,{"$f":"IF($P$14=\"A\",\"Stroke\",IF($P$14=\"B\",\"Major Organ Transplant\",\"Kidney Failure\"))","v":"Stroke"},{"$f":"IF($P$14=\"A\",$P$1,IF($P$14=\"B\",$P$1,$P$1))","v":24},"Months",null,null,{"$f":"CONCATENATE(\"(\",$P$7,\")\")","v":"(John)"},null,null,null,{"$f":"CONCATENATE(\"(\",$C$23,\")\")","v":"(Plan B - Cancer Care+ - 12 Months)"},null,null,"Plan Code:",{"$f":"Input!L11","v":"A"},{"$f":"Input!M11","v":"B"},{"$f":"Input!N11","v":"A"}]
[null,null,{"$f":"IF($P$14=\"A\",\"Alzheimer's Disease\",IF($P$14=\"B\",\"Paralysis\",\"Major Organ Transplant\"))","v":"Alzheimer's Disease"},{"$f":"IF($P$14=\"A\",$P$1,IF($P$14=\"B\",$P$1,$P$1))","v":24},"Months",null,null,{"$f":"$P$5","v":360000},null,null,null,null,null,null,"Mode Fact.",{"$f":"Input!L15","v":1},{"$f":"P15","v":1},{"$f":"Q15","v":1}]
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[null,null,{"$f":"IF($P$14=\"A\",\"Major Organ Transplant\",IF($P$14=\"B\",\"\",\"Coma\"))","v":"Major Organ Transplant"},{"$f":"IF($P$14=\"A\",$P$1,IF($P$14=\"B\",\"\",3))","v":24},{"$f":"IF($P$14=\"A\",\"Months\",IF($P$14=\"B\",\"\",\"Months\"))","v":"Months"},{"$f":"$P$2","v":2500},null,null,null,{"$f":"$P$4","v":5000},null,{"$f":"IF(Input!B17=\"Yes\",CONCATENATE(\"(\",$P$22,\" - \",$P$23,\" - \",$P$24,\")\"),\"\")","v":"(1 - Plan A - Critical Care - 18 Months)"},null,null,"Tob. Ann:",{"$f":"IF(P$12=\"Yes\",(P$16*1.5),P$16)","v":2676.9},{"$f":"IF(Q$12=\"Yes\",(Q$16*1.5),Q$16)","v":601.84}]
[null,null,{"$f":"IF($P$14=\"A\",\"Paralysis\",IF($P$14=\"B\",\"\",\"\"))","v":"Paralysis"},{"$f":"IF($P$14=\"A\",$P$1,IF($P$14=\"B\",\"\",\"\"))","v":24},{"$f":"IF($P$14=\"A\",\"Months\",IF($P$14=\"B\",\"\",\"\"))","v":"Months"},"Per Month At",null,null,null,"Per Month At",null,null,null,null,"Mode Pre:",{"$f":"P17*P15","v":2676.9},{"$f":"Q17*Q15","v":601.84},{"$f":"R16*R15","v":19.96}]
[null,null,{"$f":"IF($P$14=\"A\",\"Coma\",IF($P$14=\"B\",\"\",\"\"))","v":"Coma"},{"$f":"IF($P$14=\"A\",3,IF($P$14=\"B\",\"\",\"\"))","v":3},{"$f":"IF($P$14=\"A\",\"Months\",IF($P$14=\"B\",\"\",\"\"))","v":"Months"},"Home",null,{"$f":"$P$3","v":3750},null,"Nursing Home",null,{"$f":"IF($P$20=0,\"\",IF(Input!B17=\"Yes\",\"Return of Premium:\",\"\"))","v":""},{"$f":"IF($P$20=0,\"\",IF(Input!B17=\"Yes\",((M10+M13+M16)*$P$20),\"\"))","v":""},null,"ROP Fact:",{"$f":"Input!$M$35","v":1},{"$f":"Input!$M$35","v":1}]
[null,null,"Allows for potential of multiple claims over the life of the policy.  See the Critical Care sales brochure for details.",null,null,null,null,"Per Month At",null,{"$f":"IF(AND($M$3=\"HI\",$P$1>6),\"*In Hawaii, ALF & NH is Max. 11 Mos./Claim.\",\"\")","v":""},null,{"$f":"IF(P10=\"IN\",\"One-Time $25 Policy Fee:\",IF(P10=\"KY\",\"KY Has No Policy Fee:\",\"$25 Policy Fee:\"))","v":"$25 Policy Fee:"},{"$f":"IF(P10=\"KY\",0,25*P$15)","v":25},null,"ROP2:",{"$f":"IF(P19=0,0,P19-1)","v":0},{"$f":"IF(Q19=0,0,Q19-1)","v":0}]
[null,null,null,null,null,null,null,"Assisted Living",null,null,null,{"$f":"CONCATENATE(\"Total \",$P$11,\" Premium*:\")","v":"Total Annual Premium*:"},{"$f":"ROUND((SUM(M10:M20)),2)","v":3323.7},null,"Pol Fee:",{"$f":"IF(P6=\"KY\",0,25)","v":25}]
[null,null,null,null,null,null,null,null,null,null,null,"*Premiums may be slightly off due to rounding.",null,null,"No. Dep",{"$f":"Input!B18","v":1}]
[null,{"$f":"CONCATENATE(Q$7,\":\")","v":"Sally:"},{"$f":"CONCATENATE(Q$13,\" - \",Q$1,\" Months\")","v":"Plan B - Cancer Care+ - 12 Months"},null,null,null,null,null,null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",\"1st & 2nd Client Plan Combinations & Premiums\",\"\")","v":""},null,null,"Dep plan",{"$f":"Input!B19","v":"Plan A - Critical Care"}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan A & \",Q$7,\" Plan A =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T26,2),\"\")","v":""},null,"Dep Per",{"$f":"Input!B20","v":"18 Months"}]
[null,"Covers:",{"$f":"IF(OR($Q$14=\"A\",$Q$14=\"B\"),\"Cancer\",\"Heart Attack\")","v":"Cancer"},{"$f":"IF(OR($Q$14=\"A\",$Q$14=\"B\"),$Q$1,3)","v":12},"Months",null,null,null,null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan A & \",Q$7,\" Plan B =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T27,2),\"\")","v":""}]
[null,null,{"$f":"IF(OR($Q$14=\"A\",$Q$14=\"B\"),\"Cancer-In-Situ\",\"Coronary Artery Bypass\")","v":"Cancer-In-Situ"},{"$f":"IF(OR($Q$14=\"A\",$Q$14=\"B\"),3,2)","v":3},"Months",null,null,null,null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan A & \",Q$7,\" Plan C =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T28,2),\"\")","v":""},null,"A-Ann Prem",{"$f":"VLOOKUP($P$6,FIRSTANNPREM,10,0)","v":2676.9},{"$f":"VLOOKUP($P$6,FIRSTANNPREM,11,0)","v":884.88},{"$f":"R16","v":19.96},null,{"$f":"ROUND((((P28+Q28+R$28)*$P$19)+($P$21*$P$15)),2)","v":3606.74},"A-A"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Heart Attack\",IF($Q$14=\"B\",\"Alzheimer's Disease\",\"Stroke\"))","v":"Alzheimer's Disease"},{"$f":"IF($Q$14=\"A\",3,IF($Q$14=\"B\",$Q$1,$Q$1))","v":12},"Months",null,null,"Lifetime",null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan B & \",Q$7,\" Plan A =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T29,2),\"\")","v":""},null,"A-Tob Prem",{"$f":"IF(P$12=\"Yes\",(P$26*1.5),P$26)","v":2676.9},{"$f":"IF(Q$12=\"Yes\",(Q$26*1.5),Q$26)","v":884.88},null,null,{"$f":"ROUND((((P28+Q31+R$28)*$P$19)+($P$21*$P$15)),2)","v":3323.7},"A-B"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Coronary Artery Bypass\",IF($Q$14=\"B\",\"Kidney Failure\",\"Alzheimer's Disease\"))","v":"Kidney Failure"},{"$f":"IF($Q$14=\"A\",2,IF($Q$14=\"B\",$Q$1,$Q$1))","v":12},"Months",null,null,"Benefit",null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan B & \",Q$7,\" Plan B =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T30,2),\"\")","v":""},null,"A-Mode Prem",{"$f":"P27*P$15","v":2676.9},{"$f":"Q27*Q$15","v":884.88},{"$f":"R26*R$15","v":19.96},{"$f":"ROUND((((P28+Q28+R28)*$P$19)+(25*$P$15)),2)","v":3606.74},{"$f":"ROUND((((P28+Q34+R$28)*$P$19)+($P$21*$P$15)),2)","v":3155.14},"A-C"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Stroke\",IF($Q$14=\"B\",\"Major Organ Transplant\",\"Kidney Failure\"))","v":"Major Organ Transplant"},{"$f":"IF($Q$14=\"A\",$Q$1,IF($Q$14=\"B\",$Q$1,$Q$1))","v":12},"Months",null,null,{"$f":"CONCATENATE(\"(\",$Q$7,\")\")","v":"(Sally)"},null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan B & \",Q$7,\" Plan C =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T31,2),\"\")","v":""},null,"B-Ann Prem",{"$f":"VLOOKUP($P$6,FIRSTANNPREM,18,0)","v":1797.9},{"$f":"VLOOKUP($P$6,FIRSTANNPREM,19,0)","v":601.84},{"$f":"R16","v":19.96},null,{"$f":"ROUND((((P31+Q28+R$28)*$P$19)+($P$21*$P$15)),2)","v":2727.74},"B-A"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Alzheimer's Disease\",IF($Q$14=\"B\",\"Paralysis\",\"Major Organ Transplant\"))","v":"Paralysis"},{"$f":"IF($Q$14=\"A\",$Q$1,IF($Q$14=\"B\",$Q$1,$Q$1))","v":12},"Months",null,null,{"$f":"$Q$5","v":144000},null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan C & \",Q$7,\" Plan A =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T32,2),\"\")","v":""},null,"B-Tob Prem",{"$f":"IF(P$12=\"Yes\",(P29*1.5),P29)","v":1797.9},{"$f":"IF(Q$12=\"Yes\",(Q29*1.5),Q29)","v":601.84},null,null,{"$f":"ROUND((((P31+Q31+R$28)*$P$19)+($P$21*$P$15)),2)","v":2444.6999999999998},"B-B"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Kidney Failure\",IF($Q$14=\"B\",\"Coma\",\"Paralysis\"))","v":"Coma"},{"$f":"IF($Q$14=\"A\",$Q$1,IF($Q$14=\"B\",3,$Q$1))","v":3},"Months",null,null,null,null,null,null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan C & \",Q$7,\" Plan B =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T33,2),\"\")","v":""},null,"B-Mode Prem",{"$f":"P30*P$15","v":1797.9},{"$f":"Q30*Q$15","v":601.84},{"$f":"R29*R$15","v":19.96},{"$f":"ROUND((((P31+Q31+R31)*$P$19)+(25*$P$15)),2)","v":2444.6999999999998},{"$f":"ROUND((((P31+Q34+R$28)*$P$19)+($P$21*$P$15)),2)","v":2276.14},"B-C"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Major Organ Transplant\",IF($Q$14=\"B\",\"\",\"Coma\"))","v":""},{"$f":"IF($Q$14=\"A\",$Q$1,IF($Q$14=\"B\",\"\",3))","v":""},{"$f":"IF($Q$14=\"A\",\"Months\",IF($Q$14=\"B\",\"\",\"Months\"))","v":""},{"$f":"$Q$2","v":2000},null,null,null,{"$f":"$Q$4","v":4000},null,{"$f":"IF(Input!$D$16=\"Yes\",CONCATENATE(P$7,\" Plan C & \",Q$7,\" Plan C =\"),\"\")","v":""},{"$f":"IF(Input!$D$16=\"Yes\",ROUND(T34,2),\"\")","v":""},null,"C-Ann Prem",{"$f":"VLOOKUP($P$6,FIRSTANNPREM,26,0)","v":1408.3},{"$f":"VLOOKUP($P$6,FIRSTANNPREM,27,0)","v":433.28},{"$f":"R16","v":19.96},null,{"$f":"ROUND((((P34+Q28+R$28)*$P$19)+($P$21*$P$15)),2)","v":2338.14},"C-A"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Paralysis\",IF($Q$14=\"B\",\"\",\"\"))","v":""},{"$f":"IF($Q$14=\"A\",$Q$1,IF($Q$14=\"B\",\"\",\"\"))","v":""},{"$f":"IF($Q$14=\"A\",\"Months\",IF($Q$14=\"B\",\"\",\"\"))","v":""},"Per Month At",null,null,null,"Per Month At",null,null,null,null,"C-Tob Prem",{"$f":"IF(P$12=\"Yes\",(P32*1.5),P32)","v":1408.3},{"$f":"IF(Q$12=\"Yes\",(Q32*1.5),Q32)","v":433.28},null,null,{"$f":"ROUND((((P34+Q31+R$28)*$P$19)+($P$21*$P$15)),2)","v":2055.1},"C-B"]
[null,null,{"$f":"IF($Q$14=\"A\",\"Coma\",IF($Q$14=\"B\",\"\",\"\"))","v":""},{"$f":"IF($Q$14=\"A\",3,IF($Q$14=\"B\",\"\",\"\"))","v":""},{"$f":"IF($Q$14=\"A\",\"Months\",IF($Q$14=\"B\",\"\",\"\"))","v":""},"Home",null,{"$f":"$Q$3","v":3000},null,"Nursing Home",null,null,null,null,"C-Mode Prem",{"$f":"P33*P$15","v":1408.3},{"$f":"Q33*Q$15","v":433.28},{"$f":"R32*R$15","v":19.96},{"$f":"ROUND((((P34+Q34+R34)*$P$19)+(25*$P$15)),2)","v":1886.54},{"$f":"ROUND((((P34+Q34+R$28)*$P$19)+($P$21*$P$15)),2)","v":1886.54},"C-C"]
[null,null,"Allows for potential of multiple claims over the life of the policy.  See the Critical Care sales brochure for details.",null,null,null,null,"Per Month At",null,{"$f":"IF(AND($M$3=\"HI\",$P$1>6),\"*In Hawaii, ALF & NH is Max. 11 Mos./Claim.\",\"\")","v":""},null,null,null,null,null,{"$f":"IF(Input!$D$16=\"No\",1,2)","v":1}]
[null,null,null,null,null,null,null,"Assisted Living"]
[]
[]
[null,null,"*Please refer to a Critical Care sales brochure for a complete description of the plan benefits, including exclusions and limitations."]
[]
[null,null,"Form: CCRATE14-07 (R 02/15)"]

{"sheet":"STC-Design","index":24,"n_rows":93,"n_cols":30,"rows_kept":93,"cut":false,"hidden":true,"merged":[[71,1,71,3],[61,1,61,3],[63,1,63,3],[65,1,65,3],[67,1,67,3],[69,1,69,3],[59,1,59,3],[57,1,57,3],[3,2,3,30],[39,1,39,3],[41,1,41,3],[43,1,43,3],[55,1,55,3],[45,1,45,3],[47,1,47,3],[49,1,49,3],[51,1,51,3],[53,1,53,3]]}
[null,null,"*NOTE:  This only looks confusing, because it represents all 3 potential overall plan designs… and includes the red cut-off for underwriting and/or age issues."]
[null,null,null,null,"Because easy-UW is paramount, I'm intrigued by Mike Johnson's (green-dotted) 5% Simple- until 2x Base.  Same fast growth to year five, then 5% simple.  (Less carrier risk.)"]
[]
[null,null,"SureCareTM … With you every step of the way… While rewarding you for planning ahead!"]
[]
[null,null,"Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year"]
[null,null,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28]
[]
[]
[null,null,null,null,null,null,null,"This",null,null,null,null,null,null,null,null,null,2,2,2,2,2,"-------> (if we go w/ \"Plan C\")"]
[null,null,null,null,null,null,null,"is",null,null,null,null,null,null,null,null,1.9]
[null,null,null,null,null,null,null,"the",null,null,null,null,null,null,null,1.8]
[null,null,null,null,null,null,null,"BASE",null,null,null,null,null,null,1.7,null,null,null,null,null,null,null,null,null,null,"(If we go w/ \"Plan A\" - 5% Simple till 2x Base)"]
[null,null,null,null,null,null,null,"Benefit",null,null,null,null,null,1.6]
[null,null,null,null,null,null,null,"Amount*",null,null,null,null,1.5,1.5,1.5,1.5,1.5,1.5,1.5,1.5,1.5,1.5,"--------------------------------------------> (If we go w/ \"Plan B\")"]
[null,null,null,null,null,null,null,null,null,null,null,1.4]
[null,null,null,null,null,null,null,null,null,null,1.3]
[null,null,null,null,null,null,null,null,null,1.2]
[null,null,null,null,null,null,null,null,1.1000000000000001]
[null,null,null,null,null,null,null,1,1,1,1,1,1,1,1,1,1,1,1,"-----------> (If \"Yes\" in Part B Underwriting Questions… or if above a certain Age maybe??)"]
[null,null,null,null,null,null,0.9]
[null,null,null,null,null,0.8]
[null,null,null,null,0.7]
[null,null,null,0.6]
[null,null,0.5,null,null,null,"* Plan starts with a Facility BASE Benefit Amount.  Home Health Care is a rider with ability to have different HHC BASE Benefit Amount.  Both have any claims in first 5 years"]
[null,null,null,null,null,null,null,"lock-in claim pay at graded levels to protect carrier due to near-guaranteed issue."]
[]
[]
[]
[null,null,"PLAN DETAILS & NOTES (as with other plans we've designed in past, would like to FILE in modules… and ultimately market as all are comfortable with):"]
[]
[null,null,"Potential Overall Plan Concepts (we would choose one to market… all start with 50% BASE, increasing to 100% on 5th anniversary… HHC rider too):"]
[null,null,null,"Plan A:","5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)"]
[null,null,null,"Plan B:","Same 10% of BASE growth continues on 6th anniversary and ending/leveling at 150% BASE (10th Ann. - less overall growth, but plan A takes until 15th Ann. to hit)"]
[null,null,null,"Plan C:","Same 10% of BASE growth continues on 6th anniversary and ending/leveling at 200% BASE (15th Ann. - most aggressive, Plan A takes until 25th Ann. to hit)"]
[null,null,null,"Note:","BASE Plan is always first 5 years format.  The option we choose to market above, would be avail. as an extension (rider) if desired to keep premiums flex."]
[null,null,null,null,"Again, if Part B UW issues (or certain age?), the A, B or C option we choose to market above would not be available (to further protect integrity of the plan)."]
[null,null,null,null,"Because near-guaranteed is so impt., we could even limit daily bens, periods, and increase Elim's if Part B UW issues (if necessary for integrity of plan)."]
[]
[null,"Age Range:",null,null,"18-89 (I say file for all - in case worksite potentials);"]
[]
[null,"Facility Base:",null,null,"$10 - $300"]
[]
[null,"Facility Periods:",null,null,"60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If poss.?)"]
[]
[null,"Facility Elim's:",null,null,"0, 20, 30, 60, 90, 100 "]
[]
[null,"HHC Rider Base:",null,null,"$0 - $300 (but, may have to lower max. a bit… unless we just charge a lot more for higher amounts?)"]
[]
[null,"HHC Periods:",null,null,"0, 60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If possible?)"]
[]
[null,"HHC Elim's:",null,null,"0, 20, 30, 60, 90 (we should discuss off-setting)"]
[]
[null,"Built-In FAST-50TM:",null,null,"If triggers hit, one can get first-day cash at 50% of benefit level available (elims handled like MoO LTCi… may save the carrier some HHC payouts?"]
[]
[null,"Lifetime Max.:",null,null,"Lifetime Max. of 2x for each of Facility and HHC (180 days out of care need)."]
[]
[null,"Built-in Rx Benefit:",null,null,"Formatted very simply like GTL HHC ($10 generic, $25 brand). Nice fit for NH pharmacies and breakage too)"]
[]
[null,"Built-in Bed  Reserve:",null,null,"Max. 10 Days if in facility, need hospital, return facility (Lifetime Max. 20 days)"]
[]
[null,"Optional HI Rider:",null,null,"$10 - $300, 20 days per period, 60 days out ends period. Lifetime Max. of 180 days ? (nice in today's market… probably keep regular… or could format like Base and HHC rider?)"]
[]
[null,"DVH Rider on e-app:",null,null,"Nice perk for carrier - and nice plan to include as option?"]
[]
[null,"Spousal Discount:",null,null,"Potential 10% -- GTL has this… always nice."]
[]
[null,"Tobacco Load:",null,null,"Again, GTL has separate pages for Tobacco… but always a simple 10% load (so extra pages not necessary?  Up to carrier on this one?)"]
[]
[null,"Mode Loads:",null,null,"I like keeping monthly bank draft as load-free; so, 1.0 for annual; .52 for semi; .265 for Qrtly; and .0833 for Monthly."]
[]
[null,"Underwriting Notes:",null,null,"For BASE benefits (with no expansion above 100% Base), it would be nice to have GTL HHC knock-outs:"]
[null,null,null,null,"1)","Currently in NH/ALF or receiving HHC services? (add, currently eligible for Medicaid, on Medicare due to disability prior to age 65, or disabled?) "]
[null,null,null,null,"2)","Unable to perform ADL's or cognitively impaired?"]
[null,null,null,null,"3)","Expect hospital/NH/ALF/surgery or HHC services in next 60 days?"]
[null,null,null,null,"4)","We MAY need to include a couple MAJORS here (i.e. Alzheimers, AIDS, ??)??"]
[null,null,null,null,"5)","IF needed… we could have prescription drug check for all… MIB? (Phone Interview is NOT as good… obtrusive to applicant and extra carrier work, etc.)"]
[]
[null,null,null,null,"Then, have a Part B section with some further questions -- if they answer \"Yes\" to any, they would be limited to BASE plan (maybe with reduced Base options)."]
[null,null,null,null,"(Again, we need to TRY to go as light as feasible here again… we don't want adverse selection & only have sickest take our Base-only and healthier others go to competition… ideas below.  ):"]
[null,null,null,null,"1)","Within Past 24 Months have you been diagnosed or treated by a medical professional or had surgery for any of the following:"]
[null,null,null,null,null,"A.","AIDS, ARC, HIV"]
[null,null,null,null,null,"B.","Alzheimer's, dementia, Parkinson's, MS, cerebral palsy, Rheumatoid arthritis, systemic lupus, or any other neurological or neuromuscular disease"]
[null,null,null,null,null,"C.","Internal cancer (including breast/prostate), leukemia, lymphoma or melanoma; or any amutation due to disease"]
[null,null,null,null,null,"D.","Stroke, TIA, CVA, congestive heart failure, COPD, emphysema, chronic liver disease, kidney dialysis, or prescribed oxygen use "]
[null,null,null,null,null,"E.","Diabetes that requires 50+ units insulin, or with complications (neuropathy, retinopathy or kidney) heart?"]
[null,null,null,null,null,"F.","Treatment or counseling for alcohol or drug abuse, "]
[null,null,null,null,null,"G.","Should we use/do we need a lenient height/weight chart??"]
[null,null,null,null,null,"H.","Been advised to have tests, treatment or surgery that has not been performed or for which test results are pending"]
[]
[null,null,null,null,"2)","Then - we may need a tobacco question (for premium lode) and maybe a prescription drug list. (primary doc info?)"]
[null,null,null,null,"3)","All would include a 6 month pre-existing condition."]
[null,null,null,null,"4)","Claim triggers would be 2 of 6 ADL's (no 90-day cert) and/or cognitive."]

{"sheet":"GTLHHC1","index":25,"n_rows":482,"n_cols":269,"rows_kept":482,"cut":false,"hidden":true,"merged":[]}
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,{"$f":"S10+1","v":21},9999,9999,9999,9999,9999,9999,9999,{"$f":"AA10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"AW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"BS10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"CO10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"DK10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"EG10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"FC10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"FY10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"GU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"HQ10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,{"$f":"IM10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,21,9999,9999,9999,9999,9999,9999,null,0]
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["OR NOTES ON THIS PAGE.",null,null,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,23,9999,9999,9999,9999,9999,9999,null,0]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,25,9999,9999,9999,9999,9999,9999,null,0]
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["IN CASE ONE WANTED TO",null,null,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,27,9999,9999,9999,9999,9999,9999,null,0]
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["EXPERIMENT WITH RATE",null,null,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,29,9999,9999,9999,9999,9999,9999,null,0]
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["State?","ST Chart?",null,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,89,9999,9999,9999,9999,9999,9999,null,0]
[{"$f":"Input2!H6","v":"DE-Note"},{"$f":"VLOOKUP(A80,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F83,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A83,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B83,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"Input2!H9","v":61},{"$f":"VLOOKUP($E86,GTLSTHHCRATESALL,A86)","v":521.28},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E86,GTLSTHHCRATESALL,B86)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E86,GTLSTHHCRATESALL,C86)","v":0},"is Crit;",{"$f":"VLOOKUP($E86,GTLSTHHCRATESALL,A89)","v":0},"is D/V;",{"$f":"VLOOKUP($E86,GTLSTHHCRATESALL,B89)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F84,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A84,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B84,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",{"$f":"Input2!I9","v":71},{"$f":"VLOOKUP($E87,GTLSTHHCRATESALL,A87)","v":903.29},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E87,GTLSTHHCRATESALL,B87)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E87,GTLSTHHCRATESALL,C87)","v":0},"is Crit;",{"$f":"VLOOKUP($E87,GTLSTHHCRATESALL,A90)","v":0},"is D/V;",{"$f":"VLOOKUP($E87,GTLSTHHCRATESALL,B90)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C83,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},265,265,"Client 1:",{"$f":"E86","v":61},{"$f":"F86+I86+K86+M86+O86","v":521.28},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E89,GTLSTHHCRATESALL,C89)","v":0},"ROP Cost:",{"$f":"F89*J89","v":0},"So, Sub:",{"$f":"F89+L89","v":521.28},"After Tob.=",{"$f":"N89*B95","v":521.28},"After Sp=",{"$f":"P89*B92","v":521.28},"After Fee =",{"$f":"R89+P92","v":541.28}]
[265,265,265,"Client 2:",{"$f":"E87","v":71},{"$f":"F87+I87+K87+M87+O87","v":903.29},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E90,GTLSTHHCRATESALL,C90)","v":0},"ROP Cost:",{"$f":"F90*J90","v":0},"So, Sub:",{"$f":"F90+L90","v":903.29},"So, Sub=",{"$f":"N90*B96","v":903.29},"After Sp=",{"$f":"P90*B93","v":903.29},"After Fee =",{"$f":"R90+P93","v":923.29}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H16","v":"No"},{"$f":"IF(A92=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E89","v":61},{"$f":"T89","v":541.28},"Annual;",{"$f":"F92*P94","v":270.64},"Semi-Ann;",{"$f":"F92*P95","v":135.32},"Qrtly;",{"$f":"F92*P96","v":45.104862400000002},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E92,GTLSTHHCRATESALL,B98)","v":20}]
[{"$f":"Input2!I16","v":"No"},{"$f":"IF(A93=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E90","v":71},{"$f":"T90","v":923.29},"Annual;",{"$f":"F93*P94","v":461.64499999999998},"Semi-Ann;",{"$f":"F93*P95","v":230.82249999999999},"Qrtly;",{"$f":"F93*P96","v":76.937755699999997},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E93,GTLSTHHCRATESALL,B99)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":1464.57},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!H20","v":"Annual"},"Client 1:",{"$f":"E92","v":61},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":541.28},{"$f":"ROUND(F96,2)","v":541.28},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I20","v":"Monthly"},"Client 2:",{"$f":"E93","v":71},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":76.937755699999997},{"$f":"ROUND(F97,2)","v":76.94}]
[{"$f":"VLOOKUP(Input2!F20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G83,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F96+F97","v":618.2177557},618.22]
[{"$f":"VLOOKUP(Input2!G20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G84,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[null,null,null,null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
[null,null,null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-NO INFL",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
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[1.7967479674796749,1.8066037735849056,1.8045977011494254,1.803174603174603,60,1.5323638596450795,1.3791274736805716,1.6856002456095875,1,1.8027810113471523,0.85,1.5323638596450795,null,1.3,0.85,1.105,2.5121951219512191,2.5047169811320757,2.514367816091954,2.5142857142857142,null,57,15.6]
[1.7819548872180451,1.7938596491228069,1.7898936170212765,1.7911764705882351,61,1.5208379825894522,1.3687541843305071,1.6729217808483976,1,1.7892211559875908,0.85,1.5208379825894522,null,null,null,null,2.4736842105263155,2.4824561403508771,2.4813829787234041,2.4823529411764707,null,58,15.6]
[1.776223776223776,1.7764227642276422,1.7758620689655171,1.776566757493188,62,1.509828515468401,1.3588456639215609,1.6608113670152413,1,1.7762688417275307,0.85,1.509828515468401,null,null,null,null,2.4475524475524475,2.4512195121951219,2.4507389162561575,2.449591280653951,null,59,15.6]
[1.7515923566878981,1.7518518518518518,1.7449664429530201,1.7444168734491317,63,1.485975849050154,1.3373782641451386,1.6345734339551696,1,1.7482068812354754,0.85,1.485975849050154,null,null,null,null,2.3566878980891719,2.3703703703703702,2.3601789709172256,2.3598014888337469,null,60,18.8]
[1.7267441860465116,1.7272727272727273,1.7209775967413441,1.7200902934537248,64,1.4652055207467904,1.3186849686721114,1.6117260728214695,1,1.723771200878577,0.85,1.4652055207467904,null,null,null,null,2.2790697674418605,2.2861952861952863,2.2790224032586557,2.2799097065462757,null,61,18.8]
[1.6984126984126986,1.7003058103975535,1.6975881261595547,1.6981519507186857,65,1.4438224494588046,1.2994402045129241,1.588204694404685,1,1.698614646422123,0.85,1.4438224494588046,null,null,null,null,2.1957671957671958,2.2048929663608559,2.2003710575139146,2.2012320328542092,null,62,18.8]
[1.6763285024154591,1.6749999999999998,1.6739864864864864,1.6747663551401868,66,1.4237672856089529,1.2813905570480577,1.5661440141698484,1,1.6750203360105329,0.85,1.4237672856089529,null,null,null,null,2.1207729468599035,2.125,2.123310810810811,2.1233644859813081,null,63,18.8]
[1.6519823788546255,1.6489898989898988,1.6507692307692308,1.6513605442176871,67,1.4031591862266815,1.2628432676040133,1.5434751048493498,1,1.6507755132078605,0.85,1.4031591862266815,null,null,null,null,2.0484581497797358,2.0505050505050506,2.0507692307692311,2.0510204081632653,null,64,18.8]
[1.6184738955823292,1.6189376443418013,1.6216596343178622,1.6211180124223601,68,1.377040202166175,1.2393361819495574,1.5147442223827925,1,1.6200472966660882,0.85,1.377040202166175,null,null,null,null,1.9718875502008033,1.9792147806004621,1.9831223628691985,1.9829192546583849,null,65,23.5]
[1.5882352941176472,1.5898520084566599,1.5912596401028278,1.5909090909090908,69,1.3515544071370729,1.2163989664233656,1.4867098478507803,1,1.5900640083965565,0.85,1.3515544071370729,null,null,null,null,1.9080882352941178,1.9133192389006344,1.9164524421593829,1.9161931818181817,null,66,23.5]
[1.5589225589225588,1.5589941972920693,1.5598591549295775,1.5597402597402596,70,1.3254721863129488,{"$f":"F236*0.95","v":1.2591985769973013},1.4580194049442439,1,1.5593790427211163,0.85,1.3254721863129488,null,null,null,null,1.8451178451178452,1.8471953578336555,1.8497652582159623,1.8493506493506495,null,67,23.5]
[1.5292307692307694,1.5292035398230091,1.5294748124330118,1.5296912114014252,71,1.2999900707387457,{"$f":"F237*0.95","v":1.2349905672018084},1.4299890778126205,1,1.5294000832220538,0.85,1.2999900707387457,null,null,null,null,1.7815384615384615,1.784070796460177,1.7856377277599143,1.7862232779097387,null,68,23.5]
[1.5014084507042254,1.5008103727714748,1.5004897159647403,1.500542888165038,72,1.2756909283661642,1.2119063819478559,1.4032600212027806,1,1.5008128569013697,0.85,1.2756909283661642,null,null,null,null,1.7239436619718311,1.7244732576985413,1.7247796278158669,1.725298588490771,null,69,23.5]
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[1.4116379310344829,1.4086419753086419,1.4086502609992544,1.4086021505376345,75,1.1979756175495029,1.1380768366720277,1.3177731793044534,1,1.4093830794700035,0.85,1.1979756175495029,null,null,null,null,1.5711206896551726,1.5691358024691358,1.5704697986577181,1.5707196029776676,null,72,30.2]
[1.3799212598425197,1.3788049605411499,1.3794277929155312,1.3791540785498488,76,1.1724279695179232,1.1138065710420268,1.2896707664697156,1,1.3793270229622625,0.85,1.1724279695179232,null,null,null,null,1.5216535433070866,1.5208568207440811,1.5224795640326974,1.5226586102719033,null,73,30.2]
[1.3507194244604315,1.3501544799176108,1.3501243781094525,1.3503448275862069,77,1.1477854108906616,1.0903961403461284,1.2625639519797278,1,1.3503357775184255,0.85,1.1477854108906616,null,null,null,null,1.474820143884892,1.474768280123584,1.4751243781094525,1.4751724137931035,null,74,30.2]
[1.3289036544850499,1.3292102759276878,1.3293103448275863,1.3290816326530612,78,1.1297575054273443,1.073269630155977,1.2427332559700788,1,1.3291264769733462,0.85,1.1297575054273443,null,null,null,null,1.4318936877076411,1.4310180780209325,1.4321839080459768,1.4323979591836733,null,75,38.1]
[1.3087557603686637,1.3087071240105541,1.3092454835281617,1.3093694755450795,79,1.1126665417336474,1.057033214646965,1.2239331959070123,1,1.3090194608631147,0.85,1.1126665417336474,null,null,null,null,1.3917050691244239,1.3905013192612137,1.3910733262486719,1.3912787271655864,null,76,38.1]
[1.2897727272727271,1.2886178861788617,1.2892927308447937,1.2892156862745099,80,1.0958410439963147,{"$f":"F246*1.005","v":1.1013202492162961},1.2054251483959462,1,1.2892247576427232,0.85,1.0958410439963147,null,null,null,null,1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,null,77,38.1]
[1.269028871391076,1.2689706987227649,1.2691783931003178,1.2692501258178157,81,1.0787409689192946,{"$f":"F247*1.005","v":1.0841346737638911},1.1866150658112242,1,1.2691070222579937,0.85,1.0787409689192946,null,null,null,null,1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,null,78,38.1]
[1.25,1.25,1.2501049097775911,1.250232558139535,82,1.0625717119323894,1.0678845704920512,1.1688288831256284,1,1.2500843669792816,0.85,1.0625717119323894,null,null,null,null,1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,null,79,38.1]
[1.2502870264064296,1.2503285151116954,1.2500990883868408,1.2498900131984163,83,1.0626284866594686,1.0679416290927659,1.1688913353254156,1,1.2501511607758455,0.85,1.0626284866594686,null,null,null,null,1.269804822043628,1.2700394218134037,1.2699167657550534,1.270127584689837,null,80,44.8]
[1.2505422993492408,1.2498446239900558,1.2500935979034067,1.2501040366208904,84,1.0626242185460135,1.0679373396387435,1.1688866404006151,1,1.2501461394658984,0.85,1.0626242185460135,null,null,null,null,1.2700650759219088,1.2697327532628961,1.2699363534256831,1.2700790678318767,null,81,44.8]
[null,null,null,null,85,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,82,44.8]
[null,null,null,null,{"$f":"E251+1","v":86},1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,83,44.8]
[null,null,null,null,87,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,84,44.8]
[null,null,null,null,88,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,85,49]
[null,null,null,null,89,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,{"$f":"V254+1","v":86},49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,49]
[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,49]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89"]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks"]
[null,null,null,null,null,null,25,25,25,25,"$150/wk-0","$150/wk-0","$150/wk-0"]
[null,null,null,null,18]
[null,null,null,null,{"$f":"E262+1","v":19}]
[null,null,null,null,{"$f":"E263+1","v":20}]
[null,null,null,null,{"$f":"E264+1","v":21}]
[null,null,null,null,{"$f":"E265+1","v":22}]
[null,null,null,null,23]
[null,null,null,null,24]
[null,null,null,null,25]
[null,null,null,null,26]
[null,null,null,null,27]
[null,null,null,null,28]
[null,null,null,null,29]
[null,null,null,null,30]
[null,null,null,null,31]
[null,null,null,null,32]
[null,null,null,null,33]
[null,null,null,null,34]
[null,null,null,null,35]
[null,null,null,null,36]
[null,null,null,null,37]
[null,null,null,null,38]
[null,null,null,null,39]
[null,null,null,null,40,null,12.3,20,11,18]
[null,null,null,null,41,null,12.3,20,11,18]
[null,null,null,null,42,null,12.3,20,11,18]
[null,null,null,null,43,null,12.3,20,11,18]
[null,null,null,null,44,null,12.3,20,11,18]
[null,null,null,null,45,null,12.3,20,11,18]
[null,null,null,null,46,null,12.3,20,11,18]
[null,null,null,null,47,null,12.3,20,11,18,null,null,null,null,"this is","this is","this is","this is","this is","this is","this is"]
[null,null,null,null,48,null,12.3,20,11,18,null,null,null,null,"GTL/Aet","GTL/Aet","2xGTL/Aet","Aet/3.5","2xGTL/2.5","GTL180/90","Aet/3.5"]
[null,null,null,null,49,null,12.3,20,11,18,null,null,null,null,"Col G/K","Col H/L","Col G*2/K","Col M/3.5","Col H*1.63/2.5","Col H/G","Col M/3.5"]
[null,null,null,null,50,null,12.3,20,11,18,19,33.4,52.3,null,{"$f":"G294/K294","v":0.64736842105263159},{"$f":"H294/L294","v":0.5988023952095809},{"$f":"(G294*2)/K294","v":1.2947368421052632},{"$f":"M294/3.5","v":14.942857142857141},{"$f":"(H294*1.63)/2.5","v":13.039999999999997},{"$f":"H294/G294","v":1.6260162601626016},{"$f":"M294/3.5","v":14.942857142857141}]
[null,null,null,null,51,null,12.3,20,11,18,19.399999999999999,34.1,53.4,null,{"$f":"G295/K295","v":0.63402061855670111},0.58651026392961869,{"$f":"(G295*2)/K295","v":1.2680412371134022},{"$f":"M295/3.5","v":15.257142857142856},{"$f":"(H295*1.63)/2.5","v":13.039999999999997},{"$f":"H295/G295","v":1.6260162601626016},{"$f":"M295/3.5","v":15.257142857142856}]
[null,null,null,null,52,null,12.3,20,11,18,19.8,34.799999999999997,54.5,null,0.62121212121212122,0.57471264367816099,1.2424242424242424,15.571428571428571,13.039999999999997,1.6260162601626016,15.571428571428571]
[null,null,null,null,53,null,13,21.2,11.7,19.2,20.2,35.5,55.6,null,0.64356435643564358,0.59718309859154928,1.2871287128712872,15.885714285714286,13.822399999999998,1.6307692307692307,15.885714285714286]
[null,null,null,null,54,null,13.8,22.5,12.4,20.5,20.6,36.200000000000003,56.7,null,0.66990291262135926,0.62154696132596676,1.3398058252427185,16.2,14.669999999999998,1.6304347826086956,16.2]
[null,null,null,null,55,null,14.6,23.8,13.1,21.8,21,36.9,57.8,null,0.69523809523809521,0.64498644986449871,1.3904761904761904,16.514285714285712,15.517599999999998,1.6301369863013699,16.514285714285712]
[null,null,null,null,56,null,15.4,25.2,13.9,23.2,21.4,37.6,58.9,null,0.71962616822429915,0.67021276595744672,1.4392523364485983,16.828571428571429,16.430399999999999,1.6363636363636362,16.828571428571429]
[null,null,null,null,57,null,16.3,26.7,14.7,24.7,21.8,38.299999999999997,60,null,0.74770642201834858,0.69712793733681466,1.4954128440366972,17.142857142857142,17.408399999999997,1.6380368098159508,17.142857142857142]
[null,null,null,null,58,null,17.5,28.7,15.8,26.4,23.45,41.25,64.349999999999994,null,0.74626865671641796,0.69575757575757569,1.4925373134328359,18.385714285714283,18.712399999999999,1.64,18.385714285714283]
[null,null,null,null,59,null,18.8,30.8,17,28.2,25.1,44.2,68.7,null,0.74900398406374502,0.69683257918552033,1.49800796812749,19.62857142857143,20.081600000000002,1.6382978723404256,19.62857142857143]
[null,null,null,null,60,null,20.2,33.1,18.3,30.1,26.8,47.1,73.099999999999994,null,0.75373134328358204,0.70276008492568998,1.5074626865671641,20.885714285714283,21.581199999999999,1.6386138613861387,20.885714285714283]
[null,null,null,null,61,null,21.7,35.6,19.600000000000001,32.1,28.45,50.05,77.45,null,0.76274165202108968,0.71128871128871141,1.5254833040421794,22.12857142857143,23.211199999999998,1.6405529953917053,22.12857142857143]
[null,null,null,null,62,null,23.3,38.299999999999997,21,34.299999999999997,30.1,53,81.8,null,0.77408637873754149,0.72264150943396221,1.548172757475083,23.37142857142857,24.971599999999995,1.6437768240343347,23.37142857142857]
[null,null,null,null,63,null,25.1,41.3,22.7,37.1,33.200000000000003,58.1,90,null,0.75602409638554213,0.71084337349397586,1.5120481927710843,25.714285714285715,26.927599999999995,1.645418326693227,25.714285714285715]
[null,null,null,null,64,null,27.1,44.6,24.5,40.1,36.299999999999997,63.3,98.15,null,0.74655647382920121,0.70458135860979465,1.4931129476584024,28.042857142857144,29.079199999999997,1.6457564575645756,28.042857142857144]
[null,null,null,null,65,null,29.2,48.1,26.4,43.4,39.4,68.5,106.35,null,0.74111675126903553,0.70218978102189789,1.4822335025380711,30.385714285714283,31.361199999999997,1.6472602739726028,30.385714285714283]
[null,null,null,null,66,null,31.5,51.9,28.5,46.9,42.5,73.650000000000006,114.5,null,0.74117647058823533,0.70468431771894091,1.4823529411764707,32.714285714285715,33.838799999999999,1.6476190476190475,32.714285714285715]
[null,null,null,null,67,null,34,56,30.7,50.7,45.6,78.8,122.7,null,0.74561403508771928,0.71065989847715738,1.4912280701754386,35.057142857142857,36.512,1.6470588235294117,35.057142857142857]
[null,null,null,null,68,null,36.700000000000003,60.5,33.200000000000003,54.6,49.9,86.4,133.6,null,0.7354709418837676,0.7002314814814814,1.4709418837675352,38.171428571428571,39.445999999999998,1.64850136239782,38.171428571428571]
[null,null,null,null,69,null,39.6,65.2,35.799999999999997,58.8,54.2,93.95,144.55000000000001,null,0.73062730627306272,0.69398616285258119,1.4612546125461254,41.300000000000004,42.510399999999997,1.6464646464646464,41.300000000000004]
[null,null,null,null,70,null,42.7,70.3,38.6,63.3,58.5,101.55,155.44999999999999,null,0.72991452991452999,0.69226981782373209,1.45982905982906,44.414285714285711,45.835599999999992,1.6463700234192036]
[null,null,null,null,71,null,46.1,75.8,41.7,68.099999999999994,62.8,109.1,166.4,null,0.73407643312101911,0.694775435380385,1.4681528662420382,47.542857142857144,49.421599999999998,1.6442516268980476]
[null,null,null,null,72,null,49.7,81.7,45,73.3,67.099999999999994,116.7,177.3,null,0.74068554396423258,0.70008568980291341,1.4813710879284652,50.657142857142858,53.2684,1.6438631790744467]
[null,null,null,null,73,null,53.3,87.5,48.2,78.599999999999994,72.95,126.1,191.2,null,0.73063742289239197,0.69389373513084851,1.4612748457847839,54.628571428571426,57.05,1.6416510318949344]
[null,null,null,null,74,null,57.1,93.7,51.6,84.3,78.8,135.44999999999999,205.15,null,0.72461928934010156,0.69176818014027319,1.4492385786802031,58.614285714285714,61.092399999999998,1.6409807355516637]
[null,null,null,null,75,null,61.1,100.3,55.2,90.4,84.7,144.85,219.05,null,0.72136953955135774,0.69244045564376944,1.4427390791027155,62.585714285714289,65.395599999999988,1.6415711947626841]
[null,null,null,null,76,null,65.400000000000006,107.4,59.1,97,90.55,154.19999999999999,233,null,0.72225289895085598,0.69649805447470825,1.444505797901712,66.571428571428569,70.024799999999999,1.6422018348623852]
[null,null,null,null,77,null,70,115,63.3,104,96.4,163.6,246.9,null,0.72614107883817425,0.70293398533007334,1.4522821576763485,70.542857142857144,74.97999999999999,1.6428571428571428]
[null,null,null,null,78,null,73.5,120.8,66.3,109.2,102.95,175.7,264.2,null,0.71393880524526465,0.68753557199772342,1.4278776104905293,75.48571428571428,78.761600000000001,1.6435374149659863]
[null,null,null,null,79,null,77.2,126.8,69.5,114.7,109.5,187.85,281.45,null,0.70502283105022834,0.67500665424540862,1.4100456621004567,80.414285714285711,82.673599999999993,1.6424870466321242]
[null,null,null,null,80,null,81.099999999999994,133.1,72.8,120.4,116,199.95,298.75,null,0.69913793103448274,0.66566641660415105,1.3982758620689655,85.357142857142861,86.781199999999984,1.6411837237977807]
[null,null,null,null,81,null,85.1,139.69999999999999,76.3,126.4,122.55,212.1,316,null,0.6944104447164422,0.6586515794436586,1.3888208894328844,90.285714285714292,91.084399999999988,1.6415981198589893]
[null,null,null,null,82,null,89.3,146.69999999999999,80,132.69999999999999,129.1,224.2,333.3,null,0.69171185127807899,0.65432649420160571,1.383423702556158,95.228571428571428,95.648399999999981,1.6427771556550952]
[null,null,null,null,83,null,93.7,154.1,83.9,139.30000000000001,136,234.8,349.95,null,0.68897058823529411,0.6563032367972742,1.3779411764705882,99.98571428571428,100.47319999999999,1.6446104589114192]
[null,null,null,null,84,null,98.3,161.80000000000001,88,146.19999999999999,142.9,245.4,366.6,null,0.68789363191042685,0.65933170334148328,1.3757872638208537,104.74285714285715,105.49359999999999,1.6459816887080367]
[null,null,null,null,85,null,null,null,null,null,149.80000000000001,256,383.3]
[null,null,null,null,{"$f":"E329+1","v":86},null,null,null,null,null,156.69999999999999,266.60000000000002,399.95]
[null,null,null,null,87,null,null,null,null,null,163.6,277.2,416.6]
[null,null,null,null,88,null,null,null,null,null,170.5,287.8,433.25]
[null,null,null,null,89,null,null,null,null,null,177.4,298.39999999999998,449.9]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A348,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",61,{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,A354)","v":521.28},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,B354)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,C354)","v":0},"is Crit;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,A357)","v":0},"is D/V;",{"$f":"VLOOKUP($E354,GTLSTHHCRATESALL,B357)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R354*A366","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",61,{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,A355)","v":521.28},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,B355)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,C355)","v":0},"is Crit;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,A358)","v":0},"is D/V;",{"$f":"VLOOKUP($E355,GTLSTHHCRATESALL,B358)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R355*A367","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E354","v":61},{"$f":"F354+I354+K354+M354+O354","v":521.28},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E357,GTLSTHHCRATESALL,C357)","v":0},"ROP Cost:",{"$f":"F357*J357","v":0},"So, Sub:",{"$f":"F357+L357","v":521.28},"After Tob.=",{"$f":"N357*B363","v":521.28},"After Sp=",{"$f":"P357*B360","v":521.28},"After Fee =",{"$f":"R357+P360","v":541.28}]
[265,265,265,"Client 2:",{"$f":"E355","v":61},{"$f":"F355+I355+K355+M355+O355","v":521.28},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E358,GTLSTHHCRATESALL,C358)","v":0},"ROP Cost:",{"$f":"F358*J358","v":0},"So, Sub:",{"$f":"F358+L358","v":521.28},"So, Sub=",{"$f":"N358*B364","v":521.28},"After Sp=",{"$f":"P358*B361","v":521.28},"After Fee =",{"$f":"R358+P361","v":541.28}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A360=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E357","v":61},{"$f":"T357","v":541.28},"Annual;",{"$f":"F360*P362","v":270.64},"Semi-Ann;",{"$f":"F360*P363","v":135.32},"Qrtly;",{"$f":"F360*P364","v":45.104862400000002},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E360,GTLSTHHCRATESALL,B366)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A361=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E358","v":61},{"$f":"T358","v":541.28},"Annual;",{"$f":"F361*P362","v":270.64},"Semi-Ann;",{"$f":"F361*P363","v":135.32},"Qrtly;",{"$f":"F361*P364","v":45.104862400000002},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E361,GTLSTHHCRATESALL,B367)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F360+F361","v":1082.56},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A363=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A364=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E360","v":61},{"$f":"IF(C364=\"Annual\",F360,(IF(C364=\"Semi-Annual\",H360,(IF(C364=\"Quarterly\",J360,(IF(C364=\"Monthly\",L360,\"Check!\")))))))","v":541.28},{"$f":"ROUND(F364,2)","v":541.28},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E361","v":61},{"$f":"IF(C365=\"Annual\",F361,(IF(C365=\"Semi-Annual\",H361,(IF(C365=\"Quarterly\",J361,(IF(C365=\"Monthly\",L361,\"Check!\")))))))","v":45.104862400000002},{"$f":"ROUND(F365,2)","v":45.1}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G351,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F364+F365","v":586.38486239999997},586.38]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G352,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A371,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",65,{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,A377)","v":630.63},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,B377)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,C377)","v":0},"is Crit;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,A380)","v":0},"is D/V;",{"$f":"VLOOKUP($E377,GTLSTHHCRATESALL,B380)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R377*A389","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",65,{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,A378)","v":630.63},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,B378)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,C378)","v":0},"is Crit;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,A381)","v":0},"is D/V;",{"$f":"VLOOKUP($E378,GTLSTHHCRATESALL,B381)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R378*A390","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E377","v":65},{"$f":"F377+I377+K377+M377+O377","v":630.63},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E380,GTLSTHHCRATESALL,C380)","v":0},"ROP Cost:",{"$f":"F380*J380","v":0},"So, Sub:",{"$f":"F380+L380","v":630.63},"After Tob.=",{"$f":"N380*B386","v":630.63},"After Sp=",{"$f":"P380*B383","v":630.63},"After Fee =",{"$f":"R380+P383","v":650.63}]
[265,265,265,"Client 2:",{"$f":"E378","v":65},{"$f":"F378+I378+K378+M378+O378","v":630.63},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E381,GTLSTHHCRATESALL,C381)","v":0},"ROP Cost:",{"$f":"F381*J381","v":0},"So, Sub:",{"$f":"F381+L381","v":630.63},"So, Sub=",{"$f":"N381*B387","v":630.63},"After Sp=",{"$f":"P381*B384","v":630.63},"After Fee =",{"$f":"R381+P384","v":650.63}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A383=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E380","v":65},{"$f":"T380","v":650.63},"Annual;",{"$f":"F383*P385","v":325.315},"Semi-Ann;",{"$f":"F383*P386","v":162.6575},"Qrtly;",{"$f":"F383*P387","v":54.216997900000003},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E383,GTLSTHHCRATESALL,B389)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A384=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E381","v":65},{"$f":"T381","v":650.63},"Annual;",{"$f":"F384*P385","v":325.315},"Semi-Ann;",{"$f":"F384*P386","v":162.6575},"Qrtly;",{"$f":"F384*P387","v":54.216997900000003},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E384,GTLSTHHCRATESALL,B390)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F383+F384","v":1301.26},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A386=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A387=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E383","v":65},{"$f":"IF(C387=\"Annual\",F383,(IF(C387=\"Semi-Annual\",H383,(IF(C387=\"Quarterly\",J383,(IF(C387=\"Monthly\",L383,\"Check!\")))))))","v":650.63},{"$f":"ROUND(F387,2)","v":650.63},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E384","v":65},{"$f":"IF(C388=\"Annual\",F384,(IF(C388=\"Semi-Annual\",H384,(IF(C388=\"Quarterly\",J384,(IF(C388=\"Monthly\",L384,\"Check!\")))))))","v":54.216997900000003},{"$f":"ROUND(F388,2)","v":54.22}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G374,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F387+F388","v":704.84699790000002},704.85]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G375,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A394,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",71,{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,A400)","v":903.29},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,B400)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,C400)","v":0},"is Crit;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,A403)","v":0},"is D/V;",{"$f":"VLOOKUP($E400,GTLSTHHCRATESALL,B403)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R400*A412","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",71,{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,A401)","v":903.29},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,B401)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,C401)","v":0},"is Crit;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,A404)","v":0},"is D/V;",{"$f":"VLOOKUP($E401,GTLSTHHCRATESALL,B404)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R401*A413","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E400","v":71},{"$f":"F400+I400+K400+M400+O400","v":903.29},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E403,GTLSTHHCRATESALL,C403)","v":0},"ROP Cost:",{"$f":"F403*J403","v":0},"So, Sub:",{"$f":"F403+L403","v":903.29},"After Tob.=",{"$f":"N403*B409","v":903.29},"After Sp=",{"$f":"P403*B406","v":903.29},"After Fee =",{"$f":"R403+P406","v":923.29}]
[265,265,265,"Client 2:",{"$f":"E401","v":71},{"$f":"F401+I401+K401+M401+O401","v":903.29},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E404,GTLSTHHCRATESALL,C404)","v":0},"ROP Cost:",{"$f":"F404*J404","v":0},"So, Sub:",{"$f":"F404+L404","v":903.29},"So, Sub=",{"$f":"N404*B410","v":903.29},"After Sp=",{"$f":"P404*B407","v":903.29},"After Fee =",{"$f":"R404+P407","v":923.29}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A406=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E403","v":71},{"$f":"T403","v":923.29},"Annual;",{"$f":"F406*P408","v":461.64499999999998},"Semi-Ann;",{"$f":"F406*P409","v":230.82249999999999},"Qrtly;",{"$f":"F406*P410","v":76.937755699999997},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E406,GTLSTHHCRATESALL,B412)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A407=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E404","v":71},{"$f":"T404","v":923.29},"Annual;",{"$f":"F407*P408","v":461.64499999999998},"Semi-Ann;",{"$f":"F407*P409","v":230.82249999999999},"Qrtly;",{"$f":"F407*P410","v":76.937755699999997},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E407,GTLSTHHCRATESALL,B413)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F406+F407","v":1846.58},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A409=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A410=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E406","v":71},{"$f":"IF(C410=\"Annual\",F406,(IF(C410=\"Semi-Annual\",H406,(IF(C410=\"Quarterly\",J406,(IF(C410=\"Monthly\",L406,\"Check!\")))))))","v":923.29},{"$f":"ROUND(F410,2)","v":923.29},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E407","v":71},{"$f":"IF(C411=\"Annual\",F407,(IF(C411=\"Semi-Annual\",H407,(IF(C411=\"Quarterly\",J407,(IF(C411=\"Monthly\",L407,\"Check!\")))))))","v":76.937755699999997},{"$f":"ROUND(F411,2)","v":76.94}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G397,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F410+F411","v":1000.2277557},1000.23]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G398,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A417,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",76,{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,A423)","v":1335.1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,B423)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,C423)","v":0},"is Crit;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,A426)","v":0},"is D/V;",{"$f":"VLOOKUP($E423,GTLSTHHCRATESALL,B426)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R423*A435","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",76,{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,A424)","v":1335.1},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,B424)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,C424)","v":0},"is Crit;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,A427)","v":0},"is D/V;",{"$f":"VLOOKUP($E424,GTLSTHHCRATESALL,B427)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R424*A436","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E423","v":76},{"$f":"F423+I423+K423+M423+O423","v":1335.1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E426,GTLSTHHCRATESALL,C426)","v":0},"ROP Cost:",{"$f":"F426*J426","v":0},"So, Sub:",{"$f":"F426+L426","v":1335.1},"After Tob.=",{"$f":"N426*B432","v":1335.1},"After Sp=",{"$f":"P426*B429","v":1335.1},"After Fee =",{"$f":"R426+P429","v":1355.1}]
[265,265,265,"Client 2:",{"$f":"E424","v":76},{"$f":"F424+I424+K424+M424+O424","v":1335.1},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E427,GTLSTHHCRATESALL,C427)","v":0},"ROP Cost:",{"$f":"F427*J427","v":0},"So, Sub:",{"$f":"F427+L427","v":1335.1},"So, Sub=",{"$f":"N427*B433","v":1335.1},"After Sp=",{"$f":"P427*B430","v":1335.1},"After Fee =",{"$f":"R427+P430","v":1355.1}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A429=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E426","v":76},{"$f":"T426","v":1355.1},"Annual;",{"$f":"F429*P431","v":677.55},"Semi-Ann;",{"$f":"F429*P432","v":338.77499999999998},"Qrtly;",{"$f":"F429*P433","v":112.92048299999999},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E429,GTLSTHHCRATESALL,B435)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A430=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E427","v":76},{"$f":"T427","v":1355.1},"Annual;",{"$f":"F430*P431","v":677.55},"Semi-Ann;",{"$f":"F430*P432","v":338.77499999999998},"Qrtly;",{"$f":"F430*P433","v":112.92048299999999},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E430,GTLSTHHCRATESALL,B436)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F429+F430","v":2710.2},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A432=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A433=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E429","v":76},{"$f":"IF(C433=\"Annual\",F429,(IF(C433=\"Semi-Annual\",H429,(IF(C433=\"Quarterly\",J429,(IF(C433=\"Monthly\",L429,\"Check!\")))))))","v":1355.1},{"$f":"ROUND(F433,2)","v":1355.1},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E430","v":76},{"$f":"IF(C434=\"Annual\",F430,(IF(C434=\"Semi-Annual\",H430,(IF(C434=\"Quarterly\",J430,(IF(C434=\"Monthly\",L430,\"Check!\")))))))","v":112.92048299999999},{"$f":"ROUND(F434,2)","v":112.92}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G420,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F433+F434","v":1468.0204829999998},1468.02]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G421,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A440,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",81,{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,A446)","v":1900.85},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,B446)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,C446)","v":0},"is Crit;",{"$f":"VLOOKUP($E446,GTLSTHHCRATESALL,A449)","v":0},"is D/V;",{"$f":"IF((VLOOKUP($E446,GTLSTHHCRATESALL,B449)<9990),(VLOOKUP($E446,GTLSTHHCRATESALL,B449)),(VLOOKUP(80,GTLSTHHCRATESALL,B449)))","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R446*A458","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",81,{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,A447)","v":1900.85},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,B447)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,C447)","v":0},"is Crit;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,A450)","v":0},"is D/V;",{"$f":"VLOOKUP($E447,GTLSTHHCRATESALL,B450)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R447*A459","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E446","v":81},{"$f":"F446+I446+K446+M446+O446","v":1900.85},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E449,GTLSTHHCRATESALL,C449)","v":0},"ROP Cost:",{"$f":"F449*J449","v":0},"So, Sub:",{"$f":"F449+L449","v":1900.85},"After Tob.=",{"$f":"N449*B455","v":1900.85},"After Sp=",{"$f":"P449*B452","v":1900.85},"After Fee =",{"$f":"R449+P452","v":1920.85}]
[265,265,265,"Client 2:",{"$f":"E447","v":81},{"$f":"F447+I447+K447+M447+O447","v":1900.85},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E450,GTLSTHHCRATESALL,C450)","v":0},"ROP Cost:",{"$f":"F450*J450","v":0},"So, Sub:",{"$f":"F450+L450","v":1900.85},"So, Sub=",{"$f":"N450*B456","v":1900.85},"After Sp=",{"$f":"P450*B453","v":1900.85},"After Fee =",{"$f":"R450+P453","v":1920.85}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A452=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E449","v":81},{"$f":"T449","v":1920.85},"Annual;",{"$f":"F452*P454","v":960.42499999999995},"Semi-Ann;",{"$f":"F452*P455","v":480.21249999999998},"Qrtly;",{"$f":"F452*P456","v":160.06443049999999},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E452,GTLSTHHCRATESALL,B458)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A453=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E450","v":81},{"$f":"T450","v":1920.85},"Annual;",{"$f":"F453*P454","v":960.42499999999995},"Semi-Ann;",{"$f":"F453*P455","v":480.21249999999998},"Qrtly;",{"$f":"F453*P456","v":160.06443049999999},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E453,GTLSTHHCRATESALL,B459)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F452+F453","v":3841.7},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A455=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A456=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E452","v":81},{"$f":"IF(C456=\"Annual\",F452,(IF(C456=\"Semi-Annual\",H452,(IF(C456=\"Quarterly\",J452,(IF(C456=\"Monthly\",L452,\"Check!\")))))))","v":1920.85},{"$f":"ROUND(F456,2)","v":1920.85},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E453","v":81},{"$f":"IF(C457=\"Annual\",F453,(IF(C457=\"Semi-Annual\",H453,(IF(C457=\"Quarterly\",J453,(IF(C457=\"Monthly\",L453,\"Check!\")))))))","v":160.06443049999999},{"$f":"ROUND(F457,2)","v":160.06}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G443,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F456+F457","v":2080.9144305},2080.91]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G444,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]
[]
[]
["State?","ST Chart?"]
[{"$f":"Input2!H$6","v":"DE-Note"},{"$f":"VLOOKUP(A463,GTLSTHHCSTATECHART,5,FALSE)","v":"A"}]
[]
["Acc/Sick Code","Crit-Code","D/V Code?","Ambul Code?","ROP Code?","Plan Code?","Fee Code?"]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AK$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
[{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$11)","v":"A-AC-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$12)","v":"A-CA-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$13)","v":"A-DV-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$14)","v":"A-AMB-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$15)","v":"A-ROP-0"},{"$f":"CONCATENATE($B$80,\"-\",Input2!$AL$4)","v":"A-PlanC"},{"$f":"CONCATENATE($B$80,\"-Fee\")","v":"A-Fee"}]
["Plan Col.","AC Col","Crit Col","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"VLOOKUP(F466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",86,{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,A469)","v":2588.81},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,B469)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,C469)","v":0},"is Crit;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,A472)","v":0},"is D/V;",{"$f":"VLOOKUP($E469,GTLSTHHCRATESALL,B472)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R469*A481","v":{"$error":"#N/A"}}]
[{"$f":"VLOOKUP(F467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":4},{"$f":"VLOOKUP(A467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(B467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 2:",86,{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,A470)","v":2588.81},"is Base Plan Cost;",null,{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,B470)","v":0},"is Acc./S;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,C470)","v":0},"is Crit;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,A473)","v":0},"is D/V;",{"$f":"VLOOKUP($E470,GTLSTHHCRATESALL,B473)","v":0},"is Ambulance;",null,0,"is per $10 HI;",null,"So, HI=",{"$f":"R470*A482","v":{"$error":"#N/A"}}]
["D/V Col.","Amb. Col","ROP Col"]
[{"$f":"VLOOKUP(C466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(D466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},{"$f":"VLOOKUP(E466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":265},"Client 1:",{"$f":"E469","v":86},{"$f":"F469+I469+K469+M469+O469","v":2588.81},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E472,GTLSTHHCRATESALL,C472)","v":0},"ROP Cost:",{"$f":"F472*J472","v":0},"So, Sub:",{"$f":"F472+L472","v":2588.81},"After Tob.=",{"$f":"N472*B478","v":2588.81},"After Sp=",{"$f":"P472*B475","v":2588.81},"After Fee =",{"$f":"R472+P475","v":2608.81}]
[265,265,265,"Client 2:",{"$f":"E470","v":86},{"$f":"F470+I470+K470+M470+O470","v":2588.81},"is SubTotal;",null,"ROP Fac:",{"$f":"VLOOKUP($E473,GTLSTHHCRATESALL,C473)","v":0},"ROP Cost:",{"$f":"F473*J473","v":0},"So, Sub:",{"$f":"F473+L473","v":2588.81},"So, Sub=",{"$f":"N473*B479","v":2588.81},"After Sp=",{"$f":"P473*B476","v":2588.81},"After Fee =",{"$f":"R473+P476","v":2608.81}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!H$16","v":"No"},{"$f":"IF(A475=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E472","v":86},{"$f":"T472","v":2608.81},"Annual;",{"$f":"F475*P477","v":1304.405},"Semi-Ann;",{"$f":"F475*P478","v":652.20249999999999},"Qrtly;",{"$f":"F475*P479","v":217.3921373},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E475,GTLSTHHCRATESALL,B481)","v":20}]
[{"$f":"Input2!I$16","v":"No"},{"$f":"IF(A476=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E473","v":86},{"$f":"T473","v":2608.81},"Annual;",{"$f":"F476*P477","v":1304.405},"Semi-Ann;",{"$f":"F476*P478","v":652.20249999999999},"Qrtly;",{"$f":"F476*P479","v":217.3921373},"Mos.;",null,"Fee Cost:",{"$f":"VLOOKUP($E476,GTLSTHHCRATESALL,B482)","v":20}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F475+F476","v":5217.62},"Annual;",null,null,null,null,null,null,null,"Semi-Ann:",0.5]
[{"$f":"Input2!H$10","v":"No"},{"$f":"IF(A478=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,null,null,null,"Quart:",0.25]
[{"$f":"Input2!I$10","v":"No"},{"$f":"IF(A479=\"No\",1,1)","v":1},{"$f":"Input2!H$20","v":"Annual"},"Client 1:",{"$f":"E475","v":86},{"$f":"IF(C479=\"Annual\",F475,(IF(C479=\"Semi-Annual\",H475,(IF(C479=\"Quarterly\",J475,(IF(C479=\"Monthly\",L475,\"Check!\")))))))","v":2608.81},{"$f":"ROUND(F479,2)","v":2608.81},null,null,null,null,null,null,null,"Monthly:",8.3330000000000001E-2]
["HI Fact?","FeeCol?",{"$f":"Input2!I$20","v":"Monthly"},"Client 2:",{"$f":"E476","v":86},{"$f":"IF(C480=\"Annual\",F476,(IF(C480=\"Semi-Annual\",H476,(IF(C480=\"Quarterly\",J476,(IF(C480=\"Monthly\",L476,\"Check!\")))))))","v":217.3921373},{"$f":"ROUND(F480,2)","v":217.39}]
[{"$f":"VLOOKUP(Input2!F$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G466,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21},null,"Total:",null,{"$f":"F479+F480","v":2826.2021372999998},2826.2]
[{"$f":"VLOOKUP(Input2!G$20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(G467,GTLSTHHCCOLUMNCHART,2,FALSE)","v":21}]

{"sheet":"STCRate5","index":26,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
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["This is from New Std Life Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["Sent 6/21/21",null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"SL3FACRATESALL\"",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,{"$f":"S8+1","v":19},9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,{"$f":"AG8+1","v":19},9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,{"$f":"AU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,{"$f":"S10+1","v":21},9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,{"$f":"AG10+1","v":21},9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,{"$f":"AU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[]
["Infl on 50?","Infl- HHC?","Inf-Same?"]
[{"$f":"Input2!AT7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":"Y"}]
[{"$f":"Input2!AU7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":"Y"}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
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[{"$f":"Input2!AU14","v":"360-20"},{"$f":"VLOOKUP(A87,SLFACCODE,2,FALSE)","v":20},{"$f":"VLOOKUP(Input2!O12,STCHIBENCHART,2,FALSE)","v":20},"Client 2:",{"$f":"Input2!O9","v":64},{"$f":"VLOOKUP($E87,SLFACRATESALL,B87)","v":39.730000000000004},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":794.60000000000014},"AND",{"$f":"VLOOKUP($E87,SLHHC50RATESALL,B90)","v":7.9600000000000009},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":119.4},null,{"$f":"VLOOKUP(E87,SL3HIRATESALL,$B$105,FALSE)","v":0},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":0}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AT19","v":"360-0"},{"$f":"VLOOKUP(A89,SLFACCODE,2,FALSE)","v":6},{"$f":"VLOOKUP(Input2!N17,STCHIBENCHART,2,FALSE)","v":15},"Client 1:",{"$f":"E86","v":64},{"$f":"VLOOKUP($E89,SLHHC50RATESALL,B101,FALSE)","v":6.480000000000004},"is per $10 FAST50;",null,"So, F50=",{"$f":"F89*C101","v":97.20000000000006},"AND",{"$f":"VLOOKUP($E89,SL5RXRATESALL,B107,FALSE)","v":347},"is Rx Prem","So, Sub =",{"$f":"J86+P86+J89+V86+L89","v":1437.8500000000001},"After Tobacco -->",null,{"$f":"O89*B95","v":1437.8500000000001},"After Spouse -->",null,{"$f":"R89*B92","v":1437.8500000000001},"+PolicyFee=",{"$f":"U89+B98","v":1437.8500000000001}]
[{"$f":"Input2!AU19","v":"180-0"},{"$f":"VLOOKUP(A90,SLFACCODE,2,FALSE)","v":4},{"$f":"VLOOKUP(Input2!O17,STCHIBENCHART,2,FALSE)","v":15},"Client 2:",{"$f":"E87","v":64},{"$f":"VLOOKUP($E90,SLHHC50RATESALL,B102,FALSE)","v":3.8699999999999974},"is per $10 FAST50;",null,"So, F50=",{"$f":"F90*C90","v":58.049999999999962},"AND",{"$f":"VLOOKUP($E90,SL5RXRATESALL,B108,FALSE)","v":0},"is Rx Prem","So, Sub =",{"$f":"J87+P87+J90+V87+L90","v":972.05000000000007},"After Tobacco -->",null,{"$f":"O90*B96","v":972.05000000000007},"After Spouse -->",null,{"$f":"R90*B93","v":972.05000000000007},"+PolicyFee=",{"$f":"U90+B99","v":972.05000000000007}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!N16","v":"No"},{"$f":"IF(A92=\"Yes\",0.93,1)","v":1},null,"Client 1:",{"$f":"E89","v":64},{"$f":"W89","v":1437.8500000000001},"Annual;",{"$f":"F92*M95","v":718.92500000000007},"Semi-Ann;",{"$f":"F92*M96","v":359.46250000000003},"Qrtly;",{"$f":"F92*M97","v":119.81604050000001},"Mos.;"]
[{"$f":"Input2!O16","v":"No"},{"$f":"IF(A93=\"Yes\",0.93,1)","v":1},null,"Client 2:",{"$f":"E90","v":64},{"$f":"W90","v":972.05000000000007},"Annual;",{"$f":"F93*M95","v":486.02500000000003},"Semi-Ann;",{"$f":"F93*M96","v":243.01250000000002},"Qrtly;",{"$f":"F93*M97","v":81.000926500000006},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":2409.9},"Annual;"]
[{"$f":"Input2!N10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!O10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!N15","v":"Annual"},"Client 1:",{"$f":"E92","v":64},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":1437.8500000000001},{"$f":"ROUND(F96,2)","v":1437.85},null,null,null,null,"Quart =",0.25]
["HI Fact?","Pol.Fee?",{"$f":"Input2!O15","v":"Annual"},"Client 2:",{"$f":"E93","v":64},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":972.05000000000007},{"$f":"ROUND(F97,2)","v":972.05},null,null,null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"VLOOKUP(Input2!N20,STCHIBENCHART,2,FALSE)","v":0},0,null,"Total:",null,{"$f":"F96+F97","v":2409.9},2409.9]
[{"$f":"VLOOKUP(Input2!O20,STCHIBENCHART,2,FALSE)","v":0},0]
["Fast50","Fast50Code","50Fac",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[{"$f":"IF(C83=\"N\",(IF(A83=\"Y\",Input2!AT24,Input2!AT25)),A89)","v":"360-0"},{"$f":"VLOOKUP(A101,SL50CODE,2,FALSE)","v":104},{"$f":"C89","v":15},null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[{"$f":"IF(C84=\"N\",(IF(A84=\"Y\",Input2!AU24,Input2!AU25)),A90)","v":"180-0"},{"$f":"VLOOKUP(A102,SL50CODE,2,FALSE)","v":102},{"$f":"C90","v":15},null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
["HI Charts","HI Col.",null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-WITH INFL",null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-180 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
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["10 Days",10,4,null,35,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,35,0,235,352.5,470,null,null,null,null,null,32,8]
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[null,null,null,null,88,{"$f":"RawStdLife4!$B138","v":12.000000000000018},{"$f":"RawStdLife4!$C138","v":17.679999999999964},{"$f":"RawStdLife4!$D138","v":21.359999999999932},{"$f":"RawStdLife4!$E138","v":24.239999999999988},0,null,88,0,480,720,960,null,null,null,null,null,85,49]
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[69,33.86,61.56,101.59,null,29.640000000000004,54.91,91.189999999999984,null,26.459999999999997,47.819999999999993,76.070000000000007,null,69,10.120000000000005,18.459999999999994,30.440000000000026,null,8.8299999999999947,16.409999999999997,27.33,null,7.8800000000000061,14.320000000000007,22.699999999999989,null,69,4.8999999999999915,8.9699999999999989,14.789999999999964,null,3.7999999999999972,8.6600000000000108,12.660000000000025,null,3.039999999999992,7.8399999999999892,11.790000000000006]
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[72,41.65,75.25,123.2,null,36.51,66.959999999999994,110.95,null,32.44,58.69,91.94,null,72,12.490000000000002,22.510000000000005,36.989999999999995,null,10.850000000000001,20.080000000000013,33.249999999999986,null,9.8000000000000043,17.61,27.519999999999996,null,72,6.0600000000000023,10.97999999999999,17.960000000000008,null,5.25,10.61,15.160000000000025,null,4.5499999999999972,9.9099999999999966,14.350000000000009]
[73,45.32,81.64,134.06,null,39.65,72.67,120.57,null,35.35,63.64,100.18,null,73,13.600000000000001,24.439999999999998,40.240000000000009,null,11.780000000000001,21.769999999999996,36.150000000000006,null,10.649999999999999,19.090000000000003,29.989999999999981,null,73,6.5999999999999943,11.909999999999997,19.53,null,5.8699999999999974,11.430000000000007,17.189999999999998,null,5.1599999999999966,10.719999999999999,16.380000000000024]
[74,48.99,88.03,144.92000000000002,null,42.79,78.38000000000001,130.19,null,38.260000000000005,68.59,108.42000000000002,null,74,14.71,26.36999999999999,43.490000000000009,null,12.71,23.45999999999998,39.050000000000011,null,11.499999999999993,20.570000000000007,32.45999999999998,null,74,7.1399999999999864,12.840000000000003,21.099999999999994,null,6.4899999999999949,12.250000000000014,19.21999999999997,null,5.769999999999996,11.530000000000001,18.410000000000025]
[75,52.660000000000004,94.42,155.78000000000003,null,45.93,84.090000000000018,139.81,null,41.170000000000009,73.540000000000006,116.66000000000003,null,75,15.82,28.299999999999983,46.740000000000009,null,13.64,25.149999999999963,41.950000000000017,null,12.349999999999987,22.050000000000011,34.929999999999978,null,75,7.6799999999999784,13.770000000000024,22.669999999999987,null,7.1099999999999923,13.070000000000022,21.249999999999943,null,6.3799999999999955,12.340000000000003,20.440000000000026]
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[77,60,107.19,177.5,null,52.19,95.53,159.06,null,46.98,83.44,133.13,null,77,18.03,32.19,53.22999999999999,null,15.519999999999996,28.53,47.72,null,14.060000000000002,25,39.900000000000006,null,77,8.75,15.620000000000005,25.830000000000013,null,8.3300000000000125,14.689999999999998,25.310000000000002,null,7.6100000000000065,13.960000000000008,24.47]
[78,64.56,115.21,191.41,null,56.2,102.64,171.5,null,50.64,90.31,144.53,null,78,19.39,34.590000000000018,57.400000000000006,null,16.75,30.690000000000012,51.44,null,15.150000000000006,27.069999999999993,43.330000000000013,null,78,9.4099999999999966,16.789999999999992,27.850000000000023,null,9.019999999999996,15.949999999999989,27.300000000000011,null,8.3399999999999892,15.230000000000018,26.489999999999981]
[79,69.12,123.22999999999999,205.32,null,60.210000000000008,109.75,183.94,null,54.300000000000004,97.18,155.93,null,79,20.75,36.990000000000038,61.569999999999993,null,17.980000000000004,32.850000000000023,55.16,null,16.240000000000016,29.139999999999986,46.760000000000019,null,79,10.069999999999993,17.95999999999998,29.870000000000061,null,9.7099999999999795,17.20999999999998,29.289999999999992,null,9.0699999999999648,16.500000000000028,28.509999999999962]
[80,73.680000000000007,131.25,219.23,null,64.220000000000013,116.86,196.38,null,57.960000000000008,104.05000000000001,167.33,null,80,22.11,39.390000000000043,65.739999999999981,null,19.210000000000008,35.010000000000034,58.879999999999995,null,17.330000000000027,31.20999999999998,50.190000000000026,null,80,10.72999999999999,19.129999999999967,31.8900000000001,null,10.399999999999963,18.46999999999997,31.279999999999973,null,9.7999999999999403,17.770000000000039,30.529999999999944]
[81,78.240000000000009,139.27000000000001,233.14,null,68.230000000000018,123.97,208.82,null,61.620000000000012,110.92000000000002,178.73000000000002,null,81,23.47,41.790000000000049,69.909999999999968,null,20.440000000000012,37.170000000000044,62.599999999999966,null,18.420000000000037,33.279999999999973,53.620000000000033,null,81,11.389999999999986,20.299999999999955,33.910000000000139,null,11.089999999999947,19.729999999999961,33.269999999999982,null,10.529999999999916,19.040000000000049,32.549999999999926]
[82,82.8,147.29,247.05,null,72.25,131.1,221.28,null,65.260000000000005,117.78,190.13,null,82,24.820000000000007,44.19,74.089999999999975,null,21.67,39.300000000000011,66.309999999999974,null,19.549999999999997,35.370000000000005,57.03,null,82,12.069999999999993,21.47,35.94,null,11.789999999999992,20.97999999999999,35.270000000000039,null,11.219999999999999,20.299999999999983,34.590000000000003]
[83,87.359999999999985,155.30999999999997,260.96000000000004,null,76.269999999999982,138.22999999999999,233.74,null,68.900000000000006,124.63999999999999,201.52999999999997,null,83,26.170000000000016,46.589999999999947,78.269999999999982,null,22.899999999999991,41.429999999999978,70.019999999999982,null,20.67999999999995,37.460000000000036,60.439999999999941,null,83,12.75,22.640000000000043,37.969999999999857,null,12.490000000000038,22.230000000000018,37.270000000000095,null,11.910000000000082,21.559999999999917,36.630000000000109]
[84,91.919999999999973,163.32999999999996,274.87000000000006,null,80.289999999999964,145.35999999999999,246.20000000000002,null,72.540000000000006,131.49999999999997,212.92999999999995,null,84,27.520000000000024,48.989999999999895,82.449999999999989,null,24.129999999999981,43.559999999999945,73.72999999999999,null,21.809999999999903,39.550000000000068,63.849999999999909,null,84,13.430000000000007,23.810000000000088,39.999999999999716,null,13.190000000000083,23.480000000000047,39.270000000000152,null,12.600000000000165,22.819999999999851,38.670000000000186]
[85,96.479999999999961,171.34999999999994,288.78000000000009,null,84.309999999999945,152.48999999999998,258.66000000000003,null,76.180000000000007,138.35999999999996,224.32999999999993,null,85,28.870000000000033,51.389999999999844,86.63,null,25.359999999999971,45.689999999999912,77.44,null,22.939999999999856,41.6400000000001,67.259999999999877,null,85,14.110000000000014,24.980000000000132,42.029999999999575,null,13.890000000000128,24.730000000000075,41.270000000000209,null,13.290000000000248,24.079999999999785,40.710000000000264]
[86,101.03999999999995,179.36999999999992,302.69000000000011,null,88.329999999999927,159.61999999999998,271.12,null,79.820000000000007,145.21999999999994,235.7299999999999,null,86,30.220000000000041,53.789999999999793,90.81,null,26.589999999999961,47.819999999999879,81.150000000000034,null,24.069999999999808,43.730000000000132,70.669999999999845,null,86,14.79000000000002,26.150000000000176,44.059999999999434,null,14.59000000000016,25.980000000000103,43.270000000000266,null,13.980000000000331,25.339999999999719,42.750000000000341]
[87,105.59999999999994,187.3899999999999,316.60000000000014,null,92.349999999999909,166.74999999999997,283.58,null,83.460000000000008,152.07999999999993,247.12999999999988,null,87,31.57000000000005,56.189999999999742,94.990000000000009,null,27.819999999999951,49.949999999999847,84.86000000000007,null,25.199999999999761,45.820000000000164,74.079999999999814,null,87,15.470000000000027,27.320000000000221,46.089999999999293,null,15.290000000000177,27.230000000000132,45.270000000000323,null,14.670000000000414,26.599999999999653,44.790000000000418]
[88,110.15999999999993,195.40999999999988,330.51000000000016,null,96.369999999999891,173.87999999999997,296.03999999999996,null,87.100000000000009,158.93999999999991,258.52999999999986,null,88,32.920000000000059,58.589999999999691,99.170000000000016,null,29.04999999999994,52.079999999999814,88.570000000000107,null,26.329999999999714,47.910000000000196,77.489999999999782,null,88,16.150000000000034,28.490000000000265,48.119999999999152,null,15.990000000000194,28.48000000000016,47.27000000000038,null,15.360000000000497,27.859999999999587,46.830000000000496]
[89,114.71999999999991,203.42999999999986,344.42000000000019,null,100.38999999999987,181.00999999999996,308.49999999999994,null,90.740000000000009,165.7999999999999,269.92999999999984,null,89,34.270000000000067,60.98999999999964,103.35000000000002,null,30.279999999999916,54.209999999999781,92.280000000000143,null,27.459999999999667,50.000000000000227,80.89999999999975,null,89,16.830000000000041,29.660000000000309,50.149999999999011,null,16.690000000000225,29.730000000000189,49.270000000000437,null,16.05000000000058,29.119999999999521,48.870000000000573]
[]
[]
[]
[]
["Standard Life - STC -- Hospital Confinement Rider -- PER $10",null,null,null,null,null,null,"Standard Life - STC -- Rx \"Rider\" -- Annual Premiums"]
["Benefit Period","3 Days","6 Days","10 Days","20 Days",null,null,"Ann. Max.",500,750,1000]
["Issue Age",null,null,null,null,null,null,"Issue Age"]
["18-50",3.4,5,6,6.8,null,null,"18-50",235,352.5,470]
[51,3.7,5.5,6.6,7.5,null,null,51,255,382.5,510]
[52,4,6,7.2,8.1999999999999993,null,null,52,275,412.5,550]
[53,4.2,6.28,7.52,8.52,null,null,53,279,418.5,558]
[54,4.4000000000000004,6.5600000000000005,7.839999999999999,8.84,null,null,54,283,424.5,566]
[55,4.6000000000000005,6.8400000000000007,8.1599999999999984,9.16,null,null,55,287,430.5,574]
[56,4.8000000000000007,7.120000000000001,8.4799999999999969,9.48,null,null,56,291,436.5,582]
[57,5,7.4,8.8000000000000007,9.8000000000000007,null,null,57,295,442.5,590]
[58,5.2,7.68,9.16,10.24,null,null,58,303,454.5,606]
[59,5.4,7.9599999999999991,9.52,10.68,null,null,59,311,466.5,622]
[60,5.6000000000000005,8.2399999999999984,9.879999999999999,11.12,null,null,60,319,478.5,638]
[61,5.8000000000000007,8.5199999999999978,10.239999999999998,11.559999999999999,null,null,61,327,490.5,654]
[62,6,8.8000000000000007,10.6,12,null,null,62,335,502.5,670]
[63,6.24,9.16,11,12.44,null,null,63,341,511.5,682]
[64,6.48,9.52,11.4,12.879999999999999,null,null,64,347,520.5,694]
[65,6.7200000000000006,9.879999999999999,11.8,13.319999999999999,null,null,65,353,529.5,706]
[66,6.9600000000000009,10.239999999999998,12.200000000000001,13.759999999999998,null,null,66,359,538.5,718]
[67,7.2,10.6,12.6,14.2,null,null,67,365,547.5,730]
[68,7.44,11,13.08,14.72,null,null,68,382,573,764]
[69,7.6800000000000006,11.4,13.56,15.240000000000002,null,null,69,399,598.5,798]
[70,7.9200000000000008,11.8,14.040000000000001,15.760000000000003,null,null,70,416,624,832]
[71,8.16,12.200000000000001,14.520000000000001,16.280000000000005,null,null,71,433,649.5,866]
[72,8.4,12.6,15,16.8,null,null,72,450,675,900]
[73,8.68,13,15.48,17.32,null,null,73,456,684,912]
[74,8.9599999999999991,13.4,15.96,17.84,null,null,74,462,693,924]
[75,9.2399999999999984,13.8,16.440000000000001,18.36,null,null,75,468,702,936]
[76,9.5199999999999978,14.200000000000001,16.920000000000002,18.88,null,null,76,474,711,948]
[77,9.8000000000000007,14.6,17.399999999999999,19.399999999999999,null,null,77,480,720,960]
[78,10,14.88,17.760000000000002,19.84,null,null,78,480,720,960]
[79,10.199999999999999,15.160000000000002,18.120000000000005,20.28,null,null,79,480,720,960]
[80,10.399999999999999,15.440000000000003,18.480000000000008,20.720000000000002,null,null,80,480,720,960]
[81,10.599999999999998,15.720000000000004,18.840000000000011,21.160000000000004,null,null,81,480,720,960]
[82,10.8,16,19.2,21.6,null,null,82,480,720,960]
[83,11.000000000000004,16.279999999999994,19.559999999999988,22.04,null,null,83,480,720,960]
[84,11.200000000000006,16.559999999999988,19.919999999999977,22.479999999999997,null,null,84,480,720,960]
[85,11.400000000000009,16.839999999999982,20.279999999999966,22.919999999999995,null,null,85,480,720,960]
[86,11.600000000000012,17.119999999999976,20.639999999999954,23.359999999999992,null,null,86,480,720,960]
[87,11.800000000000015,17.39999999999997,20.999999999999943,23.79999999999999,null,null,87,480,720,960]
[88,12.000000000000018,17.679999999999964,21.359999999999932,24.239999999999988,null,null,88,480,720,960]
[89,12.200000000000021,17.959999999999958,21.719999999999921,24.679999999999986,null,null,89,480,720,960]

{"sheet":"STCRate6 (2)","index":28,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,1,{"$f":"E1+1","v":2},{"$f":"F1+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR1+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED1+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,179,180,181,182,183,184]
["This is from New Std Life Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["Sent 6/21/21",null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"SL3FACRATESALL\"",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
[null,null,null,null,null,"60-0","90-0","180-0","270-0","360-0","60+0","90+0","180+0","270+0","360+0",null,null,null,null,"60-20","90-20","180-20","270-20","360-20","60+20","90+20","180+20","270+20","360+20",null,null,null,null,"60-100","90-100","180-100","270-100","360-100","60+100","90+100","180+100","270+100","360+100",null,null,null,null,"60-60","90-60","180-60","270-60","360-60","450-60","540-60","630-60",null,null,null,null,null,null,"60-90","90-90","180-90","270-90","360-90","450-90","540-90","630-90",null,null,null,null,null,null,"60-100","90-100","180-100","270-100","360-100","450-100","540-100","630-100"]
["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,{"$f":"S8+1","v":19},9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,{"$f":"AG8+1","v":19},9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,{"$f":"AU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,{"$f":"S10+1","v":21},9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,{"$f":"AG10+1","v":21},9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,{"$f":"AU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["OR NOTES ON THIS PAGE.",null,null,null,23,9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,23,9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,23,9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,25,9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,25,9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["IN CASE ONE WANTED TO",null,null,null,27,9999,{"$f":"RawStdLife4!$B$6","v":3.75},{"$f":"RawStdLife4!$C$6","v":9.83},9999,{"$f":"RawStdLife4!$D$6","v":16.920000000000002},9999,{"$f":"RawStdLife4!$B$53","v":6.19},{"$f":"RawStdLife4!$C$53","v":16.22},9999,{"$f":"RawStdLife4!$D$53","v":27.92},0,null,null,27,9999,{"$f":"RawStdLife4!$F$6","v":3},{"$f":"RawStdLife4!$G$6","v":8.75},9999,{"$f":"RawStdLife4!$H$6","v":14.75},9999,{"$f":"RawStdLife4!$F$53","v":4.95},{"$f":"RawStdLife4!$G$53","v":14.44},9999,{"$f":"RawStdLife4!$H$53","v":24.34},9999,9999,null,27,9999,{"$f":"RawStdLife4!$J$6","v":2.58},{"$f":"RawStdLife4!$K$6","v":6.83},9999,{"$f":"RawStdLife4!$L$6","v":10.5},9999,{"$f":"RawStdLife4!$J$53","v":4.26},{"$f":"RawStdLife4!$K$53","v":11.27},9999,{"$f":"RawStdLife4!$L$53","v":17.329999999999998},9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,87,9999,{"$f":"RawStdLife4!$B43","v":96.000000000000057},{"$f":"RawStdLife4!$C43","v":170.3300000000001},9999,{"$f":"RawStdLife4!$D43","v":287.58000000000027},9999,{"$f":"RawStdLife4!$B90","v":105.59999999999994},{"$f":"RawStdLife4!$C90","v":187.3899999999999},9999,{"$f":"RawStdLife4!$D90","v":316.60000000000014},0,null,null,87,9999,{"$f":"RawStdLife4!$F43","v":83.830000000000013},{"$f":"RawStdLife4!$G43","v":151.50000000000011},9999,{"$f":"RawStdLife4!$H43","v":257.6699999999999},9999,{"$f":"RawStdLife4!$F90","v":92.349999999999909},{"$f":"RawStdLife4!$G90","v":166.74999999999997},9999,{"$f":"RawStdLife4!$H90","v":283.58},9999,9999,null,87,9999,{"$f":"RawStdLife4!$J43","v":76.000000000000043},{"$f":"RawStdLife4!$K43","v":138.17000000000013},9999,{"$f":"RawStdLife4!$L43","v":224.08},9999,{"$f":"RawStdLife4!$J90","v":83.460000000000008},{"$f":"RawStdLife4!$K90","v":152.07999999999993},9999,{"$f":"RawStdLife4!$L90","v":247.12999999999988},9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[]
["Infl on 50?","Infl- HHC?","Inf-Same?"]
[{"$f":"Input2!AW7","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":{"$error":"#N/A"}}]
[{"$f":"Input2!AX7","v":{"$error":"#N/A"}},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"Y"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":{"$error":"#N/A"}}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AW14","v":"360+-60"},{"$f":"VLOOKUP(A86,SLFACCODE,2,FALSE)","v":67},{"$f":"VLOOKUP(Input2!P12,STCHIBENCHART,2,FALSE)","v":40},"Client 1:",{"$f":"Input2!P9","v":58},{"$f":"VLOOKUP($E86,SLFACRATESALL,B86)","v":9999},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":399960},"AND",{"$f":"VLOOKUP($E86,SLHHC50RATESALL,B89)","v":14.670000000000002},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":440.1},null,{"$f":"VLOOKUP(E86,SL3HIRATESALL,$B$104,FALSE)","v":10.24},"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":102.4}]
[{"$f":"Input2!AX14","v":"360+-60"},{"$f":"VLOOKUP(A87,SLFACCODE,2,FALSE)","v":67},{"$f":"VLOOKUP(Input2!Q12,STCHIBENCHART,2,FALSE)","v":40},"Client 2:",{"$f":"Input2!Q9","v":60},{"$f":"VLOOKUP($E87,SLFACRATESALL,B87)","v":9999},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":399960},"AND",{"$f":"VLOOKUP($E87,SLHHC50RATESALL,B90)","v":16.889999999999993},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":506.69999999999982},null,{"$f":"VLOOKUP(E87,SL3HIRATESALL,$B$105,FALSE)","v":11.12},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":111.19999999999999}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AW19","v":"360+-0"},{"$f":"VLOOKUP(A89,SLFACCODE,2,FALSE)","v":11},{"$f":"VLOOKUP(Input2!P17,STCHIBENCHART,2,FALSE)","v":30},"Client 1:",{"$f":"E86","v":58},{"$f":"VLOOKUP($E89,SLHHC50RATESALL,B101,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F89*C101","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E89,SL6RXRATESALL,B107,FALSE)","v":35.6},"is Rx Prem","So, Sub =",{"$f":"J86+P86+J89+V86+L89","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O89*B95","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R89*B92","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U89+B98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AX19","v":"360+-0"},{"$f":"VLOOKUP(A90,SLFACCODE,2,FALSE)","v":11},{"$f":"VLOOKUP(Input2!Q17,STCHIBENCHART,2,FALSE)","v":30},"Client 2:",{"$f":"E87","v":60},{"$f":"VLOOKUP($E90,SLHHC50RATESALL,B102,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F90*C102","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E90,SL6RXRATESALL,B108,FALSE)","v":36.800000000000004},"is Rx Prem","So, Sub =",{"$f":"J87+P87+J90+V87+L90","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O90*B96","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R90*B93","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U90+B99","v":{"$error":"#REF!"}}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!P16","v":"Yes"},{"$f":"IF(A92=\"Yes\",0.93,1)","v":0.93},null,"Client 1:",{"$f":"E89","v":58},{"$f":"W89","v":{"$error":"#REF!"}},"Annual;",{"$f":"F92*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F92*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F92*M97","v":{"$error":"#REF!"}},"Mos.;"]
[{"$f":"Input2!Q16","v":"Yes"},{"$f":"IF(A93=\"Yes\",0.93,1)","v":0.93},null,"Client 2:",{"$f":"E90","v":60},{"$f":"W90","v":{"$error":"#REF!"}},"Annual;",{"$f":"F93*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F93*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F93*M97","v":{"$error":"#REF!"}},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":{"$error":"#REF!"}},"Annual;"]
[{"$f":"Input2!P10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!Q10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!P15","v":"Annual"},"Client 1:",{"$f":"E92","v":58},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":{"$error":"#REF!"}},{"$f":"ROUND(F96,2)","v":{"$error":"#REF!"}},null,null,null,null,"Quart =",0.25]
["HI Fact?","Pol.Fee?",{"$f":"Input2!Q15","v":"Annual"},"Client 2:",{"$f":"E93","v":60},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":{"$error":"#REF!"}},{"$f":"ROUND(F97,2)","v":{"$error":"#REF!"}},null,null,null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"VLOOKUP(Input2!P20,STCHIBENCHART,2,FALSE)","v":10},0,null,"Total:",null,{"$f":"F96+F97","v":{"$error":"#REF!"}},{"$error":"#REF!"}]
[{"$f":"VLOOKUP(Input2!Q20,STCHIBENCHART,2,FALSE)","v":10},0]
["Fast50","Fast50Code","50Fac",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[{"$f":"IF(C83=\"N\",(IF(A83=\"Y\",Input2!AW24,Input2!AW25)),A89)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A101,SL50CODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"C89","v":30},null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[{"$f":"IF(C84=\"N\",(IF(A84=\"Y\",Input2!AX24,Input2!AX25)),A90)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A102,SL50CODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"C90","v":30},null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
["HI Charts","HI Col.",null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-WITH INFL",null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-180 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
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[null,null,null,"NOTE: The time period in brackets refers to diagnosis or treatment either Currently or in the Past time period noted."]
[null,"HEALTH CONDITION(S) OR SITUATION(S)*",null,"TRUE FREEDOM HOME CARE PLAN",null,"GTL SHORT-TERM HHC PLAN",null,"GTL HOME CARE SECURE SHORT TERM PLAN",null,"Standard Life's OMNIFlex STC PLAN",null,"MEDICO / WELLABE STC PLAN**",null,"GTL's CRITICAL CASH PLAN",null,"AETNA RECOVERY CARE STC PLAN",null,"GTL RECOVER CASH STC PLAN",null,"TRADITIONAL LTCI PLANS &/OR HYBRID PLANS"]
[]
[null,"Issue Ages?",null,"18-99",{"$f":"-D615","v":0},"61-85",null,"45-89",null,"35-84",null,"50-85",null,"18-84",null,"50-89",null,"40-84",null,"18-79",null,null,null,null,null,"Below is called \"UWList\"  & \"UWListChart\""]
[null,"State Availability (as of xx/xx/xxxx)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cat"]
[null,"Need Assistance with ADL's, Receiving HHC Services or Living in an ALF, NH or some other care facility?",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (Currently)",null,"**NO! (OR recommended by physician --12 Mos.)",null,"NO! (Currently, but ADL's  not addressed)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!",null,null,null,null,null,"apple"]
[null,"Alzheimer's, Dementia, or Cognitively Impaired?",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (Currently)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs. - But, \"Cognitively Impaired\" not addressed)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,null,null,null,null,"People"]
[null,"In next 60 Days, expect to be admitted to hospital, ALF, NH, require HHC, or have surgery?",null,"YES!",null,"YES! Option A/B NO! Option C",null,"NO!",null,"NO!",null,"**NO!",null,"NO! (Past 24 Mos., ordinary prudent person expect covered condition)",null,"NO!",null,"NO!",null,"NO!",null,null,null,null,null,"Sugar"]
[null,"Kidney Failure (due to diabetes)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (Currently)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Parkinson's Disease (Stages 4-5)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Diabetes with insulin AND in conjunction with heart failure?",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (Currently)",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Parkinson's Disease (Stages 1-3)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Oxygen use due to respiratory disease",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Multiple Sclerosis",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Kidney Failure (any reason besides due to diabetes)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES! Simp. Issue    NO!  Full UW (If Dialysis Needed -24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[]
[null,"Internal Cancer (besides skin cancer in-Situ), leukemia, lymphoma, malignant melanoma, or cancer that has spread",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES! Plan C    NO! Plans A or B (10 Yrs.) ALSO, SEE CRITICAL CASH CANCER SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"VARIES"]
[null,"Cerebral Palsy, ",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Huntington's (Chorea) Disease",null,"YES!",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"AIDS, ARC, HIV?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (Ever)",null,"**YES! Simp. Issue                 NO!  Full UW     (10 Yrs.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (10 Yrs.)",null,"NO!"]
[]
[]
[]
[null,"Kidney dialysis, renal insufficiency?",null,"YES!",null,"YES!",null,"YES! (Unless considered kidney failure)",null,"YES! (Unless due to diabetes… then NO!)",null,"**YES! Simp. Issue (Unless due to diabetes, then… NO!  Full UW - 24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Prescribed daily nebulizer use with Oxygen (NOT due to respiratory disease)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[]
[]
[null,"Heart Disease, Congestive Heart Failure, Heart or valve Surgery?",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.) ALSO, SEE CRITICAL CASH CARDIAC SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Opiods for Chronic Pain",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"YES!",null,"NO!"]
[null,"Skin Cancer In-Situ",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"YES!",null,"USUALLY!"]
[null,"Diabetes with 1-49 units insulin (no complications)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"YES!",null,"NO! (24 Mos.)",null,"MAYBE!"]
[null,"Diabetic complications resulting in neuropathy, proliferative retinopathy, kidney disease or failure, kidney dialysis or renal insufficiency",null,"YES!",null,"YES!",null,"YES! (Besides Kidney Failure)",null,"NO! (Currently)",null,"**NO! (24 Mos.)",null,"YES! (Unless Listed Kidney Issues, then NO Plans; OR If insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Diabetic complications of heart or artery blockage?",null,"YES!",null,"YES!",null,"YES! (Unless considered heart disease)",null,"YES! (Unless currently insulin with heart failure… then NO!)",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"YES! (Unless heart or valve surgery - 24 Mos.)",null,"NO!"]
[null,"Diabetic with less than 50 units of insulin and only non-proliferative retinopathy",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"YES! (Unless some insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"MAYBE!"]
[null,"Diabetes with 50+ units of insulin",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos. - or 3+ oral and 1 injectible meds)",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Organ transplant (other than corneal)?",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**Not On App.",null,"NO!",null,"Not On App.",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Been advised to have tests, treatment, surgery that has not yet been performed, or have pending results",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**Not On App.",null,"NO! (24 Mos. - for benefits pertaining to specific covered conditions)",null,"NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Amputation caused by disease",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos.)",null,"YES! (Unless disease itself a knockout)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Due to disease other than cancer)"]
[null,"Chronic Obstructive Lung or Pulmonary Disease (COPD), chronic bronchitis, emphysema, or respiratory disease requiring oxygen",null,"YES!",null,"YES!",null,"NO! (Currently if Oxygen Use)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**YES! Simp. Issue (Unless Oxygen)    NO!  Full UW (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos. If Oxygen, or 3+ meds)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Chronic liver disease (Cirhosis)",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**YES! Simp. Issue    NO!  Full UW (incl. Hepatitus C- 24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Systemic lupus, muscular dystrophy, ALS (Lou Gehrig's Disease), motor neuron disease, psychotic disorders, or other neurological or neuromuscular diseases?",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos. -- but Lupus NOT mentioned on App.)",null,"SEE CRITICAL CASH KNOCKOUT SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Any type of seizure?",null,"YES!",null,"YES!",null,"YES!",null,"YES! (Unless due to neurological disease, then NO! Tier 2 - 24 Mos.)",null,"**YES! (Simp. Issue, unless due to neurological disease, then... NO! Full UW - 24 Mos.)",null,"YES!",null,"NO! (12 Mos.)",null,"YES! (Unless due to neurological disorder, then NO! - 24 Mos.)",null,"MAYBE! (NO! if 2+ per Year)"]
[null,"Alcohol or substance abuse?",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (5 Yrs.)",null,"NO! (12 Mos. - or been advised)",null,"NO! (24 Mos.)",null,"NO! (3 Yrs.)"]
[null,"Paget's Disease (Crippling skeletal disorder), Rheumatoid arthritis or other connective tissue disorders?",null,"YES!",null,"YES!",null,"YES!",null,"Not On App.",null,"**Not On App.",null,"YES!",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"No!"]
[null,"Been hospitalized 3+ times for any reason?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (24 Mos.)",null,"YES!",null,"DOUBTFUL!"]
[null,"Currently eligible for Medicaid or on early Medicare due to disability (prior to age 65), or disabled",null,"YES!",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"**Not On App.",null,"Not On App.",null,"Not On App.",null,"NO! (Currently)",null,"NO!"]
[null,"Stroke (CVA)",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Transient Ischemic Attack (TIA)",null,"YES!",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2       (24 Mos.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Use of wheelchair, walker, motorized cart, motorized mobility device?",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Use of 1 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"NO!"]
[null,"Use of 2-3 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Use of 4+-prong cane?",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Require a hospital bed?",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"Not On App.",null,"Not On App.",null,"Not On App.",null,"NO!"]
[null,"Memory loss (not yet defined as dementia)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO!"]
[null,"One or more fractures due to osteoporosis?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES!",null,"YES!",null,"YES!",null,"NO!"]
[null,"Overweight or Underweight for Height?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"No! (Currently)",null,"YES!",null,"No! (Currently)",null,"NO!"]
[null,"CRITICAL CASH SPECIFIC KNOCKOUTS: ALS (Lou Gehrig's Disease), Central Nervous System Disease, Crohn's Disease, Cystic Fibrosis, Hepatitus B or C (Chronic), Mental Retardation, Motor Neuron Disease, Muscular Dystrophy, Paralysis, Parkinson's, or Ulcerative Colitis?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"NO! (10 Yrs.)",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CARDIAC: Heart attack, Chest Pain, Coronary bypass, angioplasty, stent placement, angina, heart arrhythmia requiring treatment, cardiomyopathy, abnormal heart test, high blood pressure currently treated with 3 or more medications, brain hemorrhage, carotid or peripheral artery disease, unoperated aneurysm, diabetes with insulin, or diabetes diagnosed prior to age 50?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CANCER: Hodgkin's or Non-Hodgkin's Lymphona, Sarcoma, Myelodysplastic Syndrome, or ANY other type of cancer (excluding skin cancer), or ANY tumor of the brain?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan C    NO! Plans A or B (10 Yrs.)",null,"--",null,"--",null,"--"]
[]
[null,"* Generally meaning, \"diagnosed with,\" \"received treatment for,\" \"prescribed medications for,\" \"required the use of,\" etc."]
[null,"** Medico / Wellabe STC Plan currebtly has a Guaranteed Issue with NO UW… Plan is limited to $100 HHC-Only Graded Benefit (10% in Yr 1, 25%/Yr 2, $100%/Yr 3+) for 90 days with 20 Day Elim.. No Facility bens."]

{"sheet":"UW Chart3","index":30,"n_rows":70,"n_cols":26,"rows_kept":70,"cut":false,"hidden":true,"merged":[]}
[]
[]
[null,null,null,"NOTE: The time period in brackets refers to diagnosis or treatment either Currently or in the Past time period noted."]
[null,"HEALTH CONDITION(S) OR SITUATION(S)*",null,"TRUE FREEDOM HOME CARE PLAN",null,"GTL SHORT-TERM HHC PLAN",null,"Standard Life's OMNIFlex STC PLAN",null,"GTL HOME CARE SECURE SHORT TERM PLAN",null,"GTL's CRITICAL CASH PLAN",null,"MEDICO / WELLABE STC PLAN**",null,"GTL RECOVER CASH STC PLAN",null,"AETNA RECOVERY CARE STC PLAN",null,"TRADITIONAL LTCI PLANS &/OR HYBRID PLANS",null,"Row"]
[]
[null,"Issue Ages?",null,"18-99",{"$f":"-D615","v":0},"61-85",null,"35-84",null,"45-89",null,"18-84",null,"50-85",null,"40-84",null,"50-89",null,"18-79",null,6,null,null,null,"Below is called \"UWList\"  & \"UWListChart\""]
[null,"State Availability (as of xx/xx/xxxx)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,null,null,null,"Cat"]
[null,"Need Assistance with ADL's, Receiving HHC Services or Living in an ALF, NH or some other care facility?",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (Currently, but ADL's  not addressed)",null,"**NO! (OR recommended by physician --12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,8,null,null,null,"apple"]
[null,"Alzheimer's, Dementia, or Cognitively Impaired?",null,"YES!",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs. - But, \"Cognitively Impaired\" not addressed)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,9,null,null,null,"People"]
[null,"In next 60 Days, expect to be admitted to hospital, ALF, NH, require HHC, or have surgery?",null,"YES!",null,"YES! Option A/B NO! Option C",null,"NO!",null,"NO!",null,"NO! (Past 24 Mos., ordinary prudent person expect covered condition)",null,"**NO!",null,"NO!",null,"NO!",null,"NO!",null,10,null,null,null,"Sugar"]
[null,"Kidney Failure (due to diabetes)",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,11]
[null,"Parkinson's Disease (Stages 4-5)",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,12]
[null,"Diabetes with insulin AND in conjunction with heart failure?",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"3-0-0-1"]
[null,"Parkinson's Disease (Stages 1-3)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-1-0-0"]
[null,"Oxygen use due to respiratory disease",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"3-1-0-0"]
[null,"Multiple Sclerosis",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-1-0-0"]
[null,"Kidney Failure (any reason besides due to diabetes)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue    NO!  Full UW (If Dialysis Needed -24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-0-0-1"]
[]
[]
[]
[null,"Internal Cancer (besides skin cancer in-Situ), leukemia, lymphoma, malignant melanoma, or cancer that has spread",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan C    NO! Plans A or B (10 Yrs.) ALSO, SEE CRITICAL CASH CANCER SPECIFIC ROW AT BOTTOM",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"VARIES",null,"4-0-0-1-1"]
[null,"Cerebral Palsy, ",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-1-0-0"]
[null,"Huntington's (Chorea) Disease",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-0-1-0"]
[null,"AIDS, ARC, HIV?",null,"YES!",null,"YES!",null,"NO! (Ever)",null,"YES!",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (10 Yrs.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-0-1-0-1"]
[]
[]
[]
[null,"Kidney dialysis, renal insufficiency?",null,"YES!",null,"YES!",null,"YES! (Unless due to diabetes… then NO!)",null,"YES! (Unless considered kidney failure)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue (Unless due to diabetes, then… NO!  Full UW - 24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"5-1-1-0-1"]
[null,"Prescribed daily nebulizer use with Oxygen (NOT due to respiratory disease)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"4-1-0-1"]
[]
[]
[]
[]
[null,"Heart Disease, Congestive Heart Failure, Heart or valve Surgery?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.) ALSO, SEE CRITICAL CASH CARDIAC SPECIFIC ROW AT BOTTOM",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"5-1-0-1-1"]
[]
[null,"Opiods for Chronic Pain",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"NO!",null,"7-1-0-1-1-1-1"]
[null,"Skin Cancer In-Situ",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"USUALLY!",null,"7-1-0-1-1-1-1"]
[null,"Diabetes with 1-49 units insulin (no complications)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES!",null,"NO! (24 Mos.)",null,"YES!",null,"MAYBE!",null,"7-1-1-1-1-0-1"]
[null,"Diabetic complications resulting in neuropathy, proliferative retinopathy, kidney disease or failure, kidney dialysis or renal insufficiency",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES! (Besides Kidney Failure)",null,"YES! (Unless Listed Kidney Issues, then NO Plans; OR If insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-0-1-1"]
[null,"Diabetic complications of heart or artery blockage?",null,"YES!",null,"YES!",null,"YES! (Unless currently insulin with heart failure… then NO!)",null,"YES! (Unless considered heart disease)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"YES! (Unless heart or valve surgery - 24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"6-1-1-1-0-1"]
[null,"Diabetic with less than 50 units of insulin and only non-proliferative retinopathy",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES! (Unless some insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"MAYBE!",null,"5-1-1-1"]
[null,"Diabetes with 50+ units of insulin",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos. - or 3+ oral and 1 injectible meds)",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"5-1-1-1"]
[null,"Organ transplant (other than corneal)?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO!",null,"**Not On App.",null,"NO! (24 Mos.)",null,"Not On App.",null,"NO!",null,"4-1-1-0-0"]
[null,"Been advised to have tests, treatment, surgery that has not yet been performed, or have pending results",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"NO! (24 Mos. - for benefits pertaining to specific covered conditions)",null,"**Not On App.",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"NO!",null,"3-0-1-0"]
[null,"Amputation caused by disease",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"YES! (Unless disease itself a knockout)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Due to disease other than cancer)",null,"5-1-1-1"]
[null,"Chronic Obstructive Lung or Pulmonary Disease (COPD), chronic bronchitis, emphysema, or respiratory disease requiring oxygen",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (Currently if Oxygen Use)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue (Unless Oxygen)    NO!  Full UW (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos. If Oxygen, or 3+ meds)",null,"NO!",null,"4-1-0-0-1"]
[null,"Chronic liver disease (Cirhosis)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue    NO!  Full UW (incl. Hepatitus C- 24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"5-1-1-0-1"]
[null,"Systemic lupus, muscular dystrophy, ALS (Lou Gehrig's Disease), motor neuron disease, psychotic disorders, or other neurological or neuromuscular diseases?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"SEE CRITICAL CASH KNOCKOUT SPECIFIC ROW AT BOTTOM",null,"**NO! (24 Mos. -- but Lupus NOT mentioned on App.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-1-0"]
[null,"Any type of seizure?",null,"YES!",null,"YES!",null,"YES! (Unless due to neurological disease, then NO! Tier 2 - 24 Mos.)",null,"YES!",null,"YES!",null,"**YES! (Simp. Issue, unless due to neurological disease, then... NO! Full UW - 24 Mos.)",null,"YES! (Unless due to neurological disorder, then NO! - 24 Mos.)",null,"NO! (12 Mos.)",null,"MAYBE! (NO! if 2+ per Year)",null,"7-1-1-1-1-1"]
[null,"Alcohol or substance abuse?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (5 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (12 Mos. - or been advised)",null,"NO! (3 Yrs.)",null,"4-1-1-0"]
[null,"Paget's Disease (Crippling skeletal disorder), Rheumatoid arthritis or other connective tissue disorders?",null,"YES!",null,"YES!",null,"Not On App.",null,"YES!",null,"YES!",null,"**Not On App.",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"No!",null,"4-0-1-1-0"]
[null,"Been hospitalized 3+ times for any reason?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (24 Mos.)",null,"DOUBTFUL!",null,"7-1-1-1-1-1"]
[null,"Currently eligible for Medicaid or on early Medicare due to disability (prior to age 65), or disabled",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"Not On App.",null,"**Not On App.",null,"NO! (Currently)",null,"Not On App.",null,"NO!",null,"3-0-1-0"]
[null,"Stroke (CVA)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"5-1-0-1-1"]
[null,"Transient Ischemic Attack (TIA)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2       (24 Mos.)",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"6-1-1-1-1"]
[]
[null,"Use of wheelchair, walker, motorized cart, motorized mobility device?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-1-0-1"]
[null,"Use of 1 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (Currently)",null,"NO!",null,"7-1-1-1-1-1"]
[null,"Use of 2-3 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"5-1-1-1"]
[null,"Use of 4+-prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-1-0-1"]
[null,"Require a hospital bed?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"Not On App.",null,"**NO! (12 Mos.)",null,"Not On App.",null,"Not On App.",null,"NO!",null,"3-1-0-0-0"]
[null,"Memory loss (not yet defined as dementia)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"YES!",null,"NO!",null,"6-1-1-1-0-0-1"]
[null,"One or more fractures due to osteoporosis?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES!",null,"YES!",null,"NO!",null,"8-1-1-1-1-1-1"]
[null,"Overweight or Underweight for Height?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"No! (Currently)",null,"**YES!",null,"No! (Currently)",null,"YES!",null,"NO!",null,"6-1-1-0-1-0-1"]
[null,"CRITICAL CASH SPECIFIC KNOCKOUTS: ALS (Lou Gehrig's Disease), Central Nervous System Disease, Crohn's Disease, Cystic Fibrosis, Hepatitus B or C (Chronic), Mental Retardation, Motor Neuron Disease, Muscular Dystrophy, Paralysis, Parkinson's, or Ulcerative Colitis?",null,"--",null,"--",null,"--",null,"--",null,"NO! (10 Yrs.)",null,"--",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CARDIAC: Heart attack, Chest Pain, Coronary bypass, angioplasty, stent placement, angina, heart arrhythmia requiring treatment, cardiomyopathy, abnormal heart test, high blood pressure currently treated with 3 or more medications, brain hemorrhage, carotid or peripheral artery disease, unoperated aneurysm, diabetes with insulin, or diabetes diagnosed prior to age 50?",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"--",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CANCER: Hodgkin's or Non-Hodgkin's Lymphona, Sarcoma, Myelodysplastic Syndrome, or ANY other type of cancer (excluding skin cancer), or ANY tumor of the brain?",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan C    NO! Plans A or B (10 Yrs.)",null,"--",null,"--",null,"--",null,"--"]
[]
[null,"* Generally meaning, \"diagnosed with,\" \"received treatment for,\" \"prescribed medications for,\" \"required the use of,\" etc."]
[null,"** Medico / Wellabe STC Plan currebtly has a Guaranteed Issue with NO UW… Plan is limited to $100 HHC-Only Graded Benefit (10% in Yr 1, 25%/Yr 2, $100%/Yr 3+) for 90 days with 20 Day Elim.. No Facility bens."]

{"sheet":"GTLHHCCALC1","index":31,"n_rows":367,"n_cols":24,"rows_kept":367,"cut":false,"hidden":true,"merged":[]}
["This Is \"GTLSTHHCSTATE\" and \"GTLSTHHCSTATECHART\"",null,null,null,null,null,"This Is \"GTLSTHHCAGE\" and \"GTLSTHHCAGECHART\"",null,null,null,null,null,"This Is \"STCTOBACCO\"",null,null,null,"This is \"FACELIM\" and \"FACELIMCHART\"",null,null,null,null,"This Is \"STCPLANS\" and \"STCPLANSCHART\""]
["AL","360 Day","50","YES","A",null,61,"61-64",null,null,null,null,"No",null,null,null,"Zero Day",0]
["AK","360 Day","50","YES","A",null,{"$f":"G2+1","v":62},{"$f":"H2","v":"61-64"},null,null,null,null,"Yes",null,null,null,"20 Day",20,null,null,null,"A - 5%S-(200%)","A"]
["AR","360 Day","65","YES","A",null,{"$f":"G3+1","v":63},{"$f":"H3","v":"61-64"},null,null,null,null,null,null,null,null,"30 Day",30]
["AZ","360 Day","55","YES","A",null,64,"61-64",null,null,null,null,null,null,null,null,"60 Day",60,null,null,null,"D - No Extend","D"]
["CA-None","Plan Not Avail.","60","NO","X",null,65,"65-70",null,null,null,null,null,null,null,null,"90 Day",90]
["CO-Note","360 Day","60","YES*","B",null,66,"65-70",null,null,"This is \"GTLSTHHCOPTION\" and \"GTLSTHHCOPTIONCHART\"",null,null,null,null,null,"100 Day",100]
["CT-None","Plan Not Avail.","TBD","NO","X",null,67,"65-70",null,null,"A ($150/$40 Aide)",150,"A","PlanA",40,"(w/Rx - $300/Yr.)"]
["DE-Note","360 Day","50","YES*","A",null,68,"65-70",null,null,"B ($300/$80 Aide)",300,"B","PlanB",80,"(w/Rx - $600/Yr.)","This is \"HHCELIM\" and \"HHCELIMCHART\""]
["DC-Note","360 Day","50","YES*","A",null,69,"65-70",null,null,"C ($450/$120 Aide)",450,"C","PlanC",120,"(w/Rx - $600/Yr.)","Zero Day",0]
["FL-None","Plan Not Avail.","60","NO","X",null,70,"65-70",null,null,null,null,null,null,null,null,"20 Day",20]
["GA-Note","360 Day","50","YES*","A",null,71,"71-75",null,"This is \"GTLSTHHAC\" and \"GTLSTHHCACCHART\"",null,null,null,null,null,null,"30 Day",30]
["HI","360 Day","HI","YES","A",null,72,"71-75",null,"No Acct/Sick Rider","AC-0","X",null,null,null,null,"60 Day",60,null,null,null,"This is \"MODE\" and \"MODECHART\""]
["ID-Note","280 Day/100 Aide","50","YES*","C",null,73,"71-75",null,"$100 Acct/Sick-3 Days","AC-1","X",null,null,null,null,"90 Day",90,null,null,null,"Monthly",0.09,8.3330000000000001E-2]
["IL","360 Day","50","YES","A",null,74,"71-75",null,"$100 Acct/Sick-6 Days","AC-2","X",null,null,null,null,null,null,null,null,null,"Quarterly",0.26500000000000001,0.25]
["IN","360 Day","IN","YES","A",null,75,"71-75",null,"$200 Acct/Sick-3 Days","AC-3","X",null,null,null,null,null,null,null,null,null,"Semi-Annual",0.52,0.5]
["IA","360 Day","50","YES","A",null,76,"76-80",null,"$200 Acct/Sick-6 Days","AC-4","X",null,null,null,null,"This is \"STCFAC\" and \"STCFACCHART\"",null,null,null,null,"Annual",1,1]
["KS","360 Day","KS","YES","A",null,77,"76-80",null,"$300 Acct/Sick-3 Days","AC-5","X",null,null,null,null,"60 Day",60,"2 Months"]
["KY-Note","360 Day","KY","YES*","D",null,78,"76-80",null,"$300 Acct/Sick-6 Days","AC-6","X",null,null,null,null,"90 Day",90,"3 Months"]
["LA","360 Day","LA","YES","A",null,79,"76-80",null,null,null,null,null,null,null,null,"180 Day",180,"6 Months",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME-None","Plan Not Avail.","65","NO","X",null,80,"76-80",null,null,null,null,null,null,null,null,"270 Day",270,"9 Months",null,null,1,1]
["MD-Note","360 Day","60","YES*","A",null,81,"81-85",null,null,null,null,null,null,null,null,"360 Day",360,"12 Months",null,null,2,2]
["MA-None","Plan Not Avail.","TBD","NO","X",null,82,"81-85",null,null,null,null,null,null,null,null,"450 Day",450,"15 Months",null,null,3,3]
["MI","360 Day","55","YES","A",null,83,"81-85",null,null,null,null,null,null,null,null,"540 Day",540,"18 Months",null,null,4,4]
["MN-None","Plan Not Avail.","MN","NO","X",null,84,"81-85",null,null,null,null,null,null,null,null,"630 Day",630,"21 Months",null,null,5,5]
["MS","360 Day","50","YES","E",null,85,"81-85",null,"Options for AC","PlanA","PlanB","PlanC"]
["MO-Note","360 Day","50","YES*","A",null,null,null,null,"A ($150/$40 Aide)","No Acct/Sick Rider","No Acct/Sick Rider","No Acct/Sick Rider",null,null,null,"This is \"HHCPERS\" and \"HHCPERSCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT-Note","360 Day","50","YES*","A",null,null,null,null,"B ($300/$80 Aide)","$100 Acct/Sick-3 Days","$100 Acct/Sick-3 Days","$100 Acct/Sick-3 Days",null,null,null,"0 Days",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","360 Day","50","YES","A",null,null,null,null,"C ($450/$120 Aide)","$100 Acct/Sick-6 Days","$100 Acct/Sick-6 Days","$100 Acct/Sick-6 Days",null,null,null,"60 Day",60,"2 Months",null,null,"18-29",1.1000000000000001]
["NV","360 Day","50","YES","A",null,null,null,null,null,null,"$200 Acct/Sick-3 Days","$200 Acct/Sick-3 Days",null,null,null,"90 Day",90,"3 Months",null,null,"30-39",1.1000000000000001]
["NH-None","Plan Not Avail.","60","NO","X",null,null,null,null,null,null,"$200 Acct/Sick-6 Days","$200 Acct/Sick-6 Days",null,null,null,"180 Day",180,"6 Months",null,null,"40-49",1.1499999999999999]
["NJ-None","Plan Not Avail.","60","NO","X",null,"This is \"GTLSTHHCRIT\" and \"GTLSTHHCCRITCHART\"",null,null,null,null,null,"$300 Acct/Sick-3 Days",null,null,null,"270 Day",270,"9 Months",null,null,"50-54",1.1499999999999999]
["NM-None","Plan Not Avail.","50","NO","X",null,"No Critical Acc. Rider","CA-0","X",null,null,null,"$300 Acct/Sick-6 Days",null,null,null,"360 Day",360,"12 Months",null,null,"55-59",1.2]
["NY-None","Plan Not Avail.","TBD","NO","X",null,"$5K Crit. Acc. (Fem.)","CA-1","X",null,null,null,null,null,null,null,"450 Day",450,"15 Months",null,null,"60-64",1.25]
["NC-Note","360 Day","55","YES*","F",null,"$10K Crit. Acc. (Fem.)","CA-2","X",null,null,null,null,null,null,null,"540 Day",540,"18 Months",null,null,"65-69",1.25]
["ND-None","Plan Not Avail.","55","NO","X",null,"$5K Crit. Acc. (Male)","CA-3","X",null,null,null,null,null,null,null,"630 Day",630,"21 Months",null,null,"70-74",0]
["OH","360 Day","55","YES","A",null,"$10K Crit. Acc. (Male)","CA-4","X",null,null,null,null,null,null,null,null,null,null,null,null,"75-79",0]
["OK","360 Day","50","YES","A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"80-84",0]
["OR-Note","360 Day","50","YES*","A",null,"This is \"GTLSTHHCDV\" and \"GTLSTHHCDVCHART\""]
["PA-Note","360 Day","50","YES*","G",null,"No Dental/Vis. Rider","DV-0","X"]
["RI","360 Day","50","YES","H",null,"$400 Dental/Vision","DV-1","X",null,"This is \"STCHIBEN\" and \"STCHIBENCHART\"",null,null,null,null,null,null,null,null,null,null,"This is \"TXROPFACTORS\""]
["SC","360 Day","55","YES","A",null,"$800 Dental/Vision","DV-2","X",null,0,0,null,"This is \"STCFACCODE\"",null,null,"This is \"STCHHCCODE\"",null,null,null,null,"D",1.65]
["SD","360 Day","SD","YES","I",null,"$1200 Dental/Vision","DV-3","X",null,10,1,null,"60-0",2,null,"60-0",2,null,null,null,"18-29",1.65]
["TN-Note","360 Day","50","YES*","J",null,null,null,null,null,{"$f":"K43+10","v":20},{"$f":"L43+1","v":2},null,"90-0",{"$f":"O43+1","v":3},null,"90-0",{"$f":"R43+1","v":3},null,null,null,"30-39",1.65]
["TX-Note","360 Day","50","YES*","K",null,"This is \"GTLSTHHCAMB\" and \"GTLSTHHCAMBCHART\"",null,null,null,{"$f":"K44+10","v":30},{"$f":"L44+1","v":3},null,"180-0",{"$f":"O44+1","v":4},null,"180-0",{"$f":"R44+1","v":4},null,null,null,"40-44",1.65]
["UT-Note","360 Day","TBD","YES","L",null,"No Ambulance Rider","AMB-0","X",null,40,4,null,"270-0",5,null,"270-0",5,null,null,null,"45-49",1.85]
["VT-None","Plan Not Avail.","55","NO","X",null,"Ambulance Rider","AMB-1","X",null,50,5,null,"360-0",6,null,"360-0",6,null,null,null,"50-54",2.98]
["VA-None","Plan Not Avail.","50","NO","X",null,null,null,null,null,60,6,null,"450-0",7,null,"450-0",7,null,null,null,"55-59",0]
["WA-None","Plan Not Avail.","60","NO","X",null,"This is \"GTLSTHHCROP\" and \"GTLSTHHCROPCHART\"",null,null,null,70,7,null,"540-0",8,null,"540-0",8,null,null,null,"60-64",0]
["WV","360 Day","50","YES","A",null,"No Ret. Of Prem. Rider","ROP-0","X",null,80,8,null,"630-0",9,null,"630-0",9,null,null,null,"65-69",0]
["WI-None","Plan Not Avail.","50","NO","X",null,"Ret. Of Premium","ROP-1","X",null,90,9,null,"A",10,null,"A",10,null,null,null,"70-74",0]
["WY-Note","360 Day","50","YES*","A",null,null,null,null,null,100,10,null,"B",11,null,"B",11,null,null,null,"75-79",0]
[null,null,null,null,null,null,"This is \"GTLSTHHCMODE\" and \"GTLSTHHCMODECHART\"",null,null,null,110,11,null,"C",12,null,"C",12,null,null,null,"80-84",0]
[null,null,null,null,null,null,"Annual",1,"X",null,120,12,null,"D",13,null,"D",13]
["Col's C and D make up \"GTLSTHHCCOLUMNCHART\"",null,null,null,null,null,"Semi-Annual",0.5,"X",null,130,13,null,"E",14,null,"E",14,null,null,null,"This Is \"TXAGERANGE\""]
["A-","PlanA",{"$f":"CONCATENATE(A56,B56)","v":"A-PlanA"},2,null,null,"Quarterly",0.25,"X",null,140,14,null,"F",15,null,"F",15,null,null,null,18,"18-29"]
["A-","PlanB",{"$f":"CONCATENATE(A57,B57)","v":"A-PlanB"},{"$f":"D56+1","v":3},null,null,"Monthly",8.3330000000000001E-2,"X",null,150,15,null,"60-20",16,null,"60-20",16,null,null,null,{"$f":"V56+1","v":19},"18-29"]
["A-","PlanC","A-PlanC",{"$f":"D57+1","v":4},null,null,null,null,null,null,160,16,null,"90-20",17,null,"90-20",17,null,null,null,{"$f":"V57+1","v":20},"18-29"]
["A-","AC-1","A-AC-1",5,null,null,null,null,null,null,170,17,null,"180-20",18,null,"180-20",18,null,null,null,21,"18-29"]
["A-","AC-2","A-AC-2",6,null,null,null,null,null,null,180,18,null,"270-20",19,null,"270-20",19,null,null,null,22,"18-29"]
["A-","AC-3","A-AC-3",7,null,null,null,null,null,null,190,19,null,"360-20",20,null,"360-20",20,null,null,null,23,"18-29"]
["A-","AC-4","A-AC-4",8,null,null,null,null,null,null,200,20,null,"450-20",21,null,"450-20",21,null,null,null,24,"18-29"]
["A-","AC-5","A-AC-5",9,null,null,null,null,null,null,210,21,null,"540-20",22,null,"540-20",22,null,null,null,25,"18-29"]
["A-","AC-6","A-AC-6",10,null,null,null,null,null,null,220,22,null,"630-20",23,null,"630-20",23,null,null,null,26,"18-29"]
["A-","CA-1","A-CA-1",11,null,null,null,null,null,null,230,23,null,"G",24,null,"G",24,null,null,null,27,"18-29"]
["A-","CA-2","A-CA-2",12,null,null,null,null,null,null,240,24,null,"H",25,null,"H",25,null,null,null,28,"18-29"]
["A-","CA-3","A-CA-3",13,null,null,null,null,null,null,250,25,null,"I",26,null,"I",26,null,null,null,29,"18-29"]
["A-","CA-4","A-CA-4",14,null,null,null,null,null,null,260,26,null,"J",27,null,"J",27,null,null,null,30,"30-39"]
["A-","DV-1","A-DV-1",16,null,null,null,null,null,null,270,27,null,"K",28,null,"K",28,null,null,null,31,"30-39"]
["A-","DV-2","A-DV-2",17,null,null,null,null,null,null,280,28,null,"L",29,null,"L",29,null,null,null,32,"30-39"]
["A-","DV-3","A-DV-3",18,null,null,null,null,null,null,290,29,null,"60-30",30,null,"60-30",30,null,null,null,33,"30-39"]
["A-","AMB-1","A-AMB-1",19,null,null,null,null,null,null,300,30,null,"90-30",31,null,"90-30",31,null,null,null,34,"30-39"]
["A-","ROP-1","A-ROP-1",20,null,null,null,null,null,null,null,null,null,"180-30",32,null,"180-30",32,null,null,null,35,"30-39"]
["A-","Fee","A-Fee",{"$f":"D73+1","v":21},null,null,null,null,null,null,null,null,null,"270-30",33,null,"270-30",33,null,null,null,36,"30-39"]
["B-","PlanA","B-PlanA",24,null,null,null,null,null,null,null,null,null,"360-30",34,null,"360-30",34,null,null,null,37,"30-39"]
["B-","PlanB","B-PlanB",25,null,null,"This is \"SLFAC\" and \"SLFACCHART\"",null,null,null,"This is \"SLFACE\" and \"SLFACECHART\"",null,null,"450-30",35,null,"450-30",35,null,null,null,38,"30-39"]
["B-","PlanC","B-PlanC",26,null,null,"0 Day",0,"0 Months",null,"Zero Day",0,null,"540-30",36,null,"540-30",36,null,null,null,39,"30-39"]
["B-","AC-1","B-AC-1",27,null,null,"90 Day",90,"3 Months",null,"20 Day",20,null,"630-30",37,null,"630-30",37,null,null,null,40,"40-44"]
["B-","AC-2","B-AC-2",28,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"100 Day",100,null,"M",38,null,"M",38,null,null,null,41,"40-44"]
["B-","AC-3","B-AC-3",29,null,null,"180 Day",180,"6 Months",null,null,null,null,"N",39,null,"N",39,null,null,null,42,"40-44"]
["B-","AC-4","B-AC-4",30,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,null,null,null,"O",40,null,"O",40,null,null,null,43,"40-44"]
["B-","AC-5","B-AC-5",31,null,null,"360 Day",360,"12 Months",null,"This is \"SLHHCE\" and \"SLHHCECHART\"",null,null,"P",41,null,"P",41,null,null,null,44,"40-44"]
["B-","AC-6","B-AC-6",32,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"Zero Day",0,null,"Q",42,null,"Q",42,null,null,null,45,"45-49"]
["B-","CA-1","B-CA-1",33,null,null,null,null,null,null,"20 Day",20,null,"R",43,null,"R",43,null,null,null,46,"45-49"]
["B-","CA-2","B-CA-2",34,null,null,null,null,null,null,"100 Day",100,null,"60-60",44,null,"60-60",44,null,null,null,47,"45-49"]
["B-","CA-3","B-CA-3",35,null,null,null,null,null,null,null,null,null,"90-60",45,null,"90-60",45,null,null,null,48,"45-49"]
["B-","CA-4","B-CA-4",36,null,null,"This is \"SLHHC\" and \"SLHHCCHART\"",null,null,null,null,null,null,"180-60",46,null,"180-60",46,null,null,null,49,"45-49"]
["B-","DV-1","B-DV-1",38,null,null,"0 Day",0,"0 Months",null,"This is \"SLINFL\" and \"SLINFLCHART\"",null,null,"270-60",47,null,"270-60",47,null,null,null,50,"50-54"]
["B-","DV-2","B-DV-2",39,null,null,"90 Day",90,"3 Months",null,"0% on Fast50","N","A","360-60",48,null,"360-60",48,null,null,null,51,"50-54"]
["B-","DV-3","B-DV-3",40,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"5%S on Fast50","Y","B","450-60",49,null,"450-60",49,null,null,null,52,"50-54"]
["B-","AMB-1","B-AMB-1",41,null,null,"180 Day",180,"6 Months",null,null,null,null,"540-60",50,null,"540-60",50,null,null,null,53,"50-54"]
["B-","ROP-1","B-ROP-1",42,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,null,null,null,"630-60",51,null,"630-60",51,null,null,null,54,"50-54"]
["B-","Fee","B-Fee",43,null,null,"360 Day",360,"12 Months",null,null,null,null,"S",52,null,"S",52,null,null,null,55,"55-59"]
["C-","PlanA","C-PlanA",46,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,null,null,null,"T",53,null,"T",53,null,null,null,56,"55-59"]
["C-","PlanB","C-PlanB",47,null,null,null,null,null,null,null,null,null,"U",54,null,"U",54,null,null,null,57,"55-59"]
["C-","PlanC","C-PlanC",48,null,null,null,null,null,null,null,null,null,"V",55,null,"V",55,null,null,null,58,"55-59"]
["C-","AC-1","C-AC-1",49,null,null,"This is \"SL50CODE\"",null,null,"This is \"SL50YES\" and \"SL50YESCHART\"",null,null,null,"W",56,null,"W",56,null,null,null,59,"55-59"]
["C-","AC-2","C-AC-2",50,null,null,"60-0",100,null,"0 Day",0,"0 Months",null,"X",57,null,"X",57,null,null,null,60,"60-64"]
["C-","AC-3","C-AC-3",51,null,null,"90-0",{"$f":"H98+1","v":101},null,"90 Day","90+","3 Months",null,"60-90",58,null,"60-90",58,null,null,null,61,"60-64"]
["C-","AC-4","C-AC-4",52,null,null,"180-0",{"$f":"H99+1","v":102},null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"90-90",59,null,"90-90",59,null,null,null,62,"60-64"]
["C-","AC-5","C-AC-5",53,null,null,"270-0",103,null,"180 Day","180+","6 Months",null,"180-90",60,null,"180-90",60,null,null,null,63,"60-64"]
["C-","AC-6","C-AC-6",54,null,null,"360-0",104,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,"270-90",61,null,"270-90",61,null,null,null,64,"60-64"]
["C-","CA-1","C-CA-1",55,null,null,"60+-0",105,null,"360 Day","360+","12 Months",null,"360-90",62,null,"360-90",62,null,null,null,65,"65-69"]
["C-","CA-2","C-CA-2",56,null,null,"90+-0",106,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"450-90",63,null,"450-90",63,null,null,null,66,"65-69"]
["C-","CA-3","C-CA-3",57,null,null,"180+-0",107,null,null,null,null,null,"540-90",64,null,"540-90",64,null,null,null,67,"65-69"]
["C-","CA-4","C-CA-4",58,null,null,"270+-0",108,null,"This is \"SL50NO\" and \"SL50NOCHART\"",null,null,null,"630-90",65,null,"630-90",65,null,null,null,68,"65-69"]
["C-","DV-1","C-DV-1",60,null,null,"360+-0",109,null,"0 Day",0,"0 Months",null,"Y",66,null,"Y",66,null,null,null,69,"65-69"]
["C-","DV-2","C-DV-2",61,null,null,"0-0",110,null,"90 Day",90,"3 Months",null,"Z",67,null,"Z",67,null,null,null,70,"70-74"]
["C-","DV-3","C-DV-3",62,null,null,"B",111,null,"90 Day (w/5%)",90,"3 Mos (w/5%)",null,"AA",{"$f":"O108+1","v":68},null,"AA",{"$f":"R108+1","v":68},null,null,null,71,"70-74"]
["C-","AMB-1","C-AMB-1",63,null,null,"C",112,null,"180 Day",180,"6 Months",null,"BB",69,null,"BB",69,null,null,null,72,"70-74"]
["C-","ROP-1","C-ROP-1",64,null,null,"D",113,null,"180 Day (w/5%)",180,"6 Mos (w/5%)",null,"CC",70,null,"CC",70,null,null,null,73,"70-74"]
["C-","Fee","C-Fee",65,null,null,"60-20",114,null,"360 Day",360,"12 Months",null,"DD",71,null,"DD",71,null,null,null,74,"70-74"]
["D-","PlanA","D-PlanA",68,null,null,"90-20",115,null,"360 Day (w/5%)",360,"12 Mos (w/5%)",null,"60-100",72,null,"60-100",72,null,null,null,75,"75-79"]
["D-","PlanB","D-PlanB",69,null,null,"180-20",116,null,null,null,null,null,"90-100",73,null,"90-100",73,null,null,null,76,"75-79"]
["D-","PlanC","D-PlanC",70,null,null,"270-20",117,null,null,null,null,null,"180-100",74,null,"180-100",74,null,null,null,77,"75-79"]
["D-","AC-1","D-AC-1",71,null,null,"360-20",118,null,null,null,null,null,"270-100",75,null,"270-100",75,null,null,null,78,"75-79"]
["D-","AC-2","D-AC-2",72,null,null,"60+-20",119,null,null,null,null,null,"360-100",76,null,"360-100",76,null,null,null,79,"75-79"]
["D-","AC-3","D-AC-3",73,null,null,"90+-20",120,null,null,null,null,null,"450-100",77,null,"450-100",77,null,null,null,80,"80-84"]
["D-","AC-4","D-AC-4",74,null,null,"180+-20",121,null,null,null,null,null,"540-100",78,null,"540-100",78,null,null,null,81,"80-84"]
["D-","AC-5","D-AC-5",75,null,null,"270+-20",122,null,null,null,null,null,"630-100",79,null,"630-100",79,null,null,null,82,"80-84"]
["D-","AC-6",{"$f":"CONCATENATE(A121,B121)","v":"D-AC-6"},76,null,null,"360+-20",123,null,null,null,null,null,"EE",80,null,"EE",80,null,null,null,83,"80-84"]
["D-","CA-1","D-CA-1",{"$f":"D121+1","v":77},null,null,"E",124,null,null,null,null,null,"FF",81,null,"FF",81,null,null,null,{"$f":"V121+1","v":84},"80-84"]
["D-","CA-2","D-CA-2",78,null,null,"F",125,null,null,null,null,null,"GG",82,null,"GG",82]
["D-","CA-3","D-CA-3",79,null,null,"G",126,null,null,null,null,null,"HH",83,null,"HH",83]
["D-","CA-4","D-CA-4",80,null,null,"H",127,null,null,null,null,null,null,null,null,"0-0",14]
["D-","DV-1","D-DV-1",82,null,null,"60-100",128,null,null,null,null,null,null,null,null,"0-20",14]
["D-","DV-2","D-DV-2",83,null,null,"90-100",129,null,null,null,null,null,null,null,null,"0-30",14]
["D-","DV-3","D-DV-3",84,null,null,"180-100",130,null,null,null,null,null,null,null,null,"0-60",14]
["D-","AMB-1","D-AMB-1",85,null,null,"270-100",131,null,null,null,null,null,null,null,null,"0-90",14]
["D-","ROP-1","D-ROP-1",86,null,null,"360-100",132,null,null,null,null,null,null,null,null,"0-100",14]
["D-","Fee","D-Fee",87,null,null,"60+-100",133,null,null,null,null,null,null,null,null,"60-0",14]
["E-","PlanA","E-PlanA",90,null,null,"90+-100",134,null,null,null,null,null,null,null,null,"90-0",14]
["E-","PlanB","E-PlanB",91,null,null,"180+-100",135,null,null,null,null,null,null,null,null,"180-0",14]
["E-","PlanC","E-PlanC",92,null,null,"270+-100",136,null,null,null,null,null,null,null,null,"270-0",14]
["E-","AC-1","E-AC-1",93,null,null,"360+-100",137,null,null,null,null,null,null,null,null,"360-0",14]
["E-","AC-2","E-AC-2",94,null,null,"I",138,null,null,null,null,null,null,null,null,"450-0",14]
["E-","AC-3","E-AC-3",95,null,null,"J",139,null,null,null,null,null,null,null,null,"540-0",14]
["E-","AC-4","E-AC-4",96,null,null,"K",140,null,null,null,null,null,null,null,null,"630-0",14]
["E-","AC-5","E-AC-5",97,null,null,"L",141]
["E-","AC-6","E-AC-6",98,null,null,"60-60",142]
["E-","CA-1","E-CA-1",99,null,null,"90-60",143]
["E-","CA-2","E-CA-2",100,null,null,"180-60",144]
["E-","CA-3","E-CA-3",101,null,null,"270-60",145]
["E-","CA-4","E-CA-4",102,null,null,"360-60",146]
["E-","DV-1","E-DV-1",104,null,null,"450-60",147]
["E-","DV-2","E-DV-2",105,null,null,"540-60",148]
["E-","DV-3","E-DV-3",106,null,null,"630-60",149]
["E-","AMB-1","E-AMB-1",107,null,null,"M",150]
["E-","ROP-1","E-ROP-1",108,null,null,"N",151]
["E-","Fee","E-Fee",109,null,null,"O",152]
["F-","PlanA","F-PlanA",112,null,null,"P",153]
["F-","PlanB","F-PlanB",113,null,null,"Q",154]
["F-","PlanC","F-PlanC",114,null,null,"R",155]
["F-","AC-1","F-AC-1",115,null,null,"60-90",156]
["F-","AC-2","F-AC-2",116,null,null,"90-90",157]
["F-","AC-3","F-AC-3",117,null,null,"180-90",158]
["F-","AC-4","F-AC-4",118,null,null,"270-90",159]
["F-","AC-5","F-AC-5",119,null,null,"360-90",160]
["F-","AC-6","F-AC-6",120,null,null,"450-90",161]
["F-","CA-1","F-CA-1",121,null,null,"540-90",162]
["F-","CA-2","F-CA-2",122,null,null,"630-90",163]
["F-","CA-3","F-CA-3",123,null,null,"S",164]
["F-","CA-4","F-CA-4",124,null,null,"This is \"SLFACCODE\"",165]
["F-","DV-1","F-DV-1",126,null,null,"U",{"$f":"H163+1","v":166}]
["F-","DV-2","F-DV-2",127,null,null,"V",167]
["F-","DV-3","F-DV-3",128,null,null,"W",168]
["F-","AMB-1","F-AMB-1",129,null,null,"X",169]
["F-","ROP-1","F-ROP-1",130,null,null,"60-1000",170]
["F-","Fee","F-Fee",131,null,null,"90-1000",171]
["G-","PlanA","G-PlanA",134,null,null,"180-1000",172]
["G-","PlanB","G-PlanB",135,null,null,"270-1000",173]
["G-","PlanC","G-PlanC",136,null,null,"360-1000",174]
["G-","AC-1","G-AC-1",137,null,null,"450-1000",175]
["G-","AC-2","G-AC-2",138,null,null,"540-1000",176]
["G-","AC-3","G-AC-3",139,null,null,"630-1000",177]
["G-","AC-4","G-AC-4",140,null,null,"EE",178]
["G-","AC-5","G-AC-5",141,null,null,"FF",179]
["G-","AC-6","G-AC-6",142,null,null,"GG",180]
["G-","CA-1","G-CA-1",143,null,null,"HH",181]
["G-","CA-2","G-CA-2",144]
["G-","CA-3","G-CA-3",145]
["G-","CA-4","G-CA-4",146]
["G-","DV-1","G-DV-1",148]
["G-","DV-2","G-DV-2",149]
["G-","DV-3",{"$f":"CONCATENATE(A185,B185)","v":"G-DV-3"},150]
["G-","AMB-1","G-AMB-1",{"$f":"D185+1","v":151}]
["G-","ROP-1","G-ROP-1",152]
["G-","Fee","G-Fee",153]
["H-","PlanA","H-PlanA",156]
["H-","PlanB","H-PlanB",157]
["H-","PlanC","H-PlanC",158]
["H-","AC-1","H-AC-1",159]
["H-","AC-2","H-AC-2",160]
["H-","AC-3","H-AC-3",161]
["H-","AC-4","H-AC-4",162]
["H-","AC-5","H-AC-5",163]
["H-","AC-6","H-AC-6",164]
["H-","CA-1","H-CA-1",165]
["H-","CA-2","H-CA-2",166]
["H-","CA-3","H-CA-3",167]
["H-","CA-4","H-CA-4",168]
["H-","DV-1","H-DV-1",170]
["H-","DV-2","H-DV-2",171]
["H-","DV-3","H-DV-3",172]
["H-","AMB-1","H-AMB-1",173]
["H-","ROP-1","H-ROP-1",174]
["H-","Fee","H-Fee",175]
["I-","PlanA","I-PlanA",178]
["I-","PlanB","I-PlanB",179]
["I-","PlanC","I-PlanC",180]
["I-","AC-1","I-AC-1",181]
["I-","AC-2","I-AC-2",182]
["I-","AC-3","I-AC-3",183]
["I-","AC-4","I-AC-4",184]
["I-","AC-5","I-AC-5",185]
["I-","AC-6","I-AC-6",186]
["I-","CA-1","I-CA-1",187]
["I-","CA-2","I-CA-2",188]
["I-","CA-3","I-CA-3",189]
["I-","CA-4","I-CA-4",190]
["I-","DV-1","I-DV-1",192]
["I-","DV-2","I-DV-2",193]
["I-","DV-3","I-DV-3",194]
["I-","AMB-1","I-AMB-1",195]
["I-","ROP-1","I-ROP-1",196]
["I-","Fee","I-Fee",197]
["J-","PlanA","J-PlanA",200]
["J-","PlanB","J-PlanB",201]
["J-","PlanC","J-PlanC",202]
["J-","AC-1","J-AC-1",203]
["J-","AC-2","J-AC-2",204]
["J-","AC-3","J-AC-3",205]
["J-","AC-4","J-AC-4",206]
["J-","AC-5","J-AC-5",207]
["J-","AC-6","J-AC-6",208]
["J-","CA-1","J-CA-1",209]
["J-","CA-2","J-CA-2",210]
["J-","CA-3","J-CA-3",211]
["J-","CA-4","J-CA-4",212]
["J-","DV-1","J-DV-1",214]
["J-","DV-2","J-DV-2",215]
["J-","DV-3","J-DV-3",216]
["J-","AMB-1","J-AMB-1",217]
["J-","ROP-1","J-ROP-1",218]
["J-","Fee","J-Fee",219]
["K-","PlanA","K-PlanA",222]
["K-","PlanB","K-PlanB",223]
["K-","PlanC","K-PlanC",224]
["K-","AC-1",{"$f":"CONCATENATE(A249,B249)","v":"K-AC-1"},225]
["K-","AC-2","K-AC-2",{"$f":"D249+1","v":226}]
["K-","AC-3","K-AC-3",227]
["K-","AC-4","K-AC-4",228]
["K-","AC-5","K-AC-5",229]
["K-","AC-6","K-AC-6",230]
["K-","CA-1","K-CA-1",231]
["K-","CA-2","K-CA-2",232]
["K-","CA-3","K-CA-3",233]
["K-","CA-4","K-CA-4",234]
["K-","DV-1","K-DV-1",236]
["K-","DV-2","K-DV-2",237]
["K-","DV-3","K-DV-3",238]
["K-","AMB-1","K-AMB-1",239]
["K-","ROP-1","K-ROP-1",240]
["K-","Fee","K-Fee",241]
["L-","PlanA","L-PlanA",244]
["L-","PlanB","L-PlanB",245]
["L-","PlanC","L-PlanC",246]
["L-","AC-1","L-AC-1",247]
["L-","AC-2","L-AC-2",248]
["L-","AC-3","L-AC-3",249]
["L-","AC-4","L-AC-4",250]
["L-","AC-5","L-AC-5",251]
["L-","AC-6","L-AC-6",252]
["L-","CA-1","L-CA-1",253]
["L-","CA-2","L-CA-2",254]
["L-","CA-3","L-CA-3",255]
["L-","CA-4","L-CA-4",256]
["L-","DV-1","L-DV-1",258]
["L-","DV-2","L-DV-2",259]
["L-","DV-3","L-DV-3",260]
["L-","AMB-1","L-AMB-1",261]
["L-","ROP-1","L-ROP-1",262]
["L-","Fee","L-Fee",263]
["A-","AC-0","A-AC-0",265]
["A-","CA-0","A-CA-0",265]
["A-","DV-0","A-DV-0",265]
["A-","AMB-0","A-AMB-0",265]
["A-","ROP-0","A-ROP-0",265]
["B-","AC-0","B-AC-0",265]
[{"$f":"A289","v":"B-"},"CA-0","B-CA-0",265]
[{"$f":"A290","v":"B-"},"DV-0","B-DV-0",265]
["B-","AMB-0","B-AMB-0",265]
["B-","ROP-0","B-ROP-0",265]
["C-","AC-0","C-AC-0",265]
["C-","CA-0","C-CA-0",265]
["C-","DV-0","C-DV-0",265]
["C-","AMB-0","C-AMB-0",265]
["C-","ROP-0","C-ROP-0",265]
["D-","AC-0","D-AC-0",265]
["D-","CA-0","D-CA-0",265]
["D-","DV-0","D-DV-0",265]
["D-","AMB-0","D-AMB-0",265]
["D-","ROP-0","D-ROP-0",265]
["E-","AC-0","E-AC-0",265]
["E-","CA-0","E-CA-0",265]
["E-","DV-0","E-DV-0",265]
["E-","AMB-0","E-AMB-0",265]
["E-","ROP-0","E-ROP-0",265]
["F-","AC-0","F-AC-0",265]
["F-","CA-0","F-CA-0",265]
["F-","DV-0","F-DV-0",265]
["F-","AMB-0","F-AMB-0",265]
["F-","ROP-0",{"$f":"CONCATENATE(A313,B313)","v":"F-ROP-0"},265]
["G-","AC-0","G-AC-0",265]
["G-","CA-0","G-CA-0",265]
["G-","DV-0","G-DV-0",265]
["G-","AMB-0","G-AMB-0",265]
["G-","ROP-0","G-ROP-0",265]
["H-","AC-0","H-AC-0",265]
["H-","CA-0","H-CA-0",265]
["H-","DV-0","H-DV-0",265]
["H-","AMB-0","H-AMB-0",265]
["H-","ROP-0","H-ROP-0",265]
["I-","AC-0","I-AC-0",265]
["I-","CA-0","I-CA-0",265]
["I-","DV-0","I-DV-0",265]
["I-","AMB-0","I-AMB-0",265]
["I-","ROP-0","I-ROP-0",265]
["J-","AC-0","J-AC-0",265]
["J-","CA-0","J-CA-0",265]
["J-","DV-0","J-DV-0",265]
["J-","AMB-0","J-AMB-0",265]
["J-","ROP-0","J-ROP-0",265]
["K-","AC-0","K-AC-0",265]
["K-","CA-0","K-CA-0",265]
["K-","DV-0","K-DV-0",265]
["K-","AMB-0","K-AMB-0",265]
["K-","ROP-0","K-ROP-0",265]
["L-","AC-0","L-AC-0",265]
["L-","CA-0","L-CA-0",265]
["L-","DV-0","L-DV-0",265]
["L-","AMB-0","L-AMB-0",265]
["L-","ROP-0","L-ROP-0",265]
["X-","PlanA","X-PlanA",265]
["X-","PlanB","X-PlanB",265]
["X-","PlanC","X-PlanC",265]
["X-","AC-1","X-AC-1",265]
["X-","AC-2","X-AC-2",265]
["X-","AC-3","X-AC-3",265]
["X-","AC-4","X-AC-4",265]
["X-","AC-5","X-AC-5",265]
["X-","AC-6","X-AC-6",265]
["X-","CA-1","X-CA-1",265]
["X-","CA-2","X-CA-2",265]
[{"$f":"A354","v":"X-"},"CA-3","X-CA-3",265]
["X-","CA-4","X-CA-4",265]
["X-","DV-1","X-DV-1",265]
["X-","DV-2","X-DV-2",265]
["X-","DV-3","X-DV-3",265]
["X-","AMB-1","X-AMB-1",265]
["X-","ROP-1","X-ROP-1",265]
["X-","Fee","X-Fee",265]
["X-","AC-0","X-AC-0",265]
["X-","CA-0","X-CA-0",265]
["X-","DV-0","X-DV-0",265]
["X-","AMB-0","X-AMB-0",265]
["X-","ROP-0","X-ROP-0",265]

{"sheet":"MedRate1","index":32,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,1,{"$f":"E1+1","v":2},{"$f":"F1+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR1+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED1+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,179,180,181,182,183,184]
["This is from Medico Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESB\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESB\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESB\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["Sent 8/05/2022",null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"MEDFACRATESALL\"",null,null,90,120,180,240,360,"90+","120+","180+","240+","360+","No","No",null,null,90,120,180,240,360,"90+","120+","180+","240+","360+","No","No",null,null,90,120,180,240,360,"90+","120+","180+","240+","360+","No","No",null,null,90,120,180,240,360,"90+","120+","180+","240+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,{"$f":"S8+1","v":19},6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,{"$f":"AG8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU8+1","v":19},7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,{"$f":"S10+1","v":21},6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,{"$f":"AG10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU10+1","v":21},7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["OR NOTES ON THIS PAGE.",null,null,null,23,7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,23,6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,25,6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["IN CASE ONE WANTED TO",null,null,null,27,7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,27,6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["EXPERIMENT WITH RATE",null,null,null,29,7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,29,6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["FACTORS HEREIN.",null,null,null,31,7.4374124999999989,9.55495625,13.483006250000001,17.129393749999998,23.629199999999997,11.681381250000001,15.138724999999997,21.603006249999996,27.731068749999999,39.115562499999989,0,null,null,31,6.8195312500000007,8.8419187499999996,12.572043749999999,16.039537499999998,22.222156249999998,10.856693749999994,14.1364125,20.247981249999995,26.019525000000002,36.669412499999993,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,7.4919687499999998,9.698324999999997,13.795118749999997,17.586143750000002,24.371418749999997,11.883112499999999,15.424193749999999,22.212006249999995,28.615387499999997,40.24855625,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,85,122.10746803792526,157.67377224805347,223.95882796999837,285.40016708011422,395.1145787627197,41.174616096259996,53.479037586206459,77.606281439618783,100.84470536183407,144.01730722565969,0,null,null,85,113.134898771396,146.54900956076861,209.5452452764936,267.84496060781294,372.02262808417402,38.434258940558038,50.306792919225785,73.371102487252742,95.28823276751865,136.35001226871685,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,85,133.55686393158993,173.20089838070723,247.33035617748089,315.75172015046036,438.90082135087522,45.035702870777371,58.754500506408426,85.835032684463243,111.86339339771483,160.83364279901289,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,null,{"$f":"S75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,87,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[]
[]
["Infl - NH?","Infl- HHC?","Inf-Same?","UW?","NH INF+","NH INF Cd","NH INF Fac","Infl xtra","HHC INF+","HHC INF Cd","HHC INF Fac","HC Infl xtra",null,"TTL NH",null,"TTL HHC"]
[{"$f":"IF(ISNUMBER(SEARCH(\"+\",A86)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":"Y"},{"$f":"VLOOKUP(Input2!$K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"A86","v":"F-360-20"},{"$f":"VLOOKUP(E83,MEDFACCODE,2,FALSE)","v":20},{"$f":"VLOOKUP($E86,MEDFACRATESALL,F83)","v":42.210804999999993},{"$f":"G83*C86","v":1266.3241499999999},{"$f":"A89","v":"F-360-0"},{"$f":"VLOOKUP(I83,MEDHHCCODE,2,FALSE)","v":6},{"$f":"VLOOKUP($E86,MEDHHCRATESALL,J83)","v":39.667214999999992},{"$f":"K83*C89","v":793.34429999999986},null,{"$f":"IF(A83=\"Y\",(H83+J86),J86)","v":1266.3241499999999},null,{"$f":"IF(B83=\"Y\",(L83+P86),P86)","v":793.34429999999986}]
[{"$f":"IF(ISNUMBER(SEARCH(\"+\",A87)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":"Y"},{"$f":"VLOOKUP(Input2!$K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"A87","v":"F-360-20"},{"$f":"VLOOKUP(E84,MEDFACCODE,2,FALSE)","v":20},{"$f":"VLOOKUP($E87,MEDFACRATESALL,F84)","v":42.210804999999993},{"$f":"G84*C87","v":1266.3241499999999},{"$f":"A90","v":"F-360-0"},{"$f":"VLOOKUP(I84,MEDHHCCODE,2,FALSE)","v":6},{"$f":"VLOOKUP($E87,MEDHHCRATESALL,J84)","v":39.667214999999992},{"$f":"K84*C90","v":793.34429999999986},null,{"$f":"IF(A84=\"Y\",(H84+J87),J87)","v":1266.3241499999999},null,{"$f":"IF(B84=\"Y\",(L84+P87),P87)","v":793.34429999999986}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AN14","v":"F-360-20"},{"$f":"VLOOKUP(A86,MEDNOINFLCODE,2,FALSE)","v":20},{"$f":"VLOOKUP(Input2!J12,STCHIBENCHART,2,FALSE)","v":30},"Client 1:",{"$f":"Input2!J9","v":60},{"$f":"VLOOKUP($E86,MEDFACRATESALL,B86)","v":42.210804999999993},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":1266.3241499999999},"AND",{"$f":"VLOOKUP($E86,MEDHHCRATESALL,B89)","v":39.667214999999992},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":793.34429999999986},null,{"$f":"C101","v":0},"ADC Charge",null,"So, SUB=",{"$f":"N83+P83+R86","v":2059.6684499999997}]
[{"$f":"Input2!AO14","v":"F-360-20"},{"$f":"VLOOKUP(A87,MEDNOINFLCODE,2,FALSE)","v":20},{"$f":"VLOOKUP(Input2!K12,STCHIBENCHART,2,FALSE)","v":30},"Client 2:",{"$f":"Input2!K9","v":60},{"$f":"VLOOKUP($E87,SLFACRATESALL,B87)","v":42.210804999999993},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":1266.3241499999999},"AND",{"$f":"VLOOKUP($E87,SLHHC50RATESALL,B90)","v":39.667214999999992},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":793.34429999999986},null,{"$f":"C102","v":0},"ADC Charge",null,"So, SUB=",{"$f":"N84+P84+R87","v":2059.6684499999997}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AN19","v":"F-360-0"},{"$f":"VLOOKUP(A89,MEDNOINFLCODE,2,FALSE)","v":6},{"$f":"VLOOKUP(Input2!J17,STCHIBENCHART,2,FALSE)","v":20},"Client 1:",{"$f":"E86","v":60},{"$f":"(C104*V86)","v":0},"is ROP",null,"So, Sub2=",{"$f":"V86+F89","v":2059.6684499999997},null,null,null,"Tobacco Charge =",{"$f":"(J89*B95)-J89","v":0},"After Tobacco -->",null,{"$f":"J89+O89","v":2059.6684499999997},"After Household -->",null,{"$f":"R89*B92","v":2059.6684499999997},"+PolicyFee=",{"$f":"U89+B98","v":2059.6684499999997}]
[{"$f":"Input2!AO19","v":"F-360-0"},{"$f":"VLOOKUP(A90,MEDNOINFLCODE,2,FALSE)","v":6},{"$f":"VLOOKUP(Input2!K17,STCHIBENCHART,2,FALSE)","v":20},"Client 2:",{"$f":"E87","v":60},{"$f":"(C105*V87)","v":0},"is ROP",null,"So, Sub2=",{"$f":"V87+F90","v":2059.6684499999997},null,null,null,"Tobacco Charge =",{"$f":"(J90*B96)-J90","v":0},"After Tobacco -->",null,{"$f":"J90+O90","v":2059.6684499999997},"After Household -->",null,{"$f":"R90*B93","v":2059.6684499999997},"+PolicyFee=",{"$f":"U90+B99","v":2059.6684499999997}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!J16","v":"No"},{"$f":"IF(A92=\"Yes\",0.88,1)","v":1},null,"Client 1:",{"$f":"E89","v":60},{"$f":"W89","v":2059.6684499999997},"Annual;",{"$f":"F92*M95","v":1029.8342249999998},"Semi-Ann;",{"$f":"F92*M96","v":514.91711249999992},"Qrtly;",{"$f":"F92*M97","v":171.63217193849997},"Mos.;"]
[{"$f":"Input2!K16","v":"No"},{"$f":"IF(A93=\"Yes\",0.88,1)","v":1},null,"Client 2:",{"$f":"E90","v":60},{"$f":"W90","v":2059.6684499999997},"Annual;",{"$f":"F93*M95","v":1029.8342249999998},"Semi-Ann;",{"$f":"F93*M96","v":514.91711249999992},"Qrtly;",{"$f":"F93*M97","v":171.63217193849997},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":4119.3368999999993},"Annual;"]
[{"$f":"Input2!J10","v":"No"},{"$f":"IF(A95=\"No\",1,1.25)","v":1},null,null,null,null,null,{"$f":"VLOOKUP(Input2!J2,MEDADJUSTCHART,2,0)","v":{"$error":"#N/A"}},"=ADJUSTMENT!",null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!K10","v":"No"},{"$f":"IF(A96=\"No\",1,1.25)","v":1},{"$f":"Input2!J15","v":"Annual"},"Client 1:",{"$f":"E92","v":60},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":2059.6684499999997},{"$f":"ROUND(F96,2)","v":2059.67},{"$f":"G96*H95","v":{"$error":"#N/A"}},{"$f":"ROUND(H96,2)","v":{"$error":"#N/A"}},null,null,"Quart =",0.25]
["not sure","Pol.Fee?",{"$f":"Input2!K15","v":"Annual"},"Client 2:",{"$f":"E93","v":60},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":2059.6684499999997},{"$f":"ROUND(F97,2)","v":2059.67},{"$f":"G97*H95","v":{"$error":"#N/A"}},{"$f":"ROUND(H97,2)","v":{"$error":"#N/A"}},null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"VLOOKUP(Input2!J20,MEDADULTDAYCHART,3,FALSE)","v":"N"},0,null,"Total:",null,{"$f":"F96+F97","v":4119.3368999999993},4119.34,{"$f":"H96+H97","v":{"$error":"#N/A"}},{"$error":"#N/A"}]
[{"$f":"VLOOKUP(Input2!K20,MEDADULTDAYCHART,2,FALSE)","v":"NOADC"},0]
["ADC?","ADC Col","ADC-$",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[{"$f":"VLOOKUP(Input2!J20,MEDADULTDAYCHART,3,FALSE)","v":"N"},{"$f":"IF(D83=\"F\",2,IF(D83=\"S\",3,4))","v":2},{"$f":"IF(D83=\"G\",0,IF(A101=\"N\",0,VLOOKUP(E86,MEDDAYCARE,B101,0)))","v":0},null,"This is \"xxxRATESA\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESA\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESA\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESA\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxRATESA\"",null,null,"GUAR. ISSUE!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[{"$f":"VLOOKUP(Input2!K20,MEDADULTDAYCHART,3,FALSE)","v":"N"},{"$f":"IF(D84=\"F\",2,IF(D84=\"S\",3,4))","v":2},{"$f":"IF(D84=\"G\",0,IF(A102=\"N\",0,VLOOKUP(E87,MEDDAYCARE,B102,0)))","v":0},null,"HHC BASE RATES w/ HH Assistance & Care Coor. ($500/ea Max) & Waiver of Premium - Annual Rates  Per $10 ",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC BASE RATES w/ HH Assistance & Care Coor. ($500/ea Max) & Waiver of Premium - Annual Rates  Per $10 ",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC BASE RATES w/ HH Assistance & Care Coor. ($500/ea Max) & Waiver of Premium - Annual Rates  Per $10 ",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC BASE RATES w/ HH Assistance & Care Coor. ($500/ea Max) & Waiver of Premium - Annual Rates  Per $10 ",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC BASE RATES - Annual Rates  Per $10 ",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
["ROP Rider","ROP Col.","ROP FAC",null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-HHC-180 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
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[null,null,null,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,88,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[]
[]
[null,null,null,null,1,{"$f":"E181+1","v":2},null,null,null,null,null,1,{"$f":"L181+1","v":2}]
[null,"Adult Day Care Chart is",null,null,"Medico Adult Day Care",null,null,null,null,"ROP Chart is",null,"Medico ROP Rider -Per $1 Prem.",null,null,null,"Full Chart is",null,null,"Full Chart is",null,null,"This is \"MEDFAC\" and \"MEDCHART\"",null,null,null,"This is \"MEDUW\" and \"MEDUWCHART\"",null,null,null,null,null,"This is \"MEDHHCDAILY\""]
[null,"\"MEDDAYCARE\"",null,null,"($50/Visit, 20 Vis.; Full/Simp/None)",null,null,null,null,"\"MEDROPChart\"",null,"(25%/10Yr; 35%/15Yr; 50%/20Yr)",null,null,null,"\"MEDFACCODE\"",null,null,"\"MEDHHCCODE\"",null,null,"0 Day",0,0,null,"Full UW","F","IF"]
[null,null,null,null,18,4.5675000000000017,4.8893765814266503,0,null,null,null,18,0.35725106039183996,0,null,"F-0-0",12,null,"F-0-0",12,null,"90 Day",90,90,null,"Simplified UW","S","Needed",null,null,null,"Full UW","Simplified UW","Guar. Issue"]
["This is",null,null,null,{"$f":"E184+1","v":19},4.5675000000000017,4.8893765814266503,0,null,null,null,{"$f":"L184+1","v":19},0.35725106039183996,0,null,"F-90-0",2,null,"F-90-0",2,null,"90 Day (w/5%)","90+",90,null,"Guar. Issue","G","If Needed",null,null,null,10,10,10]
["\"MEDAGES\"",null,null,null,{"$f":"E185+1","v":20},4.5675000000000017,4.8893765814266503,0,null,null,null,{"$f":"L185+1","v":20},0.35725106039183996,0,null,"F-120-0",{"$f":"Q185+1","v":3},null,"F-120-0",{"$f":"T185+1","v":3},null,"180 Day",180,180,null,null,null,null,null,null,null,{"$f":"AF185+10","v":20},{"$f":"AG185+10","v":20},{"$f":"AH185+10","v":20}]
[18,null,null,null,{"$f":"E186+1","v":21},4.5675000000000017,4.8893765814266503,0,null,null,null,{"$f":"L186+1","v":21},0.35725106039183996,0,null,"F-180-0",{"$f":"Q186+1","v":4},null,"F-180-0",{"$f":"T186+1","v":4},null,"180 Day (w/5%)","180+",180,null,null,null,null,null,null,null,{"$f":"AF186+10","v":30},{"$f":"AG186+10","v":30},{"$f":"AH186+10","v":30}]
[{"$f":"A187+1","v":19},null,null,null,{"$f":"E187+1","v":22},4.5675000000000017,4.8893765814266503,0,null,null,null,{"$f":"L187+1","v":22},0.35725106039183996,0,null,"F-240-0",5,null,"F-240-0",5,null,"240 Day",240,240,null,"This is \"MEDINFLATE\" and \"MEDINFLATECHART\"",null,null,null,null,null,40,40,40]
[{"$f":"A188+1","v":20},null,null,null,23,4.5675000000000017,4.8893765814266503,0,null,null,null,23,0.35725106039183996,0,null,"F-360-0",6,null,"F-360-0",6,null,"240 Day (w/5%)","240+",240,null,"NO INFLATION","F","IF",null,null,null,50,50,50]
[21,null,null,null,24,4.5675000000000017,4.8893765814266503,0,null,null,null,24,0.35725106039183996,0,null,"F-90+-0",7,null,"F-90+-0",7,null,"360 Day",360,360,null,"5% SIMPLE","S","Needed",null,null,null,60,60,60]
[22,null,null,null,25,4.5675000000000017,4.8893765814266503,0,null,null,null,25,0.35725106039183996,0,null,"F-120+-0",8,null,"F-120+-0",8,null,"360 Day (w/5%)","360+",360,null,null,null,null,null,null,null,70,70,70]
[23,null,null,null,26,4.5675000000000017,4.8893765814266503,0,null,null,null,26,0.35725106039183996,0,null,"F-180+-0",9,null,"F-180+-0",9,null,null,null,null,null,null,null,null,null,null,null,80,80,80]
[24,null,null,null,27,4.5675000000000017,4.8893765814266503,0,null,null,null,27,0.35725106039183996,0,null,"F-240+-0",10,null,"F-240+-0",10,null,"This is \"MEDHHC\" and \"MEDHHCCHART\"",null,null,null,"This is \"MEDADJUST\" and \"MEDADJUSTCHART\"",null,null,null,null,null,90,90,90]
[25,null,null,null,28,4.5675000000000017,4.8893765814266503,0,null,null,null,28,0.35725106039183996,0,null,"F-360+-0",11,null,"F-360+-0",11,null,"0 Day",0,0,null,"No Adjustment",1,"IF",null,null,null,100,100,100]
[26,null,null,null,29,4.5675000000000017,4.8893765814266503,0,null,null,null,29,0.35725106039183996,0,null,"F-0+-0",12,null,"F-0+-0",12,null,"90 Day",90,90,null,"Take off 5%",0.95,"Needed",null,null,null,110,110]
[27,null,null,null,30,4.5675000000000017,4.8893765814266503,0,null,null,null,30,0.35725106039183996,0,null,"A",13,null,"A",13,null,"90 Day (w/5%)","90+",90,null,"Take off 10%",0.9,"If",null,null,null,120,120]
[28,null,null,null,31,4.5675000000000017,4.8893765814266503,0,null,null,null,31,0.35725106039183996,0,null,"B",14,null,"B",14,null,"180 Day",180,180,null,"Take off 15%",0.85,"Needed",null,null,null,130,130]
[29,null,null,null,32,4.5675000000000017,4.8893765814266503,0,null,null,null,32,0.35725106039183996,0,null,"C",15,null,"C",15,null,"180 Day (w/5%)","180+",180,null,null,null,null,null,null,null,140,140]
[30,null,null,null,33,4.5675000000000017,4.8893765814266503,0,null,null,null,33,0.35725106039183996,0,null,"F-90-20",16,null,"F-90-20",16,null,"240 Day",240,240,null,null,null,null,null,null,null,150,150]
[31,null,null,null,34,4.5675000000000017,4.8893765814266503,0,null,null,null,34,0.35725106039183996,0,null,"F-120-20",17,null,"F-120-20",17,null,"240 Day (w/5%)","240+",240,null,"This is \"MEDHHCBEN\" and \"MEDHHCBENCHART\"",null,null,null,null,null,160]
[32,null,null,null,35,4.5675000000000017,4.8893765814266503,0,null,null,null,35,0.35725106039183996,0,null,"F-180-20",18,null,"F-180-20",18,null,"360 Day",360,360,null,10,10,"_10","This is \"MEDFACBEN\" & MEDFACBENCHART",null,null,170]
[33,null,null,null,36,4.5675000000000017,4.8893765814266503,0,null,null,null,36,0.35725106039183996,0,null,"F-240-20",19,null,"F-240-20",19,null,"360 Day (w/5%)","360+",360,null,20,{"$f":"Z202","v":20},"_20",0,0,0,180]
[34,null,null,null,37,4.5675000000000017,4.8893765814266503,0,null,null,null,37,0.35725106039183996,0,null,"F-360-20",20,null,"F-360-20",20,null,null,null,null,null,30,{"$f":"Z203","v":30},"_30",10,10,10,190]
[35,null,null,null,38,4.5675000000000017,4.8893765814266503,0,null,null,null,38,0.35725106039183996,0,null,"F-90+-20",21,null,"F-90+-20",21,null,"This is \"MEDHHCELIM\" and \"MEDHHCELIMCHART\"",null,null,null,40,40,"_40",{"$f":"AC203+10","v":20},{"$f":"AD203+10","v":20},{"$f":"AE203+10","v":20},200]
[36,null,null,null,39,4.5675000000000017,4.8893765814266503,0,null,null,null,39,0.35725106039183996,0,null,"F-120+-20",22,null,"F-120+-20",22,null,"0 Day",0,"if",null,50,50,"_50",{"$f":"AC204+10","v":30},{"$f":"AD204+10","v":30},{"$f":"AE204+10","v":30},210]
[37,null,null,null,40,4.5675000000000017,4.8893765814266503,0,null,null,null,40,0.35725106039183996,0,null,"F-180+-20",23,null,"F-180+-20",23,null,"20 Day",20,"needed",null,60,60,"_60",40,40,40,220]
[38,null,null,null,41,4.5675000000000017,4.8893765814266503,0,null,null,null,41,0.35725106039183996,0,null,"F-240+-20",24,null,"F-240+-20",24,null,null,null,null,null,70,70,"_70",50,50,50,230]
[39,null,null,null,42,4.5675000000000017,4.8893765814266503,0,null,null,null,42,0.35725106039183996,0,null,"F-360+-20",25,null,"F-360+-20",25,null,"This is \"MEDADULTDAY\" and \"MEDADULTDAYCHART\"",null,null,null,{"$f":"Z207+10","v":80},80,"_80",60,60,60,240]
[40,null,null,null,43,4.5675000000000017,4.8893765814266503,0,null,null,null,43,0.35725106039183996,0,null,"F-0-20",26,null,"F-0-20",26,null,"NO Adult DayCare Rider","NOADC","N",null,{"$f":"Z208+10","v":90},90,"_90",70,70,70,250]
[41,null,null,null,44,4.5675000000000017,4.8893765814266503,0,null,null,null,44,0.35725106039183996,0,null,"F-0+-20",27,null,"F-0+-20",27,null,"Adult Day Care Rider","ADC","Y",null,100,100,"_100",80,80,80,260]
[42,null,null,null,45,4.5675000000000017,4.8893765814266503,0,null,null,null,45,0.35725106039183996,0,null,"F",28,null,"F",28,null,null,null,null,null,110,110,"_110",90,90,90,270]
[43,null,null,null,46,4.5675000000000017,4.8893765814266503,0,null,null,null,46,0.35725106039183996,0,null,"G",29,null,"G",29,null,"This is \"MEDROPCHOICE\" and \"MEDROPCHOICECHART\"",null,null,null,120,120,"_120",100,100,100,280]
[44,null,null,null,47,4.5675000000000017,4.8893765814266503,0,null,null,null,47,0.35725106039183996,0,null,"S-90-0",30,null,"S-90-0",30,null,"NO ROP Rider","NOROP","N",null,130,130,"_130",110,110,110,290]
[45,null,null,null,48,4.5675000000000017,4.8893765814266503,0,null,null,null,48,0.35725106039183996,0,null,"S-120-0",31,null,"S-120-0",31,null,"ROP Rider","ROP","Y",null,140,140,"_140",120,120,120,300]
[46,null,null,null,49,4.5675000000000017,4.8893765814266503,0,null,null,null,49,0.35725106039183996,0,null,"S-180-0",32,null,"S-180-0",32,null,null,null,null,null,150,150,"_150",130,130,130]
[47,null,null,null,50,4.5675000000000017,4.8893765814266503,0,null,null,null,50,0.35725106039183996,0,null,"S-240-0",33,null,"S-240-0",33,null,null,null,null,null,160,160,"_160",140,140,140]
[48,null,null,null,51,4.5675000000000017,4.8893765814266503,0,null,null,null,51,0.35725106039183996,0,null,"S-360-0",34,null,"S-360-0",34,null,null,null,null,null,170,170,"_170",150,150,150]
[49,null,null,null,52,4.5675000000000017,4.8893765814266503,0,null,null,null,52,0.35725106039183996,0,null,"S-90+-0",35,null,"S-90+-0",35,null,null,null,null,null,180,180,"_180",160,160,160]
[50,null,null,null,53,4.5675000000000017,4.8893765814266503,0,null,null,null,53,0.35725106039183996,0,null,"S-120+-0",36,null,"S-120+-0",36,null,null,null,null,null,190,190,"_190",170,170,170]
[51,null,null,null,54,4.5675000000000017,4.8893765814266503,0,null,null,null,54,0.35725106039183996,0,null,"S-180+-0",37,null,"S-180+-0",37,null,null,null,null,null,200,200,"_200",180,180,180]
[52,null,null,null,55,5.0855729166666723,5.4591993563699583,0,null,null,null,55,0.34965707972649385,0,null,"S-240+-0",38,null,"S-240+-0",38,null,null,null,null,null,210,210,"_210",190,190,190]
[53,null,null,null,56,5.603645833333343,6.029463016296015,0,null,null,null,56,0.34206309906114774,0,null,"S-360+-0",39,null,"S-360+-0",39,null,null,null,null,null,220,220,"_220",200,200,200]
[54,null,null,null,57,6.1217187500000128,6.6000703515149732,0,null,null,null,57,0.33446911839580157,0,null,"S-0-0",40,null,"S-0-0",40,null,null,null,null,null,230,230,"_230",210,210,210]
[55,null,null,null,58,6.7193000000000138,7.3035846734552088,0,null,null,null,58,0.32876209286975078,0,null,"S-0+-0",41,null,"S-0+-0",41,null,null,null,null,null,240,240,"_240",220,220,220]
[56,null,null,null,59,7.3168812500000149,8.0093201169147754,0,null,null,null,59,0.32305506734369999,0,null,"J",42,null,"J",42,null,null,null,null,null,250,250,"_250",230,230,230]
[57,null,null,null,60,7.9144625000000159,8.7168731994326834,0,null,null,null,60,0.3173480418176492,0,null,"H",43,null,"H",43,null,null,null,null,null,260,260,"_260",240,240,240]
[58,null,null,null,61,8.5120437500000161,9.4259325860620358,0,null,null,null,61,0.31164101629159841,0,null,"S-90-20",44,null,"S-90-20",44,null,null,null,null,null,270,270,"_270",250,250,250]
[59,null,null,null,62,9.1096250000000172,10.13625420431921,0,null,null,null,62,0.30593399076554761,0,null,"S-120-20",45,null,"S-120-20",45,null,null,null,null,null,280,280,"_280",260,260,260]
[60,null,null,null,63,10.038350000000012,11.176460395877649,0,null,null,null,63,0.29915924971666524,0,null,"S-180-20",46,null,"S-180-20",46,null,null,null,null,null,290,290,"_290",270,270,270]
[61,null,null,null,64,10.967075000000007,12.216833981780082,0,null,null,null,64,0.29238450866778287,0,null,"S-240-20",47,null,"S-240-20",47,null,null,null,null,null,300,300,"_300",280,280,280]
[62,null,null,null,65,11.895800000000001,13.257340603074285,0,null,null,null,65,0.2856097676189005,0,null,"S-360-20",48,null,"S-360-20",48,null,null,null,null,null,null,null,null,290,290,290]
[63,null,null,null,66,12.824524999999996,14.297954701890776,0,null,null,null,66,0.27883502657001813,0,null,"S-90+-20",49,null,"S-90+-20",49,null,null,null,null,null,null,null,null,300,300,300]
[64,null,null,null,67,13.753249999999991,15.338656873032516,0,null,null,null,67,0.27206028552113576,0,null,"S-120+-20",50,null,"S-120+-20",50,null,null,null,null,null,null,null,null,310,310,310]
[65,null,null,null,68,15.046106249999985,16.764399561066991,0,null,null,null,68,0.26452776598276811,0,null,"S-180+-20",51,null,"S-180+-20",51,null,null,null,null,null,null,null,null,320,320,320]
[66,null,null,null,69,16.33896249999998,18.189970695399239,0,null,null,null,69,0.25699524644440047,0,null,"S-240+-20",52,null,"S-240+-20",52,null,null,null,null,null,null,null,null,330,330,330]
[67,null,null,null,70,17.631818749999976,19.615405841898635,0,null,null,null,70,0.24946272690603286,0,null,"S-360+-20",53,null,"S-360+-20",53,null,null,null,null,null,null,null,null,340,340,340]
[68,null,null,null,71,18.924674999999972,21.040731370730828,0,null,null,null,71,0.24193020736766524,0,null,"S-0-20",54,null,"S-0-20",54,null,null,null,null,null,null,null,null,350,350,350]
[69,null,null,null,72,20.217531249999965,22.465967247900846,0,null,null,null,72,0.23439768782929762,0,null,"S-0+-20",55,null,"S-0+-20",55,null,null,null,null,null,null,null,null,360,360,360]
[70,null,null,null,73,22.398512499999963,24.886108340302229,0,null,null,null,73,0.22559155806845765,0,null,"I",56,null,"I",56,null,null,null,null,null,null,null,null,370,370,370]
[71,null,null,null,74,24.579493749999962,27.306135523570976,0,null,null,null,74,0.21678542830761768,0,null,"J",57,null,"J",57,null,null,null,null,null,null,null,null,380,380,380]
[72,null,null,null,75,26.76047499999996,29.726072174262928,0,null,null,null,75,0.20797929854677771,0,null,null,null,null,"G-90-20",58,null,null,null,null,null,null,null,null,390,390,390]
[73,null,null,null,76,28.941456249999959,32.145935681999433,0,null,null,null,76,0.19917316878593774,0,null,null,null,null,"G-90-0",59,null,null,null,null,null,null,null,null,400,400,400]
[74,null,null,null,77,31.122437499999961,34.56573925076632,0,null,null,null,77,0.19036703902509783,0,null,"Full Chart is",null,null,"G-120-0",59,null,null,null,null,null,null,null,null,410,410,410]
[75,null,null,null,78,34.091312499999958,38.296154615119612,0,null,null,null,78,0.18058832837082575,0,null,"\"MEDNOINFLCODE\"",null,null,"G-180-0",59,null,null,null,null,null,null,null,null,420,420,420]
[76,null,null,null,79,37.060187499999955,42.029339220260496,0,null,null,null,79,0.17080961771655367,0,null,"F-0-0",12,null,"G-240-0",59,null,null,null,null,null,null,null,null,430,430,430]
[77,null,null,null,80,40.029062499999952,45.764697900005196,0,null,null,null,80,0.1610309070622816,0,null,"F-90-0",2,null,"G-360-0",59,null,null,null,null,null,null,null,null,440,440,440]
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[79,null,null,null,82,45.966812499999946,53.240302703483934,0,null,null,null,82,0.14147348575373747,0,null,"F-180-0",{"$f":"Q247+1","v":4},null,"G-120+-0",59,null,null,null,null,null,null,null,null,460,460,460]
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[81,null,null,null,84,52.533691534943749,61.585668484634859,0,null,null,null,84,0.12377182159901232,0,null,"F-360-0",6,null,"G-240+-0",59,null,null,null,null,null,null,null,null,480,480,480]
[82,null,null,null,85,56.160980947506992,66.236783056278412,0,null,null,null,85,0.11576976371613698,0,null,"F-90+-0",2,null,"G-360+-0",59,null,null,null,null,null,null,null,null,490,490,490]
[83,null,null,null,{"$f":"E251+1","v":86},99999,99999,99999,null,null,null,{"$f":"L251+1","v":86},99999,99999,null,"F-120+-0",3,null,"G-0-0",12,null,null,null,null,null,null,null,null,500,500,500]
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[null,null,null,null,89,99999,99999,99999,null,null,null,89,99999,99999,null,"F-360+-0",6,null,"L",59]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-0+-0",12,null,"G-90-20",59]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"A",13,null,"G-120-20",59]
[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,"B",14,null,"G-180-20",59]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89",null,null,"C",15,null,"G-240-20",59]
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[null,null,null,null,25,null,null,null,null,null,null,null,null,null,null,"F-360+-20",20,null,"N",59]
[null,null,null,null,26,null,null,null,null,null,null,null,null,null,null,"F-0-20",12]
[null,null,null,null,27,null,null,null,null,null,null,null,null,null,null,"F-0+-20",12]
[null,null,null,null,28,null,null,null,null,null,null,null,null,null,null,"F",13]
[null,null,null,null,29,null,null,null,null,null,null,null,null,null,null,"G",14]
[null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,"S-90-0",30]
[null,null,null,null,31,null,null,null,null,null,null,null,null,null,null,"S-120-0",31]
[null,null,null,null,32,null,null,null,null,null,null,null,null,null,null,"S-180-0",32]
[null,null,null,null,33,null,null,null,null,null,null,null,null,null,null,"S-240-0",33]
[null,null,null,null,34,null,null,null,null,null,null,null,null,null,null,"S-360-0",34]
[null,null,null,null,35,null,null,null,null,null,null,null,null,null,null,"S-90+-0",30]
[null,null,null,null,36,null,null,null,null,null,null,null,null,null,null,"S-120+-0",31]
[null,null,null,null,37,null,null,null,null,null,null,null,null,null,null,"S-180+-0",32]
[null,null,null,null,38,null,null,null,null,null,null,null,null,null,null,"S-240+-0",33]
[null,null,null,null,39,null,null,null,null,null,null,null,null,null,null,"S-360+-0",34]
[null,null,null,null,40,null,12.3,20,11,18,null,null,null,null,null,"S-0-0",12]
[null,null,null,null,41,null,12.3,20,11,18,null,null,null,null,null,"S-0+-0",12]
[null,null,null,null,42,null,12.3,20,11,18,null,null,null,null,null,"J",13]
[null,null,null,null,43,null,12.3,20,11,18,null,null,null,null,null,"H",14]
[null,null,null,null,44,null,12.3,20,11,18,null,null,null,null,null,"S-90-20",44]
[null,null,null,null,45,null,12.3,20,11,18,null,null,null,null,null,"S-120-20",45]
[null,null,null,null,46,null,12.3,20,11,18,null,null,null,null,null,"S-180-20",46]
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[null,null,null,null,52,null,12.3,20,11,18,19.8,34.799999999999997,54.5,null,null,"S-240+-20",47]
[null,null,null,null,53,null,13,21.2,11.7,19.2,20.2,35.5,55.6,null,null,"S-360+-20",48]
[null,null,null,null,54,null,13.8,22.5,12.4,20.5,20.6,36.200000000000003,56.7,null,null,"S-0-20",12]
[null,null,null,null,55,null,14.6,23.8,13.1,21.8,21,36.9,57.8,null,null,"S-0+-20",12]
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[null,null,null,null,57,null,16.3,26.7,14.7,24.7,21.8,38.299999999999997,60,null,null,"J",14]
[null,null,null,null,58,null,17.5,28.7,15.8,26.4,23.45,41.25,64.349999999999994,null,null,"G-90-20",58]
[null,null,null,null,59,null,18.8,30.8,17,28.2,25.1,44.2,68.7,null,null,"G-90-0",59]
[null,null,null,null,60,null,20.2,33.1,18.3,30.1,26.8,47.1,73.099999999999994,null,null,"G-120-0",59]
[null,null,null,null,61,null,21.7,35.6,19.600000000000001,32.1,28.45,50.05,77.45,null,null,"G-180-0",59]
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[null,null,null,null,64,null,27.1,44.6,24.5,40.1,36.299999999999997,63.3,98.15,null,null,"G-90+-0",59]
[null,null,null,null,65,null,29.2,48.1,26.4,43.4,39.4,68.5,106.35,null,null,"G-120+-0",59]
[null,null,null,null,66,null,31.5,51.9,28.5,46.9,42.5,73.650000000000006,114.5,null,null,"G-180+-0",59]
[null,null,null,null,67,null,34,56,30.7,50.7,45.6,78.8,122.7,null,null,"G-240+-0",59]
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[null,null,null,null,73,null,53.3,87.5,48.2,78.599999999999994,72.95,126.1,191.2,null,null,"G-90-20",59]
[null,null,null,null,74,null,57.1,93.7,51.6,84.3,78.8,135.44999999999999,205.15,null,null,"G-120-20",59]
[null,null,null,null,75,null,61.1,100.3,55.2,90.4,84.7,144.85,219.05,null,null,"G-180-20",59]
[null,null,null,null,76,null,65.400000000000006,107.4,59.1,97,90.55,154.19999999999999,233,null,null,"G-240-20",59]
[null,null,null,null,77,null,70,115,63.3,104,96.4,163.6,246.9,null,null,"G-360-20",59]
[null,null,null,null,78,null,73.5,120.8,66.3,109.2,102.95,175.7,264.2,null,null,"G-90+-20",59]
[null,null,null,null,79,null,77.2,126.8,69.5,114.7,109.5,187.85,281.45,null,null,"G-120+-20",59]
[null,null,null,null,80,null,81.099999999999994,133.1,72.8,120.4,116,199.95,298.75,null,null,"G-180+-20",59]
[null,null,null,null,81,null,85.1,139.69999999999999,76.3,126.4,122.55,212.1,316,null,null,"G-240+-20",59]
[null,null,null,null,82,null,89.3,146.69999999999999,80,132.69999999999999,129.1,224.2,333.3,null,null,"G-360+-20",59]
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[null,null,null,null,84,null,98.3,161.80000000000001,88,146.19999999999999,142.9,245.4,366.6,null,null,"G-0+-20",59]
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[null,null,null,null,87,null,null,null,null,null,163.6,277.2,416.6]
[null,null,null,null,88,null,null,null,null,null,170.5,287.8,433.25]
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{"sheet":"MedRate2","index":33,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
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["This is from Medico Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"FULL UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"SIMP. UW!",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"SEPARATE BEN POOL!",null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["Sent 9/28/2022",null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rider Rates (NH & ALF) w/ Bed Reserve (Up to 10 Days) -- Annual Per $10 Daily",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim. 5% INFLATION EXTRA CHARGE",null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"MED2FACRATESALL\"",null,null,90,120,180,240,270,300,360,"90+","120+","180+","240+","270+","300+","360+",null,null,null,null,90,120,180,240,270,300,360,"90+","120+","180+","240+","270+","300+","360+",null,null,90,120,180,240,270,300,360,"90+","120+","180+","240+","270+","300+","360+",null,null,null,90,120,180,240,270,300,360,"90+","120+","180+","240+","270+","300+","360+",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,"NO!",null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,{"$f":"W8+1","v":19},5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,{"$f":"AM8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,{"$f":"BD8+1","v":19},5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,{"$f":"BT8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CH8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,{"$f":"W10+1","v":21},5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,{"$f":"AM10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,{"$f":"BD10+1","v":21},5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,{"$f":"BT10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CH10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["OR NOTES ON THIS PAGE.",null,null,null,23,6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,23,5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,23,5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,25,5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,25,5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["IN CASE ONE WANTED TO",null,null,null,27,6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,27,5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,27,5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["EXPERIMENT WITH RATE",null,null,null,29,6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,29,5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,29,5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["FACTORS HEREIN.",null,null,null,31,6.0024000000000006,7.718799999999999,10.885199999999998,13.819199999999997,15.115999999999996,16.412799999999997,19.006399999999996,9.700199999999997,12.520704000000002,17.880191999999994,22.903488000000007,25.230414000000003,27.557340000000003,32.211191999999997,0,null,null,31,5.3003999999999998,6.847599999999999,9.7419999999999991,12.416400000000001,13.605399999999999,14.794399999999996,17.172399999999993,8.6553119999999986,11.208984000000001,16.1874,20.871647999999993,22.961831999999994,25.052015999999995,29.232384,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,null,31,5.9175559999999985,7.633948000000002,10.84384,13.820951999999998,15.137909999999998,16.454867999999998,19.088783999999997,9.4170839999999991,12.212915999999998,17.582924000000002,22.536400000000004,24.863376000000002,27.190351999999997,31.844303999999994,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[]
["Infl - NH?","Infl- HHC?","Inf-Same?","UW?","NH INF+","NH INF Cd","NH INF Fac","Infl xtra","HHC INF+","HHC INF Cd","HHC INF Fac","HC Infl xtra",null,"TTL NH",null,"TTL HHC",null,"GI Fact","TTL GI"]
[{"$f":"IF(ISNUMBER(SEARCH(\"+\",A86)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":"Y"},{"$f":"VLOOKUP(Input2!$K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"A86","v":"F-360-20"},{"$f":"VLOOKUP(E83,MED2FACCODE,2,FALSE)","v":26},{"$f":"VLOOKUP($E86,MED2FACRATESALL,F83)","v":31.468323279999993},{"$f":"G83*C86","v":944.04969839999978},{"$f":"A89","v":"F-360-0"},{"$f":"VLOOKUP(I83,MED2HHCCODE,2,FALSE)","v":8},{"$f":"VLOOKUP($E86,MED2HHCRATESALL,J83)","v":39.16066639999999},{"$f":"K83*C89","v":783.21332799999982},null,{"$f":"IF(A83=\"Y\",(H83+J86),J86)","v":944.04969839999978},null,{"$f":"IF(B83=\"Y\",(L83+P86),P86)","v":783.21332799999982},null,{"$f":"VLOOKUP($A110,MED2HHCRATESALL,B98)","v":0},{"$f":"R83*C98","v":0}]
[{"$f":"IF(ISNUMBER(SEARCH(\"+\",A87)),\"Y\",\"N\")","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":"Y"},{"$f":"VLOOKUP(Input2!$K$2,MEDUWCHART,2,0)","v":"F"},{"$f":"A87","v":"F-360-20"},{"$f":"VLOOKUP(E84,MED2FACCODE,2,FALSE)","v":26},{"$f":"VLOOKUP($E87,MED2FACRATESALL,F84)","v":31.468323279999993},{"$f":"G84*C87","v":944.04969839999978},{"$f":"A90","v":"F-360-0"},{"$f":"VLOOKUP(I84,MED2HHCCODE,2,FALSE)","v":8},{"$f":"VLOOKUP($E87,MED2HHCRATESALL,J84)","v":39.16066639999999},{"$f":"K84*C90","v":783.21332799999982},null,{"$f":"IF(A84=\"Y\",(H84+J87),J87)","v":944.04969839999978},null,{"$f":"IF(B84=\"Y\",(L84+P87),P87)","v":783.21332799999982},null,{"$f":"VLOOKUP($E87,MED2HHCRATESALL,B99)","v":0},{"$f":"R84*C99","v":0}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AN14","v":"F-360-20"},{"$f":"VLOOKUP(A86,MED2NOINFL,2,FALSE)","v":26},{"$f":"VLOOKUP(Input2!J12,STCHIBENCHART,2,FALSE)","v":30},"Client 1:",{"$f":"Input2!J9","v":60},{"$f":"VLOOKUP($E86,MED2FACRATESALL,B86)","v":31.468323279999993},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":944.04969839999978},"AND",{"$f":"VLOOKUP($E86,MED2HHCRATESALL,B89)","v":39.16066639999999},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":783.21332799999982},null,{"$f":"C101","v":0},"ADC Charge",null,"So, SUB=",{"$f":"N83+P83+R86","v":1727.2630263999995}]
[{"$f":"Input2!AO14","v":"F-360-20"},{"$f":"VLOOKUP(A87,MED2NOINFL,2,FALSE)","v":26},{"$f":"VLOOKUP(Input2!K12,STCHIBENCHART,2,FALSE)","v":30},"Client 2:",{"$f":"Input2!K9","v":60},{"$f":"VLOOKUP($E87,MED2FACRATESALL,B87)","v":31.468323279999993},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":944.04969839999978},"AND",{"$f":"VLOOKUP($E87,MED2HHCRATESALL,B90)","v":39.16066639999999},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":783.21332799999982},null,{"$f":"C102","v":0},"ADC Charge",null,"So, SUB=",{"$f":"N84+P84+R87","v":1727.2630263999995}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AN19","v":"F-360-0"},{"$f":"VLOOKUP(A89,MED2NOINFL,2,FALSE)","v":8},{"$f":"VLOOKUP(Input2!J17,STCHIBENCHART,2,FALSE)","v":20},"Client 1:",{"$f":"E86","v":60},{"$f":"(C104*V86)","v":0},"is ROP",null,"So, Sub2=",{"$f":"V86+F89","v":1727.2630263999995},null,null,"After GI Rider (if Any) =",{"$f":"J89+S83","v":1727.2630263999995},null,"After Tobacco:",{"$f":"N89*B95","v":1727.2630263999995}]
[{"$f":"Input2!AO19","v":"F-360-0"},{"$f":"VLOOKUP(A90,MED2NOINFL,2,FALSE)","v":8},{"$f":"VLOOKUP(Input2!K17,STCHIBENCHART,2,FALSE)","v":20},"Client 2:",{"$f":"E87","v":60},{"$f":"(C105*V87)","v":0},"is ROP",null,"So, Sub2=",{"$f":"V87+F90","v":1727.2630263999995},null,null,"After GI Rider (if Any) =",{"$f":"J90+S84","v":1727.2630263999995},null,"After Tobacco:",{"$f":"N90*B96","v":1727.2630263999995}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!J16","v":"No"},{"$f":"IF(AND(A92=\"Yes\",($S$83=0)),0.9,IF(AND(A92=\"Yes\",($S$83>0)),0.95,IF(AND(A92=\"No\",($S$83>0)),0.95,1)))","v":1},null,"Client 1:",{"$f":"E89","v":60},{"$f":"Q98","v":1640.8998750799994},"Annual;",{"$f":"F92*M95","v":820.44993753999972},"Semi-Ann;",{"$f":"F92*M96","v":410.22496876999986},"Qrtly;",{"$f":"F92*M97","v":136.73618659041637},"Mos.;","Pol.Fee?",null,"After Household:",{"$f":"Q89*B92","v":1727.2630263999995}]
[{"$f":"Input2!K16","v":"No"},{"$f":"IF(AND(A93=\"Yes\",($S$84=0)),0.9,IF(AND(A93=\"Yes\",($S$84>0)),0.95,IF(AND(A93=\"No\",($S$84>0)),0.95,1)))","v":1},null,"Client 2:",{"$f":"E90","v":60},{"$f":"Q99","v":1727.2630263999995},"Annual;",{"$f":"F93*M95","v":863.63151319999974},"Semi-Ann;",{"$f":"F93*M96","v":431.81575659999987},"Qrtly;",{"$f":"F93*M97","v":143.93282798991197},"Mos.;",0,null,"After Household:",{"$f":"Q90*B93","v":1727.2630263999995}]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":3368.1629014799992},"Annual;",null,null,null,null,null,null,0]
[{"$f":"Input2!J10","v":"No"},{"$f":"IF(A95=\"No\",1,1.25)","v":1},null,null,null,null,null,1,"=ADJUSTMENT!",null,null,"Semi-Ann =",0.5,null,null,"After Multi Disc.:",{"$f":"Q92*B107","v":1640.8998750799994}]
[{"$f":"Input2!K10","v":"No"},{"$f":"IF(A96=\"No\",1,1.25)","v":1},{"$f":"Input2!J15","v":"Annual"},"Client 1:",{"$f":"E92","v":60},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":1640.8998750799994},{"$f":"ROUND(F96,2)","v":1640.9},{"$f":"G96*H95","v":1640.9},{"$f":"ROUND(H96,2)","v":1640.9},null,null,"Quart =",0.25,null,null,"After Multi Disc.:",{"$f":"Q93*B108","v":1727.2630263999995}]
["GI Rider?","GI Col",{"$f":"Input2!K15","v":"Annual"},"Client 2:",{"$f":"E93","v":60},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":1727.2630263999995},{"$f":"ROUND(F97,2)","v":1727.26},{"$f":"G97*H95","v":1727.26},{"$f":"ROUND(H97,2)","v":1727.26},null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"Input2!AN26","v":"G-0-0"},{"$f":"VLOOKUP(A98,MED2NOINFL,2,FALSE)","v":16},{"$f":"(Input2!AN21/10)","v":0},"Total:",null,{"$f":"F96+F97","v":3368.1629014799992},3368.16,{"$f":"H96+H97","v":3368.16},3368.16,null,null,null,null,null,null,"After Policy Fee:",{"$f":"Q95+N93","v":1640.8998750799994}]
[{"$f":"Input2!AO26","v":"G-0-0"},{"$f":"VLOOKUP(A99,MED2NOINFL,2,FALSE)","v":16},{"$f":"(Input2!AO21/10)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"After Policy Fee:",{"$f":"Q96+N94","v":1727.2630263999995}]
["ADC?","ADC Col","ADC-$",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
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[]
[]
[null,null,null,null,1,{"$f":"E181+1","v":2},null,null,null,null,null,1,{"$f":"L181+1","v":2}]
[null,"Adult Day Care Chart is",null,null,"Medico Adult Day Care",null,null,null,null,"ROP Chart is",null,"Medico ROP Rider -Per $1 Prem.",null,null,null,"Full Chart is",null,null,"Full Chart is",null,null,"This is \"MED2FAC\" and \"MED2CHART\"",null,null,null,"This is \"MED2UW\" and \"MED2UWCHART\"",null,null,null,null,null,"This is \"MEDHHCDAILY\""]
[null,"\"MED2DAYCARE\"",null,null,"($50/Visit, 20 Vis.; Full/Simp/None)",null,null,null,null,"\"MED2ROPChart\"",null,"(25%/10Yr; 35%/15Yr; 50%/20Yr)",null,null,null,"\"MED2FACCODE\"",null,null,"\"MED2HHCCODE\"",null,null,"0 Day",0,0,null,"Full UW","F","IF",null,null,null,null,null,null,"This is \"MED2GIDAILY\"& \"MED2GCDAILYCHART\""]
[null,null,null,null,18,5.9759999999999973,6.172181818181814,0,null,null,null,18,0.41889203076308906,0,null,"F-0-0",16,null,"F-0-0",16,null,"90 Day",90,90,null,"Simplified UW","S","Needed",null,null,null,"Full UW","Simplified UW",null,"Guar. Issue"]
["This is",null,null,null,{"$f":"E184+1","v":19},5.9759999999999973,6.172181818181814,0,null,null,null,{"$f":"L184+1","v":19},0.41889203076308906,0,null,"F-90-0",2,null,"F-90-0",2,null,"90 Day (w/5%)","90+",90,null,null,null,null,null,null,null,10,10,null,"No GI Rider",0,0]
["\"MED2AGES\"",null,null,null,{"$f":"E185+1","v":20},5.9759999999999973,6.172181818181814,0,null,null,null,{"$f":"L185+1","v":20},0.41889203076308906,0,null,"F-120-0",{"$f":"Q185+1","v":3},null,"F-120-0",{"$f":"T185+1","v":3},null,"120 Day",120,120,null,null,null,null,null,null,null,{"$f":"AF185+10","v":20},{"$f":"AG185+10","v":20},null,"$10 GI Rider",10,10]
[18,null,null,null,{"$f":"E186+1","v":21},5.9759999999999973,6.172181818181814,0,null,null,null,{"$f":"L186+1","v":21},0.41889203076308906,0,null,"F-180-0",{"$f":"Q186+1","v":4},null,"F-180-0",{"$f":"T186+1","v":4},null,"120 Day (w/5%)","120+",120,null,null,null,null,null,null,null,{"$f":"AF186+10","v":30},30,null,"$20 GI Rider",{"$f":"AJ186+10","v":20},{"$f":"AK186+10","v":20}]
[{"$f":"A187+1","v":19},null,null,null,{"$f":"E187+1","v":22},5.9759999999999973,6.172181818181814,0,null,null,null,{"$f":"L187+1","v":22},0.41889203076308906,0,null,"F-240-0",5,null,"F-240-0",5,null,"180 Day",180,180,null,"This is \"MEDINFLATE\" and \"MEDINFLATECHART\"",null,null,null,null,null,40,40,null,"$30 GI Rider",{"$f":"AJ187+10","v":30},30]
[{"$f":"A188+1","v":20},null,null,null,23,5.9759999999999973,6.172181818181814,0,null,null,null,23,0.41889203076308906,0,null,"F-270-0",6,null,"F-270-0",6,null,"180 Day (w/5%)","180+",180,null,"NO INFLATION","F","IF",null,null,null,50,50,null,"$40 GI Rider",{"$f":"AJ188+10","v":40},40]
[21,null,null,null,24,5.9759999999999973,6.172181818181814,0,null,null,null,24,0.41889203076308906,0,null,"F-300-0",7,null,"F-300-0",7,null,"240 Day",240,240,null,"5% SIMPLE","S","Needed",null,null,null,60,60,null,"$50 GI Rider",{"$f":"AJ189+10","v":50},50]
[22,null,null,null,25,5.9759999999999973,6.172181818181814,0,null,null,null,25,0.41889203076308906,0,null,"F-360-0",8,null,"F-360-0",8,null,"240 Day (w/5%)","240+",240,null,null,null,null,null,null,null,70,70,null,"$60 GI Rider",{"$f":"AJ190+10","v":60},60]
[23,null,null,null,26,5.9759999999999973,6.172181818181814,0,null,null,null,26,0.41889203076308906,0,null,"F-90+-0",9,null,"F-90+-0",9,null,"270 Day",270,270,null,null,null,null,null,null,null,80,80,null,"$70 GI Rider",{"$f":"AJ191+10","v":70},70]
[24,null,null,null,27,5.9759999999999973,6.172181818181814,0,null,null,null,27,0.41889203076308906,0,null,"F-120+-0",10,null,"F-120+-0",10,null,"270 Day (w/5%)","270+",270,null,"This is \"MED2ADJUST\" and \"MED2ADJUSTCHART\"",null,null,null,null,null,90,90,null,"$80 GI Rider",{"$f":"AJ192+10","v":80},80]
[25,null,null,null,28,5.9759999999999973,6.172181818181814,0,null,null,null,28,0.41889203076308906,0,null,"F-180+-0",11,null,"F-180+-0",11,null,"300 Day",300,300,null,"No Adjustment",1,"IF",null,null,null,100,100,null,"$90 GI Rider",{"$f":"AJ193+10","v":90},90]
[26,null,null,null,29,5.9759999999999973,6.172181818181814,0,null,null,null,29,0.41889203076308906,0,null,"F-240+-0",12,null,"F-240+-0",12,null,"300 Day (w/5%)","300+",300,null,"Take off 5%",0.95,"Needed",null,null,null,110,110,null,"$100 GI Rider",{"$f":"AJ194+10","v":100},100]
[27,null,null,null,30,5.9759999999999973,6.172181818181814,0,null,null,null,30,0.41889203076308906,0,null,"F-270+-0",13,null,"F-270+-0",13,null,"360 Day",360,360,null,"Take off 10%",0.9,"If",null,null,null,120,120]
[28,null,null,null,31,5.9759999999999973,6.172181818181814,0,null,null,null,31,0.41889203076308906,0,null,"F-300+-0",14,null,"F-300+-0",14,null,"360 Day (w/5%)","360+",360,null,"Take off 15%",0.85,"Needed",null,null,null,130,130]
[29,null,null,null,32,5.9759999999999973,6.172181818181814,0,null,null,null,32,0.41889203076308906,0,null,"F-360+-0",15,null,"F-360+-0",15,null,null,null,null,null,null,null,null,null,null,null,140,140]
[30,null,null,null,33,5.9759999999999973,6.172181818181814,0,null,null,null,33,0.41889203076308906,0,null,"F-0+-0",16,null,"F-0+-0",16,null,"This is \"MED2HHC\" and \"MED2HHCCHART\"",null,null,null,null,null,null,null,null,null,150,150]
[31,null,null,null,34,5.9759999999999973,6.172181818181814,0,null,null,null,34,0.41889203076308906,0,null,"A",17,null,"A",17,null,"90 Day",90,90,null,"This is \"MEDHHCBEN\" and \"MEDHHCBENCHART\"",null,null,null,null,null,160]
[32,null,null,null,35,5.9759999999999973,6.172181818181814,0,null,null,null,35,0.41889203076308906,0,null,"B",18,null,"B",18,null,"90 Day (w/5%)","90+",90,null,10,10,"_10","This is \"MEDFACBEN\" & MEDFACBENCHART",null,null,170]
[33,null,null,null,36,5.9759999999999973,6.172181818181814,0,null,null,null,36,0.41889203076308906,0,null,"C",19,null,"C",19,null,"120 Day",120,120,null,20,{"$f":"Z202","v":20},"_20",0,0,0,180]
[34,null,null,null,37,5.9759999999999973,6.172181818181814,0,null,null,null,37,0.41889203076308906,0,null,"F-90-20",20,null,"F-90-20",20,null,"120 Day (w/5%)","120+",120,null,30,{"$f":"Z203","v":30},"_30",10,10,10,{"$f":"AF202+10","v":190}]
[35,null,null,null,38,5.9759999999999973,6.172181818181814,0,null,null,null,38,0.41889203076308906,0,null,"F-120-20",21,null,"F-120-20",21,null,"180 Day",180,180,null,40,40,"_40",{"$f":"AC203+10","v":20},{"$f":"AD203+10","v":20},{"$f":"AE203+10","v":20},200]
[36,null,null,null,39,5.9759999999999973,6.172181818181814,0,null,null,null,39,0.41889203076308906,0,null,"F-180-20",22,null,"F-180-20",22,null,"180 Day (w/5%)","180+",180,null,50,50,"_50",{"$f":"AC204+10","v":30},30,30,210]
[37,null,null,null,40,5.9759999999999973,6.172181818181814,0,null,null,null,40,0.41889203076308906,0,null,"F-240-20",23,null,"F-240-20",23,null,"240 Day",240,240,null,60,60,"_60",40,40,40,220]
[38,null,null,null,41,5.9759999999999973,6.172181818181814,0,null,null,null,41,0.41889203076308906,0,null,"F-270-20",24,null,"F-270-20",24,null,"240 Day (w/5%)","240+",240,null,70,70,"_70",50,50,50,230]
[39,null,null,null,42,5.9759999999999973,6.172181818181814,0,null,null,null,42,0.41889203076308906,0,null,"F-300-20",25,null,"F-300-20",25,null,"270 Day",270,270,null,{"$f":"Z207+10","v":80},80,"_80",60,60,60,240]
[40,null,null,null,43,5.9759999999999973,6.172181818181814,0,null,null,null,43,0.41889203076308906,0,null,"F-360-20",26,null,"F-360-20",26,null,"270 Day (w/5%)","270+",270,null,{"$f":"Z208+10","v":90},90,"_90",70,70,70,250]
[41,null,null,null,44,5.9759999999999973,6.172181818181814,0,null,null,null,44,0.41889203076308906,0,null,"F-90+-20",27,null,"F-90+-20",27,null,"300 Day",300,300,null,100,100,"_100",80,80,80,260]
[42,null,null,null,45,5.9759999999999973,6.172181818181814,0,null,null,null,45,0.41889203076308906,0,null,"F-120+-20",28,null,"F-120+-20",28,null,"300 Day (w/5%)","300+",300,null,110,110,"_110",90,90,90,270]
[43,null,null,null,46,5.9759999999999973,6.172181818181814,0,null,null,null,46,0.41889203076308906,0,null,"F-180+-20",29,null,"F-180+-20",29,null,"360 Day",360,360,null,120,120,"_120",100,100,100,280]
[44,null,null,null,47,5.9759999999999973,6.172181818181814,0,null,null,null,47,0.41889203076308906,0,null,"F-240+-20",30,null,"F-240+-20",30,null,"360 Day (w/5%)","360+",360,null,130,130,"_130",110,110,110,290]
[45,null,null,null,48,5.9759999999999973,6.172181818181814,0,null,null,null,48,0.41889203076308906,0,null,"F-270+-20",31,null,"F-270+-20",31,null,null,null,null,null,140,140,"_140",120,120,120,300]
[46,null,null,null,49,5.9759999999999973,6.172181818181814,0,null,null,null,49,0.41889203076308906,0,null,"F-300+-20",32,null,"F-300+-20",32,null,"This is \"MEDHHCELIM\" and \"MEDHHCELIMCHART\"",null,null,null,150,150,"_150",130,130,130]
[47,null,null,null,50,5.9759999999999973,6.172181818181814,0,null,null,null,50,0.41889203076308906,0,null,"F-360+-20",33,null,"F-360+-20",33,null,"0 Day",0,"if",null,160,160,"_160",140,140,140]
[48,null,null,null,51,5.9759999999999973,6.172181818181814,0,null,null,null,51,0.41889203076308906,0,null,"F-0-20",16,null,"F-0-20",16,null,"20 Day",20,"needed",null,170,170,"_170",150,150,150]
[49,null,null,null,52,5.9759999999999973,6.172181818181814,0,null,null,null,52,0.41889203076308906,0,null,"F-0+-20",16,null,"F-0+-20",16,null,null,null,null,null,180,180,"_180",160,160,160]
[50,null,null,null,53,5.9759999999999973,6.172181818181814,0,null,null,null,53,0.41889203076308906,0,null,"S-90-0",36,null,"S-90-0",36,null,"This is \"MEDADULTDAY\" and \"MEDADULTDAYCHART\"",null,null,null,190,190,"_190",170,170,170]
[51,null,null,null,54,5.9759999999999973,6.172181818181814,0,null,null,null,54,0.41889203076308906,0,null,"S-120-0",37,null,"S-120-0",37,null,"NO Adult DayCare Rider","NOADC","N",null,200,200,"_200",180,180,180]
[52,null,null,null,55,6.633866666666667,6.9171177528907135,0,null,null,null,55,0.41357449006272418,0,null,"S-180-0",38,null,"S-180-0",38,null,"Adult Day Care Rider","ADC","Y",null,210,210,"_210",{"$f":"AC220+10","v":190},190,190]
[53,null,null,null,56,7.2917333333333367,7.662053687599613,0,null,null,null,56,0.40825694936235929,0,null,"S-240-0",39,null,"S-240-0",39,null,null,null,null,null,220,220,"_220",200,200,200]
[54,null,null,null,57,7.9496000000000056,8.4069896223085134,0,null,null,null,57,0.4029394086619944,0,null,"S-270-0",39,null,"S-270-0",40,null,"This is \"MEDROPCHOICE\" and \"MEDROPCHOICECHART\"",null,null,null,230,230,"_230",210,210,210]
[55,null,null,null,58,8.7041760000000039,9.217098079526199,0,null,null,null,58,0.39416307958941194,0,null,"S-300-0",39,null,"S-300-0",41,null,"NO ROP Rider","NOROP","N",null,240,240,"_240",220,220,220]
[56,null,null,null,59,9.4587520000000023,10.027206536743885,0,null,null,null,59,0.38538675051682947,0,null,"S-360-0",40,null,"S-360-0",42,null,"ROP Rider","ROP","Y",null,250,250,"_250",230,230,230]
[57,null,null,null,60,10.213328000000001,10.83731499396157,0,null,null,null,60,0.376610421444247,0,null,"S-90+-0",43,null,"S-90+-0",43,null,null,null,null,null,260,260,"_260",240,240,240]
[58,null,null,null,61,10.967903999999999,11.647423451179256,0,null,null,null,61,0.36783409237166453,0,null,"S-120+-0",44,null,"S-120+-0",44,null,"This is \"MED2GIRIDER\" & \"MED2GIRIDERCHART\"",null,null,null,270,270,"_270",250,250,250]
[59,null,null,null,62,11.722479999999997,12.457531908396943,0,null,null,null,62,0.35905776329908218,0,null,"S-180+-0",45,null,"S-180+-0",45,null,"No GI Rider","0-0",0,null,280,280,"_280",260,260,260]
[60,null,null,null,63,12.997807999999996,13.855920631410692,0,null,null,null,63,0.34740376187475575,0,null,"S-240+-0",46,null,"S-240+-0",46,null,"GI = 90 Day","90-90",90,null,290,290,"_290",270,270,270]
[61,null,null,null,64,14.273135999999994,15.254309354424441,0,null,null,null,64,0.33574976045042931,0,null,"S-270+-0",47,null,"S-270+-0",47,null,"GI = 120 Day","120-90",120,null,300,300,"_300",280,280,280]
[62,null,null,null,65,15.548463999999992,16.652698077438192,0,null,null,null,65,0.32409575902610288,0,null,"S-300+-0",48,null,"S-300+-0",48,null,"GI = 150 Day","150-90",150,null,null,null,null,290,290,290]
[63,null,null,null,66,16.82379199999999,18.051086800451941,0,null,null,null,66,0.31244175760177645,0,null,"S-360+-0",49,null,"S-360+-0",49,null,"GI = 180 Day","180-90",180,null,null,null,null,300,300,300]
[64,null,null,null,67,18.099119999999989,19.44947552346569,0,null,null,null,67,0.30078775617745002,0,null,"S-0-0",16,null,"S-0-0",50,null,null,null,null,null,"Full Chart is",null,null,310,310,310]
[65,null,null,null,68,20.145808000000002,21.71365231142715,0,null,null,null,68,0.28801738179815356,0,null,"S-0+-0",16,null,"S-0+-0",50,null,null,null,null,null,"\"MED2NOINFL\"",null,null,320,320,320]
[66,null,null,null,69,22.192496000000016,23.977829099388611,0,null,null,null,69,0.2752470074188571,0,null,"J",51,null,"J",51,null,"This is \"MED2MULTI\" & \"MED2MULTICHART\"",null,null,null,"F-0-0",16,null,330,330,330]
[67,null,null,null,70,24.23918400000003,26.242005887350071,0,null,null,null,70,0.26247663303956065,0,null,"H",52,null,"H",52,null,"No Multi Disc.","No",1,null,"F-90-0",2,null,340,340,340]
[68,null,null,null,71,26.285872000000044,28.506182675311532,0,null,null,null,71,0.24970625866026416,0,null,"S-90-20",53,null,"S-90-20",53,null,"5% Multi Disc.","Yes",0.95,null,"F-120-0",{"$f":"AA236+1","v":3},null,{"$f":"AC236+10","v":350},350,350]
[69,null,null,null,72,28.332560000000065,30.770359463273,0,null,null,null,72,0.23693588428096762,0,null,"S-120-20",54,null,"S-120-20",54,null,null,null,null,null,"F-180-0",{"$f":"AA237+1","v":4},null,360,360,360]
[70,null,null,null,73,31.533888000000054,34.301723856060839,0,null,null,null,73,0.22467209678285796,0,null,"S-180-20",55,null,"S-180-20",55,null,null,null,null,null,"F-240-0",5,null,370,370,370]
[71,null,null,null,74,34.735216000000044,37.833088248848682,0,null,null,null,74,0.2124083092847483,0,null,"S-240-20",56,null,"S-240-20",56,null,null,null,null,null,"F-270-0",6,null,380,380,380]
[72,null,null,null,75,37.936544000000033,41.364452641636525,0,null,null,null,75,0.20014452178663864,0,null,"S-270-20",57,null,"S-270-20",57,null,null,null,null,null,"F-300-0",7,null,390,390,390]
[73,null,null,null,76,41.137872000000023,44.895817034424368,0,null,null,null,76,0.18788073428852897,0,null,"S-300-20",58,null,"S-300-20",58,null,null,null,null,null,"F-360-0",8,null,400,400,400]
[74,null,null,null,77,44.339200000000019,48.427181427212204,0,null,null,null,77,0.17561694679041936,0,null,"S-360-20",59,null,"S-360-20",59,null,null,null,null,null,"F-90+-0",2,null,410,410,410]
[75,null,null,null,78,48.827936000000037,54.102318765653436,0,null,null,null,78,0.16440477755164745,0,null,"S-90+-20",60,null,"S-90+-20",60,null,null,null,null,null,"F-120+-0",3,null,420,420,420]
[76,null,null,null,79,53.316672000000054,59.777456104094668,0,null,null,null,79,0.15319260831287554,0,null,"S-120+-20",61,null,"S-120+-20",61,null,null,null,null,null,"F-180+-0",4,null,430,430,430]
[77,null,null,null,80,57.805408000000071,65.4525934425359,0,null,null,null,80,0.14198043907410363,0,null,"S-180+-20",62,null,"S-180+-20",62,null,null,null,null,null,"F-240+-0",5,null,440,440,440]
[78,null,null,null,81,62.294144000000088,71.127730780977132,0,null,null,null,81,0.13076826983533171,0,null,"S-240+-20",63,null,"S-240+-20",63,null,null,null,null,null,"F-270+-0",6,null,450,450,450]
[79,null,null,null,82,66.782880000000105,76.802868119418349,0,null,null,null,82,0.11955610059655981,0,null,"S-270+-20",64,null,"S-270+-20",64,null,null,null,null,null,"F-300+-0",7,null,460,460,460]
[80,null,null,null,83,71.595061344681255,82.930813152643822,0,null,null,null,83,0.10930527113231552,0,null,"S-300+-20",65,null,"S-300+-20",65,null,null,null,null,null,"F-360+-0",8,null,470,470,470]
[81,null,null,null,84,76.753994570893965,89.547694487985581,0,null,null,null,84,9.9933355451480799E-2,0,null,"S-360+-20",66,null,"S-360+-20",66,null,null,null,null,null,"F-0+-0",16,null,480,480,480]
[82,null,null,null,85,82.284665617183265,96.692523361058662,0,null,null,null,85,9.1364994829050847E-2,0,null,"S-0-20",16,null,"S-0-20",50,null,null,null,null,null,"A",17,null,490,490,490]
[83,null,null,null,{"$f":"E251+1","v":86},88.213860836621762,104.40742363482366,0,null,null,null,{"$f":"L251+1","v":86},8.3531291853452871E-2,0,null,"S-0+-20",16,null,"S-0+-20",50,null,null,null,null,null,"B",18,null,500,500,500]
[{"$f":"A252+1","v":84},null,null,null,87,94.570296729477676,112.73788014980792,0,null,null,null,87,7.6369256428700974E-2,0,null,"I",36,null,"I",80,null,null,null,null,null,"C",19]
[85,null,null,null,88,101.38475902404407,121.73300688968698,0,null,null,null,88,6.9821299276740453E-2,0,null,"J",36,null,"J",80,null,null,null,null,null,"F-90-20",20]
[86,null,null,null,89,108.69025177923069,131.44583654325368,0,null,null,null,89,6.3834768867279915E-2,0,null,null,null,null,"G-0-0",16,null,null,null,null,null,"F-120-20",21]
[87,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G-90-90",69,null,null,null,null,null,"F-180-20",22]
[88,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G-120-90",{"$f":"T256+1","v":70},null,null,null,null,null,"F-240-20",23]
[89,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G-150-20",71,null,null,null,null,null,"F-270-20",24]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89",null,null,null,null,null,"G-180-20",72,null,null,null,null,null,"F-300-20",25]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks",null,null,null,null,null,null,null,null,null,null,null,null,"F-360-20",26]
[null,null,null,null,null,null,25,25,25,25,"$150/wk-0","$150/wk-0","$150/wk-0",null,null,null,null,null,null,null,null,null,null,null,null,"F-90+-20",20]
[null,null,null,null,18,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-120+-20",21]
[null,null,null,null,{"$f":"E262+1","v":19},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-180+-20",22]
[null,null,null,null,{"$f":"E263+1","v":20},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-240+-20",23]
[null,null,null,null,{"$f":"E264+1","v":21},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-270+-20",24]
[null,null,null,null,{"$f":"E265+1","v":22},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-300+-20",25]
[null,null,null,null,23,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-360+-20",26]
[null,null,null,null,24,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-0-20",16]
[null,null,null,null,25,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F-0+-20",16]
[null,null,null,null,26,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-90-0",36]
[null,null,null,null,27,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-120-0",37]
[null,null,null,null,28,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-180-0",38]
[null,null,null,null,29,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-240-0",39]
[null,null,null,null,30,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-270-0",40]
[null,null,null,null,31,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-300-0",41]
[null,null,null,null,32,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-360-0",42]
[null,null,null,null,33,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-90+-0",36]
[null,null,null,null,34,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-120+-0",37]
[null,null,null,null,35,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-180+-0",38]
[null,null,null,null,36,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-240+-0",39]
[null,null,null,null,37,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-270+-0",40]
[null,null,null,null,38,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-300+-0",41]
[null,null,null,null,39,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-360+-0",42]
[null,null,null,null,40,null,12.3,20,11,18,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-0-0",16]
[null,null,null,null,41,null,12.3,20,11,18,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"S-0+-0",16]
[null,null,null,null,42,null,12.3,20,11,18,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"J",17]
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{"sheet":"RawMedico2","index":34,"n_rows":289,"n_cols":47,"rows_kept":289,"cut":false,"hidden":true,"merged":[[251,10,254,14],[251,29,254,33],[251,44,254,46],[257,10,260,14],[257,29,260,33],[257,44,260,46]]}
["STC Product - Proposed Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"STC Product - Proposed Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"STC Product - Proposed Rates"]
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[]
["Home Health Care Base Benefit; Household Assistance Benefit ($500 Max); Care Coordination Benefit ($500 Max), Waiver of Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Home Health Care Base Benefit; Household Assistance Benefit ($500 Max); Care Coordination Benefit ($500 Max), Waiver of Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Home Health Care Base Benefit"]
["Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $300 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $150 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $100 (in $10 increments)"]
[null,"0-Day Elimination Period",null,null,null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"90-Day Elimination Period"]
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[]
["Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,null,null,null,null,"SEPARATE BENEFIT PERIOD",null,null,null,null,null,null,"Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,null,null,"SEPARATE BENEFIT PERIOD",null,null,"Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,"SEPARATE BENEFIT PERIOD"]
["Annual Rates Per $10 Daily Benefit",null,null,"Offered: $100 to $500 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,"Offered: $100 to $250 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
[null,"0-Day Elimination Period",null,null,null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period"]
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[]
["Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD",null,null,null,null,null,null,"Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD",null,null,"Facility Care Rider (Nursing Home and Assisted Living); Bed Reservation Benefit (Up to 10 Days)",null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD"]
["Annual Rates Per $10 Daily Benefit",null,null,"Offered: $100 to $500 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
[null,"0-Day Elimination Period",null,null,null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period"]
["Issue Age","90 Day BP","120 Day BP","180 Day BP","240 Day BP","270 Day BP","300 Day BP","360 Day BP","90 Day BP","120 Day BP","180 Day BP","240 Day BP","270 Day BP","300 Day BP","360 Day BP",null,null,null,null,null,null,"Issue Age","90 Day BP","120 Day BP","180 Day BP","240 Day BP","360 Day BP","90 Day BP","120 Day BP","180 Day BP","240 Day BP","270 Day BP","300 Day BP","360 Day BP",null,null,"Issue Age","90 Day BP","120 Day BP","180 Day BP","240 Day BP","360 Day BP","90 Day BP","120 Day BP","180 Day BP","240 Day BP","360 Day BP"]
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[]
["5% Simple Inflation Protection on Home Health Care Base Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5% Simple Inflation Protection on Home Health Care Base Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5% Simple Inflation Protection on Home Health Care Base Benefit"]
["Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
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[77,21.716369999999991,28.220309999999994,40.743396000000011,52.634718000000035,58.23924300000003,63.843768000000019,75.052818000000002,19.478700000000011,25.503642000000003,36.961092000000008,47.940786000000024,53.093844000000004,58.246901999999992,68.553017999999966,null,null,null,null,null,null,77,"NA","NA","NA","NA","NA",21.151091199999996,27.683590400000018,40.209123200000008,52.163630400000017,57.767003200000005,63.370375999999993,74.57712159999997,null,null,77,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[78,22.418427199999993,29.155787199999995,42.096656000000017,54.424286400000028,60.224962400000024,66.02563840000002,77.626990400000011,20.105212800000011,26.320264000000002,38.20944320000001,49.60185120000002,54.934857600000015,60.267864000000003,70.933876799999979,null,null,null,null,null,null,78,"NA","NA","NA","NA","NA",22.158483759999999,29.021336720000015,42.164394160000008,54.735171920000013,60.626463960000002,66.517755999999991,78.30034007999997,null,null,78,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[79,23.120484399999995,30.091264399999996,43.449916000000023,56.213854800000021,62.210681800000025,68.207508800000028,80.20116280000002,20.731725600000011,27.136886000000001,39.457794400000012,51.262916400000016,56.775871200000012,62.288826,73.314735599999992,null,null,null,null,null,null,79,"NA","NA","NA","NA","NA",23.165876320000002,30.359083040000012,44.119665120000008,57.30671344000001,63.48592472,69.66513599999999,82.023558559999969,null,null,79,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[80,23.822541599999997,31.026741599999998,44.803176000000029,58.003423200000015,64.196401200000025,70.389379200000022,82.775335200000029,21.358238400000012,27.953507999999999,40.706145600000013,52.923981600000012,58.616884800000008,64.309788000000012,75.695594400000004,null,null,null,null,null,null,80,"NA","NA","NA","NA","NA",24.173268880000006,31.69682936000001,46.074936080000008,59.878254960000007,66.345385480000004,72.812515999999988,85.746777039999969,null,null,80,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[81,24.5245988,31.962218799999999,46.156436000000035,59.792991600000008,66.182120600000019,72.571249600000016,85.349507600000038,21.984751200000012,28.770129999999998,41.954496800000015,54.585046800000008,60.457898400000005,66.330750000000009,78.076453200000017,null,null,null,null,null,null,81,"NA","NA","NA","NA","NA",25.180661440000009,33.034575680000003,48.030207040000008,62.449796480000003,69.204846239999995,75.959895999999986,89.469995519999969,null,null,81,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[82,25.226655999999995,32.897696000000003,47.509696000000027,61.582560000000001,68.167840000000012,74.753120000000024,87.923680000000061,22.611264000000009,29.586752000000004,43.20284800000001,56.246112000000004,62.298912000000001,68.351712000000006,80.457312000000002,null,null,null,null,null,null,82,"NA","NA","NA","NA","NA",26.188054000000005,34.372322000000004,49.985478000000015,65.021338000000014,72.064306999999999,79.107275999999985,93.193213999999955,null,null,82,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[83,25.94881074842846,33.860552950986502,48.90263221390007,63.425689109584539,70.213139427718204,77.000589745851855,90.57549038211917,23.255630915563696,30.426553300576128,44.488343745576856,57.957724699002071,64.195986666520668,70.434248634039278,82.910772569076471,null,null,null,null,null,null,83,"NA","NA","NA","NA","NA",27.235748907591681,35.764240809878757,52.020346462543273,67.698769789653696,75.041920112245663,82.385070434837644,97.071371080021606,null,null,83,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[84,26.691638370846952,34.851591009490775,50.336407908145226,65.323981968688386,72.319806560597613,79.315631152506825,93.307280336325277,23.918360746259996,31.290191831560282,45.812089268388206,59.721423096503358,66.150829527710471,72.580235958917569,85.439048821331781,null,null,null,null,null,null,84,"NA","NA","NA","NA","NA",28.325358522530209,37.212525842944125,54.138052777709511,70.48645217101695,78.142567728102762,85.798683285188588,101.11091439936023,null,null,84,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[85,27.455730662462717,35.871634986322064,51.812220454975666,67.279089595270733,74.489682715402324,81.700275835533915,96.121462075797112,24.599976791227988,32.17834419770783,47.17522268613186,61.53879220060162,68.16519969591009,74.79160719121856,88.044422181835515,null,null,null,null,null,null,85,"NA","NA","NA","NA","NA",29.458559709596777,38.719459668476574,56.341969207614682,73.388925014356232,81.371333738364143,89.353742462372068,105.3185599103879,null,null,85,"NA","NA","NA","NA","NA","NA","NA","NA","NA","NA"]
[86,28.241696359599526,36.921533833032505,53.331302332374086,69.292712421268703,76.72466445768805,84.156616494107396,99.020520566946104,25.301017262379972,33.091706208773495,48.578915981066089,63.411465252417166,70.240909850637863,77.070354448858566,90.72924364529996,null,null,null,null,null,null,null,null,null,null,null,null,30.637096419225138,40.28741728917192,58.635605296443487,76.410915131538189,84.733512109697671,93.056109087857152,109.70130304417611]
[87,29.050161624665165,38.002161348473663,54.89492215333054,71.366601771528096,79.026705259566199,86.686808747604303,102.00701572368051,26.022035709379811,34.030993424633181,50.024376007645714,65.341125193861046,72.379827869778978,79.418530545696896,93.495935897532746,null,null,null,null,null,null,null,null,null,null,null,null,31.86278237137024,41.918869884263778,61.022613459091588,79.557343973862388,88.234615565588371,96.911887157314354,114.26643034076632]
[88,29.881770545001906,39.114416906032716,56.504385725284315,73.502561386997655,81.397817207210593,89.293073027423532,105.08358466784939,26.763601456732157,34.996941715878684,51.512845530140268,67.329506180068535,74.583878510446624,81.838250840824713,96.346995501580892,null,null,null,null,null,null,null,null,null,null,null,null,33.137503846749297,43.616388704224988,63.506794797316928,82.833335646873365,91.880384626011136,100.92743360514892,119.02153156342447]
[89,30.737185646017394,40.259226202153556,58.161037140627514,75.702448993511567,83.840072759599252,91.977696525686952,108.25294405786235,27.526300053327656,35.990307840324576,53.045604291126409,69.378395137857183,76.855045141027659,84.331695144198122,99.284995150539061,null,null,null,null,null,null,null,null,null,null,null,null,34.463222589750927,45.382649123186326,66.092105152661858,86.244225255204597,95.676797020658455,105.10936878611233,123.97451231702006]
[]
["Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)",null,null,null,null,null,null,null,null,null,null,"Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)"]
[null,null,null,null,"Annual Rates Per $1 of Premium",null,null,null,null,null,"Household Discount:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $1 of Premium",null,null,null,"Household Discount:",null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,"Annual Rates Per $1 of Premium",null,null,null,"Household Discount:"]
[null,"Adult Day",null,null,null,null,null,"ROP Per",null,null,"New: When insured lives in a household with another adult aged 40 or older, a 10% discount is applied to the premium rates.OLD:When insured lives in a household with another adult aged 50 or older, as 12% discount is applied to the premium rates.",null,null,null,null,null,null,null,null,null,null,null,"Adult Day",null,null,null,"ROP Per",null,null,"NEW: When insured lives in a household with another adult aged 40 or older, as 10% discount is applied to the premium rates.OLD:When insured lives in a household with another adult aged 50 or older, as 12% discount is applied to the premium rates.",null,null,null,null,null,null,null,"Adult Day",null,null,null,"ROP Per",null,null,"NEW: 5% discount when added to a policy  OLD:NA"]
["Issue Age","Care",null,null,"Issue Age",null,null,"$1 of Prem",null,null,null,null,null,null,null,null,null,null,null,null,null,"Issue Age","Care",null,null,"Issue Age","$1 of Prem",null,null,null,null,null,null,null,null,null,"Issue Age","Care",null,null,"Issue Age","$1 of Prem"]
["18 - 54",5.9759999999999973,null,null,"18 - 54",null,null,0.41889203076308906,null,null,null,null,null,null,null,null,null,null,null,null,null,"18 - 54",6.172181818181814,null,null,"18 - 54","NA",null,null,null,null,null,null,null,null,null,"18 - 54","NA",null,null,"18 - 54","NA"]
[55,6.633866666666667,null,null,55,null,null,0.41357449006272418,null,null,null,null,null,null,null,null,null,null,null,null,null,55,6.9171177528907135,null,null,55,"NA",null,null,null,null,null,null,null,null,null,55,"NA",null,null,55,"NA"]
[56,7.2917333333333367,null,null,56,null,null,0.40825694936235929,null,null,null,null,null,null,null,null,null,null,null,null,null,56,7.662053687599613,null,null,56,"NA",null,null,null,null,null,null,null,null,null,56,"NA",null,null,56,"NA"]
[57,7.9496000000000056,null,null,57,null,null,0.4029394086619944,null,null,"Tobacco Use:",null,null,null,null,null,null,null,null,null,null,57,8.4069896223085134,null,null,57,"NA",null,null,"Tobacco Use:",null,null,null,null,null,null,57,"NA",null,null,57,"NA",null,null,"Tobacco Use:"]
[58,8.7041760000000039,null,null,58,null,null,0.39416307958941194,null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates.",null,null,null,null,null,null,null,null,null,null,58,9.217098079526199,null,null,58,"NA",null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates.",null,null,null,null,null,null,58,"NA",null,null,58,"NA",null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates."]
[59,9.4587520000000023,null,null,59,null,null,0.38538675051682947,null,null,null,null,null,null,null,null,null,null,null,null,null,59,10.027206536743885,null,null,59,"NA",null,null,null,null,null,null,null,null,null,59,"NA",null,null,59,"NA"]
[60,10.213328000000001,null,null,60,null,null,0.376610421444247,null,null,null,null,null,null,null,null,null,null,null,null,null,60,10.83731499396157,null,null,60,"NA",null,null,null,null,null,null,null,null,null,60,"NA",null,null,60,"NA"]
[61,10.967903999999999,null,null,61,null,null,0.36783409237166453,null,null,null,null,null,null,null,null,null,null,null,null,null,61,11.647423451179256,null,null,61,"NA",null,null,null,null,null,null,null,null,null,61,"NA",null,null,61,"NA"]
[62,11.722479999999997,null,null,62,null,null,0.35905776329908218,null,null,null,null,null,null,null,null,null,null,null,null,null,62,12.457531908396943,null,null,62,"NA",null,null,null,null,null,null,null,null,null,62,"NA",null,null,62,"NA"]
[63,12.997807999999996,null,null,63,null,null,0.34740376187475575,null,null,"Premium Payment & Mode Factors:",null,null,null,null,null,null,null,null,null,null,63,13.855920631410692,null,null,63,"NA",null,null,"Premium Payment & Mode Factors:",null,null,null,null,null,null,63,"NA",null,null,63,"NA",null,null,"Premium Payment & Mode Factors:"]
[64,14.273135999999994,null,null,64,null,null,0.33574976045042931,null,null,"Automatic Bank Withdrawal:",null,null,null,null,null,null,null,null,null,null,64,15.254309354424441,null,null,64,"NA",null,null,"Automatic Bank Withdrawal:",null,null,null,null,null,null,64,"NA",null,null,64,"NA",null,null,"Automatic Bank Withdrawal:"]
[65,15.548463999999992,null,null,65,null,null,0.32409575902610288,null,null,"     Annual = 1.00",null,null,null,null,null,null,null,null,null,null,65,16.652698077438192,null,null,65,"NA",null,null,"     Annual = 1.00",null,null,null,null,null,null,65,"NA",null,null,65,"NA",null,null,"     Annual = 1.00"]
[66,16.82379199999999,null,null,66,null,null,0.31244175760177645,null,null,"     Semi-Annual = 1/2",null,null,null,null,null,null,null,null,null,null,66,18.051086800451941,null,null,66,"NA",null,null,"     Semi-Annual = 1/2",null,null,null,null,null,null,66,"NA",null,null,66,"NA",null,null,"     Semi-Annual = 1/2"]
[67,18.099119999999989,null,null,67,null,null,0.30078775617745002,null,null,"     Quarterly = 3/12",null,null,null,null,null,null,null,null,null,null,67,19.44947552346569,null,null,67,"NA",null,null,"     Quarterly = 3/12",null,null,null,null,null,null,67,"NA",null,null,67,"NA",null,null,"     Quarterly = 3/12"]
[68,20.145808000000002,null,null,68,null,null,0.28801738179815356,null,null,"     Monthly = 1/12",null,null,null,null,null,null,null,null,null,null,68,21.71365231142715,null,null,68,"NA",null,null,"     Monthly = 1/12",null,null,null,null,null,null,68,"NA",null,null,68,"NA",null,null,"     Monthly = 1/12"]
[69,22.192496000000016,null,null,69,null,null,0.2752470074188571,null,null,null,null,null,null,null,null,null,null,null,null,null,69,23.977829099388611,null,null,69,"NA",null,null,null,null,null,null,null,null,null,69,"NA",null,null,69,"NA"]
[70,24.23918400000003,null,null,70,null,null,0.26247663303956065,null,null,"Credit Card:",null,null,null,null,null,null,null,null,null,null,70,26.242005887350071,null,null,70,"NA",null,null,"Credit Card:",null,null,null,null,null,null,70,"NA",null,null,70,"NA",null,null,"Credit Card:"]
[71,26.285872000000044,null,null,71,null,null,0.24970625866026416,null,null,"     Annual = 1.03",null,null,null,null,null,null,null,null,null,null,71,28.506182675311532,null,null,71,"NA",null,null,"     Annual = 1.03",null,null,null,null,null,null,71,"NA",null,null,71,"NA",null,null,"     Annual = 1.03"]
[72,28.332560000000065,null,null,72,null,null,0.23693588428096762,null,null,"     Semi-Annual = 0.515",null,null,null,null,null,null,null,null,null,null,72,30.770359463273,null,null,72,"NA",null,null,"     Semi-Annual = 0.515",null,null,null,null,null,null,72,"NA",null,null,72,"NA",null,null,"     Semi-Annual = 0.515"]
[73,31.533888000000054,null,null,73,null,null,0.22467209678285796,null,null,"     Quarterly = 0.258",null,null,null,null,null,null,null,null,null,null,73,34.301723856060839,null,null,73,"NA",null,null,"     Quarterly = 0.258",null,null,null,null,null,null,73,"NA",null,null,73,"NA",null,null,"     Quarterly = 0.258"]
[74,34.735216000000044,null,null,74,null,null,0.2124083092847483,null,null,"     Monthly = 0.086",null,null,null,null,null,null,null,null,null,null,74,37.833088248848682,null,null,74,"NA",null,null,"     Monthly = 0.086",null,null,null,null,null,null,74,"NA",null,null,74,"NA",null,null,"     Monthly = 0.086"]
[75,37.936544000000033,null,null,75,null,null,0.20014452178663864,null,null,null,null,null,null,null,null,null,null,null,null,null,75,41.364452641636525,null,null,75,"NA",null,null,null,null,null,null,null,null,null,75,"NA",null,null,75,"NA"]
[76,41.137872000000023,null,null,76,null,null,0.18788073428852897,null,null,"Direct-Billed:",null,null,null,null,null,null,null,null,null,null,76,44.895817034424368,null,null,76,"NA",null,null,"Direct-Billed:",null,null,null,null,null,null,76,"NA",null,null,76,"NA",null,null,"Direct-Billed:"]
[77,44.339200000000019,null,null,77,null,null,0.17561694679041936,null,null,"     Annual = 1.00",null,null,null,null,null,null,null,null,null,null,77,48.427181427212204,null,null,77,"NA",null,null,"     Annual = 1.00",null,null,null,null,null,null,77,"NA",null,null,77,"NA",null,null,"     Annual = 1.00"]
[78,48.827936000000037,null,null,78,null,null,0.16440477755164745,null,null,"     Semi-Annual = 0.52",null,null,null,null,null,null,null,null,null,null,78,54.102318765653436,null,null,78,"NA",null,null,"     Semi-Annual = 0.52",null,null,null,null,null,null,78,"NA",null,null,78,"NA",null,null,"     Semi-Annual = 0.52"]
[79,53.316672000000054,null,null,79,null,null,0.15319260831287554,null,null,"     Quarterly = 0.27",null,null,null,null,null,null,null,null,null,null,79,59.777456104094668,null,null,79,"NA",null,null,"     Quarterly = 0.27",null,null,null,null,null,null,79,"NA",null,null,79,"NA",null,null,"     Quarterly = 0.27"]
[80,57.805408000000071,null,null,80,null,null,0.14198043907410363,null,null,"     Monthly = 0.091",null,null,null,null,null,null,null,null,null,null,80,65.4525934425359,null,null,80,"NA",null,null,"     Monthly = 0.091",null,null,null,null,null,null,80,"NA",null,null,80,"NA",null,null,"     Monthly = 0.091"]
[81,62.294144000000088,null,null,81,null,null,0.13076826983533171,null,null,null,null,null,null,null,null,null,null,null,null,null,81,71.127730780977132,null,null,81,"NA",null,null,null,null,null,null,null,null,null,81,"NA",null,null,81,"NA"]
[82,66.782880000000105,null,null,82,null,null,0.11955610059655981,null,null,null,null,null,null,null,null,null,null,null,null,null,82,76.802868119418349,null,null,82,"NA",null,null,null,null,null,null,null,null,null,82,"NA",null,null,82,"NA"]
[83,71.595061344681255,null,null,83,null,null,0.10930527113231552,null,null,null,null,null,null,null,null,null,null,null,null,null,83,82.930813152643822,null,null,83,"NA",null,null,null,null,null,null,null,null,null,83,"NA",null,null,83,"NA"]
[84,76.753994570893965,null,null,84,null,null,9.9933355451480799E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,84,89.547694487985581,null,null,84,"NA",null,null,null,null,null,null,null,null,null,84,"NA",null,null,84,"NA"]
[85,82.284665617183265,null,null,85,null,null,9.1364994829050847E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,85,96.692523361058662,null,null,85,"NA",null,null,null,null,null,null,null,null,null,85,"NA",null,null,85,"NA"]
[86,88.213860836621762,null,null,86,null,null,8.3531291853452871E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,104.40742363482366,null,null,86,"NA"]
[87,94.570296729477676,null,null,87,null,null,7.6369256428700974E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,112.73788014980792,null,null,87,"NA"]
[88,101.38475902404407,null,null,88,null,null,6.9821299276740453E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,121.73300688968698,null,null,88,"NA"]
[89,108.69025177923069,null,null,89,null,null,6.3834768867279915E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,131.44583654325368,null,null,89,"NA"]

{"sheet":"AetnaHHC+","index":35,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,1,{"$f":"E1+1","v":2},{"$f":"F1+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR1+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED1+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164,165,166,167,168,169,170,171,172,173,174,175,176,177,178,179,180,181,182,183,184]
["This is from Aetna HHC+ Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"Per $150/week",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,"PER","Per","Per",null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["\"CLIHM03695\" - 041818",null,null,null,"HHC+ Rates",null,null,null,null,null,null,null,null,200,"$10/Day",2500,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,null,null,null,"AMB /","HI","Lump",null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"SL3FACRATESALL\"",null,null,13,13,26,26,39,39,52,52,"ER","BENS","Cancer","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
[null,null,null,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,{"$f":"S8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,{"$f":"S9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,{"$f":"S10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,{"$f":"S11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["OR NOTES ON THIS PAGE.",null,null,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["IN CASE ONE WANTED TO",null,null,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["EXPERIMENT WITH RATE",null,null,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["FACTORS HEREIN.",null,null,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,39,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,45,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,0,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,46,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,89,185.7,163.4,306,269.3,412.5,363,501,440.9,166.3,57,112.5,0,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,89,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[]
[]
["AMB?","AMB COL?","AMB-FAC"]
[{"$f":"Input2!AH11","v":0},{"$f":"IF(A83=200,10,13)","v":13},1]
[{"$f":"Input2!AI11","v":0},{"$f":"IF(A84=200,10,13)","v":13},1]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!L13","v":"No Facility"},13,0,"Client 1:",{"$f":"Input2!L9","v":61},{"$f":"VLOOKUP($E86,HHCPLUSRATES,B83)","v":0},"is per AMB;",null,"So, AMB/ER=",{"$f":"F86*C83","v":0},"AND",{"$f":"VLOOKUP($E86,HHCPLUSRATES,B89)","v":114},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":912},null,{"$f":"VLOOKUP(E86,HHCPLUSRATES,$B$104,FALSE)","v":23},"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":23}]
[{"$f":"Input2!M13","v":"No Facility"},13,0,"Client 2:",{"$f":"Input2!M9","v":64},{"$f":"VLOOKUP($E87,HHCPLUSRATES,B84)","v":0},"is per AMB;",null,"So, AMB/ER=",{"$f":"F87*C84","v":0},"AND",{"$f":"VLOOKUP($E87,HHCPLUSRATES,B90)","v":84.3},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":421.5},null,{"$f":"VLOOKUP(E87,HHCPLUSRATES,$B$105,FALSE)","v":23},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":69}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AH20","v":"52-0"},{"$f":"VLOOKUP(A89,HHCPLUSCODE,2,FALSE)","v":8},{"$f":"Input2!AH17","v":8},"Client 1:",{"$f":"E86","v":61},{"$f":"VLOOKUP($E89,HHCPLUSRATES,B101,FALSE)","v":0},"is per 2500 Cancer;",null,"So, F50=",{"$f":"F89*C101","v":0},null,null,null,"So, Sub =",{"$f":"J86+P86+J89+V86","v":935},"After Tobacco -->",null,{"$f":"O89*B95","v":935},"After Spouse -->",null,{"$f":"R89*B92","v":935},"+PolicyFee=",{"$f":"U89+B98","v":935}]
[{"$f":"Input2!AI20","v":"26-0"},{"$f":"VLOOKUP(A90,HHCPLUSCODE,2,FALSE)","v":4},{"$f":"Input2!AI17","v":5},"Client 2:",{"$f":"E87","v":64},{"$f":"VLOOKUP($E90,HHCPLUSRATES,B102,FALSE)","v":75},"is per 2500 Cancer;",null,"So, F50=",{"$f":"F90*C102","v":75},null,null,null,"So, Sub =",{"$f":"J87+P87+J90+V87","v":565.5},"After Tobacco -->",null,{"$f":"O90*B96","v":565.5},"After Spouse -->",null,{"$f":"R90*B93","v":565.5},"+PolicyFee=",{"$f":"U90+B99","v":565.5}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!AH16","v":"No"},{"$f":"IF(A92=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E89","v":61},{"$f":"W89","v":935},"Annual;",{"$f":"F92*M95","v":467.5},"Semi-Ann;",{"$f":"F92*M96","v":233.75},"Qrtly;",{"$f":"F92*M97","v":77.913550000000001},"Mos.;"]
[{"$f":"Input2!AI16","v":"No"},{"$f":"IF(A93=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E90","v":64},{"$f":"W90","v":565.5},"Annual;",{"$f":"F93*M95","v":282.75},"Semi-Ann;",{"$f":"F93*M96","v":141.375},"Qrtly;",{"$f":"F93*M97","v":47.123114999999999},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":1500.5},"Annual;"]
[{"$f":"Input2!L10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!M10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!L15","v":"Annual"},"Client 1:",{"$f":"E92","v":61},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":935},{"$f":"ROUND(F96,2)","v":935},null,null,null,null,"Quart =",0.25]
["HI Fact?","Pol.Fee?",{"$f":"Input2!M15","v":"Annual"},"Client 2:",{"$f":"E93","v":64},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":565.5},{"$f":"ROUND(F97,2)","v":565.5},null,null,null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"Input2!AH21","v":1},0,null,"Total:",null,{"$f":"F96+F97","v":1500.5},1500.5]
[{"$f":"Input2!AI21","v":3},0]
["Cancer","Canc-Col","CanFact",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[{"$f":"VLOOKUP(Input2!L12,HHCPLUSCANCHART,2,FALSE)","v":0},{"$f":"IF(C101>0,12,13)","v":13},{"$f":"Input2!AH12","v":0},null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[{"$f":"VLOOKUP(Input2!M12,HHCPLUSCANCHART,2,FALSE)","v":2500},{"$f":"IF(C102>0,12,13)","v":12},{"$f":"Input2!AI12","v":1},null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
["HI Charts","HI Col.",null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-WITH INFL",null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-180 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
[{"$f":"Input2!L20","v":10},11,null,null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No"]
[{"$f":"Input2!M20","v":30},11,null,null,null,"60-0","90-0","180-0","270-0","360-0","60+0","90+0","180+0","270+0","360+0",null,null,null,null,"60-20","90-20","180-20","270-20","360-20","60+20","90+20","180+20","270+20","360+20",null,null,null,null,"60-100","90-100","180-100","270-100","360-100","60+100","90+100","180+100","270+100","360+100",null,null,null,null,"60-60","90-60","180-60","270-60","360-60","450-60","540-60","630-60",null,null,null,null,null,null,"60-90","90-90","180-90","270-90","360-90","450-90","540-90","630-90",null,null,null,null,null,null,"60-100","90-100","180-100","270-100","360-100","450-100","540-100","630-100",null,null,null,null,null,null,"60-0","90-0","180-0","270-0","360-0","450-0","540-0","630-0",null,null,null,null,null,null,"60-0","90-0","180-0","270-0","360-0","60+0","90+0","180+0","270+0","360+0",null,null,null,null,"60-20","90-20","180-20","270-20","360-20","60+20","90+20","180+20","270+20","360+20",null,null,null,null,"60-100","90-100","180-100","270-100","360-100","60+100","90+100","180+100","270+100","360+100"]
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[null,null,null,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,18,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"S107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CK107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CY107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"DM107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"EA107+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["Below is",null,null,null,{"$f":"E108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"S108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CK108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CY108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"DM108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"EA108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["\"HHCPLUSAGE\"",null,null,null,{"$f":"E109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"S109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CK109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CY109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"DM109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"EA109+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[50,null,null,null,{"$f":"E110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"S110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AG110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"AU110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CK110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CY110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"DM110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"EA110+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[null,null,null,null,1,{"$f":"E181+1","v":2},{"$f":"F181+1","v":3},4,5,6,7]
[null,null,null,null,"Standard Life - Hospital Indemnity Rider Rates Per $10"]
["90 Day-0","180 Day-0","360 Day-0","360 - 20",null,"3 Days","6 Days","10 Days","20 Days","0 Days",null,null,null,null,null,null,null,null,null,null,null,null,"HI BEN"]
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[null,"Full Chart to Right is",null,null,{"$f":"E185+1","v":20},{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0]
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[null,null,null,null,24,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,{"$f":"V189+1","v":21},6]
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["Below is \"SL3HIDAYS\" and",null,null,null,30,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,27,7]
[null,"\"SL3HIDAYSCHART\"",null,null,31,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,28,7]
["0 Days",0,6,null,32,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,29,7]
["3 Days",3,2,null,33,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,30,8]
["6 Days",6,3,null,34,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,31,8]
["10 Days",10,4,null,35,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,32,8]
["20 Days",20,5,null,36,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,null,null,null,null,null,null,null,null,null,null,null,33,8]
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["GTL Simple loads",null,null,null,39,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,"of GTL's","Fact.",null,null,null,null,"GTL Compound lodes",null,null,null,null,36,9]
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[2,2,2,2,48,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,45,11]
[2,2,2,2,49,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,46,11]
[2,2,2,2,50,{"$f":"RawStdLife4!$B$100","v":3.4},{"$f":"RawStdLife4!$C$100","v":5},{"$f":"RawStdLife4!$D$100","v":6},{"$f":"RawStdLife4!$E$100","v":6.8},0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,47,11]
[2,2,2,2,51,{"$f":"RawStdLife4!$B101","v":3.7},{"$f":"RawStdLife4!$C101","v":5.5},{"$f":"RawStdLife4!$D101","v":6.6},{"$f":"RawStdLife4!$E101","v":7.5},0,0.85,0,0,null,null,null,2.7947019867549669,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,48,11]
[2,2,2,2,52,{"$f":"RawStdLife4!$B102","v":4},{"$f":"RawStdLife4!$C102","v":6},{"$f":"RawStdLife4!$D102","v":7.2},{"$f":"RawStdLife4!$E102","v":8.1999999999999993},0,0.85,0,0,null,null,null,2.7951807228915659,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,49,11]
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[1.8736842105263158,1.8834355828220857,1.8796992481203008,1.8791666666666667,56,{"$f":"RawStdLife4!$B106","v":4.8000000000000007},{"$f":"RawStdLife4!$C106","v":7.120000000000001},{"$f":"RawStdLife4!$D106","v":8.4799999999999969},{"$f":"RawStdLife4!$E106","v":9.48},0,0.85,0,null,1.7,0.85,1.4449999999999998,2.6315789473684212,2.6380368098159508,2.6390977443609023,2.6374999999999997,null,53,13]
[1.846938775510204,1.8520710059171599,1.848375451263538,1.8480000000000001,57,{"$f":"RawStdLife4!$B107","v":5},{"$f":"RawStdLife4!$C107","v":7.4},{"$f":"RawStdLife4!$D107","v":8.8000000000000007},{"$f":"RawStdLife4!$E107","v":9.8000000000000007},0,0.85,0,null,1.6,0.85,1.36,2.6020408163265305,2.5976331360946747,2.5992779783393503,2.6,null,54,13]
[1.8207547169811322,1.8306010928961749,1.8355704697986577,1.837037037037037,58,{"$f":"RawStdLife4!$B108","v":5.2},{"$f":"RawStdLife4!$C108","v":7.68},{"$f":"RawStdLife4!$D108","v":9.16},{"$f":"RawStdLife4!$E108","v":10.24},0,0.85,0,null,1.5,0.85,1.2749999999999999,2.5660377358490565,2.5519125683060109,2.5805369127516782,2.5814814814814815,null,55,15.6]
[1.8157894736842104,1.8172588832487309,1.8198757763975155,1.8184931506849316,59,{"$f":"RawStdLife4!$B109","v":5.4},{"$f":"RawStdLife4!$C109","v":7.9599999999999991},{"$f":"RawStdLife4!$D109","v":9.52},{"$f":"RawStdLife4!$E109","v":10.68},0,0.85,0,null,1.4,0.85,1.19,2.5438596491228069,2.5279187817258881,2.5465838509316767,2.5479452054794525,null,56,15.6]
[1.7967479674796749,1.8066037735849056,1.8045977011494254,1.803174603174603,60,{"$f":"RawStdLife4!$B110","v":5.6000000000000005},{"$f":"RawStdLife4!$C110","v":8.2399999999999984},{"$f":"RawStdLife4!$D110","v":9.879999999999999},{"$f":"RawStdLife4!$E110","v":11.12},0,0.85,0,null,1.3,0.85,1.105,2.5121951219512191,2.5047169811320757,2.514367816091954,2.5142857142857142,null,57,15.6]
[1.7819548872180451,1.7938596491228069,1.7898936170212765,1.7911764705882351,61,{"$f":"RawStdLife4!$B111","v":5.8000000000000007},{"$f":"RawStdLife4!$C111","v":8.5199999999999978},{"$f":"RawStdLife4!$D111","v":10.239999999999998},{"$f":"RawStdLife4!$E111","v":11.559999999999999},0,0.85,0,null,null,null,null,2.4736842105263155,2.4824561403508771,2.4813829787234041,2.4823529411764707,null,58,15.6]
[1.776223776223776,1.7764227642276422,1.7758620689655171,1.776566757493188,62,{"$f":"RawStdLife4!$B112","v":6},{"$f":"RawStdLife4!$C112","v":8.8000000000000007},{"$f":"RawStdLife4!$D112","v":10.6},{"$f":"RawStdLife4!$E112","v":12},0,0.85,0,null,null,null,null,2.4475524475524475,2.4512195121951219,2.4507389162561575,2.449591280653951,null,59,15.6]
[1.7515923566878981,1.7518518518518518,1.7449664429530201,1.7444168734491317,63,{"$f":"RawStdLife4!$B113","v":6.24},{"$f":"RawStdLife4!$C113","v":9.16},{"$f":"RawStdLife4!$D113","v":11},{"$f":"RawStdLife4!$E113","v":12.44},0,0.85,0,null,null,null,null,2.3566878980891719,2.3703703703703702,2.3601789709172256,2.3598014888337469,null,60,18.8]
[1.7267441860465116,1.7272727272727273,1.7209775967413441,1.7200902934537248,64,{"$f":"RawStdLife4!$B114","v":6.48},{"$f":"RawStdLife4!$C114","v":9.52},{"$f":"RawStdLife4!$D114","v":11.4},{"$f":"RawStdLife4!$E114","v":12.879999999999999},0,0.85,0,null,null,null,null,2.2790697674418605,2.2861952861952863,2.2790224032586557,2.2799097065462757,null,61,18.8]
[1.6984126984126986,1.7003058103975535,1.6975881261595547,1.6981519507186857,65,{"$f":"RawStdLife4!$B115","v":6.7200000000000006},{"$f":"RawStdLife4!$C115","v":9.879999999999999},{"$f":"RawStdLife4!$D115","v":11.8},{"$f":"RawStdLife4!$E115","v":13.319999999999999},0,0.85,0,null,null,null,null,2.1957671957671958,2.2048929663608559,2.2003710575139146,2.2012320328542092,null,62,18.8]
[1.6763285024154591,1.6749999999999998,1.6739864864864864,1.6747663551401868,66,{"$f":"RawStdLife4!$B116","v":6.9600000000000009},{"$f":"RawStdLife4!$C116","v":10.239999999999998},{"$f":"RawStdLife4!$D116","v":12.200000000000001},{"$f":"RawStdLife4!$E116","v":13.759999999999998},0,0.85,0,null,null,null,null,2.1207729468599035,2.125,2.123310810810811,2.1233644859813081,null,63,18.8]
[1.6519823788546255,1.6489898989898988,1.6507692307692308,1.6513605442176871,67,{"$f":"RawStdLife4!$B117","v":7.2},{"$f":"RawStdLife4!$C117","v":10.6},{"$f":"RawStdLife4!$D117","v":12.6},{"$f":"RawStdLife4!$E117","v":14.2},0,0.85,0,null,null,null,null,2.0484581497797358,2.0505050505050506,2.0507692307692311,2.0510204081632653,null,64,18.8]
[1.6184738955823292,1.6189376443418013,1.6216596343178622,1.6211180124223601,68,{"$f":"RawStdLife4!$B118","v":7.44},{"$f":"RawStdLife4!$C118","v":11},{"$f":"RawStdLife4!$D118","v":13.08},{"$f":"RawStdLife4!$E118","v":14.72},0,0.85,0,null,null,null,null,1.9718875502008033,1.9792147806004621,1.9831223628691985,1.9829192546583849,null,65,23.5]
[1.5882352941176472,1.5898520084566599,1.5912596401028278,1.5909090909090908,69,{"$f":"RawStdLife4!$B119","v":7.6800000000000006},{"$f":"RawStdLife4!$C119","v":11.4},{"$f":"RawStdLife4!$D119","v":13.56},{"$f":"RawStdLife4!$E119","v":15.240000000000002},0,0.85,0,null,null,null,null,1.9080882352941178,1.9133192389006344,1.9164524421593829,1.9161931818181817,null,66,23.5]
[1.5589225589225588,1.5589941972920693,1.5598591549295775,1.5597402597402596,70,{"$f":"RawStdLife4!$B120","v":7.9200000000000008},{"$f":"RawStdLife4!$C120","v":11.8},{"$f":"RawStdLife4!$D120","v":14.040000000000001},{"$f":"RawStdLife4!$E120","v":15.760000000000003},0,0.85,0,null,null,null,null,1.8451178451178452,1.8471953578336555,1.8497652582159623,1.8493506493506495,null,67,23.5]
[1.5292307692307694,1.5292035398230091,1.5294748124330118,1.5296912114014252,71,{"$f":"RawStdLife4!$B121","v":8.16},{"$f":"RawStdLife4!$C121","v":12.200000000000001},{"$f":"RawStdLife4!$D121","v":14.520000000000001},{"$f":"RawStdLife4!$E121","v":16.280000000000005},0,0.85,0,null,null,null,null,1.7815384615384615,1.784070796460177,1.7856377277599143,1.7862232779097387,null,68,23.5]
[1.5014084507042254,1.5008103727714748,1.5004897159647403,1.500542888165038,72,{"$f":"RawStdLife4!$B122","v":8.4},{"$f":"RawStdLife4!$C122","v":12.6},{"$f":"RawStdLife4!$D122","v":15},{"$f":"RawStdLife4!$E122","v":16.8},0,0.85,0,null,null,null,null,1.7239436619718311,1.7244732576985413,1.7247796278158669,1.725298588490771,null,69,23.5]
[1.4716494845360826,1.4689349112426036,1.4682752457551385,1.4682539682539684,73,{"$f":"RawStdLife4!$B123","v":8.68},{"$f":"RawStdLife4!$C123","v":13},{"$f":"RawStdLife4!$D123","v":15.48},{"$f":"RawStdLife4!$E123","v":17.32},0,0.85,0,null,null,null,null,1.6726804123711343,1.6701183431952664,1.6702412868632708,1.6706349206349207,null,70,30.2]
[1.4433962264150944,1.4378378378378378,1.4383673469387754,1.4384057971014492,74,{"$f":"RawStdLife4!$B124","v":8.9599999999999991},{"$f":"RawStdLife4!$C124","v":13.4},{"$f":"RawStdLife4!$D124","v":15.96},{"$f":"RawStdLife4!$E124","v":17.84},0,0.85,0,null,null,null,null,1.6226415094339623,1.6189189189189188,1.619591836734694,1.6195652173913044,null,71,30.2]
[1.4116379310344829,1.4086419753086419,1.4086502609992544,1.4086021505376345,75,{"$f":"RawStdLife4!$B125","v":9.2399999999999984},{"$f":"RawStdLife4!$C125","v":13.8},{"$f":"RawStdLife4!$D125","v":16.440000000000001},{"$f":"RawStdLife4!$E125","v":18.36},0,0.85,0,null,null,null,null,1.5711206896551726,1.5691358024691358,1.5704697986577181,1.5707196029776676,null,72,30.2]
[1.3799212598425197,1.3788049605411499,1.3794277929155312,1.3791540785498488,76,{"$f":"RawStdLife4!$B126","v":9.5199999999999978},{"$f":"RawStdLife4!$C126","v":14.200000000000001},{"$f":"RawStdLife4!$D126","v":16.920000000000002},{"$f":"RawStdLife4!$E126","v":18.88},0,0.85,0,null,null,null,null,1.5216535433070866,1.5208568207440811,1.5224795640326974,1.5226586102719033,null,73,30.2]
[1.3507194244604315,1.3501544799176108,1.3501243781094525,1.3503448275862069,77,{"$f":"RawStdLife4!$B127","v":9.8000000000000007},{"$f":"RawStdLife4!$C127","v":14.6},{"$f":"RawStdLife4!$D127","v":17.399999999999999},{"$f":"RawStdLife4!$E127","v":19.399999999999999},0,0.85,0,null,null,null,null,1.474820143884892,1.474768280123584,1.4751243781094525,1.4751724137931035,null,74,30.2]
[1.3289036544850499,1.3292102759276878,1.3293103448275863,1.3290816326530612,78,{"$f":"RawStdLife4!$B128","v":10},{"$f":"RawStdLife4!$C128","v":14.88},{"$f":"RawStdLife4!$D128","v":17.760000000000002},{"$f":"RawStdLife4!$E128","v":19.84},0,0.85,0,null,null,null,null,1.4318936877076411,1.4310180780209325,1.4321839080459768,1.4323979591836733,null,75,38.1]
[1.3087557603686637,1.3087071240105541,1.3092454835281617,1.3093694755450795,79,{"$f":"RawStdLife4!$B129","v":10.199999999999999},{"$f":"RawStdLife4!$C129","v":15.160000000000002},{"$f":"RawStdLife4!$D129","v":18.120000000000005},{"$f":"RawStdLife4!$E129","v":20.28},0,0.85,0,null,null,null,null,1.3917050691244239,1.3905013192612137,1.3910733262486719,1.3912787271655864,null,76,38.1]
[1.2897727272727271,1.2886178861788617,1.2892927308447937,1.2892156862745099,80,{"$f":"RawStdLife4!$B130","v":10.399999999999999},{"$f":"RawStdLife4!$C130","v":15.440000000000003},{"$f":"RawStdLife4!$D130","v":18.480000000000008},{"$f":"RawStdLife4!$E130","v":20.720000000000002},0,0.85,0,null,null,null,null,1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,null,77,38.1]
[1.269028871391076,1.2689706987227649,1.2691783931003178,1.2692501258178157,81,{"$f":"RawStdLife4!$B131","v":10.599999999999998},{"$f":"RawStdLife4!$C131","v":15.720000000000004},{"$f":"RawStdLife4!$D131","v":18.840000000000011},{"$f":"RawStdLife4!$E131","v":21.160000000000004},0,0.85,0,null,null,null,null,1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,null,78,38.1]
[1.25,1.25,1.2501049097775911,1.250232558139535,82,{"$f":"RawStdLife4!$B132","v":10.8},{"$f":"RawStdLife4!$C132","v":16},{"$f":"RawStdLife4!$D132","v":19.2},{"$f":"RawStdLife4!$E132","v":21.6},0,0.85,0,null,null,null,null,1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,null,79,38.1]
[1.2502870264064296,1.2503285151116954,1.2500990883868408,1.2498900131984163,83,{"$f":"RawStdLife4!$B133","v":11.000000000000004},{"$f":"RawStdLife4!$C133","v":16.279999999999994},{"$f":"RawStdLife4!$D133","v":19.559999999999988},{"$f":"RawStdLife4!$E133","v":22.04},0,0.85,0,null,null,null,null,1.269804822043628,1.2700394218134037,1.2699167657550534,1.270127584689837,null,80,44.8]
[1.2505422993492408,1.2498446239900558,1.2500935979034067,1.2501040366208904,84,{"$f":"RawStdLife4!$B134","v":11.200000000000006},{"$f":"RawStdLife4!$C134","v":16.559999999999988},{"$f":"RawStdLife4!$D134","v":19.919999999999977},{"$f":"RawStdLife4!$E134","v":22.479999999999997},0,0.85,0,null,null,null,null,1.2700650759219088,1.2697327532628961,1.2699363534256831,1.2700790678318767,null,81,44.8]
[null,null,null,null,85,{"$f":"RawStdLife4!$B135","v":11.400000000000009},{"$f":"RawStdLife4!$C135","v":16.839999999999982},{"$f":"RawStdLife4!$D135","v":20.279999999999966},{"$f":"RawStdLife4!$E135","v":22.919999999999995},0,null,1.062624,null,null,null,null,null,null,null,null,null,82,44.8]
[null,null,null,null,{"$f":"E251+1","v":86},{"$f":"RawStdLife4!$B136","v":11.600000000000012},{"$f":"RawStdLife4!$C136","v":17.119999999999976},{"$f":"RawStdLife4!$D136","v":20.639999999999954},{"$f":"RawStdLife4!$E136","v":23.359999999999992},0,null,1.062624,null,null,null,null,null,null,null,null,null,83,44.8]
[null,null,null,null,87,{"$f":"RawStdLife4!$B137","v":11.800000000000015},{"$f":"RawStdLife4!$C137","v":17.39999999999997},{"$f":"RawStdLife4!$D137","v":20.999999999999943},{"$f":"RawStdLife4!$E137","v":23.79999999999999},0,null,1.062624,null,null,null,null,null,null,null,null,null,84,44.8]
[null,null,null,null,88,{"$f":"RawStdLife4!$B138","v":12.000000000000018},{"$f":"RawStdLife4!$C138","v":17.679999999999964},{"$f":"RawStdLife4!$D138","v":21.359999999999932},{"$f":"RawStdLife4!$E138","v":24.239999999999988},0,null,1.062624,null,null,null,null,null,null,null,null,null,85,49]
[null,null,null,null,89,{"$f":"RawStdLife4!$B139","v":12.200000000000021},{"$f":"RawStdLife4!$C139","v":17.959999999999958},{"$f":"RawStdLife4!$D139","v":21.719999999999921},{"$f":"RawStdLife4!$E139","v":24.679999999999986},0,null,1.062624,null,null,null,null,null,null,null,null,null,{"$f":"V254+1","v":86},49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,49]
[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,49]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89"]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks"]
[null,null,null,null,null,null,25,25,25,25,"$150/wk-0","$150/wk-0","$150/wk-0"]
[null,null,null,null,18]
[null,null,null,null,{"$f":"E262+1","v":19}]
[null,null,null,null,{"$f":"E263+1","v":20}]
[null,null,null,null,{"$f":"E264+1","v":21}]
[null,null,null,null,{"$f":"E265+1","v":22}]
[null,null,null,null,23]
[null,null,null,null,24]
[null,null,null,null,25]
[null,null,null,null,26]
[null,null,null,null,27]
[null,null,null,null,28]
[null,null,null,null,29]
[null,null,null,null,30]
[null,null,null,null,31]
[null,null,null,null,32]
[null,null,null,null,33]
[null,null,null,null,34]
[null,null,null,null,35]
[null,null,null,null,36]
[null,null,null,null,37]
[null,null,null,null,38]
[null,null,null,null,39]
[null,null,null,null,40,null,12.3,20,11,18]
[null,null,null,null,41,null,12.3,20,11,18]
[null,null,null,null,42,null,12.3,20,11,18]
[null,null,null,null,43,null,12.3,20,11,18]
[null,null,null,null,44,null,12.3,20,11,18]
[null,null,null,null,45,null,12.3,20,11,18]
[null,null,null,null,46,null,12.3,20,11,18]
[null,null,null,null,47,null,12.3,20,11,18,null,null,null,null,"this is","this is","this is","this is","this is","this is","this is"]
[null,null,null,null,48,null,12.3,20,11,18,null,null,null,null,"GTL/Aet","GTL/Aet","2xGTL/Aet","Aet/3.5","2xGTL/2.5","GTL180/90","Aet/3.5"]
[null,null,null,null,49,null,12.3,20,11,18,null,null,null,null,"Col G/K","Col H/L","Col G*2/K","Col M/3.5","Col H*1.63/2.5","Col H/G","Col M/3.5"]
[null,null,null,null,50,null,12.3,20,11,18,19,33.4,52.3,null,{"$f":"G294/K294","v":0.64736842105263159},{"$f":"H294/L294","v":0.5988023952095809},{"$f":"(G294*2)/K294","v":1.2947368421052632},{"$f":"M294/3.5","v":14.942857142857141},{"$f":"(H294*1.63)/2.5","v":13.039999999999997},{"$f":"H294/G294","v":1.6260162601626016},{"$f":"M294/3.5","v":14.942857142857141}]
[null,null,null,null,51,null,12.3,20,11,18,19.399999999999999,34.1,53.4,null,{"$f":"G295/K295","v":0.63402061855670111},0.58651026392961869,{"$f":"(G295*2)/K295","v":1.2680412371134022},{"$f":"M295/3.5","v":15.257142857142856},{"$f":"(H295*1.63)/2.5","v":13.039999999999997},{"$f":"H295/G295","v":1.6260162601626016},{"$f":"M295/3.5","v":15.257142857142856}]
[null,null,null,null,52,null,12.3,20,11,18,19.8,34.799999999999997,54.5,null,0.62121212121212122,0.57471264367816099,1.2424242424242424,15.571428571428571,13.039999999999997,1.6260162601626016,15.571428571428571]
[null,null,null,null,53,null,13,21.2,11.7,19.2,20.2,35.5,55.6,null,0.64356435643564358,0.59718309859154928,1.2871287128712872,15.885714285714286,13.822399999999998,1.6307692307692307,15.885714285714286]
[null,null,null,null,54,null,13.8,22.5,12.4,20.5,20.6,36.200000000000003,56.7,null,0.66990291262135926,0.62154696132596676,1.3398058252427185,16.2,14.669999999999998,1.6304347826086956,16.2]
[null,null,null,null,55,null,14.6,23.8,13.1,21.8,21,36.9,57.8,null,0.69523809523809521,0.64498644986449871,1.3904761904761904,16.514285714285712,15.517599999999998,1.6301369863013699,16.514285714285712]
[null,null,null,null,56,null,15.4,25.2,13.9,23.2,21.4,37.6,58.9,null,0.71962616822429915,0.67021276595744672,1.4392523364485983,16.828571428571429,16.430399999999999,1.6363636363636362,16.828571428571429]
[null,null,null,null,57,null,16.3,26.7,14.7,24.7,21.8,38.299999999999997,60,null,0.74770642201834858,0.69712793733681466,1.4954128440366972,17.142857142857142,17.408399999999997,1.6380368098159508,17.142857142857142]
[null,null,null,null,58,null,17.5,28.7,15.8,26.4,23.45,41.25,64.349999999999994,null,0.74626865671641796,0.69575757575757569,1.4925373134328359,18.385714285714283,18.712399999999999,1.64,18.385714285714283]
[null,null,null,null,59,null,18.8,30.8,17,28.2,25.1,44.2,68.7,null,0.74900398406374502,0.69683257918552033,1.49800796812749,19.62857142857143,20.081600000000002,1.6382978723404256,19.62857142857143]
[null,null,null,null,60,null,20.2,33.1,18.3,30.1,26.8,47.1,73.099999999999994,null,0.75373134328358204,0.70276008492568998,1.5074626865671641,20.885714285714283,21.581199999999999,1.6386138613861387,20.885714285714283]
[null,null,null,null,61,null,21.7,35.6,19.600000000000001,32.1,28.45,50.05,77.45,null,0.76274165202108968,0.71128871128871141,1.5254833040421794,22.12857142857143,23.211199999999998,1.6405529953917053,22.12857142857143]
[null,null,null,null,62,null,23.3,38.299999999999997,21,34.299999999999997,30.1,53,81.8,null,0.77408637873754149,0.72264150943396221,1.548172757475083,23.37142857142857,24.971599999999995,1.6437768240343347,23.37142857142857]
[null,null,null,null,63,null,25.1,41.3,22.7,37.1,33.200000000000003,58.1,90,null,0.75602409638554213,0.71084337349397586,1.5120481927710843,25.714285714285715,26.927599999999995,1.645418326693227,25.714285714285715]
[null,null,null,null,64,null,27.1,44.6,24.5,40.1,36.299999999999997,63.3,98.15,null,0.74655647382920121,0.70458135860979465,1.4931129476584024,28.042857142857144,29.079199999999997,1.6457564575645756,28.042857142857144]
[null,null,null,null,65,null,29.2,48.1,26.4,43.4,39.4,68.5,106.35,null,0.74111675126903553,0.70218978102189789,1.4822335025380711,30.385714285714283,31.361199999999997,1.6472602739726028,30.385714285714283]
[null,null,null,null,66,null,31.5,51.9,28.5,46.9,42.5,73.650000000000006,114.5,null,0.74117647058823533,0.70468431771894091,1.4823529411764707,32.714285714285715,33.838799999999999,1.6476190476190475,32.714285714285715]
[null,null,null,null,67,null,34,56,30.7,50.7,45.6,78.8,122.7,null,0.74561403508771928,0.71065989847715738,1.4912280701754386,35.057142857142857,36.512,1.6470588235294117,35.057142857142857]
[null,null,null,null,68,null,36.700000000000003,60.5,33.200000000000003,54.6,49.9,86.4,133.6,null,0.7354709418837676,0.7002314814814814,1.4709418837675352,38.171428571428571,39.445999999999998,1.64850136239782,38.171428571428571]
[null,null,null,null,69,null,39.6,65.2,35.799999999999997,58.8,54.2,93.95,144.55000000000001,null,0.73062730627306272,0.69398616285258119,1.4612546125461254,41.300000000000004,42.510399999999997,1.6464646464646464,41.300000000000004]
[null,null,null,null,70,null,42.7,70.3,38.6,63.3,58.5,101.55,155.44999999999999,null,0.72991452991452999,0.69226981782373209,1.45982905982906,44.414285714285711,45.835599999999992,1.6463700234192036]
[null,null,null,null,71,null,46.1,75.8,41.7,68.099999999999994,62.8,109.1,166.4,null,0.73407643312101911,0.694775435380385,1.4681528662420382,47.542857142857144,49.421599999999998,1.6442516268980476]
[null,null,null,null,72,null,49.7,81.7,45,73.3,67.099999999999994,116.7,177.3,null,0.74068554396423258,0.70008568980291341,1.4813710879284652,50.657142857142858,53.2684,1.6438631790744467]
[null,null,null,null,73,null,53.3,87.5,48.2,78.599999999999994,72.95,126.1,191.2,null,0.73063742289239197,0.69389373513084851,1.4612748457847839,54.628571428571426,57.05,1.6416510318949344]
[null,null,null,null,74,null,57.1,93.7,51.6,84.3,78.8,135.44999999999999,205.15,null,0.72461928934010156,0.69176818014027319,1.4492385786802031,58.614285714285714,61.092399999999998,1.6409807355516637]
[null,null,null,null,75,null,61.1,100.3,55.2,90.4,84.7,144.85,219.05,null,0.72136953955135774,0.69244045564376944,1.4427390791027155,62.585714285714289,65.395599999999988,1.6415711947626841]
[null,null,null,null,76,null,65.400000000000006,107.4,59.1,97,90.55,154.19999999999999,233,null,0.72225289895085598,0.69649805447470825,1.444505797901712,66.571428571428569,70.024799999999999,1.6422018348623852]
[null,null,null,null,77,null,70,115,63.3,104,96.4,163.6,246.9,null,0.72614107883817425,0.70293398533007334,1.4522821576763485,70.542857142857144,74.97999999999999,1.6428571428571428]
[null,null,null,null,78,null,73.5,120.8,66.3,109.2,102.95,175.7,264.2,null,0.71393880524526465,0.68753557199772342,1.4278776104905293,75.48571428571428,78.761600000000001,1.6435374149659863]
[null,null,null,null,79,null,77.2,126.8,69.5,114.7,109.5,187.85,281.45,null,0.70502283105022834,0.67500665424540862,1.4100456621004567,80.414285714285711,82.673599999999993,1.6424870466321242]
[null,null,null,null,80,null,81.099999999999994,133.1,72.8,120.4,116,199.95,298.75,null,0.69913793103448274,0.66566641660415105,1.3982758620689655,85.357142857142861,86.781199999999984,1.6411837237977807]
[null,null,null,null,81,null,85.1,139.69999999999999,76.3,126.4,122.55,212.1,316,null,0.6944104447164422,0.6586515794436586,1.3888208894328844,90.285714285714292,91.084399999999988,1.6415981198589893]
[null,null,null,null,82,null,89.3,146.69999999999999,80,132.69999999999999,129.1,224.2,333.3,null,0.69171185127807899,0.65432649420160571,1.383423702556158,95.228571428571428,95.648399999999981,1.6427771556550952]
[null,null,null,null,83,null,93.7,154.1,83.9,139.30000000000001,136,234.8,349.95,null,0.68897058823529411,0.6563032367972742,1.3779411764705882,99.98571428571428,100.47319999999999,1.6446104589114192]
[null,null,null,null,84,null,98.3,161.80000000000001,88,146.19999999999999,142.9,245.4,366.6,null,0.68789363191042685,0.65933170334148328,1.3757872638208537,104.74285714285715,105.49359999999999,1.6459816887080367]
[null,null,null,null,85,null,null,null,null,null,149.80000000000001,256,383.3]
[null,null,null,null,{"$f":"E329+1","v":86},null,null,null,null,null,156.69999999999999,266.60000000000002,399.95]
[null,null,null,null,87,null,null,null,null,null,163.6,277.2,416.6]
[null,null,null,null,88,null,null,null,null,null,170.5,287.8,433.25]
[null,null,null,null,89,null,null,null,null,null,177.4,298.39999999999998,449.9]

{"sheet":"VsAet-HHC+","index":36,"n_rows":53,"n_cols":37,"rows_kept":53,"cut":false,"hidden":true,"merged":[[2,1,2,5],[2,18,2,25]]}
[null,null,"Issue Age:",{"$f":"Input2!P9","v":58},null,null,"Facility Elim. Days:",{"$f":"VLOOKUP(Input2!$P$14,AetnaElims,2,FALSE)","v":60},null,null,"Fast50 Elim. Days:",0,null,null,null,null,null,"Issue Age:",{"$f":"Input2!L9","v":61},{"$f":"Input2!L4","v":935},null,null,"No Facility Cov:",{"$f":"Input2!$B$14","v":20},null,"No Rx Ben. Avail!","HHC/Day:",{"$f":"VLOOKUP(Input2!$L$17,AetnaHHCRef,3,FALSE)","v":171.43},{"$f":"VLOOKUP(Input2!$L$17,AetnaHHCRef,2,FALSE)","v":1200},{"$f":"VLOOKUP($X$5,HHCPLUSWEEKSCHART,2,FALSE)","v":52}]
[null,null,"Claim Age:",74,null,null,"HHC Elim. Days:",{"$f":"VLOOKUP(Input2!$P$19,AetnaElims,2,FALSE)","v":0},null,null,null,null,null,null,null,null,null,"Claim Age:",{"$f":"$D$2","v":74},null,null,null,"HHC Elim. Days:",0,null,"No Fast50 Avail!"]
[null,"OmniFlex (Also Has $300 Rx Built-In!)",null,null,null,null,{"$f":"SUBSTITUTE(G5,\"+\",\"\")","v":"360"},null,{"$f":"SUBSTITUTE(I5,\"+\",\"\")","v":"360"},null,"360",null,"360",null,null,null,null,null,"This Is AETNA Recovery Care Short-Term Care"]
[null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days",null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days"]
[null,null,"At Issue:",{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"IF(Input2!$P$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!P12","v":400},{"$f":"Input2!AW12","v":"360+"},{"$f":"(Input2!P17/2)","v":150},{"$f":"Input2!AW18","v":"360+"},{"$f":"H5","v":150},{"$f":"I5","v":"360+"},{"$f":"(J5*0.5)","v":75},{"$f":"I5","v":"360+"},{"$f":"Input2!$P$20","v":100},{"$f":"IF(Input2!$P$21=\"0 Days\",0,IF(Input2!$P$21=\"3 Days\",3,IF(Input2!$P$21=\"6 Days\",6,IF(Input2!$P$21=\"10 Days\",10,IF(Input2!$P$21=\"20 Days\",20,FALSE)))))","v":20},null,null,"At Issue:",{"$f":"Input2!L4","v":935},"No",0,0,{"$f":"VLOOKUP(Input2!$L$17,AetnaHHCRef,5,FALSE)","v":"$1200/Wk"},{"$f":"Input2!$L$18","v":"52 Weeks"},{"$f":"AB1","v":171.43},{"$f":"VLOOKUP(X5,HHCPLUSWEEKSCHART,3,FALSE)","v":364},0,0,{"$f":"Input2!$L$20","v":10},20]
[null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,3,FALSE)","v":36320.67000000002},{"$f":"IF($E$5=\"Yes\",(IF(($D$2-$D$1)<25,\"Yes\",\"No\")),\"No\")","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,4,FALSE)","v":620},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,5,FALSE)","v":223200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,6,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,7,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,8,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,9,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,10,FALSE)","v":232.5},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,11,FALSE)","v":83700},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,13,FALSE)","v":2000},null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,18,FALSE)","v":15895},{"$f":"T5","v":"No"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,19,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,20,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,21,FALSE)","v":171.43},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,22,FALSE)","v":62400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,23,FALSE)","v":171.43},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,24,FALSE)","v":62400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,25,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,26,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,27,FALSE)","v":10},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,28,FALSE)","v":200}]
[null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,null,"Below is called \"AetnaHHCRef\""]
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[null,1,{"$f":"C8+1","v":59},{"$f":"$D$5","v":2136.5100000000002},{"$f":"E8+D9","v":4273.0200000000004},{"$f":"$F$5*0.6","v":240},{"$f":"F9*$G$3","v":86400},{"$f":"($H$5*2)*0.6","v":180},{"$f":"H9*$I$3","v":64800},{"$f":"($J$5*2)*0.6","v":180},{"$f":"J9*$K$3","v":64800},{"$f":"J9*0.5","v":90},32400,{"$f":"N8","v":100},{"$f":"$N$5*$O$5","v":2000},null,1,{"$f":"R8+1","v":62},{"$f":"S8","v":935},{"$f":"T8+S9","v":1870},{"$f":"U8","v":0},{"$f":"U9*$V$5","v":0},{"$f":"W8","v":171.43},{"$f":"X8","v":62400},{"$f":"$Y$5","v":171.43},{"$f":"Z8","v":62400},{"$f":"$AA$5","v":0},{"$f":"AA9*$AB$5","v":0},{"$f":"AC8","v":10},{"$f":"AD8","v":200},null,null,"$150/Week",150,21.43,7800,"$150/Wk"]
[null,{"$f":"B9+1","v":2},{"$f":"C9+1","v":60},2136.5100000000002,{"$f":"E9+D10","v":6409.5300000000007},{"$f":"$F$5*0.7","v":280},100800,{"$f":"($H$5*2)*0.7","v":210},75600,{"$f":"($J$5*2)*0.7","v":210},75600,105,37800,{"$f":"N9","v":100},2000,null,{"$f":"Q9+1","v":2},{"$f":"R9+1","v":63},{"$f":"S9","v":935},{"$f":"T9+S10","v":2805},{"$f":"U9","v":0},0,{"$f":"W9","v":171.43},62400,171.43,{"$f":"Z9","v":62400},0,0,{"$f":"AC9","v":10},200,null,null,"$300/Week",300,42.86,15600,"$300/Wk"]
[null,{"$f":"B10+1","v":3},61,2136.5100000000002,8546.0400000000009,{"$f":"$F$5*0.8","v":320},115200,{"$f":"($H$5*2)*0.8","v":240},86400,{"$f":"($J$5*2)*0.8","v":240},86400,120,43200,100,2000,null,{"$f":"Q10+1","v":3},64,935,3740,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$450/Week",450,64.290000000000006,23400,"$450/Wk"]
[null,4,62,2136.5100000000002,10682.550000000001,{"$f":"$F$5*0.9","v":360},129600,{"$f":"($H$5*2)*0.9","v":270},97200,{"$f":"($J$5*2)*0.9","v":270},97200,135,48600,100,2000,null,4,65,935,4675,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$600/Week",600,85.71,31200,"$600/Wk"]
[null,5,63,2136.5100000000002,12819.060000000001,{"$f":"$F$5*1","v":400},144000,{"$f":"($H$5*2)*1","v":300},108000,{"$f":"($J$5*2)*1","v":300},108000,150,54000,100,2000,null,5,66,935,5610,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$750/Week",750,107.14,39000,"$750/Wk"]
[null,6,64,2136.5100000000002,14955.570000000002,{"$f":"IF($E$5=\"No\",F13,(IF($E$5=\"Yes\",(F13+(F$5*0.05)))))","v":420},151200,{"$f":"IF($E$5=\"No\",H13,(IF($E$5=\"Yes\",(H13+($H$5*2*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",J13,(IF($E$5=\"Yes\",(J13+($J$5*2*0.05)))))","v":315},113400,157.5,56700,100,2000,null,6,67,935,6545,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$900/Week",900,128.57,46800,"$900/Wk"]
[null,7,65,2136.5100000000002,17092.080000000002,{"$f":"IF($E$5=\"No\",F14,(IF($E$5=\"Yes\",(F14+(F$5*0.05)))))","v":440},158400,{"$f":"IF($E$5=\"No\",H14,(IF($E$5=\"Yes\",(H14+($H$5*2*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",J14,(IF($E$5=\"Yes\",(J14+($J$5*2*0.05)))))","v":330},118800,165,59400,100,2000,null,7,68,935,7480,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$1,050/Week",1050,150,54600,"$1050/Wk"]
[null,8,66,2136.5100000000002,19228.590000000004,460,165600,345,124200,345,124200,172.5,62100,100,2000,null,8,69,935,8415,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"$1,200/Week",1200,171.43,62400,"$1200/Wk"]
[null,9,67,2136.5100000000002,21365.100000000006,480,172800,360,129600,360,129600,180,64800,100,2000,null,9,70,935,9350,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,10,68,2136.5100000000002,23501.610000000008,500,180000,375,135000,375,135000,187.5,67500,100,2000,null,10,71,935,10285,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"Below is called \"AetnaHHCPer\""]
[null,11,69,2136.5100000000002,25638.12000000001,520,187200,390,140400,390,140400,195,70200,100,2000,null,11,72,935,11220,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"0 Weeks",0,0]
[null,12,70,2136.5100000000002,27774.630000000012,540,194400,405,145800,405,145800,202.5,72900,100,2000,null,12,73,935,12155,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"13 Weeks",13,91]
[null,13,71,2136.5100000000002,29911.140000000014,560,201600,420,151200,420,151200,210,75600,100,2000,null,13,74,935,13090,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"26 Weeks",26,182]
[null,14,72,2136.5100000000002,32047.650000000016,580,208800,435,156600,435,156600,217.5,78300,100,2000,null,14,75,935,14025,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"52 Weeks",52,364]
[null,15,73,2136.5100000000002,34184.160000000018,600,216000,450,162000,450,162000,225,81000,100,2000,null,15,76,935,14960,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,16,74,2136.5100000000002,36320.67000000002,620,223200,465,167400,465,167400,232.5,83700,100,2000,null,16,77,935,15895,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"Below is called \"AetnaElims\""]
[null,17,75,2136.5100000000002,38457.180000000022,640,230400,480,172800,480,172800,240,86400,100,2000,null,17,78,935,16830,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"Zero Day",0]
[null,18,76,2136.5100000000002,40593.690000000024,660,237600,495,178200,495,178200,247.5,89100,100,2000,null,18,79,935,17765,0,0,{"$f":"W25","v":171.43},62400,171.43,62400,0,0,{"$f":"AC25","v":10},200,null,null,"20 Day",20]
[null,19,77,2136.5100000000002,42730.200000000026,680,244800,510,183600,510,183600,255,91800,100,2000,null,19,80,935,18700,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"30 Day",30]
[null,20,78,2136.5100000000002,44866.710000000028,700,252000,525,189000,525,189000,262.5,94500,100,2000,null,20,81,935,19635,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"60 Day",60]
[null,21,79,2136.5100000000002,47003.22000000003,720,259200,540,194400,540,194400,270,97200,100,2000,null,21,82,935,20570,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"90 Day",90]
[null,22,80,2136.5100000000002,49139.730000000032,740,266400,555,199800,555,199800,277.5,99900,100,2000,null,22,83,935,21505,0,0,171.43,62400,171.43,62400,0,0,10,200,null,null,"100 Day",100]
[null,23,81,2136.5100000000002,51276.240000000034,760,273600,570,205200,570,205200,285,102600,100,2000,null,23,84,935,22440,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,24,82,2136.5100000000002,53412.750000000036,780,280800,585,210600,585,210600,292.5,105300,100,2000,null,24,85,935,23375,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,25,83,2136.5100000000002,55549.260000000038,800,288000,600,216000,600,216000,300,108000,100,2000,null,25,86,935,24310,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,26,84,2136.5100000000002,57685.77000000004,{"$f":"F33","v":800},288000,{"$f":"H33","v":600},216000,{"$f":"J33","v":600},216000,300,108000,100,2000,null,26,87,935,25245,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,27,85,2136.5100000000002,59822.280000000042,{"$f":"F34","v":800},288000,{"$f":"H34","v":600},216000,{"$f":"J34","v":600},216000,300,108000,100,2000,null,27,88,935,26180,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,28,86,2136.5100000000002,61958.790000000045,800,288000,600,216000,600,216000,300,108000,100,2000,null,28,89,935,27115,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,29,87,2136.5100000000002,64095.300000000047,800,288000,600,216000,600,216000,300,108000,100,2000,null,29,90,935,28050,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,30,88,2136.5100000000002,66231.810000000041,800,288000,600,216000,600,216000,300,108000,100,2000,null,30,91,935,28985,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,31,89,2136.5100000000002,68368.320000000036,800,288000,600,216000,600,216000,300,108000,100,2000,null,31,92,935,29920,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,32,90,2136.5100000000002,70504.830000000031,800,288000,600,216000,600,216000,300,108000,100,2000,null,32,93,935,30855,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,33,91,2136.5100000000002,72641.340000000026,800,288000,600,216000,600,216000,300,108000,100,2000,null,33,94,935,31790,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,34,92,2136.5100000000002,74777.85000000002,800,288000,600,216000,600,216000,300,108000,100,2000,null,34,95,935,32725,0,0,{"$f":"W41","v":171.43},62400,171.43,62400,0,0,{"$f":"AC41","v":10},200]
[null,35,93,2136.5100000000002,76914.360000000015,800,288000,600,216000,600,216000,300,108000,100,2000,null,35,96,935,33660,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,36,94,2136.5100000000002,79050.87000000001,800,288000,600,216000,600,216000,300,108000,100,2000,null,36,97,935,34595,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,37,95,2136.5100000000002,81187.38,800,288000,600,216000,600,216000,300,108000,100,2000,null,37,98,935,35530,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,38,96,2136.5100000000002,83323.89,800,288000,600,216000,600,216000,300,108000,100,2000,null,38,99,935,36465,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,39,97,2136.5100000000002,85460.4,800,288000,600,216000,600,216000,300,108000,100,2000,null,39,100,935,37400,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,40,98,2136.5100000000002,87596.909999999989,800,288000,600,216000,600,216000,300,108000,100,2000,null,40,101,935,38335,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,41,99,2136.5100000000002,89733.419999999984,800,288000,600,216000,600,216000,300,108000,100,2000,null,41,102,935,39270,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,42,100,2136.5100000000002,91869.929999999978,800,288000,600,216000,600,216000,300,108000,100,2000,null,42,103,935,40205,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,43,101,2136.5100000000002,94006.439999999973,800,288000,600,216000,600,216000,300,108000,100,2000,null,43,104,935,41140,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,44,102,2136.5100000000002,96142.949999999968,800,288000,600,216000,600,216000,300,108000,100,2000,null,44,105,935,42075,0,0,171.43,62400,171.43,62400,0,0,10,200]
[null,45,103,2136.5100000000002,98279.459999999963,800,288000,600,216000,600,216000,300,108000,100,2000,null,45,106,935,43010,0,0,171.43,62400,171.43,62400,0,0,10,200]

{"sheet":"UW Chart4","index":37,"n_rows":59,"n_cols":27,"rows_kept":59,"cut":false,"hidden":true,"merged":[]}
[]
[]
[null,null,null,"NOTE: The time period in brackets refers to diagnosis or treatment either Currently or in the Past time period noted."]
[null,"HEALTH CONDITION(S) OR SITUATION(S)*",null,"TRUE FREEDOM HOME CARE PLAN",null,"GTL SHORT-TERM HHC PLAN",null,"Standard Life's OMNIFlex STC PLAN",null,"GTL HOME CARE SECURE SHORT TERM PLAN",null,"GTL's CRITICAL CASH PLAN",null,"MEDICO / WELLABE STC PLAN**",null,"GTL RECOVER CASH STC PLAN",null,"AETNA RECOVERY CARE STC PLAN",null,"TRADITIONAL LTCI PLANS &/OR HYBRID PLANS"]
[]
[null,"Issue Ages?",null,"18-99",{"$f":"-D604","v":0},"61-85",null,"35-84",null,"45-89",null,"18-84",null,"50-85",null,"40-84",null,"50-89",null,"18-79",null,null,null,null,null,null,"Below is called \"UWList\"  & \"UWListChart\""]
[null,"State Availability (as of 09/01/2022)",null,"Available In All 50 States",null,"All States Except: CA,CT,FL,ME,MA,MN,NH,NJ,NM,ND,UT,VT,VA,WA,WI",null,"TBD",null,"AL, AZ, AR,CO,GA,IL,IN,IA,KS,KY,LA,MI,MS,MO,NE,NC,OH,OK,PA,SC,TN,TX",null,"All States Except: CA,CT,FL,GA,MA,NH,NY,PA,RI,UT,VA,VT",null,"TBD",null,"All States Except: AZ,CA,CO,FL,HI,IN,KS,ME,MD,MA,MN,NJ,ND,SD,TC,UT,VT,WA,WI",null,"All States Except: AK,CA,CT,DC,FL,HI,KS,MA,ME,MN,ND,NH,NJ,NM,PA,SD,VA,VT,WA",null,null,null,null,null,null,null,null,"Cat"]
[null,"Need Assistance with ADL's, Receiving HHC Services or Living in an ALF, NH or some other care facility?",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (Currently, but ADL's  not addressed)",null,"**NO! (OR recommended by physician --12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,null,null,null,null,null,"apple"]
[null,"Alzheimer's, Dementia, or Cognitively Impaired?",null,"YES!",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs. - But, \"Cognitively Impaired\" not addressed)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,null,null,null,null,null,"People"]
[null,"In next 60 Days, expect to be admitted to hospital, ALF, NH, require HHC, or have surgery?",null,"YES!",null,"YES! Option A/B NO! Option C",null,"NO!",null,"NO!",null,"NO! (Past 24 Mos., ordinary prudent person expect covered condition)",null,"**NO!",null,"NO!",null,"NO!",null,"NO!",null,null,null,null,null,null,"Sugar"]
[null,"Kidney Failure (due to diabetes)",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!"]
[null,"Parkinson's Disease (Stages 4-5)",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!"]
[null,"Parkinson's Disease (Stages 1-3)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-1-0-0","A",13]
[null,"Oxygen use due to respiratory disease",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"3-1-0-0","A",13]
[null,"Multiple Sclerosis",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-1-0-0","A",13]
[null,"Require a hospital bed?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"Not On App.",null,"**NO! (12 Mos.)",null,"Not On App.",null,"Not On App.",null,"NO!",null,"3-1-0-0-0","A",13]
[null,"Huntington's (Chorea) Disease",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"3-0-1-0","A",14]
[null,"Been advised to have tests, treatment, surgery that has not yet been performed, or have pending results",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"NO! (24 Mos. - for benefits pertaining to specific covered conditions)",null,"**Not On App.",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"NO!",null,"3-0-1-0","A",14]
[null,"Currently eligible for Medicaid or on early Medicare due to disability (prior to age 65), or disabled",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"Not On App.",null,"**Not On App.",null,"NO! (Currently)",null,"Not On App.",null,"NO!",null,"3-0-1-0","A",14]
[null,"Diabetes with insulin AND in conjunction with heart failure?",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"3-0-0-1","A",15]
[null,"Cerebral Palsy, ",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-1-0-0","B",16]
[null,"Alcohol or substance abuse?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (5 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (12 Mos. - or been advised)",null,"NO! (3 Yrs.)",null,"4-1-1-0","B",16]
[null,"Systemic lupus, muscular dystrophy, ALS (Lou Gehrig's Disease), motor neuron disease, psychotic disorders, or other neurological or neuromuscular diseases?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"SEE CRITICAL CASH KNOCKOUT SPECIFIC ROW AT BOTTOM",null,"**NO! (24 Mos. -- but Lupus NOT mentioned on App.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-1-0","B",16]
[null,"Organ transplant (other than corneal)?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO!",null,"**Not On App.",null,"NO! (24 Mos.)",null,"Not On App.",null,"NO!",null,"4-1-1-0-0","B",16]
[null,"Prescribed daily nebulizer use with Oxygen (NOT due to respiratory disease)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"4-1-0-1","B",17]
[null,"Use of wheelchair, walker, motorized cart, motorized mobility device?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-1-0-1","B",17]
[null,"Use of 4+-prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-1-0-1","B",17]
[null,"Kidney Failure (any reason besides due to diabetes)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue    NO!  Full UW (If Dialysis Needed -24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-1-0-0-1","B",18]
[null,"Chronic Obstructive Lung or Pulmonary Disease (COPD), chronic bronchitis, emphysema, or respiratory disease requiring oxygen",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (Currently if Oxygen Use)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue (Unless Oxygen)    NO!  Full UW (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos. If Oxygen, or 3+ meds)",null,"NO!",null,"4-1-0-0-1","B",18]
[null,"Paget's Disease (Crippling skeletal disorder), Rheumatoid arthritis or other connective tissue disorders?",null,"YES!",null,"YES!",null,"Not On App.",null,"YES!",null,"YES!",null,"**Not On App.",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"No!",null,"4-0-1-1-0","B",20]
[null,"Diabetic complications resulting in neuropathy, proliferative retinopathy, kidney disease or failure, kidney dialysis or renal insufficiency",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES! (Besides Kidney Failure)",null,"YES! (Unless Listed Kidney Issues, then NO Plans; OR If insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"4-0-1-1","B",20]
[null,"AIDS, ARC, HIV?",null,"YES!",null,"YES!",null,"NO! (Ever)",null,"YES!",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (10 Yrs.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO!",null,"4-0-1-0-1","B",21]
[null,"Internal Cancer (besides skin cancer in-Situ), leukemia, lymphoma, malignant melanoma, or cancer that has spread",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan C    NO! Plans A or B (10 Yrs.) ALSO, SEE CRITICAL CASH CANCER SPECIFIC ROW AT BOTTOM",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"VARIES",null,"4-0-0-1-1","B",23]
[null,"Diabetic with less than 50 units of insulin and only non-proliferative retinopathy",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES! (Unless some insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"MAYBE!",null,"5-1-1-1","C",27]
[null,"Diabetes with 50+ units of insulin",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos. - or 3+ oral and 1 injectible meds)",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"5-1-1-1","C",27]
[null,"Amputation caused by disease",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"YES! (Unless disease itself a knockout)",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Due to disease other than cancer)",null,"5-1-1-1","C",27]
[null,"Use of 2-3 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"5-1-1-1","C",27]
[null,"Kidney dialysis, renal insufficiency?",null,"YES!",null,"YES!",null,"YES! (Unless due to diabetes… then NO!)",null,"YES! (Unless considered kidney failure)",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue (Unless due to diabetes, then… NO!  Full UW - 24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"5-1-1-0-1","C",28]
[null,"Chronic liver disease (Cirhosis)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"YES!",null,"NO! (10 Yrs.)",null,"**YES! Simp. Issue    NO!  Full UW (incl. Hepatitus C- 24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"5-1-1-0-1","C",28]
[null,"Heart Disease, Congestive Heart Failure, Heart or valve Surgery?",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.) ALSO, SEE CRITICAL CASH CARDIAC SPECIFIC ROW AT BOTTOM",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (36 Mos.)",null,"NO!",null,"5-1-0-1-1","C",32]
[null,"Stroke (CVA)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2        (24 Mos.)",null,"NO! (12 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"5-1-0-1-1","C",32]
[null,"Transient Ischemic Attack (TIA)",null,"YES!",null,"YES!",null,"YES! Tier 1       NO!  Tier 2       (24 Mos.)",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,"6-1-1-1-1","D",51]
[null,"Diabetic complications of heart or artery blockage?",null,"YES!",null,"YES!",null,"YES! (Unless currently insulin with heart failure… then NO!)",null,"YES! (Unless considered heart disease)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**NO! (24 Mos.)",null,"YES! (Unless heart or valve surgery - 24 Mos.)",null,"NO! (Currently)",null,"NO!",null,"6-1-1-1-0-1","D",52]
[null,"Memory loss (not yet defined as dementia)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"YES!",null,"NO!",null,"6-1-1-1-0-0-1","D",53]
[null,"Overweight or Underweight for Height?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"No! (Currently)",null,"**YES!",null,"No! (Currently)",null,"YES!",null,"NO!",null,"6-1-1-0-1-0-1","D",55]
[null,"Been hospitalized 3+ times for any reason?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (24 Mos.)",null,"DOUBTFUL!",null,"7-1-1-1-1-1","E",65]
[null,"Use of 1 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (Currently)",null,"NO!",null,"7-1-1-1-1-1","E",65]
[null,"Any type of seizure?",null,"YES!",null,"YES!",null,"YES! (Unless due to neurological disease, then NO! Tier 2 - 24 Mos.)",null,"YES!",null,"YES!",null,"**YES! (Simp. Issue, unless due to neurological disease, then... NO! Full UW - 24 Mos.)",null,"YES! (Unless due to neurological disorder, then NO! - 24 Mos.)",null,"NO! (12 Mos.)",null,"MAYBE! (NO! if 2+ per Year)",null,"7-1-1-1-1-1","E",65]
[null,"Diabetes with 1-49 units insulin (no complications)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"**YES!",null,"NO! (24 Mos.)",null,"YES!",null,"MAYBE!",null,"7-1-1-1-1-0-1","E",66]
[null,"Opiods for Chronic Pain",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"NO!",null,"7-1-0-1-1-1-1","E",69]
[null,"Skin Cancer In-Situ",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**YES!",null,"YES!",null,"YES!",null,"USUALLY!",null,"7-1-0-1-1-1-1","E",69]
[null,"One or more fractures due to osteoporosis?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES! Simp. Issue                 NO!  Full UW     (24 Mos.)",null,"YES!",null,"YES!",null,"NO!",null,"8-1-1-1-1-1-1","F",70]
[null,"CRITICAL CASH SPECIFIC CARDIAC: Heart attack, Chest Pain, Coronary bypass, angioplasty, stent placement, angina, heart arrhythmia requiring treatment, cardiomyopathy, abnormal heart test, high blood pressure currently treated with 3 or more medications, brain hemorrhage, carotid or peripheral artery disease, unoperated aneurysm, diabetes with insulin, or diabetes diagnosed prior to age 50?",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"--",null,"--",null,"--",null,"--",null,null,"G",71]
[null,"CRITICAL CASH SPECIFIC CANCER: Hodgkin's or Non-Hodgkin's Lymphona, Sarcoma, Myelodysplastic Syndrome, or ANY other type of cancer (excluding skin cancer), or ANY tumor of the brain?",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan C    NO! Plans A or B (10 Yrs.)",null,"--",null,"--",null,"--",null,"--",null,null,"G",72]
[null,"CRITICAL CASH SPECIFIC KNOCKOUTS: ALS (Lou Gehrig's Disease), Central Nervous System Disease, Crohn's Disease, Cystic Fibrosis, Hepatitus B or C (Chronic), Mental Retardation, Motor Neuron Disease, Muscular Dystrophy, Paralysis, Parkinson's, or Ulcerative Colitis?",null,"--",null,"--",null,"--",null,"--",null,"NO! (10 Yrs.)",null,"--",null,"--",null,"--",null,"--",null,null,"G",73]
[]
[]
[null,"* Generally meaning, \"diagnosed with,\" \"received treatment for,\" \"prescribed medications for,\" \"required the use of,\" etc."]
[null,"** Medico / Wellabe STC Plan currebtly has a Guaranteed Issue with NO UW… Plan is limited to $100 HHC-Only Graded Benefit (10% in Yr 1, 25%/Yr 2, $100%/Yr 3+) for 90 days with 20 Day Elim.. No Facility bens."]

{"sheet":"STCRate3","index":38,"n_rows":333,"n_cols":188,"rows_kept":333,"cut":false,"hidden":true,"merged":[]}
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["This is from New Std Life Rates",null,null,null,"This is \"xxxRATESA\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
["Sent 6/21/21",null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
[null,null,"\"SL3FACRATESALL\"",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No"]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,{"$f":"S8+1","v":19},9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,{"$f":"AG8+1","v":19},9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,{"$f":"AU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E9+1","v":20},9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,{"$f":"S9+1","v":20},9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,{"$f":"AG9+1","v":20},9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,{"$f":"AU9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,{"$f":"S10+1","v":21},9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,{"$f":"AG10+1","v":21},9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,{"$f":"AU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["OR NOTES ON THIS PAGE.",null,null,null,23,9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,23,9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,23,9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,25,9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,25,9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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["IN CASE ONE WANTED TO",null,null,null,27,9999,4,10.5,9999,18.079999999999998,9999,6.6,17.329999999999998,9999,29.83,0,null,null,27,9999,3.25,9.5,9999,16.079999999999998,9999,5.36,15.68,9999,26.53,9999,9999,null,27,9999,3.17,8.42,9999,12.92,9999,5.23,13.89,9999,21.32,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[]
["Infl on 50?","Infl- HHC?","Inf-Same?"]
[{"$f":"Input2!AN7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":"Y"}]
[{"$f":"Input2!AO7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":"Y"}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AN14","v":"F-360-20"},{"$f":"VLOOKUP(A86,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!J12,STCHIBENCHART,2,FALSE)","v":30},"Client 1:",{"$f":"Input2!J9","v":60},{"$f":"VLOOKUP($E86,SLFACRATESALL,B86)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E86,SLHHC50RATESALL,B89)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":{"$error":"#REF!"}},null,{"$f":"VLOOKUP(E86,SL3HIRATESALL,$B$104,FALSE)","v":{"$error":"#REF!"}},"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AO14","v":"F-360-20"},{"$f":"VLOOKUP(A87,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!K12,STCHIBENCHART,2,FALSE)","v":30},"Client 2:",{"$f":"Input2!K9","v":60},{"$f":"VLOOKUP($E87,SLFACRATESALL,B87)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E87,SLHHC50RATESALL,B90)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":{"$error":"#REF!"}},null,{"$f":"VLOOKUP(E87,SL3HIRATESALL,$B$105,FALSE)","v":{"$error":"#REF!"}},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":{"$error":"#REF!"}}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AN19","v":"F-360-0"},{"$f":"VLOOKUP(A89,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!J17,STCHIBENCHART,2,FALSE)","v":20},"Client 1:",{"$f":"E86","v":60},{"$f":"VLOOKUP($E89,SLHHC50RATESALL,B101,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F89*C101","v":{"$error":"#REF!"}},null,null,null,"So, Sub =",{"$f":"J86+P86+J89+V86","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O89*B95","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R89*B92","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U89+B98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AO19","v":"F-360-0"},{"$f":"VLOOKUP(A90,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!K17,STCHIBENCHART,2,FALSE)","v":20},"Client 2:",{"$f":"E87","v":60},{"$f":"VLOOKUP($E90,SLHHC50RATESALL,B102,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F90*C90","v":{"$error":"#REF!"}},null,null,null,"So, Sub =",{"$f":"J87+P87+J90+V87","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O90*B96","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R90*B93","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U90+B99","v":{"$error":"#REF!"}}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!J16","v":"No"},{"$f":"IF(A92=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E89","v":60},{"$f":"W89","v":{"$error":"#REF!"}},"Annual;",{"$f":"F92*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F92*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F92*M97","v":{"$error":"#REF!"}},"Mos.;"]
[{"$f":"Input2!K16","v":"No"},{"$f":"IF(A93=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E90","v":60},{"$f":"W90","v":{"$error":"#REF!"}},"Annual;",{"$f":"F93*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F93*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F93*M97","v":{"$error":"#REF!"}},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":{"$error":"#REF!"}},"Annual;"]
[{"$f":"Input2!J10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!K10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!J15","v":"Annual"},"Client 1:",{"$f":"E92","v":60},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":{"$error":"#REF!"}},{"$f":"ROUND(F96,2)","v":{"$error":"#REF!"}},null,null,null,null,"Quart =",0.25]
["HI Fact?","Pol.Fee?",{"$f":"Input2!K15","v":"Annual"},"Client 2:",{"$f":"E93","v":60},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":{"$error":"#REF!"}},{"$f":"ROUND(F97,2)","v":{"$error":"#REF!"}},null,null,null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"VLOOKUP(Input2!J20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},0,null,"Total:",null,{"$f":"F96+F97","v":{"$error":"#REF!"}},{"$error":"#REF!"}]
[{"$f":"VLOOKUP(Input2!K20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},0]
["Fast50","Fast50Code","50Fac",null,1,{"$f":"E100+1","v":2},{"$f":"F100+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,{"$f":"BR100+1","v":67},68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129,130,{"$f":"ED100+1","v":131},132,133,134,135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154,155,156,157,158,159,160,161,162,163,164]
[{"$f":"IF(C83=\"N\",(IF(A83=\"Y\",Input2!AN24,Input2!AN25)),A89)","v":"F-360-0"},{"$f":"VLOOKUP(A101,SL50CODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"C89","v":20},null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx",null,null,null,null,null,null,null,null,"This is \"xxxFAST50xxx\"",null,null,"Per $10/day",null,"(Rev. x/xx) (xx) xxxxxxx"]
[{"$f":"IF(C84=\"N\",(IF(A84=\"Y\",Input2!AO24,Input2!AO25)),A90)","v":"F-360-0"},{"$f":"VLOOKUP(A102,SL50CODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"C90","v":20},null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"HHC Rider Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,null,null,"FAST50 Rates",null,null,null,null,null,"FAST50 Rates"]
["HI Charts","HI Col.",null,null,"Non-Tobacco-HHC-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.-WITH INFL",null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-180 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-0 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-FAST50-100 Elim.-WITH INFLATION"]
[{"$f":"Input2!J21","v":"NO ROP Rider"},{"$f":"VLOOKUP(A104,SL3HIDAYSCHART,3,FALSE)","v":{"$error":"#N/A"}},null,null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,450,540,630,"No","No","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No",null,null,60,90,180,270,360,"60+","90+","180+","270+","360+","No","No"]
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[null,"Full Chart is",null,null,{"$f":"E108+1","v":20},9999,1.25,3.67,9999,6.25,9999,2.0600000000000005,6.0500000000000007,9999,10.31,0,9999,null,{"$f":"S108+1","v":20},9999,1.17,3.5,9999,5.75,9999,1.9299999999999997,5.77,9999,9.49,9999,9999,null,{"$f":"AG108+1","v":20},9999,1,2.66,9999,3.91,9999,1.6499999999999995,4.3900000000000006,9999,6.45,9999,9999,null,{"$f":"AU108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CK108+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"CY108+1","v":20},9999,0.75,2.09,9999,3.57,9999,1.2299999999999995,3.4499999999999993,9999,5.88,0,9999,null,{"$f":"DM108+1","v":20},9999,0.75,2.42,9999,4.08,9999,1.2300000000000004,3.9999999999999982,9999,6.73,9999,9999,null,{"$f":"EA108+1","v":20},9999,1.4299999999999997,3.75,9999,5.67,9999,2.3600000000000003,6.1800000000000015,9999,9.35,9999,9999]
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[null,null,null,null,"Standard Life - Hospital Indemnity Rider Rates Per $10"]
["90 Day-0","180 Day-0","360 Day-0","360 - 20",null,"3 Days","6 Days","10 Days","20 Days","0 Days",null,null,null,null,null,null,null,null,null,null,null,null,"HI BEN"]
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[null,"Full Chart to Right is",null,null,{"$f":"E185+1","v":20},3.4,5,6,6.8,0]
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[null,"\"SL3HIDAYSCHART\"",null,null,31,3.4,5,6,6.8,0,null,null,null,null,null,null,null,null,null,null,null,28,7]
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["20 Days",20,5,null,36,3.4,5,6,6.8,0,null,null,null,null,null,null,null,null,null,null,null,33,8]
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[null,null,null,null,38,3.4,5,6,6.8,0,"factor","new STC",null,null,null,null,null,null,null,null,null,35,9]
["GTL Simple loads",null,null,null,39,3.4,5,6,6.8,0,"of GTL's","Fact.",null,null,null,null,"GTL Compound lodes",null,null,null,null,36,9]
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[2,2,2,2,43,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,40,10]
[2,2,2,2,44,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,41,10]
[2,2,2,2,45,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,42,10]
[2,2,2,2,46,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,43,10]
[2,2,2,2,47,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,44,10]
[2,2,2,2,48,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,45,11]
[2,2,2,2,49,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,46,11]
[2,2,2,2,50,3.4,5,6,6.8,0,0.85,0,0,null,null,null,2.7941176470588238,2.8014184397163122,2.8017621145374449,2.8039215686274512,null,47,11]
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[1.8736842105263158,1.8834355828220857,1.8796992481203008,1.8791666666666667,56,4.8000000000000007,7.120000000000001,8.4799999999999969,9.48,0,0.85,0,null,1.7,0.85,1.4449999999999998,2.6315789473684212,2.6380368098159508,2.6390977443609023,2.6374999999999997,null,53,13]
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[1.6984126984126986,1.7003058103975535,1.6975881261595547,1.6981519507186857,65,6.7200000000000006,9.879999999999999,11.8,13.319999999999999,0,0.85,0,null,null,null,null,2.1957671957671958,2.2048929663608559,2.2003710575139146,2.2012320328542092,null,62,18.8]
[1.6763285024154591,1.6749999999999998,1.6739864864864864,1.6747663551401868,66,6.9600000000000009,10.239999999999998,12.200000000000001,13.759999999999998,0,0.85,0,null,null,null,null,2.1207729468599035,2.125,2.123310810810811,2.1233644859813081,null,63,18.8]
[1.6519823788546255,1.6489898989898988,1.6507692307692308,1.6513605442176871,67,7.2,10.6,12.6,14.2,0,0.85,0,null,null,null,null,2.0484581497797358,2.0505050505050506,2.0507692307692311,2.0510204081632653,null,64,18.8]
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[1.4716494845360826,1.4689349112426036,1.4682752457551385,1.4682539682539684,73,8.68,13,15.48,17.32,0,0.85,0,null,null,null,null,1.6726804123711343,1.6701183431952664,1.6702412868632708,1.6706349206349207,null,70,30.2]
[1.4433962264150944,1.4378378378378378,1.4383673469387754,1.4384057971014492,74,8.9599999999999991,13.4,15.96,17.84,0,0.85,0,null,null,null,null,1.6226415094339623,1.6189189189189188,1.619591836734694,1.6195652173913044,null,71,30.2]
[1.4116379310344829,1.4086419753086419,1.4086502609992544,1.4086021505376345,75,9.2399999999999984,13.8,16.440000000000001,18.36,0,0.85,0,null,null,null,null,1.5711206896551726,1.5691358024691358,1.5704697986577181,1.5707196029776676,null,72,30.2]
[1.3799212598425197,1.3788049605411499,1.3794277929155312,1.3791540785498488,76,9.5199999999999978,14.200000000000001,16.920000000000002,18.88,0,0.85,0,null,null,null,null,1.5216535433070866,1.5208568207440811,1.5224795640326974,1.5226586102719033,null,73,30.2]
[1.3507194244604315,1.3501544799176108,1.3501243781094525,1.3503448275862069,77,9.8000000000000007,14.6,17.399999999999999,19.399999999999999,0,0.85,0,null,null,null,null,1.474820143884892,1.474768280123584,1.4751243781094525,1.4751724137931035,null,74,30.2]
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[1.3087557603686637,1.3087071240105541,1.3092454835281617,1.3093694755450795,79,10.199999999999999,15.160000000000002,18.120000000000005,20.28,0,0.85,0,null,null,null,null,1.3917050691244239,1.3905013192612137,1.3910733262486719,1.3912787271655864,null,76,38.1]
[1.2897727272727271,1.2886178861788617,1.2892927308447937,1.2892156862745099,80,10.399999999999999,15.440000000000003,18.480000000000008,20.720000000000002,0,0.85,0,null,null,null,null,1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,null,77,38.1]
[1.269028871391076,1.2689706987227649,1.2691783931003178,1.2692501258178157,81,10.599999999999998,15.720000000000004,18.840000000000011,21.160000000000004,0,0.85,0,null,null,null,null,1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,null,78,38.1]
[1.25,1.25,1.2501049097775911,1.250232558139535,82,10.8,16,19.2,21.6,0,0.85,0,null,null,null,null,1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,null,79,38.1]
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[null,null,null,null,{"$f":"E251+1","v":86},11.600000000000012,17.119999999999976,20.639999999999954,23.359999999999992,0,null,1.062624,null,null,null,null,null,null,null,null,null,83,44.8]
[null,null,null,null,87,11.800000000000015,17.39999999999997,20.999999999999943,23.79999999999999,0,null,1.062624,null,null,null,null,null,null,null,null,null,84,44.8]
[null,null,null,null,88,12.000000000000018,17.679999999999964,21.359999999999932,24.239999999999988,0,null,1.062624,null,null,null,null,null,null,null,null,null,85,49]
[null,null,null,null,89,12.200000000000021,17.959999999999958,21.719999999999921,24.679999999999986,0,null,1.062624,null,null,null,null,null,null,null,null,null,{"$f":"V254+1","v":86},49]
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[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,49]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89"]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks"]
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[null,null,null,null,43,null,12.3,20,11,18]
[null,null,null,null,44,null,12.3,20,11,18]
[null,null,null,null,45,null,12.3,20,11,18]
[null,null,null,null,46,null,12.3,20,11,18]
[null,null,null,null,47,null,12.3,20,11,18,null,null,null,null,"this is","this is","this is","this is","this is","this is","this is"]
[null,null,null,null,48,null,12.3,20,11,18,null,null,null,null,"GTL/Aet","GTL/Aet","2xGTL/Aet","Aet/3.5","2xGTL/2.5","GTL180/90","Aet/3.5"]
[null,null,null,null,49,null,12.3,20,11,18,null,null,null,null,"Col G/K","Col H/L","Col G*2/K","Col M/3.5","Col H*1.63/2.5","Col H/G","Col M/3.5"]
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[73,48.48,87.34,143.44999999999999,null,43.21,79.260000000000005,131.46,null,43.37,78.180000000000007,123.06,null,73,17.04,30.649999999999991,50.380000000000024,null,15.689999999999998,28.849999999999994,47.819999999999993,null,13.670000000000002,24.299999999999997,38.259999999999991,null,73,9.7599999999999909,17.61,28.919999999999987,null,11.030000000000001,20.260000000000005,33.450000000000017,null,19.059999999999995,34.290000000000006,54.03]
[74,52.399999999999991,94.18,155.05999999999997,null,46.63,85.48,141.93,null,46.949999999999996,84.260000000000019,133.18,null,74,18.439999999999998,33.059999999999988,54.450000000000045,null,16.919999999999995,31.099999999999994,51.669999999999987,null,14.740000000000002,26.199999999999989,41.409999999999968,null,74,10.549999999999976,18.990000000000009,31.239999999999952,null,11.89,21.840000000000003,36.099999999999994,null,20.61999999999999,36.970000000000013,58.46999999999997]
[75,56.319999999999986,101.02000000000001,166.66999999999996,null,50.050000000000004,91.7,152.4,null,50.529999999999994,90.340000000000032,143.30000000000001,null,75,19.839999999999996,35.47,58.520000000000067,null,18.149999999999984,33.349999999999994,55.519999999999982,null,15.810000000000009,28.09999999999998,44.559999999999945,null,75,11.339999999999961,20.370000000000033,33.559999999999917,null,12.749999999999993,23.42,38.749999999999972,null,22.179999999999993,39.65000000000002,62.90999999999994]
[76,60.239999999999981,107.86000000000001,178.27999999999994,null,53.470000000000006,97.92,162.87,null,54.109999999999992,96.420000000000044,153.42000000000002,null,76,21.239999999999995,37.879999999999995,62.590000000000089,null,19.379999999999974,35.59999999999998,59.369999999999976,null,16.880000000000017,29.999999999999972,47.709999999999923,null,76,12.129999999999946,21.750000000000057,35.879999999999882,null,13.609999999999985,24.999999999999986,41.399999999999949,null,23.739999999999995,42.330000000000027,67.349999999999909]
[77,64.16,114.69,189.9,null,56.88,104.16,173.34,null,57.71,102.5,163.54,null,77,22.620000000000005,40.31,66.66,null,20.619999999999997,37.819999999999993,63.22,null,17.919999999999995,31.879999999999995,50.84,null,77,12.909999999999997,23.120000000000005,38.230000000000018,null,14.480000000000011,26.549999999999983,44.06,null,25.32,45,71.759999999999991]
[78,69.040000000000006,123.28,204.78,null,61.26,111.91,186.91,null,62.19,110.92,177.54,null,78,24.319999999999993,43.31,71.880000000000024,null,22.229999999999997,40.659999999999997,68.16,null,19.340000000000003,34.529999999999987,55.22,null,78,13.89,24.86,41.220000000000027,null,15.599999999999987,28.509999999999977,47.539999999999992,null,27.289999999999992,48.679999999999993,77.909999999999968]
[79,73.920000000000016,131.87,219.66,null,65.639999999999986,119.66,200.48,null,66.669999999999987,119.34,191.54,null,79,26.019999999999982,46.31,77.100000000000051,null,23.840000000000003,43.5,73.099999999999994,null,20.760000000000019,37.179999999999978,59.599999999999994,null,79,14.870000000000005,26.599999999999994,44.210000000000065,null,16.719999999999956,30.46999999999997,51.019999999999982,null,29.25999999999997,52.359999999999985,84.059999999999945]
[80,78.800000000000026,140.46,234.54,null,70.019999999999982,127.41,214.04999999999998,null,71.149999999999977,127.76,205.54,null,80,27.71999999999997,49.31,82.320000000000078,null,25.450000000000003,46.34,78.039999999999992,null,22.180000000000035,39.82999999999997,63.97999999999999,null,80,15.850000000000009,28.339999999999975,47.200000000000102,null,17.839999999999932,32.429999999999964,54.499999999999972,null,31.229999999999947,56.039999999999978,90.209999999999923]
[81,83.680000000000035,149.05000000000001,249.42,null,74.399999999999977,135.16,227.61999999999998,null,75.629999999999967,136.18,219.54,null,81,29.419999999999959,52.31,87.540000000000106,null,27.060000000000002,49.180000000000007,82.97999999999999,null,23.600000000000051,42.479999999999961,68.359999999999985,null,81,16.830000000000013,30.079999999999956,50.19000000000014,null,18.959999999999908,34.389999999999958,57.97999999999999,null,33.199999999999925,59.71999999999997,96.3599999999999]
[82,88.55,157.63999999999999,264.3,null,78.78,142.88999999999999,241.21,null,80.12,144.61000000000001,233.54,null,82,31.14,55.31,92.779999999999973,null,28.650000000000006,52.04000000000002,87.890000000000015,null,25.009999999999991,45.139999999999986,72.739999999999981,null,82,17.819999999999993,31.819999999999993,53.19,null,20.040000000000006,36.319999999999993,61.440000000000055,null,35.179999999999993,63.430000000000007,102.52999999999997]
[83,93.419999999999959,166.22999999999996,279.18000000000006,null,83.160000000000025,150.61999999999998,254.80000000000004,null,84.610000000000042,153.04000000000002,247.54,null,83,32.860000000000042,58.31,98.019999999999811,null,30.240000000000009,54.900000000000034,92.80000000000004,null,26.419999999999931,47.800000000000011,77.119999999999976,null,83,18.809999999999974,33.560000000000031,56.189999999999884,null,21.120000000000104,38.250000000000028,64.900000000000119,null,37.160000000000053,67.140000000000043,108.70000000000007]
[84,98.289999999999921,174.81999999999994,294.06000000000012,null,87.540000000000049,158.34999999999997,268.3900000000001,null,89.10000000000008,161.47000000000003,261.53999999999996,null,84,34.580000000000084,61.31,103.25999999999965,null,31.830000000000013,57.760000000000048,97.710000000000036,null,27.82999999999987,50.460000000000036,81.5,null,84,19.799999999999955,35.300000000000068,59.18999999999977,null,22.200000000000202,40.180000000000064,68.360000000000213,null,39.140000000000114,70.85000000000008,114.87000000000012]
[85,103.15999999999988,183.40999999999991,308.94000000000017,null,91.920000000000073,166.07999999999996,281.98000000000013,null,93.590000000000117,169.90000000000003,275.53999999999996,null,85,36.300000000000125,64.31,108.49999999999949,null,33.420000000000016,60.620000000000061,102.62000000000006,null,29.23999999999981,53.120000000000061,85.88,null,85,20.789999999999935,37.040000000000106,62.189999999999657,null,23.2800000000003,42.110000000000099,71.820000000000277,null,41.120000000000175,74.560000000000116,121.04000000000019]
[86,108.02999999999984,191.99999999999989,323.82000000000022,null,96.300000000000097,173.80999999999995,295.57000000000016,null,98.080000000000155,178.33000000000004,289.53999999999996,null,86,38.020000000000167,67.31,113.73999999999933,null,35.010000000000019,63.480000000000075,107.53000000000009,null,30.64999999999975,55.780000000000086,90.259999999999991,null,86,21.779999999999916,38.780000000000143,65.189999999999543,null,24.360000000000397,44.040000000000134,75.280000000000371,null,43.100000000000236,78.270000000000152,127.21000000000026]
[87,112.89999999999981,200.58999999999986,338.70000000000027,null,100.68000000000012,181.53999999999994,309.1600000000002,null,102.57000000000019,186.76000000000005,303.53999999999996,null,87,39.740000000000208,70.31,118.97999999999917,null,36.600000000000023,66.340000000000089,112.44000000000011,null,32.05999999999969,58.440000000000111,94.639999999999986,null,87,22.769999999999897,40.520000000000181,68.189999999999429,null,25.440000000000495,45.970000000000169,78.740000000000464,null,45.080000000000297,81.980000000000189,133.38000000000034]
[88,117.76999999999977,209.17999999999984,353.58000000000033,null,105.06000000000014,189.26999999999992,322.75000000000023,null,107.06000000000023,195.19000000000005,317.53999999999996,null,88,41.46000000000025,73.31,124.219999999999,null,38.190000000000026,69.200000000000102,117.35000000000014,null,33.469999999999629,61.100000000000136,99.019999999999982,null,88,23.759999999999877,42.260000000000218,71.189999999999316,null,26.520000000000593,47.900000000000205,82.200000000000557,null,47.060000000000358,85.690000000000225,139.55000000000041]
[89,122.63999999999973,217.76999999999981,368.46000000000038,null,109.44000000000017,196.99999999999991,336.34000000000026,null,111.55000000000027,203.62000000000006,331.53999999999996,null,89,43.180000000000291,76.31,129.45999999999884,null,39.78000000000003,72.060000000000144,122.26000000000016,null,34.879999999999569,63.760000000000161,103.39999999999998,null,89,24.749999999999858,44.000000000000256,74.189999999999202,null,27.600000000000705,49.830000000000268,85.66000000000065,null,49.040000000000418,89.400000000000261,145.72000000000048]
[]
[]
[]
[]
["Standard Life - STC -- Hospital Confinement Rider -- PER $10"]
["Benefit Period","3 Days","6 Days","10 Days","20 Days"]
["Issue Age"]
["18-50",3.4,5,6,6.8]
[51,3.7,5.5,6.6,7.5]
[52,4,6,7.2,8.1999999999999993]
[53,4.2,6.28,7.52,8.52]
[54,4.4000000000000004,6.5600000000000005,7.839999999999999,8.84]
[55,4.6000000000000005,6.8400000000000007,8.1599999999999984,9.16]
[56,4.8000000000000007,7.120000000000001,8.4799999999999969,9.48]
[57,5,7.4,8.8000000000000007,9.8000000000000007]
[58,5.2,7.68,9.16,10.24]
[59,5.4,7.9599999999999991,9.52,10.68]
[60,5.6000000000000005,8.2399999999999984,9.879999999999999,11.12]
[61,5.8000000000000007,8.5199999999999978,10.239999999999998,11.559999999999999]
[62,6,8.8000000000000007,10.6,12]
[63,6.24,9.16,11,12.44]
[64,6.48,9.52,11.4,12.879999999999999]
[65,6.7200000000000006,9.879999999999999,11.8,13.319999999999999]
[66,6.9600000000000009,10.239999999999998,12.200000000000001,13.759999999999998]
[67,7.2,10.6,12.6,14.2]
[68,7.44,11,13.08,14.72]
[69,7.6800000000000006,11.4,13.56,15.240000000000002]
[70,7.9200000000000008,11.8,14.040000000000001,15.760000000000003]
[71,8.16,12.200000000000001,14.520000000000001,16.280000000000005]
[72,8.4,12.6,15,16.8]
[73,8.68,13,15.48,17.32]
[74,8.9599999999999991,13.4,15.96,17.84]
[75,9.2399999999999984,13.8,16.440000000000001,18.36]
[76,9.5199999999999978,14.200000000000001,16.920000000000002,18.88]
[77,9.8000000000000007,14.6,17.399999999999999,19.399999999999999]
[78,10,14.88,17.760000000000002,19.84]
[79,10.199999999999999,15.160000000000002,18.120000000000005,20.28]
[80,10.399999999999999,15.440000000000003,18.480000000000008,20.720000000000002]
[81,10.599999999999998,15.720000000000004,18.840000000000011,21.160000000000004]
[82,10.8,16,19.2,21.6]
[83,11.000000000000004,16.279999999999994,19.559999999999988,22.04]
[84,11.200000000000006,16.559999999999988,19.919999999999977,22.479999999999997]
[85,11.400000000000009,16.839999999999982,20.279999999999966,22.919999999999995]
[86,11.600000000000012,17.119999999999976,20.639999999999954,23.359999999999992]
[87,11.800000000000015,17.39999999999997,20.999999999999943,23.79999999999999]
[88,12.000000000000018,17.679999999999964,21.359999999999932,24.239999999999988]
[89,12.200000000000021,17.959999999999958,21.719999999999921,24.679999999999986]

{"sheet":"Vs-Med","index":40,"n_rows":53,"n_cols":37,"rows_kept":53,"cut":false,"hidden":true,"merged":[[2,1,2,5],[2,18,2,25]]}
[null,null,"Issue Age:",{"$f":"Input2!P9","v":58},null,null,"Facility Elim. Days:",{"$f":"VLOOKUP(Input2!$P$14,AetnaElims,2,FALSE)","v":60},null,null,"Fast50 Elim. Days:",0,null,null,null,null,null,"Issue Age:",{"$f":"Input2!J9","v":60},{"$f":"Input2!J4","v":1640.9},null,null,"Facility Elim. Days:",{"$f":"Input2!AN13","v":20},null,"No Rx Ben. Avail!"]
[null,null,"Claim Age:",76,null,null,"HHC Elim. Days:",{"$f":"VLOOKUP(Input2!$P$19,AetnaElims,2,FALSE)","v":0},null,null,null,null,null,null,null,null,null,"Claim Age:",{"$f":"$D$2","v":76},null,null,null,"HHC Elim. Days:",{"$f":"Input2!AN17","v":0},null,"No Fast50 Avail!"]
[null,"OmniFlex (Also Has $300 Rx Built-In!)",null,null,null,null,{"$f":"SUBSTITUTE(G5,\"+\",\"\")","v":"360"},null,{"$f":"SUBSTITUTE(I5,\"+\",\"\")","v":"360"},null,"360",null,"360",null,null,null,null,null,"This Is MEDICO New Short-Term Care"]
[null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days",null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days"]
[null,null,"At Issue:",{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"IF(Input2!$P$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!P12","v":400},{"$f":"VLOOKUP(Input2!P13,MANHHCCHART,3,0)","v":360},{"$f":"Input2!P17/2","v":150},{"$f":"VLOOKUP(Input2!P18,MANHHCCHART,3,0)","v":360},{"$f":"H5","v":150},{"$f":"I5","v":360},{"$f":"(J5*0.5)","v":75},{"$f":"I5","v":360},{"$f":"Input2!$P$20","v":100},{"$f":"IF(Input2!$P$21=\"0 Days\",0,IF(Input2!$P$21=\"3 Days\",3,IF(Input2!$P$21=\"6 Days\",6,IF(Input2!$P$21=\"10 Days\",10,IF(Input2!$P$21=\"20 Days\",20,FALSE)))))","v":20},null,null,"At Issue:",{"$f":"Input2!J4","v":1640.9},{"$f":"IF(Input2!$J$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!J12","v":300},{"$f":"VLOOKUP(Input2!$J$13,MEDHHCCHART,3,FALSE)","v":360},{"$f":"Input2!J17","v":200},{"$f":"VLOOKUP(Input2!$J$18,MEDHHCCHART,3,FALSE)","v":360},{"$f":"W5","v":200},{"$f":"X5","v":360},0,0,0,0]
[null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,3,FALSE)","v":40593.690000000024},{"$f":"IF($E$5=\"Yes\",(IF(($D$2-$D$1)<25,\"Yes\",\"No\")),\"No\")","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,4,FALSE)","v":660},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,5,FALSE)","v":237600},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,6,FALSE)","v":495},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,7,FALSE)","v":178200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,8,FALSE)","v":495},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,9,FALSE)","v":178200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,10,FALSE)","v":247.5},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,11,FALSE)","v":89100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,13,FALSE)","v":2000},null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,18,FALSE)","v":31177.100000000013},{"$f":"T5","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,19,FALSE)","v":570},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,20,FALSE)","v":205200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,21,FALSE)","v":380},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,22,FALSE)","v":136800},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,23,FALSE)","v":380},{"$f":"Z5*Y5","v":72000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,25,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,26,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,27,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,28,FALSE)","v":0}]
[null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,null,"Below is called \"AetnaHHCRef\""]
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[null,1,{"$f":"C8+1","v":59},{"$f":"$D$5","v":2136.5100000000002},{"$f":"E8+D9","v":4273.0200000000004},{"$f":"$F$5*0.6","v":240},{"$f":"F9*$G$3","v":86400},{"$f":"($H$5*2)*0.6","v":180},{"$f":"H9*$I$3","v":64800},{"$f":"($J$5*2)*0.6","v":180},{"$f":"J9*$K$3","v":64800},{"$f":"($L$5*2)*0.6","v":90},32400,{"$f":"N8","v":100},{"$f":"$N$5*$O$5","v":2000},null,1,{"$f":"R8+1","v":59},{"$f":"S8","v":1640.9},{"$f":"T8+S9","v":3281.8},{"$f":"IF($T$5=\"No\",U8,(IF($T$5=\"Yes\",(U8+(U$5*0.05)))))","v":315},{"$f":"U9*$V$5","v":113400},{"$f":"IF($T$5=\"No\",W8,(IF($T$5=\"Yes\",(W8+(W$5*0.05)))))","v":210},{"$f":"W9*$X$5","v":75600},{"$f":"IF($T$5=\"No\",Y8,(IF($T$5=\"Yes\",(Y8+(Y$5*0.05)))))","v":210},{"$f":"Y9*$Z$5","v":75600},{"$f":"$AA$5","v":0},{"$f":"AA9*$AB$5","v":0},{"$f":"AC8","v":0},{"$f":"AD8","v":0},null,null,"$150/Week",150,21.43,7800,"$150/Wk"]
[null,{"$f":"B9+1","v":2},{"$f":"C9+1","v":60},2136.5100000000002,{"$f":"E9+D10","v":6409.5300000000007},{"$f":"$F$5*0.7","v":280},100800,{"$f":"($H$5*2)*0.7","v":210},75600,{"$f":"($J$5*2)*0.7","v":210},75600,{"$f":"($L$5*2)*0.7","v":105},37800,{"$f":"N9","v":100},2000,null,{"$f":"Q9+1","v":2},{"$f":"R9+1","v":60},{"$f":"S9","v":1640.9},{"$f":"T9+S10","v":4922.7000000000007},{"$f":"IF($T$5=\"No\",U9,(IF($T$5=\"Yes\",(U9+(U$5*0.05)))))","v":330},118800,{"$f":"IF($T$5=\"No\",W9,(IF($T$5=\"Yes\",(W9+(W$5*0.05)))))","v":220},{"$f":"W10*$X$5","v":79200},{"$f":"IF($T$5=\"No\",Y9,(IF($T$5=\"Yes\",(Y9+(Y$5*0.05)))))","v":220},{"$f":"Y10*$Z$5","v":79200},0,0,{"$f":"AC9","v":0},0,null,null,"$300/Week",300,42.86,15600,"$300/Wk"]
[null,{"$f":"B10+1","v":3},61,2136.5100000000002,8546.0400000000009,{"$f":"$F$5*0.8","v":320},115200,{"$f":"($H$5*2)*0.8","v":240},86400,{"$f":"($J$5*2)*0.8","v":240},86400,{"$f":"($L$5*2)*0.8","v":120},43200,100,2000,null,{"$f":"Q10+1","v":3},61,1640.9,6563.6,345,124200,230,82800,230,82800,0,0,0,0,null,null,"$450/Week",450,64.290000000000006,23400,"$450/Wk"]
[null,4,62,2136.5100000000002,10682.550000000001,{"$f":"$F$5*0.9","v":360},129600,{"$f":"($H$5*2)*0.9","v":270},97200,{"$f":"($J$5*2)*0.9","v":270},97200,{"$f":"($L$5*2)*0.9","v":135},48600,100,2000,null,4,62,1640.9,8204.5,360,129600,240,86400,240,86400,0,0,0,0,null,null,"$600/Week",600,85.71,31200,"$600/Wk"]
[null,5,63,2136.5100000000002,12819.060000000001,{"$f":"$F$5*1","v":400},144000,{"$f":"($H$5*2)*1","v":300},108000,{"$f":"($J$5*2)*1","v":300},108000,{"$f":"($L$5*2)*1","v":150},54000,100,2000,null,5,63,1640.9,9845.4,375,135000,250,90000,250,90000,0,0,0,0,null,null,"$750/Week",750,107.14,39000,"$750/Wk"]
[null,6,64,2136.5100000000002,14955.570000000002,{"$f":"IF($E$5=\"No\",F13,(IF($E$5=\"Yes\",(F13+(F$5*0.05)))))","v":420},151200,{"$f":"IF($E$5=\"No\",H13,(IF($E$5=\"Yes\",(H13+(($H$5*2)*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",J13,(IF($E$5=\"Yes\",(J13+(($J$5*2)*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",L13,(IF($E$5=\"Yes\",(L13+(($L$5*2)*0.05)))))","v":157.5},56700,100,2000,null,6,64,1640.9,11486.3,390,140400,260,93600,260,93600,0,0,0,0,null,null,"$900/Week",900,128.57,46800,"$900/Wk"]
[null,7,65,2136.5100000000002,17092.080000000002,{"$f":"IF($E$5=\"No\",F14,(IF($E$5=\"Yes\",(F14+(F$5*0.05)))))","v":440},158400,{"$f":"IF($E$5=\"No\",H14,(IF($E$5=\"Yes\",(H14+(($H$5*2)*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",J14,(IF($E$5=\"Yes\",(J14+(($J$5*2)*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",L14,(IF($E$5=\"Yes\",(L14+(($L$5*2)*0.05)))))","v":165},59400,100,2000,null,7,65,1640.9,13127.199999999999,405,145800,270,97200,270,97200,0,0,0,0,null,null,"$1,050/Week",1050,150,54600,"$1050/Wk"]
[null,8,66,2136.5100000000002,19228.590000000004,460,165600,345,124200,345,124200,172.5,62100,100,2000,null,8,66,1640.9,14768.099999999999,420,151200,280,100800,280,100800,0,0,0,0,null,null,"$1,200/Week",1200,171.43,62400,"$1200/Wk"]
[null,9,67,2136.5100000000002,21365.100000000006,480,172800,360,129600,360,129600,180,64800,100,2000,null,9,67,1640.9,16409,435,156600,290,104400,290,104400,0,0,0,0]
[null,10,68,2136.5100000000002,23501.610000000008,500,180000,375,135000,375,135000,187.5,67500,100,2000,null,10,68,1640.9,18049.900000000001,450,162000,300,108000,300,108000,0,0,0,0,null,null,"Below is called \"AetnaHHCPer\""]
[null,11,69,2136.5100000000002,25638.12000000001,520,187200,390,140400,390,140400,195,70200,100,2000,null,11,69,1640.9,19690.800000000003,465,167400,310,111600,310,111600,0,0,0,0,null,null,"0 Weeks",0,0]
[null,12,70,2136.5100000000002,27774.630000000012,540,194400,405,145800,405,145800,202.5,72900,100,2000,null,12,70,1640.9,21331.700000000004,480,172800,320,115200,320,115200,0,0,0,0,null,null,"13 Weeks",13,91]
[null,13,71,2136.5100000000002,29911.140000000014,560,201600,420,151200,420,151200,210,75600,100,2000,null,13,71,1640.9,22972.600000000006,495,178200,330,118800,330,118800,0,0,0,0,null,null,"26 Weeks",26,182]
[null,14,72,2136.5100000000002,32047.650000000016,580,208800,435,156600,435,156600,217.5,78300,100,2000,null,14,72,1640.9,24613.500000000007,510,183600,340,122400,340,122400,0,0,0,0,null,null,"52 Weeks",52,364]
[null,15,73,2136.5100000000002,34184.160000000018,600,216000,450,162000,450,162000,225,81000,100,2000,null,15,73,1640.9,26254.400000000009,525,189000,350,126000,350,126000,0,0,0,0]
[null,16,74,2136.5100000000002,36320.67000000002,620,223200,465,167400,465,167400,232.5,83700,100,2000,null,16,74,1640.9,27895.30000000001,540,194400,360,129600,360,129600,0,0,0,0,null,null,"Below is called \"AetnaElims\""]
[null,17,75,2136.5100000000002,38457.180000000022,640,230400,480,172800,480,172800,240,86400,100,2000,null,17,75,1640.9,29536.200000000012,555,199800,370,133200,370,133200,0,0,0,0,null,null,"Zero Day",0]
[null,18,76,2136.5100000000002,40593.690000000024,660,237600,495,178200,495,178200,247.5,89100,100,2000,null,18,76,1640.9,31177.100000000013,570,205200,380,136800,380,136800,0,0,{"$f":"AC25","v":0},0,null,null,"20 Day",20]
[null,19,77,2136.5100000000002,42730.200000000026,680,244800,510,183600,510,183600,255,91800,100,2000,null,19,77,1640.9,32818.000000000015,585,210600,390,140400,390,140400,0,0,0,0,null,null,"30 Day",30]
[null,20,78,2136.5100000000002,44866.710000000028,700,252000,525,189000,525,189000,262.5,94500,100,2000,null,20,78,1640.9,34458.900000000016,600,216000,400,144000,400,144000,0,0,0,0,null,null,"60 Day",60]
[null,21,79,2136.5100000000002,47003.22000000003,720,259200,540,194400,540,194400,270,97200,100,2000,null,21,79,1640.9,36099.800000000017,615,221400,410,147600,410,147600,0,0,0,0,null,null,"90 Day",90]
[null,22,80,2136.5100000000002,49139.730000000032,740,266400,555,199800,555,199800,277.5,99900,100,2000,null,22,80,1640.9,37740.700000000019,630,226800,420,151200,420,151200,0,0,0,0,null,null,"100 Day",100]
[null,23,81,2136.5100000000002,51276.240000000034,760,273600,570,205200,570,205200,285,102600,100,2000,null,23,81,1640.9,39381.60000000002,645,232200,430,154800,430,154800,0,0,0,0]
[null,24,82,2136.5100000000002,53412.750000000036,780,280800,{"$f":"IF($E$5=\"No\",H31,(IF($E$5=\"Yes\",(H31+($H$5*0.05)))))","v":577.5},207900,585,210600,292.5,105300,100,2000,null,24,82,1640.9,41022.500000000022,660,237600,440,158400,440,158400,0,0,0,0]
[null,25,83,2136.5100000000002,55549.260000000038,800,288000,585,210600,600,216000,300,108000,100,2000,null,25,83,1640.9,42663.400000000023,675,243000,450,162000,450,162000,0,0,0,0]
[null,26,84,2136.5100000000002,57685.77000000004,{"$f":"F33","v":800},288000,592.5,213300,{"$f":"J33","v":600},216000,{"$f":"L33","v":300},108000,100,2000,null,26,84,1640.9,44304.300000000025,690,248400,460,165600,460,165600,0,0,0,0]
[null,27,85,2136.5100000000002,59822.280000000042,{"$f":"F34","v":800},288000,600,216000,{"$f":"J34","v":600},216000,{"$f":"L34","v":300},108000,100,2000,null,27,85,1640.9,45945.200000000026,705,253800,470,169200,470,169200,0,0,0,0]
[null,28,86,2136.5100000000002,61958.790000000045,800,288000,{"$f":"H35","v":600},216000,600,216000,300,108000,100,2000,null,28,86,1640.9,47586.100000000028,720,259200,480,172800,480,172800,0,0,0,0]
[null,29,87,2136.5100000000002,64095.300000000047,800,288000,600,216000,600,216000,300,108000,100,2000,null,29,87,1640.9,49227.000000000029,735,264600,490,176400,490,176400,0,0,0,0]
[null,30,88,2136.5100000000002,66231.810000000041,800,288000,600,216000,600,216000,300,108000,100,2000,null,30,88,1640.9,50867.900000000031,750,270000,500,180000,500,180000,0,0,0,0]
[null,31,89,2136.5100000000002,68368.320000000036,800,288000,600,216000,600,216000,300,108000,100,2000,null,31,89,1640.9,52508.800000000032,765,275400,510,183600,510,183600,0,0,0,0]
[null,32,90,2136.5100000000002,70504.830000000031,800,288000,600,216000,600,216000,300,108000,100,2000,null,32,90,1640.9,54149.700000000033,780,280800,520,187200,520,187200,0,0,0,0]
[null,33,91,2136.5100000000002,72641.340000000026,800,288000,600,216000,600,216000,300,108000,100,2000,null,33,91,1640.9,55790.600000000035,795,286200,530,190800,530,190800,0,0,0,0]
[null,34,92,2136.5100000000002,74777.85000000002,800,288000,600,216000,600,216000,300,108000,100,2000,null,34,92,1640.9,57431.500000000036,810,291600,540,194400,540,194400,0,0,{"$f":"AC41","v":0},0]
[null,35,93,2136.5100000000002,76914.360000000015,800,288000,600,216000,600,216000,300,108000,100,2000,null,35,93,1640.9,59072.400000000038,825,297000,550,198000,550,198000,0,0,0,0]
[null,36,94,2136.5100000000002,79050.87000000001,800,288000,600,216000,600,216000,300,108000,100,2000,null,36,94,1640.9,60713.300000000039,840,302400,560,201600,560,201600,0,0,0,0]
[null,37,95,2136.5100000000002,81187.38,800,288000,600,216000,600,216000,300,108000,100,2000,null,37,95,1640.9,62354.200000000041,855,307800,570,205200,570,205200,0,0,0,0]
[null,38,96,2136.5100000000002,83323.89,800,288000,600,216000,600,216000,300,108000,100,2000,null,38,96,1640.9,63995.100000000042,870,313200,580,208800,580,208800,0,0,0,0]
[null,39,97,2136.5100000000002,85460.4,800,288000,600,216000,600,216000,300,108000,100,2000,null,39,97,1640.9,65636.000000000044,885,318600,590,212400,590,212400,0,0,0,0]
[null,40,98,2136.5100000000002,87596.909999999989,800,288000,600,216000,600,216000,300,108000,100,2000,null,40,98,1640.9,67276.900000000038,900,324000,600,216000,600,216000,0,0,0,0]
[null,41,99,2136.5100000000002,89733.419999999984,800,288000,600,216000,600,216000,300,108000,100,2000,null,41,99,1640.9,68917.800000000032,915,329400,610,219600,610,219600,0,0,0,0]
[null,42,100,2136.5100000000002,91869.929999999978,800,288000,600,216000,600,216000,300,108000,100,2000,null,42,100,1640.9,70558.700000000026,930,334800,620,223200,620,223200,0,0,0,0]
[null,43,101,2136.5100000000002,94006.439999999973,800,288000,600,216000,600,216000,300,108000,100,2000,null,43,101,1640.9,72199.60000000002,945,340200,630,226800,630,226800,0,0,0,0]
[null,44,102,2136.5100000000002,96142.949999999968,800,288000,600,216000,600,216000,300,108000,100,2000,null,44,102,1640.9,73840.500000000015,960,345600,640,230400,640,230400,0,0,0,0]
[null,45,103,2136.5100000000002,98279.459999999963,800,288000,600,216000,600,216000,300,108000,100,2000,null,45,103,1640.9,75481.400000000009,975,351000,650,234000,650,234000,0,0,0,0]

{"sheet":"UW Chart","index":41,"n_rows":83,"n_cols":26,"rows_kept":83,"cut":false,"hidden":true,"merged":[]}
[]
[]
[null,null,null,"NOTE: The time period in brackets refers to diagnosis or treatment either Currently or in the Past time period noted."]
[null,"HEALTH CONDITION(S) OR SITUATION(S)*",null,"TRUE FREEDOM HOME CARE PLAN",null,"GTL SHORT-TERM HHC PLAN",null,"Standard Life's OMNIFlex STC PLAN",null,"GTL HOME CARE SECURE SHORT TERM PLAN",null,"MEDICO / WELLABE STC PLAN**",null,"GTL's CRITICAL CASH PLAN",null,"AETNA RECOVERY CARE STC PLAN",null,"GTL RECOVER CASH STC PLAN",null,"TRADITIONAL LTCI PLANS &/OR HYBRID PLANS"]
[]
[null,"Issue Ages?",null,"18-99",{"$f":"-D628","v":0},"61-85",null,"35-84",null,"45-89",null,"50-85",null,"18-84",null,"50-89",null,"40-84",null,"18-79",null,null,null,null,null,"Below is called \"UWList\"  & \"UWListChart\""]
[null,"State Availability (as of xx/xx/xxxx)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cat"]
[null,"Need Assistance with ADL's, Receiving HHC Services or Living in an ALF, NH or some other care facility?",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"**NO! (OR recommended by physician --12 Mos.)",null,"NO! (Currently, but ADL's  not addressed)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!",null,null,null,null,null,"apple"]
[null,"Alzheimer's, Dementia, or Cognitively Impaired?",null,"YES!",null,"NO! (Currently)",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs. - But, \"Cognitively Impaired\" not addressed)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!",null,null,null,null,null,"People"]
[null,"In next 60 Days, expect to be admitted to hospital, ALF, NH, require HHC, or have surgery?",null,"YES!",null,"YES! Option A/B NO! Option C",null,"NO!",null,"NO!",null,"**NO!",null,"NO! (Past 24 Mos., ordinary prudent person expect covered condition)",null,"NO!",null,"NO!",null,"NO!",null,null,null,null,null,"Sugar"]
[null,"Kidney Failure (due to diabetes)",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Parkinson's Disease (Stages 4-5)",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Diabetes with insulin AND in conjunction with heart failure?",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Internal Cancer (besides skin cancer in-Situ), leukemia, lymphoma, malignant melanoma, or cancer that has spread",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (12 Mos.)",null,"**YES! Simp. Issue    NO!  Full UW (24 Mos.)",null,"YES! Plan C    NO! Plans A or B (10 Yrs.) ALSO, SEE CRITICAL CASH CANCER SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"VARIES"]
[]
[null,"AIDS, ARC, HIV?",null,"YES!",null,"YES!",null,"NO! (Ever)",null,"YES!",null,"**YES! Simp. Issue    NO!  Full UW (10 Yrs.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (10 Yrs.)",null,"NO!"]
[null,"Diabetic complications resulting in neuropathy, proliferative retinopathy, kidney disease or failure, kidney dialysis or renal insufficiency",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES! (Besides Kidney Failure)",null,"**NO! (24 Mos.)",null,"YES! (Unless Listed Kidney Issues, then NO Plans; OR If insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Been advised to have tests, treatment, surgery that has not yet been performed, or have pending results",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"YES!",null,"**Not On App.",null,"NO! (24 Mos. - for benefits pertaining to specific covered conditions)",null,"NO! (12 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Huntington's (Chorea) Disease",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Currently eligible for Medicaid or on early Medicare due to disability (prior to age 65), or disabled",null,"YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"**Not On App.",null,"Not On App.",null,"Not On App.",null,"NO! (Currently)",null,"NO!"]
[]
[null,"Parkinson's Disease (Stages 1-3)",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Oxygen use due to respiratory disease",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (12 Mos.)",null,"**NO! (12 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Multiple Sclerosis",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (12 Mos.)",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Chronic Obstructive Lung or Pulmonary Disease (COPD), chronic bronchitis, emphysema, or respiratory disease requiring oxygen",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (Currently if Oxygen Use)",null,"**YES! Simp. Issue (Unless Oxygen)    NO!  Full UW (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos. If Oxygen, or 3+ meds)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Heart Disease, Congestive Heart Failure, Heart or valve Surgery?",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (12 Mos.)",null,"**YES! Simp. Issue    NO!  Full UW (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.) ALSO, SEE CRITICAL CASH CARDIAC SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Stroke (CVA)",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"NO! (12 Mos.)",null,"**YES! Simp. Issue    NO!  Full UW (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Kidney Failure (any reason besides due to diabetes)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**YES! Simp. Issue    NO!  Full UW (If Dialysis Needed -24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Prescribed daily nebulizer use with Oxygen (NOT due to respiratory disease)",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Use of wheelchair, walker, motorized cart, motorized mobility device?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Require a hospital bed?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**NO! (12 Mos.)",null,"Not On App.",null,"Not On App.",null,"Not On App.",null,"NO!"]
[null,"Use of 4+-prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[null,"Organ transplant (other than corneal)?",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**Not On App.",null,"NO!",null,"Not On App.",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Alcohol or substance abuse?",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**NO! (24 Mos.)",null,"NO! (5 Yrs.)",null,"NO! (12 Mos. - or been advised)",null,"NO! (24 Mos.)",null,"NO! (3 Yrs.)"]
[null,"Cerebral Palsy, ",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**NO! (24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Systemic lupus, muscular dystrophy, ALS (Lou Gehrig's Disease), motor neuron disease, psychotic disorders, or other neurological or neuromuscular diseases?",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**NO! (24 Mos. -- but Lupus NOT mentioned on App.)",null,"SEE CRITICAL CASH KNOCKOUT SPECIFIC ROW AT BOTTOM",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Amputation caused by disease",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**NO! (24 Mos.)",null,"YES! (Unless disease itself a knockout)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO! (Due to disease other than cancer)"]
[null,"Diabetes with 50+ units of insulin",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos. - or 3+ oral and 1 injectible meds)",null,"YES!",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[null,"Chronic liver disease (Cirhosis)",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**YES! Simp. Issue    NO!  Full UW (incl. Hepatitus C- 24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Transient Ischemic Attack (TIA)",null,"YES!",null,"YES!",null,"YES! Tier 1    NO!  Tier 2      (24 Mos.)",null,"YES!",null,"**YES! Simp. Issue    NO!  Full UW (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (24 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[null,"Diabetic with less than 50 units of insulin and only non-proliferative retinopathy",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"YES! (Unless some insulin or diabetes prior to age 50, then NO Plans A or C!)",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"MAYBE!"]
[]
[]
[null,"Diabetic complications of heart or artery blockage?",null,"YES!",null,"YES!",null,"YES! (Unless currently insulin with heart failure)",null,"YES! (Unless considered heart disease)",null,"**NO! (24 Mos.)",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"NO! (Currently)",null,"YES! (Unless heart or valve surgery - 24 Mos.)",null,"NO!"]
[]
[]
[null,"Use of 2-3 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (12 Mos.)",null,"YES!",null,"NO! (Currently)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[null,"Memory loss (not yet defined as dementia)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**NO! (24 Mos.)",null,"YES!",null,"YES!",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[null,"Kidney dialysis, renal insufficiency?",null,"YES!",null,"YES!",null,"YES! (Unless due to diabetes)",null,"YES! (Unless considered kidney failure)",null,"**YES! Simp. Issue (Unless due to diabetes, then… NO!  Full UW - 24 Mos.)",null,"NO! (10 Yrs.)",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"NO!"]
[]
[]
[null,"Overweight or Underweight for Height?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"No! (Currently)",null,"YES!",null,"No! (Currently)",null,"NO!"]
[]
[null,"Opiods for Chronic Pain",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**YES!",null,"YES!",null,"YES!",null,"YES!",null,"NO!"]
[null,"Skin Cancer In-Situ",null,"YES!",null,"YES!",null,"YES!",null,"NO! (12 Mos.)",null,"**YES!",null,"YES!",null,"YES!",null,"YES!",null,"USUALLY!"]
[]
[]
[null,"Paget's Disease (Crippling skeletal disorder), Rheumatoid arthritis or other connective tissue disorders?",null,"YES!",null,"YES!",null,"Not On App.",null,"YES!",null,"**Not On App.",null,"YES!",null,"NO! (36 Mos.)",null,"NO! (24 Mos.)",null,"No!"]
[null,"Any type of seizure?",null,"YES!",null,"YES!",null,"YES! (Unless due to neurological disease, then NO! Tier 2 - 24 Mos.)",null,"YES!",null,"**YES! (Simp. Issue, unless due to neurological disease, then NO! Full UW - 24 Mos.)",null,"YES!",null,"NO! (12 Mos.)",null,"YES! (Unless due to neurological disorder, then NO! - 24 Mos.)",null,"MAYBE! (NO! if 2+ per Year)"]
[null,"Diabetes with 1-49 units insulin (no complications)",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"YES!",null,"NO! (24 Mos.)",null,"MAYBE!"]
[]
[null,"Been hospitalized 3+ times for any reason?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (24 Mos.)",null,"YES!",null,"DOUBTFUL!"]
[null,"Use of 1 prong cane?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES!",null,"YES!",null,"NO! (Currently)",null,"YES!",null,"NO!"]
[null,"One or more fractures due to osteoporosis?",null,"YES!",null,"YES!",null,"YES!",null,"YES!",null,"**YES! Simp. Issue    NO!  Full UW (24 Mos.)",null,"YES!",null,"YES!",null,"YES!",null,"NO!"]
[]
[null,"CRITICAL CASH SPECIFIC KNOCKOUTS: ALS (Lou Gehrig's Disease), Central Nervous System Disease, Crohn's Disease, Cystic Fibrosis, Hepatitus B or C (Chronic), Mental Retardation, Motor Neuron Disease, Muscular Dystrophy, Paralysis, Parkinson's, or Ulcerative Colitis?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"NO! (10 Yrs.)",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CARDIAC: Heart attack, Chest Pain, Coronary bypass, angioplasty, stent placement, angina, heart arrhythmia requiring treatment, cardiomyopathy, abnormal heart test, high blood pressure currently treated with 3 or more medications, brain hemorrhage, carotid or peripheral artery disease, unoperated aneurysm, diabetes with insulin, or diabetes diagnosed prior to age 50?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan B    NO! Plans A or C (10 Yrs.)",null,"--",null,"--",null,"--"]
[null,"CRITICAL CASH SPECIFIC CANCER: Hodgkin's or Non-Hodgkin's Lymphona, Sarcoma, Myelodysplastic Syndrome, or ANY other type of cancer (excluding skin cancer), or ANY tumor of the brain?",null,"--",null,"--",null,"--",null,"--",null,"--",null,"YES! Plan C    NO! Plans A or B (10 Yrs.)",null,"--",null,"--",null,"--"]
[]
[null,"* Generally meaning, \"diagnosed with,\" \"received treatment for,\" \"prescribed medications for,\" \"required the use of,\" etc."]
[null,"** Medico / Wellabe STC Plan currebtly has a Guaranteed Issue with NO UW… Plan is limited to $100 HHC-Only Graded Benefit (10% in Yr 1, 25%/Yr 2, $100%/Yr 3+) for 90 days with 20 Day Elim.. No Facility bens."]

{"sheet":"VsGTLSTC1","index":42,"n_rows":53,"n_cols":37,"rows_kept":53,"cut":false,"hidden":true,"merged":[[2,1,2,5],[2,18,2,25]]}
[null,null,"Issue Age:",{"$f":"Input2!P9","v":58},null,null,"Facility Elim. Days:",{"$f":"VLOOKUP(Input2!$P$14,AetnaElims,2,FALSE)","v":60},null,null,"Fast50 Elim. Days:",0,null,null,null,null,null,"Issue Age:",{"$f":"Input2!D9","v":70},{"$f":"Input2!D4","v":661.7},null,null,"Facility Elim. Days:",{"$f":"Input2!$D$14","v":0},null,"No Rx Ben. Avail!","HHC/Day:",{"$f":"VLOOKUP(Input2!$B$17,AetnaHHCRef,3,FALSE)","v":171.43},{"$f":"VLOOKUP(Input2!$B$17,AetnaHHCRef,2,FALSE)","v":1200},{"$f":"VLOOKUP($X$5,AetnaHHCPer,2,FALSE)","v":{"$error":"#N/A"}}]
[null,null,"Claim Age:",74,null,null,"HHC Elim. Days:",{"$f":"VLOOKUP(Input2!$P$19,AetnaElims,2,FALSE)","v":0},null,null,null,null,null,null,null,null,null,"Claim Age:",{"$f":"$D$2","v":74},null,null,null,"HHC Elim. Days:",{"$f":"Input2!$D$19","v":0},null,"No Fast50 Avail!"]
[null,"OmniFlex (Also Has $300 Rx Built-In!)",null,null,null,null,{"$f":"SUBSTITUTE(G5,\"+\",\"\")","v":"360"},null,{"$f":"SUBSTITUTE(I5,\"+\",\"\")","v":"360"},null,"360",null,"360",null,null,null,null,null,"This Is GTL Recover Cash Short-Term Care"]
[null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days",null,null,null,"Prem.","Inflation?","Fac.","Days","HHC","Days","Aide","Days","Fast50","Days","HI","HI Days"]
[null,null,"At Issue:",{"$f":"Input2!P4","v":2136.5100000000002},{"$f":"IF(Input2!$P$11=\"No Inflation\",\"No\",\"Yes\")","v":"Yes"},{"$f":"Input2!P12","v":400},{"$f":"Input2!AW12","v":"360+"},{"$f":"(Input2!P17/2)","v":150},{"$f":"Input2!AW18","v":"360+"},{"$f":"H5","v":150},{"$f":"I5","v":"360+"},{"$f":"(J5*0.5)","v":75},{"$f":"I5","v":"360+"},{"$f":"Input2!$P$20","v":100},{"$f":"IF(Input2!$P$21=\"0 Days\",0,IF(Input2!$P$21=\"3 Days\",3,IF(Input2!$P$21=\"6 Days\",6,IF(Input2!$P$21=\"10 Days\",10,IF(Input2!$P$21=\"20 Days\",20,FALSE)))))","v":20},null,null,"At Issue:",{"$f":"Input2!D4","v":661.7},{"$f":"IF(Input2!D11=\"A-0% Inflation\",\"No\",IF(Input2!D11=\"B-5% Simple\",\"5% Simp.\",IF(Input2!D11=\"C-5% Compound\",\"5% Cmpd.\",\"Check!\")))","v":"No"},{"$f":"Input2!D12","v":50},{"$f":"IF(Input2!$D$13=\"30 Day\",30,(IF(Input2!$D$13=\"45 Day\",45,(IF(Input2!$D$13=\"60 Day\",60,(IF(Input2!$D$13=\"90 Day\",90,(IF(Input2!$D$13=\"180 Day\",180,(IF(Input2!$D$13=\"360 Day\",360,FALSE)))))))))))","v":360},{"$f":"IF(Input2!D17=\"$0/Visit\",0,IF(Input2!D17=\"$25/Visit\",25,IF(Input2!D17=\"$50/Visit\",50,IF(Input2!D17=\"$75/Visit\",75,\"Error?\"))))","v":75},{"$f":"IF(Input2!$D$18=\"0 Visits\",0,IF(Input2!$D$18=\"90 Visits\",90,IF(Input2!$D$18=\"180 Visits\",180,\"Error?\")))","v":180},{"$f":"W5","v":75},{"$f":"X5","v":180},0,0,0,0]
[null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,3,FALSE)","v":36320.67000000002},{"$f":"IF($E$5=\"Yes\",(IF(($D$2-$D$1)<25,\"Yes\",\"No\")),\"No\")","v":"Yes"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,4,FALSE)","v":620},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,5,FALSE)","v":223200},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,6,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,7,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,8,FALSE)","v":465},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,9,FALSE)","v":167400},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,10,FALSE)","v":232.5},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,11,FALSE)","v":83700},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,12,FALSE)","v":100},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,13,FALSE)","v":2000},null,null,"At Claim:",{"$f":"VLOOKUP($D$2,AetnaSTCCompare,18,FALSE)","v":11248.900000000001},{"$f":"T5","v":"No"},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,19,FALSE)","v":50},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,20,FALSE)","v":18000},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,21,FALSE)","v":75},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,22,FALSE)","v":13500},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,23,FALSE)","v":75},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,24,FALSE)","v":13500},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,25,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,26,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,27,FALSE)","v":0},{"$f":"VLOOKUP($D$2,AetnaSTCCompare,28,FALSE)","v":0}]
[null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,"Pol. Ann.","Age","Ann. Prem","Ttl. Prem","Fac. Ben.","Total Fac. Ben.","Skilled HHC Ben.","Total Skill. HHC Ben.","HHC Aide Benefit","Total HHC Aide Benefit","Spouse/ Friend/ Benefit (Fast50)","Total Spouse/ Friend Benefit","Hosp. Indem. Ben.","Total Hosp. Indem. Ben.",null,null,"Below is called \"AetnaHHCRef\""]
[null,0,{"$f":"$D$1","v":58},{"$f":"$D$5","v":2136.5100000000002},{"$f":"D8","v":2136.5100000000002},{"$f":"$F$5*0.5","v":200},{"$f":"F8*$G$3","v":72000},{"$f":"($H$5*2)*0.5","v":150},{"$f":"H8*$I$3","v":54000},{"$f":"($J$5*2)*0.5","v":150},{"$f":"J8*$K$3","v":54000},{"$f":"J8*0.5","v":75},{"$f":"L8*$M$3","v":27000},{"$f":"$N$5","v":100},{"$f":"$N$5*$O$5","v":2000},null,0,{"$f":"$D$1","v":58},{"$f":"$S$5","v":661.7},{"$f":"S8","v":661.7},{"$f":"U5","v":50},{"$f":"U8*$V$5","v":18000},{"$f":"W5","v":75},{"$f":"W8*$X$5","v":13500},{"$f":"Y5","v":75},{"$f":"Y8*$Z$5","v":13500},{"$f":"$AA$5","v":0},{"$f":"AA8*$AB$5","v":0},{"$f":"$AC$5","v":0},{"$f":"$AC$5*$AD$5","v":0},null,null,"$0/Week",0,0,0,0]
[null,1,{"$f":"C8+1","v":59},{"$f":"$D$5","v":2136.5100000000002},{"$f":"E8+D9","v":4273.0200000000004},{"$f":"$F$5*0.6","v":240},{"$f":"F9*$G$3","v":86400},{"$f":"($H$5*2)*0.6","v":180},{"$f":"H9*$I$3","v":64800},{"$f":"($J$5*2)*0.6","v":180},{"$f":"J9*$K$3","v":64800},{"$f":"J9*0.5","v":90},32400,{"$f":"N8","v":100},{"$f":"$N$5*$O$5","v":2000},null,1,{"$f":"R8+1","v":59},{"$f":"S8","v":661.7},{"$f":"T8+S9","v":1323.4},{"$f":"IF($T$5=\"No\",U8,IF($T$5=\"5% Simp.\",($U$8*0.05)+$U8,IF($T$5=\"5% Cmpd.\",($U8*1.05),\"Check!?\")))","v":50},{"$f":"U9*$V$5","v":18000},{"$f":"W8","v":75},{"$f":"W9*$X$5","v":13500},{"$f":"Y8","v":75},{"$f":"Y9*$Z$5","v":13500},{"$f":"$AA$5","v":0},{"$f":"AA9*$AB$5","v":0},{"$f":"AC8","v":0},{"$f":"AD8","v":0},null,null,"$150/Week",150,21.43,7800,"$150/Wk"]
[null,{"$f":"B9+1","v":2},{"$f":"C9+1","v":60},2136.5100000000002,{"$f":"E9+D10","v":6409.5300000000007},{"$f":"$F$5*0.7","v":280},100800,{"$f":"($H$5*2)*0.7","v":210},75600,{"$f":"($J$5*2)*0.7","v":210},75600,105,37800,{"$f":"N9","v":100},2000,null,{"$f":"Q9+1","v":2},{"$f":"R9+1","v":60},{"$f":"S9","v":661.7},{"$f":"T9+S10","v":1985.1000000000001},{"$f":"IF($T$5=\"No\",U9,IF($T$5=\"5% Simp.\",($U$8*0.05)+$U9,IF($T$5=\"5% Cmpd.\",($U9*1.05),\"Check!?\")))","v":50},18000,{"$f":"W9","v":75},13500,75,13500,0,0,{"$f":"AC9","v":0},0,null,null,"$300/Week",300,42.86,15600,"$300/Wk"]
[null,{"$f":"B10+1","v":3},61,2136.5100000000002,8546.0400000000009,{"$f":"$F$5*0.8","v":320},115200,{"$f":"($H$5*2)*0.8","v":240},86400,{"$f":"($J$5*2)*0.8","v":240},86400,120,43200,100,2000,null,{"$f":"Q10+1","v":3},61,661.7,2646.8,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$450/Week",450,64.290000000000006,23400,"$450/Wk"]
[null,4,62,2136.5100000000002,10682.550000000001,{"$f":"$F$5*0.9","v":360},129600,{"$f":"($H$5*2)*0.9","v":270},97200,{"$f":"($J$5*2)*0.9","v":270},97200,135,48600,100,2000,null,4,62,661.7,3308.5,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$600/Week",600,85.71,31200,"$600/Wk"]
[null,5,63,2136.5100000000002,12819.060000000001,{"$f":"$F$5*1","v":400},144000,{"$f":"($H$5*2)*1","v":300},108000,{"$f":"($J$5*2)*1","v":300},108000,150,54000,100,2000,null,5,63,661.7,3970.2,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$750/Week",750,107.14,39000,"$750/Wk"]
[null,6,64,2136.5100000000002,14955.570000000002,{"$f":"IF($E$5=\"No\",F13,(IF($E$5=\"Yes\",(F13+(F$5*0.05)))))","v":420},151200,{"$f":"IF($E$5=\"No\",H13,(IF($E$5=\"Yes\",(H13+($H$5*2*0.05)))))","v":315},113400,{"$f":"IF($E$5=\"No\",J13,(IF($E$5=\"Yes\",(J13+($J$5*2*0.05)))))","v":315},113400,157.5,56700,100,2000,null,6,64,661.7,4631.8999999999996,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$900/Week",900,128.57,46800,"$900/Wk"]
[null,7,65,2136.5100000000002,17092.080000000002,{"$f":"IF($E$5=\"No\",F14,(IF($E$5=\"Yes\",(F14+(F$5*0.05)))))","v":440},158400,{"$f":"IF($E$5=\"No\",H14,(IF($E$5=\"Yes\",(H14+($H$5*2*0.05)))))","v":330},118800,{"$f":"IF($E$5=\"No\",J14,(IF($E$5=\"Yes\",(J14+($J$5*2*0.05)))))","v":330},118800,165,59400,100,2000,null,7,65,661.7,5293.5999999999995,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$1,050/Week",1050,150,54600,"$1050/Wk"]
[null,8,66,2136.5100000000002,19228.590000000004,460,165600,345,124200,345,124200,172.5,62100,100,2000,null,8,66,661.7,5955.2999999999993,50,18000,75,13500,75,13500,0,0,0,0,null,null,"$1,200/Week",1200,171.43,62400,"$1200/Wk"]
[null,9,67,2136.5100000000002,21365.100000000006,480,172800,360,129600,360,129600,180,64800,100,2000,null,9,67,661.7,6616.9999999999991,50,18000,75,13500,75,13500,0,0,0,0]
[null,10,68,2136.5100000000002,23501.610000000008,500,180000,375,135000,375,135000,187.5,67500,100,2000,null,10,68,661.7,7278.6999999999989,50,18000,75,13500,75,13500,0,0,0,0,null,null,"Below is called \"AetnaHHCPer\""]
[null,11,69,2136.5100000000002,25638.12000000001,520,187200,390,140400,390,140400,195,70200,100,2000,null,11,69,661.7,7940.3999999999987,50,18000,75,13500,75,13500,0,0,0,0,null,null,"0 Weeks",0,0]
[null,12,70,2136.5100000000002,27774.630000000012,540,194400,405,145800,405,145800,202.5,72900,100,2000,null,12,70,661.7,8602.0999999999985,50,18000,75,13500,75,13500,0,0,0,0,null,null,"13 Weeks",13,91]
[null,13,71,2136.5100000000002,29911.140000000014,560,201600,420,151200,420,151200,210,75600,100,2000,null,13,71,661.7,9263.7999999999993,50,18000,75,13500,75,13500,0,0,0,0,null,null,"26 Weeks",26,182]
[null,14,72,2136.5100000000002,32047.650000000016,580,208800,435,156600,435,156600,217.5,78300,100,2000,null,14,72,661.7,9925.5,50,18000,75,13500,75,13500,0,0,0,0,null,null,"52 Weeks",52,364]
[null,15,73,2136.5100000000002,34184.160000000018,600,216000,450,162000,450,162000,225,81000,100,2000,null,15,73,661.7,10587.2,50,18000,75,13500,75,13500,0,0,0,0]
[null,16,74,2136.5100000000002,36320.67000000002,620,223200,465,167400,465,167400,232.5,83700,100,2000,null,16,74,661.7,11248.900000000001,50,18000,75,13500,75,13500,0,0,0,0,null,null,"Below is called \"AetnaElims\""]
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[null,21,79,2136.5100000000002,47003.22000000003,720,259200,540,194400,540,194400,270,97200,100,2000,null,21,79,661.7,14557.400000000005,50,18000,75,13500,75,13500,0,0,0,0,null,null,"90 Day",90]
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[null,36,94,2136.5100000000002,79050.87000000001,800,288000,600,216000,600,216000,300,108000,100,2000,null,36,94,661.7,24482.900000000016,50,18000,75,13500,75,13500,0,0,0,0]
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[null,44,102,2136.5100000000002,96142.949999999968,800,288000,600,216000,600,216000,300,108000,100,2000,null,44,102,661.7,29776.500000000022,50,18000,75,13500,75,13500,0,0,0,0]
[null,45,103,2136.5100000000002,98279.459999999963,800,288000,600,216000,600,216000,300,108000,100,2000,null,45,103,661.7,30438.200000000023,50,18000,75,13500,75,13500,0,0,0,0]

{"sheet":"VsGTLHHC","index":43,"n_rows":53,"n_cols":26,"rows_kept":53,"cut":false,"hidden":true,"merged":[[2,16,2,23]]}
[null,null,"Issue Age:",{"$f":"Input2!P9","v":58},null,null,null,"Total Premium Thru Age",{"$f":"D2","v":74},"New STC:",{"$f":"VLOOKUP(I1,NEWSTCAGEPREM,3,FALSE)","v":36320.67000000002},null,null,null,null,"Issue Age:",{"$f":"Input2!H9","v":61},{"$f":"Input2!H4","v":541.28},"61-64:",{"$f":"GTLHHC1!$G$364","v":541.28},"71-75:",{"$f":"GTLHHC1!$G$410","v":923.29},"81-85:",{"$f":"GTLHHC1!$G$456","v":1920.85}]
[null,null,"Claim Age:",74,null,null,null,null,null,"GTL HHC:",{"$f":"VLOOKUP(I1,GTLHHCAGEPREM,3,FALSE)","v":11385.900000000001},null,null,null,null,"Claim Age:",{"$f":"D2","v":74},null,"65-70:",{"$f":"GTLHHC1!$G$387","v":650.63},"76-80:",{"$f":"GTLHHC1!$G$433","v":1355.1},"86+:",{"$f":"GTLHHC1!$G$479","v":2608.81},{"$f":"X2/X1","v":1.358153942265143}]
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{"sheet":"RawMedico","index":44,"n_rows":261,"n_cols":38,"rows_kept":261,"cut":false,"hidden":true,"merged":[[227,8,230,10],[233,8,236,10],[227,22,230,24],[233,22,236,24],[227,35,230,37],[233,35,236,37]]}
["STC Product - Proposed Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"STC Product - Proposed Rates",null,null,null,null,null,null,null,null,null,null,null,null,"STC Product - Proposed Rates"]
["1. Fully Underwritten Product",null,null,null,null,null,null,null,null,null,null,null,null,null,"2. Simplified Underwritten Product",null,null,null,null,null,null,null,null,null,null,null,null,"3. Guaranteed Issue Product"]
[]
["Home Health Care Base Benefit; Household Assistance Benefit ($500 Max); Care Coordination Benefit ($500 Max), Waiver of Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,"Home Health Care Base Benefit; Household Assistance Benefit ($500 Max); Care Coordination Benefit ($500 Max), Waiver of Premium",null,null,null,null,null,null,null,null,null,null,null,null,"Home Health Care Base Benefit"]
["Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $300 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $150 (in $10 increments)",null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,"Offered: $10 to $100 (in $10 increments)"]
[null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period"]
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[]
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["Annual Rates Per $10 Daily Benefit",null,null,"Offered: $100 to $500 (in $10 increments)",null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
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[]
["5% Simple Inflation Protection on Home Health Care Base Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,"5% Simple Inflation Protection on Home Health Care Base Benefit",null,null,null,null,null,null,null,null,null,null,null,null,"5% Simple Inflation Protection on Home Health Care Base Benefit"]
["Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
[null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period"]
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[]
["5% Simple Inflation Protection on Facility Care Rider",null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD",null,null,null,"5% Simple Inflation Protection on Facility Care Rider",null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD",null,null,"5% Simple Inflation Protection on Facility Care Rider",null,null,null,null,null,null,null,null,null,"COMBINED BENEFIT PERIOD"]
["Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates Per $10 Daily Benefit"]
[null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period",null,null,null,null,null,null,null,"0-Day Elimination Period",null,null,null,null,"20-Day Elimination Period"]
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[]
["Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)",null,null,null,null,null,null,null,null,null,"Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)",null,null,null,null,null,null,null,null,"Adult Day Care Rider ($50/visit, 20 visits max)",null,null,null,"ROP Rider (25% - 10 yrs, 35% - 15 yrs, 50% - 20 yrs)"]
[null,null,null,null,"Annual Rates Per $1 of Premium",null,null,null,"Household Discount:",null,null,null,null,null,null,null,null,null,"Annual Rates Per $1 of Premium",null,null,null,"Household Discount:",null,null,null,null,"Annual Rates Per $10 Daily Benefit",null,null,null,"Annual Rates Per $1 of Premium",null,null,null,"Household Discount:"]
[null,"Adult Day",null,null,null,"ROP Per",null,null,"When insured lives in a household with another adult aged 50 or older, as 12% discount is applied to the premium rates.",null,null,null,null,null,null,"Adult Day",null,null,null,"ROP Per",null,null,"When insured lives in a household with another adult aged 50 or older, as 12% discount is applied to the premium rates.",null,null,null,null,null,"Adult Day",null,null,null,"ROP Per",null,null,"NA"]
["Issue Age","Care",null,null,"Issue Age","$1 of Prem",null,null,null,null,null,null,null,null,"Issue Age","Care",null,null,"Issue Age","$1 of Prem",null,null,null,null,null,null,null,"Issue Age","Care",null,null,"Issue Age","$1 of Prem"]
["18 - 54",4.5675000000000017,null,null,"18 - 54",0.35725106039183996,null,null,null,null,null,null,null,null,"18 - 54",4.8893765814266503,null,null,"18 - 54","NA",null,null,null,null,null,null,null,"18 - 54","NA",null,null,"18 - 54","NA"]
[55,5.0855729166666723,null,null,55,0.34965707972649385,null,null,null,null,null,null,null,null,55,5.4591993563699583,null,null,55,"NA",null,null,null,null,null,null,null,55,"NA",null,null,55,"NA"]
[56,5.603645833333343,null,null,56,0.34206309906114774,null,null,null,null,null,null,null,null,56,6.029463016296015,null,null,56,"NA",null,null,null,null,null,null,null,56,"NA",null,null,56,"NA"]
[57,6.1217187500000128,null,null,57,0.33446911839580157,null,null,"Tobacco Use:",null,null,null,null,null,57,6.6000703515149732,null,null,57,"NA",null,null,"Tobacco Use:",null,null,null,null,57,"NA",null,null,57,"NA",null,null,"Tobacco Use:"]
[58,6.7193000000000138,null,null,58,0.32876209286975078,null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates.",null,null,null,null,null,58,7.3035846734552088,null,null,58,"NA",null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates.",null,null,null,null,58,"NA",null,null,58,"NA",null,null,"When an insured has used a tobacco in any form within the last 2 years a factor of 1.25 is applied to the premium rates."]
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[]
[]
[]
[]
["Standard Life - STC -- Hospital Confinement Rider -- PER $10",null,null,null,null,null,null,"Standard Life - STC -- Rx \"Rider\" -- Annual Premiums"]
["Benefit Period","3 Days","6 Days","10 Days","20 Days",null,null,"Ann. Max.",300,500,700]
["Issue Age",null,null,null,null,null,null,"Issue Age"]
["18-50",3.4,5,6,6.8,null,null,"18-50",28,47,65]
[51,3.7,5.5,6.6,7.5,null,null,51,30,50,70]
[52,4,6,7.2,8.1999999999999993,null,null,52,32,53,75]
[53,4.2,6.28,7.52,8.52,null,null,53,32.6,54,76.400000000000006]
[54,4.4000000000000004,6.5600000000000005,7.839999999999999,8.84,null,null,54,33.200000000000003,55,77.800000000000011]
[55,4.6000000000000005,6.8400000000000007,8.1599999999999984,9.16,null,null,55,33.800000000000004,56,79.200000000000017]
[56,4.8000000000000007,7.120000000000001,8.4799999999999969,9.48,null,null,56,34.400000000000006,57,80.600000000000023]
[57,5,7.4,8.8000000000000007,9.8000000000000007,null,null,57,35,58,82]
[58,5.2,7.68,9.16,10.24,null,null,58,35.6,59,83.4]
[59,5.4,7.9599999999999991,9.52,10.68,null,null,59,36.200000000000003,60,84.800000000000011]
[60,5.6000000000000005,8.2399999999999984,9.879999999999999,11.12,null,null,60,36.800000000000004,61,86.200000000000017]
[61,5.8000000000000007,8.5199999999999978,10.239999999999998,11.559999999999999,null,null,61,37.400000000000006,62,87.600000000000023]
[62,6,8.8000000000000007,10.6,12,null,null,62,38,63,89]
[63,6.24,9.16,11,12.44,null,null,63,38.799999999999997,64.400000000000006,90.8]
[64,6.48,9.52,11.4,12.879999999999999,null,null,64,39.599999999999994,65.800000000000011,92.6]
[65,6.7200000000000006,9.879999999999999,11.8,13.319999999999999,null,null,65,40.399999999999991,67.200000000000017,94.399999999999991]
[66,6.9600000000000009,10.239999999999998,12.200000000000001,13.759999999999998,null,null,66,41.199999999999989,68.600000000000023,96.199999999999989]
[67,7.2,10.6,12.6,14.2,null,null,67,42,70,98]
[68,7.44,11,13.08,14.72,null,null,68,44.6,74.400000000000006,104]
[69,7.6800000000000006,11.4,13.56,15.240000000000002,null,null,69,47.2,78.800000000000011,110]
[70,7.9200000000000008,11.8,14.040000000000001,15.760000000000003,null,null,70,49.800000000000004,83.200000000000017,116]
[71,8.16,12.200000000000001,14.520000000000001,16.280000000000005,null,null,71,52.400000000000006,87.600000000000023,122]
[72,8.4,12.6,15,16.8,null,null,72,55,92,128]
[73,8.68,13,15.48,17.32,null,null,73,56,93.6,130.4]
[74,8.9599999999999991,13.4,15.96,17.84,null,null,74,57,95.199999999999989,132.80000000000001]
[75,9.2399999999999984,13.8,16.440000000000001,18.36,null,null,75,58,96.799999999999983,135.20000000000002]
[76,9.5199999999999978,14.200000000000001,16.920000000000002,18.88,null,null,76,59,98.399999999999977,137.60000000000002]
[77,9.8000000000000007,14.6,17.399999999999999,19.399999999999999,null,null,77,60,100,140]
[78,10,14.88,17.760000000000002,19.84,null,null,78,60,100,140]
[79,10.199999999999999,15.160000000000002,18.120000000000005,20.28,null,null,79,60,100,140]
[80,10.399999999999999,15.440000000000003,18.480000000000008,20.720000000000002,null,null,80,60,100,140]
[81,10.599999999999998,15.720000000000004,18.840000000000011,21.160000000000004,null,null,81,60,100,140]
[82,10.8,16,19.2,21.6,null,null,82,60,100,140]
[83,11.000000000000004,16.279999999999994,19.559999999999988,22.04,null,null,83,60,100,140]
[84,11.200000000000006,16.559999999999988,19.919999999999977,22.479999999999997,null,null,84,60,100,140]
[85,11.400000000000009,16.839999999999982,20.279999999999966,22.919999999999995,null,null,85,60,100,140]
[86,11.600000000000012,17.119999999999976,20.639999999999954,23.359999999999992,null,null,86,60,100,140]
[87,11.800000000000015,17.39999999999997,20.999999999999943,23.79999999999999,null,null,87,60,100,140]
[88,12.000000000000018,17.679999999999964,21.359999999999932,24.239999999999988,null,null,88,60,100,140]
[89,12.200000000000021,17.959999999999958,21.719999999999921,24.679999999999986,null,null,89,60,100,140]

{"sheet":"RawStdLife4","index":47,"n_rows":139,"n_cols":38,"rows_kept":139,"cut":false,"hidden":true,"merged":[[49,31,49,33],[49,35,49,37],[2,27,2,29],[2,31,2,33],[2,35,2,37],[49,22,49,24],[49,27,49,29],[2,1,2,3],[2,5,2,7],[2,9,2,11],[2,14,2,16],[2,18,2,20],[2,22,2,24],[49,1,49,3],[49,5,49,7],[49,9,49,11],[49,14,49,16],[49,18,49,20]]}
[]
["Standard Life - NH (no Inflate) - per $10",null,null,null,null,null,null,null,null,null,null,null,null,"Standard Life - HHC (no Inflate) - per $10",null,null,null,null,null,null,null,null,null,null,null,null,"Standard Life - Fast50 (no Inflate) - per $10"]
["Elim Period","0-Day Elimination Period",null,null,null,"20-Day Elimination Period",null,null,null,"100-Day Elimination Period",null,null,null,"Elim Period","0-Day Elimination Period",null,null,null,"20-Day Elimination Period",null,null,null,"100-Day Elimination Period",null,null,null,"Elim Period","0-Day Elimination Period",null,null,null,"20-Day Elimination Period",null,null,null,"100-Day Elimination Period"]
["Benefit Period","90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day",null,"Benefit Period","90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day",null,"Benefit Period","90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day",null,"90-Day","180-Day","360-Day"]
[]
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[51,4.67,10.17,17.38,null,3.84,9.09,15.09,null,3.33,7.25,11.04,null,51,1.29,3.0400000000000009,5.1700000000000017,null,1.1600000000000001,2.66,4.4899999999999984,null,0.96,2.17,3.25,null,51,0.66999999999999993,1.4599999999999991,2.4899999999999984,null,0.5,1.2899999999999991,1.8000000000000007,null,0.16999999999999993,0.86999999999999922,1.2100000000000009]
[52,5.58,10.5,17.829999999999998,null,4.67,9.42,15.42,null,4.08,7.67,11.58,null,52,1.5899999999999999,3.17,5.3400000000000034,null,1.4100000000000001,2.75,4.6599999999999984,null,1.17,2.25,3.42,null,52,0.83000000000000007,1.5,2.5799999999999983,null,0.66999999999999993,1.33,1.75,null,0.16999999999999993,1.08,1.0799999999999983]
[53,5.91,11.2,19.16,null,4.99,10.039999999999999,16.670000000000002,null,4.4000000000000004,8.27,12.8,null,53,1.71,3.370000000000001,5.7399999999999984,null,1.4699999999999998,2.9600000000000009,5.0299999999999976,null,1.1999999999999993,2.3200000000000003,3.5700000000000003,null,53,0.87999999999999989,1.6000000000000014,2.7800000000000011,null,0.69000000000000039,1.4499999999999993,2.0300000000000011,null,0.20000000000000018,1.1799999999999997,1.3900000000000006]
[54,6.24,11.899999999999999,20.490000000000002,null,5.3100000000000005,10.659999999999998,17.920000000000002,null,4.7200000000000006,8.8699999999999992,14.020000000000001,null,54,1.83,3.5700000000000021,6.1399999999999935,null,1.5299999999999994,3.1700000000000017,5.3999999999999986,null,1.2299999999999986,2.3900000000000006,3.7200000000000006,null,54,0.92999999999999972,1.7000000000000011,2.980000000000004,null,0.71000000000000085,1.5699999999999985,2.3100000000000023,null,0.23000000000000043,1.2799999999999994,1.7000000000000028]
[55,6.57,12.599999999999998,21.820000000000004,null,5.6300000000000008,11.279999999999998,19.170000000000002,null,5.0400000000000009,9.4699999999999989,15.240000000000002,null,55,1.9499999999999993,3.7700000000000031,6.5399999999999885,null,1.589999999999999,3.3800000000000026,5.77,null,1.259999999999998,2.4600000000000009,3.870000000000001,null,55,0.98000000000000043,1.8000000000000007,3.1800000000000068,null,0.73000000000000131,1.6899999999999977,2.5900000000000034,null,0.26000000000000068,1.379999999999999,2.0100000000000051]
[56,6.9,13.299999999999997,23.150000000000006,null,5.9500000000000011,11.899999999999997,20.420000000000002,null,5.3600000000000012,10.069999999999999,16.46,null,56,2.0699999999999985,3.970000000000006,6.9399999999999835,null,1.6499999999999986,3.5900000000000034,6.1400000000000006,null,1.2899999999999974,2.5300000000000011,4.0200000000000031,null,56,1.0300000000000011,1.8999999999999986,3.3800000000000097,null,0.75000000000000178,1.8099999999999969,2.8700000000000045,null,0.29000000000000092,1.4799999999999986,2.3200000000000074]
[57,7.25,14,24.5,null,6.25,12.5,21.67,null,5.67,10.67,17.670000000000002,null,57,2.17,4.1700000000000017,7.3299999999999983,null,1.75,3.8299999999999983,6.5,null,1.33,2.58,4.1599999999999966,null,57,1.08,2,3.5900000000000034,null,0.75,1.9200000000000017,3.1599999999999966,null,0.33000000000000007,1.58,2.6700000000000017]
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[]
[]
[]
[]
["Standard Life - STC -- Hospital Confinement Rider -- PER $10"]
["Benefit Period","3 Days","6 Days","10 Days","20 Days"]
["Issue Age"]
["18-50",3.4,5,6,6.8]
[51,3.7,5.5,6.6,7.5]
[52,4,6,7.2,8.1999999999999993]
[53,4.2,6.28,7.52,8.52]
[54,4.4000000000000004,6.5600000000000005,7.839999999999999,8.84]
[55,4.6000000000000005,6.8400000000000007,8.1599999999999984,9.16]
[56,4.8000000000000007,7.120000000000001,8.4799999999999969,9.48]
[57,5,7.4,8.8000000000000007,9.8000000000000007]
[58,5.2,7.68,9.16,10.24]
[59,5.4,7.9599999999999991,9.52,10.68]
[60,5.6000000000000005,8.2399999999999984,9.879999999999999,11.12]
[61,5.8000000000000007,8.5199999999999978,10.239999999999998,11.559999999999999]
[62,6,8.8000000000000007,10.6,12]
[63,6.24,9.16,11,12.44]
[64,6.48,9.52,11.4,12.879999999999999]
[65,6.7200000000000006,9.879999999999999,11.8,13.319999999999999]
[66,6.9600000000000009,10.239999999999998,12.200000000000001,13.759999999999998]
[67,7.2,10.6,12.6,14.2]
[68,7.44,11,13.08,14.72]
[69,7.6800000000000006,11.4,13.56,15.240000000000002]
[70,7.9200000000000008,11.8,14.040000000000001,15.760000000000003]
[71,8.16,12.200000000000001,14.520000000000001,16.280000000000005]
[72,8.4,12.6,15,16.8]
[73,8.68,13,15.48,17.32]
[74,8.9599999999999991,13.4,15.96,17.84]
[75,9.2399999999999984,13.8,16.440000000000001,18.36]
[76,9.5199999999999978,14.200000000000001,16.920000000000002,18.88]
[77,9.8000000000000007,14.6,17.399999999999999,19.399999999999999]
[78,10,14.88,17.760000000000002,19.84]
[79,10.199999999999999,15.160000000000002,18.120000000000005,20.28]
[80,10.399999999999999,15.440000000000003,18.480000000000008,20.720000000000002]
[81,10.599999999999998,15.720000000000004,18.840000000000011,21.160000000000004]
[82,10.8,16,19.2,21.6]
[83,11.000000000000004,16.279999999999994,19.559999999999988,22.04]
[84,11.200000000000006,16.559999999999988,19.919999999999977,22.479999999999997]
[85,11.400000000000009,16.839999999999982,20.279999999999966,22.919999999999995]
[86,11.600000000000012,17.119999999999976,20.639999999999954,23.359999999999992]
[87,11.800000000000015,17.39999999999997,20.999999999999943,23.79999999999999]
[88,12.000000000000018,17.679999999999964,21.359999999999932,24.239999999999988]
[89,12.200000000000021,17.959999999999958,21.719999999999921,24.679999999999986]

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[null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-0 Elim. WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-NO INFL",null,null,null,null,null,"Non-Tobacco-Facility-100 Elim.-WITH INFLATION",null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,{"$f":"S8+1","v":19},9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,{"$f":"AG8+1","v":19},9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,{"$f":"AU8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW8+1","v":19},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E9+1","v":20},9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,{"$f":"S9+1","v":20},9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,{"$f":"AG9+1","v":20},9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,{"$f":"AU9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW9+1","v":20},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,{"$f":"S10+1","v":21},9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,{"$f":"AG10+1","v":21},9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,{"$f":"AU10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW10+1","v":21},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E11+1","v":22},9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,{"$f":"S11+1","v":22},9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,{"$f":"AG11+1","v":22},9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,{"$f":"AU11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW11+1","v":22},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["OR NOTES ON THIS PAGE.",null,null,null,23,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,23,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,23,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,23,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,24,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,24,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,24,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,24,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["I DID LEAVE IT UNLOCKED",null,null,null,25,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,25,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,25,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,25,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,26,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,26,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,26,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,26,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["IN CASE ONE WANTED TO",null,null,null,27,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,27,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,27,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,27,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,28,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,28,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,28,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,28,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["EXPERIMENT WITH RATE",null,null,null,29,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,29,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,29,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,29,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,30,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,30,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,30,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,30,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
["FACTORS HEREIN.",null,null,null,31,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,31,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,31,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,31,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,32,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,32,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,32,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,32,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,33,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,33,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,33,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,33,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,34,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,34,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,34,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,34,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,35,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,35,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,35,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,35,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,35,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,35,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,36,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,36,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,36,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,36,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,37,9999,4.17,10.92,9999,18.75,9999,6.88,18.02,9999,30.94,0,null,null,37,9999,3.33,9.75,9999,16.329999999999998,9999,5.49,16.09,9999,26.94,9999,9999,null,37,9999,2.83,7.58,9999,11.67,9999,4.67,12.51,9999,19.260000000000002,9999,9999,null,37,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,37,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,37,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,78,9999,58.58,104.57,9999,173.76,9999,71.63,127.87,9999,212.44,0,null,null,78,9999,51.01,93.16,9999,155.72,9999,62.37,113.93,9999,190.37,9999,9999,null,78,9999,46,82,9999,131.30000000000001,9999,56.24,100.22,9999,160.44999999999999,9999,9999,null,78,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,78,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,78,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[null,null,null,null,82,9999,79.92,142.16999999999999,9999,238.5,9999,91.91,163.5,9999,274.27999999999997,0,null,null,82,9999,69.75,126.5,9999,213.58,9999,80.209999999999994,145.47999999999999,9999,245.62,9999,9999,null,82,9999,63,113.67,9999,183.5,9999,72.45,130.72,9999,211.03,9999,9999,null,82,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,82,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,82,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,83,9999,85.27000000000001,151.57,9999,254.70000000000007,9999,96.980000000000018,172.39999999999992,9999,289.7399999999999,0,null,null,83,9999,74.45,134.85000000000002,9999,228.03000000000003,9999,84.67,153.35999999999996,9999,259.44,9999,9999,null,83,9999,67.25,121.58,9999,196.54999999999995,9999,76.510000000000005,138.35999999999999,9999,223.69000000000005,9999,9999,null,83,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,83,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,83,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,84,9999,90.620000000000019,160.97,9999,270.90000000000015,9999,102.05000000000004,181.29999999999984,9999,305.19999999999982,0,null,null,84,9999,79.150000000000006,143.20000000000005,9999,242.48000000000005,9999,89.13000000000001,161.23999999999992,9999,273.26,9999,9999,null,84,9999,71.5,129.49,9999,209.59999999999991,9999,80.570000000000007,145.99999999999997,9999,236.35000000000011,9999,9999,null,84,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,84,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,84,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,85,9999,95.970000000000027,170.37,9999,287.10000000000025,9999,107.12000000000006,190.19999999999976,9999,320.65999999999974,0,null,null,85,9999,83.850000000000009,151.55000000000007,9999,256.93000000000006,9999,93.590000000000018,169.11999999999989,9999,287.08,9999,9999,null,85,9999,75.75,137.40000000000003,9999,222.64999999999986,9999,84.63000000000001,153.63999999999996,9999,249.01000000000016,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,85,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
[null,null,null,null,{"$f":"E75+1","v":86},9999,101.32000000000004,179.77,9999,303.30000000000035,9999,112.19000000000008,199.09999999999968,9999,336.11999999999966,0,null,null,{"$f":"S75+1","v":86},9999,88.550000000000011,159.90000000000009,9999,271.38000000000011,9999,98.050000000000026,176.99999999999986,9999,300.89999999999998,9999,9999,null,{"$f":"AG75+1","v":86},9999,80,145.31000000000006,9999,235.69999999999982,9999,88.690000000000012,161.27999999999994,9999,261.67000000000019,9999,9999,null,{"$f":"AU75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BI75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,null,{"$f":"BW75+1","v":86},9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999,9999]
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[]
[]
["Infl on 50?","Infl- HHC?","Inf-Same?"]
[{"$f":"Input2!AH7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A89)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B83=A83,\"Y\",\"N\")","v":"Y"}]
[{"$f":"Input2!AI7","v":"N"},{"$f":"IF(ISNUMBER(SEARCH(\"+\",A90)),\"Y\",\"N\")","v":"N"},{"$f":"IF(B84=A84,\"Y\",\"N\")","v":"Y"}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AH14","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A86,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!F12,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 1:",{"$f":"Input2!F9","v":64},{"$f":"VLOOKUP($E86,SLFACRATESALL,B86)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E86,SLHHC50RATESALL,B89)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"L86*C89","v":{"$error":"#REF!"}},null,{"$f":"VLOOKUP(E86,SL3HIRATESALL,$B104,FALSE)","v":{"$error":"#REF!"}},"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AI14","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A87,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!G12,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 2:",{"$f":"Input2!G9","v":65},{"$f":"VLOOKUP($E87,SLFACRATESALL,B87)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":{"$error":"#REF!"}},"AND",{"$f":"VLOOKUP($E87,SLHHC50RATESALL,B90)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"L87*C90","v":{"$error":"#REF!"}},null,{"$f":"VLOOKUP(E87,SL3HIRATESALL,$B105,FALSE)","v":{"$error":"#REF!"}},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":{"$error":"#REF!"}}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AH19","v":0},{"$f":"VLOOKUP(A89,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!F17,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 1:",{"$f":"E86","v":64},{"$f":"VLOOKUP($E89,SLHHC50RATESALL,B101,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F89*C101","v":{"$error":"#REF!"}},null,null,null,"So, Sub =",{"$f":"J86+P86+J89+V86","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O89*B95","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R89*B92","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U89+B98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AI19","v":0},{"$f":"VLOOKUP(A90,SLFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!G17,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 2:",{"$f":"E87","v":65},{"$f":"VLOOKUP($E90,SLHHC50RATESALL,B102,FALSE)","v":{"$error":"#REF!"}},"is per $10 FAST50;",null,"So, F50=",{"$f":"F90*C90","v":{"$error":"#REF!"}},null,null,null,"So, Sub =",{"$f":"J87+P87+J90+V87","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O90*B96","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R90*B93","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U90+B99","v":{"$error":"#REF!"}}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!F16","v":"No"},{"$f":"IF(A92=\"Yes\",1,1)","v":1},null,"Client 1:",{"$f":"E89","v":64},{"$f":"W89","v":{"$error":"#REF!"}},"Annual;",{"$f":"F92*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F92*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F92*M97","v":{"$error":"#REF!"}},"Mos.;"]
[{"$f":"Input2!G16","v":"No"},{"$f":"IF(A93=\"Yes\",1,1)","v":1},null,"Client 2:",{"$f":"E90","v":65},{"$f":"W90","v":{"$error":"#REF!"}},"Annual;",{"$f":"F93*M95","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F93*M96","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F93*M97","v":{"$error":"#REF!"}},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":{"$error":"#REF!"}},"Annual;"]
[{"$f":"Input2!F10","v":"No"},{"$f":"IF(A95=\"No\",1,1)","v":1},null,null,null,null,null,null,null,null,null,"Semi-Ann =",0.5]
[{"$f":"Input2!G10","v":"No"},{"$f":"IF(A96=\"No\",1,1)","v":1},{"$f":"Input2!F15","v":"No Addl AIDE Rider"},"Client 1:",{"$f":"E92","v":64},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":"Check!"},{"$f":"ROUND(F96,2)","v":{"$error":"#VALUE!"}},null,null,null,null,"Quart =",0.25]
["HI Fact?","Pol.Fee?",{"$f":"Input2!G15","v":"No Addl AIDE Rider"},"Client 2:",{"$f":"E93","v":65},{"$f":"IF(C97=\"Annual\",F93,(IF(C97=\"Semi-Annual\",H93,(IF(C97=\"Quarterly\",J93,(IF(C97=\"Monthly\",L93,\"Check!\")))))))","v":"Check!"},{"$f":"ROUND(F97,2)","v":{"$error":"#VALUE!"}},null,null,null,null,"Mos. =",8.3330000000000001E-2]
[{"$f":"VLOOKUP(Input2!F20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},0,null,"Total:",null,{"$f":"F96+F97","v":{"$error":"#VALUE!"}},{"$error":"#VALUE!"}]
[{"$f":"VLOOKUP(Input2!G20,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},0]
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[null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Facility Rates"]
[null,null,"Full Chart is",null,"Non-Tobacco-Facility-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-20 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-30 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-Facility-100 Elim."]
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["PLEASE BE CAREFUL",null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
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["NOT TO EDIT OR CHANGE",null,null,null,{"$f":"E8+1","v":19},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"S8+1","v":19},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"AG8+1","v":19},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"AU8+1","v":19},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"BI8+1","v":19},null,null,null,null,null,null,null,null,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"BW8+1","v":19},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999]
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["ANY OF THE HEADINGS",null,null,null,{"$f":"E10+1","v":21},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"S10+1","v":21},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"AG10+1","v":21},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"AU10+1","v":21},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"BI10+1","v":21},null,null,null,null,null,null,null,null,4.0999999999999996,5.7,12.7,20.399999999999999,null,{"$f":"BW10+1","v":21},3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999]
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["OR NOTES ON THIS PAGE.",null,null,null,23,null,null,null,null,null,null,null,null,null,null,null,null,null,23,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,23,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,23,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,23,null,null,null,null,null,null,null,null,4.0999999999999996,5.7,12.7,20.399999999999999,null,23,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999]
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["I DID LEAVE IT UNLOCKED",null,null,null,25,null,null,null,null,null,null,null,null,null,null,null,null,null,25,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,25,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,25,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,25,null,null,null,null,null,null,null,null,4.0999999999999996,5.7,12.7,20.399999999999999,null,25,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999]
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["IN CASE ONE WANTED TO",null,null,null,27,null,null,null,null,null,null,null,null,null,null,null,null,null,27,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,27,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,27,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999,null,27,null,null,null,null,null,null,null,null,4.0999999999999996,5.7,12.7,20.399999999999999,null,27,3,4,4.9000000000000004,6.8,14.1,22.7,2.5,3.4,4.0999999999999996,5.7,12.7,20.399999999999999]
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["EXPERIMENT WITH RATE",null,null,null,29,null,null,null,null,null,null,null,null,null,null,null,null,null,29,3.4,4.4000000000000004,5.45,7.55,14.1,22.7,2.9,3.7,4.5999999999999996,6.35,12.7,20.399999999999999,null,29,3.4,4.4000000000000004,5.45,7.55,14.1,22.7,2.9,3.7,4.5999999999999996,6.35,12.7,20.399999999999999,null,29,3.4,4.4000000000000004,5.45,7.55,14.1,22.7,2.9,3.7,4.5999999999999996,6.35,12.7,20.399999999999999,null,29,null,null,null,null,null,null,null,null,4.5999999999999996,6.35,12.7,20.399999999999999,null,29,3.4,4.4000000000000004,5.45,7.55,14.1,22.7,2.9,3.7,4.5999999999999996,6.35,12.7,20.399999999999999]
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["FACTORS HEREIN.",null,null,null,31,null,null,null,null,null,null,null,null,null,null,null,null,null,31,4,4.9000000000000004,6.2,8.6,14.6,23.6,3.4,4.2,5.3,7.3,13.2,21.2,null,31,4,4.9000000000000004,6.2,8.6,14.6,23.6,3.4,4.2,5.3,7.3,13.2,21.2,null,31,4,4.9000000000000004,6.2,8.6,14.6,23.6,3.4,4.2,5.3,7.3,13.2,21.2,null,31,null,null,null,null,null,null,null,null,5.3,7.3,13.2,21.2,null,31,4,4.9000000000000004,6.2,8.6,14.6,23.6,3.4,4.2,5.3,7.3,13.2,21.2]
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[]
[]
["PLAN Code:","BIO Col.","BIO Fact."]
[{"$f":"Input2!AH7","v":"N"},{"$f":"IF(A83=\"A\",2,(IF(A83=\"B\",3,(IF(A83=\"C\",4,5)))))","v":5},{"$f":"VLOOKUP(E86,STCBIORATESALL2,B83,FALSE)","v":1}]
[{"$f":"Input2!AI7","v":"N"},{"$f":"IF(A84=\"A\",2,(IF(A84=\"B\",3,(IF(A84=\"C\",4,5)))))","v":5},{"$f":"VLOOKUP(E87,STCBIORATESALL2,B84,FALSE)","v":1}]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AH14","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A86,STCFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!F12,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 1:",{"$f":"Input2!F9","v":64},{"$f":"VLOOKUP($E86,STCRATESALL,B86)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F86*C86","v":{"$error":"#REF!"}},"After EXTEND -->",null,{"$f":"J86*C83","v":{"$error":"#REF!"}},null,null,null,null,{"$f":"VLOOKUP(E86,STCHIRATESALL,2,FALSE)","v":18.8},"is per $10 HI;",null,"So, HI=",{"$f":"R86*A98","v":{"$error":"#N/A"}}]
[{"$f":"Input2!AI14","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(A87,STCFACCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!G12,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 2:",{"$f":"Input2!G9","v":65},{"$f":"VLOOKUP($E87,STCRATESALL,B87)","v":{"$error":"#REF!"}},"is per $10 NH;",null,"So, NH=",{"$f":"F87*C87","v":{"$error":"#REF!"}},"After EXTEND -->",null,{"$f":"J87*C84","v":{"$error":"#REF!"}},null,null,null,null,{"$f":"VLOOKUP(E87,STCHIRATESALL,2,FALSE)","v":23.5},"is per $10 HI;",null,"So, HI=",{"$f":"R87*A99","v":{"$error":"#N/A"}}]
["HHC Charts","HHC Col.","HHC Fact"]
[{"$f":"Input2!AH19","v":0},{"$f":"VLOOKUP(A89,STCHHCCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!F17,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 1:",{"$f":"E86","v":64},{"$f":"VLOOKUP(E89,STCHHCRATESALL,B89,FALSE)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"F89*C89","v":{"$error":"#REF!"}},"After EXTEND -->",null,{"$f":"J89*C83","v":{"$error":"#REF!"}},"So, Sub =",{"$f":"M86+V86+M89","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O89*B95","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R89*B92","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U89+B98","v":{"$error":"#REF!"}}]
[{"$f":"Input2!AI19","v":0},{"$f":"VLOOKUP(A90,STCHHCCODE,2,FALSE)","v":{"$error":"#N/A"}},{"$f":"VLOOKUP(Input2!G17,STCHIBENCHART,2,FALSE)","v":{"$error":"#N/A"}},"Client 2:",{"$f":"E87","v":65},{"$f":"VLOOKUP(E90,STCHHCRATESALL,B90,FALSE)","v":{"$error":"#REF!"}},"is per $10 HHC;",null,"So, HHC=",{"$f":"F90*C90","v":{"$error":"#REF!"}},"After EXTEND -->",null,{"$f":"J90*C84","v":{"$error":"#REF!"}},"So, Sub =",{"$f":"M87+V87+M90","v":{"$error":"#REF!"}},"After Tobacco -->",null,{"$f":"O90*B96","v":{"$error":"#REF!"}},"After Spouse -->",null,{"$f":"R90*B93","v":{"$error":"#REF!"}},"+PolicyFee=",{"$f":"U90+B99","v":{"$error":"#REF!"}}]
["Spouse?","Sp Factor?"]
[{"$f":"Input2!F16","v":"No"},{"$f":"IF(A92=\"Yes\",0.9,1)","v":1},null,"Client 1:",{"$f":"E89","v":64},{"$f":"W89","v":{"$error":"#REF!"}},"Annual;",{"$f":"F92*AetnaCalc!V16","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F92*AetnaCalc!V15","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F92*AetnaCalc!V14","v":{"$error":"#REF!"}},"Mos.;"]
[{"$f":"Input2!G16","v":"No"},{"$f":"IF(A93=\"Yes\",0.9,1)","v":1},null,"Client 2:",{"$f":"E90","v":65},{"$f":"W90","v":{"$error":"#REF!"}},"Annual;",{"$f":"F93*AetnaCalc!V16","v":{"$error":"#REF!"}},"Semi-Ann;",{"$f":"F93*AetnaCalc!V15","v":{"$error":"#REF!"}},"Qrtly;",{"$f":"F93*AetnaCalc!V14","v":{"$error":"#REF!"}},"Mos.;"]
["Tobacco?","Tob. Fact.?",null,"Total:",null,{"$f":"F92+F93","v":{"$error":"#REF!"}},"Annual;"]
[{"$f":"Input2!F10","v":"No"},{"$f":"IF(A95=\"No\",1,1.1)","v":1}]
[{"$f":"Input2!G10","v":"No"},{"$f":"IF(A96=\"No\",1,1.1)","v":1},{"$f":"Input2!D15","v":"Annual"},"Client 1:",{"$f":"E92","v":64},{"$f":"IF(C96=\"Annual\",F92,(IF(C96=\"Semi-Annual\",H92,(IF(C96=\"Quarterly\",J92,(IF(C96=\"Monthly\",L92,\"Check!\")))))))","v":{"$error":"#REF!"}},{"$f":"ROUND(F96,2)","v":{"$error":"#REF!"}}]
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[null,null,null,null,"Non-Tobacco-HHC-0 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-20 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-30 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-60 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-90 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-100 Elim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-HHC-0 Elim."]
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[1.7967479674796749,1.8066037735849056,1.8045977011494254,1.803174603174603,60,1.5323638596450795,1.3791274736805716,1.6856002456095875,1,1.8027810113471523,0.85,1.5323638596450795,null,1.3,0.85,1.105,2.5121951219512191,2.5047169811320757,2.514367816091954,2.5142857142857142,null,57,15.6]
[1.7819548872180451,1.7938596491228069,1.7898936170212765,1.7911764705882351,61,1.5208379825894522,1.3687541843305071,1.6729217808483976,1,1.7892211559875908,0.85,1.5208379825894522,null,null,null,null,2.4736842105263155,2.4824561403508771,2.4813829787234041,2.4823529411764707,null,58,15.6]
[1.776223776223776,1.7764227642276422,1.7758620689655171,1.776566757493188,62,1.509828515468401,1.3588456639215609,1.6608113670152413,1,1.7762688417275307,0.85,1.509828515468401,null,null,null,null,2.4475524475524475,2.4512195121951219,2.4507389162561575,2.449591280653951,null,59,15.6]
[1.7515923566878981,1.7518518518518518,1.7449664429530201,1.7444168734491317,63,1.485975849050154,1.3373782641451386,1.6345734339551696,1,1.7482068812354754,0.85,1.485975849050154,null,null,null,null,2.3566878980891719,2.3703703703703702,2.3601789709172256,2.3598014888337469,null,60,18.8]
[1.7267441860465116,1.7272727272727273,1.7209775967413441,1.7200902934537248,64,1.4652055207467904,1.3186849686721114,1.6117260728214695,1,1.723771200878577,0.85,1.4652055207467904,null,null,null,null,2.2790697674418605,2.2861952861952863,2.2790224032586557,2.2799097065462757,null,61,18.8]
[1.6984126984126986,1.7003058103975535,1.6975881261595547,1.6981519507186857,65,1.4438224494588046,1.2994402045129241,1.588204694404685,1,1.698614646422123,0.85,1.4438224494588046,null,null,null,null,2.1957671957671958,2.2048929663608559,2.2003710575139146,2.2012320328542092,null,62,18.8]
[1.6763285024154591,1.6749999999999998,1.6739864864864864,1.6747663551401868,66,1.4237672856089529,1.2813905570480577,1.5661440141698484,1,1.6750203360105329,0.85,1.4237672856089529,null,null,null,null,2.1207729468599035,2.125,2.123310810810811,2.1233644859813081,null,63,18.8]
[1.6519823788546255,1.6489898989898988,1.6507692307692308,1.6513605442176871,67,1.4031591862266815,1.2628432676040133,1.5434751048493498,1,1.6507755132078605,0.85,1.4031591862266815,null,null,null,null,2.0484581497797358,2.0505050505050506,2.0507692307692311,2.0510204081632653,null,64,18.8]
[1.6184738955823292,1.6189376443418013,1.6216596343178622,1.6211180124223601,68,1.377040202166175,1.2393361819495574,1.5147442223827925,1,1.6200472966660882,0.85,1.377040202166175,null,null,null,null,1.9718875502008033,1.9792147806004621,1.9831223628691985,1.9829192546583849,null,65,23.5]
[1.5882352941176472,1.5898520084566599,1.5912596401028278,1.5909090909090908,69,1.3515544071370729,1.2163989664233656,1.4867098478507803,1,1.5900640083965565,0.85,1.3515544071370729,null,null,null,null,1.9080882352941178,1.9133192389006344,1.9164524421593829,1.9161931818181817,null,66,23.5]
[1.5589225589225588,1.5589941972920693,1.5598591549295775,1.5597402597402596,70,1.3254721863129488,{"$f":"F236*0.95","v":1.2591985769973013},1.4580194049442439,1,1.5593790427211163,0.85,1.3254721863129488,null,null,null,null,1.8451178451178452,1.8471953578336555,1.8497652582159623,1.8493506493506495,null,67,23.5]
[1.5292307692307694,1.5292035398230091,1.5294748124330118,1.5296912114014252,71,1.2999900707387457,{"$f":"F237*0.95","v":1.2349905672018084},1.4299890778126205,1,1.5294000832220538,0.85,1.2999900707387457,null,null,null,null,1.7815384615384615,1.784070796460177,1.7856377277599143,1.7862232779097387,null,68,23.5]
[1.5014084507042254,1.5008103727714748,1.5004897159647403,1.500542888165038,72,1.2756909283661642,1.2119063819478559,1.4032600212027806,1,1.5008128569013697,0.85,1.2756909283661642,null,null,null,null,1.7239436619718311,1.7244732576985413,1.7247796278158669,1.725298588490771,null,69,23.5]
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[1.4116379310344829,1.4086419753086419,1.4086502609992544,1.4086021505376345,75,1.1979756175495029,1.1380768366720277,1.3177731793044534,1,1.4093830794700035,0.85,1.1979756175495029,null,null,null,null,1.5711206896551726,1.5691358024691358,1.5704697986577181,1.5707196029776676,null,72,30.2]
[1.3799212598425197,1.3788049605411499,1.3794277929155312,1.3791540785498488,76,1.1724279695179232,1.1138065710420268,1.2896707664697156,1,1.3793270229622625,0.85,1.1724279695179232,null,null,null,null,1.5216535433070866,1.5208568207440811,1.5224795640326974,1.5226586102719033,null,73,30.2]
[1.3507194244604315,1.3501544799176108,1.3501243781094525,1.3503448275862069,77,1.1477854108906616,1.0903961403461284,1.2625639519797278,1,1.3503357775184255,0.85,1.1477854108906616,null,null,null,null,1.474820143884892,1.474768280123584,1.4751243781094525,1.4751724137931035,null,74,30.2]
[1.3289036544850499,1.3292102759276878,1.3293103448275863,1.3290816326530612,78,1.1297575054273443,1.073269630155977,1.2427332559700788,1,1.3291264769733462,0.85,1.1297575054273443,null,null,null,null,1.4318936877076411,1.4310180780209325,1.4321839080459768,1.4323979591836733,null,75,38.1]
[1.3087557603686637,1.3087071240105541,1.3092454835281617,1.3093694755450795,79,1.1126665417336474,1.057033214646965,1.2239331959070123,1,1.3090194608631147,0.85,1.1126665417336474,null,null,null,null,1.3917050691244239,1.3905013192612137,1.3910733262486719,1.3912787271655864,null,76,38.1]
[1.2897727272727271,1.2886178861788617,1.2892927308447937,1.2892156862745099,80,1.0958410439963147,{"$f":"F246*1.005","v":1.1013202492162961},1.2054251483959462,1,1.2892247576427232,0.85,1.0958410439963147,null,null,null,null,1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,null,77,38.1]
[1.269028871391076,1.2689706987227649,1.2691783931003178,1.2692501258178157,81,1.0787409689192946,{"$f":"F247*1.005","v":1.0841346737638911},1.1866150658112242,1,1.2691070222579937,0.85,1.0787409689192946,null,null,null,null,1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,null,78,38.1]
[1.25,1.25,1.2501049097775911,1.250232558139535,82,1.0625717119323894,1.0678845704920512,1.1688288831256284,1,1.2500843669792816,0.85,1.0625717119323894,null,null,null,null,1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,null,79,38.1]
[1.2502870264064296,1.2503285151116954,1.2500990883868408,1.2498900131984163,83,1.0626284866594686,1.0679416290927659,1.1688913353254156,1,1.2501511607758455,0.85,1.0626284866594686,null,null,null,null,1.269804822043628,1.2700394218134037,1.2699167657550534,1.270127584689837,null,80,44.8]
[1.2505422993492408,1.2498446239900558,1.2500935979034067,1.2501040366208904,84,1.0626242185460135,1.0679373396387435,1.1688866404006151,1,1.2501461394658984,0.85,1.0626242185460135,null,null,null,null,1.2700650759219088,1.2697327532628961,1.2699363534256831,1.2700790678318767,null,81,44.8]
[null,null,null,null,85,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,82,44.8]
[null,null,null,null,{"$f":"E251+1","v":86},1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,83,44.8]
[null,null,null,null,87,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,84,44.8]
[null,null,null,null,88,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,85,49]
[null,null,null,null,89,1.062624,1.0679371199999999,1.1688864000000001,1,null,null,1.062624,null,null,null,null,null,null,null,null,null,{"$f":"V254+1","v":86},49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,49]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,49]
[null,null,null,"these below are calcs to help determine HHC rates",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,49]
[null,null,null,null,null,null,"Age 40-84","Age 40-84","Age 40-84","Age 40-84","Age 50-89","Age 50-89","Age 50-89"]
[null,null,null,null,null,null,"GTL-90-0","GTL-180-0","GTL-90-20","GTL-180-20","Aet-13wks","Aet-26wks","Aet-52wks"]
[null,null,null,null,null,null,25,25,25,25,"$150/wk-0","$150/wk-0","$150/wk-0"]
[null,null,null,null,18]
[null,null,null,null,{"$f":"E262+1","v":19}]
[null,null,null,null,{"$f":"E263+1","v":20}]
[null,null,null,null,{"$f":"E264+1","v":21}]
[null,null,null,null,{"$f":"E265+1","v":22}]
[null,null,null,null,23]
[null,null,null,null,24]
[null,null,null,null,25]
[null,null,null,null,26]
[null,null,null,null,27]
[null,null,null,null,28]
[null,null,null,null,29]
[null,null,null,null,30]
[null,null,null,null,31]
[null,null,null,null,32]
[null,null,null,null,33]
[null,null,null,null,34]
[null,null,null,null,35]
[null,null,null,null,36]
[null,null,null,null,37]
[null,null,null,null,38]
[null,null,null,null,39]
[null,null,null,null,40,null,12.3,20,11,18]
[null,null,null,null,41,null,12.3,20,11,18]
[null,null,null,null,42,null,12.3,20,11,18]
[null,null,null,null,43,null,12.3,20,11,18]
[null,null,null,null,44,null,12.3,20,11,18]
[null,null,null,null,45,null,12.3,20,11,18]
[null,null,null,null,46,null,12.3,20,11,18]
[null,null,null,null,47,null,12.3,20,11,18,null,null,null,null,"this is","this is","this is","this is","this is","this is","this is"]
[null,null,null,null,48,null,12.3,20,11,18,null,null,null,null,"GTL/Aet","GTL/Aet","2xGTL/Aet","Aet/3.5","2xGTL/2.5","GTL180/90","Aet/3.5"]
[null,null,null,null,49,null,12.3,20,11,18,null,null,null,null,"Col G/K","Col H/L","Col G*2/K","Col M/3.5","Col H*1.63/2.5","Col H/G","Col M/3.5"]
[null,null,null,null,50,null,12.3,20,11,18,19,33.4,52.3,null,{"$f":"G294/K294","v":0.64736842105263159},{"$f":"H294/L294","v":0.5988023952095809},{"$f":"(G294*2)/K294","v":1.2947368421052632},{"$f":"M294/3.5","v":14.942857142857141},{"$f":"(H294*1.63)/2.5","v":13.039999999999997},{"$f":"H294/G294","v":1.6260162601626016},{"$f":"M294/3.5","v":14.942857142857141}]
[null,null,null,null,51,null,12.3,20,11,18,19.399999999999999,34.1,53.4,null,{"$f":"G295/K295","v":0.63402061855670111},0.58651026392961869,{"$f":"(G295*2)/K295","v":1.2680412371134022},{"$f":"M295/3.5","v":15.257142857142856},{"$f":"(H295*1.63)/2.5","v":13.039999999999997},{"$f":"H295/G295","v":1.6260162601626016},{"$f":"M295/3.5","v":15.257142857142856}]
[null,null,null,null,52,null,12.3,20,11,18,19.8,34.799999999999997,54.5,null,0.62121212121212122,0.57471264367816099,1.2424242424242424,15.571428571428571,13.039999999999997,1.6260162601626016,15.571428571428571]
[null,null,null,null,53,null,13,21.2,11.7,19.2,20.2,35.5,55.6,null,0.64356435643564358,0.59718309859154928,1.2871287128712872,15.885714285714286,13.822399999999998,1.6307692307692307,15.885714285714286]
[null,null,null,null,54,null,13.8,22.5,12.4,20.5,20.6,36.200000000000003,56.7,null,0.66990291262135926,0.62154696132596676,1.3398058252427185,16.2,14.669999999999998,1.6304347826086956,16.2]
[null,null,null,null,55,null,14.6,23.8,13.1,21.8,21,36.9,57.8,null,0.69523809523809521,0.64498644986449871,1.3904761904761904,16.514285714285712,15.517599999999998,1.6301369863013699,16.514285714285712]
[null,null,null,null,56,null,15.4,25.2,13.9,23.2,21.4,37.6,58.9,null,0.71962616822429915,0.67021276595744672,1.4392523364485983,16.828571428571429,16.430399999999999,1.6363636363636362,16.828571428571429]
[null,null,null,null,57,null,16.3,26.7,14.7,24.7,21.8,38.299999999999997,60,null,0.74770642201834858,0.69712793733681466,1.4954128440366972,17.142857142857142,17.408399999999997,1.6380368098159508,17.142857142857142]
[null,null,null,null,58,null,17.5,28.7,15.8,26.4,23.45,41.25,64.349999999999994,null,0.74626865671641796,0.69575757575757569,1.4925373134328359,18.385714285714283,18.712399999999999,1.64,18.385714285714283]
[null,null,null,null,59,null,18.8,30.8,17,28.2,25.1,44.2,68.7,null,0.74900398406374502,0.69683257918552033,1.49800796812749,19.62857142857143,20.081600000000002,1.6382978723404256,19.62857142857143]
[null,null,null,null,60,null,20.2,33.1,18.3,30.1,26.8,47.1,73.099999999999994,null,0.75373134328358204,0.70276008492568998,1.5074626865671641,20.885714285714283,21.581199999999999,1.6386138613861387,20.885714285714283]
[null,null,null,null,61,null,21.7,35.6,19.600000000000001,32.1,28.45,50.05,77.45,null,0.76274165202108968,0.71128871128871141,1.5254833040421794,22.12857142857143,23.211199999999998,1.6405529953917053,22.12857142857143]
[null,null,null,null,62,null,23.3,38.299999999999997,21,34.299999999999997,30.1,53,81.8,null,0.77408637873754149,0.72264150943396221,1.548172757475083,23.37142857142857,24.971599999999995,1.6437768240343347,23.37142857142857]
[null,null,null,null,63,null,25.1,41.3,22.7,37.1,33.200000000000003,58.1,90,null,0.75602409638554213,0.71084337349397586,1.5120481927710843,25.714285714285715,26.927599999999995,1.645418326693227,25.714285714285715]
[null,null,null,null,64,null,27.1,44.6,24.5,40.1,36.299999999999997,63.3,98.15,null,0.74655647382920121,0.70458135860979465,1.4931129476584024,28.042857142857144,29.079199999999997,1.6457564575645756,28.042857142857144]
[null,null,null,null,65,null,29.2,48.1,26.4,43.4,39.4,68.5,106.35,null,0.74111675126903553,0.70218978102189789,1.4822335025380711,30.385714285714283,31.361199999999997,1.6472602739726028,30.385714285714283]
[null,null,null,null,66,null,31.5,51.9,28.5,46.9,42.5,73.650000000000006,114.5,null,0.74117647058823533,0.70468431771894091,1.4823529411764707,32.714285714285715,33.838799999999999,1.6476190476190475,32.714285714285715]
[null,null,null,null,67,null,34,56,30.7,50.7,45.6,78.8,122.7,null,0.74561403508771928,0.71065989847715738,1.4912280701754386,35.057142857142857,36.512,1.6470588235294117,35.057142857142857]
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[null,null,null,null,69,null,39.6,65.2,35.799999999999997,58.8,54.2,93.95,144.55000000000001,null,0.73062730627306272,0.69398616285258119,1.4612546125461254,41.300000000000004,42.510399999999997,1.6464646464646464,41.300000000000004]
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[null,null,null,null,71,null,46.1,75.8,41.7,68.099999999999994,62.8,109.1,166.4,null,0.73407643312101911,0.694775435380385,1.4681528662420382,47.542857142857144,49.421599999999998,1.6442516268980476]
[null,null,null,null,72,null,49.7,81.7,45,73.3,67.099999999999994,116.7,177.3,null,0.74068554396423258,0.70008568980291341,1.4813710879284652,50.657142857142858,53.2684,1.6438631790744467]
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[null,null,null,null,76,null,65.400000000000006,107.4,59.1,97,90.55,154.19999999999999,233,null,0.72225289895085598,0.69649805447470825,1.444505797901712,66.571428571428569,70.024799999999999,1.6422018348623852]
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[null,null,null,null,80,null,81.099999999999994,133.1,72.8,120.4,116,199.95,298.75,null,0.69913793103448274,0.66566641660415105,1.3982758620689655,85.357142857142861,86.781199999999984,1.6411837237977807]
[null,null,null,null,81,null,85.1,139.69999999999999,76.3,126.4,122.55,212.1,316,null,0.6944104447164422,0.6586515794436586,1.3888208894328844,90.285714285714292,91.084399999999988,1.6415981198589893]
[null,null,null,null,82,null,89.3,146.69999999999999,80,132.69999999999999,129.1,224.2,333.3,null,0.69171185127807899,0.65432649420160571,1.383423702556158,95.228571428571428,95.648399999999981,1.6427771556550952]
[null,null,null,null,83,null,93.7,154.1,83.9,139.30000000000001,136,234.8,349.95,null,0.68897058823529411,0.6563032367972742,1.3779411764705882,99.98571428571428,100.47319999999999,1.6446104589114192]
[null,null,null,null,84,null,98.3,161.80000000000001,88,146.19999999999999,142.9,245.4,366.6,null,0.68789363191042685,0.65933170334148328,1.3757872638208537,104.74285714285715,105.49359999999999,1.6459816887080367]
[null,null,null,null,85,null,null,null,null,null,149.80000000000001,256,383.3]
[null,null,null,null,{"$f":"E329+1","v":86},null,null,null,null,null,156.69999999999999,266.60000000000002,399.95]
[null,null,null,null,87,null,null,null,null,null,163.6,277.2,416.6]
[null,null,null,null,88,null,null,null,null,null,170.5,287.8,433.25]
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{"sheet":"STCCALC2","index":51,"n_rows":194,"n_cols":23,"rows_kept":194,"cut":false,"hidden":true,"merged":[]}
["This Is \"STCSTATE\" and \"STCSTATECHART\"",null,null,null,null,"This Is \"STCAGE\" and \"STCAGERANGE\"",null,null,null,"This Is \"STCTOBACCO\"",null,null,null,null,null,"This is \"FACELIM\" and \"FACELIMCHART\"",null,null,null,null,"This Is \"STCPLANS\" and \"STCPLANSCHART\""]
["AL","GoldenCare USA","50","YES",null,18,"18-29",null,null,"No",null,null,null,null,null,"Zero Day",0]
["AK","AIM","50","YES",null,{"$f":"F2+1","v":19},"18-29",null,null,"Yes",null,null,null,null,null,"20 Day",20,null,null,null,"A - 5%S-(200%)","A"]
["AR","AIM","65","YES",null,{"$f":"F3+1","v":20},"18-29",null,null,null,null,null,null,null,null,"30 Day",30]
["AZ","AIM","55","YES",null,21,"18-29",null,null,null,null,null,null,null,null,"60 Day",60,null,null,null,"D - No Extend","D"]
["CA","AIM","60","YES",null,22,"18-29",null,null,null,null,null,null,null,null,"90 Day",90]
["CO","AIM","60","YES",null,23,"18-29",null,null,"This is \"DAYBENS\" and \"DAYBENSCHART\"",null,null,null,null,null,"100 Day",100]
["CT","GoldenCare USA","TBD","YES",null,24,"18-29",null,null,0,0,0,0,0]
["DE","GoldenCare USA","50","YES",null,25,"18-29",null,null,10,10,{"$f":"K9*0.5","v":5},{"$f":"K9+L9","v":15},{"$f":"K9*2","v":20},null,"This is \"HHCELIM\" and \"HHCELIMCHART\""]
["DC","GoldenCare USA","50","YES",null,26,"18-29",null,null,{"$f":"J9+10","v":20},{"$f":"K9+10","v":20},{"$f":"K10*0.5","v":10},{"$f":"K10+L10","v":30},{"$f":"K10*2","v":40},null,"Zero Day",0]
["FL","GoldenCare USA","60","YES",null,27,"18-29",null,null,{"$f":"J10+10","v":30},30,15,45,60,null,"20 Day",20]
["GA","GoldenCare USA","50","YES",null,28,"18-29",null,null,40,40,20,60,80,null,"30 Day",30]
["HI","AIM","HI","YES",null,29,"18-29",null,null,50,50,25,75,100,null,"60 Day",60,null,null,null,"This is \"MODE\" and \"MODECHART\""]
["ID","AIM","50","YES",null,30,"30-39",null,null,60,60,30,90,120,null,"90 Day",90,null,null,null,"Monthly",0.09,8.3330000000000001E-2]
["IL","GoldenCare USA","50","YES",null,31,"30-39",null,null,70,70,35,105,140,null,null,null,null,null,null,"Quarterly",0.26500000000000001,0.25]
["IN","GoldenCare USA","IN","YES",null,32,"30-39",null,null,80,80,40,120,160,null,null,null,null,null,null,"Semi-Annual",0.52,0.5]
["IA","GoldenCare USA","50","YES",null,33,"30-39",null,null,90,90,45,135,180,null,"This is \"STCFAC\" and \"STCFACCHART\"",null,null,null,null,"Annual",1,1]
["KS","AIM","KS","YES",null,34,"30-39",null,null,100,100,50,150,200,null,"60 Day",60,"2 Months"]
["KY","GoldenCare USA","KY","YES",null,35,"30-39",null,null,110,110,55,165,220,null,"90 Day",90,"3 Months"]
["LA","AIM","LA","YES",null,36,"30-39",null,null,120,120,60,180,240,null,"180 Day",180,"6 Months",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME","AIM","65","YES",null,37,"30-39",null,null,130,130,65,195,260,null,"270 Day",270,"9 Months",null,null,1,1]
["MD","GoldenCare USA","60","YES",null,38,"30-39",null,null,140,140,70,210,280,null,"360 Day",360,"12 Months",null,null,2,2]
["MA","GoldenCare USA","TBD","YES",null,39,"30-39",null,null,150,150,75,225,300,null,"450 Day",450,"15 Months",null,null,3,3]
["MI","AIM","55","YES",null,40,"40-49",null,null,160,160,80,240,320,null,"540 Day",540,"18 Months",null,null,4,4]
["MN","GoldenCare USA","MN","YES",null,41,"40-49",null,null,170,170,85,255,340,null,"630 Day",630,"21 Months",null,null,5,5]
["MS","GoldenCare USA","50","YES",null,42,"40-49",null,null,180,180,90,270,360]
["MO","GoldenCare USA","50","YES",null,43,"40-49",null,null,{"$f":"J26+10","v":190},190,95,285,380,null,"This is \"HHCPERS\" and \"HHCPERSCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT","AIM","50","YES",null,44,"40-49",null,null,200,200,100,300,400,null,"0 Days",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","AIM","50","YES",null,45,"40-49",null,null,210,210,105,315,420,null,"60 Day",60,"2 Months",null,null,"18-29",1.1000000000000001]
["NV","AIM","50","YES",null,46,"40-49",null,null,220,220,110,330,440,null,"90 Day",90,"3 Months",null,null,"30-39",1.1000000000000001]
["NH","AIM","60","YES",null,47,"40-49",null,null,230,230,115,345,460,null,"180 Day",180,"6 Months",null,null,"40-49",1.1499999999999999]
["NJ","GoldenCare USA","60","YES",null,48,"40-49",null,null,240,240,120,360,480,null,"270 Day",270,"9 Months",null,null,"50-54",1.1499999999999999]
["NM","AIM","50","YES",null,49,"40-49",null,null,250,250,125,375,500,null,"360 Day",360,"12 Months",null,null,"55-59",1.2]
["NY","AIM","TBD","YES",null,50,"50-54",null,null,260,260,130,390,520,null,"450 Day",450,"15 Months",null,null,"60-64",1.25]
["NC","GoldenCare USA","55","YES",null,51,"50-54",null,null,270,270,135,405,540,null,"540 Day",540,"18 Months",null,null,"65-69",1.25]
["ND","GoldenCare USA","55","YES",null,52,"50-54",null,null,280,280,140,420,560,null,"630 Day",630,"21 Months",null,null,"70-74",0]
["OH","GoldenCare USA","55","YES",null,53,"50-54",null,null,290,290,145,435,580,null,null,null,null,null,null,"75-79",0]
["OK","AIM","50","YES",null,54,"50-54",null,null,300,300,150,450,600,null,null,null,null,null,null,"80-84",0]
["OR","AIM","50","YES",null,55,"55-59"]
["PA","GoldenCare USA","50","YES",null,56,"55-59"]
["RI","GoldenCare USA","50","YES",null,57,"55-59",null,null,"This is \"STCHIBEN\" and \"STCHIBENCHART\"",null,null,null,null,null,null,null,null,null,null,"This is \"TXROPFACTORS\""]
["SC","GoldenCare USA","55","YES",null,58,"55-59",null,null,0,0,null,"This is \"STCFACCODE\"",null,null,"This is \"STCHHCCODE\"",null,null,null,null,"D",1.65]
["SD","GoldenCare USA","SD","YES",null,59,"55-59",null,null,10,1,null,"60-0",2,null,"60-0",2,null,null,null,"18-29",1.65]
["TN","GoldenCare USA","50","YES",null,60,"60-64",null,null,{"$f":"J43+10","v":20},{"$f":"K43+1","v":2},null,"90-0",{"$f":"N43+1","v":3},null,"90-0",{"$f":"Q43+1","v":3},null,null,null,"30-39",1.65]
["TX","AIM","50","YES",null,61,"60-64",null,null,{"$f":"J44+10","v":30},{"$f":"K44+1","v":3},null,"180-0",{"$f":"N44+1","v":4},null,"180-0",{"$f":"Q44+1","v":4},null,null,null,"40-44",1.65]
["UT","AIM","TBD","YES",null,62,"60-64",null,null,40,4,null,"270-0",5,null,"270-0",5,null,null,null,"45-49",1.85]
["VT","AIM","55","YES",null,63,"60-64",null,null,50,5,null,"360-0",6,null,"360-0",6,null,null,null,"50-54",2.98]
["VA","GoldenCare USA","50","YES",null,64,"60-64",null,null,60,6,null,"450-0",7,null,"450-0",7,null,null,null,"55-59",0]
["WA","AIM","60","YES",null,65,"65-69",null,null,70,7,null,"540-0",8,null,"540-0",8,null,null,null,"60-64",0]
["WV","GoldenCare USA","50","YES",null,66,"65-69",null,null,80,8,null,"630-0",9,null,"630-0",9,null,null,null,"65-69",0]
["WI","GoldenCare USA","50","YES",null,67,"65-69",null,null,90,9,null,"A",10,null,"A",10,null,null,null,"70-74",0]
["WY","AIM","50","YES",null,68,"65-69",null,null,100,10,null,"B",11,null,"B",11,null,null,null,"75-79",0]
[null,null,null,null,null,69,"65-69",null,null,110,11,null,"C",12,null,"C",12,null,null,null,"80-84",0]
[null,null,null,null,null,70,"70-74",null,null,120,12,null,"D",13,null,"D",13]
[null,null,null,null,null,71,"70-74",null,null,130,13,null,"E",14,null,"E",14,null,null,null,"This Is \"TXAGERANGE\""]
[null,null,null,null,null,72,"70-74",null,null,140,14,null,"F",15,null,"F",15,null,null,null,18,"18-29"]
[null,null,null,null,null,73,"70-74",null,null,150,15,null,"60-20",16,null,"60-20",16,null,null,null,{"$f":"U56+1","v":19},"18-29"]
[null,null,null,null,null,74,"70-74",null,null,160,16,null,"90-20",17,null,"90-20",17,null,null,null,{"$f":"U57+1","v":20},"18-29"]
[null,null,null,null,null,75,"75-79",null,null,170,17,null,"180-20",18,null,"180-20",18,null,null,null,21,"18-29"]
[null,null,null,null,null,76,"75-79",null,null,180,18,null,"270-20",19,null,"270-20",19,null,null,null,22,"18-29"]
[null,null,null,null,null,77,"75-79",null,null,190,19,null,"360-20",20,null,"360-20",20,null,null,null,23,"18-29"]
[null,null,null,null,null,78,"75-79",null,null,200,20,null,"450-20",21,null,"450-20",21,null,null,null,24,"18-29"]
[null,null,null,null,null,79,"75-79",null,null,210,21,null,"540-20",22,null,"540-20",22,null,null,null,25,"18-29"]
[null,null,null,null,null,80,"80-84",null,null,220,22,null,"630-20",23,null,"630-20",23,null,null,null,26,"18-29"]
[null,null,null,null,null,81,"80-84",null,null,230,23,null,"G",24,null,"G",24,null,null,null,27,"18-29"]
[null,null,null,null,null,82,"80-84",null,null,240,24,null,"H",25,null,"H",25,null,null,null,28,"18-29"]
[null,null,null,null,null,83,"80-84",null,null,250,25,null,"I",26,null,"I",26,null,null,null,29,"18-29"]
[null,null,null,null,null,{"$f":"F67+1","v":84},"80-84",null,null,260,26,null,"J",27,null,"J",27,null,null,null,30,"30-39"]
[null,null,null,null,null,85,"85-89",null,null,270,27,null,"K",28,null,"K",28,null,null,null,31,"30-39"]
[null,null,null,null,null,86,"85-89",null,null,280,28,null,"L",29,null,"L",29,null,null,null,32,"30-39"]
[null,null,null,null,null,87,"85-89",null,null,290,29,null,"60-30",30,null,"60-30",30,null,null,null,33,"30-39"]
[null,null,null,null,null,88,"85-89",null,null,300,30,null,"90-30",31,null,"90-30",31,null,null,null,34,"30-39"]
[null,null,null,null,null,89,"85-89",null,null,null,null,null,"180-30",32,null,"180-30",32,null,null,null,35,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"270-30",33,null,"270-30",33,null,null,null,36,"30-39"]
["60-0","90-0","180-0","270-0","360-0","60+0","90+0","180+0","270+0","360+0",null,null,"360-30",34,null,"360-30",34,null,null,null,37,"30-39"]
["This is \"SLFACCODE\"",null,null,null,null,"This is \"MANFAC\" and \"MANFACCHART\"",null,null,null,"This is \"MANFACE\" and \"MANFACECHART\"",null,null,"450-30",35,null,"450-30",35,null,null,null,38,"30-39"]
["60-0",2,null,null,null,"0 Day",0,"0 Months",null,"Zero Day",0,null,"540-30",36,null,"540-30",36,null,null,null,39,"30-39"]
["90-0",{"$f":"B77+1","v":3},null,null,null,"90 Day",90,"3 Months",null,"20 Day",20,null,"630-30",37,null,"630-30",37,null,null,null,40,"40-44"]
["180-0",{"$f":"B78+1","v":4},null,null,null,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"30 Day",30,null,"M",38,null,"M",38,null,null,null,41,"40-44"]
["270-0",5,null,null,null,"180 Day",180,"6 Months",null,"60 Day",60,null,"N",39,null,"N",39,null,null,null,42,"40-44"]
["360-0",6,null,null,null,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,"90 Day",90,null,"O",40,null,"O",40,null,null,null,43,"40-44"]
["60+-0",7,null,null,null,"270 Day",270,"9 Months",null,"100 Day",100,null,"P",41,null,"P",41,null,null,null,44,"40-44"]
["90+-0",8,null,null,null,"270 Day (w/5%)","270+","9 Mos (w/5%)",null,null,null,null,"Q",42,null,"Q",42,null,null,null,45,"45-49"]
["180+-0",9,null,null,null,"360 Day",360,"12 Months",null,null,null,null,"R",43,null,"R",43,null,null,null,46,"45-49"]
["270+-0",10,null,null,null,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"This is \"MANHHCE\" and \"MANHHCECHART\"",null,null,"60-60",44,null,"60-60",44,null,null,null,47,"45-49"]
["360+-0",11,null,null,null,null,null,null,null,"Zero Day",0,null,"90-60",45,null,"90-60",45,null,null,null,48,"45-49"]
["0-0",12,null,null,null,null,null,null,null,"20 Day",20,null,"180-60",46,null,"180-60",46,null,null,null,49,"45-49"]
["0-20",12,null,null,null,null,null,null,null,"30 Day",30,null,"270-60",47,null,"270-60",47,null,null,null,50,"50-54"]
["0-100",12,null,null,null,null,null,null,null,"60 Day",60,null,"360-60",48,null,"360-60",48,null,null,null,51,"50-54"]
["D",15,null,null,null,null,null,null,null,"90 Day",90,null,"450-60",49,null,"450-60",49,null,null,null,52,"50-54"]
["60-20",16,null,null,null,null,null,null,null,"100 Day",100,null,"540-60",50,null,"540-60",50,null,null,null,53,"50-54"]
["90-20",17,null,null,null,null,null,null,null,null,null,null,"630-60",51,null,"630-60",51,null,null,null,54,"50-54"]
["180-20",18,null,null,null,"This is \"SLINFL\" and \"SLINFLCHART\"",null,null,null,null,null,null,"S",52,null,"S",52,null,null,null,55,"55-59"]
["270-20",19,null,null,null,"0% on Fast50","N","A",null,null,null,null,"T",53,null,"T",53,null,null,null,56,"55-59"]
["360-20",20,null,null,null,"5%S on Fast50","Y","B",null,null,null,null,"U",54,null,"U",54,null,null,null,57,"55-59"]
["60+-20",21,null,null,null,null,null,null,null,null,null,null,"V",55,null,"V",55,null,null,null,58,"55-59"]
["90+-20",22,null,null,null,"This is \"MANHHC\" and \"MANHHCCHART\"",null,null,"This is \"MAN50YES\" and \"MAN50YESCHART\"",null,null,null,"W",56,null,"W",56,null,null,null,59,"55-59"]
["180+-20",23,null,null,null,"0 Day",0,0,"0 Day",0,"0 Months",null,"X",57,null,"X",57,null,null,null,60,"60-64"]
["270+-20",24,null,null,null,"90 Day",90,90,"90 Day","90+","3 Months",null,"60-90",58,null,"60-90",58,null,null,null,61,"60-64"]
["360+-20",25,null,null,null,"90 Day (w/5%)","90+",90,"90 Day (w/5%)","90+","3 Mos (w/5%)",null,"90-90",59,null,"90-90",59,null,null,null,62,"60-64"]
["E",26,null,null,null,"180 Day",180,180,"180 Day","180+","6 Months",null,"180-90",60,null,"180-90",60,null,null,null,63,"60-64"]
["F",27,null,null,null,"180 Day (w/5%)","180+",180,"180 Day (w/5%)","180+","6 Mos (w/5%)",null,"270-90",61,null,"270-90",61,null,null,null,64,"60-64"]
["G",28,null,null,null,"270 Day",270,270,"270 Day","270+","9 Months",null,"360-90",62,null,"360-90",62,null,null,null,65,"65-69"]
["H",29,null,null,null,"270 Day (w/5%)","270+",270,"270 Day (w/5%)","270+","9 Mos (w/5%)",null,"450-90",63,null,"450-90",63,null,null,null,66,"65-69"]
["60-100",30,null,null,null,"360 Day",360,360,"360 Day","360+","12 Months",null,"540-90",64,null,"540-90",64,null,null,null,67,"65-69"]
["90-100",31,null,null,null,"360 Day (w/5%)","360+",360,"360 Day (w/5%)","360+","12 Mos (w/5%)",null,"630-90",65,null,"630-90",65,null,null,null,68,"65-69"]
["180-100",32,null,null,null,null,null,null,null,null,null,null,"Y",66,null,"Y",66,null,null,null,69,"65-69"]
["270-100",33,null,null,null,null,null,null,null,null,null,null,"Z",67,null,"Z",67,null,null,null,70,"70-74"]
["360-100",34,null,null,null,null,null,null,null,null,null,null,"AA",{"$f":"N108+1","v":68},null,"AA",{"$f":"Q108+1","v":68},null,null,null,71,"70-74"]
["60+-100",35,null,null,null,null,null,null,null,null,null,null,"BB",69,null,"BB",69,null,null,null,72,"70-74"]
["90+-100",36,null,null,null,null,null,null,"This is \"MAN50NO\" and \"MAN50NOCHART\"",null,null,null,"CC",70,null,"CC",70,null,null,null,73,"70-74"]
["180+-100",37,null,null,null,"This is \"SL50CODE\"",null,null,"0 Day",0,"0 Months",null,"DD",71,null,"DD",71,null,null,null,74,"70-74"]
["270+-100",38,null,null,null,"60-0",100,null,"90 Day",90,"3 Months",null,"60-100",72,null,"60-100",72,null,null,null,75,"75-79"]
["360+-100",39,null,null,null,"90-0",{"$f":"G113+1","v":101},null,"90 Day (w/5%)",90,"3 Mos (w/5%)",null,"90-100",73,null,"90-100",73,null,null,null,76,"75-79"]
["I",40,null,null,null,"180-0",{"$f":"G114+1","v":102},null,"180 Day",180,"6 Months",null,"180-100",74,null,"180-100",74,null,null,null,77,"75-79"]
["J",41,null,null,null,"270-0",103,null,"180 Day (w/5%)",180,"6 Mos (w/5%)",null,"270-100",75,null,"270-100",75,null,null,null,78,"75-79"]
["K",42,null,null,null,"360-0",104,null,"270 Day",270,"9 Months",null,"360-100",76,null,"360-100",76,null,null,null,79,"75-79"]
["L",43,null,null,null,"60+-0",105,null,"270 Day (w/5%)",270,"9 Mos (w/5%)",null,"450-100",77,null,"450-100",77,null,null,null,80,"80-84"]
["60-60",44,null,null,null,"90+-0",106,null,"360 Day",360,"12 Months",null,"540-100",78,null,"540-100",78,null,null,null,81,"80-84"]
["90-60",45,null,null,null,"180+-0",107,null,"360 Day (w/5%)",360,"12 Mos (w/5%)",null,"630-100",79,null,"630-100",79,null,null,null,82,"80-84"]
["180-60",46,null,null,null,"270+-0",108,null,null,null,null,null,"EE",80,null,"EE",80,null,null,null,83,"80-84"]
["270-60",47,null,null,null,"360+-0",109,null,null,null,null,null,"FF",81,null,"FF",81,null,null,null,{"$f":"U121+1","v":84},"80-84"]
["360-60",48,null,null,null,"0-0",110,null,null,null,null,null,"GG",82,null,"GG",82]
["450-60",49,null,null,null,"0-20",110,null,null,null,null,null,"HH",83,null,"HH",83]
["540-60",50,null,null,null,"0-100",110,null,null,null,null,null,null,null,null,"0-0",14]
["630-60",51,null,null,null,"D",113,null,null,null,null,null,null,null,null,"0-20",14]
["M",52,null,null,null,"60-20",114,null,null,null,null,null,null,null,null,"0-30",14]
["N",53,null,null,null,"90-20",115,null,null,null,null,null,null,null,null,"0-60",14]
["O",54,null,null,null,"180-20",116,null,null,null,null,null,null,null,null,"0-90",14]
["P",55,null,null,null,"270-20",117,null,null,null,null,null,null,null,null,"0-100",14]
["Q",56,null,null,null,"360-20",118,null,null,null,null,null,null,null,null,"60-0",14]
["R",57,null,null,null,"60+-20",119,null,null,null,null,null,null,null,null,"90-0",14]
["60-90",58,null,null,null,"90+-20",120,null,null,null,null,null,null,null,null,"180-0",14]
["90-90",59,null,null,null,"180+-20",121,null,null,null,null,null,null,null,null,"270-0",14]
["180-90",60,null,null,null,"270+-20",122,null,null,null,null,null,null,null,null,"360-0",14]
["270-90",61,null,null,null,"360+-20",123,null,null,null,null,null,null,null,null,"450-0",14]
["360-90",62,null,null,null,"E",124,null,null,null,null,null,null,null,null,"540-0",14]
["450-90",63,null,null,null,"F",125,null,null,null,null,null,null,null,null,"630-0",14]
["540-90",64,null,null,null,"G",126]
["630-90",65,null,null,null,"H",127]
["S",66,null,null,null,"60-100",128]
["This is \"SLFACCODE\"",67,null,null,null,"90-100",129]
["U",{"$f":"B142+1","v":68},null,null,null,"180-100",130]
["V",69,null,null,null,"270-100",131]
["W",70,null,null,null,"360-100",132]
["X",71,null,null,null,"60+-100",133]
["60-1000",72,null,null,null,"90+-100",134]
["90-1000",73,null,null,null,"180+-100",135]
["180-1000",74,null,null,null,"270+-100",136]
["270-1000",75,null,null,null,"360+-100",137]
["360-1000",76,null,null,null,"I",138]
["450-1000",77,null,null,null,"J",139]
["540-1000",78,null,null,null,"K",140]
["630-1000",79,null,null,null,"L",141]
["EE",80,null,null,null,"60-60",142]
["FF",81,null,null,null,"90-60",143]
["GG",82,null,null,null,"180-60",144]
["HH",83,null,null,null,"270-60",145]
[null,null,null,null,null,"360-60",146]
[null,null,null,null,null,"450-60",147]
[null,null,null,null,null,"540-60",148]
[null,null,null,null,null,"630-60",149]
[null,null,null,null,null,"M",150]
[null,null,null,null,null,"N",151]
[null,null,null,null,null,"O",152]
[null,null,null,null,null,"P",153]
[null,null,null,null,null,"Q",154]
[null,null,null,null,null,"R",155]
[null,null,null,null,null,"60-90",156]
[null,null,null,null,null,"90-90",157]
[null,null,null,null,null,"180-90",158]
[null,null,null,null,null,"270-90",159]
[null,null,null,null,null,"360-90",160]
[null,null,null,null,null,"450-90",161]
[null,null,null,null,null,"540-90",162]
[null,null,null,null,null,"630-90",163]
[null,null,null,null,null,"S",164]
[null,null,null,null,null,"This is \"SLFACCODE\"",165]
[null,null,null,null,null,"U",{"$f":"G178+1","v":166}]
[null,null,null,null,null,"V",167]
[null,null,null,null,null,"W",168]
[null,null,null,null,null,"X",169]
[null,null,null,null,null,"60-1000",170]
[null,null,null,null,null,"90-1000",171]
[null,null,null,null,null,"180-1000",172]
[null,null,null,null,null,"270-1000",173]
[null,null,null,null,null,"360-1000",174]
[null,null,null,null,null,"450-1000",175]
[null,null,null,null,null,"540-1000",176]
[null,null,null,null,null,"630-1000",177]
[null,null,null,null,null,"EE",178]
[null,null,null,null,null,"FF",179]
[null,null,null,null,null,"GG",180]
[null,null,null,null,null,"HH",181]

{"sheet":"Points","index":52,"n_rows":93,"n_cols":69,"rows_kept":93,"cut":false,"hidden":true,"merged":[[2,0,2,14],[1,0,1,14],[61,1,61,3],[63,1,63,3],[65,1,65,3],[39,1,39,3],[41,1,41,3],[43,1,43,3],[45,1,45,3],[47,1,47,3],[67,1,67,3],[69,1,69,3],[71,1,71,3],[49,1,49,3],[51,1,51,3],[53,1,53,3],[55,1,55,3],[57,1,57,3],[59,1,59,3]]}
[]
["SureCareTM Short-Term Care Insurance"]
["With you every step of the way… and rewarding you for planning ahead!"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year","Year"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is a test."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also a test",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.5,0.6,0.7,0.8,0.9,1,1.05,1.1000000000000001,1.1499999999999999,1.2,1.25,1.3,1.35,1.4,1.45,1.5,1.55,1.6,1.65,1.7,1.75,1.8,1.85,1.9,1.95,2,{"$f":"BG7","v":2},{"$f":"BH7","v":2},{"$f":"BI7","v":2},2,2,2,2,2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also another test"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This will be a test to check margins",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0.5,0.5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also another test to check margins",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,0.6,0.6]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Then, this is a test to test margins as well - just to see.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AH10+1","v":2},0.7,0.7]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AH11+1","v":3},0.8,0.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,0.9,0.9]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,1.3500000000000003,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,1.4000000000000004,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,1.4500000000000004,1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31]
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[null,null,"PLAN DETAILS & NOTES (as with other plans we've designed in past, would like to FILE in modules… and ultimately market as all are comfortable with):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,1.6500000000000006,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,1.7000000000000006,1]
[null,null,"Potential Overall Plan Concept (start with 50% BASE, increasing to 100% on 5th anniversary… HHC rider too):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,1.7500000000000007,1]
[null,null,null,null,null,"Base Facility Benefit:","5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,1.8000000000000007,1]
[null,null,null,"Plan B:",null,null,"5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,1.8500000000000008,1]
[null,null,null,"Plan C:",null,null,"5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,1.9000000000000008,1]
[null,null,null,"Note:","BASE Plan is always first 5 years format.  The option we choose to market above, would be avail. as an extension (rider) if desired to keep premiums flex.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,1.9500000000000008,1]
[null,null,null,null,"Again, if Part B UW issues (or certain age?), the A, B or C option we choose to market above would not be available (to further protect integrity of the plan).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,2.0000000000000009,1]
[null,null,null,null,"Because near-guaranteed is so impt., we could even limit daily bens, periods, and increase Elim's if Part B UW issues (if necessary for integrity of plan).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,{"$f":"AI34","v":2.0000000000000009},1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,{"$f":"AI35","v":2.0000000000000009},1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,2.0000000000000009,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,2.0000000000000009,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,2.0000000000000009,1]
[null,"Age Range:",null,null,"18-89 (I say file for all - in case worksite potentials);"]
[]
[null,"Facility Base:",null,null,"$10 - $300"]
[]
[null,"Facility Periods:",null,null,"60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If poss.?)"]
[]
[null,"Facility Elim's:",null,null,"0, 20, 30, 60, 90, 100 "]
[]
[null,"HHC Rider Base:",null,null,"$0 - $300 (but, may have to lower max. a bit… unless we just charge a lot more for higher amounts?)"]
[]
[null,"HHC Periods:",null,null,"0, 60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If possible?)"]
[]
[null,"HHC Elim's:",null,null,"0, 20, 30, 60, 90 (we should discuss off-setting)"]
[]
[null,"Built-In FAST-50TM:",null,null,"If triggers hit, one can get first-day cash at 50% of benefit level available (elims handled like MoO LTCi… may save the carrier some HHC payouts?"]
[]
[null,"Lifetime Max.:",null,null,"Lifetime Max. of 2x for each of Facility and HHC (180 days out of care need)."]
[]
[null,"Built-in Rx Benefit:",null,null,"Formatted very simply like GTL HHC ($10 generic, $25 brand). Nice fit for NH pharmacies and breakage too)"]
[]
[null,"Built-in Bed  Reserve:",null,null,"Max. 10 Days if in facility, need hospital, return facility (Lifetime Max. 20 days)"]
[]
[null,"Optional HI Rider:",null,null,"$10 - $300, 20 days per period, 60 days out ends period. Lifetime Max. of 180 days ? (nice in today's market… probably keep regular… or could format like Base and HHC rider?)"]
[]
[null,"DVH Rider on e-app:",null,null,"Nice perk for carrier - and nice plan to include as option?"]
[]
[null,"Spousal Discount:",null,null,"Potential 10% -- GTL has this… always nice."]
[]
[null,"Tobacco Load:",null,null,"Again, GTL has separate pages for Tobacco… but always a simple 10% load (so extra pages not necessary?  Up to carrier on this one?)"]
[]
[null,"Mode Loads:",null,null,"I like keeping monthly bank draft as load-free; so, 1.0 for annual; .52 for semi; .265 for Qrtly; and .0833 for Monthly."]
[]
[null,"Underwriting Notes:",null,null,"For BASE benefits (with no expansion above 100% Base), it would be nice to have GTL HHC knock-outs:"]
[null,null,null,null,"1)","Currently in NH/ALF or receiving HHC services? (add, currently eligible for Medicaid, on Medicare due to disability prior to age 65, or disabled?) "]
[null,null,null,null,"2)","Unable to perform ADL's or cognitively impaired?"]
[null,null,null,null,"3)","Expect hospital/NH/ALF/surgery or HHC services in next 60 days?"]
[null,null,null,null,"4)","We MAY need to include a couple MAJORS here (i.e. Alzheimers, AIDS, ??)??"]
[null,null,null,null,"5)","IF needed… we could have prescription drug check for all… MIB? (Phone Interview is NOT as good… obtrusive to applicant and extra carrier work, etc.)"]
[]
[null,null,null,null,"Then, have a Part B section with some further questions -- if they answer \"Yes\" to any, they would be limited to BASE plan (maybe with reduced Base options)."]
[null,null,null,null,"(Again, we need to TRY to go as light as feasible here again… we don't want adverse selection & only have sickest take our Base-only and healthier others go to competition… ideas below.  ):"]
[null,null,null,null,"1)","Within Past 24 Months have you been diagnosed or treated by a medical professional or had surgery for any of the following:"]
[null,null,null,null,null,"A.","AIDS, ARC, HIV"]
[null,null,null,null,null,"B.","Alzheimer's, dementia, Parkinson's, MS, cerebral palsy, Rheumatoid arthritis, systemic lupus, or any other neurological or neuromuscular disease"]
[null,null,null,null,null,"C.","Internal cancer (including breast/prostate), leukemia, lymphoma or melanoma; or any amutation due to disease"]
[null,null,null,null,null,"D.","Stroke, TIA, CVA, congestive heart failure, COPD, emphysema, chronic liver disease, kidney dialysis, or prescribed oxygen use "]
[null,null,null,null,null,"E.","Diabetes that requires 50+ units insulin, or with complications (neuropathy, retinopathy or kidney) heart?"]
[null,null,null,null,null,"F.","Treatment or counseling for alcohol or drug abuse, "]
[null,null,null,null,null,"G.","Should we use/do we need a lenient height/weight chart??"]
[null,null,null,null,null,"H.","Been advised to have tests, treatment or surgery that has not been performed or for which test results are pending"]
[]
[null,null,null,null,"2)","Then - we may need a tobacco question (for premium lode) and maybe a prescription drug list. (primary doc info?)"]
[null,null,null,null,"3)","All would include a 6 month pre-existing condition."]
[null,null,null,null,"4)","Claim triggers would be 2 of 6 ADL's (no 90-day cert) and/or cognitive."]

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[]
["SureCareTM Short-Term Care Insurance"]
["With you every step of the way… and rewarding you for planning ahead!"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is a test."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also a test",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.5,0.6,0.7,0.8,0.9,1,1.05,1.1000000000000001,1.1499999999999999,1.2,1.25,1.3,1.35,1.4,1.45,1.5,1.55,1.6,1.65,1.7,1.75,1.8,1.85,1.9,1.95,2,{"$f":"BG7","v":2},{"$f":"BH7","v":2},{"$f":"BI7","v":2},2,2,2,2,2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also another test"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This will be a test to check margins",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0,0.5,0.5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This is also another test to check margins",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,0.6,0.6]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Then, this is a test to test margins as well - just to see.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AH10+1","v":2},0.7,0.7]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AH11+1","v":3},0.8,0.8]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,0.9,0.9]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,1.05,{"$f":"AJ14","v":1}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,{"$f":"AI17+0.05","v":1.2000000000000002},1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,1.2500000000000002,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,1.3000000000000003,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,1.3500000000000003,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,1.4000000000000004,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,1.4500000000000004,1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,1.5000000000000004,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,1.5500000000000005,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,1.6000000000000005,1]
[null,null,"PLAN DETAILS & NOTES (as with other plans we've designed in past, would like to FILE in modules… and ultimately market as all are comfortable with):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,1.6500000000000006,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,1.7000000000000006,1]
[null,null,"Potential Overall Plan Concept (start with 50% BASE, increasing to 100% on 5th anniversary… HHC rider too):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,1.7500000000000007,1]
[null,null,null,null,null,"Base Facility Benefit:","5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,1.8000000000000007,1]
[null,null,null,"Plan B:",null,null,"5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,1.8500000000000008,1]
[null,null,null,"Plan C:",null,null,"5% Simple Increase starting on 6th anniversary and ending/leveling at 200% BASE (25th Ann. - very safe for carrier!)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,1.9000000000000008,1]
[null,null,null,"Note:","BASE Plan is always first 5 years format.  The option we choose to market above, would be avail. as an extension (rider) if desired to keep premiums flex.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,1.9500000000000008,1]
[null,null,null,null,"Again, if Part B UW issues (or certain age?), the A, B or C option we choose to market above would not be available (to further protect integrity of the plan).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,2.0000000000000009,1]
[null,null,null,null,"Because near-guaranteed is so impt., we could even limit daily bens, periods, and increase Elim's if Part B UW issues (if necessary for integrity of plan).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,{"$f":"AI34","v":2.0000000000000009},1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,{"$f":"AI35","v":2.0000000000000009},1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,2.0000000000000009,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,2.0000000000000009,1]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,2.0000000000000009,1]
[null,"Age Range:",null,null,"18-89 (I say file for all - in case worksite potentials);"]
[]
[null,"Facility Base:",null,null,"$10 - $300"]
[]
[null,"Facility Periods:",null,null,"60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If poss.?)"]
[]
[null,"Facility Elim's:",null,null,"0, 20, 30, 60, 90, 100 "]
[]
[null,"HHC Rider Base:",null,null,"$0 - $300 (but, may have to lower max. a bit… unless we just charge a lot more for higher amounts?)"]
[]
[null,"HHC Periods:",null,null,"0, 60, 90, 180, 270 & 360 (plus, 450?, 540?, 630? If possible?)"]
[]
[null,"HHC Elim's:",null,null,"0, 20, 30, 60, 90 (we should discuss off-setting)"]
[]
[null,"Built-In FAST-50TM:",null,null,"If triggers hit, one can get first-day cash at 50% of benefit level available (elims handled like MoO LTCi… may save the carrier some HHC payouts?"]
[]
[null,"Lifetime Max.:",null,null,"Lifetime Max. of 2x for each of Facility and HHC (180 days out of care need)."]
[]
[null,"Built-in Rx Benefit:",null,null,"Formatted very simply like GTL HHC ($10 generic, $25 brand). Nice fit for NH pharmacies and breakage too)"]
[]
[null,"Built-in Bed  Reserve:",null,null,"Max. 10 Days if in facility, need hospital, return facility (Lifetime Max. 20 days)"]
[]
[null,"Optional HI Rider:",null,null,"$10 - $300, 20 days per period, 60 days out ends period. Lifetime Max. of 180 days ? (nice in today's market… probably keep regular… or could format like Base and HHC rider?)"]
[]
[null,"DVH Rider on e-app:",null,null,"Nice perk for carrier - and nice plan to include as option?"]
[]
[null,"Spousal Discount:",null,null,"Potential 10% -- GTL has this… always nice."]
[]
[null,"Tobacco Load:",null,null,"Again, GTL has separate pages for Tobacco… but always a simple 10% load (so extra pages not necessary?  Up to carrier on this one?)"]
[]
[null,"Mode Loads:",null,null,"I like keeping monthly bank draft as load-free; so, 1.0 for annual; .52 for semi; .265 for Qrtly; and .0833 for Monthly."]
[]
[null,"Underwriting Notes:",null,null,"For BASE benefits (with no expansion above 100% Base), it would be nice to have GTL HHC knock-outs:"]
[null,null,null,null,"1)","Currently in NH/ALF or receiving HHC services? (add, currently eligible for Medicaid, on Medicare due to disability prior to age 65, or disabled?) "]
[null,null,null,null,"2)","Unable to perform ADL's or cognitively impaired?"]
[null,null,null,null,"3)","Expect hospital/NH/ALF/surgery or HHC services in next 60 days?"]
[null,null,null,null,"4)","We MAY need to include a couple MAJORS here (i.e. Alzheimers, AIDS, ??)??"]
[null,null,null,null,"5)","IF needed… we could have prescription drug check for all… MIB? (Phone Interview is NOT as good… obtrusive to applicant and extra carrier work, etc.)"]
[]
[null,null,null,null,"Then, have a Part B section with some further questions -- if they answer \"Yes\" to any, they would be limited to BASE plan (maybe with reduced Base options)."]
[null,null,null,null,"(Again, we need to TRY to go as light as feasible here again… we don't want adverse selection & only have sickest take our Base-only and healthier others go to competition… ideas below.  ):"]
[null,null,null,null,"1)","Within Past 24 Months have you been diagnosed or treated by a medical professional or had surgery for any of the following:"]
[null,null,null,null,null,"A.","AIDS, ARC, HIV"]
[null,null,null,null,null,"B.","Alzheimer's, dementia, Parkinson's, MS, cerebral palsy, Rheumatoid arthritis, systemic lupus, or any other neurological or neuromuscular disease"]
[null,null,null,null,null,"C.","Internal cancer (including breast/prostate), leukemia, lymphoma or melanoma; or any amutation due to disease"]
[null,null,null,null,null,"D.","Stroke, TIA, CVA, congestive heart failure, COPD, emphysema, chronic liver disease, kidney dialysis, or prescribed oxygen use "]
[null,null,null,null,null,"E.","Diabetes that requires 50+ units insulin, or with complications (neuropathy, retinopathy or kidney) heart?"]
[null,null,null,null,null,"F.","Treatment or counseling for alcohol or drug abuse, "]
[null,null,null,null,null,"G.","Should we use/do we need a lenient height/weight chart??"]
[null,null,null,null,null,"H.","Been advised to have tests, treatment or surgery that has not been performed or for which test results are pending"]
[]
[null,null,null,null,"2)","Then - we may need a tobacco question (for premium lode) and maybe a prescription drug list. (primary doc info?)"]
[null,null,null,null,"3)","All would include a 6 month pre-existing condition."]
[null,null,null,null,"4)","Claim triggers would be 2 of 6 ADL's (no 90-day cert) and/or cognitive."]

{"sheet":"GTLRate1","index":54,"n_rows":122,"n_cols":87,"rows_kept":122,"cut":false,"hidden":true,"merged":[]}
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[null,null,null,null,"This is \"GTLRATESA\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLRATESB\"\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLRATESC\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLRATESD\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLRATESE\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLRATESF\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455"]
[null,null,null,null,"Nursing Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Nursing Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Nursing Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Nursing Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Nursing Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Nursing Care Rates"]
["Non-T-0Infl vs. 5%",null,"Full Chart is",null,"Non-Tobacco-Zero Inflation",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco-Zero Inflation",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-5% Simple",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco-5% Simple",null,null,null,null,null,null,null,null,null,null,null,null,null,"Non-Tobacco-5% Compound",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco-5% Compound"]
["Cmpd Bio Lodes",null,"\"GTLRATESALL\"",null,null,30,45,60,90,180,360,30,45,60,90,180,360,null,null,30,45,60,90,180,360,30,45,60,90,180,360,null,null,30,45,60,90,180,360,30,45,60,90,180,360,null,null,30,45,60,90,180,360,30,45,60,90,180,360,null,null,30,45,60,90,180,360,30,45,60,90,180,360,null,null,30,45,60,90,180,360,30,45,60,90,180,360]
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[1.3522727272727273,1.3512195121951218,1.351178781925344,1.3513071895424837,80,30.9,41.4,50.6,70.400000000000006,123,203.6,27.3,36.6,44.8,62.3,110.7,183.6,null,80,33.99,45.54,55.66,77.44,135.30000000000001,223.96,30.03,40.26,49.28,68.53,121.77,201.96,null,80,39.799999999999997,53.4,65.3,90.8,158.5,262.5,35.200000000000003,47.2,57.8,80.400000000000006,142.69999999999999,236.7,null,80,43.78,58.74,71.83,99.88,174.35,288.75,38.72,51.92,63.58,88.44,156.97,260.37,null,80,41.8,56,68.400000000000006,95.2,166.2,275.10000000000002,36.9,49.5,60.6,84.2,149.6,248.1,null,80,45.98,61.6,75.239999999999995,104.72,182.82,302.61,40.590000000000003,54.45,66.66,92.62,164.56,272.91000000000003]
[1.3123359580052494,1.3125469571750563,1.3123014071720382,1.3125314544539508,81,33.5,44.7,54.7,76.2,133.1,220.3,29.6,39.5,48.4,67.400000000000006,119.8,198.7,null,81,36.85,49.17,60.17,83.82,146.41,242.33,32.56,43.45,53.24,74.14,131.78,218.57,null,81,42.5,56.8,69.5,96.7,168.9,279.60000000000002,37.6,50.2,61.5,85.5,152,252.2,null,81,46.75,62.48,76.45,106.37,185.79,307.56,41.36,55.22,67.650000000000006,94.05,167.2,277.42,null,81,44,58.7,71.900000000000006,100,174.7,289.10000000000002,38.9,51.9,63.6,88.5,157.19999999999999,260.8,null,81,48.4,64.569999999999993,79.09,110,192.17,318.01,42.79,57.09,69.959999999999994,97.35,172.92,286.88]
[1.2754854368932038,1.2749999999999999,1.2748636172891312,1.2748837209302326,82,36.299999999999997,48.3,59.2,82.4,144,238.3,32.1,42.7,52.4,72.900000000000006,129.6,215,null,82,39.93,53.13,65.12,90.64,158.4,262.13,35.31,46.97,57.64,80.19,142.56,236.5,null,82,45.4,60.4,74,103,180,297.89999999999998,40.1,53.4,65.5,91.1,162,268.8,null,82,49.94,66.44,81.400000000000006,113.3,198,327.69,44.11,58.74,72.05,100.21,178.2,295.68,null,82,46.3,61.6,75.5,105.1,183.6,303.8,40.9,54.5,66.8,93,165.2,274.10000000000002,null,82,50.93,67.760000000000005,83.05,115.61,201.96,334.18,44.99,59.95,73.48,102.3,181.72,301.51]
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[1.2700650759219088,1.2697327532628961,1.2699363534256831,1.2700790678318767,84,40.700000000000003,53.7,66.400000000000006,92.2,160.9,267.10000000000002,35.9,47.4,58.6,81.400000000000006,144.9,240.3,null,84,44.77,59.07,73.040000000000006,101.42,176.99,293.81,39.49,52.14,64.459999999999994,89.54,159.38999999999999,264.33,null,84,50.9,67.099999999999994,83,115.3,201.1,333.9,44.9,59.2,73.3,101.8,181.1,300.39999999999998,null,84,55.99,73.81,91.3,126.83,221.21,367.29,49.39,65.12,80.63,111.98,199.21,330.44,null,84,51.7,68.2,84.3,117.1,204.3,339.2,45.6,60.2,74.400000000000006,103.4,184,305.2,null,84,56.87,75.02,92.73,128.81,224.73,373.12,50.16,66.22,81.84,113.74,202.4,335.72]
[]
["NH Charts","NH Col.","NH Fact.","USE:",null,0,0,0,0,0,0,0,0,0,0,0,0]
[{"$f":"Input2!AD15","v":"A1-360-0"},{"$f":"VLOOKUP(A55,GTLNHCODE3,2,FALSE)","v":7},{"$f":"VLOOKUP(Input2!D12,GTLNHBENCHART,2,FALSE)","v":5},"Client 1:",{"$f":"Input2!D9","v":70},{"$f":"VLOOKUP($E55,GTLRATESALL,B55)","v":85.2},"is per $10 NH;",null,"So, NH=",{"$f":"F55*C55","v":426},null,{"$f":"VLOOKUP($E55,AETNARATES,8)","v":11.2},{"$f":"VLOOKUP($E55,AETNARATES,10)","v":18.899999999999999},{"$f":"VLOOKUP($E55,AETNARATES,9)","v":15.2},{"$f":"VLOOKUP($E55,AETNARATES,11)","v":26.1},{"$f":"VLOOKUP($E55,AETNARATES,13)","v":77},{"$f":"VLOOKUP($E55,AETNARATES,12)","v":46.4}]
[{"$f":"Input2!AE15","v":"A1-360-0"},{"$f":"VLOOKUP(A56,GTLNHCODE3,2,FALSE)","v":7},{"$f":"VLOOKUP(Input2!E12,GTLNHBENCHART,2,FALSE)","v":20},"Client 2:",{"$f":"Input2!E9","v":61},{"$f":"VLOOKUP($E56,GTLRATESALL,B56)","v":37.6},"is per $10 NH;",null,"So, NH=",{"$f":"F56*C56","v":752},null,{"$f":"VLOOKUP($E56,AETNARATES,8)","v":5.0999999999999996},{"$f":"VLOOKUP($E56,AETNARATES,10)","v":8.4},{"$f":"VLOOKUP($E56,AETNARATES,9)","v":6.7},{"$f":"VLOOKUP($E56,AETNARATES,11)","v":11.6},{"$f":"VLOOKUP($E56,AETNARATES,13)","v":34},{"$f":"VLOOKUP($E56,AETNARATES,12)","v":20.6}]
["HHC Charts","HHC Col.","Tobac?"]
[{"$f":"Input2!AD19","v":"3-180-0-1"},{"$f":"VLOOKUP(A58,GTLHHCCODE,2,FALSE)","v":11},{"$f":"Input2!D10","v":"No"},"Client 1:",{"$f":"E55","v":70},{"$f":"VLOOKUP(E58,GTLHHCRATESALL,B58,FALSE)","v":210.7},"is HHC;",null,"So, Ttl =",{"$f":"J55+F58","v":636.70000000000005},null,"After Spouse -->",null,{"$f":"J58*B61","v":636.70000000000005},"Plus $25=",{"$f":"N58+25","v":661.7}]
[{"$f":"Input2!AE19","v":"3-180-0-1"},{"$f":"VLOOKUP(A59,GTLHHCCODE,2,FALSE)","v":11},{"$f":"Input2!E10","v":"No"},"Client 2:",{"$f":"E56","v":61},{"$f":"VLOOKUP(E59,GTLHHCRATESALL,B59,FALSE)","v":106.9},"is HHC;",null,"So, Ttl =",{"$f":"J56+F59","v":858.9},null,"After Spouse -->",null,{"$f":"J59*B62","v":858.9},"Plus $25=",{"$f":"N59+25","v":883.9}]
["Spouse?","Sp. Fact."]
[{"$f":"Input2!D16","v":"No"},{"$f":"IF(A61=\"Yes\",0.9,1)","v":1},null,"Client 1:",{"$f":"E58","v":70},{"$f":"P58","v":661.7},"Annual;",{"$f":"F61*GTLCalc!V16","v":340.77550000000002},"Semi-Ann;",{"$f":"F61*GTLCalc!V15","v":172.04200000000003},"Qrtly;",{"$f":"F61*GTLCalc!V14","v":55.582800000000006},"Mos.;"]
[{"$f":"Input2!E16","v":"No"},{"$f":"IF(A62=\"Yes\",0.9,1)","v":1},null,"Client 2:",{"$f":"E59","v":61},{"$f":"P59","v":883.9},"Annual;",{"$f":"F62*GTLCalc!V16","v":455.20850000000002},"Semi-Ann;",{"$f":"F62*GTLCalc!V15","v":229.81399999999999},"Qrtly;",{"$f":"F62*GTLCalc!V14","v":74.247600000000006},"Mos.;"]
[null,null,null,"Total:",null,{"$f":"F61+F62","v":1545.6},"Annual;"]
[]
[null,null,{"$f":"Input2!D15","v":"Annual"},"Client 1:",{"$f":"E61","v":70},{"$f":"IF(C65=\"Annual\",F61,(IF(C65=\"Semi-Annual\",H61,(IF(C65=\"Quarterly\",J61,(IF(C65=\"Monthly\",L61,\"Check!\")))))))","v":661.7},{"$f":"ROUND(F65,2)","v":661.7}]
[null,null,{"$f":"Input2!E15","v":"Annual"},"Client 2:",{"$f":"E62","v":61},{"$f":"IF(C66=\"Annual\",F62,(IF(C66=\"Semi-Annual\",H62,(IF(C66=\"Quarterly\",J62,(IF(C66=\"Monthly\",L62,\"Check!\")))))))","v":883.9},{"$f":"ROUND(F66,2)","v":883.9}]
[null,null,null,"Total:",null,{"$f":"F65+F66","v":1545.6},1545.6]
[]
[null,null,null,null,1,{"$f":"E69+1","v":2},{"$f":"F69+1","v":3},4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27]
[null,null,null,null,"This is \"GTLNTHHCRATESA\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455",null,null,null,null,null,null,null,null,"This is \"GTLTHHCRATESB\"",null,null,"Per $10/day",null,"(Rev. 9/17) (55) 15D455"]
[null,null,null,null,"Home Health Care Rates",null,null,null,null,null,null,null,null,null,null,null,null,null,"Home Health Care Rates"]
[null,null,null,null,"Non-Tobacco",null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco"]
[null,null,null,null,"Per Visit:",25,25,25,25,50,50,50,50,75,75,75,75,null,"Per Visit:",25,25,25,25,50,50,50,50,75,75,75,75]
[null,null,null,null,"Elim Days:",0,0,20,20,0,0,20,20,0,0,20,20,null,"Elim Days:",0,0,20,20,0,0,20,20,0,0,20,20]
[null,"Full Chart is",null,null,"Visits:",90,180,90,180,90,180,90,180,90,180,90,180,null,"Visits:",90,180,90,180,90,180,90,180,90,180,90,180]
[null,"\"GTLHHCRATESALL\"",null,null,"Code:","x","x","x","x","x","x","x","x","x","x","x","x",null,"Code:","x","x","x","x","x","x","x","x","x","x","x","x"]
[null,null,null,null,null,1,2,3,4,5,6,7,8,9,10,11,12,null,null,1,2,3,4,5,6,7,8,9,10,11,12]
[null,null,null,null,40,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,40,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,41,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,41,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,{"$f":"E79+1","v":42},12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,{"$f":"S79+1","v":42},13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,{"$f":"E80+1","v":43},12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,{"$f":"S80+1","v":43},13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,{"$f":"E81+1","v":44},12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,{"$f":"S81+1","v":44},13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,45,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,45,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,46,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,46,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,47,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,47,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,48,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,48,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,49,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,49,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,50,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,50,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,51,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,51,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,52,12.3,20,11,18,24.7,40,22,36,37,60,33,54,0,52,13.53,22,12.1,19.8,27.17,44,24.2,39.6,40.700000000000003,66,36.299999999999997,59.4]
[null,null,null,null,53,13,21.2,11.7,19.2,26.1,42.3,23.3,38.299999999999997,39.1,63.5,34.9,57.6,0,53,14.3,23.32,12.87,21.12,28.71,46.53,25.63,42.13,43.01,69.849999999999994,38.39,63.36]
[null,null,null,null,54,13.8,22.5,12.4,20.5,27.6,44.8,24.7,40.799999999999997,41.4,67.3,37,61.3,0,54,15.18,24.75,13.64,22.55,30.36,49.28,27.17,44.88,45.54,74.03,40.700000000000003,67.430000000000007]
[null,null,null,null,55,14.6,23.8,13.1,21.8,29.2,47.5,26.2,43.5,43.8,71.3,39.200000000000003,65.3,0,55,16.059999999999999,26.18,14.41,23.98,32.119999999999997,52.25,28.82,47.85,48.18,78.430000000000007,43.12,71.83]
[null,null,null,null,56,15.4,25.2,13.9,23.2,30.9,50.3,27.7,46.3,46.3,75.5,41.5,69.5,0,56,16.940000000000001,27.72,15.29,25.52,33.99,55.33,30.47,50.93,50.93,83.05,45.65,76.45]
[null,null,null,null,57,16.3,26.7,14.7,24.7,32.700000000000003,53.3,29.3,49.3,49,80,44,74,0,57,17.93,29.37,16.170000000000002,27.17,35.97,58.63,32.229999999999997,54.23,53.9,88,48.4,81.400000000000006]
[null,null,null,null,58,17.5,28.7,15.8,26.4,35.1,57.3,31.5,52.7,52.6,85.9,47.2,79,0,58,19.25,31.57,17.38,29.04,38.61,63.03,34.65,57.97,57.86,94.49,51.92,86.9]
[null,null,null,null,59,18.8,30.8,17,28.2,37.700000000000003,61.6,33.9,56.3,56.5,92.4,50.7,84.4,0,59,20.68,33.880000000000003,18.7,31.02,41.47,67.760000000000005,37.29,61.93,62.15,101.64,55.77,92.84]
[null,null,null,null,60,20.2,33.1,18.3,30.1,40.5,66.3,36.4,60.2,60.7,99.4,54.5,90.2,0,60,22.22,36.409999999999997,20.13,33.11,44.55,72.930000000000007,40.04,66.22,66.77,109.34,59.95,99.22]
[null,null,null,null,61,21.7,35.6,19.600000000000001,32.1,43.5,71.3,39.1,64.3,65.2,106.9,58.6,96.4,0,61,23.87,39.159999999999997,21.56,35.31,47.85,78.430000000000007,43.01,70.73,71.72,117.59,64.459999999999994,106.04]
[null,null,null,null,62,23.3,38.299999999999997,21,34.299999999999997,46.7,76.7,42,68.7,70,115,63,103,0,62,25.63,42.13,23.1,37.729999999999997,51.37,84.37,46.2,75.569999999999993,77,126.5,69.3,113.3]
[null,null,null,null,63,25.1,41.3,22.7,37.1,50.4,82.7,45.3,74.2,75.400000000000006,124,68,111.4,0,63,27.61,45.43,24.97,40.81,55.44,90.97,49.83,81.62,82.94,136.4,74.8,122.54]
[null,null,null,null,64,27.1,44.6,24.5,40.1,54.3,89.2,48.9,80.2,81.3,133.80000000000001,73.3,120.4,0,64,29.81,49.06,26.95,44.11,59.73,98.12,53.79,88.22,89.43,147.18,80.63,132.44]
[null,null,null,null,65,29.2,48.1,26.4,43.4,58.5,96.2,52.7,86.7,87.7,144.30000000000001,79.099999999999994,130.1,0,65,32.119999999999997,52.91,29.04,47.74,64.349999999999994,105.82,57.97,95.37,96.47,158.72999999999999,87.01,143.11000000000001]
[null,null,null,null,66,31.5,51.9,28.5,46.9,63.1,103.8,56.8,93.7,94.6,155.69999999999999,85.3,140.6,0,66,34.65,57.09,31.35,51.59,69.41,114.18,62.48,103.07,104.06,171.27,93.83,154.66]
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{"sheet":"AetnaCalc","index":56,"n_rows":122,"n_cols":23,"rows_kept":122,"cut":false,"hidden":true,"merged":[]}
["This Is \"AETNASTATE\" and \"AETNASTATECHART\"",null,null,null,null,"This Is \"AETNAAGE\" and \"AETNAAGERANGE\"",null,null,null,"This Is \"STCTOBACCO\"",null,null,null,null,null,"This is \"AETNAELIM\" and \"AETNAELIMCHART\"",null,null,null,null,"This Is \"PLAN\" and \"PLANCHART\""]
["AL-Note","GoldenCare USA","50","YES2",null,50,"50-54",13,null,"No",null,null,null,null,null,0,0,null,null,null,"Show All 3 Plans","D","not!"]
["AK-None","AIM","50","NO",null,{"$f":"F2+1","v":51},"50-54",13,null,"Yes",null,null,null,null,null,20,20,null,null,null,"Plan A - Critical Care","A"]
["AR","AIM","65","YES",null,{"$f":"F3+1","v":52},"50-54",13,null,null,null,null,null,null,null,100,100,null,null,null,"Plan B - Cancer Care+","B"]
["AZ-Note","AIM","55","YES3",null,53,"50-54",13,null,null,null,null,null,null,null,null,null,null,null,null,"Plan C - Cardiac Care+","C"]
["CA-None","AIM","60","NO",null,54,"50-54",13]
["CO-Note","AIM","60","YES4",null,55,"55-59",15.6,null,"This is \"AETNAHIBEN\" and \"AETNAHIBENCHART\"",null,null,null,null,null,null,null,null,null,null,"This is \"BENPER\" and \"BENPERCHART\""]
["CT-None","GoldenCare USA","TBD","NO*",null,56,"55-59",15.6,null,10,1,null,null,null,null,null,null,null,null,null,"6 Months",6]
["DE-Note","GoldenCare USA","50","YES3",null,57,"55-59",15.6,null,{"$f":"J8+10","v":20},{"$f":"K8+1","v":2},null,null,null,null,"This is \"HHCELIM\" and \"HHCELIMCHART\"",null,null,null,null,"12 Months",12]
["DC-Note","GoldenCare USA","50","??",null,58,"55-59",15.6,null,{"$f":"J9+10","v":30},{"$f":"K9+1","v":3},null,null,null,null,"Zero Day",0,null,null,null,"18 Months",18]
["FL-None","GoldenCare USA","60","NO*",null,59,"55-59",15.6,null,40,4,null,null,null,null,"20 Day",20,null,null,null,"24 Months",24]
["GA","GoldenCare USA","50","YES",null,60,"60-64",18.8,null,50,5,null,null,null,null,"30 Day",30]
["HI-None","AIM","HI","NO",null,61,"60-64",18.8,null,60,6,null,null,null,null,"60 Day",60,null,null,null,"This is \"AETNAMODE\" and \"AETNAMODECHART\""]
["ID-Note","AIM","50","YES1",null,62,"60-64",18.8,null,70,7,null,null,null,null,"90 Day",90,null,null,null,"Monthly",8.3330000000000001E-2,8.3330000000000001E-2]
["IL","GoldenCare USA","50","YES",null,63,"60-64",18.8,null,80,8,null,null,null,null,null,null,null,null,null,"Quarterly",0.26500000000000001,0.25]
["IN-Note","GoldenCare USA","IN","YES3",null,64,"60-64",18.8,null,90,9,null,null,null,null,null,null,null,null,null,"Semi-Annual",0.52,0.5]
["IA","GoldenCare USA","50","YES",null,65,"65-69",23.5,null,100,10,null,null,null,null,"This is \"AETNAFAC\" and \"AETNAFACCHART\"",null,null,null,null,"Annual",1,1]
["KS-None","AIM","KS","NO",null,66,"65-69",23.5,null,110,11,null,null,null,null,"90 Day",90,"3 Months"]
["KY-Note","GoldenCare USA","KY","YES4",null,67,"65-69",23.5,null,120,12,null,null,null,null,"180 Day",180,"6 Months"]
["LA","AIM","LA","YES",null,68,"65-69",23.5,null,130,13,null,null,null,null,"270 Day",270,"9 Months",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME-None","AIM","65","NO",null,69,"65-69",23.5,null,140,14,null,null,null,null,"360 Day",360,"12 Months",null,null,1,1]
["MD-Note","GoldenCare USA","60","YES3",null,70,"70-74",30.2,null,150,15,null,null,null,null,null,null,null,null,null,2,2]
["MA-None","GoldenCare USA","TBD","NO*",null,71,"70-74",30.2,null,160,16,null,null,null,null,null,null,null,null,null,3,3]
["MI-Note","AIM","55","YES3",null,72,"70-74",30.2,null,170,17,null,null,null,null,null,null,null,null,null,4,4]
["MN-None","GoldenCare USA","MN","NO",null,73,"70-74",30.2,null,180,18,null,null,null,null,null,null,null,null,null,5,5]
["MS","GoldenCare USA","50","YES",null,74,"70-74",30.2,null,190,19]
["MO-Note","GoldenCare USA","50","YES1",null,75,"75-79",38.1,null,200,20,null,null,null,null,"This is \"AETNAHHCS\" and \"AETNAHHCSCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT","AIM","50","YES",null,76,"75-79",38.1,null,210,21,null,null,null,null,"0 Weeks",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","AIM","50","YES",null,77,"75-79",38.1,null,220,22,null,null,null,null,"13 Weeks",13,"4 Months",null,null,"18-29",1.1000000000000001]
["NV","AIM","50","YES",null,78,"75-79",38.1,null,230,23,null,null,null,null,"26 Weeks",26,"6 Months",null,null,"30-39",1.1000000000000001]
["NH-None","AIM","60","NO*",null,79,"75-79",38.1,null,240,24,null,null,null,null,"52 Weeks",52,"12 Months",null,null,"40-49",1.1499999999999999]
["NJ-None","GoldenCare USA","60","NO",null,80,"80-84",44.8,null,250,25,null,null,null,null,"This is \"AETHHCBENS\" and \"AETHHCBENSCHART\"",null,null,null,null,"50-54",1.1499999999999999]
["NM-None","AIM","50","NO",null,81,"80-84",44.8,null,260,26,null,null,null,null,"$0/Week",0,null,null,null,"55-59",1.2]
["NY-None","AIM","TBD","NO*",null,82,"80-84",44.8,null,270,27,null,null,null,null,"$150/Week",1,null,null,null,"60-64",1.25]
["NC","GoldenCare USA","55","YES",null,83,"80-84",44.8,null,280,28,null,null,null,null,"$300/Week",2,null,null,null,"65-69",1.25]
["ND-None","GoldenCare USA","55","NO",null,84,"80-84",44.8,null,290,29,null,null,null,null,"$450/Week",3,null,null,null,"70-74",0]
["OH-Note","GoldenCare USA","55","YES3",null,85,"85-89",49,null,300,30,null,null,null,null,"$600/Week",4,null,null,null,"75-79",0]
["OK","AIM","50","YES",null,86,"85-89",49,null,null,null,null,null,null,null,"$750/Week",5,null,null,null,"80-84",0]
["OR","AIM","50","YES",null,87,"85-89",49,null,null,null,null,null,null,null,"$900/Week",6]
["PA-None","GoldenCare USA","50","NO",null,88,"85-89",49,null,null,null,null,null,null,null,"$1,050/Week",7]
["RI-Note","GoldenCare USA","50","YES4",null,89,"85-89",49,null,null,null,null,null,null,null,"$1,200/Week",8,null,null,null,"This is \"TXROPFACTORS\""]
["SC-Note","GoldenCare USA","55","YES3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D",1.65]
["SD-None","GoldenCare USA","SD","NO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"18-29",1.65]
["TN-Note","GoldenCare USA","50","YES3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"30-39",1.65]
["TX-Note","AIM","50","YES5",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"40-44",1.65]
["UT-Note","AIM","TBD","YES3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"45-49",1.85]
["VT-None","AIM","55","NO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"50-54",2.98]
["VA-None","GoldenCare USA","50","NO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"55-59",0]
["WA-None","AIM","60","NO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"60-64",0]
["WV","GoldenCare USA","50","YES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"65-69",0]
["WI","GoldenCare USA","50","YES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"70-74",0]
["WY","AIM","50","YES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"75-79",0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"80-84",0]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"This Is \"TXAGERANGE\""]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"U57+1","v":20},"18-29"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,"18-29"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,"18-29"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,33,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,34,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,39,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,40,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,41,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,42,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,45,"45-49"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,46,"45-49"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,47,"45-49"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,"45-49"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,49,"45-49"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,50,"50-54"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,"50-54"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,"50-54"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,"50-54"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,"50-54"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,"55-59"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,56,"55-59"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,57,"55-59"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,58,"55-59"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,59,"55-59"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,60,"60-64"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,61,"60-64"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62,"60-64"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63,"60-64"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64,"60-64"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65,"65-69"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,66,"65-69"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67,"65-69"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,68,"65-69"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,69,"65-69"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,70,"70-74"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,71,"70-74"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,72,"70-74"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73,"70-74"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,74,"70-74"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75,"75-79"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,76,"75-79"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,77,"75-79"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,78,"75-79"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,79,"75-79"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,80,"80-84"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,81,"80-84"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,82,"80-84"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,83,"80-84"]
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{"sheet":"GTLCalc","index":57,"n_rows":122,"n_cols":23,"rows_kept":122,"cut":false,"hidden":true,"merged":[]}
["This Is \"GTLSTATE\" and \"GTLSTATECHART\"",null,null,null,null,"This Is \"GTLAGE\"",null,null,null,"This Is \"STCTOBACCO\"",null,null,null,null,null,"This is \"GTLELIM\" and \"GTLELIMCHART\"",null,null,null,null,"This Is \"PLAN\" and \"PLANCHART\""]
["AL","GoldenCare USA","50","YES",null,40,null,null,null,"No",1,null,null,null,null,0,0,null,null,null,"Show All 3 Plans","D","not!"]
["AK","AIM","50","YES",null,{"$f":"F2+1","v":41},null,null,null,"Yes",2,null,null,null,null,20,20,null,null,null,"Plan A - Critical Care","A"]
["AR","AIM","65","YES",null,{"$f":"F3+1","v":42},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plan B - Cancer Care+","B"]
["AZ-None","AIM","55","NO",null,43,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plan C - Cardiac Care+","C"]
["CA-None","AIM","60","NO",null,44]
["CO-None","AIM","60","NO",null,45,null,null,null,"This is \"GTLNHBEN\" and \"GTLNHBENCHART\"",null,null,null,null,null,null,null,null,null,null,"This is \"BENPER\" and \"BENPERCHART\""]
["CT-Note","GoldenCare USA","TBD","YES*",null,46,null,null,null,50,5,null,"This is \"GTLNHCODE1\"",null,null,null,null,null,null,null,"6 Months",6]
["DE","GoldenCare USA","50","YES",null,47,null,null,null,{"$f":"J8+10","v":60},{"$f":"K8+1","v":6},null,"30-0",1,null,"This is \"GTLBIO\" and \"GTLBIOCHART\"",null,null,null,null,"12 Months",12]
["DC","GoldenCare USA","50","YES",null,48,null,null,null,{"$f":"J9+10","v":70},{"$f":"K9+1","v":7},null,"30-20",7,null,"A-0% Inflation","A",null,null,null,"18 Months",18]
["FL-None","GoldenCare USA","60","NO*",null,49,null,null,null,80,8,null,"45-0",2,null,"B-5% Simple","B",null,null,null,"24 Months",24]
["GA","GoldenCare USA","50","YES",null,50,null,null,null,90,9,null,"45-20",8,null,"C-5% Compound","C"]
["HI-None","AIM","HI","NO",null,51,null,null,null,100,10,null,"60-0",3,null,null,null,null,null,null,"This is \"GTLMODE\" and \"GTLMODECHART\""]
["ID-Note","AIM","50","YES*",null,52,null,null,null,110,11,null,"60-20",9,null,null,null,null,null,null,"Monthly",8.4000000000000005E-2,8.3330000000000001E-2]
["IL","GoldenCare USA","50","YES",null,53,null,null,null,120,12,null,"90-0",4,null,null,null,null,null,null,"Quarterly",0.26,0.25]
["IN-None","GoldenCare USA","IN","NO",null,54,null,null,null,130,13,null,"90-20",10,null,null,null,null,null,null,"Semi-Annual",0.51500000000000001,0.5]
["IA","GoldenCare USA","50","YES",null,55,null,null,null,140,14,null,"180-0",5,null,"This is \"GTLFAC\" and \"GTLFACCHART\"",null,null,null,null,"Annual",1,1]
["KS-None","AIM","KS","NO",null,56,null,null,null,150,15,null,"180-20",11,null,"30 Day",30,"1 Month"]
["KY-Note","GoldenCare USA","KY","YES*",null,57,null,null,null,160,16,null,"360-0",6,null,"45 Day",45,"xx"]
["LA","AIM","LA","YES",null,58,null,null,null,170,17,null,"360-20",12,null,"60 Day",60,"xx",null,null,"This is \"DEPEND\" and \"DEPENDCHART\""]
["ME-None","AIM","65","NO",null,59,null,null,null,180,18,null,null,null,null,"90 Day",90,"xx",null,null,1,1]
["MD-None","GoldenCare USA","60","NO",null,60,null,null,null,190,19,null,"This is \"GTLNHCODE2\"",null,null,"180 Day",180,"xx",null,null,2,2]
["MA-None","GoldenCare USA","TBD","NO*",null,61,null,null,null,200,20,null,"A1","GTLRATESA",null,"360 Day",360,"xx",null,null,3,3]
["MI","AIM","55","YES",null,62,null,null,null,210,21,null,"A2","GTLRATESB",null,null,null,null,null,null,4,4]
["MN-None","GoldenCare USA","MN","NO",null,63,null,null,null,220,22,null,"B1","GTLRATESC",null,null,null,null,null,null,5,5]
["MS","GoldenCare USA","50","YES",null,64,null,null,null,230,23,null,"B2","GTLRATESD"]
["MO-Note","GoldenCare USA","50","YES*",null,65,null,null,null,240,24,null,"C1","GTLRATESE",null,"This is \"GTLHHC\" and \"GTLHHCCHART\"",null,null,null,null,"This is \"ROPFACTORS\""]
["MT","AIM","50","YES",null,66,null,null,null,250,25,null,"C2","GTLRATESF",null,"0 Visits",0,"0 Months",null,null,"D",1.1000000000000001]
["NE","AIM","50","YES",null,67,null,null,null,260,26,null,null,null,null,"90 Visits",90,"x Months",null,null,"18-29",1.1000000000000001]
["NV","AIM","50","YES",null,68,null,null,null,270,27,null,"This is \"GTLNHCODE3\"",null,null,"180 Visits",180,"x Months",null,null,"30-39",1.1000000000000001]
["NH-Note","AIM","60","YES*",null,69,null,null,null,280,28,null,"A1-30-0",2,null,null,null,null,null,null,"40-49",1.1499999999999999]
["NJ-None","GoldenCare USA","60","NO",null,70,null,null,null,290,29,null,{"$f":"CONCATENATE(M$23,\"-\",M10)","v":"A1-30-20"},8,null,"This is \"GTLHHCBENS\" and \"GTLHHCBENSCHART\"",null,null,null,null,"50-54",1.1499999999999999]
["NM","AIM","50","YES",null,71,null,null,null,300,30,null,{"$f":"CONCATENATE(M$23,\"-\",M11)","v":"A1-45-0"},3,null,"$0/Visit",0,"$0 Per Visit",null,null,"55-59",1.2]
["NY-None","AIM","TBD","NO*",null,72,null,null,null,null,null,null,"A1-45-20",9,null,"$25/Visit",1,"$25 Per Visit",null,null,"60-64",1.25]
["NC-Note","GoldenCare USA","55","YES*",null,73,null,null,null,null,null,null,"A1-60-0",4,null,"$50/Visit",2,"$50 Per Visit",null,null,"65-69",1.25]
["ND-None","GoldenCare USA","55","NO",null,74,null,null,null,null,null,null,"A1-60-20",10,null,"$75/Visit",3,"$75 Per Visit",null,null,"70-74",0]
["OH","GoldenCare USA","55","YES",null,75,null,null,null,null,null,null,"A1-90-0",5,null,null,null,null,null,null,"75-79",0]
["OK","AIM","50","YES",null,76,null,null,null,null,null,null,"A1-90-20",11,null,"This is \"GTLHHCCODE\"",null,null,null,null,"80-84",0]
["OR","AIM","50","YES",null,77,null,null,null,null,null,null,"A1-180-0",6,null,"0-0-0-1",14]
["PA-Note","GoldenCare USA","50","YES*",null,78,null,null,null,null,null,null,"A1-180-20",12,null,"0-90-0-1",14]
["RI","GoldenCare USA","50","YES",null,79,null,null,null,null,null,null,"A1-360-0",7,null,"0-180-0-1",14,null,null,null,"This is \"TXROPFACTORS\""]
["SC","GoldenCare USA","55","YES",null,80,null,null,null,null,null,null,"A1-360-20",13,null,"0-0-20-1",14,null,null,null,"D",1.65]
["SD-None","GoldenCare USA","SD","NO",null,81,null,null,null,null,null,null,{"$f":"CONCATENATE(M$24,\"-\",M9)","v":"A2-30-0"},16,null,"0-90-20-1",14,null,null,null,"18-29",1.65]
["TN-Note","GoldenCare USA","50","YES*",null,82,null,null,null,null,null,null,{"$f":"CONCATENATE(M$24,\"-\",M10)","v":"A2-30-20"},22,null,"0-180-20-1",14,null,null,null,"30-39",1.65]
["TX-None","AIM","50","NO",null,83,null,null,null,null,null,null,"A2-45-0",17,null,"1-0-0-1",14,null,null,null,"40-44",1.65]
["UT","AIM","TBD","YES",null,84,null,null,null,null,null,null,"A2-45-20",23,null,"1-90-0-1",2,null,null,null,"45-49",1.85]
["VT-None","AIM","55","NO",null,null,null,null,null,null,null,null,"A2-60-0",18,null,"1-180-0-1",3,null,null,null,"50-54",2.98]
["VA","GoldenCare USA","50","YES",null,null,null,null,null,null,null,null,"A2-60-20",24,null,"1-0-20-1",14,null,null,null,"55-59",0]
["WA-None","AIM","60","NO",null,null,null,null,null,null,null,null,"A2-90-0",19,null,"1-90-20-1",4,null,null,null,"60-64",0]
["WV","GoldenCare USA","50","YES",null,null,null,null,null,null,null,null,"A2-90-20",25,null,"1-180-20-1",5,null,null,null,"65-69",0]
["WI-None","GoldenCare USA","50","NO",null,null,null,null,null,null,null,null,"A2-180-0",20,null,"2-0-0-1",14,null,null,null,"70-74",0]
["WY","AIM","50","YES",null,null,null,null,null,null,null,null,"A2-180-20",26,null,"2-90-0-1",6,null,null,null,"75-79",0]
[null,null,null,null,null,null,null,null,null,null,null,null,"A2-360-0",21,null,"2-180-0-1",7,null,null,null,"80-84",0]
[null,null,null,null,null,null,null,null,null,null,null,null,"A2-360-20",27,null,"2-0-20-1",14]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$25,\"-\",M9)","v":"B1-30-0"},30,null,"2-90-20-1",8,null,null,null,"This Is \"TXAGERANGE\""]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$25,\"-\",M10)","v":"B1-30-20"},36,null,"2-180-20-1",9,null,null,null,18,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-45-0",31,null,"3-0-0-1",14,null,null,null,{"$f":"U56+1","v":19},"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-45-20",37,null,"3-90-0-1",10,null,null,null,{"$f":"U57+1","v":20},"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-60-0",32,null,"3-180-0-1",11,null,null,null,21,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-60-20",38,null,"3-0-20-1",14,null,null,null,22,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-90-0",33,null,"3-90-20-1",12,null,null,null,23,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-90-20",39,null,"3-180-20-1",13,null,null,null,24,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-180-0",34,null,"0-0-0-2",14,null,null,null,25,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-180-20",40,null,"0-90-0-2",14,null,null,null,26,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-360-0",35,null,"0-180-0-2",14,null,null,null,27,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B1-360-20",41,null,"0-0-20-2",14,null,null,null,28,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$26,\"-\",M9)","v":"B2-30-0"},44,null,"0-90-20-2",14,null,null,null,29,"18-29"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$26,\"-\",M10)","v":"B2-30-20"},50,null,"0-180-20-2",14,null,null,null,30,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-45-0",45,null,"1-0-0-2",14,null,null,null,31,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-45-20",51,null,"1-90-0-2",16,null,null,null,32,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-60-0",46,null,"1-180-0-2",17,null,null,null,33,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-60-20",52,null,"1-0-20-2",14,null,null,null,34,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-90-0",47,null,"1-90-20-2",18,null,null,null,35,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-90-20",53,null,"1-180-20-2",19,null,null,null,36,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-180-0",48,null,"2-0-0-2",14,null,null,null,37,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-180-20",54,null,"2-90-0-2",20,null,null,null,38,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-360-0",49,null,"2-180-0-2",21,null,null,null,39,"30-39"]
[null,null,null,null,null,null,null,null,null,null,null,null,"B2-360-20",55,null,"2-0-20-2",14,null,null,null,40,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$27,\"-\",M9)","v":"C1-30-0"},58,null,"2-90-20-2",22,null,null,null,41,"40-44"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(M$27,\"-\",M10)","v":"C1-30-20"},64,null,"2-180-20-2",23,null,null,null,42,"40-44"]
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["HI","AIM","HI","YES",null,29,"18-29",null,null,1750,1750,null,"This is \"MODE\" and \"MODECHART\""]
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["MD","GoldenCare USA","60","YES",null,38,"30-39",null,null,"$4,000 (KS/LA/MN/SD)",4000,null,2,2]
["MA","GoldenCare USA","TBD","NO*",null,39,"30-39",null,null,"$4,250 (KS/LA/MN/SD)",4250,null,3,3]
["MI","AIM","55","YES",null,40,"40-49",null,null,"$4,500 (KS/LA/MN/SD)",4500,null,4,4]
["MN","GoldenCare USA","MN","YES",null,41,"40-49",null,null,"$4,750 (KS/LA/MN/SD)",4750,null,5,5]
["MS","GoldenCare USA","50","YES",null,42,"40-49",null,null,"$5,000 (KS/LA/MN/SD)",5000]
["MO","GoldenCare USA","50","YES",null,43,"40-49",null,null,"$5,250 (KS/LA/MN/SD)",5250,null,"This is \"ROPFACTORS\""]
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["NE","AIM","50","YES",null,45,"40-49",null,null,"$5,750 (KS/LA/MN/SD)",5750,null,"18-29",1.1000000000000001]
["NV","AIM","50","YES",null,46,"40-49",null,null,"$6,000 (KS/LA/MN/SD)",6000,null,"30-39",1.1000000000000001]
["NH","AIM","60","NO*",null,47,"40-49",null,null,null,null,null,"40-49",1.1499999999999999]
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["NM","AIM","50","YES",null,49,"40-49",null,null,null,null,null,"55-59",1.2]
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["RI","GoldenCare USA","50","NO",null,57,"55-59",null,null,null,null,null,"This is \"TXROPFACTORS\""]
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["SD","GoldenCare USA","SD","YES",null,59,"55-59",null,null,null,null,null,"18-29",1.65]
["TN","GoldenCare USA","50","YES",null,60,"60-64",null,null,null,null,null,"30-39",1.65]
["TX","AIM","50","YES",null,61,"60-64",null,null,null,null,null,"40-44",1.65]
["UT","AIM","TBD","NO*",null,62,"60-64",null,null,null,null,null,"45-49",1.85]
["VT","AIM","55","NO",null,63,"60-64",null,null,null,null,null,"50-54",2.98]
["VA","GoldenCare USA","50","NO",null,64,"60-64",null,null,null,null,null,"55-59",0]
["WA","AIM","60","YES",null,65,"65-69",null,null,null,null,null,"60-64",0]
["WV","GoldenCare USA","50","YES",null,66,"65-69",null,null,null,null,null,"65-69",0]
["WI","GoldenCare USA","50","YES",null,67,"65-69",null,null,null,null,null,"70-74",0]
["WY","AIM","50","YES",null,68,"65-69",null,null,null,null,null,"75-79",0]
[null,null,null,null,null,69,"65-69",null,null,null,null,null,"80-84",0]
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[null,"NO","NO","Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annual Rates   "]
[null,"YES","YES","Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rates include the Monthly Base Benefit Amount, ALF Benefit and NH Benefit"]
[null,"AL","AL"]
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[null,24,24,40,49,31.08,0.34,"40-49","A-6-40-49",62.84,94.26,125.68,157.1,188.52,219.94,238.96,268.83,298.7,328.57,358.44,1.1499999999999999,null,40,49,28.31,0.31,"40-49","A-6-40-49",57.24,85.86,114.48,143.1,171.72,200.34,217.6,244.8,272,299.2,326.39999999999998,1.1499999999999999,null,40,49,25.53,0.28000000000000003,"40-49","A-6-40-49",51.62,77.430000000000007,103.24,129.05000000000001,154.86000000000001,180.67,196.24,220.77,245.3,269.83,294.36,1.1499999999999999,null,40,49,23.87,0.26,"40-49","A-6-40-49",48.26,72.39,96.52,120.65,144.78,168.91,183.52,206.46,229.4,252.34,275.27999999999997,1.1499999999999999,null,40,49,25.53,0,"40-49","A-6-40-49",51.06,76.59,102.12,127.65,153.18,178.71,194,218.25,242.5,266.75,291,1.1499999999999999,315.25,339.5,363.75,388,412.25,436.5,460.75,485,509.25,533.5,557.75,582,null,40,49,28.66,0.31,"40-49","A-6-40-49",57.94,86.91,115.88,144.85,173.82,202.79,220.32,247.86,275.39999999999998,302.94,330.48,1.1499999999999999,null,40,49,28.66,0.31,"40-49","A-6-40-49",48.98,73.47,97.96,122.45,146.94,171.43,186.24,209.52,232.8,256.08,279.36,1.1499999999999999,null,40,49,25.53,0,"40-49","A-6-40-49",62.16,93.24,124.32,155.4,186.48,217.56,236.24,265.77,295.3,324.83,354.36,1.1499999999999999,383.89,413.42,442.95,472.48,502.01,531.54,561.07000000000005,590.6,620.13,649.66,679.19,708.72,null,40,49,28.66,0.31,"40-49","A-6-40-49",99999,99999,99999,99999,99999,99999,99999,99999,99999,99999,99999,100,null,40,49,25.53,0,"40-49","A-6-40-49",118.81,178.23,237.64,297.05,356.46,415.87,451.52,507.96,564.4,620.83000000000004,677.27,100,733.71,790.15,846.59,903.03,959.47,1015.91,1072.3499999999999,1128.79,1185.23,1241.67,1298.1099999999999,1354.55]
[null,"Yes","Yes",50,54,51.06,0.99,"50-54","A-6-50-54",104.1,156.15,208.2,260.25,312.3,364.35,396,445.5,495,544.5,594,1.1499999999999999,null,50,54,46.07,0.89,"50-54","A-6-50-54",93.92,140.88,187.84,234.8,281.76,328.72,357.28,401.94,446.6,491.26,535.91999999999996,1.1499999999999999,null,50,54,42.18,0.82,"50-54","A-6-50-54",86,129,172,215,258,301,327.12,368.01,408.9,449.79,490.68,1.1499999999999999,null,50,54,38.85,0.75,"50-54","A-6-50-54",79.2,118.8,158.4,198,237.6,277.2,301.27999999999997,338.94,376.6,414.26,451.92,1.1499999999999999,null,50,54,42.18,0,"50-54","A-6-50-54",84.36,126.54,168.72,210.9,253.08,295.26,320.56,360.63,400.7,440.77,480.84,1.1499999999999999,520.91,560.98,601.04999999999995,641.12,681.19,721.26,761.33,801.4,841.47,881.54,921.61,961.68,null,50,54,46.64,0.9,"50-54","A-6-50-54",95.08,142.62,190.16,237.7,285.24,332.78,361.68,406.89,452.1,497.31,542.52,1.1499999999999999,null,50,54,46.64,0.9,"50-54","A-6-50-54",80.38,120.57,160.76,200.95,241.14,281.33,305.76,343.98,382.2,420.42,458.64,1.1499999999999999,null,50,54,42.18,0,"50-54","A-6-50-54",102.12,153.18,204.24,255.3,306.36,357.42,388.08,436.59,485.1,533.61,582.12,1.1499999999999999,630.63,679.14,727.65,776.16,824.67,873.18,921.69,970.2,1018.71,1067.22,1115.73,1164.24,null,50,54,46.64,0.9,"50-54","A-6-50-54",99999,99999,99999,99999,99999,99999,99999,99999,99999,99999,99999,100,null,50,54,42.18,0,"50-54","A-6-50-54",171.1,256.64999999999998,342.2,427.75,513.29999999999995,598.85,650.17999999999995,731.45,812.73,894,975.27,100,1056.54,1137.82,1219.0899999999999,1300.3599999999999,1381.63,1462.91,1544.18,1625.45,1706.72,1788,1869.27,1950.54]
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[null,"Yes",null,60,64,91.02,3.64,"60-64","A-6-60-64",189.32,283.98,378.64,473.3,567.96,662.62,720.88,810.99,901.1,991.21,1081.32,1.25,null,60,64,82.7,3.29,"60-64","A-6-60-64",171.98,257.97000000000003,343.96,429.95,515.94000000000005,601.92999999999995,654.88,736.74,818.6,900.46,982.32,1.25,null,60,64,75.48,3.02,"60-64","A-6-60-64",157,235.5,314,392.5,471,549.5,597.84,672.57,747.3,822.03,896.76,1.25,null,60,64,69.930000000000007,2.78,"60-64","A-6-60-64",145.41999999999999,218.13,290.83999999999997,363.55,436.26,508.97,553.67999999999995,622.89,692.1,761.31,830.52,1.22,null,60,64,75.48,0,"60-64","A-6-60-64",150.96,226.44,301.92,377.4,452.88,528.36,573.67999999999995,645.39,717.1,788.81,860.52,1.25,932.23,1003.94,1075.6500000000001,1147.3599999999999,1219.07,1290.78,1362.49,1434.2,1505.91,1577.62,1649.33,1721.04,null,60,64,83.73,3.33,"60-64","A-6-60-64",174.12,261.18,348.24,435.3,522.36,609.41999999999996,662.96,745.83,828.7,911.57,994.44,1.25,null,60,64,83.73,3.33,"60-64","A-6-60-64",147.6,221.4,295.2,369,442.8,516.6,562,632.25,702.5,772.75,843,1.25,null,60,64,75.48,0,"60-64","A-6-60-64",182.04,273.06,364.08,455.1,546.12,637.14,691.76,778.23,864.7,951.17,1037.6400000000001,1.25,1124.1099999999999,1210.58,1297.05,1383.52,1469.99,1556.46,1642.93,1729.4,1815.87,1902.34,1988.81,2075.2800000000002,null,60,64,83.73,3.33,"60-64","A-6-60-64",198.6,297.89999999999998,397.2,496.5,595.79999999999995,695.1,756.16,850.68,945.2,1039.72,1134.24,1.25,null,60,64,75.48,0,"60-64","A-6-60-64",252.88,379.32,505.76,632.20000000000005,758.64,885.08,960.94,1081.06,1201.18,1321.3,1441.42,100,1561.53,1681.65,1801.77,1921.89,2042.01,2162.12,2282.2399999999998,2402.36,2522.48,2642.6,2762.71,2882.83]
[null,"Yes",null,65,69,114.89,6.85,"65-69","A-6-65-69",243.48,365.22,486.96,608.70000000000005,730.44,852.18,928,1044,1160,1276,1392,1.25,null,65,69,104.34,6.2,"65-69","A-6-65-69",221.08,331.62,442.16,552.70000000000005,663.24,773.78,842.56,947.88,1053.2,1158.52,1263.8399999999999,1.25,null,65,69,95.46,5.69,"65-69","A-6-65-69",202.3,303.45,404.6,505.75,606.9,708.05,771.04,867.42,963.8,1060.18,1156.56,1.25,null,65,69,88.25,5.24,"65-69","A-6-65-69",186.98,280.47000000000003,373.96,467.45,560.94000000000005,654.42999999999995,712.64,801.72,890.8,979.88,1068.96,1.22,null,65,69,95.46,0,"65-69","A-6-65-69",190.92,286.38,381.84,477.3,572.76,668.22,725.52,816.21,906.9,997.59,1088.28,1.25,1178.97,1269.6600000000001,1360.35,1451.04,1541.73,1632.42,1723.11,1813.8,1904.49,1995.18,2085.87,2176.56,null,65,69,105.64,6.28,"65-69","A-6-65-69",223.84,335.76,447.68,559.6,671.52,783.44,853.12,959.76,1066.4000000000001,1173.04,1279.68,1.25,null,65,69,105.64,6.28,"65-69","A-6-65-69",189.78,284.67,379.56,474.45,569.34,664.23,723.28,813.69,904.1,994.51,1084.92,1.25,null,65,69,95.46,0,"65-69","A-6-65-69",229.78,344.67,459.56,574.45000000000005,689.34,804.23,873.2,982.35,1091.5,1200.6500000000001,1309.8,1.25,1418.95,1528.1,1637.25,1746.4,1855.55,1964.7,2073.85,2183,2292.15,2401.3000000000002,2510.4499999999998,2619.6,null,65,69,105.64,6.28,"65-69","A-6-65-69",255.22,382.83,510.44,638.04999999999995,765.66,893.27,972.56,1094.1300000000001,1215.7,1337.27,1458.84,1.25,null,65,69,95.46,0,"65-69","A-6-65-69",285.39999999999998,428.1,570.79999999999995,713.5,856.2,998.9,1084.52,1220.0899999999999,1355.65,1491.22,1626.78,100,1762.35,1897.91,2033.48,2169.04,2304.61,2440.17,2575.7399999999998,2711.3,2846.87,2982.43,3118,3253.56]
[null,2,null,70,74,137.63999999999999,11.77,"70-74","A-6-70-74",298.82,448.23,597.64,747.05,896.46,1045.8699999999999,1140.24,1282.77,1425.3,1567.83,1710.36,"N/A",null,70,74,124.88,10.66,"70-74","A-6-70-74",271.08,406.62,542.16,677.7,813.24,948.78,1034.4000000000001,1163.7,1293,1422.3,1551.6,"N/A\n",null,70,74,114.33,9.7799999999999994,"70-74","A-6-70-74",248.22,372.33,496.44,620.54999999999995,744.66,868.77,947.12,1065.51,1183.9000000000001,1302.29,1420.68,"N/A\n",null,70,74,105.45,9.01,"70-74","A-6-70-74",228.92,343.38,457.84,572.29999999999995,686.76,801.22,873.52,982.71,1091.9000000000001,1201.0899999999999,1310.28,"N/A\n",null,70,74,114.33,0,"70-74","A-6-70-74",228.66,342.99,457.32,571.65,685.98,800.31,868.88,977.49,1086.0999999999999,1194.71,1303.32,"N/A\n",1411.93,1520.54,1629.15,1737.76,1846.37,1954.98,2063.59,2172.1999999999998,2280.81,2389.42,2498.0300000000002,2606.64,null,70,74,126.43,10.79,"70-74","A-6-70-74",274.44,411.66,548.88,686.1,823.32,960.54,1047.2,1178.0999999999999,1309,1439.9,1570.8,"N/A\n",null,70,74,126.43,10.79,"70-74","A-6-70-74",232.36,348.54,464.72,580.9,697.08,813.26,886.64,997.47,1108.3,1219.1300000000001,1329.96,"N/A\n",null,70,74,114.33,0,"70-74","A-6-70-74",275.27999999999997,412.92,550.55999999999995,688.2,825.84,963.48,1046.08,1176.8399999999999,1307.5999999999999,1438.36,1569.12,"N/A\n",1699.88,1830.64,1961.4,2092.16,2222.92,2353.6799999999998,2484.44,2615.1999999999998,2745.96,2876.72,3007.48,3138.24,null,70,74,126.43,10.79,"70-74","A-6-70-74",312.64,468.96,625.28,781.6,937.92,1094.24,1192.72,1341.81,1490.9,1639.99,1789.08,"N/A\n",null,70,74,114.33,0,"70-74","A-6-70-74",305.92,458.88,611.84,764.8,917.76,1070.72,1162.5,1307.81,1453.12,1598.43,1743.74,"N/A\n",1889.06,2034.37,2179.6799999999998,2324.9899999999998,2470.3000000000002,2615.62,2760.93,2906.24,3051.55,3196.86,3342.18,3487.49]
[null,18,null,75,79,157.07,19.25,"75-79","A-6-75-79",352.64,528.96,705.28,881.6,1057.92,1234.24,1347.76,1516.23,1684.7,1853.17,2021.64,"N/A",null,75,79,142.63999999999999,17.440000000000001,"75-79","A-6-75-79",320.16000000000003,480.24,640.32000000000005,800.4,960.48,1120.56,1223.5999999999999,1376.55,1529.5,1682.45,1835.4,"N/A\n",null,75,79,130.97999999999999,16,"75-79","A-6-75-79",293.95999999999998,440.94,587.91999999999996,734.9,881.88,1028.8599999999999,1123.44,1263.8699999999999,1404.3,1544.73,1685.16,"N/A\n",null,75,79,120.44,14.75,"75-79","A-6-75-79",270.38,405.57,540.76,675.95,811.14,946.33,1033.3599999999999,1162.53,1291.7,1420.87,1550.04,"N/A\n",null,75,79,130.97999999999999,0,"75-79","A-6-75-79",261.95999999999998,392.94,523.91999999999996,654.9,785.88,916.86,995.44,1119.8699999999999,1244.3,1368.73,1493.16,"N/A\n",1617.59,1742.02,1866.45,1990.88,2115.31,2239.7399999999998,2364.17,2488.6,2613.0300000000002,2737.46,2861.89,2986.32,null,75,79,144.41999999999999,17.66,"75-79","A-6-75-79",324.16000000000003,486.24,648.32000000000005,810.4,972.48,1134.56,1238.8800000000001,1393.74,1548.6,1703.46,1858.32,"N/A\n",null,75,79,144.41999999999999,17.66,"75-79","A-6-75-79",274.42,411.63,548.84,686.05,823.26,960.47,1048.8,1179.9000000000001,1311,1442.1,1573.2,"N/A\n",null,75,79,130.97999999999999,0,"75-79","A-6-75-79",314.14,471.21,628.28,785.35,942.42,1099.49,1193.76,1342.98,1492.2,1641.42,1790.64,"N/A\n",1939.86,2089.08,2238.3000000000002,2387.52,2536.7399999999998,2685.96,2835.18,2984.4,3133.62,3282.84,3432.06,3581.28,null,75,79,144.41999999999999,17.66,"75-79","A-6-75-79",368.82,553.23,737.64,922.05,1106.46,1290.8699999999999,1409.2,1585.35,1761.5,1937.65,2113.8000000000002,"N/A\n",null,75,79,130.97999999999999,0,"75-79","A-6-75-79",318.92,478.38,637.84,797.3,956.76,1116.22,1211.9000000000001,1363.38,1514.87,1666.36,1817.84,"N/A\n",1969.33,2120.8200000000002,2272.31,2423.79,2575.2800000000002,2726.77,2878.25,3029.74,3181.23,3332.71,3484.2,3635.69]
[null,null,null,80,84,166.5,29.1,"80-84","A-6-80-84",391.2,586.79999999999995,782.4,978,1173.5999999999999,1369.2,1498.24,1685.52,1872.8,2060.08,2247.36,"N/A",null,80,84,150.96,26.36,"80-84","A-6-80-84",354.64,531.96,709.28,886.6,1063.92,1241.24,1358.16,1527.93,1697.7,1867.47,2037.24,"N/A\n",null,80,84,138.19999999999999,24.18,"80-84","A-6-80-84",324.76,487.14,649.52,811.9,974.28,1136.6600000000001,1243.76,1399.23,1554.7,1710.17,1865.64,"N/A\n",null,80,84,127.65,22.29,"80-84","A-6-80-84",299.88,449.82,599.76,749.7,899.64,1049.58,1148.48,1292.04,1435.6,1579.16,1722.72,"N/A\n",null,80,84,138.19999999999999,0,"80-84","A-6-80-84",276.39999999999998,414.6,552.79999999999995,691,829.2,967.4,1050.32,1181.6099999999999,1312.9,1444.19,1575.48,"N/A\n",1706.77,1838.06,1969.35,2100.64,2231.9299999999998,2363.2199999999998,2494.5100000000002,2625.8,2757.09,2888.38,3019.67,3150.96,null,80,84,152.85,26.69,"80-84","A-6-80-84",359.08,538.62,718.16,897.7,1077.24,1256.78,1375.2,1547.1,1719,1890.9,2062.8000000000002,"N/A\n",null,80,84,152.85,26.69,"80-84","A-6-80-84",304.36,456.54,608.72,760.9,913.08,1065.26,1165.5999999999999,1311.3,1457,1602.7,1748.4,"N/A\n",null,80,84,138.19999999999999,0,"80-84","A-6-80-84",333,499.5,666,832.5,999,1165.5,1265.44,1423.62,1581.8,1739.98,1898.16,"N/A\n",2056.34,2214.52,2372.6999999999998,2530.88,2689.06,2847.24,3005.42,3163.6,3321.78,3479.96,3638.14,3796.32,null,80,84,152.85,26.69,"80-84","A-6-80-84",407.54,611.30999999999995,815.08,1018.85,1222.6199999999999,1426.39,1560.32,1755.36,1950.4,2145.44,2340.48,"N/A\n",null,80,84,138.19999999999999,0,"80-84","A-6-80-84",322.42,483.63,644.84,806.05,967.26,1128.47,1225.2,1378.35,1531.5,1684.64,1837.79,"N/A\n",1990.94,2144.09,2297.2399999999998,2450.39,2603.54,2756.69,2909.84,3062.99,3216.14,3369.29,3522.44,3675.59]
["ST Code","50","50"]
[null,24,24,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000]
[null,"40-49","55-59",null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"A-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24]
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[null,null,null,75,79,401.86,49.26,"75-79","A-18-75-79",902.24,1353.36,1804.48,2255.6,2706.72,3157.84,3448.24,3879.27,4310.3,4741.33,5172.3599999999997,"N/A",null,75,79,364.94,44.63,"75-79","A-18-75-79",819.14,1228.71,1638.28,2047.85,2457.42,2866.99,3130.56,3521.88,3913.2,4304.5200000000004,4695.84,"N/A\n",null,75,79,335.12,40.94,"75-79","A-18-75-79",752.12,1128.18,1504.24,1880.3,2256.36,2632.42,2874.4,3233.7,3593,3952.3,4311.6000000000004,"N/A\n",null,75,79,308.14,37.74,"75-79","A-18-75-79",691.76,1037.6400000000001,1383.52,1729.4,2075.2800000000002,2421.16,2643.76,2974.23,3304.7,3635.17,3965.64,"N/A\n",null,75,79,335.12,0,"75-79","A-18-75-79",670.24,1005.36,1340.48,1675.6,2010.72,2345.84,2546.88,2865.24,3183.6,3501.96,3820.32,"N/A\n",4138.68,4457.04,4775.3999999999996,5093.76,5412.12,5730.48,6048.84,6367.2,6685.56,7003.92,7322.28,7640.64,null,75,79,369.5,45.19,"75-79","A-18-75-79",829.38,1244.07,1658.76,2073.4499999999998,2488.14,2902.83,3169.76,3565.98,3962.2,4358.42,4754.6400000000003,"N/A\n",null,75,79,369.5,45.19,"75-79","A-18-75-79",702.16,1053.24,1404.32,1755.4,2106.48,2457.56,2683.52,3018.96,3354.4,3689.84,4025.28,"N/A\n",null,75,79,335.12,0,"75-79","A-18-75-79",803.72,1205.58,1607.44,2009.3,2411.16,2813.02,3054.16,3435.93,3817.7,4199.47,4581.24,"N/A\n",4963.01,5344.78,5726.55,6108.32,6490.09,6871.86,7253.63,7635.4,8017.17,8398.94,8780.7099999999991,9162.48,null,75,79,369.5,45.19,"75-79","A-18-75-79",913.66,1370.49,1827.32,2284.15,2740.98,3197.81,3485.76,3921.48,4357.2,4792.92,5228.6400000000003,"N/A\n",null,75,79,335.12,0,"75-79","A-18-75-79",774.42,1161.6300000000001,1548.84,1936.05,2323.2600000000002,2710.47,2942.8,3310.65,3678.5,4046.34,4414.1899999999996,"N/A\n",4782.04,5149.8900000000003,5517.74,5885.59,6253.44,6621.29,6989.14,7356.99,7724.84,8092.69,8460.5400000000009,8828.39]
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[null,null,null,"Dependent",null,2.78,0.09,"D",{"$f":"CONCATENATE(I$67,\"-\",H68)","v":"B-6-D"},5.74,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.5099999999999998,0.08,"D",{"$f":"CONCATENATE(AB$67,\"-\",AA68)","v":"B-6-D"},5.18,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.2999999999999998,7.0000000000000007E-2,"D",{"$f":"CONCATENATE(AU$67,\"-\",AT68)","v":"B-6-D"},4.74,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.11,7.0000000000000007E-2,"D",{"$f":"CONCATENATE(BN$67,\"-\",BM68)","v":"B-6-D"},4.3600000000000003,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.2999999999999998,0,"D",{"$f":"CONCATENATE(CG$67,\"-\",CF68)","v":"B-6-D"},4.5999999999999996,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,null,null,"Dependent",null,2.54,0.08,"D",{"$f":"CONCATENATE(DL$67,\"-\",DK68)","v":"B-6-D"},5.24,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.54,0.08,"D",{"$f":"CONCATENATE(EE$67,\"-\",ED68)","v":"B-6-D"},4.4400000000000004,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,2.2999999999999998,0,"D",{"$f":"CONCATENATE(EX$67,\"-\",EW68)","v":"B-6-D"},5.56,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,null,null,"Dependent",null,2.54,0.08,"D",{"$f":"CONCATENATE(GC$67,\"-\",GB68)","v":"B-6-D"},99999,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,100,null,"Dependent",null,2.2999999999999998,0,"D",{"$f":"CONCATENATE(GV$67,\"-\",GU68)","v":"B-6-D"},5.14,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,100,null,"Dependent benefit is $500"]
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[null,null,null,65,69,75.48,4.05,"65-69","B-6-65-69",159.06,238.59,318.12,397.65,477.18,556.71,606.08000000000004,681.84,757.6,833.36,909.12,1.25,null,65,69,68.27,3.66,"65-69","B-6-65-69",143.86000000000001,215.79,287.72000000000003,359.65,431.58,503.51,548.16,616.67999999999995,685.2,753.72,822.24,1.25,null,65,69,62.16,3.35,"65-69","B-6-65-69",131.02000000000001,196.53,262.04000000000002,327.55,393.06,458.57,499.2,561.6,624,686.4,748.8,1.25,null,65,69,57.17,3.09,"65-69","B-6-65-69",120.52,180.78,241.04,301.3,361.56,421.82,459.2,516.6,574,631.4,688.8,1.22,null,65,69,62.16,0,"65-69","B-6-65-69",124.32,186.48,248.64,310.8,372.96,435.12,472.4,531.45000000000005,590.5,649.54999999999995,708.6,1.25,767.65,826.7,885.75,944.8,1003.85,1062.9000000000001,1121.95,1181,1240.05,1299.0999999999999,1358.15,1417.2,null,65,69,69.12,3.71,"65-69","B-6-65-69",145.66,218.49,291.32,364.15,436.98,509.81,554.96,624.33000000000004,693.7,763.07,832.44,1.25,null,65,69,69.12,3.71,"65-69","B-6-65-69",122.34,183.51,244.68,305.85000000000002,367.02,428.19,466.16,524.42999999999995,582.70000000000005,640.97,699.24,1.25,null,65,69,62.16,0,"65-69","B-6-65-69",150.96,226.44,301.92,377.4,452.88,528.36,573.67999999999995,645.39,717.1,788.81,860.52,1.25,932.23,1003.94,1075.6500000000001,1147.3599999999999,1219.07,1290.78,1362.49,1434.2,1505.91,1577.62,1649.33,1721.04,null,65,69,69.12,3.71,"65-69","B-6-65-69",153.76,230.64,307.52,384.4,461.28,538.16,585.91999999999996,659.16,732.4,805.64,878.88,1.25,null,65,69,62.16,0,"65-69","B-6-65-69",177.84,266.76,355.68,444.6,533.52,622.44000000000005,675.79,760.27,844.74,929.21,1013.69,100,1098.1600000000001,1182.6400000000001,1267.1099999999999,1351.58,1436.06,1520.53,1605.01,1689.48,1773.95,1858.43,1942.9,2027.38]
[null,null,null,70,74,88.8,6.91,"70-74","B-6-70-74",191.42,287.13,382.84,478.55,574.26,669.97,730.16,821.43,912.7,1003.97,1095.24,"N/A\n",null,70,74,79.92,6.25,"70-74","B-6-70-74",172.34,258.51,344.68,430.85,517.02,603.19000000000005,657.36,739.53,821.7,903.87,986.04,"N/A\n",null,70,74,73.260000000000005,5.71,"70-74","B-6-70-74",157.94,236.91,315.88,394.85,473.82,552.79,602.48,677.79,753.1,828.41,903.72,"N/A\n",null,70,74,67.16,5.25,"70-74","B-6-70-74",144.82,217.23,289.64,362.05,434.46,506.87,552.4,621.45000000000005,690.5,759.55,828.6,"N/A\n",null,70,74,73.260000000000005,0,"70-74","B-6-70-74",146.52000000000001,219.78,293.04000000000002,366.3,439.56,512.82000000000005,556.79999999999995,626.4,696,765.6,835.2,"N/A\n",904.8,974.4,1044,1113.5999999999999,1183.2,1252.8,1322.4,1392,1461.6,1531.2,1600.8,1670.4,null,70,74,80.92,6.33,"70-74","B-6-70-74",174.5,261.75,349,436.25,523.5,610.75,665.6,748.8,832,915.2,998.4,"N/A\n",null,70,74,80.92,6.33,"70-74","B-6-70-74",147,220.5,294,367.5,441,514.5,560.72,630.80999999999995,700.9,770.99,841.08,"N/A\n",null,70,74,73.260000000000005,0,"70-74","B-6-70-74",177.6,266.39999999999998,355.2,444,532.79999999999995,621.6,674.88,759.24,843.6,927.96,1012.32,"N/A\n",1096.68,1181.04,1265.4000000000001,1349.76,1434.12,1518.48,1602.84,1687.2,1771.56,1855.92,1940.28,2024.64,null,70,74,80.92,6.33,"70-74","B-6-70-74",185.3,277.95,370.6,463.25,555.9,648.54999999999995,706.88,795.24,883.6,971.96,1060.32,"N/A\n",null,70,74,73.260000000000005,0,"70-74","B-6-70-74",199.26,298.89,398.52,498.15,597.78,697.41,757.19,851.84,946.49,1041.1300000000001,1135.78,"N/A\n",1230.43,1325.08,1419.73,1514.38,1609.02,1703.67,1798.32,1892.97,1987.62,2082.27,2176.92,2271.56]
[null,null,null,75,79,102.68,11.02,"75-79","B-6-75-79",227.4,341.1,454.8,568.5,682.2,795.9,868.56,977.13,1085.7,1194.27,1302.8399999999999,"N/A\n",null,75,79,92.69,9.9700000000000006,"75-79","B-6-75-79",205.32,307.98,410.64,513.29999999999995,615.96,718.62,784.24,882.27,980.3,1078.33,1176.3599999999999,"N/A\n",null,75,79,84.92,9.1199999999999992,"75-79","B-6-75-79",188.08,282.12,376.16,470.2,564.24,658.28,718.32,808.11,897.9,987.69,1077.48,"N/A\n",null,75,79,77.7,8.39,"75-79","B-6-75-79",172.18,258.27,344.36,430.45,516.54,602.63,657.68,739.89,822.1,904.31,986.52,"N/A\n",null,75,79,84.92,0,"75-79","B-6-75-79",169.84,254.76,339.68,424.6,509.52,594.44000000000005,645.36,726.03,806.7,887.37,968.04,"N/A\n",1048.71,1129.3800000000001,1210.05,1290.72,1371.39,1452.06,1532.73,1613.4,1694.07,1774.74,1855.41,1936.08,null,75,79,93.84,10.09,"75-79","B-6-75-79",207.86,311.79000000000002,415.72,519.65,623.58000000000004,727.51,793.92,893.16,992.4,1091.6400000000001,1190.8800000000001,"N/A\n",null,75,79,93.84,10.09,"75-79","B-6-75-79",174.78,262.17,349.56,436.95,524.34,611.73,667.6,751.05,834.5,917.95,1001.4,"N/A\n",null,75,79,84.92,0,"75-79","B-6-75-79",205.36,308.04000000000002,410.72,513.4,616.08000000000004,718.76,780.4,877.95,975.5,1073.05,1170.5999999999999,"N/A\n",1268.1500000000001,1365.7,1463.25,1560.8,1658.35,1755.9,1853.45,1951,2048.5500000000002,2146.1,2243.65,2341.1999999999998,null,75,79,93.84,10.09,"75-79","B-6-75-79",220.32,330.48,440.64,550.79999999999995,660.96,771.12,841.6,946.8,1052,1157.2,1262.4000000000001,"N/A\n",null,75,79,84.92,0,"75-79","B-6-75-79",214.46,321.69,428.92,536.15,643.38,750.61,814.95,916.82,1018.69,1120.55,1222.42,"N/A\n",1324.29,1426.16,1528.03,1629.9,1731.76,1833.63,1935.5,2037.37,2139.2399999999998,2241.11,2342.98,2444.84]
[null,null,null,80,84,110.45,16.239999999999998,"80-84","B-6-80-84",253.38,380.07,506.76,633.45000000000005,760.14,886.83,969.36,1090.53,1211.7,1332.87,1454.04,"N/A\n",null,80,84,99.9,14.68,"80-84","B-6-80-84",229.16,343.74,458.32,572.9,687.48,802.06,876.72,986.31,1095.9000000000001,1205.49,1315.08,"N/A\n",null,80,84,91.58,13.43,"80-84","B-6-80-84",210.02,315.02999999999997,420.04,525.04999999999995,630.05999999999995,735.07,803.44,903.87,1004.3,1104.73,1205.1600000000001,"N/A\n",null,80,84,84.36,12.36,"80-84","B-6-80-84",193.44,290.16000000000003,386.88,483.6,580.32000000000005,677.04,740,832.5,925,1017.5,1110,"N/A\n",null,80,84,91.58,0,"80-84","B-6-80-84",183.16,274.74,366.32,457.9,549.48,641.05999999999995,696,783,870,957,1044,"N/A\n",1131,1218,1305,1392,1479,1566,1653,1740,1827,1914,2001,2088,null,80,84,101.15,14.86,"80-84","B-6-80-84",232.02,348.03,464.04,580.04999999999995,696.06,812.07,887.6,998.55,1109.5,1220.45,1331.4,"N/A\n",null,80,84,101.15,14.86,"80-84","B-6-80-84",196.36,294.54000000000002,392.72,490.9,589.08000000000004,687.26,751.2,845.1,939,1032.9000000000001,1126.8,"N/A\n",null,80,84,91.58,0,"80-84","B-6-80-84",220.9,331.35,441.8,552.25,662.7,773.15,839.44,944.37,1049.3,1154.23,1259.1600000000001,"N/A\n",1364.09,1469.02,1573.95,1678.88,1783.81,1888.74,1993.67,2098.6,2203.5300000000002,2308.46,2413.39,2518.3200000000002,null,80,84,101.15,14.86,"80-84","B-6-80-84",246.36,369.54,492.72,615.9,739.08,862.26,942.64,1060.47,1178.3,1296.1300000000001,1413.96,"N/A\n",null,80,84,91.58,0,"80-84","B-6-80-84",220.18,330.27,440.36,550.45000000000005,660.54,770.63,836.68,941.27,1045.8599999999999,1150.44,1255.03,"N/A\n",1359.61,1464.2,1568.78,1673.37,1777.95,1882.54,1987.12,2091.71,2196.3000000000002,2300.88,2405.4699999999998,2510.0500000000002]
[]
[null,null,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000]
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[null,null,null,75,79,185,20.8,"75-79","B-12-75-79",411.6,617.4,823.2,1029,1234.8,1440.6,1572.4,1768.95,1965.5,2162.0500000000002,2358.6,"N/A\n",null,75,79,167,18.809999999999999,"75-79","B-12-75-79",371.62,557.42999999999995,743.24,929.05,1114.8599999999999,1300.67,1419.68,1597.14,1774.6,1952.06,2129.52,"N/A\n",null,75,79,153,17.2,"75-79","B-12-75-79",340.4,510.6,680.8,851,1021.2,1191.4000000000001,1300.4000000000001,1462.95,1625.5,1788.05,1950.6,"N/A\n",null,75,79,140,15.84,"75-79","B-12-75-79",311.68,467.52,623.36,779.2,935.04,1090.8800000000001,1190.72,1339.56,1488.4,1637.24,1786.08,"N/A\n",null,75,79,153,0,"75-79","B-12-75-79",306,459,612,765,918,1071,1162.8,1308.1500000000001,1453.5,1598.85,1744.2,"N/A\n",1889.55,2034.9,2180.25,2325.6,2470.9499999999998,2616.3000000000002,2761.65,2907,3052.35,3197.7,3343.05,3488.4,null,75,79,169.09,19.05,"75-79","B-12-75-79",376.28,564.41999999999996,752.56,940.7,1128.8399999999999,1316.98,1437.52,1617.21,1796.9,1976.59,2156.2800000000002,"N/A\n",null,75,79,169.09,19.05,"75-79","B-12-75-79",316.36,474.54,632.72,790.9,949.08,1107.26,1208.6400000000001,1359.72,1510.8,1661.88,1812.96,"N/A\n",null,75,79,153,0,"75-79","B-12-75-79",370,555,740,925,1110,1295,1406,1581.75,1757.5,1933.25,2109,"N/A\n",2284.75,2460.5,2636.25,2812,2987.75,3163.5,3339.25,3515,3690.75,3866.5,4042.25,4218,null,75,79,169.09,19.05,"75-79","B-12-75-79",417.58,626.37,835.16,1043.95,1252.74,1461.53,1595.12,1794.51,1993.9,2193.29,2392.6799999999998,"N/A\n",null,75,79,153,0,"75-79","B-12-75-79",392.56,588.84,785.12,981.4,1177.68,1373.96,1491.73,1678.19,1864.66,2051.13,2237.59,"N/A\n",2424.06,2610.52,2796.99,2983.46,3169.92,3356.39,3542.85,3729.32,3915.79,4102.25,4288.72,4475.18]
[null,null,null,80,84,199,30.64,"80-84","B-12-80-84",459.28,688.92,918.56,1148.2,1377.84,1607.48,1757.52,1977.21,2196.9,2416.59,2636.28,"N/A\n",null,80,84,180,27.7,"80-84","B-12-80-84",415.4,623.1,830.8,1038.5,1246.2,1453.9,1589.6,1788.3,1987,2185.6999999999998,2384.4,"N/A\n",null,80,84,165,25.34,"80-84","B-12-80-84",380.68,571.02,761.36,951.7,1142.04,1332.38,1456.72,1638.81,1820.9,2002.99,2185.08,"N/A\n",null,80,84,152,23.32,"80-84","B-12-80-84",350.64,525.96,701.28,876.6,1051.92,1227.24,1341.76,1509.48,1677.2,1844.92,2012.64,"N/A\n",null,80,84,165,0,"80-84","B-12-80-84",330,495,660,825,990,1155,1254,1410.75,1567.5,1724.25,1881,"N/A\n",2037.75,2194.5,2351.25,2508,2664.75,2821.5,2978.25,3135,3291.75,3448.5,3605.25,3762,null,80,84,182.25,28.05,"80-84","B-12-80-84",420.6,630.9,841.2,1051.5,1261.8,1472.1,1609.52,1810.71,2011.9,2213.09,2414.2800000000002,"N/A\n",null,80,84,182.25,28.05,"80-84","B-12-80-84",355.9,533.85,711.8,889.75,1067.7,1245.6500000000001,1361.92,1532.16,1702.4,1872.64,2042.88,"N/A\n",null,80,84,165,0,"80-84","B-12-80-84",398,597,796,995,1194,1393,1512.4,1701.45,1890.5,2079.5500000000002,2268.6,"N/A\n",2457.65,2646.7,2835.75,3024.8,3213.85,3402.9,3591.95,3781,3970.05,4159.1000000000004,4348.1499999999996,4537.2,null,80,84,182.25,28.05,"80-84","B-12-80-84",466.82,700.23,933.64,1167.05,1400.46,1633.87,1786.16,2009.43,2232.6999999999998,2455.9699999999998,2679.24,"N/A\n",null,80,84,165,0,"80-84","B-12-80-84",403.76,605.64,807.52,1009.4,1211.28,1413.16,1534.29,1726.07,1917.86,2109.65,2301.4299999999998,"N/A\n",2493.2199999999998,2685,2876.79,3068.58,3260.36,3452.15,3643.93,3835.72,4027.51,4219.29,4411.08,4602.8599999999997]
[]
[]
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[null,null,null,80,84,282.58,44.43,"80-84","B-18-80-84",654.02,981.03,1308.04,1635.05,1962.06,2289.0700000000002,2503.04,2815.92,3128.8,3441.68,3754.56,"N/A\n",null,80,84,255.6,40.159999999999997,"80-84","B-18-80-84",591.52,887.28,1183.04,1478.8,1774.56,2070.3200000000002,2263.84,2546.8200000000002,2829.8,3112.78,3395.76,"N/A\n",null,80,84,234.3,36.74,"80-84","B-18-80-84",542.08000000000004,813.12,1084.1600000000001,1355.2,1626.24,1897.28,2074.64,2333.9699999999998,2593.3000000000002,2852.63,3111.96,"N/A\n",null,80,84,215.84,33.799999999999997,"80-84","B-18-80-84",499.28,748.92,998.56,1248.2,1497.84,1747.48,1910.8,2149.65,2388.5,2627.35,2866.2,"N/A\n",null,80,84,234.3,0,"80-84","B-18-80-84",468.6,702.9,937.2,1171.5,1405.8,1640.1,1780.72,2003.31,2225.9,2448.4899999999998,2671.08,"N/A\n",2893.67,3116.26,3338.85,3561.44,3784.03,4006.62,4229.21,4451.8,4674.3900000000003,4896.9799999999996,5119.57,5342.16,null,80,84,258.8,40.659999999999997,"80-84","B-18-80-84",598.91999999999996,898.38,1197.8399999999999,1497.3,1796.76,2096.2199999999998,2292.16,2578.6799999999998,2865.2,3151.72,3438.24,"N/A\n",null,80,84,258.8,40.659999999999997,"80-84","B-18-80-84",506.78,760.17,1013.56,1266.95,1520.34,1773.73,1939.52,2181.96,2424.4,2666.84,2909.28,"N/A\n",null,80,84,234.3,0,"80-84","B-18-80-84",565.16,847.74,1130.32,1412.9,1695.48,1978.06,2147.6,2416.0500000000002,2684.5,2952.95,3221.4,"N/A\n",3489.85,3758.3,4026.75,4295.2,4563.6499999999996,4832.1000000000004,5100.55,5369,5637.45,5905.9,6174.35,6442.8,null,80,84,258.8,40.659999999999997,"80-84","B-18-80-84",661.48,992.22,1322.96,1653.7,1984.44,2315.1799999999998,2525.92,2841.66,3157.4,3473.14,3788.88,"N/A\n",null,80,84,234.3,0,"80-84","B-18-80-84",587.08000000000004,880.62,1174.1600000000001,1467.7,1761.24,2054.7800000000002,2230.9,2509.77,2788.63,3067.49,3346.36,"N/A\n",3625.22,3904.08,4182.95,4461.8100000000004,4740.67,5019.53,5298.4,5577.26,5856.12,6134.99,6413.85,6692.71]
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[null,null,null,"Dependent",null,9.08,0.31,"D",{"$f":"CONCATENATE(I$110,\"-\",H111)","v":"B-24-D"},18.78,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,8.1999999999999993,0.27,"D",{"$f":"CONCATENATE(AB$110,\"-\",AA111)","v":"B-24-D"},16.940000000000001,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,7.51,0.26,"D",{"$f":"CONCATENATE(AU$110,\"-\",AT111)","v":"B-24-D"},15.54,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,6.92,0.23,"D",{"$f":"CONCATENATE(BN$110,\"-\",BM111)","v":"B-24-D"},14.3,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,7.51,0,"D",{"$f":"CONCATENATE(CG$110,\"-\",CF111)","v":"B-24-D"},15.02,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,null,null,"Dependent",null,8.31,0.27,"D",{"$f":"CONCATENATE(DL$110,\"-\",DK111)","v":"B-24-D"},17.16,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,8.31,0.27,"D",{"$f":"CONCATENATE(EE$110,\"-\",ED111)","v":"B-24-D"},14.5,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent",null,7.51,0,"D",{"$f":"CONCATENATE(EX$110,\"-\",EW111)","v":"B-24-D"},18.16,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,1.1000000000000001,null,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,null,null,"Dependent",null,8.31,0.27,"D",{"$f":"CONCATENATE(GC$110,\"-\",GB111)","v":"B-24-D"},99999,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,100,null,"Dependent",null,7.51,0,"D",{"$f":"CONCATENATE(GV$110,\"-\",GU111)","v":"B-24-D"},17.84,"Dependent benefit is $500",null,null,null,null,null,null,null,null,null,100,null,"Dependent benefit is $500"]
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[]
[]
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[null,null,null,70,74,83.25,11.39,"70-74","C-6-70-74",189.28,283.92,378.56,473.2,567.84,662.48,723.84,814.32,904.8,995.28,1085.76,"N/A\n",null,70,74,75.48,10.32,"70-74","C-6-70-74",171.6,257.39999999999998,343.2,429,514.79999999999995,600.6,656.24,738.27,820.3,902.33,984.36,"N/A\n",null,70,74,69.38,9.4499999999999993,"70-74","C-6-70-74",157.66,236.49,315.32,394.15,472.98,551.80999999999995,602.88,678.24,753.6,828.96,904.32,"N/A\n",null,70,74,63.83,8.69,"70-74","C-6-70-74",145.04,217.56,290.08,362.6,435.12,507.64,554.64,623.97,693.3,762.63,831.96,"N/A\n",null,null,null,null,null,"70-74","C-6-70-74",138.76,208.14,277.52,346.9,416.28,485.66,527.28,593.19000000000005,659.1,725.01,790.92,"N/A\n",856.83,922.74,988.65,1054.56,1120.47,1186.3800000000001,1252.29,1318.2,1384.11,1450.02,1515.93,1581.84,null,70,74,76.42,10.45,"70-74","C-6-70-74",173.74,260.61,347.48,434.35,521.22,608.09,664.4,747.45,830.5,913.55,996.6,"N/A\n",null,70,74,76.42,10.45,"70-74","C-6-70-74",147.22,220.83,294.44,368.05,441.66,515.27,562.96,633.33000000000004,703.7,774.07,844.44,"N/A\n",null,null,null,null,null,"70-74","C-6-70-74",166.5,249.75,333,416.25,499.5,582.75,632.72,711.81,790.9,869.99,949.08,"N/A\n",1028.17,1107.26,1186.3499999999999,1265.44,1344.53,1423.62,1502.71,1581.8,1660.89,1739.98,1819.07,1898.16,null,70,74,76.42,10.45,"70-74","C-6-70-74",204.64,306.95999999999998,409.28,511.6,613.91999999999996,716.24,782.16,879.93,977.7,1075.47,1173.24,"N/A\n",null,null,null,null,null,"70-74","C-6-70-74",169.28,253.92,338.56,423.2,507.84,592.48,643.26,723.67,804.08,884.49,964.9,"N/A\n",1045.3,1125.71,1206.1199999999999,1286.53,1366.94,1447.34,1527.75,1608.16,1688.57,1768.98,1849.38,1929.79]
[null,null,null,75,79,103.23,19.16,"75-79","C-6-75-79",244.78,367.17,489.56,611.95000000000005,734.34,856.73,937.84,1055.07,1172.3,1289.53,1406.76,"N/A\n",null,75,79,93.24,17.36,"75-79","C-6-75-79",221.2,331.8,442.4,553,663.6,774.2,847.52,953.46,1059.4000000000001,1165.3399999999999,1271.28,"N/A\n",null,75,79,85.47,15.9,"75-79","C-6-75-79",202.74,304.11,405.48,506.85,608.22,709.59,776.8,873.9,971,1068.0999999999999,1165.2,"N/A\n",null,75,79,78.81,14.61,"75-79","C-6-75-79",186.84,280.26,373.68,467.1,560.52,653.94000000000005,715.84,805.32,894.8,984.28,1073.76,"N/A\n",null,null,null,null,null,"75-79","C-6-75-79",170.94,256.41000000000003,341.88,427.35,512.82000000000005,598.29,649.6,730.8,812,893.2,974.4,"N/A\n",1055.5999999999999,1136.8,1218,1299.2,1380.4,1461.6,1542.8,1624,1705.2,1786.4,1867.6,1948.8,null,75,79,94.41,17.579999999999998,"75-79","C-6-75-79",223.98,335.97,447.96,559.95000000000005,671.94,783.93,858.16,965.43,1072.7,1179.97,1287.24,"N/A\n",null,75,79,94.41,17.579999999999998,"75-79","C-6-75-79",189.64,284.45999999999998,379.28,474.1,568.91999999999996,663.74,726.56,817.38,908.2,999.02,1089.8399999999999,"N/A\n",null,null,null,null,null,"75-79","C-6-75-79",206.46,309.69,412.92,516.15,619.38,722.61,784.56,882.63,980.7,1078.77,1176.8399999999999,"N/A\n",1274.9100000000001,1372.98,1471.05,1569.12,1667.19,1765.26,1863.33,1961.4,2059.4699999999998,2157.54,2255.61,2353.6799999999998,null,75,79,94.41,17.579999999999998,"75-79","C-6-75-79",263.58,395.37,527.16,658.95,790.74,922.53,1009.28,1135.44,1261.5999999999999,1387.76,1513.92,"N/A\n",null,null,null,null,null,"75-79","C-6-75-79",179.44,269.16000000000003,358.88,448.6,538.32000000000005,628.04,681.87,767.11,852.34,937.57,1022.81,"N/A\n",1108.04,1193.28,1278.51,1363.74,1448.98,1534.21,1619.45,1704.68,1789.91,1875.15,1960.38,2045.62]
[null,null,null,80,84,113.22,28.67,"80-84","C-6-80-84",283.77999999999997,425.67,567.55999999999995,709.45,851.34,993.23,1089.8399999999999,1226.07,1362.3,1498.53,1634.76,"N/A\n",null,80,84,102.68,25.98,"80-84","C-6-80-84",257.32,385.98,514.64,643.29999999999995,771.96,900.62,988.24,1111.77,1235.3,1358.83,1482.36,"N/A\n",null,80,84,93.8,23.8,"80-84","C-6-80-84",235.2,352.8,470.4,588,705.6,823.2,903.28,1016.19,1129.0999999999999,1242.01,1354.92,"N/A\n",null,80,84,86.58,21.88,"80-84","C-6-80-84",216.92,325.38,433.84,542.29999999999995,650.76,759.22,833.04,937.17,1041.3,1145.43,1249.56,"N/A\n",null,null,null,null,null,"80-84","C-6-80-84",187.6,281.39999999999998,375.2,469,562.79999999999995,656.6,712.88,801.99,891.1,980.21,1069.32,"N/A\n",1158.43,1247.54,1336.65,1425.76,1514.87,1603.98,1693.09,1782.2,1871.31,1960.42,2049.5300000000002,2138.64,null,80,84,103.96,26.3,"80-84","C-6-80-84",260.52,390.78,521.04,651.29999999999995,781.56,911.82,1000.48,1125.54,1250.5999999999999,1375.66,1500.72,"N/A\n",null,80,84,103.96,26.3,"80-84","C-6-80-84",220.18,330.27,440.36,550.45000000000005,660.54,770.63,845.6,951.3,1057,1162.7,1268.4000000000001,"N/A\n",null,null,null,null,null,"80-84","C-6-80-84",226.44,339.66,452.88,566.1,679.32,792.54,860.48,968.04,1075.5999999999999,1183.1600000000001,1290.72,"N/A\n",1398.28,1505.84,1613.4,1720.96,1828.52,1936.08,2043.64,2151.1999999999998,2258.7600000000002,2366.3200000000002,2473.88,2581.44,null,80,84,103.96,26.3,"80-84","C-6-80-84",304.58,456.87,609.16,761.45,913.74,1066.03,1168.8800000000001,1314.99,1461.1,1607.21,1753.32,"N/A\n",null,null,null,null,null,"80-84","C-6-80-84",186.38,279.57,372.76,465.95,559.14,652.33000000000004,708.24,796.77,885.31,973.84,1062.3699999999999,"N/A\n",1150.9000000000001,1239.43,1327.96,1416.49,1505.02,1593.55,1682.08,1770.61,1859.14,1947.67,2036.2,2124.73]
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[null,null,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000]
[null,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,"C-12",2,3,4,5,6,7,8,9,10,11,12,null,13,14,15,16,17,18,19,20,21,22,23,24]
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[null,null,null,70,74,150,19.47,"70-74","C-12-70-74",338.94,508.41,677.88,847.35,1016.82,1186.29,1295.76,1457.73,1619.7,1781.67,1943.64,"N/A\n",null,70,74,136,17.64,"70-74","C-12-70-74",307.27999999999997,460.92,614.55999999999995,768.2,921.84,1075.48,1174.72,1321.56,1468.4,1615.24,1762.08,"N/A\n",null,70,74,125,16.16,"70-74","C-12-70-74",282.32,423.48,564.64,705.8,846.96,988.12,1079.28,1214.19,1349.1,1484.01,1618.92,"N/A\n",null,70,74,115,14.86,"70-74","C-12-70-74",259.72000000000003,389.58,519.44000000000005,649.29999999999995,779.16,909.02,992.88,1116.99,1241.0999999999999,1365.21,1489.32,"N/A\n",null,null,null,null,null,"70-74","C-12-70-74",250,375,500,625,750,875,950,1068.75,1187.5,1306.25,1425,"N/A\n",1543.75,1662.5,1781.25,1900,2018.75,2137.5,2256.25,2375,2493.75,2612.5,2731.25,2850,null,70,74,137.69999999999999,17.86,"70-74","C-12-70-74",311.12,466.68,622.24,777.8,933.36,1088.92,1189.44,1338.12,1486.8,1635.48,1784.16,"N/A\n",null,70,74,137.69999999999999,17.86,"70-74","C-12-70-74",263.62,395.43,527.24,659.05,790.86,922.67,1007.76,1133.73,1259.7,1385.67,1511.64,"N/A\n",null,null,null,null,null,"70-74","C-12-70-74",300,450,600,750,900,1050,1140,1282.5,1425,1567.5,1710,"N/A\n",1852.5,1995,2137.5,2280,2422.5,2565,2707.5,2850,2992.5,3135,3277.5,3420,null,70,74,137.69999999999999,17.86,"70-74","C-12-70-74",363.34,545.01,726.68,908.35,1090.02,1271.69,1388.48,1562.04,1735.6,1909.16,2082.7199999999998,"N/A\n",null,null,null,null,null,"70-74","C-12-70-74",272.88,409.32,545.76,682.2,818.64,955.08,1036.94,1166.56,1296.18,1425.8,1555.42,"N/A\n",1685.03,1814.65,1944.27,2073.89,2203.5100000000002,2333.12,2462.7399999999998,2592.36,2721.98,2851.6,2981.21,3110.83]
[null,null,null,75,79,186,32.74,"75-79","C-12-75-79",437.48,656.22,874.96,1093.7,1312.44,1531.18,1675.52,1884.96,2094.4,2303.84,2513.2800000000002,"N/A\n",null,75,79,168,29.67,"75-79","C-12-75-79",395.34,593.01,790.68,988.35,1186.02,1383.69,1514.16,1703.43,1892.7,2081.9699999999998,2271.2399999999998,"N/A\n",null,75,79,154,27.17,"75-79","C-12-75-79",362.34,543.51,724.68,905.85,1087.02,1268.19,1387.76,1561.23,1734.7,1908.17,2081.64,"N/A\n",null,75,79,142,24.98,"75-79","C-12-75-79",333.96,500.94,667.92,834.9,1001.88,1168.8599999999999,1279.04,1438.92,1598.8,1758.68,1918.56,"N/A\n",null,null,null,null,null,"75-79","C-12-75-79",308,462,616,770,924,1078,1170.4000000000001,1316.7,1463,1609.3,1755.6,"N/A\n",1901.9,2048.1999999999998,2194.5,2340.8000000000002,2487.1,2633.4,2779.7,2926,3072.3,3218.6,3364.9,3511.2,null,75,79,170.1,30.04,"75-79","C-12-75-79",400.28,600.41999999999996,800.56,1000.7,1200.8399999999999,1400.98,1533.12,1724.76,1916.4,2108.04,2299.6799999999998,"N/A\n",null,75,79,170.1,30.04,"75-79","C-12-75-79",338.96,508.44,677.92,847.4,1016.88,1186.3599999999999,1298.1600000000001,1460.43,1622.7,1784.97,1947.24,"N/A\n",null,null,null,null,null,"75-79","C-12-75-79",372,558,744,930,1116,1302,1413.6,1590.3,1767,1943.7,2120.4,"N/A\n",2297.1,2473.8000000000002,2650.5,2827.2,3003.9,3180.6,3357.3,3534,3710.7,3887.4,4064.1,4240.8,null,75,79,170.1,30.04,"75-79","C-12-75-79",467.3,700.95,934.6,1168.25,1401.9,1635.55,1788.8,2012.4,2236,2459.6,2683.2,"N/A\n",null,null,null,null,null,"75-79","C-12-75-79",292.7,439.05,585.4,731.75,878.1,1024.45,1112.26,1251.29,1390.33,1529.36,1668.39,"N/A\n",1807.42,1946.46,2085.4899999999998,2224.52,2363.5500000000002,2502.59,2641.62,2780.65,2919.68,3058.72,3197.75,3336.78]
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[]
[]
[null,null,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000,null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",null,null,null,null,null,null,null,500,750,1000,1250,1500,1750,2000,2250,2500,2750,3000,"ROP",3250,3500,3750,4000,4250,4500,4750,5000,5250,5500,5750,6000]
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[null,null,null,75,79,337.59,58.28,"75-79","C-24-75-79",791.74,1187.6099999999999,1583.48,1979.35,2375.2199999999998,2771.09,3031.92,3410.91,3789.9,4168.8900000000003,4547.88,"N/A",null,75,79,304.92,52.8,"75-79","C-24-75-79",715.44,1073.1600000000001,1430.88,1788.6,2146.3200000000002,2504.04,2739.76,3082.23,3424.7,3767.17,4109.6400000000003,"N/A",null,75,79,279.51,48.37,"75-79","C-24-75-79",655.76,983.64,1311.52,1639.4,1967.28,2295.16,2511.1999999999998,2825.1,3139,3452.9,3766.8,"N/A",null,75,79,257.73,44.47,"75-79","C-24-75-79",604.4,906.6,1208.8,1511,1813.2,2115.4,2314.48,2603.79,2893.1,3182.41,3471.72,"N/A\n",null,null,null,null,null,"75-79","C-24-75-79",559.02,838.53,1118.04,1397.55,1677.06,1956.57,2124.2399999999998,2389.77,2655.3,2920.83,3186.36,"N/A\n",3451.89,3717.42,3982.95,4248.4799999999996,4514.01,4779.54,5045.07,5310.6,5576.13,5841.66,6107.19,6372.72,null,75,79,308.73,53.46,"75-79","C-24-75-79",724.38,1086.57,1448.76,1810.95,2173.14,2535.33,2774,3120.75,3467.5,3814.25,4161,"N/A",null,75,79,308.73,53.46,"75-79","C-24-75-79",724.38,1086.57,1448.76,1810.95,2173.14,2535.33,2349.2800000000002,2642.94,2936.6,3230.26,3523.92,"N/A",null,null,null,null,null,"75-79","C-24-75-79",675.18,1012.77,1350.36,1687.95,2025.54,2363.13,2565.6799999999998,2886.39,3207.1,3527.81,3848.52,"N/A\n",4169.2299999999996,4489.9399999999996,4810.6499999999996,5131.3599999999997,5452.07,5772.78,6093.49,6414.2,6734.91,7055.62,7376.33,7697.04,null,75,79,308.73,53.46,"75-79","C-24-75-79",794.78,1192.17,1589.56,1986.95,2384.34,2781.73,3033.28,3412.44,3791.6,4170.76,4549.92,"N/A\n",null,null,null,null,null,"75-79","C-24-75-79",518.98,778.47,1037.96,1297.45,1556.94,1816.43,1972.12,2218.64,2465.16,2711.67,2958.19,"N/A\n",3204.7,3451.22,3697.73,3944.25,4190.76,4437.28,4683.79,4930.3100000000004,5176.83,5423.34,5669.86,5916.37]
[null,null,null,80,84,370.26,87.24,"80-84","C-24-80-84",915,1372.5,1830,2287.5,2745,3202.5,3511.92,3950.91,4389.8999999999996,4828.8900000000003,5267.88,"N/A",null,80,84,335.78,79.040000000000006,"80-84","C-24-80-84",829.64,1244.46,1659.28,2074.1,2488.92,2903.74,3184.24,3582.27,3980.3,4378.33,4776.3599999999997,"N/A",null,80,84,306.74,72.41,"80-84","C-24-80-84",758.3,1137.45,1516.6,1895.75,2274.9,2654.05,2910.48,3274.29,3638.1,4001.91,4365.72,"N/A",null,80,84,283.14,66.56,"80-84","C-24-80-84",699.4,1049.0999999999999,1398.8,1748.5,2098.1999999999998,2447.9,2684.32,3019.86,3355.4,3690.94,4026.48,"N/A\n",null,null,null,null,null,"80-84","C-24-80-84",613.48,920.22,1226.96,1533.7,1840.44,2147.1799999999998,2331.1999999999998,2622.6,2914,3205.4,3496.8,"N/A\n",3788.2,4079.6,4371,4662.3999999999996,4953.8,5245.2,5536.6,5828,6119.4,6410.8,6702.2,6993.6,null,80,84,339.97,80.03,"80-84","C-24-80-84",840,1260,1680,2100,2520,2940,3224,3627,4030,4433,4836,"N/A",null,80,84,339.97,80.03,"80-84","C-24-80-84",840,1260,1680,2100,2520,2940,2724.64,3065.22,3405.8,3746.38,4086.96,"N/A",null,null,null,null,null,"80-84","C-24-80-84",740.52,1110.78,1481.04,1851.3,2221.56,2591.8200000000002,2814,3165.75,3517.5,3869.25,4221,"N/A\n",4572.75,4924.5,5276.25,5628,5979.75,6331.5,6683.25,7035,7386.75,7738.5,8090.25,8442,null,80,84,339.97,80.03,"80-84","C-24-80-84",898.48,1347.72,1796.96,2246.1999999999998,2695.44,3144.68,3433.84,3863.07,4292.3,4721.53,5150.76,"N/A\n",null,null,null,null,null,"80-84","C-24-80-84",546.74,820.11,1093.48,1366.85,1640.22,1913.59,2077.61,2337.31,2597.02,2856.72,3116.42,"N/A\n",3376.12,3635.82,3895.52,4155.22,4414.93,4674.63,4934.33,5194.03,5453.73,5713.43,5973.13,6232.84]
[null,null,null,"Annual Policy Fee:  $25.00",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco rating factor:  1.50",null,null,null,"Annual Policy Fee:  $25.00",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco rating factor:  1.50",null,null,null,"Annual Policy Fee:  $25.00",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco rating factor:  1.50",null,null,null,"Annual Policy Fee:  $25.00",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tobacco rating factor:  1.50"]
[null,null,null,"Modal Factors:   Semi-Annual 0.52, Quarterly .265, Monthly Bank Draft .09",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Modal Factors:   Semi-Annual 0.52, Quarterly .265, Monthly Bank Draft .09",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Modal Factors:   Semi-Annual 0.52, Quarterly .265, Monthly Bank Draft .09",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Modal Factors:   Semi-Annual 0.52, Quarterly .265, Monthly Bank Draft .09"]

{"sheet":"temp1","index":60,"n_rows":81,"n_cols":19,"rows_kept":81,"cut":false,"hidden":true,"merged":[[23,4,23,5],[24,4,24,5],[23,7,23,8],[25,4,25,5],[24,7,24,8],[25,7,25,8]]}
[432000]
[3000]
[4500]
[6000]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,5,-100]
[null,null,null,null,null,0.2]
[null,null,null,null,null,0.15]
[null,null,null,0.3,0.25,0.1,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan A & Sally Plan A =",{"$f":"'Two Insured'!T26","v":3606.74}]
[null,null,null,0.25,0.25,0.25,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan A & Sally Plan B =",{"$f":"'Two Insured'!T27","v":3323.7}]
[null,null,null,{"$f":"IF(C34=\"Yes\",\"Rates\",\"Claims\")","v":"Rates"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan A & Sally Plan C =",{"$f":"'Two Insured'!T28","v":3155.14}]
[null,"Yes","Yes","Rates",{"$f":"IF(C34=\"YES\",D28,E28)","v":5},{"$f":"IF(C34=\"Yes\",D28,E28)","v":5},null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan B & Sally Plan A =",{"$f":"'Two Insured'!T29","v":2727.74}]
[null,"No",null,"Picture",{"$f":"IF(C34=\"No\",D28,E28)","v":-100},{"$f":"IF(C34=\"No\",D28,E28)","v":-100},null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan B & Sally Plan B =",1543]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan B & Sally Plan C =",123]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan C & Sally Plan A =",167]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan C & Sally Plan B =",3245]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Adolphus Plan C & Sally Plan C =",5422]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
["Name","Dept","Age"]
["Henry",501,28]
["Stan",201,19]
["Mary",101,22]
["Larry",301,29]
[]
[]
[{"$f":"OFFSET(C74,2,-1)","v":101}]
[{"$f":"OFFSET(C74,2,-1,1,1)","v":101}]