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style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:white'>For Assistance: 800-842-7799&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=640 colspan=3 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=638 style='width:478.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=40> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes; height:18.75pt'> <td width=379 style='width:284.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;&nbsp;&nbsp;<img border=0 id="_x0000_i1031" src="http://assoctemp.goldencareusa.com/marketing/GC_White-eb_333x84.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> <td width=259 style='width:194.25pt;padding:0in 0in 0in 0in;height:18.75pt; valign: middle'> <p class=MsoNormal align=right style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:white'>Industry Highlights&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> and Good News!&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> February 17, 2016&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;height:9.0pt'> <td width=640 colspan=3 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:white;padding:0in 0in 0in 0in;height:9.0pt'> <p class=MsoNormal align=center style='text-align:center;line-height:9.0pt'><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=10 style='width:7.5pt;border:none;border-left:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=620 style='width:465.0pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1032" src="http://goldencareagent.com/docs/images/MedAm-Logo_227x72.gif"><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:20.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#1A4C8A'>With MedAmerica exiting the LTC Insurance Market, what are you planning to do next?</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>With this line of business being so incredibly important in planning for your clients' financial futures, consider appointing with Mutual of Omaha.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Mutual of Omaha Highlights:<o:p></o:p></span></p> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>Strong Financial Ratings: A.M. Best affirmed our <strong><span style='font-family:"Lato","sans-serif"'>A+ (Superior) rating</span></strong> 12/2015.<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>MedAmerica's old Cash policies were extremely attractive: Mutual of Omaha's Custom Solution plan has a <strong><span style='font-family:"Lato","sans-serif"'>built-in 40% First-Day Cash Benefit</span></strong> for informal care.<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>The Custom Solution plan has some of the <strong><span style='font-family: "Lato","sans-serif"'>greatest flexibility in LTC</span></strong>, including:<o:p></o:p></span></li> <ul type=circle> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level2 lfo1;tab-stops:list 1.0in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>1% to 5% Compound Inflation with Guaranteed Buy-Up<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level2 lfo1;tab-stops:list 1.0in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>200% Professional HHC Option<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level2 lfo1;tab-stops:list 1.0in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>Security Benefit (Pays benefits to Uninsured Partner)<o:p></o:p></span></li> </ul> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>Currently <strong><span style='font-family:"Lato","sans-serif"'>the largest writer</span></strong> of long-term care insurance (brokerage).<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>Rich, <strong><span style='font-family:"Lato","sans-serif"'>100+ year history</span></strong> in the insurance industry!<o:p></o:p></span></li> </ul> <p class=MsoNormal><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>In fact, Mutual of Omaha's Custom Solution plan is among a select few included in GoldenCare's <a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL2dvbGRlbmNhcmVhZ2VudC5jb20vcGVyZmVjdC1wb3J0Zm9saW8v&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4">Perfect Portfolio</a>.<br> For more information on Mutual of Omaha and their LTC insurance, <a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL2dvbGRlbmNhcmVhZ2VudC5jb20vbXV0dWFsLW9mLW9tYWhhLTIvI01PTw%3D%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4">click here</a>.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Plus, our <a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5lbWFpbGJyYWluLmNvbS9uZXcvZW5fc2VuZF9wcmV2aWV3X2lmcmFtZTIuYXNweD9TSUQ9MSZTaXRlSUQ9MzgyNDImTmV3c2xldHRlcklEPTE2NjUwNzU%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4" target=null>3-in-1 Promotion</a> is another compelling reason to sell Mutual of Omaha's LTC: <a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5lbWFpbGJyYWluLmNvbS9uZXcvZW5fc2VuZF9wcmV2aWV3X2lmcmFtZTIuYXNweD9TSUQ9MSZTaXRlSUQ9MzgyNDImTmV3c2xldHRlcklEPTE2NjUwNzU%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4" target=null><em><span style='font-family:"Lato","sans-serif"'>You could walk away with the keys to </span></em><strong><i><span style='font-family:"Lato","sans-serif"'>a New Ford Mustang</span></i></strong><em><span style='font-family:"Lato","sans-serif"'>!</span></em></a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:14.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:20.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#1A4C8A'>With MedAmerica's exit, consider <strong><span style='font-family:"Cabin","sans-serif"'>Mutual of Omaha</span></strong>.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> <img border=0 id="_x0000_i1033" src="http://goldencareagent.com/docs/images/MOO-Logo_182x121-blk.gif"><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=10 style='width:7.5pt;border:none;border-right:solid #969696 1.0pt; mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5;height:6.0pt'> <td width=640 colspan=3 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:#00B2CC;padding:0in 0in 0in 0in;height:6.0pt'> <p class=MsoNormal align=center style='text-align:center;line-height:6.0pt'><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td width=640 colspan=3 style='width:480.0pt;border-top:solid gainsboro 1.0pt; border-left:solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-top-alt:solid gainsboro .75pt;mso-border-left-alt:solid #969696 .75pt; mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp; </span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL2Fzc29jdGVtcC5nb2xkZW5jYXJldXNhLmNvbS9tYXJrZXRpbmcvOTAtRGF5c19BZnRlcl9Db250cmFjdGluZy5wZGY%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4"><em><span style='font-family:"Lato","sans-serif"'>Click Here to add Mutual of Omaha's LTC to your appointments.</span></em></a></span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp; </span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>If you have questions or need additional information, please call us at 1-800-842-7799.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp; 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style='width:480.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=650 style='width:487.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=189> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'> <td width=319 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> &nbsp;&nbsp;&nbsp;<img border=0 id="_x0000_i1034" src="http://assoctemp.goldencareusa.com/marketing/GC_Black-eb_287x71.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> <td width=319 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:#00B2CC;letter-spacing:-.5pt'>Your Success Is Our Priority</span></strong><span style='mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'>&nbsp;</span><span style='mso-fareast-font-family: "Times New Roman";letter-spacing:-.5pt'><br> </span><span style='font-size:14.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet Contracted?<br> <a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL2Fzc29jdGVtcC5nb2xkZW5jYXJldXNhLmNvbS9tYXJrZXRpbmcvQ29udHJhY3RpbmdfTWFkZV9FYXN5LUdDTkMucGRm&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4">Click here to get started!</a></span><span style='mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;height:18.75pt'> <td width=638 colspan=2 style='width:478.5pt;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> <img border=0 width=638 id="_x0000_i1035" src="http://assoctemp.goldencareusa.com/marketing/GC-Brand-DIVIDER.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes;height:22.5pt'> <td width=640 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=638 style='width:478.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=49> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes; height:22.5pt'> <td width=414 style='width:310.5pt;padding:0in 0in 0in 0in;height:22.5pt'> <p class=MsoNormal><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>&nbsp;<br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#969696;letter-spacing: -.5pt'>&nbsp;G<span style='font-variant:small-caps'>olden</span>C<span style='font-variant:small-caps'>are</span>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;10700 Old County Road 15, Ste 450&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Plymouth, MN 55441<br> &nbsp;Toll-Free: 800-842-7799&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Fax: 866-863-8608&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Local: 763-525-1111<br> &nbsp;<a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5nb2xkZW5jYXJlYWdlbnQuY29tLw%3D%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4"><span style='color:#969696'>www.goldencareagent.com</span></a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5nb2xkZW5jYXJldXNhLmNvbS8%3D&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4"><span style='color:#969696'>www.goldencare.com</span></a></span><span style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><o:p></o:p></span></p> </td> <td width=224 valign=top style='width:168.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:8.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5nb2xkZW5jYXJlcmV3YXJkcy5jb20v&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4" title="GoldenCare Rewards"><span style='text-decoration:none;text-underline: none'><img border=0 id="_x0000_i1036" src="http://assoctemp.goldencareusa.com/marketing/Icon-Rewards_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://d.eb13.emailsparkle.com/sendlink.asp?HitID=1455804721605&amp;StID=38242&amp;SID=1&amp;NID=1668413&amp;EmID=184066509&amp;Link=aHR0cDovL3d3dy5mYWNlYm9vay5jb20vZ29sZGVuY2FyZWFnZW50&amp;token=fda3824fa78329624b0391c288d7b8542463b9d4" title=Facebook><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1037" src="http://assoctemp.goldencareusa.com/marketing/Icon-FB_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a 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