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style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in; border-color:currentcolor'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=370 style='width:277.5pt;padding:0in 0in 0in 0in;border-color: currentcolor;min-height: 25px'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1030" src="https://goldencareagent.com/docs/images/GC_White-eb_333x84.gif"><o:p></o:p></span></p> </td> <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;border-color: currentcolor;min-height: 25px'> <p class=MsoNormal align=right style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman";color:white'>Industry Highlights<br> and Good News!<br> <br> January 28, 2020</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3'> <td width=650 colspan=3 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:white;padding:0in 0in 0in 0in;min-height:12px'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=10 style='width:7.5pt;border:none;border-left:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=629 style='width:465.0pt;background:white;padding:0in 0in 0in 0in; border-color:currentcolor'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:36.0pt;font-family:"Cabin",sans-serif;mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:Calibri;color:#1A4C8A'>Good News!</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <p class=MsoNormal><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:16.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman";color:#00B2CC'>Coming Soon: No More Premium With Omaha LTCi Applications</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:13.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'>Effective February 23, 2020, premium will no longer be accepted at time of application. Monthly EFT drafts will begin on the date of issue rather than upon receipt of the application. Total premium is due 60 days from issue.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:13.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'>Other important changes, related to Post-Issue Requirements and timing of compensation payments, will also take effect February 23rd.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:13.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'>Click below for full details:</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:16.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/c/45290?id=3571173.52394.1.eaa659c97886486ad513ec8560cd855d" target="_blank">Updates to LTC Policy Dating Process and Commission Timing</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:13.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'>Questions? Call our Marketing Team at 800-842-7799!</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=10 style='width:7.5pt;border:none;border-right:solid #969696 1.0pt; mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5'> <td width=650 colspan=3 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:#00B2CC;padding:0in 0in 0in 0in;min-height:8px'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td width=650 colspan=3 style='width:480.0pt;border-top:solid gainsboro 1.0pt; border-left:solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-top-alt:solid gainsboro .75pt;mso-border-left-alt:solid #969696 .75pt; mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:12.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/c/45290?id=3571173.52395.1.d5f115e882354e3cbf7a6280c7f6968b" target="_blank"><em><span style='font-family:"Lato",sans-serif;mso-bidi-font-family: Calibri'>Click Here to add Mutual of Omaha products to your appointments.</span></em></a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman"'>If you have questions or need additional information, please call us at 1-800-842-7799.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:7'> <td width=650 colspan=3 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in; border-color:currentcolor;min-height: 8px'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td width=650 colspan=3 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in; border-color:currentcolor;min-height: 25px'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9;mso-yfti-lastrow:yes'> <td width=650 colspan=3 style='width:480.0pt;padding:0in 0in 0in 0in; 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letter-spacing:-.5pt'>&nbsp;</span><span style='mso-fareast-font-family: "Times New Roman";letter-spacing:-.5pt'><br> </span><span style='font-size:14.0pt;font-family:"Lato",sans-serif; mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet Contracted?<br> <a href="http://www.goldencareagentmail.com/c/45290?id=3571173.52396.1.b9bd3b2ceffc50fa11eead81e3811eaf" target="_blank">Click here to get started!</a></span><span style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td width=650 colspan=2 style='width:478.5pt;padding:0in 0in 0in 0in; border-color:currentcolor;min-height: 25px'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> <img border=0 id="_x0000_i1032" src="https://goldencareagent.com/docs/images/GC-Brand-DIVIDER_639x13.jpg"><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'> <td width=650 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; 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