With All Of
The Top Carriers
The "Industry Best"
illustration software for Custom
& Secure Solution was recently updated to:
Here to download
Remember, EVERYONE attending any
of the webinars on our calendar will earn AT
50 GoldenCare Reward
PLUS... one lucky attendee of each webinar will earn 500
What Are GoldenCare Rewards?
* Limit 1 Reward Code Per Unique Training Event. Points Are
Subject To Change. Restrictions May Apply. Visit http://www.goldencarerewards.com/
Current GoldenCare Promotions:
★ 3-in-1 Promotion
(Mutual of Omaha LTCi)
HURRY! The Third Quarter
Ends This Friday!
Avoid Delays & Returned LTCi
Remember to use 6Q on the MutualCare
Solutions Producer Statement to avoid commission problems. If you have made
other arrangements to use another commission code, please use accordingly.
For questions, or to verify the
code you're using is correct, please call 800-842-7799!
REMINDER: Partnership Certification and 4-Hour Refresher
For all LTCi agents who took their initial 8-Hour Partnership Certification
prior to September
Producer requirements for training continuation states:
refresher course must be completed every 2 years from the date the initial
training was completed."
Please be sure you have completed the necessary ongoing training before
submitting new long-term care business.
Here for each state's training requirements.
If you have any questions, please call Licensing at 800-842-7799!
"5 insider tips
for finding affordable long-term care insurance," by Barbara Marquand, USA Today
"Years from now many Baby Boomers will need help with the daily stuff of
life, like dressing, bathing, eating or remembering to take medication.
Regular health insurance, including Medicare, doesn’t pay for
help with these ‘custodial care’ tasks, except in limited circumstances.
Long-term care insurance does. Yet faced with the coverage costs, many
long-term care insurance shoppers get sticker shock and give up. Here’s how
to keep the price affordable."
(from Stephen A. Moses,
President, Center for Long-Term Care Reform):
This article in the third-highest-circulation US newspaper (after Wall Street Journal and New York Times) quotes
Brian Gordon MAGA, Jesse Slome of AALTCI, and Deb Newman of Newman LTC.
Click Here to read the entire article.
Our Summer 2016
GoldenCare Gazette Is Now Available!
Are You Getting Your GoldenCare Advantages?
Whether you're a brand new agent, an existing agent looking for a new product
or sales idea, or a seasoned pro - GoldenCare has something that can help you
grow your business and increase your income.
So what makes us different? This Gazette will highlight some of the tools,
programs and services we offer, which put us among the top MGAs chosen by
Details on our 3-in-1 Promotion are also included. But don't forget: The
Third Quarter for this Promotion ends 9/30/2016!
Click Here to view the Summer 2016 Gazette.
To order a printed copy, call 800-842-7799!
Check out our website, www.goldencareagent.com and visit the News tab to keep
up-to-date on the Industry's News and Changes.
Training "Webinar" Presentations:
For The Week Of September 26, 2016
Click on the subject heading to
learn more about the topic.
Click the date/time to register for the presentation.
At the time of the webinar,
remember to dial in to our conference line
PIN / access code 8754#)
in order to listen to the audio part of the presentation.
Please check to see that you meet the minimum system
requirements and that you have the
equipment needed to
attend before downloading the latest version of GoToWebinar.
Here for more information.
Here for the Full Schedule of All Upcoming Webinars.
Here to Access a List Of All Our Agent Training Services!
No Current News In The Issue...
NEW Cancer, Heart Attack and Stroke Product to Release Oct.
1, 2016 in Minnesota
On October 1st, 2016
Mutual of Omaha will be releasing a new Cancer portfolio: New Beginnings in Minnesota. New
Beginnings is a cancer, heart attack and stroke insurance policy that
provides a lump-sum benefit upon diagnosis.
Idaho and Maryland Approve Lower Inflation Rates for
Partnership Qualification for MutualCare® Solutions
Lower inflation rates now
qualify for Partnership status in Idaho and Maryland for MutualCare®
Solutions (LTC13) product. This change will be implemented on September 16, 2016.
LTC13 policies issued in Idaho on or after August 2, 2016,
will determine Partnership qualification based on these new guidelines.
LTC13 policies issued in Maryland on or
after August 9, 2016,
will determine Partnership qualification based on these new guidelines.
Software — Be sure you update your MutualCare Solutions software
by clicking the "Update Available!" notification in the upper
right-hand corner, or click here for the full download.
New and Updated Forms for DI Choice
On October 1, 2016,
Mutual of Omaha will be releasing a new Authorization to Release
Information to my Agent form in the DI Choice application packet. This is a
non-mandatory form that clients may sign that will allow their health
information to be shared with their producer.
The Conditional Receipt and
Temporary Insurance Agreement and Receipt (TIA) have been revised and will
replace the current forms in the DI Choice application packets, also
effective 10/01/16. Listed within the announcement are some of the
requirements for the TIA/Conditional receipt to be considered valid.
GUL and GUL Plus: Pricing Changes
Effective October 1, 2016, we
will be making adjustments to our GUL product pricing. At the same time, we
will also be enhancing our GRO rider maximum refund cap as a way for you to
offer additional value for your clients. The GRO enhancement will also be included on our Income
Advantage IUL which was introduced earlier this year.
For pricing change information,
product highlights, and transition rules, click above to view Omaha's full
Competitive Medicare Supplement Rates for Your Clients
GTL's Medicare Supplement
Insurance is available in Georgia,
Iowa, Idaho, Kentucky, Maryland, Nevada, Pennsylvania, Tennessee,
Make sure you help manage your
clients' healthcare expenses with GTL's Medicare Supplement Insurance.
- Simple Application
- No Phone Interviews
- 3-4 Day Turnaround Time
- Online Enrollment Available
- Email, Fax or Mail Applications
- Instant, e-policy delivery upon approval
- Household Discounts
- Customer Service and claims handled by GTL's
long-tenured staff that will treat you and your clients like family.
Next Round of In-force Rate Action Notifications to Take
Place in Late October
In late October, we will begin
policyholder notifications on the next round of John Hancock and Fortis
policies impacted by the in-force rate actions, which will have an effective
date beginning with anniversaries on or after January 1, 2017.
- John Hancock LTCI individual policies originally
issued in Illinois,
Louisiana, New Hampshire and Wisconsin
- Policyholders in Georgia, Pennsylvania, and North Dakota
who have received an initial "capped" or
- Fortis LTCI individual policies originally issued
in New Hampshire
Announcing the 2016 LTC Cost of Care Survey Results
We are pleased to announce the
release of our 2016 Cost
of Care Survey, conducted by LifePlans, Inc. This year's survey
revealed that the cost of long-term care services continues to rise.
To learn more, review our key
findings brochure (LTC-1167), and access our updated interactive calculator.
New Policy Delivery Requirements, Policy Effective Dates
and Payment Authorization Form
On October 3, 2016, we
will be making updates to policy delivery requirements, policy effective
dates and payment authorization form.
Please carefully review the transition dates and rules below. No exceptions will be available.
10/02/16 — Last day policies will be issued without the new
delivery requirements completed.
— Delivery requirements must be met for all policies issued on or after
this date to become in-force.
— Last day we will accept the old version of the Payment Authorization
For complete details, see
Genworth's full communication above.
In-Force Rate Action Announcement: South Dakota
As part of the strategy for our
long-term care insurance business, we continue pursuing initiatives to
improve the risk and profitability profile of our business, including
premium increases on our in-force policies, as needed.
In September 2013, we announced
our intention to seek premium rate increases on certain Privileged Choice®
and Classic Select® policies sold between 2003 and 2012.
South Dakota has now allowed our
requested increase, and the details of the implementation of this premium
change can be found within the announcement.
Servicing agents will receive a
list of their impacted policyholders in this state one week prior to the
start of policyholder notifications. Policyholder notifications will begin September 27, 2016
and will continue throughout the next year. Impacted policyholders will be
notified at least 60 days in advance of their billing anniversary dates.
News - Mutual of Omaha and Affiliates: