<html xmlns:v="urn:schemas-microsoft-com:vml"਀砀洀氀渀猀㨀漀㴀∀甀爀渀㨀猀挀栀攀洀愀猀ⴀ洀椀挀爀漀猀漀昀琀ⴀ挀漀洀㨀漀昀昀椀挀攀㨀漀昀昀椀挀攀∀ 
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<meta name=Originator content="Microsoft Word 15">਀㰀氀椀渀欀 爀攀氀㴀䘀椀氀攀ⴀ䰀椀猀琀 
href="GoldenCare%20Newsletter%20October%2021%202019%20Edition_files/filelist.xml">਀㰀氀椀渀欀 爀攀氀㴀䔀搀椀琀ⴀ吀椀洀攀ⴀ䐀愀琀愀 
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.shape {behavior:url(#default#VML);}਀㰀⼀猀琀礀氀攀㸀 
<![endif]-->਀㰀琀椀琀氀攀㸀伀挀琀漀戀攀爀 ㈀㄀Ⰰ ㈀　㄀㤀 䔀搀椀琀椀漀渀 ⴀ 䜀漀氀搀攀渀䌀愀爀攀 一攀眀猀氀攀琀琀攀爀㰀⼀琀椀琀氀攀㸀 
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  <o:AllowPNG/>਀ 㰀⼀漀㨀伀昀昀椀挀攀䐀漀挀甀洀攀渀琀匀攀琀琀椀渀最猀㸀 
</xml><![endif]-->਀㰀氀椀渀欀 爀攀氀㴀琀栀攀洀攀䐀愀琀愀 
href="GoldenCare%20Newsletter%20October%2021%202019%20Edition_files/themedata.thmx">਀㰀氀椀渀欀 爀攀氀㴀挀漀氀漀爀匀挀栀攀洀攀䴀愀瀀瀀椀渀最 
href="GoldenCare%20Newsletter%20October%2021%202019%20Edition_files/colorschememapping.xml">਀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
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  </m:mathPr></w:WordDocument>਀㰀⼀砀洀氀㸀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
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  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
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   UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   Name="index 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   Name="index 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   UnhideWhenUsed="true" Name="toc 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="header"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footer"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="caption"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of figures"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope return"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="line number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="page number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of authorities"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="macro"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="toa heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀　∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀吀椀琀氀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䌀氀漀猀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀匀椀最渀愀琀甀爀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="1" SemiHidden="true"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀䐀攀昀愀甀氀琀 倀愀爀愀最爀愀瀀栀 䘀漀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀 䤀渀搀攀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䴀攀猀猀愀最攀 䠀攀愀搀攀爀∀⼀㸀 
  <w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Salutation"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Date"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Note Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Block Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Hyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="FollowedHyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㈀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀匀琀爀漀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Document Map"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Plain Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="E-mail Signature"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Top of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Bottom of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal (Web)"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Acronym"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Cite"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Code"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Definition"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Keyboard"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Preformatted"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Sample"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Typewriter"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Variable"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Table"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation subject"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="No List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Contemporary"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Elegant"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Professional"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Balloon Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀吀愀戀氀攀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀吀愀戀氀攀 吀栀攀洀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀 匀瀀愀挀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㐀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 
   Name="List Paragraph"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="30" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="19" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="21" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="31" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="32" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="Bibliography"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㄀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㌀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㔀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 6"/>਀ 㰀⼀眀㨀䰀愀琀攀渀琀匀琀礀氀攀猀㸀 
</xml><![endif]-->਀㰀猀琀礀氀攀㸀 
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	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀漀㬀 
	mso-level-tab-stop:1.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:"Courier New";਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀紀 
@list l0:level3਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level4਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level5਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level6਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level7਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level8਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level9਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1਀ऀ笀洀猀漀ⴀ氀椀猀琀ⴀ椀搀㨀㘀㔀㤀㈀㌀㤀㄀㄀㘀㬀 
	mso-list-template-ids:2093516160;}਀䀀氀椀猀琀 氀㄀㨀氀攀瘀攀氀㄀ 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀뜀㯰 
	mso-level-tab-stop:.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Symbol;}਀䀀氀椀猀琀 氀㄀㨀氀攀瘀攀氀㈀ 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀漀㬀 
	mso-level-tab-stop:1.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:"Courier New";਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀紀 
@list l1:level3਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level4਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level5਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level6਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level7਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level8਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l1:level9਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l2਀ऀ笀洀猀漀ⴀ氀椀猀琀ⴀ椀搀㨀㄀　㜀㐀　㠀㜀㠀㤀㈀㬀 
	mso-list-template-ids:-2101020728;}਀漀氀 
	{margin-bottom:0in;}਀甀氀 
	{margin-bottom:0in;}਀ⴀⴀ㸀 
</style>਀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 ㄀　崀㸀 
<style>਀ ⼀⨀ 匀琀礀氀攀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 table.MsoNormalTable਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ渀愀洀攀㨀∀吀愀戀氀攀 一漀爀洀愀氀∀㬀 
	mso-tstyle-rowband-size:0;਀ऀ洀猀漀ⴀ琀猀琀礀氀攀ⴀ挀漀氀戀愀渀搀ⴀ猀椀稀攀㨀　㬀 
	mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	mso-style-parent:"";਀ऀ洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 㔀⸀㐀瀀琀 　椀渀 㔀⸀㐀瀀琀㬀 
	mso-para-margin:0in;਀ऀ洀猀漀ⴀ瀀愀爀愀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀⸀　　　㄀瀀琀㬀 
	mso-pagination:widow-orphan;਀ऀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:"Times New Roman",serif;}਀㰀⼀猀琀礀氀攀㸀 
<![endif]-->਀㰀⼀栀攀愀搀㸀 
਀㰀戀漀搀礀 氀愀渀最㴀䔀一ⴀ唀匀 氀椀渀欀㴀戀氀甀攀 瘀氀椀渀欀㴀瀀甀爀瀀氀攀 猀琀礀氀攀㴀✀琀愀戀ⴀ椀渀琀攀爀瘀愀氀㨀⸀㔀椀渀✀㸀 
਀㰀搀椀瘀 挀氀愀猀猀㴀圀漀爀搀匀攀挀琀椀漀渀㄀㸀 
਀㰀瀀㸀☀渀戀猀瀀㬀㰀⼀瀀㸀 
	<div align=center>਀ 
<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
 0in 0in 0in 0in' height=461>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in;਀  栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㐀　㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;਀    栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <td width=370 style='width:277.5pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:#B5B5B5'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㘀㐀⸀㄀⸀挀㜀戀㘀愀愀㠀昀昀㠀攀㈀㘀　㘀㌀㌀　㔀　戀㌀昀㈀㌀攀挀搀㐀㘀㐀㔀∀ 
    target=null><span style='color:#969696'>View Online</span></a>&nbsp;&nbsp;|&nbsp;&nbsp;<a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㘀㔀⸀㄀⸀㌀㐀㜀㐀搀愀愀昀㐀㔀戀㈀搀㠀愀㄀㔀㔀㈀昀挀㘀昀㔀㠀㔀戀㄀㘀昀㐀愀∀㸀㰀猀瀀愀渀 
    style='color:#969696'>www.goldencareagent.com</span></a></span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㈀㔀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㠀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
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    "Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㘀㘀⸀㄀⸀㌀　攀昀㄀㘀㐀昀搀㐀愀㜀　昀昀㔀搀攀㈀挀昀㌀愀愀㔀搀㄀㔀㈀搀㜀㔀∀ 
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    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
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    border=0 id="_x0000_i1027"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䘀䈀开㌀㈀砀㌀㈀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
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    title=Twitter><span style='text-decoration:none;text-underline:none'><img਀    戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㈀㠀∀ 
    src="https://goldencareagent.com/docs/images/Icon-Twitter_32x32.gif"਀    猀琀礀氀攀㴀✀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ眀椀搀琀栀㨀 
    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49569.1.f4698888334d441a8ba0d5191e45e142"਀    琀椀琀氀攀㴀䰀椀渀欀攀搀䤀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
    border=0 id="_x0000_i1029"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䰀椀渀欀攀搀䤀渀开㌀㈀砀㌀㈀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
    none;border-right-width:medium;border-top-style:none;border-top-width:medium'></span></a>&nbsp;&nbsp;<a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㜀　⸀㄀⸀挀㘀挀挀㜀攀㌀愀昀㌀搀　昀㐀㠀愀搀㘀昀搀㤀搀搀㔀昀㠀㘀搀㐀㤀㐀戀∀ 
    title=YouTube><span style='text-decoration:none;text-underline:none'><img਀    戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㌀　∀ 
    src="https://goldencareagent.com/docs/images/Icon-YouTube_32x32.gif"਀    猀琀礀氀攀㴀✀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ眀椀搀琀栀㨀 
    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㄀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in;਀  栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀　㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;਀    栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <td width=370 style='width:277.5pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㈀㔀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㠀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
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    "Times New Roman";color:white'>For Assistance: 800-842-7799</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:2'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㘀㔀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in' height=40>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀㬀 
    height:18.75pt'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img਀    戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㌀㄀∀ 
    src="https://goldencareagent.com/docs/images/GC_White-eb_333x84.gif"਀    猀琀礀氀攀㴀✀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ眀椀搀琀栀㨀 
    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㈀㔀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㠀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀㬀 
    valign: middle'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀爀椀最栀琀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀爀椀最栀琀✀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀伀甀爀 䴀漀猀琀 倀漀瀀甀氀愀爀 
    Webinar Training<br>਀    䌀漀洀瀀氀椀愀渀挀攀 䤀渀昀漀爀洀愀琀椀漀渀㰀戀爀㸀 
    Guest Need-For-LTC Article<br>਀    䰀愀琀攀猀琀 䤀渀搀甀猀琀爀礀 一攀眀猀 ☀愀洀瀀㬀 䌀栀愀渀最攀猀㰀戀爀㸀 
    Previous Issues</span><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㌀㬀栀攀椀最栀琀㨀㘀⸀　瀀琀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;border-top:none;border-left:਀  猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀 
  mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt;਀  戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㘀⸀　瀀琀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㐀✀㸀 
  <td width=170 valign=top style='width:120.0pt;border-top:none;border-left:਀  猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀 
  mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt;਀  戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 ㈀⸀㈀㔀瀀琀 　椀渀 ㈀⸀㈀㔀瀀琀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀挀琀漀戀攀爀 
  21, 2019</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49571.1.29b11cac2b0e4c37a9adc6a77cc301c5">Update਀  夀漀甀爀 䌀漀渀琀爀愀挀琀猀㰀⼀愀㸀㰀戀爀㸀 
  OR<br>਀  㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49572.1.1a09f3cded839f764b5f21df2c35df90">Appoint਀  圀椀琀栀 䄀氀氀 伀昀㰀戀爀㸀 
  The Top Carriers</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀栀攀 ☀焀甀漀琀㬀䤀渀搀甀猀琀爀礀 䈀攀猀琀☀焀甀漀琀㬀 
  illustration software for <strong><span style='font-family:"Lato",sans-serif'>Custom਀  ☀愀洀瀀㬀 匀攀挀甀爀攀 匀漀氀甀琀椀漀渀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 眀愀猀 爀攀挀攀渀琀氀礀 甀瀀搀愀琀攀搀 琀漀㨀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>Version 3.60.0.0</span></i></strong><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49573.1.0bb8fb582e8d2b81a88ba1af3a274918">Click਀  䠀攀爀攀 琀漀 搀漀眀渀氀漀愀搀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀椀洀最 戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㌀㔀∀ 
  src="https://goldencareagent.com/docs/images/GCR-GiftSeal_145x101.gif"></span><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>Remember, EVERYONE attending any਀  漀昀 琀栀攀 眀攀戀椀渀愀爀猀 漀渀 漀甀爀 挀愀氀攀渀搀愀爀 眀椀氀氀 攀愀爀渀 㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䄀吀 
  LEAST</span></em><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀㔀　 䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀 
  Points!*</span></strong></span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>PLUS</span></u><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>... one lucky attendee of each webinar will earn 500਀  倀漀椀渀琀猀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:7.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49574.1.7141b4797b121d6db01276872a54a8d8"਀  琀愀爀最攀琀㴀渀甀氀氀㸀圀栀愀琀 䄀爀攀 䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀㼀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>*&nbsp;</span><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㜀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>Limit 1 Reward Code Per Unique Training Event. Points Are਀  匀甀戀樀攀挀琀 吀漀 䌀栀愀渀最攀⸀☀渀戀猀瀀㬀 刀攀猀琀爀椀挀琀椀漀渀猀 䴀愀礀 䄀瀀瀀氀礀⸀☀渀戀猀瀀㬀 嘀椀猀椀琀 㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49575.1.3fd684dfa6df9b5c59c8a469d5e02ef7">http://www.goldencarerewards.com/</a>਀  䘀漀爀 䐀攀琀愀椀氀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=47>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀䌀甀爀爀攀渀琀 䜀漀氀搀攀渀䌀愀爀攀 倀爀漀洀漀琀椀漀渀猀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:5.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><em><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䌀栀攀挀欀 戀愀挀欀 猀漀漀渀℀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀瘀漀椀搀 䐀攀氀愀礀猀 ☀愀洀瀀㬀 刀攀琀甀爀渀攀搀 䰀吀䌀椀 
  Applications</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>Remember to use <strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀㘀儀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 漀渀 琀栀攀 䴀甀琀甀愀氀䌀愀爀攀 
  Solutions Producer Statement to avoid commission problems. If you have made਀  漀琀栀攀爀 愀爀爀愀渀最攀洀攀渀琀猀 琀漀 甀猀攀 愀渀漀琀栀攀爀 挀漀洀洀椀猀猀椀漀渀 挀漀搀攀Ⰰ 瀀氀攀愀猀攀 甀猀攀 愀挀挀漀爀搀椀渀最氀礀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>For questions, or to verify the਀  挀漀搀攀 礀漀甀✀爀攀 甀猀椀渀最 椀猀 挀漀爀爀攀挀琀Ⰰ 瀀氀攀愀猀攀 挀愀氀氀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀✀㸀刀䔀䴀䤀一䐀䔀刀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 愀渀搀 㐀ⴀ䠀漀甀爀 刀攀昀爀攀猀栀攀爀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  䘀漀爀 愀氀氀 䰀吀䌀椀 愀最攀渀琀猀 眀栀漀 琀漀漀欀 琀栀攀椀爀 椀渀椀琀椀愀氀 㠀ⴀ䠀漀甀爀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 
  prior to <strong><u><span style='font-family:"Lato",sans-serif'>October 2017</span></u></strong>:<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  Producer requirements for training continuation states:<br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀☀焀甀漀琀㬀䄀 昀漀甀爀ⴀ栀漀甀爀 
  refresher course must be completed every 2 years from the date the initial਀  琀爀愀椀渀椀渀最 眀愀猀 挀漀洀瀀氀攀琀攀搀⸀☀焀甀漀琀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  倀氀攀愀猀攀 戀攀 猀甀爀攀 礀漀甀 栀愀瘀攀 挀漀洀瀀氀攀琀攀搀 琀栀攀 渀攀挀攀猀猀愀爀礀 漀渀最漀椀渀最 琀爀愀椀渀椀渀最 戀攀昀漀爀攀 
  submitting new long-term care business.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㜀㘀⸀㄀⸀㜀戀　挀㐀㌀㠀戀㠀攀戀㠀㈀㘀㌀㌀挀搀㤀㜀挀　㌀昀㠀㔀挀㈀戀㌀　搀∀ 
  target="_blank">Click Here</a> for each state's training requirements.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  If you have any questions, please call Licensing at 800-842-7799!<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀䜀甀攀猀琀 䄀爀琀椀挀氀攀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀☀焀甀漀琀㬀䜀攀渀眀漀爀琀栀 䌀漀猀琀 漀昀 
  Care Survey 2019: Skyrocketing care costs may make the dream of aging at home਀  洀漀爀攀 挀栀愀氀氀攀渀最椀渀最Ⰰ☀焀甀漀琀㬀 䜀攀渀眀漀爀琀栀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀戀爀㸀 
  </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  ☀焀甀漀琀㬀吀栀攀 昀愀猀琀攀猀琀ⴀ爀椀猀椀渀最 氀漀渀最 琀攀爀洀 挀愀爀攀 挀漀猀琀猀 愀爀攀 渀漀 氀漀渀最攀爀 昀漀爀 琀栀攀 洀漀猀琀 
  skilled care – in a facility, they’re now for the least-complex care – at਀  栀漀洀攀Ⰰ 愀挀挀漀爀搀椀渀最 琀漀 䜀攀渀眀漀爀琀栀ᤀ猠 氀愀琀攀猀琀 ㈀　㄀㤀 䌀漀猀琀 漀昀 䌀愀爀攀 匀甀爀瘀攀礀 爀攀猀甀氀琀猀Ⰰ 
  announced today. To explore Cost of Care data by city, state or zip code,਀  昀椀渀搀 琀爀攀渀搀 挀栀愀爀琀猀 愀渀搀 愀挀挀攀猀猀 氀椀猀琀猀 漀昀 猀琀愀琀攀猀 爀愀渀欀攀搀 椀渀 漀爀搀攀爀 漀昀 挀愀爀攀 挀漀猀琀猀Ⰰ 
  visit <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㜀㜀⸀㄀⸀㤀㈀愀挀㐀㠀戀愀　愀　㐀㘀㈀　攀昀挀㔀戀㈀㐀㄀㄀㈀㔀㘀㌀搀　㘀㐀∀ 
  target="_blank">genworth.com/costofcare</a>. The cost of homemaker services,਀  眀栀椀挀栀 椀渀挀氀甀搀攀猀 愀猀猀椀猀琀愀渀挀攀 眀椀琀栀 ᠀栠愀渀搀猀ⴀ漀昀昀ᤀ†琀愀猀欀猀 猀甀挀栀 愀猀 挀漀漀欀椀渀最Ⰰ 挀氀攀愀渀椀渀最 
  and running errands, has increased 7.14 percent in the last 12 months alone.਀  吀栀攀 挀漀猀琀 漀昀 愀 栀漀洀攀 栀攀愀氀琀栀 愀椀搀攀Ⰰ 眀栀椀挀栀 椀渀挀氀甀搀攀猀 ᠀栠愀渀搀猀ⴀ漀渀ᤀ†瀀攀爀猀漀渀愀氀 愀猀猀椀猀琀愀渀挀攀 
  with activities such as bathing, dressing and eating, has increased 4.55਀  瀀攀爀挀攀渀琀⸀ 䄀氀琀栀漀甀最栀 琀栀攀 ␀㔀㄀Ⰰ㐀㠀　 渀愀琀椀漀渀愀氀 愀渀渀甀愀氀 洀攀搀椀愀渀 挀漀猀琀 漀昀 栀漀洀攀洀愀欀攀爀 
  services is only about half the annual median cost of a nursing home, the਀  挀漀猀琀 漀昀 栀漀洀攀洀愀欀攀爀 猀攀爀瘀椀挀攀猀 爀漀猀攀 愀氀洀漀猀琀 昀漀甀爀 琀椀洀攀猀 愀猀 昀愀猀琀 ⠀㜀⸀㄀㐀─ 瘀猀 ㄀⸀㠀㈀─⤀⸀ 
  That means even assistance with simpler, everyday tasks – often the only help਀  渀攀攀搀攀搀 琀漀 洀愀椀渀琀愀椀渀 椀渀搀攀瀀攀渀搀攀渀挀攀 愀琀 栀漀洀攀 ⴀⴀ 椀猀 渀漀眀 洀漀爀攀 攀砀瀀攀渀猀椀瘀攀 琀栀愀渀 
  ever.&quot;<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㔀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <strong><span style='font-family:"Lato",sans-serif'>LTC Comment</span></strong>਀  ⠀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀昀爀漀洀 匀琀攀瀀栀攀渀 䄀⸀ 䴀漀猀攀猀Ⰰ 
  President, Center for Long-Term Care Reform</span></em>):<br>਀  䐀爀愀洀愀琀椀挀 渀攀眀 昀椀渀搀椀渀最猀 椀渀 琀栀攀 爀攀搀攀猀椀最渀攀搀 ㈀　㄀㤀 䜀攀渀眀漀爀琀栀 䌀漀猀琀 漀昀 䌀愀爀攀 匀甀爀瘀攀礀 
  will surely help sell new LTCI policies. This year, a single link takes you਀  琀漀 漀渀攀 椀渀琀攀爀渀攀琀 瀀愀最攀 眀椀琀栀 昀甀爀琀栀攀爀 氀椀渀欀猀 琀漀 戀漀琀栀 琀栀攀 渀愀琀椀漀渀愀氀 猀甀洀洀愀爀礀 漀昀 挀漀猀琀猀 
  by venue and a map of the U.S. where you can home in on individual states.਀  吀栀攀 渀攀眀 搀攀猀椀最渀 愀氀猀漀 栀愀猀 愀 猀氀椀搀攀爀 琀栀愀琀 愀氀氀漀眀猀 礀漀甀 琀漀 猀攀攀 攀猀琀椀洀愀琀攀搀 椀渀挀爀攀愀猀攀猀 
  in costs for future decades. You can also select hourly, daily, monthly and਀  愀渀渀甀愀氀 挀漀猀琀猀 戀礀 瘀攀渀甀攀 愀渀搀 戀礀 猀琀愀琀攀⸀ 䤀 氀椀欀攀 琀栀椀猀 渀攀眀 搀攀猀椀最渀 愀渀搀 戀攀氀椀攀瘀攀 礀漀甀 
  will too.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㜀㠀⸀㄀⸀㈀㤀㌀挀㌀㘀㠀挀戀㈀搀㠀戀　戀㠀　㐀挀㤀㤀㌀㐀㔀㈀攀　搀㤀戀㜀攀∀ 
  target="_blank">Click Here</a> to read the entire article.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㜀㈀䐀　䈀㘀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀圀愀渀琀 䴀漀爀攀 一攀眀猀㼀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  䌀栀攀挀欀 漀甀琀 漀甀爀 眀攀戀猀椀琀攀Ⰰ 㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3377214.49579.1.9febd8a6fc1c9f7050b887991a9965e5"਀  琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀㰀⼀愀㸀 愀渀搀 瘀椀猀椀琀 琀栀攀 一攀眀猀 琀愀戀 琀漀 欀攀攀瀀 
  up-to-date on the Industry's News and Changes.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀倀爀攀瘀椀漀甀猀 䤀猀猀甀攀猀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㄀㈀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #72D0B6 1.5pt;padding:0in 0in 0in 0in;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　㠀⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀 
     mso-padding-alt:0in 0in 0in 0in' height=50>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=145 style='width:108.75pt;padding:0in 0in 0in 7.5pt'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'>•&nbsp;</span></strong><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Times New Roman"'> <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀　⸀㄀⸀㐀㠀㄀㌀㈀搀　㄀㠀愀㤀㤀挀㠀攀　㠀攀㤀挀　昀㜀㜀昀　昀㐀㜀戀㠀挀∀ 
      target=null>October 7, 2019</a><br>਀      㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㄀⸀㄀⸀㘀昀㘀挀昀㐀戀㄀攀昀㄀　㈀攀㠀㜀㘀㌀㐀㌀戀挀㌀㈀㄀攀搀　㘀㠀昀愀∀ 
      target=null>September 23, 2019</a><br>਀      㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㈀⸀㄀⸀搀愀搀㈀㘀㌀愀㜀㐀㌀㔀㜀㤀昀㜀攀昀㈀昀㐀㘀㈀㠀㈀㈀愀㄀㜀㐀挀戀㜀∀ 
      target=null>September 9, 2019</a><br>਀      㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㌀⸀㄀⸀戀　搀戀挀戀㠀挀㠀搀　㠀　㘀㜀㘀㐀　㠀㤀㘀㌀㄀㈀㌀㤀愀㔀㐀㄀㘀戀∀ 
      target=null>August 19, 2019</a><br>਀      㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㐀⸀㄀⸀昀㌀㄀㘀挀㠀㔀昀　㠀㔀戀搀㄀㘀㠀㘀㔀㄀㌀㠀戀挀昀搀㠀㤀攀　㘀攀挀∀ 
      target=null>August 5, 2019</a><br>਀      㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
      <a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㔀⸀㄀⸀㐀搀㘀㌀　㌀　戀㈀㈀愀㜀挀㔀㌀㔀攀搀搀　㠀搀㄀㄀㘀㔀攀㈀㤀愀㠀搀∀ 
      target=null>July 22, 2019</a></span><span style='mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'> <o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀㄀㈀⸀　瀀琀㬀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br਀  猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
  <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>਀  㰀℀嬀攀渀搀椀昀崀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀  㰀琀搀 眀椀搀琀栀㴀㐀㠀㐀 瘀愀氀椀最渀㴀琀漀瀀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㔀⸀　椀渀㬀戀漀爀搀攀爀ⴀ琀漀瀀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀 
  border-bottom:none;border-right:solid #969696 1.0pt;mso-border-left-alt:solid #969696 .75pt;਀  洀猀漀ⴀ戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㐀⸀㔀瀀琀㬀 
  word-spacing:0pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Online Agent਀    吀爀愀椀渀椀渀最 ☀焀甀漀琀㬀圀攀戀椀渀愀爀☀焀甀漀琀㬀 倀爀攀猀攀渀琀愀琀椀漀渀猀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:354.75pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㜀㔀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <p class=MsoNormal align=center style='text-align:center'><strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";color:#1A4C8A'>For The Week Of October 21, 2019</span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䌀氀椀挀欀 漀渀 琀栀攀 猀甀戀樀攀挀琀 栀攀愀搀椀渀最 琀漀 
    learn more about the topic.<br>਀    䌀氀椀挀欀 琀栀攀 搀愀琀攀⼀琀椀洀攀 琀漀 爀攀最椀猀琀攀爀 昀漀爀 琀栀攀 瀀爀攀猀攀渀琀愀琀椀漀渀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=3 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㄀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀✀ 
     height=40>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=163 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt;਀      戀漀爀搀攀爀㨀挀甀爀爀攀渀琀䌀漀氀漀爀㬀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
      <p class=MsoNormal align=center style='text-align:center'><span਀      猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 戀漀爀搀攀爀㴀　 
      id="_x0000_i1042"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ䐀椀愀氀ⴀ䤀琀ⴀ䐀漀眀渀⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀      㰀琀搀 眀椀搀琀栀㴀㌀　㔀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㌀㄀⸀　瀀琀㬀瀀愀搀搀椀渀最㨀⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 　椀渀㬀 
      border:currentColor;border-image: none;word-spacing:0pt'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49586.1.a9201424e254db264733b6cf2d6a75b1"਀      琀愀爀最攀琀㴀渀甀氀氀㸀㰀戀㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀一䔀圀℀℀ 䐀椀愀氀 
      It Down: Lower Inflation = Lower Cost</span></i></b></a><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman"'><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
      mso-fareast-font-family:"Times New Roman"'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㜀⸀㄀⸀搀愀㌀搀㠀㘀㠀昀挀㈀㠀昀　㠀㐀挀戀搀㘀㄀㘀㜀㄀㠀㈀攀㤀㔀㜀㌀戀㠀∀㸀圀攀搀Ⰰ 
      Oct 23, 2019 2:00 PM&nbsp; to&nbsp; 2:30 PM CDT</a></span><span਀      猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Please check to see that you਀    洀攀攀琀 琀栀攀 洀椀渀椀洀甀洀 猀礀猀琀攀洀 爀攀焀甀椀爀攀洀攀渀琀猀 愀渀搀 琀栀愀琀 礀漀甀 栀愀瘀攀 琀栀攀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀椀㸀㰀猀瀀愀渀 
    style='font-size:8.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    <em><span style='font-family:"Lato",sans-serif'>equipment needed to attend before਀    搀漀眀渀氀漀愀搀椀渀最 琀栀攀 氀愀琀攀猀琀 瘀攀爀猀椀漀渀 漀昀 䜀漀吀漀圀攀戀椀渀愀爀⸀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀戀爀㸀 
    <em><span style='font-family:"Lato",sans-serif'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㠀㠀⸀㄀⸀挀㤀攀昀㄀㔀㤀㤀㤀㈀㈀㔀搀㤀㜀㤀昀㄀搀㤀挀挀戀愀攀㠀攀㜀戀戀㜀挀∀㸀䌀氀椀挀欀 
    Here</a> for more information.</span></em></span></i><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49589.1.6ea4c761116a9a9054fe892e5aeda5d9">Click਀    䠀攀爀攀㰀⼀愀㸀 昀漀爀 琀栀攀 䘀甀氀氀 匀挀栀攀搀甀氀攀 漀昀 䄀氀氀 唀瀀挀漀洀椀渀最 圀攀戀椀渀愀爀猀⸀㰀戀爀㸀 
    Or <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀　⸀㄀⸀㔀愀㘀挀㔀愀㘀搀攀㄀㄀㜀㤀㘀挀㄀㤀㘀㘀　搀挀㤀昀戀攀戀㄀㄀㄀㌀㘀∀㸀䌀氀椀挀欀 
    Here</a> to Access a List Of All Our Agent Training Services!</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Compliance:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=20>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49591.1.a1e637bb5a625ffb42741486b9dfb3e2"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䠀漀氀椀搀愀礀 吀攀氀攀瀀栀漀渀攀 匀漀氀椀挀椀琀愀琀椀漀渀 䈀愀渀猀 昀漀爀 琀栀攀 䴀漀渀琀栀 漀昀 
    November 2019</a></span></u></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀氀攀愀猀攀 戀攀 愀眀愀爀攀 漀昀 琀栀攀 昀漀氀氀漀眀椀渀最 
    holidays requiring a holiday telephone solicitation ban for the month of਀    一漀瘀攀洀戀攀爀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <ul type=disc>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Friday,਀         一漀瘀攀洀戀攀爀 ㄀Ⰰ ㈀　㄀㤀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 䰀漀甀椀猀椀愀渀愀 瀀爀漀栀椀戀椀琀猀 甀渀猀漀氀椀挀椀琀攀搀 
         marketing calls to residents in observance of All Saints’ Day<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Monday,਀         一漀瘀攀洀戀攀爀 ㄀㄀Ⰰ ㈀　㄀㤀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 䄀氀愀戀愀洀愀Ⰰ 䰀漀甀椀猀椀愀渀愀Ⰰ 䴀椀猀猀椀猀猀椀瀀瀀椀Ⰰ 
         Rhode Island and Utah prohibit unsolicited marketing calls to਀         爀攀猀椀搀攀渀琀猀 椀渀 漀戀猀攀爀瘀愀渀挀攀 漀昀 嘀攀琀攀爀愀渀猀ᤀ†䐀愀礀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀氀椀㸀 
     <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:਀         愀甀琀漀㬀洀猀漀ⴀ氀椀猀琀㨀氀　 氀攀瘀攀氀㄀ 氀昀漀㄀㬀琀愀戀ⴀ猀琀漀瀀猀㨀氀椀猀琀 ⸀㔀椀渀✀㸀㰀猀瀀愀渀 
         style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀         ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀渀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀吀栀甀爀猀搀愀礀Ⰰ 
         November 28, 2019:</span></strong> Alabama, Louisiana, Mississippi,਀         刀栀漀搀攀 䤀猀氀愀渀搀 愀渀搀 唀琀愀栀 瀀爀漀栀椀戀椀琀 甀渀猀漀氀椀挀椀琀攀搀 洀愀爀欀攀琀椀渀最 挀愀氀氀猀 琀漀 
         residents in observance of Thanksgiving<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Friday,਀         一漀瘀攀洀戀攀爀 ㈀㤀Ⰰ ㈀　㄀㤀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 䰀漀甀椀猀椀愀渀愀 瀀爀漀栀椀戀椀琀猀 甀渀猀漀氀椀挀椀琀攀搀 
         marketing calls to residents in observance of Acadian Day<o:p></o:p></span></li>਀    㰀⼀甀氀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㠀㈀䐀㄀䈀㔀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Industry Updates:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㤀㜀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=82>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=130 style='width:103.5pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1043"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ䴀伀伀䰀漀最漀㄀开㄀㈀㈀砀㠀㄀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀㈀⸀㄀⸀㄀㘀愀㔀攀愀㄀㠀㤀㠀㤀㄀攀㜀挀㄀㤀㘀　　愀㔀㄀　搀戀攀攀㘀挀㜀昀∀ 
    target="_blank"></left>MutualCare Solutions Portfolio (LTC13) E-App਀    䔀渀栀愀渀挀攀洀攀渀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Effective <strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀伀挀琀漀戀攀爀 ㄀㈀Ⰰ ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀Ⰰ 
    MutualCare Solutions (LTC13) applications submitted using the e-application਀    瀀氀愀琀昀漀爀洀 琀栀爀漀甀最栀 倀愀瀀攀爀氀攀猀猀 匀漀氀甀琀椀漀渀猀 䜀爀漀甀瀀 眀椀氀氀 渀漀眀 昀攀愀琀甀爀攀 愀渀 愀甀琀漀洀愀琀椀挀 
    submit process after both the producer and client have signed.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䐀甀爀椀渀最 琀栀攀 攀洀愀椀氀 猀椀最渀愀琀甀爀攀 
    process: <o:p></o:p></span></p>਀    㰀漀氀 猀琀愀爀琀㴀㄀ 琀礀瀀攀㴀㄀㸀 
     <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:਀         愀甀琀漀㬀洀猀漀ⴀ氀椀猀琀㨀氀㈀ 氀攀瘀攀氀㄀ 氀昀漀㈀㬀琀愀戀ⴀ猀琀漀瀀猀㨀氀椀猀琀 ⸀㔀椀渀✀㸀㰀猀瀀愀渀 
         style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀         ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䤀昀 琀栀攀 挀氀椀攀渀琀 猀椀最渀猀 昀椀爀猀琀Ⰰ 愀渀 攀洀愀椀氀 眀椀氀氀 戀攀 猀攀渀琀 琀漀 
         the producer and marketer that the client signatures are complete. The਀         瀀爀漀搀甀挀攀爀 眀椀氀氀 琀栀攀渀 渀攀攀搀 琀漀 猀椀最渀 琀栀攀 愀瀀瀀氀椀挀愀琀椀漀渀 愀渀搀 漀渀挀攀 挀漀洀瀀氀攀琀攀Ⰰ 琀栀攀 
         application will automatically submit<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀愀爀最椀渀ⴀ琀漀瀀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀 
         mso-list:l2 level1 lfo2;tab-stops:list .5in'><span style='font-size:਀         ㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䤀昀 
         the producer signs first, an email will be sent to the client to਀         挀漀洀瀀氀攀琀攀 琀栀攀椀爀 猀椀最渀愀琀甀爀攀⸀ 伀渀挀攀 琀栀攀 挀氀椀攀渀琀 猀椀最渀猀 琀栀攀 愀瀀瀀氀椀挀愀琀椀漀渀Ⰰ 椀琀 
         will be automatically be submitted for processing.<o:p></o:p></span></li>਀    㰀⼀漀氀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49593.1.83f358eb010412c8dcb6f36f45173925"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䤀氀氀椀渀漀椀猀 倀愀爀琀渀攀爀猀栀椀瀀 倀愀猀猀椀瘀攀 䔀砀挀栀愀渀最攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>In December 2018, Mutual of਀    伀洀愀栀愀 愀渀渀漀甀渀挀攀搀 琀栀攀 䤀氀氀椀渀漀椀猀 倀愀爀琀渀攀爀猀栀椀瀀 愀瀀瀀爀漀瘀愀氀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>The next phase of the process਀    戀攀最椀渀猀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀伀挀琀漀戀攀爀 ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀⸀ 
    Impacted customers, those with relevant policy forms and meeting state਀    椀渀昀氀愀琀椀漀渀 瀀爀漀琀攀挀琀椀漀渀 爀攀焀甀椀爀攀洀攀渀琀猀Ⰰ 眀椀氀氀 爀攀挀攀椀瘀攀 渀漀琀椀昀椀挀愀琀椀漀渀 氀攀琀琀攀爀猀 
    beginning mid-October. This letter will inform customers their LTC policy਀    椀猀 渀漀眀 瀀愀爀琀渀攀爀猀栀椀瀀ⴀ愀瀀瀀爀漀瘀攀搀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀㐀⸀㄀⸀㈀㌀㐀㌀㘀挀㤀㄀　㌀戀㤀㔀㤀㘀攀㄀昀㔀㈀愀挀㤀㈀攀挀㜀㈀㄀搀㌀㔀∀ 
    target="_blank">Rate Adjustments Effective January 2020</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀甀琀甀愀氀 漀昀 伀洀愀栀愀 眀椀氀氀 戀攀最椀渀 
    implementing rate adjustments in <strong><span style='font-family:"Lato",sans-serif'>Alaska,਀    䐀攀氀愀眀愀爀攀Ⰰ 䐀椀猀琀爀椀挀琀 漀昀 䌀漀氀甀洀戀椀愀Ⰰ 䴀椀猀猀椀猀猀椀瀀瀀椀Ⰰ 一漀爀琀栀 䐀愀欀漀琀愀Ⰰ㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 
    and <strong><span style='font-family:"Lato",sans-serif'>West Virginia</span></strong>,਀    攀昀昀攀挀琀椀瘀攀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䨀愀渀甀愀爀礀 ㄀Ⰰ 
    2020</span></strong></span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Policyholders will receive a਀    氀攀琀琀攀爀 渀漀琀椀昀礀椀渀最 琀栀攀洀 愀琀 氀攀愀猀琀 㤀　 搀愀礀猀 瀀爀椀漀爀 琀漀 琀栀攀 瀀爀攀洀椀甀洀 爀愀琀攀 椀渀挀爀攀愀猀攀⸀ 
    The effective date of the premium rate increase will be listed in this਀    渀漀琀椀昀椀挀愀琀椀漀渀⸀ 一漀琀椀昀椀挀愀琀椀漀渀 琀漀 愀氀氀 愀昀昀攀挀琀攀搀 瀀漀氀椀挀礀栀漀氀搀攀爀猀 眀椀氀氀 戀攀 猀攀渀琀 戀礀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>November 1, 2019</span></strong> to਀    攀渀猀甀爀攀 瀀漀氀椀挀礀栀漀氀搀攀爀猀 椀渀 琀栀攀 愀瀀瀀爀漀瘀攀搀 猀琀愀琀攀猀 爀攀挀攀椀瘀攀 渀漀琀椀昀椀挀愀琀椀漀渀 漀昀 琀栀攀椀爀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>January 1, 2020</span></strong> premium਀    爀愀琀攀 椀渀挀爀攀愀猀攀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49595.1.d0798b055dc092367215b3e1d9b73740"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䄀搀瘀愀渀挀攀 一漀琀椀挀攀㨀 䔀渀搀 漀昀 夀攀愀爀 倀愀礀 匀挀栀攀搀甀氀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>As the holiday season quickly਀    愀瀀瀀爀漀愀挀栀攀猀Ⰰ 椀琀ᤀ猠 攀愀猀礀 琀漀 昀漀爀最攀琀 椀洀瀀漀爀琀愀渀琀 搀愀琀攀猀 眀椀琀栀 愀氀氀 琀栀攀 栀甀猀琀氀攀 愀渀搀 
    bustle. That’s why we are giving you early notice of our key end of year਀    瀀愀礀 搀愀琀攀猀⸀ 吀愀欀攀 愀 氀漀漀欀 愀渀搀 欀攀攀瀀 愀 挀漀瀀礀 眀椀琀栀 礀漀甀 琀漀 攀渀猀甀爀攀 礀漀甀 栀愀瘀攀 琀栀攀 
    right dates.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀㘀⸀㄀⸀愀攀挀攀㘀昀　㌀戀㈀㘀㜀㌀昀愀㜀愀㐀㔀挀愀搀㜀㘀挀攀㔀挀㤀攀㄀㐀∀ 
    target="_blank">Committed to Income Protection Since 1910</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䐀椀猀愀戀椀氀椀琀礀 椀渀挀漀洀攀 椀渀猀甀爀愀渀挀攀 
    should be considered primary in the asset protection market. It should਀    愀氀眀愀礀猀 戀攀 漀渀 愀 瀀爀漀搀甀挀攀爀ᤀ猠 洀椀渀搀 眀栀攀渀 椀琀 挀漀洀攀猀 琀漀 猀漀甀渀搀 昀椀渀愀渀挀椀愀氀 瀀氀愀渀渀椀渀最⸀ 
    Use this handy fact finder tool when visiting with clients to help ask the਀    爀椀最栀琀 焀甀攀猀琀椀漀渀猀 愀渀搀 甀渀挀漀瘀攀爀 琀栀攀 渀攀攀搀 昀漀爀 搀椀猀愀戀椀氀椀琀礀 椀渀挀漀洀攀 椀渀猀甀爀愀渀挀攀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀㜀⸀㄀⸀㠀㜀㤀　戀挀㔀㘀挀挀㌀㄀㤀戀挀㘀攀㐀搀搀㤀㌀搀㤀㌀搀㄀㌀　昀愀㘀∀ 
    target="_blank">Disability Income Conversation Starters</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀渀攀 漀昀 琀栀攀 洀漀猀琀 攀昀昀攀挀琀椀瘀攀 眀愀礀猀 
    to begin the conversation about Disability Income insurance is to focus on਀    琀栀攀 渀攀攀搀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀漀 挀漀渀渀攀挀琀 眀椀琀栀 礀漀甀爀 挀氀椀攀渀琀猀 
    (and make sales) help them understand the need of income protection and how਀    搀椀猀愀戀椀氀椀琀礀 椀渀挀漀洀攀 挀愀渀 栀攀氀瀀 洀椀琀椀最愀琀攀 琀栀攀 挀漀渀猀攀焀甀攀渀挀攀猀 漀昀 琀栀攀 甀渀攀砀瀀攀挀琀攀搀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㔀㤀㠀⸀㄀⸀攀愀　㈀㐀昀㈀　攀㠀搀戀㌀㘀㘀㔀戀㤀㠀㔀㜀㌀㤀㐀㔀㔀㌀㄀㄀㤀搀㤀∀ 
    target="_blank">Turn DI Objections into Sales</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀栀攀琀栀攀爀 礀漀甀ᤀ爠攀 愀 渀攀眀 漀爀 猀攀愀猀漀渀攀搀 
    producer selling disability income insurance you should be aware of reasons਀    瀀攀漀瀀氀攀 琀栀椀渀欀 琀栀攀礀 搀漀渀ᤀ琠 渀攀攀搀 琀栀椀猀 攀猀猀攀渀琀椀愀氀 挀漀瘀攀爀愀最攀⸀ 吀栀攀 欀攀礀 椀猀 琀漀 戀攀 
    prepared for anything a prospective client might say.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49599.1.ac440dac1bf03a42dfa8c17e5c247181"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀爀椀琀椀挀愀氀 䄀搀瘀愀渀琀愀最攀 倀漀爀琀昀漀氀椀漀 䔀ⴀ䄀瀀瀀 䔀渀栀愀渀挀攀洀攀渀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Effective <strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀伀挀琀漀戀攀爀 ㄀㈀Ⰰ ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀Ⰰ 
    Critical Advantage applications submitted using the e-application platform਀    琀栀爀漀甀最栀 倀愀瀀攀爀氀攀猀猀 匀漀氀甀琀椀漀渀猀 䜀爀漀甀瀀 眀椀氀氀 渀漀眀 昀攀愀琀甀爀攀 愀渀 愀甀琀漀洀愀琀椀挀 猀甀戀洀椀琀 
    process after both the producer and client have signed.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:2.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1051"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ匀攀挀甀爀椀愀渀㄀㠀ⴀ䰀漀最漀开㄀㔀㈀砀㐀㌀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀　　⸀㄀⸀㈀挀搀㜀挀㄀㄀㄀㘀搀　挀　昀愀　愀㜀昀㘀戀㄀挀㔀㌀㐀㠀昀㈀愀㐀㠀∀ 
    target="_blank"></left>Securian Financial's Comdex Ranking Is Now 96</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀攀 琀礀瀀椀挀愀氀氀礀 搀漀渀ᤀ琠 氀椀欀攀 琀漀 戀爀愀最Ⰰ 
    but ... At Securian Financial, we take pride in our ratings. That’s because਀    椀琀ᤀ猠 椀洀瀀漀爀琀愀渀琀 昀漀爀 礀漀甀 琀漀 眀漀爀欀 眀椀琀栀 愀 挀漀洀瀀愀渀礀 礀漀甀爀 挀氀椀攀渀琀猀 挀愀渀 挀漀甀渀琀 漀渀 
    when they need it most. Our longevity, financial strength and diversity are਀    琀攀猀琀愀洀攀渀琀猀 琀漀 琀栀攀 猀琀爀攀渀最琀栀 漀昀 漀甀爀 挀漀洀瀀愀渀礀 ጀ†最椀瘀椀渀最 礀漀甀爀 挀氀椀攀渀琀猀 挀漀渀昀椀搀攀渀挀攀 
    when making a purchase. So they can enjoy the here and now.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49601.1.e3252e0c6d45f6c6427f325f065eeaaa"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀匀攀挀甀爀攀䌀愀爀攀 䄀搀洀椀渀椀猀琀爀愀琀椀瘀攀 䔀渀栀愀渀挀攀洀攀渀琀猀 䄀爀攀 䠀攀爀攀℀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Two key administrative਀    攀渀栀愀渀挀攀洀攀渀琀猀 琀漀 匀攀挀甀爀攀䌀愀爀攀 唀渀椀瘀攀爀猀愀氀 䰀椀昀攀 愀爀攀 渀漀眀 氀椀瘀攀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <ul style='margin-top:0in' type=disc>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ氀椀猀琀㨀氀㄀ 氀攀瘀攀氀㄀ 氀昀漀㌀㬀 
         tab-stops:list .5in'><strong><span style='font-size:10.0pt;font-family:਀         ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀渀氀椀渀攀 
         scheduling portal:</span></strong><span style='font-size:10.0pt;਀         昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
         clients can now schedule their tele-interview using our online portal.<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀愀爀最椀渀ⴀ琀漀瀀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀愀甀琀漀㬀 
         mso-list:l1 level1 lfo3;tab-stops:list .5in'><strong><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>Backdating applications:</span></strong><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'> we revamped our backdating process to better align਀         眀椀琀栀 礀漀甀 愀渀搀 礀漀甀爀 挀氀椀攀渀琀猀✀ 渀攀攀搀猀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀氀椀㸀 
    </ul>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㜀㔀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br਀    猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>਀    㰀℀嬀攀渀搀椀昀崀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <left>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook:਀     ㄀㄀㠀㐀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀猀瀀愀挀攀㨀㄀⸀㠀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ爀猀瀀愀挀攀㨀㔀⸀　瀀琀㬀洀愀爀最椀渀ⴀ爀椀最栀琀㨀㌀⸀㈀瀀琀㬀 
     mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ氀攀昀琀㨀氀攀昀琀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㐀㄀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㘀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
      <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img਀      戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㔀㌀∀ 
      src="https://goldencareagent.com/docs/images/eb-GTL-Logo_152x40.gif"><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49602.1.2db0d2906141afcaeb54c1e52eca907d"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㰀⼀氀攀昀琀㸀一攀眀 匀吀䠀䠀䌀 愀渀搀 倀爀攀挀椀猀椀漀渀 䌀愀爀攀 猀琀愀琀攀猀 渀漀眀 漀渀 琀栀攀 攀ⴀ䄀瀀瀀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Alaska &amp; Vermont Precision਀    䌀愀爀攀 䌀愀渀挀攀爀 䤀渀猀甀爀愀渀挀攀 愀渀搀 䬀愀渀猀愀猀 匀栀漀爀琀ⴀ吀攀爀洀 䠀漀洀攀 䠀攀愀氀琀栀 䌀愀爀攀 䤀渀猀甀爀愀渀挀攀 愀爀攀 
    now available on GTL's Portal and e-App!</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀愀欀攀 猀甀爀攀 礀漀甀 栀愀瘀攀 琀栀攀 洀漀猀琀 
    up-to-date e-App during your AEP meetings! Please update your e-App to see਀    琀栀攀猀攀 渀攀眀 猀琀愀琀攀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:2.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=73>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1054"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ一䜀䰀ⴀ䰀漀最漀开㄀㔀㈀砀㘀㈀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀　㌀⸀㄀⸀㄀搀㜀愀㐀愀昀㤀搀㜀㔀㜀㌀挀攀㘀㔀搀昀㘀㜀㐀昀愀昀㄀戀挀㔀㌀㤀愀∀ 
    target="_blank"></left>Monthly Modal Premium Factor Reduced in 5 Additional਀    匀琀愀琀攀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䤀渀 愀搀搀椀琀椀漀渀 琀漀 琀栀攀 㐀㄀ 猀琀愀琀攀猀 
    that already have the lower monthly modal premium factor, on 10/11/19 the਀    洀漀渀琀栀氀礀 洀漀搀愀氀 瀀爀攀洀椀甀洀 昀愀挀琀漀爀 挀栀愀渀最攀搀 昀爀漀洀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Lato",sans-serif'>.095</span></strong> to <strong><span style='font-family:਀    ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀⸀　㠀㜀㔀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 椀渀 愀渀 愀搀搀椀琀椀漀渀愀氀 㔀 猀琀愀琀攀猀㨀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>CT, DE, IN, ND, and SD</span></strong>.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀栀椀猀 眀椀氀氀 愀昀昀攀挀琀 渀攀眀 戀甀猀椀渀攀猀猀 
    and active policies retroactive to their effective date with a refund of਀    瀀爀攀洀椀甀洀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49604.1.8275c30b0625b84143d40f22a81c6e41"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䔀洀瀀氀漀礀攀爀 䜀爀漀甀瀀 刀愀琀攀 䌀氀愀猀猀 琀漀 戀攀 䄀瘀愀椀氀愀戀氀攀 椀渀 㘀 䄀搀搀椀琀椀漀渀愀氀 
    States</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>In addition to the 38 states਀    琀栀愀琀 愀氀爀攀愀搀礀 栀愀瘀攀 琀栀攀 䔀洀瀀氀漀礀攀爀 䜀爀漀甀瀀 爀愀琀攀 挀氀愀猀猀 ⠀甀渀椀猀攀砀 瀀爀攀洀椀甀洀 爀愀琀攀猀⤀Ⰰ 㘀 
    additional states will be available effective <strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀㄀㄀⼀　㄀⼀㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㨀☀渀戀猀瀀㬀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>CT, DE, HI, IN, ND, and SD</span></strong>.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49605.1.daf9d8ab5b02cafb25075ef7c6504af0"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䐀漀渀✀琀 䘀漀爀最攀琀 一漀瘀攀洀戀攀爀 椀猀 䰀吀䌀 䄀眀愀爀攀渀攀猀猀 䴀漀渀琀栀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Use NGL's Social Media਀    䤀渀昀漀最爀愀瀀栀椀挀猀 琀漀 挀爀攀愀琀攀 愀眀愀爀攀渀攀猀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀㜀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
    <p class=MsoNormal><b><span style='font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䴀攀搀椀挀愀爀攀 一攀眀猀 ⴀ 
    Mutual of Omaha and Affiliates:</span></b><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=30>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:3.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49606.1.d868aa1feb691e0094c359adb7257508"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀唀瀀挀漀洀椀渀最 䴀攀搀 匀甀瀀瀀 刀愀琀攀 䄀搀樀甀猀琀洀攀渀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Please view the upcoming Med਀    猀甀瀀瀀 爀愀琀攀 愀搀樀甀猀琀洀攀渀琀猀 椀渀 䬀夀Ⰰ 䰀䄀 愀渀搀 䴀伀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀　㜀⸀㄀⸀戀愀㜀㘀㜀㘀㌀戀㜀㠀㄀㈀㐀㈀㔀㘀㌀㜀㤀㤀㈀愀㠀㌀攀㜀㔀㌀㔀㠀㔀戀∀ 
    target="_blank">Upcoming Med Supp Rate Adjustments</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀氀攀愀猀攀 瘀椀攀眀 琀栀攀 甀瀀挀漀洀椀渀最 䴀攀搀 
    supp rate adjustments in GA, MT and NM.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49608.1.9ddc4e087404625a246a0aa7132a958c"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀一漀瘀攀洀戀攀爀 䴀漀搀攀爀渀椀稀攀搀 刀愀琀攀 刀攀氀攀愀猀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Please view the upcoming਀    一漀瘀攀洀戀攀爀 䴀漀搀攀爀渀椀稀攀搀 刀愀琀攀 刀攀氀攀愀猀攀 椀渀 䬀匀Ⰰ 䴀吀Ⰰ 一夀Ⰰ 愀渀搀 伀刀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀　㤀⸀㄀⸀㐀㌀㈀攀㈀搀㘀　㔀㐀㤀昀昀㠀㄀㜀愀　㔀㜀㔀㐀㘀挀戀愀攀㌀㌀㌀㘀愀∀ 
    target="_blank">2019 Marketing Credits Redemption Deadline</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀一漀瘀攀洀戀攀爀 ㌀　Ⰰ ㈀　㄀㤀 搀攀愀搀氀椀渀攀 昀漀爀 
    reimbursement of 2019 marketing credits.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49610.1.b2470fe287e78a3886cf254457333253"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䴀甀琀甀愀氀氀礀 圀攀氀氀ⴀ 䴀愀爀欀攀琀椀渀最 䴀愀琀攀爀椀愀氀猀 䄀瘀愀椀氀愀戀氀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Mutually Well consumer flier now਀    愀瘀愀椀氀愀戀氀攀 椀渀 猀攀瘀攀爀愀氀 猀琀愀琀攀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀㄀㄀⸀㄀⸀戀㔀昀㤀㐀　戀㄀㔀㜀愀㄀㄀㔀㄀攀㌀㠀㄀㔀挀㐀　挀搀㐀昀搀㔀　　　∀ 
    target="_blank">2020 CMS Plan Finder Update</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䌀䴀匀 爀攀挀攀渀琀氀礀 甀瀀搀愀琀攀搀 琀栀攀椀爀 倀氀愀渀 
    Finder tool and some updates may create difficulty in assess which options਀    洀愀礀 戀攀 戀攀猀琀 昀漀爀 礀漀甀爀 挀氀椀攀渀琀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀㄀㈀⸀㄀⸀戀㈀㜀搀㜀㔀㔀㜀搀　挀挀戀　挀㈀昀㄀搀㄀㠀㐀戀㐀㐀㜀　昀㔀㠀㜀愀∀ 
    target="_blank">MA/PDP Reports on SPA</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀䄀 愀渀搀 倀䐀倀 攀渀爀漀氀氀洀攀渀琀猀 愀爀攀 渀漀眀 
    on SPA under Case Status.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀㄀㌀⸀㄀⸀㘀搀㔀㌀㔀　昀㌀戀㈀㜀　戀㘀㜀㔀㠀㘀㈀㜀㈀㈀㜀㘀愀攀㌀㄀㄀搀　㔀∀ 
    target="_blank">MA and PDP Enrollment User Guides on SPA</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䰀攀愀爀渀 洀漀爀攀 愀戀漀甀琀 漀甀爀 攀氀攀挀琀爀漀渀椀挀 
    enrollment tools with built in edits to ensure enrollments are submitted਀    挀漀洀瀀氀攀琀攀氀礀 攀瘀攀爀礀 琀椀洀攀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49614.1.b53969e373a058ecbb33b9a931b8cf5a"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䠀攀氀瀀昀甀氀 唀渀搀攀爀眀爀椀琀椀渀最 吀椀瀀猀 昀漀爀 䄀䔀倀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Three helpful underwriting tips਀    昀漀爀 愀 猀甀挀挀攀猀猀昀甀氀 䄀䔀倀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3377214.49615.1.bc2eb4c2de11fc2bb2bb680a41197095"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䴀䄀⼀倀䐀倀 䄀渀渀甀愀氀 䔀渀爀漀氀氀洀攀渀琀 倀攀爀椀漀搀 䤀猀 䠀攀爀攀℀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Here's what you need to know to਀    洀愀欀攀 琀栀攀 洀漀猀琀 漀昀 琀栀椀猀 昀愀氀氀✀猀 䄀䔀倀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:5;height:6.0pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:6.0pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:6;height:18.75pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:18.75pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:7;mso-yfti-lastrow:yes;height:22.5pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:22.5pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀㜀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in' height=189>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <td width=324 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    ☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀椀洀最 戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㔀㜀∀ 
    src="https://goldencareagent.com/docs/images/GC-Black-img-eb_287x71.png"><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=326 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:14.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀夀漀甀爀 匀甀挀挀攀猀猀 䤀猀 伀甀爀 
    Priority</span></strong><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";letter-spacing:-.5pt'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet਀    䌀漀渀琀爀愀挀琀攀搀㼀㰀戀爀㸀 
    <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀㄀㘀⸀㄀⸀挀戀昀攀㔀㐀搀　搀挀　戀㔀㄀攀愀㤀㈀㠀㔀㜀昀搀愀戀㜀㄀㐀㌀愀㌀　∀㸀䌀氀椀挀欀 
    here to get started!</a></span><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:1;height:18.75pt'>਀    㰀琀搀 眀椀搀琀栀㴀㘀㔀　 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㜀㠀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
    height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    <img border=0 id="_x0000_i1058"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀ⴀ䈀爀愀渀搀ⴀ䐀䤀嘀䤀䐀䔀刀开㘀㌀㤀砀㄀㌀⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes;height:22.5pt'>਀    㰀琀搀 眀椀搀琀栀㴀㘀㔀　 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
    height:22.5pt'>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㜀㠀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
     0in 0in 0in 0in' height=49>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀㬀 
      height:22.5pt'>਀      㰀琀搀 眀椀搀琀栀㴀㐀㈀㐀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㄀㠀⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㈀㈀⸀㔀瀀琀✀㸀 
      <p class=MsoNormal><span style='font-size:3.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
      mso-fareast-font-family:"Times New Roman";color:#969696;letter-spacing:਀      ⴀ⸀㔀瀀琀✀㸀䜀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ瘀愀爀椀愀渀琀㨀猀洀愀氀氀ⴀ挀愀瀀猀✀㸀漀氀搀攀渀㰀⼀猀瀀愀渀㸀䌀㰀猀瀀愀渀 
      style='font-variant:small-caps'>are</span>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;10700਀      伀氀搀 䌀漀甀渀琀礀 刀漀愀搀 ㄀㔀Ⰰ 匀琀攀 㐀㔀　☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀倀氀礀洀漀甀琀栀Ⰰ 
      MN 55441<br>਀      吀漀氀氀ⴀ䘀爀攀攀㨀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀䘀愀砀㨀 
      866-863-8608&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Local: 763-525-1111<br>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49617.1.c4b0f09811dd622f1be355efadd9e7c6"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49618.1.8492a3d676565dd47ee0a934a516e7f2"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀⸀挀漀洀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
      <td width=214 valign=top style='width:160.5pt;padding:0in 0in 0in 0in;਀      栀攀椀最栀琀㨀㈀㈀⸀㔀瀀琀✀㸀 
      <p class=MsoNormal align=right style='text-align:right'><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
      </span><span style='font-size:8.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49619.1.ce4db7e5db57729ded29b37213f8d4ee"਀      琀椀琀氀攀㴀∀䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀 
      none'><img border=0 id="_x0000_i1059"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ刀攀眀愀爀搀猀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49620.1.d95454420cfd868872b05c69dfd8bf25"਀      琀椀琀氀攀㴀䘀愀挀攀戀漀漀欀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1060"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䘀䈀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49621.1.40f3e8828d864e7d323a9af0bccf97e1"਀      琀椀琀氀攀㴀吀眀椀琀琀攀爀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1061"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ吀眀椀琀琀攀爀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49622.1.78a1b512089878091811b2911f44cb9c"਀      琀椀琀氀攀㴀䰀椀渀欀攀搀䤀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1062"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䰀椀渀欀攀搀䤀渀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3377214.49623.1.1b635b7e113d446113d10731a89bcb5e"਀      琀椀琀氀攀㴀夀漀甀吀甀戀攀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1063"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ夀漀甀吀甀戀攀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
</table>਀ 
</div>਀ 
<p class=MsoNormal align=center style='text-align:center'><span਀猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
style='mso-fareast-font-family:"Times New Roman"'><br>਀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
"Times New Roman";color:#969696'></span><a਀栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㌀㜀㜀㈀㄀㐀⸀㐀㤀㘀㈀㐀⸀㄀⸀挀挀挀㠀挀㜀㈀㄀㜀㜀㄀昀㌀㠀攀㈀戀愀㈀攀㘀㌀挀戀㠀㘀昀㔀昀㔀㠀愀☀愀洀瀀㬀瀀㴀攀礀䨀㜀攀㈀㄀瀀戀圀欀琀挀㈀氀渀戀洀䘀　搀堀䨀氀昀堀　椀伀椀䤀砀一吀儀㌀䴀䐀䴀眀䴀吀儀琀伀䐀挀　䴀䐀儀稀一吀挀稀䴀礀　㄀伀䐀䤀礀夀㈀一椀䴀吀儀　夀吀唀　娀䐀䔀　䴀㈀䤀㐀娀䜀夀礀娀䐀最㔀一稀䔀㔀一樀欀　一樀氀栀夀稀刀洀夀吀唀眀䤀椀眀椀攀㌀琀琀娀圀㄀椀娀堀䤀琀愀圀刀㤀昀匀䤀㘀伀䐀挀　䴀䐀儀稀一吀挀稀䴀礀眀椀攀㌀琀氀戀圀䘀瀀戀䔀氀欀昀堀　椀伀椀䤀稀䴀稀挀㌀䴀樀䔀　䤀渀　㴀∀㸀㰀猀瀀愀渀 
title="Web beacon"><span style='color:#969696'>Click Here</span></a> to manage਀礀漀甀爀 猀甀戀猀挀爀椀瀀琀椀漀渀Ⰰ 伀刀 㰀愀 
href="http://www.goldencareagentmail.com/opt_out?pact=3377214-154703014-8740435733-5822ccb144a54d143b8df2d8971969469ac4fa50&amp;amx=8740435733"਀琀椀琀氀攀㴀∀伀渀攀 挀氀椀挀欀 甀渀猀甀戀猀挀爀椀戀攀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀唀渀猀甀戀猀挀爀椀戀攀 椀渀猀琀愀渀琀氀礀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀ 
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='mso-fareast-font-family:਀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
<br>਀㰀戀爀㸀 
<br>਀㰀戀爀㸀 
<br style='mso-special-character:line-break'>਀㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
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