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style='width:277.5pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><img border=0 id="_x0000_i1031" src="https://goldencareagent.com/docs/images/GC_White-eb_333x84.gif"><o:p></o:p></p> </td> <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt; valign: middle'> <p class=MsoNormal align=right style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;color:white; letter-spacing:-.5pt'>Our Most Popular Webinar Training<br> Compliance Information<br> Guest Need-For-LTC Article<br> Latest Industry News &amp; Changes<br> Previous Issues</span><span style='letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:3;height:6.0pt'> <td width=654 colspan=2 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; background:white;padding:0in 0in 0in 0in;height:6.0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=170 valign=top style='width:120.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; background:white;padding:0in 2.25pt 0in 2.25pt'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Lato",sans-serif'>November 9, 2020</span></strong><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60410.1.1142d4b05690ae6c25ed1bd1786b18ab">Update Your Contracts</a><br> OR<br> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60411.1.5046a86a246975e668568c723145e779">Appoint With All Of<br> The Top Carriers</a></span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>The &quot;Industry Best&quot; illustration software for <strong><span style='font-family:"Lato",sans-serif'>Custom &amp; Secure Solution</span></strong> was recently updated to:</span><br> <strong><i><span style='font-family:"Lato",sans-serif'>Version 3.66.0.0</span></i></strong><br> <span style='font-size:3.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60412.1.06b3c911994e25daa7d110f2bee0a788">Click Here to download</a></span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><br> <img border=0 id="_x0000_i1035" src="https://goldencareagent.com/docs/images/GCR-GiftSeal_145x101.gif"><span style='font-size:3.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Remember, EVERYONE attending any of the webinars on our calendar will earn <em><span style='font-family:"Lato",sans-serif'>AT LEAST</span></em><br> <strong><span style='font-family:"Lato",sans-serif'>50 GoldenCare Reward Points!*</span></strong></span><br> <span style='font-size:3.0pt'>&nbsp;</span><br> <u><span style='font-size:10.0pt;font-family:"Lato",sans-serif'>PLUS</span></u><span style='font-size:10.0pt;font-family:"Lato",sans-serif'>... one lucky attendee of each webinar will earn 500 Points!</span><br> <span style='font-size:3.0pt'>&nbsp;</span><br> <span style='font-size:7.0pt;font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60413.1.8d94c2751e84207115126dab9f159d27" target=null>What Are GoldenCare Rewards?</a></span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>*&nbsp;</span><span style='font-size:7.0pt;font-family:"Lato",sans-serif'>Limit 1 Reward Code Per Unique Training Event. Points Are Subject To Change.&nbsp; Restrictions May Apply.&nbsp; Visit <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60414.1.8bd28398d6512e4524ae56b1287d73d0">http://www.goldencarerewards.com/</a> For Details.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:120.75pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Arial",sans-serif;color:white'>Current GoldenCare Promotions:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:5.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Segoe UI Symbol",sans-serif; color:#FDB900'>&</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60415.1.421ef33e01eb9878618330874a5f4239" target="_blank">Perfect Portfolio Sales<br> Incentives</a></span><br> <span style='font-size:3.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif; color:#00B2CC'>REMINDER:</span></strong><strong><span style='font-size:10.0pt; font-family:"Lato",sans-serif'> Partnership Certification and 4-Hour Refresher</span></strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> Currently writing Long-Term Care insurance? Be certain you are compliant on Partnership Certification training <em><u><span style='font-family:"Lato",sans-serif'>prior to taking an application</span></u></em>!<br> </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> <strong><span style='font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60416.1.640695389a4038827f9bcbbaa09b2c48" target="_blank">Click Here for Mutual of Omaha's Partnership Training guide</a></span></strong><br> </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> Note: Training requirements may differ among various LTCi carriers.<br> </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> If you have any questions or need to verify compliance, call our Licensing Team at 800-842-7799!<br> </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Arial",sans-serif;color:white'>Guest Article:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> <strong><span style='font-family:"Lato",sans-serif'>&quot;LONG-TERM CARE AWARENESS MONTH - 2020 LOGOS,&quot; by Jesse Slome, </span></strong><em><b><span style='font-family:"Lato",sans-serif'>American Association for Long-Term Care Insurance</span></b></em><br> </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> While the American Association for Long-Term Care Insurance first established <strong><span style='font-family:"Lato",sans-serif'>LONG-TERM CARE AWARENESS MONTH</span></strong> you'll note that we specifically left out the word Insurance.<br> </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> The goal was to make this a time to create heightened awareness of the issue and to get as many non-insurance focused entities involved. Since then we are so pleased to see that has indeed happened.<br> </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> With that in mind, I hope you find the tools below helpful and put them to use.<br> </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60417.1.868fe80141a7f37fb08a56a075185378" target="_blank">Click Here</a> to read the entire article.<br> </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#72D0B6;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Arial",sans-serif;color:white'>Want More News?</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><br> Check out our website, <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60418.1.1922a9e78bbb3bc35681198f85bb0803" target="_blank">www.goldencareagent.com</a> and visit the News tab to keep up-to-date on the Industry's News and Changes.<br> </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Arial",sans-serif;color:white'>Previous Issues:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;font-family:"Lato",sans-serif'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato",sans-serif'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:112.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #72D0B6 1.5pt;padding:0in 0in 0in 0in;word-spacing: 0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt'>&nbsp;</span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:108.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184; mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=145 style='width:108.75pt;padding:0in 0in 0in 7.5pt'> <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family: "Lato",sans-serif'> "&nbsp;</span></strong><span style='font-size:10.0pt; font-family:"Lato",sans-serif'> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60419.1.8a4417790893279d7ac4139d1d980bc1" target=null>October 19, 2020</a><br> <strong><span style='font-family:"Lato",sans-serif'> "&nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60420.1.d2d1d6e9604308eb2a58e6c43113abf3" target=null>October 5, 2020</a><br> <strong><span style='font-family:"Lato",sans-serif'> "&nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60421.1.4fcb91030003ad30aced0b0d57138427" target=null>September 21, 2020</a><br> <strong><span style='font-family:"Lato",sans-serif'> "&nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60422.1.ac2f892ab6d8acae0426e6a0073e0e97" target=null>September 4, 2020</a><br> <strong><span style='font-family:"Lato",sans-serif'> "&nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60423.1.877beb4cb5f8c3e715dda11c415f283e" target=null>August 24, 2020</a><br> <strong><span style='font-family:"Lato",sans-serif'> "&nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60424.1.1f5e771084e6d9f4658c7e09fc6c58b9" target=null>August 10, 2020</a></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span> </p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='margin-bottom:12.0pt;text-align:center'><span style='font-size:2.0pt;font-family:"Lato",sans-serif'>&nbsp;</span></p> </td> <td width=485 valign=top style='width:5.0in;border-top:none;border-left:solid #969696 1.0pt; border-bottom:none;border-right:solid #969696 1.0pt;background:white; padding:0in 0in 0in 4.5pt'> <p class=MsoNormal align=center style='text-align:center'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60425.1.a3135ec5f0e20625949a9f98f0d432be" target="_blank"><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1041" src="https://goldencareagent.com/docs/images/Q42020-header-hero_474x204.jpg"></span></a><br> <span style='font-size:18.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Arial",sans-serif; color:white'>Online Agent Training &quot;Webinar&quot; Presentations:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:354.75pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 0in;word-spacing: 0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span></p> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Arial",sans-serif;color:#1A4C8A'>For The Week Of November 9, 2020</span></strong><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Click on the subject heading to learn more about the topic.<br> Click the date/time to register for the presentation.</span><br> <span style='font-size:3.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=0 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184; mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=161 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border-image: url(&#39;&#39;) none; word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><img border=0 id="_x0000_i1042" src="https://goldencareagent.com/docs/images/eb-Referral-Program_152x58.jpg"><o:p></o:p></p> </td> <td width=307 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border-image: url(&#39;&#39;) none; word-spacing:0pt'> <p class=MsoNormal><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60426.1.b2448f45dc064262b70d9a1d1620d0af" target=null><b><i><span style='font-family:"Lato",sans-serif'>Introducing Our Innovative Referral Program</span></i></b></a><br> <span style='font-size:3.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60427.1.ce280cc0d8fc4a816b7dc4275ce01f37">Thurs, Nov 12, 2020 2:00 PM&nbsp; to&nbsp; 2:45 PM CST</a></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><br> <em><span style='font-size:8.0pt;font-family:"Lato",sans-serif'>Please check to see that you meet the minimum system requirements and that you have the</span></em><i><span style='font-size:8.0pt;font-family:"Lato",sans-serif'><br> <em><span style='font-family:"Lato",sans-serif'>equipment needed to attend before downloading the latest version of GoToWebinar.</span></em><br> <em><span style='font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60428.1.30bcf3654277548c5b88cbe5109ddbc4">Click Here</a> for more information.</span></em></span></i><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <span style='font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60429.1.7cace88d3af86de30ae02b5a83b9e910">Click Here</a> for the Full Schedule of All Upcoming Webinars.<br> Or <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60430.1.b16870c9317515b076a6bc9df6d32544">Click Here</a> to Access a List Of All Our Agent Training Services!</span><br> <span style='font-size:3.0pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Arial",sans-serif; color:white'>Compliance:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60431.1.9259fd8d70ecc912dbdc931d19cee967" target="_blank">Telephone Solicitation Bans for the Month of November 2020</a></span></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Please be aware of the following <strong><span style='font-family:"Lato",sans-serif'>US holiday telephone solicitation bans</span></strong> for the month of November 2020:<o:p></o:p></span></p> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Wednesday, November 11, 2020:</span></strong> Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Veterans  Day.<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Thursday, November 26,2020:</span></strong> Alabama, Louisiana, Mississippi, Pennsylvania, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Thanksgiving.<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Friday, November 27, 2020:</span></strong> Louisiana may prohibit unsolicited marketing calls to residents in observance of Acadian Day (may be declared by the governor).<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family: "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Friday, November 27, 2020:</span></strong> Pennsylvania prohibits unsolicited marketing calls to residents in observance of Thanksgiving Friday.<o:p></o:p></span></li> </ul> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60432.1.fa40db0341c966f148cd00cc7ef3f4bc" target="_blank">GoldenCare Agent Compliance Guide</a></span></strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'> - <em><span style='font-family:"Arial",sans-serif'>Best Practices In Medicare Compliance</span></em></span><br> <span style='font-size:2.0pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60433.1.a4c26c5aafac0422904b8e314eb4a2a0" target="_blank">GoldenCare Agent Marketing Guide</a></span></strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'> - <em><span style='font-family:"Arial",sans-serif'>Best Practices In Medicare Advertising</span></em></span><br> <span style='font-size:5.0pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:#82D1B5;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Arial",sans-serif; color:white'>Industry Updates:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size: 4.0pt'>&nbsp;</span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><img border=0 id="_x0000_i1044" src="https://goldencareagent.com/docs/images/eb-MOO-Logo2020_152x32.jpg" alt="Mutual of Omaha Logo"></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60434.1.eea16847fd9370aad295e32cebf79347" target="_blank">Recipes for LTC Success</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Just in time for the holiday season, Mutual of Omaha cooked up some recipes to help you begin the conversation about the importance of planning for long-term care.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60435.1.9ea91235536948e3b1159b0c12480af3" target="_blank">Register Now: All About Underwriting Webinar</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Join your Mutual of Omaha LTC Underwriting and New Business team as we talk all about underwriting. Webinar event November 19, 2020 at 10:30 AM Central (30 minutes).</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60436.1.4d8b6add6a625c7a48a56c83460fe86d" target="_blank">Sales Support Has New Hours</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>New Hours! Reach our Sales Support Unit Monday - Friday 8:00 a.m.  5:00 p.m. (CT) by calling (800) 693-6083.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60437.1.6e83f99184b1c7d709e34b19753975fa" target="_blank">Living Promise Paper App Update  Arkansas Only</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Effective November 1, 2020 we will be discontinuing the Arkansas state special version of the Living Promise paper application (form number: D389LAR12A). Arkansas will now use the Living Promise interstate compact application (form number: ICC14L643A). Read on for important transition rules.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60438.1.ac1843135efa67f7bcd613485d81d3a5" target="_blank">Can You Keep All the AG49-A Changes Straight?</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>The revisions to the AG49 regulation (known as AG49-A) have been finalized. AG49-A s goal was to stop the illustration wars , to bring consistency to IUL crediting methods and to reduce confusion for potential buyers. The most significant AG49-A impact is that companies who used bonuses, multipliers, high cap accounts and other gimmicks (just to make their products perform better on a hypothetical illustration) will no longer be able to illustrate higher performance than products without these options.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60439.1.85b21bb9d1047580aa2197e53f728db6" target="_blank">Transfer Guidelines Update</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Mutual of Omaha has recently updated the Transfer Guidelines so all transfer requests relating to Simplified Issue products follow the same process.</span><br> <span style='font-size:2.0pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60440.1.3c1da37b3a868ce3a89e8dc0cd5eaedf" target="_blank">New Marketing Resources Available on Sales Professional Access</a></span></u></strong><br> <span style='font-size:6.0pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Mutual Incomes Solutions product information is now available on Sales Professional Access. Learn about products, get tips for selling and see marketing materials available for use with clients.</span><br> <span style='font-size:3.0pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size: 4.0pt'>&nbsp;</span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><img border=0 id="_x0000_i1051" src="https://goldencareagent.com/docs/images/eb-Securian18-Logo_152x43.gif" alt="Mutual of Omaha Logo"></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60441.1.a5cf4750ce5cff5ed3d5a8acbb73697a" target="_blank">Securian LTC Awareness Month</a></span></u></strong><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Long-Term Care Insurance Awareness Month is already under way  use this toolkit to help educate and engage prospects. Leverage the kit's pre-built posts to help prospects get the facts about long-term care and motivate them to start making a plan of their own  with your guidance.</span><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Each post includes lead-in text and an animated image to help drive engagement.</span><br> <span style='font-size:1.5pt'>&nbsp;</span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60442.1.2e83101c67d5bdb16667b6a9c65b3c8f" target="_blank">AG 49-A illustration changes effective November 21, 2020</a></span></u></strong><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>The National Association of Insurance Commissioners (NAIC) has made enhancements to Actuarial Guideline 49 (now referred to as AG 49-A). All carriers are required to comply with these new indexed universal life (IUL) illustration regulations by December 14, 2020.</span><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>For more information on this regulation and how it impacts your business with Securian Financial, please view our Frequently Asked Questions (FAQ) document.</span><br> <span style='font-size:2.5pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size: 4.0pt'>&nbsp;</span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><img border=0 id="_x0000_i1053" src="https://goldencareagent.com/docs/images/eb-GTL-Logo_152x40.gif" alt="Mutual of Omaha Logo"></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60443.1.d0d0e4d3ea8b6748cb319a4294976e4d" target="_blank">Agent Portal How-To Video | Easily Submit Apps and Instantly Issue Policies</a></span></u></strong><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Not meeting clients in person during AEP? No problem!</span></strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif'> Watch a short video and see how easy it is to submit Advantage Plus applications and <strong><span style='font-family:"Lato",sans-serif'>instantly issue</span></strong> policies on the Agent Portal.</span><br> <span style='font-size:2.5pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size: 4.0pt'>&nbsp;</span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><img border=0 id="_x0000_i1054" src="https://goldencareagent.com/docs/images/eb-NGL-2020Logo-color_152x44.jpg" alt="NGL Logo"></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60444.1.bc6ceff08ee21cb25b3f00b07fd83600" target="_blank">Underwriting Next Steps &amp; LTC Awareness Month</a></span></u></strong><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif'>Consumer Underwriting Next Steps flyer</span></strong><span style='font-size:10.0pt; font-family:"Lato",sans-serif'><br> The Consumer Underwriting Next Steps flyer can help your clients understand and be prepared for the next steps in the underwriting process.</span><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif'>November is Long Term Care Awareness Month</span></strong><span style='font-size: 10.0pt;font-family:"Lato",sans-serif'><br> In a year that has revolved around the COVID-19 pandemic, social distancing and not being able to gather with friends and family, the need for a long term care plan has never been more prevalent.</span><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>We created social media posts to help you share facts about long term care planning. Login to the Agent Resource Center to download the images and share to your social media platforms.</span><br> <span style='font-size:2.5pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size: 4.0pt'>&nbsp;</span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><img border=0 id="_x0000_i1055" src="https://goldencareagent.com/docs/images/eb-ThriventLogo_2020-blk_152x33.jpg" alt="Mutual of Omaha Logo"></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60445.1.54a89a2bea2eb4c995f231611711d1de" target="_blank">Updated Consumer Highlights Flyer</a></span></u></strong><br> <span style='font-size:4.5pt'>&nbsp;</span><br> <span style='font-size:10.0pt;font-family:"Lato",sans-serif'>A new consumer-approved flyer is now available showing Thrivent's financial strength, legacy of generosity and ratings. Featuring revised 2020 data on assets under management and total surplus, Fortune 500 ranking and AM Best Rating.</span><br> <span style='font-size:2.5pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Arial",sans-serif; color:white'>Medicare Solutions Corner:</span></b></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span><o:p></o:p></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt'>&nbsp;</span><br> <strong><span style='font-size:10.0pt;font-family:"Arial",sans-serif'>Our portfolio includes Medicare giants such as Lumico, Accendo/CVS Health, United Healthcare, Humana, and more! Click below for highlights.</span></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60446.1.3ce6b210dcf5c7fa055763f52ede5bae" target="_blank">Lumico Q4 Medicare Supplement Agent Incentive</a></span></u></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60447.1.383d50e1becec5c3354b33977e20ef7d" target="_blank">Humana Achieve Q4 Medicare Supplement Agent Incentive</a></span></u></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60448.1.eb7f8760e5b4c7c9b264d952244ff534" target="_blank">Sales Support Assistance During AEP</a></span></u></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60449.1.93bf8e699e63f93f6fd719de4997e9b5" target="_blank">Mutual of Omaha Medicare Advantage Plans</a></span></u></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60450.1.313d4b6e0e45c891f487178ab43e625f" target="_blank">Submission of PDP Enrollment Applications</a></span></u></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <strong><u><span style='font-size:10.0pt;font-family:"Arial",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60451.1.50683286155168e2caf4cf00ccc0b783" target="_blank">Clarification on PDP Credit Card Payment Options</a></span></u></strong><br> <span style='font-size:10.0pt'>&nbsp;</span><br> <strong><span style='font-family:"Lato",sans-serif'><a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60452.1.1baa16d23c5c92c9d8fc42d1414671e7" target="_blank">Click for more GoldenCare Medicare News</a></span></strong><br> <span style='font-size:4.0pt'>&nbsp;</span><br> <span style='font-size:4.0pt'>&nbsp;</span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:5;height:6.0pt'> <td width=654 colspan=2 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in; height:6.0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:6;height:18.75pt'> <td width=654 colspan=2 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt'>&nbsp;</span></p> </td> </tr> <tr style='mso-yfti-irow:7;mso-yfti-lastrow:yes;height:22.5pt'> <td width=654 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0 style='width:487.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'> <td width=324 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='font-size:4.0pt'>&nbsp;</span><br> &nbsp;&nbsp;&nbsp;<img border=0 id="_x0000_i1056" src="https://goldencareagent.com/docs/images/GC-Black-img-eb_287x71.png"></p> </td> <td width=326 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Lato",sans-serif;color:#00B2CC; letter-spacing:-.5pt'>Your Success Is Our Priority</span></strong><span style='letter-spacing:-.5pt'><br> </span><span style='font-size:4.0pt;letter-spacing:-.5pt'>&nbsp;</span><span style='letter-spacing:-.5pt'><br> </span><span style='font-size:14.0pt;font-family:"Lato",sans-serif; letter-spacing:-.5pt'>Not Yet Contracted?<br> <a href="http://www.goldencareagentmail.com/c/45290?id=4212426.60453.1.cd90727b7ea1bf610c2d3f2a7b65f8f7">Click here to get started!</a></span><span style='letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;height:18.75pt'> <td width=650 colspan=2 style='width:478.5pt;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt'>&nbsp;</span><br> <img border=0 id="_x0000_i1057" src="https://goldencareagent.com/docs/images/GC-Brand-DIVIDER_639x13.jpg"></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes;height:22.5pt'> <td width=650 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; 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