<html xmlns:v="urn:schemas-microsoft-com:vml"਀砀洀氀渀猀㨀漀㴀∀甀爀渀㨀猀挀栀攀洀愀猀ⴀ洀椀挀爀漀猀漀昀琀ⴀ挀漀洀㨀漀昀昀椀挀攀㨀漀昀昀椀挀攀∀ 
xmlns:w="urn:schemas-microsoft-com:office:word"਀砀洀氀渀猀㨀洀㴀∀栀琀琀瀀㨀⼀⼀猀挀栀攀洀愀猀⸀洀椀挀爀漀猀漀昀琀⸀挀漀洀⼀漀昀昀椀挀攀⼀㈀　　㐀⼀㄀㈀⼀漀洀洀氀∀ 
xmlns="http://www.w3.org/TR/REC-html40">਀ 
<head>਀㰀洀攀琀愀 栀琀琀瀀ⴀ攀焀甀椀瘀㴀䌀漀渀琀攀渀琀ⴀ吀礀瀀攀 挀漀渀琀攀渀琀㴀∀琀攀砀琀⼀栀琀洀氀㬀 挀栀愀爀猀攀琀㴀甀渀椀挀漀搀攀∀㸀 
<meta name=ProgId content=Word.Document>਀㰀洀攀琀愀 渀愀洀攀㴀䜀攀渀攀爀愀琀漀爀 挀漀渀琀攀渀琀㴀∀䴀椀挀爀漀猀漀昀琀 圀漀爀搀 ㄀㔀∀㸀 
<meta name=Originator content="Microsoft Word 15">਀㰀氀椀渀欀 爀攀氀㴀䘀椀氀攀ⴀ䰀椀猀琀 
href="GoldenCare%20Newsletter%20November%2018%202019%20Edition_files/filelist.xml">਀㰀氀椀渀欀 爀攀氀㴀䔀搀椀琀ⴀ吀椀洀攀ⴀ䐀愀琀愀 
href="GoldenCare%20Newsletter%20November%2018%202019%20Edition_files/editdata.mso">਀㰀℀ⴀⴀ嬀椀昀 ℀洀猀漀崀㸀 
<style>਀瘀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
o\:* {behavior:url(#default#VML);}਀眀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
.shape {behavior:url(#default#VML);}਀㰀⼀猀琀礀氀攀㸀 
<![endif]--><!--[if gte mso 9]><xml>਀ 㰀漀㨀伀昀昀椀挀攀䐀漀挀甀洀攀渀琀匀攀琀琀椀渀最猀㸀 
  <o:AllowPNG/>਀ 㰀⼀漀㨀伀昀昀椀挀攀䐀漀挀甀洀攀渀琀匀攀琀琀椀渀最猀㸀 
</xml><![endif]-->਀㰀氀椀渀欀 爀攀氀㴀琀栀攀洀攀䐀愀琀愀 
href="GoldenCare%20Newsletter%20November%2018%202019%20Edition_files/themedata.thmx">਀㰀氀椀渀欀 爀攀氀㴀挀漀氀漀爀匀挀栀攀洀攀䴀愀瀀瀀椀渀最 
href="GoldenCare%20Newsletter%20November%2018%202019%20Edition_files/colorschememapping.xml">਀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
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  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>਀  㰀眀㨀䤀最渀漀爀攀䴀椀砀攀搀䌀漀渀琀攀渀琀㸀昀愀氀猀攀㰀⼀眀㨀䤀最渀漀爀攀䴀椀砀攀搀䌀漀渀琀攀渀琀㸀 
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  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>਀  㰀眀㨀䌀漀洀瀀愀琀椀戀椀氀椀琀礀㸀 
   <w:DoNotExpandShiftReturn/>਀   㰀眀㨀䈀爀攀愀欀圀爀愀瀀瀀攀搀吀愀戀氀攀猀⼀㸀 
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   <m:brkBin m:val="before"/>਀   㰀洀㨀戀爀欀䈀椀渀匀甀戀 洀㨀瘀愀氀㴀∀☀⌀㐀㔀㬀ⴀ∀⼀㸀 
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  </m:mathPr></w:WordDocument>਀㰀⼀砀洀氀㸀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"਀  䐀攀昀匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 䐀攀昀儀䘀漀爀洀愀琀㴀∀昀愀氀猀攀∀ 䐀攀昀倀爀椀漀爀椀琀礀㴀∀㤀㤀∀ 
  LatentStyleCount="371">਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀　∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀爀洀愀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
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   UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   Name="index 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   Name="index 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
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   Name="index 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
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   UnhideWhenUsed="true" Name="toc 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
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   UnhideWhenUsed="true" Name="toc 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="header"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footer"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="caption"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of figures"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope return"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="line number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="page number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of authorities"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="macro"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="toa heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀　∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀吀椀琀氀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䌀氀漀猀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀匀椀最渀愀琀甀爀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="1" SemiHidden="true"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀䐀攀昀愀甀氀琀 倀愀爀愀最爀愀瀀栀 䘀漀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀 䤀渀搀攀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䴀攀猀猀愀最攀 䠀攀愀搀攀爀∀⼀㸀 
  <w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Salutation"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Date"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Note Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Block Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Hyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="FollowedHyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㈀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀匀琀爀漀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Document Map"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Plain Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="E-mail Signature"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Top of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Bottom of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal (Web)"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Acronym"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Cite"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Code"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Definition"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Keyboard"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Preformatted"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Sample"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Typewriter"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Variable"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Table"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation subject"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="No List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Contemporary"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Elegant"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Professional"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Balloon Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀吀愀戀氀攀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀吀愀戀氀攀 吀栀攀洀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀 匀瀀愀挀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㐀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 
   Name="List Paragraph"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="30" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="19" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="21" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="31" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="32" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="Bibliography"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㄀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㌀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㔀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 6"/>਀ 㰀⼀眀㨀䰀愀琀攀渀琀匀琀礀氀攀猀㸀 
</xml><![endif]-->਀㰀猀琀礀氀攀㸀 
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	mso-bidi-font-family:"Times New Roman";}਀猀瀀愀渀⸀䔀洀愀椀氀匀琀礀氀攀㄀㤀 
	{mso-style-type:personal;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ渀漀猀栀漀眀㨀礀攀猀㬀 
	mso-style-unhide:no;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀㄀⸀　瀀琀㬀 
	mso-bidi-font-size:11.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀氀椀戀爀椀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
	mso-ascii-font-family:Calibri;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-hansi-font-family:Calibri;਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
	color:windowtext;}਀猀瀀愀渀⸀砀猀瀀攀氀氀攀 
	{mso-style-name:x_spelle;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ甀渀栀椀搀攀㨀渀漀㬀紀 
.MsoChpDefault਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ琀礀瀀攀㨀攀砀瀀漀爀琀ⴀ漀渀氀礀㬀 
	mso-default-props:yes;਀ऀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀紀 
@page WordSection1਀ऀ笀猀椀稀攀㨀㠀⸀㔀椀渀 ㄀㄀⸀　椀渀㬀 
	margin:1.0in 1.0in 1.0in 1.0in;਀ऀ洀猀漀ⴀ栀攀愀搀攀爀ⴀ洀愀爀最椀渀㨀⸀㔀椀渀㬀 
	mso-footer-margin:.5in;਀ऀ洀猀漀ⴀ瀀愀瀀攀爀ⴀ猀漀甀爀挀攀㨀　㬀紀 
div.WordSection1਀ऀ笀瀀愀最攀㨀圀漀爀搀匀攀挀琀椀漀渀㄀㬀紀 
 /* List Definitions */਀ 䀀氀椀猀琀 氀　 
	{mso-list-id:686490005;਀ऀ洀猀漀ⴀ氀椀猀琀ⴀ琀攀洀瀀氀愀琀攀ⴀ椀搀猀㨀ⴀ㄀㘀㌀㄀㄀㐀　㠀㜀㘀㬀紀 
@list l0:level1਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l0:level2਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:o;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀漀甀爀椀攀爀 一攀眀∀㬀 
	mso-bidi-font-family:"Times New Roman";}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㌀ 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:1.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㐀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:2.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㔀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:2.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㘀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:3.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㜀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:3.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㠀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:4.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㤀 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀꜀㯰 
	mso-level-tab-stop:4.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Wingdings;}਀䀀氀椀猀琀 氀㄀ 
	{mso-list-id:1152286637;਀ऀ洀猀漀ⴀ氀椀猀琀ⴀ琀攀洀瀀氀愀琀攀ⴀ椀搀猀㨀ⴀ㌀㠀㔀㤀㐀㈀㐀㜀㐀㬀紀 
@list l1:level1਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level2਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level3਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level4਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level5਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level6਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level7਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level8਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
@list l1:level9਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀匀礀洀戀漀氀㬀紀 
ol਀ऀ笀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀　椀渀㬀紀 
ul਀ऀ笀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀　椀渀㬀紀 
-->਀㰀⼀猀琀礀氀攀㸀 
<!--[if gte mso 10]>਀㰀猀琀礀氀攀㸀 
 /* Style Definitions */਀ 琀愀戀氀攀⸀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 
	{mso-style-name:"Table Normal";਀ऀ洀猀漀ⴀ琀猀琀礀氀攀ⴀ爀漀眀戀愀渀搀ⴀ猀椀稀攀㨀　㬀 
	mso-tstyle-colband-size:0;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ渀漀猀栀漀眀㨀礀攀猀㬀 
	mso-style-priority:99;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀愀爀攀渀琀㨀∀∀㬀 
	mso-padding-alt:0in 5.4pt 0in 5.4pt;਀ऀ洀猀漀ⴀ瀀愀爀愀ⴀ洀愀爀最椀渀㨀　椀渀㬀 
	mso-para-margin-bottom:.0001pt;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀Ⰰ猀攀爀椀昀㬀紀 
</style>਀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀 
</head>਀ 
<body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'>਀ 
<div class=WordSection1>਀ 
<div>਀ 
<div>਀ 
<div>਀ 
<div>਀ 
<div>਀ 
<p class=MsoNormal>&nbsp;</p>਀ 
<div align=center>਀ 
<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
 0in 0in 0in 0in;border-color:currentcolor;min-height: 25px'>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 ㈀㔀瀀砀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
    currentcolor;min-height: 25px'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:#B5B5B5'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㐀　⸀㄀⸀攀㔀㄀㈀攀㔀戀戀挀愀愀愀㐀㐀㜀㤀　㔀㌀㌀㔀戀㈀㌀㠀挀昀㠀㄀㈀㘀㌀∀ 
    target="_blank"><span style='color:#969696'>View Online</span></a>&nbsp;&nbsp;|&nbsp;&nbsp;<a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㐀㄀⸀㄀⸀㜀㌀㜀攀㠀愀㐀戀㠀㘀㜀㌀㈀㄀㜀㠀攀搀挀㠀搀搀昀昀㘀㠀挀挀㔀愀昀戀∀ 
    target="_blank"><span style='color:#969696'>www.goldencareagent.com</span></a></span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㈀㔀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㠀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
    currentcolor;min-height: 25px'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀爀椀最栀琀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀爀椀最栀琀✀㸀㰀猀瀀愀渀 
    style='font-size:8.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50242.1.a00d1ecf83b2787c1e59b24e24c3ce0c"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 琀椀琀氀攀㴀∀䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀 
    none;text-underline:none'><img border=0 id="_x0000_i1026"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ刀攀眀愀爀搀猀开㌀㈀砀㌀㈀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50243.1.1a3cbc9bdd750a56ce4c653534aebd7c"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 琀椀琀氀攀㴀䘀愀挀攀戀漀漀欀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀 
    text-underline:none'><img border=0 id="_x0000_i1027"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䘀䈀开㌀㈀砀㌀㈀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50244.1.6739c168c6e8f3f9d5b500fb3b98c517"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 琀椀琀氀攀㴀吀眀椀琀琀攀爀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀 
    none'><img border=0 id="_x0000_i1028"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ吀眀椀琀琀攀爀开㌀㈀砀㌀㈀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50245.1.e164f65be66f4d975099109e41ab82be"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 琀椀琀氀攀㴀䰀椀渀欀攀搀䤀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀 
    text-underline:none'><img border=0 id="_x0000_i1029"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䰀椀渀欀攀搀䤀渀开㌀㈀砀㌀㈀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50246.1.20e655f9f23928fea6d619f2c2e05168"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀ 琀椀琀氀攀㴀夀漀甀吀甀戀攀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀 
    none'><img border=0 id="_x0000_i1030"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ夀漀甀吀甀戀攀开㌀㈀砀㌀㈀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㄀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 ㈀㔀瀀砀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
    <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;border-color:਀    挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 ㈀㔀瀀砀✀㸀 
    <p class=MsoNormal align=right style='text-align:right'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";color:white'>For Assistance: 800-842-7799</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:2'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  border-color:currentcolor'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
    currentcolor;min-height: 25px'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
    border=0 id="_x0000_i1031"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀开圀栀椀琀攀ⴀ攀戀开㌀㌀㌀砀㠀㐀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㈀㔀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㠀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
    currentcolor;min-height: 25px'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀爀椀最栀琀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀爀椀最栀琀✀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀伀甀爀 䴀漀猀琀 倀漀瀀甀氀愀爀 
    Webinar Training<br>਀    䌀漀洀瀀氀椀愀渀挀攀 䤀渀昀漀爀洀愀琀椀漀渀㰀戀爀㸀 
    Guest Need-For-LTC Article<br>਀    䰀愀琀攀猀琀 䤀渀搀甀猀琀爀礀 一攀眀猀 ☀愀洀瀀㬀 䌀栀愀渀最攀猀㰀戀爀㸀 
    Previous Issues</span><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㌀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;border-top:none;border-left:਀  猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀 
  mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt;਀  戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀洀椀渀ⴀ栀攀椀最栀琀㨀㠀瀀砀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㐀✀㸀 
  <td width=170 valign=top style='width:120.0pt;border-top:none;border-left:਀  猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀 
  mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt;਀  戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀瀀愀搀搀椀渀最㨀　椀渀 ㈀⸀㈀㔀瀀琀 　椀渀 ㈀⸀㈀㔀瀀琀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman";mso-bidi-font-family:Calibri'>November 18, 2019</span></strong><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'><a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㐀㜀⸀㄀⸀挀㈀㜀愀戀攀㌀昀㠀㈀㠀㔀㈀㜀㐀　攀挀　㔀　㠀㔀㄀昀㘀攀愀戀挀㌀㐀∀ 
  target="_blank">Update Your Contracts</a><br>਀  伀刀㰀戀爀㸀 
  <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㐀㠀⸀㄀⸀　㈀㐀　搀昀挀㘀戀㐀㤀㈀㐀㘀㄀㤀㈀㠀㈀挀㌀㐀　攀戀　㤀㤀挀挀　㐀∀ 
  target="_blank">Appoint With All Of<br>਀  吀栀攀 吀漀瀀 䌀愀爀爀椀攀爀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>The &quot;Industry Best&quot;਀  椀氀氀甀猀琀爀愀琀椀漀渀 猀漀昀琀眀愀爀攀 昀漀爀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
  font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman";਀  洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䌀甀猀琀漀洀 ☀愀洀瀀㬀 匀攀挀甀爀攀 匀漀氀甀琀椀漀渀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 眀愀猀 爀攀挀攀渀琀氀礀 甀瀀搀愀琀攀搀 琀漀㨀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'>Version਀  ㌀⸀㘀　⸀　⸀　㰀⼀猀瀀愀渀㸀㰀⼀椀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3424280.50249.1.6536c1cdba576fe736c6532789356f70"਀  琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀氀椀挀欀 䠀攀爀攀 琀漀 搀漀眀渀氀漀愀搀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <img border=0 id="_x0000_i1035"਀  猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀刀ⴀ䜀椀昀琀匀攀愀氀开㄀㐀㔀砀㄀　㄀⸀最椀昀∀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀刀攀洀攀洀戀攀爀Ⰰ 䔀嘀䔀刀夀伀一䔀 愀琀琀攀渀搀椀渀最 愀渀礀 
  of the webinars on our calendar will earn </span><em><span style='font-size:਀  ㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
  mso-bidi-font-family:Calibri'>AT LEAST</span></em><span style='font-size:਀  ㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㔀　 
  GoldenCare Reward Points!*</span></strong><span style='mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><u><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀䰀唀匀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀⸀⸀⸀ 漀渀攀 氀甀挀欀礀 愀琀琀攀渀搀攀攀 漀昀 攀愀挀栀 眀攀戀椀渀愀爀 眀椀氀氀 攀愀爀渀 㔀　　 
  Points!</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㜀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㔀　⸀㄀⸀㜀㠀㠀㠀㄀㘀挀㘀挀㈀㤀愀戀㘀㜀㐀戀挀㔀㈀㌀愀㌀攀㤀㔀㠀搀㐀㔀　搀∀ 
  target="_blank">What Are GoldenCare Rewards?</a></span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀⨀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='font-size:7.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䰀椀洀椀琀 ㄀ 刀攀眀愀爀搀 䌀漀搀攀 倀攀爀 唀渀椀焀甀攀 吀爀愀椀渀椀渀最 䔀瘀攀渀琀⸀ 倀漀椀渀琀猀 䄀爀攀 
  Subject To Change.&nbsp; Restrictions May Apply.&nbsp; Visit <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㔀㄀⸀㄀⸀㌀　㤀㐀搀昀愀戀昀㔀㠀搀㜀㌀㘀㐀搀㘀　挀㔀㐀㤀㌀㈀㔀㈀挀㔀挀攀㔀∀ 
  target="_blank">http://www.goldencarerewards.com/</a> For Details.</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;border-color:currentcolor;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><b><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";color:white'>Current GoldenCare Promotions:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㔀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'>Check਀  戀愀挀欀 猀漀漀渀℀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'>Avoid਀  䐀攀氀愀礀猀 ☀愀洀瀀㬀 刀攀琀甀爀渀攀搀 䰀吀䌀椀 䄀瀀瀀氀椀挀愀琀椀漀渀猀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>Remember to use </span><strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman";mso-bidi-font-family:Calibri'>6Q</span></strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'> on the MutualCare Solutions Producer Statement to avoid਀  挀漀洀洀椀猀猀椀漀渀 瀀爀漀戀氀攀洀猀⸀ 䤀昀 礀漀甀 栀愀瘀攀 洀愀搀攀 漀琀栀攀爀 愀爀爀愀渀最攀洀攀渀琀猀 琀漀 甀猀攀 愀渀漀琀栀攀爀 
  commission code, please use accordingly.</span><span style='mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䘀漀爀 焀甀攀猀琀椀漀渀猀Ⰰ 漀爀 琀漀 瘀攀爀椀昀礀 琀栀攀 
  code you're using is correct, please call 800-842-7799!</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri;਀  挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀✀㸀刀䔀䴀䤀一䐀䔀刀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
  font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman";਀  洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 愀渀搀 㐀ⴀ䠀漀甀爀 刀攀昀爀攀猀栀攀爀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  䘀漀爀 愀氀氀 䰀吀䌀椀 愀最攀渀琀猀 眀栀漀 琀漀漀欀 琀栀攀椀爀 椀渀椀琀椀愀氀 㠀ⴀ䠀漀甀爀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 
  prior to </span><strong><u><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀一漀瘀攀洀戀攀爀 
  2017</span></u></strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㨀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  倀爀漀搀甀挀攀爀 爀攀焀甀椀爀攀洀攀渀琀猀 昀漀爀 琀爀愀椀渀椀渀最 挀漀渀琀椀渀甀愀琀椀漀渀 猀琀愀琀攀猀㨀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀☀焀甀漀琀㬀䄀 
  four-hour refresher course must be completed every 2 years from the date the਀  椀渀椀琀椀愀氀 琀爀愀椀渀椀渀最 眀愀猀 挀漀洀瀀氀攀琀攀搀⸀☀焀甀漀琀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀 
  10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  Please be sure you have completed the necessary ongoing training before਀  猀甀戀洀椀琀琀椀渀最 渀攀眀 氀漀渀最ⴀ琀攀爀洀 挀愀爀攀 戀甀猀椀渀攀猀猀⸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3424280.50252.1.20b3f7955dbe6de70f2aeaca1e023e86"਀  琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀氀椀挀欀 䠀攀爀攀㰀⼀愀㸀 昀漀爀 攀愀挀栀 猀琀愀琀攀✀猀 琀爀愀椀渀椀渀最 爀攀焀甀椀爀攀洀攀渀琀猀⸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  䤀昀 礀漀甀 栀愀瘀攀 愀渀礀 焀甀攀猀琀椀漀渀猀Ⰰ 瀀氀攀愀猀攀 挀愀氀氀 䰀椀挀攀渀猀椀渀最 愀琀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀℀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀∀㄀　　─∀ 
   style='width:100.0%;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-size:12.0pt;font-family:"Cabin",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䜀甀攀猀琀 䄀爀琀椀挀氀攀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'>&quot;Three਀  圀愀礀猀 琀漀 倀爀漀琀攀挀琀 夀漀甀爀猀攀氀昀 昀爀漀洀 琀栀攀 䌀漀猀琀 漀昀 一甀爀猀椀渀最 䠀漀洀攀 䌀愀爀攀Ⰰ☀焀甀漀琀㬀 戀礀 䨀攀昀昀爀攀礀 
  Marshall, </span></strong><em><b><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  Calibri'>Marshall, Parker &amp; Weber, LLC</span></b></em><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㔀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  &quot;This article will discuss three techniques that elder law attorneys use਀  琀漀 栀攀氀瀀 昀愀洀椀氀椀攀猀 瀀爀漀琀攀挀琀 琀栀攀洀猀攀氀瘀攀猀 愀最愀椀渀猀琀 琀栀攀 昀椀渀愀渀挀椀愀氀 挀漀猀琀 漀昀 氀漀渀最ⴀ琀攀爀洀 
  care once the need for that care has arisen. These strategies are just part਀  漀昀 琀栀攀 瀀氀愀渀渀椀渀最 愀爀猀攀渀愀氀 琀栀愀琀 椀猀 愀瘀愀椀氀愀戀氀攀⸀ 吀栀攀礀 挀愀渀 戀攀 甀猀攀搀 椀渀 愀 琀椀洀攀 漀昀 
  crisis. But, of course, it is best to plan early, rather than wait for a਀  挀爀椀猀椀猀 琀漀 栀愀瀀瀀攀渀⸀ ☀㰠戀爀㸀 
  </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  ∀†唀猀椀渀最 䄀猀猀攀琀猀 琀漀 瀀愀礀 漀昀昀 搀攀戀琀猀 愀渀搀 攀砀瀀攀渀猀攀猀 ⸀⸀⸀㰀戀爀㸀 
  • Buying assets that are not counted by Medicaid ...<br>਀  ∀†䌀漀渀瘀攀爀琀椀渀最 挀漀甀渀琀愀戀氀攀 愀猀猀攀琀猀 琀漀 椀渀挀漀洀攀 ⸀⸀⸀㰀戀爀㸀 
  </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  ☀焀甀漀琀㬀吀栀椀猀 愀爀琀椀挀氀攀 氀椀猀琀猀 樀甀猀琀 愀 昀攀眀 漀昀 琀栀攀 瀀氀愀渀渀椀渀最 猀琀爀愀琀攀最椀攀猀 愀瘀愀椀氀愀戀氀攀 琀漀 
  you under the Medicaid statute and regulations.&quot;<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㔀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䰀吀䌀 
  Comment</span></strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 ⠀㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀昀爀漀洀 匀琀攀瀀栀攀渀 䄀⸀ 䴀漀猀攀猀Ⰰ 
  President, Center for Long-Term Care Reform</span></em><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>):<br>਀  刀攀愀搀 琀栀椀猀 愀爀琀椀挀氀攀℀ 䤀琀ᤀ猠 愀 瀀攀爀昀攀挀琀 攀砀愀洀瀀氀攀 漀昀 琀栀攀 眀椀搀攀猀瀀爀攀愀搀 䴀攀搀椀挀愀椀搀 瀀氀愀渀渀椀渀最 
  that I warned in <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㔀㌀⸀㄀⸀　㄀搀搀㔀㜀㠀挀昀攀㄀挀攀㌀㜀搀昀㄀㐀㠀㤀㤀戀㐀㔀㄀㐀㠀㐀㄀㔀搀∀ 
  target="_blank"><em><span style='font-family:"Lato",sans-serif;mso-bidi-font-family:਀  䌀愀氀椀戀爀椀✀㸀䠀漀眀 琀漀 䘀椀砀 䰀漀渀最ⴀ吀攀爀洀 䌀愀爀攀 䘀椀渀愀渀挀椀渀最㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀⼀愀㸀 ⠀㈀　㄀㜀⤀ 洀甀猀琀 戀攀 
  stopped before private LTC insurance can succeed. Note the lack of any਀  爀攀昀攀爀攀渀挀攀 琀漀 䴀攀搀椀挀愀椀搀ᤀ猠 猀攀爀椀漀甀猀 愀挀挀攀猀猀 愀渀搀 焀甀愀氀椀琀礀 搀漀眀渀猀椀搀攀猀⸀ 一漀琀攀 琀漀漀 琀栀攀 
  only mention of private insurance is to discourage it. This author was just਀  渀愀洀攀搀 䈀攀猀琀 䰀愀眀礀攀爀猀글 ㈀　㈀　 ᰀ䰠愀眀礀攀爀 漀昀 琀栀攀 夀攀愀爀ᴀ†椀渀 琀栀攀 昀椀攀氀搀 漀昀 䔀氀搀攀爀 䰀愀眀⸀ 䠀攀 
  has four offices dishing out such advice throughout Pennsylvania. 4500 other਀  洀攀洀戀攀爀猀 漀昀 琀栀攀 一愀琀椀漀渀愀氀 䄀挀愀搀攀洀礀 漀昀 䔀氀搀攀爀 䰀愀眀 䄀琀琀漀爀渀攀礀猀 愀爀攀 搀漀椀渀最 琀栀攀 猀愀洀攀 
  throughout the USA. Please help the Center for LTC Reform fight this practice਀  愀渀搀 攀渀挀漀甀爀愀最攀 琀栀攀 䰀吀䌀䤀 挀愀爀爀椀攀爀猀 愀渀搀 搀椀猀琀爀椀戀甀琀漀爀猀 礀漀甀 爀攀瀀爀攀猀攀渀琀 琀漀 搀漀 琀栀攀 
  same.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㔀㐀⸀㄀⸀㈀　㤀　㌀攀㐀㄀昀昀㌀㠀㜀攀挀戀㘀㄀㔀㈀攀㈀㐀攀㈀㈀攀㐀㈀昀㔀挀∀ 
  target="_blank">Click Here</a> to read the entire article.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㜀㈀䐀　䈀㘀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;border-color:currentcolor;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><b><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";color:white'>Want More News?</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  Check out our website, <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㔀㔀⸀㄀⸀搀㤀搀㌀㈀㔀㔀㐀㄀　㄀　戀㈀㠀㤀㔀昀愀㐀　㔀攀㘀戀㘀㔀㌀㄀攀㈀　∀ 
  target="_blank">www.goldencareagent.com</a> and visit the News tab to keep਀  甀瀀ⴀ琀漀ⴀ搀愀琀攀 漀渀 琀栀攀 䤀渀搀甀猀琀爀礀✀猀 一攀眀猀 愀渀搀 䌀栀愀渀最攀猀⸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=2 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀∀㄀　　─∀ 
   style='width:100.0%;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-size:12.0pt;font-family:"Cabin",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀倀爀攀瘀椀漀甀猀 䤀猀猀甀攀猀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㄀㈀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #72D0B6 1.5pt;padding:0in 0in 0in 0in;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　㠀⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀 
     mso-padding-alt:0in 0in 0in 0in'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=145 style='width:108.75pt;padding:0in 0in 0in 7.5pt;border-color:਀      挀甀爀爀攀渀琀挀漀氀漀爀✀㸀 
      <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:਀      ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      Calibri'>•&nbsp;</span></strong><span style='font-size:10.0pt;font-family:਀      ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50256.1.ac9b217f2b2467c29ceb1caf8092e917"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀一漀瘀攀洀戀攀爀 㐀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50257.1.3ae4d2b8eead06ebdc5ecd35cec5305b"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀伀挀琀漀戀攀爀 ㈀㄀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50258.1.e68350c4173642a3346bfea7d6a8f49b"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀伀挀琀漀戀攀爀 㜀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50259.1.8a846ecc5729f5faabb78c2237d50257"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀匀攀瀀琀攀洀戀攀爀 ㈀㌀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50260.1.c746c857d4cd2b96a82191e68a98c1fb"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀匀攀瀀琀攀洀戀攀爀 㤀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50261.1.560ff3eede5288732dea631d2fa4d977"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䄀甀最甀猀琀 ㄀㤀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Times New Roman"'><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    </div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='margin-bottom:12.0pt;text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
  style='mso-special-character:line-break'>਀  㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
  <![endif]></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
  <td width=484 valign=top style='width:5.0in;border-top:none;border-left:solid #969696 1.0pt;਀  戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀洀猀漀ⴀ戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀 
  mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 4.5pt;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀✀㸀 
    <p class=MsoNormal><b><span style='font-size:12.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀伀渀氀椀渀攀 䄀最攀渀琀 
    Training &quot;Webinar&quot; Presentations:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㐀⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 0in;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:14.0pt;font-family:"Cabin",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀挀漀氀漀爀㨀⌀㄀䄀㐀䌀㠀䄀✀㸀䘀漀爀 吀栀攀 圀攀攀欀 
    Of November 18, 2019</span></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䌀氀椀挀欀 漀渀 琀栀攀 猀甀戀樀攀挀琀 栀攀愀搀椀渀最 琀漀 
    learn more about the topic.<br>਀    䌀氀椀挀欀 琀栀攀 搀愀琀攀⼀琀椀洀攀 琀漀 爀攀最椀猀琀攀爀 昀漀爀 琀栀攀 瀀爀攀猀攀渀琀愀琀椀漀渀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=3 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㄀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀 
     mso-padding-alt:0in 5.4pt 0in 5.4pt'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=163 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt;਀      戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
      <p class=MsoNormal align=center style='text-align:center'><span਀      猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 戀漀爀搀攀爀㴀　 
      id="_x0000_i1042"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ䄀昀昀漀爀搀愀戀氀攀ⴀ䰀吀䌀椀㈀开㄀㔀㈀砀㜀　⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀      㰀琀搀 眀椀搀琀栀㴀㌀　㔀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㌀㄀⸀　瀀琀㬀瀀愀搀搀椀渀最㨀⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 ⸀㜀㔀瀀琀 　椀渀㬀 
      border-color:currentcolor;word-spacing:0pt'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3424280.50262.1.110e36a7c2ed0cb92766794370495ee8"਀      琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㰀戀㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䌀漀洀瀀愀爀椀渀最 
      Traditional LTCi &amp; Hybrid Plans</span></i></b></a><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman"'><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
      mso-fareast-font-family:"Times New Roman"'><a਀      栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㘀㌀⸀㄀⸀昀㔀戀㜀㈀　㔀挀挀㐀挀㈀㈀搀㜀　㈀㘀戀搀　愀㄀㌀㔀㔀㌀昀　㈀㜀㐀∀ 
      target="_blank">Wed, Nov 20, 2019 11:00 AM&nbsp; to&nbsp; 11:30 AM CST</a></span><span਀      猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'>Please਀    挀栀攀挀欀 琀漀 猀攀攀 琀栀愀琀 礀漀甀 洀攀攀琀 琀栀攀 洀椀渀椀洀甀洀 猀礀猀琀攀洀 爀攀焀甀椀爀攀洀攀渀琀猀 愀渀搀 琀栀愀琀 礀漀甀 
    have the</span></em><i><span style='font-size:8.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span></i><em><span style='font-size:8.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀攀焀甀椀瀀洀攀渀琀 
    needed to attend before downloading the latest version of GoToWebinar.</span></em><i><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀⼀椀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㘀㐀⸀㄀⸀　攀㌀㈀㐀㘀㐀㐀搀㠀昀㐀戀愀㤀　㠀攀戀　　挀㌀挀攀㠀戀搀㔀㔀㄀㘀∀ 
    target="_blank">Click Here</a> for more information.</span></em><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:12.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50265.1.63abd87dad1e5e90ddc283b124d37dfe"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀氀椀挀欀 䠀攀爀攀㰀⼀愀㸀 昀漀爀 琀栀攀 䘀甀氀氀 匀挀栀攀搀甀氀攀 漀昀 䄀氀氀 唀瀀挀漀洀椀渀最 
    Webinars.<br>਀    伀爀 㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50266.1.456a54b890de5595f1d45e74142e8841"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀氀椀挀欀 䠀攀爀攀㰀⼀愀㸀 琀漀 䄀挀挀攀猀猀 愀 䰀椀猀琀 伀昀 䄀氀氀 伀甀爀 䄀最攀渀琀 吀爀愀椀渀椀渀最 
    Services!</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Compliance:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50267.1.971f0d65165870dd31bd0b7fd9b33a71"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀刀䔀䴀䤀一䐀䔀刀㨀 䠀漀氀椀搀愀礀 吀攀氀攀瀀栀漀渀攀 匀漀氀椀挀椀琀愀琀椀漀渀 䈀愀渀猀 昀漀爀 琀栀攀 䴀漀渀琀栀 
    of November 2019</a></span></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀氀攀愀猀攀 戀攀 愀眀愀爀攀 漀昀 琀栀攀 昀漀氀氀漀眀椀渀最 
    holidays requiring a holiday telephone solicitation ban for the month of਀    一漀瘀攀洀戀攀爀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <ul type=disc>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo3;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On </span><strong><span style='font-size:10.0pt;਀         昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
         mso-bidi-font-family:Calibri'>Thursday, November 28, 2019:</span></strong><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'> Alabama, Louisiana, Mississippi, Rhode Island and਀         唀琀愀栀 瀀爀漀栀椀戀椀琀 甀渀猀漀氀椀挀椀琀攀搀 洀愀爀欀攀琀椀渀最 挀愀氀氀猀 琀漀 爀攀猀椀搀攀渀琀猀 椀渀 漀戀猀攀爀瘀愀渀挀攀 
         of Thanksgiving<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo3;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On </span><strong><span style='font-size:10.0pt;਀         昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
         mso-bidi-font-family:Calibri'>Friday, November 29, 2019:</span></strong><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'> Louisiana prohibits unsolicited marketing calls to਀         爀攀猀椀搀攀渀琀猀 椀渀 漀戀猀攀爀瘀愀渀挀攀 漀昀 䄀挀愀搀椀愀渀 䐀愀礀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀氀椀㸀 
    </ul>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#82D1B5;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Industry Updates:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㤀㜀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:2.25pt;margin-left:.45pt;mso-table-rspace:2.25pt;਀     洀愀爀最椀渀ⴀ爀椀最栀琀㨀⸀㐀㔀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀 
     column;mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=130 style='width:103.5pt;padding:0in 0in 0in 0in;border-color:਀      挀甀爀爀攀渀琀挀漀氀漀爀✀㸀 
      <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img਀      戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㐀㌀∀ 
      src="https://goldencareagent.com/docs/images/eb-MOOLogo1_122x81.gif"><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50268.1.0731e27beaa545ad377e838f243f376a"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀吀栀愀渀欀猀最椀瘀椀渀最 伀昀昀椀挀攀 䌀氀漀猀椀渀最㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Mutual of Omaha and its਀    愀昀昀椀氀椀愀琀攀猀 ⠀唀渀椀琀攀搀 漀昀 伀洀愀栀愀 愀渀搀 唀渀椀琀攀搀 圀漀爀氀搀⤀ 眀椀氀氀 戀攀 挀氀漀猀攀搀 漀渀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀吀栀甀爀猀搀愀礀Ⰰ 一漀瘀⸀ ㈀㠀Ⰰ 愀渀搀 
    Friday, Nov. 29, 2019</span></strong><span style='font-size:10.0pt;਀    昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀Ⰰ 
    for the Thanksgiving holiday.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50269.1.60dd663cc88396509efd0d745bed5ac9"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䤀氀氀椀渀漀椀猀 倀愀爀琀渀攀爀猀栀椀瀀 䄀挀琀椀瘀攀 䔀砀挀栀愀渀最攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Active Partnership Exchange is਀    戀攀最椀渀渀椀渀最 昀漀爀 䤀氀氀椀渀漀椀猀 挀甀猀琀漀洀攀爀猀 眀椀琀栀 䰀吀䌀㄀㌀ 瀀漀氀椀挀椀攀猀 渀漀琀 焀甀愀氀椀昀礀椀渀最 昀漀爀 琀栀攀 
    passive partnership exchange.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䰀攀琀琀攀爀猀 渀漀琀椀昀礀椀渀最 挀甀猀琀漀洀攀爀猀 漀昀 
    their option to modify coverage to qualify for the Illinois partnership਀    瀀爀漀最爀愀洀 眀椀氀氀 戀攀 猀攀渀琀 戀攀最椀渀渀椀渀最 琀栀攀 氀愀猀琀 眀攀攀欀 椀渀 一漀瘀攀洀戀攀爀⸀ 䌀甀猀琀漀洀攀爀猀 挀愀渀 
    complete the exchange up to 90 days from the mail date.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50270.1.23794a7378f6a0829d6f4564aef54d10"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀吀栀攀 䌀栀愀渀最椀渀最 䰀愀渀搀猀挀愀瀀攀 漀昀 䰀漀渀最ⴀ吀攀爀洀 䌀愀爀攀 倀氀愀渀渀椀渀最㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>When it comes to planning for਀    䰀吀䌀Ⰰ 挀漀渀猀甀洀攀爀猀 栀愀瘀攀 洀漀爀攀 挀栀漀椀挀攀猀 琀栀愀渀 攀瘀攀爀 戀攀昀漀爀攀⸀ 䈀甀琀 愀 琀爀愀搀椀琀椀漀渀愀氀 䰀吀䌀椀 
    policy may be their best option. Here's why...</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50271.1.234fa4b43b0cc5132edd1bbc6fafc8d2"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䄀 䈀攀琀琀攀爀 匀漀氀甀琀椀漀渀 琀栀愀渀 刀攀氀礀椀渀最 漀渀 䘀愀洀椀氀礀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Becoming a full-time caregiver਀    昀漀爀 愀渀 愀最椀渀最 瀀愀爀攀渀琀 椀猀 搀椀昀昀椀挀甀氀琀⸀ 䄀搀甀氀琀 挀栀椀氀搀爀攀渀 樀甀最最氀攀 昀愀洀椀氀礀 ☀愀洀瀀㬀 挀愀爀攀攀爀 
    obligations. Adding the role of caregiver can take a toll – physically,਀    昀椀渀愀渀挀椀愀氀氀礀 愀渀搀 攀洀漀琀椀漀渀愀氀氀礀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㜀㈀⸀㄀⸀戀㘀㜀　戀㤀　攀㔀戀㌀㠀㔀㜀㠀㤀愀搀挀　㐀戀㐀攀戀㔀㜀㘀㄀攀搀㜀∀ 
    target="_blank">Phone Health Interview (PHI) Hours</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀甀爀 挀氀椀攀渀琀 椀渀琀攀爀瘀椀攀眀 琀攀愀洀Ⰰ ⠀㠀　　⤀ 
    775-3000, stays open 1-hour longer Monday-Thursday and is also open on਀    匀愀琀甀爀搀愀礀猀⸀ 䰀攀琀 礀漀甀爀 挀氀椀攀渀琀猀 欀渀漀眀 琀栀攀礀 挀愀渀 挀愀氀氀 甀猀 氀愀琀攀爀 椀渀 琀栀攀 攀瘀攀渀椀渀最 漀爀 
    even on a Saturday – whatever works best for their schedule.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50273.1.59a24cb558236f69d54ac7f695961012"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀匀瀀爀攀愀搀 琀栀攀 圀漀爀搀 䄀戀漀甀琀 䌀甀猀琀漀洀攀爀 䄀挀挀攀猀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Customer Access is a great਀    爀攀猀漀甀爀挀攀 愀氀氀漀眀椀渀最 挀氀椀攀渀琀猀 愀挀挀攀猀猀 琀漀 琀栀攀椀爀 椀渀昀漀爀洀愀琀椀漀渀 椀渀 漀渀攀 挀漀渀瘀攀渀椀攀渀琀 
    spot 24/7. By logging into Customer Access, clients have access to a਀    瘀愀爀椀攀琀礀 漀昀 猀攀氀昀ⴀ猀攀爀瘀椀挀攀 挀愀瀀愀戀椀氀椀琀椀攀猀Ⰰ 椀渀挀氀甀搀椀渀最 洀愀欀椀渀最 愀 瀀愀礀洀攀渀琀Ⰰ 瘀椀攀眀椀渀最 
    Explanation of Benefits, obtaining policy information and much more.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50274.1.eb80927d1bbbf9f6316b71fd776319fe"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀吀䰀䔀 伀昀昀攀爀猀 䰀椀昀攀 䤀渀猀甀爀愀渀挀攀 倀爀漀琀攀挀琀椀漀渀 倀氀甀猀 䰀椀瘀椀渀最 䈀攀渀攀昀椀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Term Life Express offers਀    猀椀洀瀀氀椀昀椀攀搀 甀渀搀攀爀眀爀椀琀椀渀最Ⰰ 挀漀洀瀀攀琀椀琀椀瘀攀 瀀爀椀挀椀渀最Ⰰ 愀渀搀 愀琀琀爀愀挀琀椀瘀攀 挀漀渀瘀攀爀猀椀漀渀 
    privileges. Did you know that it also includes Living Benefit Riders at no਀    愀搀搀椀琀椀漀渀愀氀 挀漀猀琀 ⠀漀渀氀礀 漀渀 琀栀攀 吀䰀䔀 渀漀渀ⴀ刀伀倀 瀀漀氀椀挀椀攀猀⤀㼀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㜀㔀⸀㄀⸀㌀㔀㌀㄀挀㠀昀戀㐀㔀㈀㠀昀㐀昀搀㠀㘀㤀攀挀㠀㠀搀愀攀㔀㠀㄀㔀㠀㤀∀ 
    target="_blank">IUL Express is Here!</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀攀ᤀ爠攀 攀砀挀椀琀攀搀 琀漀 愀渀渀漀甀渀挀攀 琀栀愀琀 
    our Indexed Universal Life Express (IUL Express) is available as of਀    一漀瘀攀洀戀攀爀 ㄀猀琀℀ 䤀唀䰀 䔀砀瀀爀攀猀猀 栀愀猀 猀漀洀攀 漀昀 琀栀攀 猀愀洀攀 戀攀渀攀昀椀琀猀 漀昀 愀 琀爀愀搀椀琀椀漀渀愀氀 
    IUL policy, but does it all faster – faster underwriting, faster approvals਀    愀渀搀 昀愀猀琀攀爀 挀漀瘀攀爀愀最攀 昀漀爀 礀漀甀爀 挀氀椀攀渀琀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㈀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㜀㘀⸀㄀⸀㌀㌀搀㘀搀昀攀㠀　㈀㄀㐀㤀㜀㌀昀㐀㌀昀㌀㤀㤀戀　㤀搀昀㘀搀㐀㤀㄀∀ 
    target="_blank">Updated Product Portfolios and Underwriting Guides</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀栀攀 䰀椀昀攀 䤀渀猀甀爀愀渀挀攀 唀渀搀攀爀眀爀椀琀椀渀最 
    Guidelines and Product Portfolio have been updated and are now available to਀    漀爀搀攀爀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50277.1.5b762ecffa512f2d83147845e4db45e3"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䐀椀猀愀戀椀氀椀琀礀 䤀渀挀漀洀攀 䤀渀猀甀爀愀渀挀攀 匀愀氀攀猀 唀瀀搀愀琀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Upcoming changes to certain਀    䴀甀琀甀愀氀 漀昀 伀洀愀栀愀 䐀椀猀愀戀椀氀椀琀礀 䤀渀挀漀洀攀 瀀爀漀搀甀挀琀猀 愀昀昀攀挀琀椀渀最 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䴀愀猀猀愀挀栀甀猀攀琀琀猀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 愀渀搀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
    font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman";਀    洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀圀礀漀洀椀渀最㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 漀渀氀礀㨀 䐀甀攀 琀漀 猀琀愀琀攀 爀攀最甀氀愀琀椀漀渀 挀栀愀渀最攀猀 眀攀 愀爀攀 猀甀猀瀀攀渀搀椀渀最 
    Disability Income Insurance sales in MA and WY. Any applications from these਀    䐀䤀 瀀爀漀搀甀挀琀猀 猀椀最渀攀搀 愀昀琀攀爀 琀栀攀 搀愀琀攀猀 椀渀搀椀挀愀琀攀搀 椀渀 琀栀攀 愀渀渀漀甀渀挀攀洀攀渀琀 眀椀氀氀 渀漀琀 
    be accepted.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Impacted DI applications in MA਀    愀渀搀 圀夀 洀甀猀琀 戀攀 瀀爀漀挀攀猀猀攀搀 戀礀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
    font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman";਀    洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䐀攀挀攀洀戀攀爀 ㌀㄀Ⰰ ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50278.1.d4544e8e41098ef9adc5297bcc16c297"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀刀愀洀瀀 甀瀀 礀漀甀爀 猀愀氀攀猀 眀椀琀栀 愀 瀀爀漀搀甀挀琀 昀爀漀洀 琀栀攀 䌀爀椀琀椀挀愀氀 
    Advantage Portfolio</a></span></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀夀漀甀 挀愀渀 猀琀椀氀氀 昀椀渀椀猀栀 琀栀攀 礀攀愀爀 
    strong by offering a Critical Illness, Cancer and/or Heart Attack and਀    匀琀爀漀欀攀 瀀爀漀搀甀挀琀 琀漀 礀漀甀爀 挀甀爀爀攀渀琀 戀漀漀欀 漀昀 戀甀猀椀渀攀猀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook:਀     ㄀㄀㠀㐀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀洀愀爀最椀渀ⴀ氀攀昀琀㨀⸀㐀㔀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ爀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀 
     margin-right:.45pt;mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:਀     挀漀氀甀洀渀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀攀昀琀㨀氀攀昀琀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㘀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
      currentcolor'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1054"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ匀攀挀甀爀椀愀渀㄀㠀ⴀ䰀漀最漀开㄀㔀㈀砀㐀㌀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㜀㤀⸀㄀⸀㔀㌀㄀㈀㌀㜀㘀昀㌀挀㄀昀㌀昀㈀㜀昀㤀搀昀搀㐀　搀㄀㤀搀戀戀昀昀㜀∀ 
    target="_blank">REMINDER: Changes to life product portfolio: 2017 CSO਀    甀瀀搀愀琀攀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䈀攀最椀渀渀椀渀最 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀Ⰰ 愀渀礀 渀攀眀 氀椀昀攀 瀀爀漀搀甀挀琀猀 椀猀猀甀攀搀 洀甀猀琀 甀猀攀 琀栀攀 ㈀　㄀㜀 
    Commissioners Standard Ordinary (CSO) Table.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀猀 愀 爀攀猀甀氀琀Ⰰ 瀀爀漀搀甀挀琀猀 猀甀挀栀 愀猀 㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀䌀愀爀攀匀栀椀攀氀搀 唀䰀 㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀攀洀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀眀椀氀氀 戀攀 搀椀猀挀漀渀琀椀渀甀攀搀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀⼀攀洀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 愀猀 挀栀愀渀最攀猀 愀爀攀 洀愀搀攀 琀漀 漀甀爀 瀀爀漀搀甀挀琀 氀椀渀攀甀瀀⸀ 䌀氀椀挀欀 愀戀漀瘀攀 
    to access a summary of current products and corresponding replacements and਀    爀攀琀椀爀攀洀攀渀琀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:2.25pt;margin-left:.45pt;mso-table-rspace:2.25pt;਀     洀愀爀最椀渀ⴀ爀椀最栀琀㨀⸀㐀㔀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀 
     column;mso-table-left:left;mso-padding-alt:0in 0in 0in 0in'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in;border-color:਀      挀甀爀爀攀渀琀挀漀氀漀爀✀㸀 
      <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img਀      戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㔀㔀∀ 
      src="https://goldencareagent.com/docs/images/eb-GTL-Logo_152x40.gif"><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50280.1.5abfed42c365bfb70ffb6be468d5f378"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀倀爀攀挀椀猀椀漀渀 䌀愀爀攀 一漀眀 䄀瘀愀椀氀愀戀氀攀 椀渀 刀栀漀搀攀 䤀猀氀愀渀搀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>GTL is pleased to announce that਀    琀栀攀椀爀 倀爀攀挀椀猀椀漀渀 䌀愀爀攀 挀愀渀挀攀爀 椀渀猀甀爀愀渀挀攀 椀猀 渀漀眀 愀瘀愀椀氀愀戀氀攀 椀渀 刀栀漀搀攀 䤀猀氀愀渀搀℀ 
    Available on paper — Agent Portal and e-App coming soon!</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=2 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50281.1.49bd839742c13886b1bd2ab677d2fbb7"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀一攀眀 䜀吀䰀 攀ⴀ䄀瀀瀀 圀愀氀欀琀栀爀漀甀最栀 嘀椀搀攀漀猀 䄀瘀愀椀氀愀戀氀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Need help walking through the਀    攀ⴀ䄀瀀瀀 焀甀漀琀椀渀最 愀渀搀 愀瀀瀀氀椀挀愀琀椀漀渀 瀀爀漀挀攀猀猀㼀 一攀攀搀 愀渀 漀瘀攀爀瘀椀攀眀 漀渀 琀栀攀 渀攀眀 䜀吀䰀椀渀欀 
    or supply ordering? GTL recently announced the availability of new How-To਀    瘀椀搀攀漀猀℀ 䌀氀椀挀欀 琀栀攀 氀椀渀欀 愀戀漀瘀攀 昀漀爀 愀挀挀攀猀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook:਀     ㄀㄀㠀㐀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀洀愀爀最椀渀ⴀ氀攀昀琀㨀⸀㐀㔀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ爀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀 
     margin-right:.45pt;mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:਀     挀漀氀甀洀渀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀攀昀琀㨀氀攀昀琀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㘀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
      currentcolor'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1057"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ一䜀䰀ⴀ䰀漀最漀开㄀㔀㈀砀㘀㈀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㠀㈀⸀㄀⸀㔀㐀愀搀㔀戀戀　㈀㌀㄀昀㈀㌀昀㤀㜀㌀昀攀㈀挀㐀攀㘀搀戀挀　　昀㘀∀ 
    target="_blank">A New Way To Electronically Sign Applications</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䔀昀昀攀挀琀椀瘀攀 椀洀洀攀搀椀愀琀攀氀礀Ⰰ 愀最攀渀琀猀 
    who have access to their own electronic signature program may use it to਀    猀甀戀洀椀琀 愀渀 䔀猀猀攀渀琀椀愀氀䰀吀䌀 愀瀀瀀氀椀挀愀琀椀漀渀 瘀椀愀 琀栀攀 唀瀀氀漀愀搀 䐀漀挀甀洀攀渀琀猀 昀甀渀挀琀椀漀渀 椀渀 琀栀攀 
    Agent Resource Center at <a href="http://www.ngl-essentialltc.com">www.ngl-essentialltc.com</a>.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀爀攀瘀椀漀甀猀氀礀Ⰰ 攀氀攀挀琀爀漀渀椀挀 
    signatures were only accepted if an EssentialLTC application was submitted਀    琀栀爀漀甀最栀 琀栀攀 䔀猀猀攀渀琀椀愀氀䰀吀䌀 䔀ⴀ䄀倀倀 瀀爀漀挀攀猀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook:਀     ㄀㄀㠀㐀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀洀愀爀最椀渀ⴀ氀攀昀琀㨀⸀㐀㔀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ爀猀瀀愀挀攀㨀㈀⸀㈀㔀瀀琀㬀 
     margin-right:.45pt;mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:਀     挀漀氀甀洀渀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀攀昀琀㨀氀攀昀琀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㘀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
      currentcolor'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1058"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ吀爀愀渀猀ⴀ䰀漀最漀开㄀㔀　砀㘀㌀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㠀㌀⸀㄀⸀昀㐀㘀　㐀㘀　挀㘀㄀㤀戀昀㔀㌀㐀㜀　搀㔀㔀㄀　戀㈀㌀昀㘀攀　愀㄀∀ 
    target="_blank">IMPORTANT: MACRA 2020 changes</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䐀甀爀椀渀最 愀渀渀甀愀氀 攀渀爀漀氀氀洀攀渀琀Ⰰ 椀琀✀猀 
    crucial to understand how the new MACRA regulation could be impacting your਀    戀甀猀椀渀攀猀猀⸀ 䌀氀椀攀渀琀猀 眀椀氀氀 渀漀 氀漀渀最攀爀 戀攀 愀戀氀攀 琀漀 瀀甀爀挀栀愀猀攀 䴀攀搀椀挀愀爀攀 匀甀瀀瀀氀攀洀攀渀琀 
    Insurance Plans C or F if they are newly eligible for Medicare benefits on,਀    漀爀 愀昀琀攀爀Ⰰ 䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:2.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt;border-color:currentcolor;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><b><span style='font-size:12.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䴀攀搀椀挀愀爀攀 一攀眀猀 ⴀ 
    Mutual of Omaha and Affiliates:</span></b><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in'>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:3.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50284.1.047f3d5a85d582f2231d58634118b7d8"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀唀瀀挀漀洀椀渀最 䴀攀搀 匀甀瀀瀀 刀愀琀攀 䄀搀樀甀猀琀洀攀渀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>View 2020 rate adjustments in਀    䄀娀Ⰰ 一䠀Ⰰ 伀䠀Ⰰ 伀䬀Ⰰ 匀䐀 愀渀搀 圀嘀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50285.1.bd4ccfe52159631b23f7183ef701af2d"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䈀攀 匀甀爀攀 琀漀 刀攀搀攀攀洀 夀漀甀爀 䴀愀爀欀攀琀椀渀最 䌀爀攀搀椀琀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>You have until November 30 to਀    爀攀搀攀攀洀 礀漀甀爀 ㈀　㄀㤀 戀愀氀愀渀挀攀 漀昀 䴀攀搀 猀甀瀀瀀 洀愀爀欀攀琀椀渀最 挀爀攀搀椀琀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㠀㘀⸀㄀⸀攀㘀㈀㠀㘀㈀攀㐀㔀攀㔀　㐀㜀搀搀㄀㐀搀㌀搀㘀戀㠀㐀昀㘀攀愀㠀昀挀∀ 
    target="_blank">Your Questions Answered- October Brokerage Sales Webinar</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀夀漀甀爀 焀甀攀猀琀椀漀渀猀 昀爀漀洀 琀栀攀 伀挀琀漀戀攀爀 
    webinar- Tools to Make Your Life Easier - are addressed.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50287.1.825b3bd76813aa45ab59693207f084ac"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䴀攀搀椀挀愀爀攀 䄀搀瘀愀渀琀愀最攀 嘀愀氀甀攀 倀爀漀瀀漀猀椀琀椀漀渀 愀渀搀 琀栀攀 匀伀䄀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Learn more about the value of਀    漀甀爀 䴀攀搀椀挀愀爀攀 䄀搀瘀愀渀琀愀最攀 瀀爀漀搀甀挀琀 愀猀 眀攀氀氀 愀猀 琀栀攀 爀甀氀攀猀 猀甀爀爀漀甀渀搀椀渀最 琀栀攀 匀挀漀瀀攀 
    of Appointment.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㠀㠀⸀㄀⸀　愀搀㤀㐀㈀㘀　挀㔀㤀㔀㈀攀昀㄀㤀戀搀㔀㘀㤀㘀㈀㠀㄀戀㜀㠀搀㈀㜀∀ 
    target="_blank">Upcoming Rate Adjustments</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀唀瀀挀漀洀椀渀最 爀愀琀攀 愀搀樀甀猀琀洀攀渀琀猀 昀漀爀 一䌀 
    and VT.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㠀㤀⸀㄀⸀㄀　㄀㜀㐀㌀㐀㔀　㐀戀愀㌀愀㜀搀㈀㜀㌀㈀攀㘀搀　㐀愀㠀㠀㈀㠀昀㠀∀ 
    target="_blank">December 2019 Rate Release</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀刀愀琀攀 愀搀樀甀猀琀洀攀渀琀 攀昀昀攀挀琀椀瘀攀 
    December 1, 2019 for Vermont Mutual Medicare supplement.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50290.1.79732fc1ee35669208e9428d0e3e891a"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀圀攀戀椀渀愀爀ⴀ 吀椀洀攀 琀漀 吀愀氀欀 䄀戀漀甀琀 儀㄀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Join us November 19th for the਀    昀椀渀愀氀 眀攀戀椀渀愀爀 椀渀 漀甀爀 ㈀　㄀㤀 猀攀爀椀攀猀⸀ 䰀攀愀爀渀 愀戀漀甀琀 猀漀洀攀 挀漀洀瀀氀椀洀攀渀琀愀爀礀 瀀爀漀搀甀挀琀猀 
    that your Med supp clients may be interested in.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50291.1.81d0fa2234029bb71115b27ebabafdfa"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㈀　㈀　 䌀漀瀀愀礀 愀渀搀 䐀攀搀甀挀琀椀戀氀攀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>CMS has released the 2020 Parts਀    䄀 愀渀搀 䈀 挀漀瀀愀礀 愀渀搀 搀攀搀甀挀琀椀戀氀攀 愀洀漀甀渀琀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Calibri'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㤀㈀⸀㄀⸀昀㠀挀㐀愀戀搀昀㌀㄀愀㠀㈀愀挀戀愀㄀㘀　挀㠀㠀㤀搀戀戀戀戀　㘀搀∀ 
    target="_blank">Plan High Deductible G Now Available in More States</a></span></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䠀椀最栀 䐀攀搀甀挀琀椀戀氀攀 䜀 瀀氀愀渀猀 
    available in AK, CT, DC, DE, ID, NM, OK, UT, VT and WV effective 11/15/19.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50293.1.4439926ab2f3273680b7bd478d16b6f0"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀一攀眀 䴀攀搀 匀甀瀀瀀 倀爀漀搀甀挀琀 椀渀 嘀椀爀最椀渀椀愀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Check out our new Medicare਀    猀甀瀀瀀氀攀洀攀渀琀 瀀爀漀搀甀挀琀 椀渀 嘀椀爀最椀渀椀愀 甀渀搀攀爀眀爀椀琀琀攀渀 戀礀 䴀甀琀甀愀氀 漀昀 伀洀愀栀愀⸀ 䤀渀挀氀甀搀攀猀 
    the new High Deductible G plan.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3424280.50294.1.d84462cdf0bbd210d9acc80c3b260a3b"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䴀䄀 愀渀搀 倀䐀倀ⴀ 䄀瘀漀椀搀 倀愀瀀攀爀 䄀瀀瀀 倀爀漀挀攀猀猀椀渀最 䐀攀氀愀礀猀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Check out some helpful hints on਀    栀漀眀 琀漀 愀瘀漀椀搀 搀攀氀愀礀猀 椀渀 琀栀攀 瀀爀漀挀攀猀猀椀渀最 漀昀 礀漀甀爀 䴀攀搀椀挀愀爀攀 䄀搀瘀愀渀琀愀最攀 愀渀搀 
    Prescription Drug Plan paper applications.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㔀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 㠀瀀砀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㘀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 ㈀㔀瀀砀✀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㜀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in;਀  戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀挀甀爀爀攀渀琀挀漀氀漀爀㬀洀椀渀ⴀ栀攀椀最栀琀㨀 ㌀　瀀砀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:487.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㈀㐀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㌀㤀⸀㈀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    &nbsp;&nbsp;&nbsp;<img border=0 id="_x0000_i1059"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀ⴀ䈀氀愀挀欀ⴀ椀洀最ⴀ攀戀开㈀㠀㜀砀㜀㄀⸀瀀渀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀    㰀琀搀 眀椀搀琀栀㴀㌀㈀㘀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㌀㤀⸀㈀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀戀漀爀搀攀爀ⴀ挀漀氀漀爀㨀 
    currentcolor;min-height: 25px'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:14.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀 
    -.5pt'>Your Success Is Our Priority</span></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";letter-spacing:-.5pt'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet਀    䌀漀渀琀爀愀挀琀攀搀㼀㰀戀爀㸀 
    <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㐀㈀㐀㈀㠀　⸀㔀　㈀㤀㔀⸀㄀⸀㈀㠀㌀㘀愀挀㜀㐀㄀㜀㜀㠀㄀㈀㐀挀昀㈀㌀昀戀攀㌀㤀㄀㐀㈀㄀攀㠀愀攀∀ 
    target="_blank">Click here to get started!</a></span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
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    <img border=0 id="_x0000_i1060"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀ⴀ䈀爀愀渀搀ⴀ䐀䤀嘀䤀䐀䔀刀开㘀㌀㤀砀㄀㌀⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'>਀    㰀琀搀 眀椀搀琀栀㴀㘀㔀　 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
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    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㜀㠀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
     0in 0in 0in 0in'>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
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      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
</table>਀ 
</div>਀ 
<p class=MsoNormal align=center style='text-align:center'><span਀猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䠀攀氀瘀攀琀椀挀愀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
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