With All Of
The Top Carriers
The "Industry Best"
illustration software for Custom
& Secure Solution was recently updated to:
Here to download
Remember, EVERYONE attending any
of the webinars on our calendar will earn AT
50 GoldenCare Reward
PLUS... one lucky attendee of each webinar will earn 500
What Are GoldenCare Rewards?
* Limit 1 Reward Code Per Unique Training Event. Points Are
Subject To Change. Restrictions May Apply. Visit http://www.goldencarerewards.com/
Current GoldenCare Promotions:
Check back soon!
REMINDER: Partnership Certification and 4-Hour Refresher
Currently writing Long-Term Care insurance? Be certain you are compliant on
Partnership Certification training prior
to taking an application!
Click Here for Mutual of Omaha's Partnership Training guide
Note: Training requirements may differ among various LTCi carriers.
If you have any questions or need to verify compliance, call our Licensing
Team at 800-842-7799!
"Long Term Care
Insurance — Act Now!," by Terry Savage, TerrySavage.com
“One of the most tragic aspects of the coronavirus pandemic is that as of
June 3, 42% of all COVID-19 deaths in the U.S. have come from nursing homes
or assisted-living facilities. The statistics reinforce every senior’s desire
to remain at home in his or her final years, which is only possible if you
have the resources to afford this very expensive home health care — or if you
have long-term care (LTC) insurance. Otherwise, state Medicaid programs
provide care for the impoverished, though mostly in institutions. Perhaps
because of this growing awareness (or ongoing low interest rates earned by
insurers), prices of the newest hybrid/combo LTC policies are starting to
rise. David Phillips, an estate planning specialist and consumer resource for
LTC insurance at ROP LTC (www.ropltc.com),
has issued a warning of a 10% to 15% price increase on July 15 for new
applicants for one of the best hybrid LTC policies for people under age 71.
Other insurers are likely to follow."
(from Stephen A. Moses,
President, Center for Long-Term Care Reform):
Nationally syndicated financial columnist Terry Savage doubles down on this
Savage Truth …“Long Term Care Insurance — Act Now!”
Click Here to read the entire article.
Check out our website, www.goldencareagent.com and visit the News tab to keep
up-to-date on the Industry's News and Changes.
Online Agent Training "Webinar"
For The Week Of July 6, 2020
Click on the subject heading to
learn more about the topic.
Click the date/time to register for the presentation.
Please check to see that you
meet the minimum system requirements and that you have the
equipment needed to attend
before downloading the latest version of GoToWebinar.
Here for more information.
Here for the Full Schedule of All Upcoming Webinars.
Here to Access a List Of All Our Agent Training Services!
Holiday Telephone Solicitation Bans for the month of July
Please be aware of the following
US holiday telephone
solicitation bans for the month of July 2020:
- On Friday,
July 3, 2020 and Saturday, July 4, 2020: Alabama,
Louisiana, Pennsylvania, Rhode Island, Utah, and Mississippi prohibit
unsolicited marketing calls to residents in observance of Independence
- On Friday,
July 24, 2020: Utah prohibits unsolicited marketing
calls to residents in observance of Pioneer Day.
Understanding your Exposure with Telephone Solicitations
The Telephone Consumer
Protection Act of 1991 (TCPA), was enacted to protect consumers from
unwanted telemarketing calls and faxes. It imposes liability in the form of
regulatory fines and incentivizes private plaintiffs to pursue claims with
statutory damages of $500 to $1,500 per call, with no limit.
Agents and brokers are expected,
and contractually required, to act in full compliance with the law. Mutual
of Omaha may recover any costs incurred in investigating, settling or
litigating TCPA claims from agents, brokers, and their uplines.
Mutual of Omaha LTC Issue Age Restriction Lifted in
Mutual of Omaha is pleased to
announce we are lifting restrictions for LTC applications age 65 and over
in additional states effective July 6, 2020. States include Connecticut, District of Columbia,
Illinois, Massachusetts, Michigan, New Jersey, New York, and
Please refer to the Frequently Asked Questions document for a current list
of all states and effective dates.
View our New Cost of Care Resources
The new Cost of Care Sales Idea
flyer helps explain misconceptions clients may have on what Medicare really
covers, illustrating the staggering costs of LTC services.
Now Accepting Emailed Photos of Post Issue Requirements
We are pleased to announce that
Mutual of Omaha is now accepting emailed photos of completed LTC post issue
requirements (PIRs). The photos must be sent to the LTC.New.Business@mutualofomaha.com
email address to be processed.
Using the LTC e-Application
Time is money. Save both by
completing and submitting long-term care insurance applications online.
Case Study: Why Clients Get Issued “Other Than Applied”
Camila, a 63-year-old woman in
Arizona, applied for MutualCare® Custom Solution. She was quoted Select;
however, after underwriting review, a Class I rate was offered. How did
this happen? Remind clients to be as open and honest as possible during the
application process, as undisclosed conditions can affect insurability.
Improved Sales Support Service Line
As we mentioned in May, Mutual
of Omaha has been working on changes to the prompts on our Sales Support
toll-free phone line (1-800-693-6083). We are happy to announce these
changes have now been fully implemented.
Upcoming WinFlex Desktop Illustration Software
Beginning January 1, 2021, the
WinFlex Desktop software will no longer be available, as Ebix will no
longer be providing ongoing support for the Desktop platform. If you are
still using the Desktop software to illustrate our life and health
insurance products, we
encourage you to transition to the WinFlex Web platform as soon as possible.
A New Look for All of Your IUL Illustrations
Beginning July 1, 2020, we are
enhancing our fully-underwritten IUL illustrations in design, functionality
Online Applications Can Simplify Your Life
We are proud to offer a diverse
Simplified Issue product portfolio so you can find the right solution for
each of your clients. All are available on iPipeline e-Application, and 4
of the 6 products also feature Automated Underwriting.
Update to GTL's Agent Portal Voice Verification
GTL has added a new DOB
submission method on the Agent Portal Voice Verification call.
Your clients now have the option
to input their date of birth through their phone keypad. In order for the
AI to interpret the DOB correctly through the keypad, it needs to be 8
digits in the form of 2 digit month, 2 digit day and 4 digit year.
Medicare Solutions - Mutual of Omaha and
Upcoming Rate Adjustments
View upcoming rate adjustments
for IL, KY, MO, SC, and TN.
2020 3rd Quarter Broker Bonus Program
Earn extra cash on your Med supp
sales with our 3rd Quarter Broker Bonus program. $150 for your underwritten
business and now available in more states. Check it out.
Dental Product is Now Available in Washington
View Dental Insurance product
release information, for the state of Washington.
2021 PDP Product Training Available
2021 Part D Product Training is
now available on Sales Professional Access. Just another step in being
ready to sell for 2021 AEP.
Upcoming Rate Adjustments
View upcoming rate adjustments
for - MI, MN, MO, and OR.
One Company/One State – KS and NM
Effective August 1, 2020, only
applications underwritten by Omaha Insurance Company will be accepted for
Kansas and New Mexico new Medicare supplement business.
Medicare Solutions Product Portfolio Offerings
Mutual offers a suite of
products designed to meet the needs of your Medicare aged clients. Learn
Give your clients more value
when they purchase a Mutual of Omaha or its affiliates Medicare supplement
New Mutual of Omaha Medicare Supplement Plans in Oklahoma
Offer your clients in Oklahoma
new competitive Medicare supplement rates underwritten by Mutual of Omaha.