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0in;height:18.75pt'> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#B5B5B5'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4049.1.74a53a9dd0fc718abd05fd8e54fe2245" target=null><span style='color:#969696'>View Online</span></a>&nbsp;&nbsp;|&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4050.1.8da1ad5baa8bf75ca0d1d845d68f1017"><span style='color:#969696'>www.goldencareagent.com</span></a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal align=right style='text-align:right'><span style='font-size:8.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4051.1.f73c8dc8f8229c9e52ffe1dc004e90c8" title="GoldenCare Rewards"><span 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class=MsoNormal align=right style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:white'>For Assistance: 800-842-7799</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=640 colspan=2 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=620 style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=40> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes; height:18.75pt'> <td width=370 style='width:277.5pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1032" src="http://assoctemp.goldencareusa.com/marketing/GC_White-eb_333x84.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt; valign: middle'> <p class=MsoNormal align=right style='text-align:right'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:white;letter-spacing:-.5pt'>Our Most Popular Webinar Training<br> Compliance Information<br> Guest Need-For-LTC Article<br> Latest Industry News &amp; Changes<br> Previous Issues</span><span style='mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;height:6.0pt'> <td width=640 colspan=2 style='width:480.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:white;padding:0in 0in 0in 0in;height:6.0pt'> <p class=MsoNormal align=center style='text-align:center;mso-line-height-alt: 6.0pt'><span style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=160 valign=top style='width:120.0pt;border-top:none;border-left: solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt; mso-border-left-alt:solid #969696 .75pt;mso-border-right-alt:solid #969696 .75pt; background:white;padding:0in 2.25pt 0in 2.25pt'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>July 25, 2016</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4057.1.e17a4ad1313d70772f6f0ae1df5bbd41">Update Your Contracts</a><br> OR<br> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4058.1.00977075559c451b14a488a90a4ee8d7">Appoint With All Of<br> The Top Carriers</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>The &quot;Industry Best&quot; illustration software for <strong><span style='font-family:"Lato","sans-serif"'>Custom &amp; Secure Solution</span></strong> was recently updated to:</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><i><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Version 3.40.0.0</span></i></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4059.1.c15178559a40192613e413cf1647dd11">Click Here to download</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> <img border=0 id="_x0000_i1036" src="http://assoctemp.goldencareusa.com/marketing/GCR-GiftSeal_145x101.gif"></span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Remember, EVERYONE attending any of the webinars on our calendar will earn <em><span style='font-family:"Lato","sans-serif"'>AT LEAST</span></em><br> <strong><span style='font-family:"Lato","sans-serif"'>50 GoldenCare Reward Points!*</span></strong></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><u><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>PLUS</span></u><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>... one lucky attendee of each webinar will earn 500 Points!</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:7.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4060.1.d46aee14fb980175269d7e265a5a82d2" target=null>What Are GoldenCare Rewards?</a></span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>*&nbsp;</span><span style='font-size:7.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Limit 1 Reward Code Per Unique Training Event. Points Are Subject To Change.&nbsp; Restrictions May Apply.&nbsp; Visit <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4061.1.228f1304f7c40af6d9f4ab365da9ee78">http://www.goldencarerewards.com/</a> For Details.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=161 style='width:120.75pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=50> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"; color:white'>Current GoldenCare Promotions:</span></b><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"MS Gothic";mso-bidi-font-family:"MS Gothic"; color:#FDB900'>&</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4062.1.9f05cb34f68ae2a54b9d81fbd9e7210b" target=null>3-in-1 Promotion<br> (Mutual of Omaha LTCi)</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=150 style='width:112.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Announcing The Winners of the <em><span style='font-family:"Lato","sans-serif"'>3-in-1 Promotion</span></em>'s Bonus Cash Drawing<br> (1st Quarter):<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> <o:p></o:p></span></p> <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>" <span style='color:#00B2CC'>$1,000</span></span></strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> - Brian O., WA<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$500</span></span></strong> - Brian A., WI<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$500</span></span></strong> - Mark B., MN<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$500</span></span></strong> - Roger S., CO<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - Katherine C., ME<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - John F., MN<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - Cliff M., WI<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - Clark P., WA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - Paul W., IN<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$250</span></span></strong> - Gail S., IL<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Jeff L., RI<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Dierdre H., WA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Bruce B., WA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Tim N., OH<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Rose C., TN<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Michael B., IL<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - George F., CA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Mark S., WA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Mary G., IA<br> <strong><span style='font-family:"Lato","sans-serif"'>" <span style='color:#00B2CC'>$100</span></span></strong> - Dennis R., ID</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><em><b><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#00B2CC'>Congratulations To The Winners!</span></b></em><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:5.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Avoid Delays &amp; Returned LTCi Applications</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Remember to use <strong><span style='font-family:"Lato","sans-serif"'>6Q</span></strong> on the MutualCare Solutions Producer Statement to avoid commission problems. If you have made other arrangements to use another commission code, please use accordingly.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>For questions, or to verify the code you're using is correct, please call 800-842-7799!</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#00B2CC'>REMINDER:</span></strong><strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> Partnership Certification and 4-Hour Refresher</span></strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> For all LTCi agents who took their initial 8-Hour Partnership Certification prior to <strong><u><span style='font-family:"Lato","sans-serif"'>July 2014</span></u></strong>:<br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> Producer requirements for training continuation states:<br> <strong><span style='font-family:"Lato","sans-serif"'>&quot;A four-hour refresher course must be completed every 2 years from the date the initial training was completed.&quot;</span></strong><br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> Please be sure you have completed the necessary ongoing training before submitting new long-term care business.<br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4063.1.6d4c9bf5fa3b51bdcd73e3cae6178518">Click Here</a> for each state's training requirements.<br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> If you have any questions, please call Licensing at 800-842-7799!<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=161 style='width:120.75pt;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"; color:white'>Guest Article:</span></b><span style='mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><br> <strong><span style='font-family:"Lato","sans-serif"'>&quot;Boomers, it s time to</span></strong><b><br> <strong><span style='font-family:"Lato","sans-serif"'>spend and pay taxes</span></strong><br> <strong><span style='font-family:"Lato","sans-serif"'>on your 401(k),&quot; by</span></strong><br> <strong><span style='font-family:"Lato","sans-serif"'>Suzanne Wooley,</span></strong><br> <em><span style='font-family:"Lato","sans-serif"'>Bloomberg</span></em></b><br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> &quot;What the IRS giveth, the IRS taketh away. &nbsp;At age 70½, the bill comes due on all those tax-deferred savings accounts we ve been building, and this week the oldest baby boomers will begin to reach that finish line with many millions more to follow. &nbsp;Those waves of retirees will be required to start pulling money from their IRAs and 401(k)s.&quot;<br> </span><span style='font-size:5.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <strong><span style='font-family:"Lato","sans-serif"'>LTC Comment</span></strong> (<em><span style='font-family:"Lato","sans-serif"'>from Stephen A. Moses, President, Center for Long-Term Care Reform</span></em>):<br> A lot of new money is about to flow through the fingers of older boomers. &nbsp;A significant portion of it should go into LTC coverage of one kind or another. &nbsp;There s your challenge, producers!<br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><br> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4064.1.e083d3790e5104ea90c4ac18302569ac" target="_blank">Click Here</a> to read the entire article.<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#72D0B6;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"; color:white'>Want More News?</span></b><span style='mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:3.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><br> Check out our website, <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4065.1.82f24e7ac9d8353fae3055df398a9f21" target="_blank">www.goldencareagent.com</a> and visit the News tab to keep up-to-date on the Industry's News and Changes.<br> </span><span style='font-size:2.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><b><span style='font-family:"Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"; color:white'>Previous Issues:</span></b><span style='mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=150 style='width:112.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 0in;word-spacing: 0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=145 style='width:108.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184; mso-padding-alt:0in 0in 0in 0in' height=50> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=145 style='width:108.75pt;padding:0in 0in 0in 7.5pt'> <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'>" &nbsp;</span></strong><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4066.1.0bbea1fe2157a70f54d8a7766cd5d074" target=null>July 11, 2016</a><br> <strong><span style='font-family:"Lato","sans-serif"'>" &nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4067.1.7fac92447df4b42445baf9a6a257097a" target=null>June 20, 2016</a><br> <strong><span style='font-family:"Lato","sans-serif"'>" &nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4068.1.ea41b7f93f9a9088bdb28f87dd2426ff" target=null>June 6, 2016</a><br> <strong><span style='font-family:"Lato","sans-serif"'>" &nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4069.1.90c713e4d6bf1877bc32c321ab8dc04c" target=null>May 23, 2016</a><br> <strong><span style='font-family:"Lato","sans-serif"'>" &nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4070.1.df9d1634dc76ab710147da3973297430" target=null>May 9, 2016</a><br> <strong><span style='font-family:"Lato","sans-serif"'>" &nbsp;</span></strong> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4071.1.9dba9be070703c99a0a16cccea901129" target=null>April 18, 2016</a></span><span style='mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'> <o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family: "Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> <td width=480 valign=top style='width:5.0in;border:none;border-right:solid windowtext 1.0pt; mso-border-right-alt:solid windowtext .75pt;background:white;padding:0in 0in 0in 4.5pt; border-color:-moz-use-text-color #969696 -moz-use-text-color -moz-use-text-color'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt'> <p class=MsoNormal><b><span style='font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'>Online Agent Training &quot;Webinar&quot; Presentations:</span></b><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=473 style='width:354.75pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 0in;word-spacing: 0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Cabin","sans-serif";mso-fareast-font-family: "Times New Roman";color:#1A4C8A'>For The Week Of July 25, 2016</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Click on the subject heading to learn more about the topic.<br> Click the date/time to register for the presentation.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>At the time of the webinar, remember to dial in to our conference line<br> (<strong><span style='font-family:"Lato","sans-serif"'>866-299-7945</span></strong>, PIN / access code <strong><span style='font-family:"Lato","sans-serif"'>8754#</span></strong>)<br> in order to listen to the audio part of the presentation.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=49> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1043" src="http://goldencareagent.com/docs/images/eb-CriticalCASH_152x52.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4072.1.0407fbf1dfecc8b16d75d69af88e46b5" target=null><b><i><span style='font-family:"Lato","sans-serif"'>GTL's Critical Cash</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;<br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4073.1.1180e62e16bdcaf6e6f76fc32708ff24">Tues, July 26, 2016 11:00 AM&nbsp; to&nbsp; 11:30 AM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=49> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1044" src="http://goldencareagent.com/docs/images/eb-MOOLogo1_122x81.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4074.1.2b3753a7de3c46d9a50f6465a430c527" target=null><b><i><span style='font-family:"Lato","sans-serif"'>Mutual of Omaha Product &amp; Software Combo Training</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;<br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4075.1.ebb0c8e564be5e076f0b682f7e3b76ed">Tues, July 26, 2016 2:00 PM&nbsp; to&nbsp; 2:30 PM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1045" src="http://goldencareagent.com/docs/images/eb-Personalized-Pres-image_152x68.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4076.1.8156fb62d5e4c08077a8cd76b3eada92" target=null><b><i><span style='font-family:"Lato","sans-serif"'>New!! LTC CEO Personalized Presentation - The How To:</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4077.1.6397365c9e89b4dca7618d02f2fb71aa">Tues, July 26, 2016 3:00 PM&nbsp; to&nbsp; 3:30 PM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1046" src="http://goldencareagent.com/docs/images/eb-EnhanIns_152x89.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4078.1.431d8d0c88aae04a454a400643946186" target=null><b><i><span style='font-family:"Lato","sans-serif"'>Enhanced Insurance Lead Generator</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4079.1.c0e982750de77b334238b20b726ddf2d">Wed, July 27, 2016 9:00 AM&nbsp; to&nbsp; 9:30 AM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1047" src="http://goldencareagent.com/docs/images/eb-ConsumerPres_152x83.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4080.1.2f9650da4c9516edeae326d69f5202a3" target=null><b><i><span style='font-family:"Lato","sans-serif"'>New!! Selling Tips for Long-Term Care Insurance - Consumer Presentation</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4081.1.01f3424cd16454aa7483959d1492cf03">Wed, July 27, 2016 10:00 AM&nbsp; to&nbsp; 10:30 AM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=70> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1048" src="http://goldencareagent.com/docs/images/eb-LTCCEO-image_152x74.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4082.1.cb150d4640c3ffe05b113d7d24f66e66" target=null><b><i><span style='font-family:"Lato","sans-serif"'>New!! New &amp; Improved LTC CEO</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4083.1.6ec767c83b455e029b677c0e32d6b7be">Wed, July 27, 2016 2:00 PM&nbsp; to&nbsp; 2:30 PM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1049" src="http://goldencareagent.com/docs/images/eb-EasyButton_92x82.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4084.1.8ef0c425368bbf38311e1b187b6f3766" target=null><b><i><span style='font-family:"Lato","sans-serif"'>Near Guaranteed Issue Home Health</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4085.1.bcb2364242d9785ddeb667fd4eb01713">Thurs, July 28, 2016 9:00 AM&nbsp; to&nbsp; 9:30 AM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1050" src="http://goldencareagent.com/docs/images/eb-CareOptions-2016-image_152x73.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4086.1.50041f4ceb1f8633a9725379bccad922" target=null><b><i><span style='font-family:"Lato","sans-serif"'>New!! Seeking Associations? This can help you seal the deal!</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4087.1.d4db7a65ee6b17a1073d8839c6f145e3">Thurs, July 28, 2016 10:00 AM&nbsp; to&nbsp; 10:30 AM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellpadding=0 width=468 style='width:351.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:.75pt .75pt .75pt .75pt; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1051" src="http://goldencareagent.com/docs/images/eb-PerfectPortfolio_152x68.gif"><o:p></o:p></span></p> </td> <td width=308 style='width:231.0pt;padding:.75pt .75pt .75pt 0in; border:currentColor;border-image: none;word-spacing:0pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4088.1.ec3478070fe98d27ceba89790e78f821" target=null><b><i><span style='font-family:"Lato","sans-serif"'>Perfect Portfolio in 2016</span></i></b></a><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4089.1.f861330c320847f2fca4974bb893c2f6">Thurs, July 28, 2016 2:00 PM&nbsp; to&nbsp; 2:30 PM CDT</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <p class=MsoNormal align=center style='text-align:center'><em><span style='font-size:8.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>Please check to see that you meet the minimum system requirements and that you have the</span></em><i><span style='font-size: 8.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family:"Times New Roman"'><br> <em><span style='font-family:"Lato","sans-serif"'>equipment needed to attend before downloading the latest version of GoToWebinar.</span></em><br> <em><span style='font-family:"Lato","sans-serif"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4090.1.a60083c060ae24f0b631ec15b31d1d4d">Click Here</a> for more information.</span></em></span></i><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4091.1.972e415f7e16153672276fbcc804addf">Click Here</a> for the Full Schedule of All Upcoming Webinars.<br> Or <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4092.1.6c7c437b8f6f5673a3272552689b45cb">Click Here</a> to Access a List Of All Our Agent Training Services!</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:#00B2CC;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'>Compliance:</span></b><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4093.1.b930001b97b436ad1177bf4e4a230894" target="_blank">Medicare Part D Certification</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Any producer who receives renewal commissions for Part D sales from Mutual of Omaha must certify annually to continue to receive renewal commissions for Coventry Medicare Part D Plans. As Coventry is now an Aetna company, there is one combined certification process. Certification must be completed by December 31, 2016.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>For additional information and instructions on completing the required renewal certification, click the link above.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:#82D1B5;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'>Industry Updates:</span></b><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 9.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></span></p> <left> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=130 style='width:97.5pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=82> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=130 style='width:97.5pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1052" src="http://assoctemp.goldencareusa.com/marketing/eb-MOOLogo1_122x81.gif"><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4094.1.baf395a3a2357ccac712471b5ee5f22a" target="_blank"></left>MutualCare® Solutions Product and Underwriting Guide Revised</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>The updated <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4095.1.3f4e10ff8595a1db01d46ec34a4173ea" target="_blank">MutualCare® Solutions Product and Underwriting Guide (156217)</a> is now available to navigate you through the field underwriting process. We want your interaction to be positive and help you manage your client's expectations.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Some of the changes include Partner Premium Allowance clarification, updated medical impairments, adding MIB to the list of underwriting requirements, updates to the appeal handling period, and the addition of a Claims Section.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4096.1.2e97a4f884b45f5fa012f8a0c974c8b6" target="_blank">Disability Income Choice® Sales and Marketing Process</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Consumer market research by the Council for Disability Awareness* found that consumers underestimate their risk of becoming unable to work because of an illness or injury. And they lack an understanding of the resources that would be available to them.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>That's where you can make a difference, and our needs-based sales and marketing materials are designed to help you do just that. From prospecting to point-of-sale, you have the tools to address these misconceptions directly and have a fact-based conversation about the important role of disability insurance.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4097.1.c022eb08001a0690df7e26b30dcb12ff" target="_blank">Living Benefit Riders added to Term Life Express</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Term Life Express offers simplified underwriting, competitive pricing, and attractive conversion privileges AND on August 1, 2016, TLE will now also include no-cost Living Benefit Riders (only on the TLE non-ROP policies).</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>The Living Benefit package will include three Accelerated Death Benefit Riders at no additional cost to the customer:<br> &nbsp;&nbsp;&nbsp;&nbsp;" Chronic Illness<br> &nbsp;&nbsp;&nbsp;&nbsp;" Terminal Illness<br> &nbsp;&nbsp;&nbsp;&nbsp;" Critical Illness</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>For additional details, including state availability and descriptions of each Accelerated Death Benefit Riders, click the link above.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4098.1.eb0d5ab2fc0a272bb7d6e3854ce75a6b" target="_blank">Legacy Block Rate Adjustments Effective October 1, 2016</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Mutual of Omaha will be implementing rate adjustments on older legacy blocks of long-term care insurance in <strong><span style='font-family:"Lato","sans-serif"'>Colorado, North Carolina, Utah</span></strong> and <strong><span style='font-family: "Lato","sans-serif"'>Washington</span></strong>, effective <strong><span style='font-family:"Lato","sans-serif"'>October 1, 2016</span></strong>.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Notification to all affected policyholders will be mailed by <strong><span style='font-family:"Lato","sans-serif"'>August 1, 2016</span></strong> to ensure policyholders in the approved states receive notification of their <strong><span style='font-family:"Lato","sans-serif"'>October 1, 2016</span></strong> premium rate increase.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 9.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></span></p> <left> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=160 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1056" src="http://goldencareagent.com/docs/images/eb-GTL-Logo_152x40.gif"><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4099.1.c604315c5e2e047ad38e422f0b50304b" target="_blank"></left>GTL Medicare Supplement Now In Georgia and Pennsylvania!</a></span></u></strong><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Great News! GTL is now offering Medicare Supplement Insurance in Georgia and Pennsylvania! Click above to find how GTL makes it easy to sell Medicare Supplement insurance.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 9.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></span></p> <left> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=160 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1057" src="http://www.goldencareagent.com/docs/images/eb-JH-Logo_150x47.gif"><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4100.1.4cd141a12098b812355f6570af1a5a44" target="_blank"></left>Performance LTC"! - A Closer Look</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Performance LTC is the first long-term care insurance policy to provide an illustration that shows policyholders how insurance and investment experience could affect their Net Premiums in the future.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>A signed completed illustration is required at time of the application. John Hancock also requires a revised signed illustration in the following circumstances:<o:p></o:p></span></p> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>If there is a change to the premium during the new business process<o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>If the client is requesting a reissue that changes the premium<o:p></o:p></span></li> </ul> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Click the link above to read the article.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 9.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></span></p> <left> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=160 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1058" src="http://www.goldencareagent.com/docs/images/eb-MedAm-Logo_150x48.gif"><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4101.1.627a01d8f79dc710c1e786022afc76c0" target="_blank"></left>Update: CareDirections Simplicity® Rate Increase Action Implementation In MN &amp; OH</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>As you are aware, MedAmerica is currently in the process of raising rates on the CareDirections Simplicity® product line. This rate action does not affect Simplicity ii. This notice is to inform agents that they are implementing rate increase activity in <strong><span style='font-family:"Lato","sans-serif"'>Minnesota</span></strong> and <strong><span style='font-family:"Lato","sans-serif"'>Ohio</span></strong>, and are implementing the rate increase activity in those states. Please note that the rate increase implementation in Minnesota will be conducted over a four-year period. This is the only notification agents will receive regarding this rate action.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>MedAmerica will mail notification of the rate increase to affected insureds on <strong><span style='font-family:"Lato","sans-serif"'>July 20, 2016</span></strong>. Following the state required notification timeframe, the new premium amount will be effective as of the insured's next billing date.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 9.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></span></p> <left> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left width=135 style='width:101.25pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-table-lspace:2.25pt;mso-table-rspace:5.0pt;margin-right:2.75pt; mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column; mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=69> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1059" src="http://www.goldencareagent.com/docs/images/eb-Genworth-Logo_120x68.gif"><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4102.1.a0cf8c07d938b9971e1dc95600acc68b" target="_blank"></left>Reminder Regarding Updated Long Term Care Insurance Forms</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>On June 27, Genworth Long Term Care Insurance Company, made changes to some new business forms. Those changes are outlined in the June 20, 2016 bulletin.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Changes that required new forms and transition rules are outlined in the communication above.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family: "Cabin","sans-serif";mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4103.1.f23aff7ab31120e997ab42a6f021397c" target="_blank">In-Force Rate Action Announcement: Indiana</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>In August 2012, we announced our intention to seek premium rate increases on certain blocks of comprehensive long term care insurance policies, including Pre-PCS, PCS 1, PCS II, and Choice 1. During the course of 2012-2014, we implemented rate increases on these blocks of business. In some states, the full requested increase was not received. Genworth began submitting requests in these states during the second half of 2014. Approvals had been received in a number of these states, and Genworth is now beginning to implement the second round of increases in <strong><span style='font-family:"Lato","sans-serif"'>Indiana</span></strong>. This implementation does not include the Indiana Partnership policyholders.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Servicing agents will receive a list of their impacted policyholders in these states one week prior to the start of policyholder notifications. Policyholder notifications will begin <strong><span style='font-family:"Lato","sans-serif"'>July 26, 2016</span></strong> and will continue throughout the next year. Impacted policyholders will be notified at least 60-days in advance of their billing anniversary dates.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=27> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'> <p class=MsoNormal><b><span style='font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'>Medicare Supplement News - Mutual of Omaha and Affiliates:</span></b><span style='mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=474 style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in' height=75> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing: 0pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4104.1.d5bb0ab90ae64898979dcd6197334922" target="_blank">Smartphone Quote App for Questions on the Run</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Smartphone Quote App Provides Convenience. Get premium quotes on the go with this mobile app for iOS and Android Smartphones.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4105.1.02323119a79eb1318e5e12480092ddba" target="_blank">Upcoming Rate Adjustments</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Please review information on upcoming rate adjustments in OK and MT.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;" <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4106.1.cceb393318e06fb8501a0cd6a046ee48" target="_blank">1990 Standardized Rate Adjustment</a>- Oklahoma (supp/SELECT) and Montana</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4107.1.708d373f8e3bce367e9bb060199828da" target="_blank">New Medicare Supplement Plans</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Effective July 23, 2016, you may begin selling our competitively priced Medicare supplement in Pennsylvania underwritten by Mutual of Omaha, Medicare supplement and SELECT in Tennessee underwritten by Omaha Insurance Company, and Medicare supplement in Texas underwritten by United World.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4108.1.5cfa20e817ec4f77781a60473784ab8a" target="_blank">Medicare Part D Certification</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Any producer who receives renewal commissions for Part D sales from Mutual of Omaha must certify annually to continue to receive renewal commissions for Coventry Medicare Part D Plans.</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4109.1.23e025453017a6d53e6d20950bb3a47d" target="_blank">Modernized Rate Release</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>The following rate adjustments for DE, GA, OK, IL and WA are effective August 1, 2016, for new and in-force 2010 Modernized Medicare supplement.</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4110.1.e914312163a7ecf4db54141cecd7b81a" target="_blank">Upcoming Rate Adjustments</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Please review information on upcoming rate adjustments in AL, IA, GA, and ME.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;" <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4111.1.c8b8cafb8f5ece04c41fdf3379be9f66" target="_blank">2010 Modernized New and In-force</a>- Maine<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;" <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4112.1.7dd8a0d67bb5aa67a03dc4b503b3ef2c" target="_blank">2010 Modernized In-force Only Rate Adjustment</a>- Georgia and Alabama<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;" <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4113.1.068a60af8eb40e068f1dafa0c1f9cb3d" target="_blank">1990 Standardized Rate Adjustment</a>- Iowa and Georgia<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;" <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4114.1.3766bd5e9b7d940ebf76eab1179ede53" target="_blank">Plan N Rate Adjustment</a>- Maine and Georgia</span><span style='mso-fareast-font-family:"Times New Roman"'><br> </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5;height:6.0pt'> <td width=640 colspan=2 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in; height:6.0pt'> <p class=MsoNormal align=center style='text-align:center;line-height:6.0pt'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6;height:18.75pt'> <td width=640 colspan=2 style='width:480.0pt;background:#1A4C8A;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:7;mso-yfti-lastrow:yes;height:22.5pt'> <td width=640 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=650 style='width:487.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=189> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'> <td width=319 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> &nbsp;&nbsp;&nbsp;<img border=0 id="_x0000_i1061" src="http://assoctemp.goldencareusa.com/marketing/GC_Black-eb_287x71.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> <td width=319 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman";color:#00B2CC;letter-spacing:-.5pt'>Your Success Is Our Priority</span></strong><span style='mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'><br> </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'>&nbsp;</span><span style='mso-fareast-font-family: "Times New Roman";letter-spacing:-.5pt'><br> </span><span style='font-size:14.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet Contracted?<br> <a href="http://www.goldencareagentmail.com/click?id=45290.314200.4115.1.b6e918e5875f176bef1a4b5092102d6e">Click here to get started!</a></span><span style='mso-fareast-font-family:"Times New Roman"; letter-spacing:-.5pt'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;height:18.75pt'> <td width=638 colspan=2 style='width:478.5pt;padding:0in 0in 0in 0in; height:18.75pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br> <img border=0 width=638 id="_x0000_i1062" src="http://assoctemp.goldencareusa.com/marketing/GC-Brand-DIVIDER.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes;height:22.5pt'> <td width=640 colspan=2 style='width:480.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=638 style='width:478.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=49> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes; height:22.5pt'> <td width=414 style='width:310.5pt;padding:0in 0in 0in 0in;height:22.5pt'> <p class=MsoNormal><span style='font-size:3.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>&nbsp;<br> </span><span style='font-size:10.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#969696;letter-spacing: -.5pt'>&nbsp;G<span style='font-variant:small-caps'>olden</span>C<span style='font-variant:small-caps'>are</span>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;10700 Old County Road 15, Ste 450&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Plymouth, MN 55441<br> &nbsp;Toll-Free: 800-842-7799&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Fax: 866-863-8608&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Local: 763-525-1111<br> &nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4116.1.3e5f1f14e0d1bd32be409a9c468fa49b"><span style='color:#969696'>www.goldencareagent.com</span></a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4117.1.46a9731309d401c1bd2149fc65275603"><span style='color:#969696'>www.goldencare.com</span></a></span><span style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><o:p></o:p></span></p> </td> <td width=224 valign=top style='width:168.0pt;padding:0in 0in 0in 0in; height:22.5pt'> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:4.0pt;font-family:"Lato","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family: "Times New Roman"'><br> </span><span style='font-size:8.0pt;font-family:"Lato","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://www.goldencareagentmail.com/click?id=45290.314200.4118.1.553cc1288febd755129af87f5abc027e" title="GoldenCare Rewards"><span style='text-decoration:none;text-underline: none'><img border=0 id="_x0000_i1063" src="http://assoctemp.goldencareusa.com/marketing/Icon-Rewards_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4119.1.cac4dc18025855e550240a14f37d8a38" title=Facebook><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1064" src="http://assoctemp.goldencareusa.com/marketing/Icon-FB_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4120.1.c228d1e3a7b04065a46ea1a1b8305506" title=Twitter><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1065" src="http://assoctemp.goldencareusa.com/marketing/Icon-Twitter_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4121.1.882af0b0eef2d17dca0f53adf5c269c6" title=LinkedIn><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1066" src="http://assoctemp.goldencareusa.com/marketing/Icon-LinkedIn_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4122.1.b6f7234a0e1c5c7cb013ab3b8eb7e1c2" title="Google Plus"><span style='text-decoration:none;text-underline: none'><img border=0 id="_x0000_i1067" src="http://assoctemp.goldencareusa.com/marketing/Icon-GPlus_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a>&nbsp;&nbsp;<a href="http://www.goldencareagentmail.com/click?id=45290.314200.4123.1.6da303d935ddaf58d748335bfb7f327a" title=YouTube><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1068" src="http://assoctemp.goldencareusa.com/marketing/Icon-YouTube_32x32.gif" style='border-image: none;border-bottom-style:none;border-bottom-width: medium;border-left-style:none;border-left-width:medium;border-right-style: none;border-right-width:medium;border-top-style:none;border-top-width: medium'></span></a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> </table> </div> </td> </tr> </table> </div> <p class=MsoNormal align=center style='text-align:center'>&nbsp;</p> <p class=MsoNormal style='margin-bottom:12.0pt'><span style='mso-fareast-font-family: "Times New Roman"'><br> <br> <br> <br> <br> <br> <br> </span></p> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><o:p>&nbsp;</o:p></span></p> </div> </body> </html>