<html xmlns:v="urn:schemas-microsoft-com:vml"਀砀洀氀渀猀㨀漀㴀∀甀爀渀㨀猀挀栀攀洀愀猀ⴀ洀椀挀爀漀猀漀昀琀ⴀ挀漀洀㨀漀昀昀椀挀攀㨀漀昀昀椀挀攀∀ 
xmlns:w="urn:schemas-microsoft-com:office:word"਀砀洀氀渀猀㨀洀㴀∀栀琀琀瀀㨀⼀⼀猀挀栀攀洀愀猀⸀洀椀挀爀漀猀漀昀琀⸀挀漀洀⼀漀昀昀椀挀攀⼀㈀　　㐀⼀㄀㈀⼀漀洀洀氀∀ 
xmlns="http://www.w3.org/TR/REC-html40">਀ 
<head>਀㰀洀攀琀愀 栀琀琀瀀ⴀ攀焀甀椀瘀㴀䌀漀渀琀攀渀琀ⴀ吀礀瀀攀 挀漀渀琀攀渀琀㴀∀琀攀砀琀⼀栀琀洀氀㬀 挀栀愀爀猀攀琀㴀甀渀椀挀漀搀攀∀㸀 
<meta name=ProgId content=Word.Document>਀㰀洀攀琀愀 渀愀洀攀㴀䜀攀渀攀爀愀琀漀爀 挀漀渀琀攀渀琀㴀∀䴀椀挀爀漀猀漀昀琀 圀漀爀搀 ㄀㔀∀㸀 
<meta name=Originator content="Microsoft Word 15">਀㰀氀椀渀欀 爀攀氀㴀䘀椀氀攀ⴀ䰀椀猀琀 
href="GoldenCare%20Newsletter%20December%2023%202019_files/filelist.xml">਀㰀氀椀渀欀 爀攀氀㴀䔀搀椀琀ⴀ吀椀洀攀ⴀ䐀愀琀愀 
href="GoldenCare%20Newsletter%20December%2023%202019_files/editdata.mso">਀㰀℀ⴀⴀ嬀椀昀 ℀洀猀漀崀㸀 
<style>਀瘀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
o\:* {behavior:url(#default#VML);}਀眀尀㨀⨀ 笀戀攀栀愀瘀椀漀爀㨀甀爀氀⠀⌀搀攀昀愀甀氀琀⌀嘀䴀䰀⤀㬀紀 
.shape {behavior:url(#default#VML);}਀㰀⼀猀琀礀氀攀㸀 
<![endif]-->਀㰀琀椀琀氀攀㸀䐀攀挀攀洀戀攀爀 ㈀㌀Ⰰ ㈀　㄀㤀 䔀搀椀琀椀漀渀 ⴀ 䜀漀氀搀攀渀䌀愀爀攀 一攀眀猀氀攀琀琀攀爀㰀⼀琀椀琀氀攀㸀 
<!--[if gte mso 9]><xml>਀ 㰀漀㨀伀昀昀椀挀攀䐀漀挀甀洀攀渀琀匀攀琀琀椀渀最猀㸀 
  <o:AllowPNG/>਀ 㰀⼀漀㨀伀昀昀椀挀攀䐀漀挀甀洀攀渀琀匀攀琀琀椀渀最猀㸀 
</xml><![endif]-->਀㰀氀椀渀欀 爀攀氀㴀琀栀攀洀攀䐀愀琀愀 
href="GoldenCare%20Newsletter%20December%2023%202019_files/themedata.thmx">਀㰀氀椀渀欀 爀攀氀㴀挀漀氀漀爀匀挀栀攀洀攀䴀愀瀀瀀椀渀最 
href="GoldenCare%20Newsletter%20December%2023%202019_files/colorschememapping.xml">਀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
 <w:WordDocument>਀  㰀眀㨀娀漀漀洀㸀　㰀⼀眀㨀娀漀漀洀㸀 
  <w:TrackMoves/>਀  㰀眀㨀吀爀愀挀欀䘀漀爀洀愀琀琀椀渀最⼀㸀 
  <w:ValidateAgainstSchemas/>਀  㰀眀㨀匀愀瘀攀䤀昀堀䴀䰀䤀渀瘀愀氀椀搀㸀昀愀氀猀攀㰀⼀眀㨀匀愀瘀攀䤀昀堀䴀䰀䤀渀瘀愀氀椀搀㸀 
  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>਀  㰀眀㨀䄀氀眀愀礀猀匀栀漀眀倀氀愀挀攀栀漀氀搀攀爀吀攀砀琀㸀昀愀氀猀攀㰀⼀眀㨀䄀氀眀愀礀猀匀栀漀眀倀氀愀挀攀栀漀氀搀攀爀吀攀砀琀㸀 
  <w:DoNotPromoteQF/>਀  㰀眀㨀䰀椀搀吀栀攀洀攀伀琀栀攀爀㸀䔀一ⴀ唀匀㰀⼀眀㨀䰀椀搀吀栀攀洀攀伀琀栀攀爀㸀 
  <w:LidThemeAsian>X-NONE</w:LidThemeAsian>਀  㰀眀㨀䰀椀搀吀栀攀洀攀䌀漀洀瀀氀攀砀匀挀爀椀瀀琀㸀堀ⴀ一伀一䔀㰀⼀眀㨀䰀椀搀吀栀攀洀攀䌀漀洀瀀氀攀砀匀挀爀椀瀀琀㸀 
  <w:Compatibility>਀   㰀眀㨀䐀漀一漀琀䔀砀瀀愀渀搀匀栀椀昀琀刀攀琀甀爀渀⼀㸀 
   <w:BreakWrappedTables/>਀   㰀眀㨀匀瀀氀椀琀倀最䈀爀攀愀欀䄀渀搀倀愀爀愀䴀愀爀欀⼀㸀 
   <w:EnableOpenTypeKerning/>਀  㰀⼀眀㨀䌀漀洀瀀愀琀椀戀椀氀椀琀礀㸀 
  <m:mathPr>਀   㰀洀㨀洀愀琀栀䘀漀渀琀 洀㨀瘀愀氀㴀∀䌀愀洀戀爀椀愀 䴀愀琀栀∀⼀㸀 
   <m:brkBin m:val="before"/>਀   㰀洀㨀戀爀欀䈀椀渀匀甀戀 洀㨀瘀愀氀㴀∀☀⌀㐀㔀㬀ⴀ∀⼀㸀 
   <m:smallFrac m:val="off"/>਀   㰀洀㨀搀椀猀瀀䐀攀昀⼀㸀 
   <m:lMargin m:val="0"/>਀   㰀洀㨀爀䴀愀爀最椀渀 洀㨀瘀愀氀㴀∀　∀⼀㸀 
   <m:defJc m:val="centerGroup"/>਀   㰀洀㨀眀爀愀瀀䤀渀搀攀渀琀 洀㨀瘀愀氀㴀∀㄀㐀㐀　∀⼀㸀 
   <m:intLim m:val="subSup"/>਀   㰀洀㨀渀愀爀礀䰀椀洀 洀㨀瘀愀氀㴀∀甀渀搀伀瘀爀∀⼀㸀 
  </m:mathPr></w:WordDocument>਀㰀⼀砀洀氀㸀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀㰀℀ⴀⴀ嬀椀昀 最琀攀 洀猀漀 㤀崀㸀㰀砀洀氀㸀 
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"਀  䐀攀昀匀攀洀椀䠀椀搀搀攀渀㴀∀昀愀氀猀攀∀ 䐀攀昀儀䘀漀爀洀愀琀㴀∀昀愀氀猀攀∀ 䐀攀昀倀爀椀漀爀椀琀礀㴀∀㤀㤀∀ 
  LatentStyleCount="371">਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀　∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀爀洀愀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="toc 9"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="header"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footer"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="index heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㔀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="caption"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of figures"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="envelope return"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="footnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="line number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="page number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote reference"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="endnote text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="table of authorities"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="macro"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="toa heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Bullet 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="List Number 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀　∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀吀椀琀氀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䌀氀漀猀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀匀椀最渀愀琀甀爀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="1" SemiHidden="true"਀   唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀䐀攀昀愀甀氀琀 倀愀爀愀最爀愀瀀栀 䘀漀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䈀漀搀礀 吀攀砀琀 䤀渀搀攀渀琀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䰀椀猀琀 䌀漀渀琀椀渀甀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀䴀攀猀猀愀最攀 䠀攀愀搀攀爀∀⼀㸀 
  <w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Salutation"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Date"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text First Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Note Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Body Text Indent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Block Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Hyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="FollowedHyperlink"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㈀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀匀琀爀漀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Document Map"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Plain Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="E-mail Signature"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Top of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Bottom of Form"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal (Web)"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Acronym"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Address"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Cite"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Code"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Definition"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Keyboard"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Preformatted"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Sample"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Typewriter"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="HTML Variable"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Normal Table"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="annotation subject"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="No List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Outline List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Simple 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Classic 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Colorful 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Columns 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Grid 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 7"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table List 8"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table 3D effects 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Contemporary"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Elegant"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Professional"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Subtle 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Table Web 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 唀渀栀椀搀攀圀栀攀渀唀猀攀搀㴀∀琀爀甀攀∀ 
   Name="Balloon Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 一愀洀攀㴀∀吀愀戀氀攀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"਀   一愀洀攀㴀∀吀愀戀氀攀 吀栀攀洀攀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㄀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀一漀 匀瀀愀挀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㐀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 
   Name="List Paragraph"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㈀㤀∀ 儀䘀漀爀洀愀琀㴀∀琀爀甀攀∀ 一愀洀攀㴀∀儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="30" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 儀甀漀琀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㄀∀ 一愀洀攀㴀∀䰀椀最栀琀 䰀椀猀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㌀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 匀栀愀搀椀渀最 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㔀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䰀椀猀琀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㜀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㄀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㘀㤀∀ 一愀洀攀㴀∀䴀攀搀椀甀洀 䜀爀椀搀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㄀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 匀栀愀搀椀渀最 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㜀㌀∀ 一愀洀攀㴀∀䌀漀氀漀爀昀甀氀 䜀爀椀搀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="19" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="21" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 䔀洀瀀栀愀猀椀猀∀⼀㸀 
  <w:LsdException Locked="false" Priority="31" QFormat="true"਀   一愀洀攀㴀∀匀甀戀琀氀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="32" QFormat="true"਀   一愀洀攀㴀∀䤀渀琀攀渀猀攀 刀攀昀攀爀攀渀挀攀∀⼀㸀 
  <w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㜀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" Name="Bibliography"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㌀㤀∀ 匀攀洀椀䠀椀搀搀攀渀㴀∀琀爀甀攀∀ 
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㄀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㌀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㔀∀ 一愀洀攀㴀∀倀氀愀椀渀 吀愀戀氀攀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㄀ 䰀椀最栀琀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㠀∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 ㌀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀　∀ 一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㔀 䐀愀爀欀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="51"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52"਀   一愀洀攀㴀∀䜀爀椀搀 吀愀戀氀攀 㜀 䌀漀氀漀爀昀甀氀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㘀 䌀漀氀漀爀昀甀氀∀⼀㸀 
  <w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㄀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 1"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㈀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 2"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 ㌀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 3"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㐀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 4"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㔀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 5"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㘀∀ 
   Name="List Table 1 Light Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㜀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 ㈀ 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㐀㤀∀ 一愀洀攀㴀∀䰀椀猀琀 吀愀戀氀攀 㐀 䄀挀挀攀渀琀 㘀∀⼀㸀 
  <w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㄀∀ 
   Name="List Table 6 Colorful Accent 6"/>਀  㰀眀㨀䰀猀搀䔀砀挀攀瀀琀椀漀渀 䰀漀挀欀攀搀㴀∀昀愀氀猀攀∀ 倀爀椀漀爀椀琀礀㴀∀㔀㈀∀ 
   Name="List Table 7 Colorful Accent 6"/>਀ 㰀⼀眀㨀䰀愀琀攀渀琀匀琀礀氀攀猀㸀 
</xml><![endif]-->਀㰀猀琀礀氀攀㸀 
<!--਀ ⼀⨀ 䘀漀渀琀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 @font-face਀ऀ笀昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀 
	panose-1:5 0 0 0 0 0 0 0 0 0;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ挀栀愀爀猀攀琀㨀㈀㬀 
	mso-generic-font-family:auto;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ瀀椀琀挀栀㨀瘀愀爀椀愀戀氀攀㬀 
	mso-font-signature:0 268435456 0 0 -2147483648 0;}਀䀀昀漀渀琀ⴀ昀愀挀攀 
	{font-family:"Cambria Math";਀ऀ瀀愀渀漀猀攀ⴀ㄀㨀㈀ 㐀 㔀 ㌀ 㔀 㐀 㘀 ㌀ ㈀ 㐀㬀 
	mso-font-charset:0;਀ऀ洀猀漀ⴀ最攀渀攀爀椀挀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀爀漀洀愀渀㬀 
	mso-font-pitch:variable;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ猀椀最渀愀琀甀爀攀㨀ⴀ㔀㌀㘀㠀㜀　㄀㐀㔀 ㄀㄀　㜀㌀　㔀㜀㈀㜀 　 　 㐀㄀㔀 　㬀紀 
@font-face਀ऀ笀昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	panose-1:2 15 5 2 2 2 4 3 2 4;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ挀栀愀爀猀攀琀㨀　㬀 
	mso-generic-font-family:swiss;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ瀀椀琀挀栀㨀瘀愀爀椀愀戀氀攀㬀 
	mso-font-signature:-536870145 1073786111 1 0 415 0;}਀䀀昀漀渀琀ⴀ昀愀挀攀 
	{font-family:Lato;਀ऀ瀀愀渀漀猀攀ⴀ㄀㨀㈀ ㄀㔀 㔀 ㈀ ㈀ ㈀ 㐀 ㌀ ㈀ ㌀㬀 
	mso-font-charset:0;਀ऀ洀猀漀ⴀ最攀渀攀爀椀挀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀猀眀椀猀猀㬀 
	mso-font-pitch:variable;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ猀椀最渀愀琀甀爀攀㨀ⴀ㄀㘀㄀　㘀㄀㈀㔀㘀㄀ ㄀㌀㐀㈀㈀　㄀㤀㌀㄀ 　 　 ㄀㐀㜀 　㬀紀 
@font-face਀ऀ笀昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀戀椀渀㬀 
	panose-1:2 11 8 3 5 2 2 2 0 4;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ挀栀愀爀猀攀琀㨀　㬀 
	mso-generic-font-family:swiss;਀ऀ洀猀漀ⴀ昀漀渀琀ⴀ瀀椀琀挀栀㨀瘀愀爀椀愀戀氀攀㬀 
	mso-font-signature:-2147483601 11 0 0 1 0;}਀ ⼀⨀ 匀琀礀氀攀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 p.MsoNormal, li.MsoNormal, div.MsoNormal਀ऀ笀洀猀漀ⴀ猀琀礀氀攀ⴀ甀渀栀椀搀攀㨀渀漀㬀 
	mso-style-qformat:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀愀爀攀渀琀㨀∀∀㬀 
	margin:0in;਀ऀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀⸀　　　㄀瀀琀㬀 
	mso-pagination:widow-orphan;਀ऀ昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀 
	font-family:"Times New Roman",serif;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-fareast-theme-font:minor-latin;}਀愀㨀氀椀渀欀Ⰰ 猀瀀愀渀⸀䴀猀漀䠀礀瀀攀爀氀椀渀欀 
	{mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	color:blue;਀ऀ琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀甀渀搀攀爀氀椀渀攀㬀 
	text-underline:single;}਀愀㨀瘀椀猀椀琀攀搀Ⰰ 猀瀀愀渀⸀䴀猀漀䠀礀瀀攀爀氀椀渀欀䘀漀氀氀漀眀攀搀 
	{mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	color:purple;਀ऀ琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀甀渀搀攀爀氀椀渀攀㬀 
	text-underline:single;}਀瀀 
	{mso-style-noshow:yes;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀爀椀漀爀椀琀礀㨀㤀㤀㬀 
	mso-margin-top-alt:auto;਀ऀ洀愀爀最椀渀ⴀ爀椀最栀琀㨀　椀渀㬀 
	mso-margin-bottom-alt:auto;਀ऀ洀愀爀最椀渀ⴀ氀攀昀琀㨀　椀渀㬀 
	mso-pagination:widow-orphan;਀ऀ昀漀渀琀ⴀ猀椀稀攀㨀㄀㈀⸀　瀀琀㬀 
	font-family:"Times New Roman",serif;਀ऀ洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀䌀愀氀椀戀爀椀㬀 
	mso-fareast-theme-font:minor-latin;}਀⸀䴀猀漀䌀栀瀀䐀攀昀愀甀氀琀 
	{mso-style-type:export-only;਀ऀ洀猀漀ⴀ搀攀昀愀甀氀琀ⴀ瀀爀漀瀀猀㨀礀攀猀㬀 
	font-size:10.0pt;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	mso-bidi-font-size:10.0pt;}਀䀀瀀愀最攀 圀漀爀搀匀攀挀琀椀漀渀㄀ 
	{size:8.5in 11.0in;਀ऀ洀愀爀最椀渀㨀㄀⸀　椀渀 ㄀⸀　椀渀 ㄀⸀　椀渀 ㄀⸀　椀渀㬀 
	mso-header-margin:.5in;਀ऀ洀猀漀ⴀ昀漀漀琀攀爀ⴀ洀愀爀最椀渀㨀⸀㔀椀渀㬀 
	mso-paper-source:0;}਀搀椀瘀⸀圀漀爀搀匀攀挀琀椀漀渀㄀ 
	{page:WordSection1;}਀ ⼀⨀ 䰀椀猀琀 䐀攀昀椀渀椀琀椀漀渀猀 ⨀⼀ 
 @list l0਀ऀ笀洀猀漀ⴀ氀椀猀琀ⴀ椀搀㨀㜀　㐀　㘀㌀㄀㈀㜀㬀 
	mso-list-template-ids:1122810526;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㄀ 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀뜀㯰 
	mso-level-tab-stop:.5in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:Symbol;}਀䀀氀椀猀琀 氀　㨀氀攀瘀攀氀㈀ 
	{mso-level-number-format:bullet;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀攀砀琀㨀漀㬀 
	mso-level-tab-stop:1.0in;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ瀀漀猀椀琀椀漀渀㨀氀攀昀琀㬀 
	text-indent:-.25in;਀ऀ洀猀漀ⴀ愀渀猀椀ⴀ昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀 
	font-family:"Courier New";਀ऀ洀猀漀ⴀ戀椀搀椀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀紀 
@list l0:level3਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㄀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level4਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level5਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㈀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level6਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level7਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㌀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level8਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀　椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
@list l0:level9਀ऀ笀洀猀漀ⴀ氀攀瘀攀氀ⴀ渀甀洀戀攀爀ⴀ昀漀爀洀愀琀㨀戀甀氀氀攀琀㬀 
	mso-level-text:;਀ऀ洀猀漀ⴀ氀攀瘀攀氀ⴀ琀愀戀ⴀ猀琀漀瀀㨀㐀⸀㔀椀渀㬀 
	mso-level-number-position:left;਀ऀ琀攀砀琀ⴀ椀渀搀攀渀琀㨀ⴀ⸀㈀㔀椀渀㬀 
	mso-ansi-font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀圀椀渀最搀椀渀最猀㬀紀 
ol਀ऀ笀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀　椀渀㬀紀 
ul਀ऀ笀洀愀爀最椀渀ⴀ戀漀琀琀漀洀㨀　椀渀㬀紀 
-->਀㰀⼀猀琀礀氀攀㸀 
<!--[if gte mso 10]>਀㰀猀琀礀氀攀㸀 
 /* Style Definitions */਀ 琀愀戀氀攀⸀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 
	{mso-style-name:"Table Normal";਀ऀ洀猀漀ⴀ琀猀琀礀氀攀ⴀ爀漀眀戀愀渀搀ⴀ猀椀稀攀㨀　㬀 
	mso-tstyle-colband-size:0;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ渀漀猀栀漀眀㨀礀攀猀㬀 
	mso-style-priority:99;਀ऀ洀猀漀ⴀ猀琀礀氀攀ⴀ瀀愀爀攀渀琀㨀∀∀㬀 
	mso-padding-alt:0in 5.4pt 0in 5.4pt;਀ऀ洀猀漀ⴀ瀀愀爀愀ⴀ洀愀爀最椀渀㨀　椀渀㬀 
	mso-para-margin-bottom:.0001pt;਀ऀ洀猀漀ⴀ瀀愀最椀渀愀琀椀漀渀㨀眀椀搀漀眀ⴀ漀爀瀀栀愀渀㬀 
	font-size:10.0pt;਀ऀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀Ⰰ猀攀爀椀昀㬀紀 
</style>਀㰀℀嬀攀渀搀椀昀崀ⴀⴀ㸀 
</head>਀ 
<body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'>਀ 
<div class=WordSection1>਀ 
<p>&nbsp;</p>਀ऀ㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
਀㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
 style='width:480.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀ 　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㐀㘀㄀㸀 
 <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:18.75pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㘀㔀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in' height=40>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀㬀 
    height:18.75pt'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀䈀㔀䈀㔀䈀㔀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51429.1.f1ece54c0007e1f53c947603b3a5698f"਀    琀愀爀最攀琀㴀渀甀氀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀嘀椀攀眀 伀渀氀椀渀攀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51430.1.6cf24079e167e33d77bf4e542d55d726"><span਀    猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀爀椀最栀琀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀爀椀最栀琀✀㸀㰀猀瀀愀渀 
    style='font-size:8.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51431.1.673089beec04a6168f6a1e6fad3d2a23"਀    琀椀琀氀攀㴀∀䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀 
    none'><img border=0 id="_x0000_i1026"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ刀攀眀愀爀搀猀开㌀㈀砀㌀㈀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
    none;border-right-width:medium;border-top-style:none;border-top-width:medium'></span></a>&nbsp;&nbsp;<a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㌀㈀⸀㄀⸀攀攀攀挀㜀搀愀戀㠀㄀　㐀戀㘀攀㔀㐀挀㜀愀㠀㐀㌀挀㔀㘀㜀　　㜀㐀㜀∀ 
    title=Facebook><span style='text-decoration:none;text-underline:none'><img਀    戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㈀㜀∀ 
    src="https://goldencareagent.com/docs/images/Icon-FB_32x32.gif"਀    猀琀礀氀攀㴀✀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ眀椀搀琀栀㨀 
    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51433.1.b749d348fbf032f54648d7ebc5bbc29f"਀    琀椀琀氀攀㴀吀眀椀琀琀攀爀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
    border=0 id="_x0000_i1028"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ吀眀椀琀琀攀爀开㌀㈀砀㌀㈀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
    none;border-right-width:medium;border-top-style:none;border-top-width:medium'></span></a>&nbsp;&nbsp;<a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㌀㐀⸀㄀⸀搀　㜀㈀㤀㈀㈀㜀㠀㄀㠀㈀攀挀㐀搀攀戀㐀㠀㜀戀愀㘀㐀　㠀㘀㈀㈀㤀㜀∀ 
    title=LinkedIn><span style='text-decoration:none;text-underline:none'><img਀    戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㈀㤀∀ 
    src="https://goldencareagent.com/docs/images/Icon-LinkedIn_32x32.gif"਀    猀琀礀氀攀㴀✀戀漀爀搀攀爀ⴀ椀洀愀最攀㨀 渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ戀漀琀琀漀洀ⴀ眀椀搀琀栀㨀 
    medium;border-left-style:none;border-left-width:medium;border-right-style:਀    渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ琀漀瀀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51435.1.c7d441871e685562a2e3b56b21774062"਀    琀椀琀氀攀㴀夀漀甀吀甀戀攀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
    border=0 id="_x0000_i1030"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ夀漀甀吀甀戀攀开㌀㈀砀㌀㈀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
    none;border-right-width:medium;border-top-style:none;border-top-width:medium'></span></a></span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:1;height:18.75pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:18.75pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㘀㔀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in' height=20>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀㬀 
    height:18.75pt'>਀    㰀琀搀 眀椀搀琀栀㴀㌀㜀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㈀㜀㜀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀爀椀最栀琀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀爀椀最栀琀✀㸀㰀猀瀀愀渀 
    style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䘀漀爀 䄀猀猀椀猀琀愀渀挀攀㨀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀⼀琀搀㸀 
 </tr>਀ 㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀㈀✀㸀 
  <td width=654 colspan=2 style='width:480.0pt;background:#00B2CC;padding:0in 0in 0in 0in'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:਀   　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㐀　㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes;਀    栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <td width=370 style='width:277.5pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
    border=0 id="_x0000_i1031"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀开圀栀椀琀攀ⴀ攀戀开㌀㌀㌀砀㠀㐀⸀最椀昀∀ 
    style='border-image: none;border-bottom-style:none;border-bottom-width:਀    洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
    none;border-right-width:medium;border-top-style:none;border-top-width:medium'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=250 style='width:187.5pt;padding:0in 0in 0in 0in;height:18.75pt;਀    瘀愀氀椀最渀㨀 洀椀搀搀氀攀✀㸀 
    <p class=MsoNormal align=right style='text-align:right'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";color:white;letter-spacing:-.5pt'>Our Most Popular਀    圀攀戀椀渀愀爀 吀爀愀椀渀椀渀最㰀戀爀㸀 
    Compliance Information<br>਀    䜀甀攀猀琀 一攀攀搀ⴀ䘀漀爀ⴀ䰀吀䌀 䄀爀琀椀挀氀攀㰀戀爀㸀 
    Latest Industry News &amp; Changes<br>਀    倀爀攀瘀椀漀甀猀 䤀猀猀甀攀猀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
    letter-spacing:-.5pt'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:3;height:6.0pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀漀爀搀攀爀ⴀ琀漀瀀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀㨀 
  solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt;਀  洀猀漀ⴀ戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀洀猀漀ⴀ戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀 
  background:white;padding:0in 0in 0in 0in;height:6.0pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:8.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:4'>਀  㰀琀搀 眀椀搀琀栀㴀㄀㜀　 瘀愀氀椀最渀㴀琀漀瀀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀戀漀爀搀攀爀ⴀ琀漀瀀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀㨀 
  solid #969696 1.0pt;border-bottom:none;border-right:solid #969696 1.0pt;਀  洀猀漀ⴀ戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀洀猀漀ⴀ戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀 
  background:white;padding:0in 2.25pt 0in 2.25pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-family:"Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'>December਀  ㈀㌀Ⰰ ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀椀洀最 戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㌀㌀∀ 
  src="https://goldencareagent.com/docs/images/Aqua-XMas-Image_155x210"਀  愀氀琀㴀∀䴀攀爀爀礀 䌀栀爀椀猀琀洀愀猀 ☀愀洀瀀㬀 䠀愀瀀瀀礀 一攀眀 夀攀愀爀℀∀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀㄀䄀㐀䌀㠀䄀✀㸀吀栀攀 䜀漀氀搀攀渀䌀愀爀攀 
  Office</span></strong><b><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀㄀䄀㐀䌀㠀䄀✀㸀㰀戀爀㸀 
  <strong><span style='font-family:"Lato",sans-serif'>will be closed</span></strong><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀吀甀攀猀Ⰰ 䐀攀挀攀洀戀攀爀 ㈀㐀琀栀 ☀愀洀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀戀爀㸀 
  <strong><span style='font-family:"Lato",sans-serif'>Wed, December 25th for</span></strong><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀琀栀攀 䌀栀爀椀猀琀洀愀猀 䠀漀氀椀搀愀礀⸀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51436.1.eee04dd532a16e60ada12bd34c8d1ba8">Update਀  夀漀甀爀 䌀漀渀琀爀愀挀琀猀㰀⼀愀㸀㰀戀爀㸀 
  OR<br>਀  㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51437.1.3a0be14fc0eb02851c712b4fede2d0d3">Appoint਀  圀椀琀栀 䄀氀氀 伀昀㰀戀爀㸀 
  The Top Carriers</a></span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀栀攀 ☀焀甀漀琀㬀䤀渀搀甀猀琀爀礀 䈀攀猀琀☀焀甀漀琀㬀 
  illustration software for <strong><span style='font-family:"Lato",sans-serif'>Custom਀  ☀愀洀瀀㬀 匀攀挀甀爀攀 匀漀氀甀琀椀漀渀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 眀愀猀 爀攀挀攀渀琀氀礀 甀瀀搀愀琀攀搀 琀漀㨀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>Version 3.62.0.0</span></i></strong><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51438.1.659e3b74526f2bc207e9068c6f0ea87f">Click਀  䠀攀爀攀 琀漀 搀漀眀渀氀漀愀搀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀椀洀最 戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㌀㜀∀ 
  src="https://goldencareagent.com/docs/images/GCR-GiftSeal_145x101.gif"></span><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>Remember, EVERYONE attending any਀  漀昀 琀栀攀 眀攀戀椀渀愀爀猀 漀渀 漀甀爀 挀愀氀攀渀搀愀爀 眀椀氀氀 攀愀爀渀 㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䄀吀 
  LEAST</span></em><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀㔀　 䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀 
  Points!*</span></strong></span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>PLUS</span></u><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>... one lucky attendee of each webinar will earn 500਀  倀漀椀渀琀猀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:7.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51439.1.558429bd69795d26c37ca5f3ad1cf875"਀  琀愀爀最攀琀㴀渀甀氀氀㸀圀栀愀琀 䄀爀攀 䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀㼀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>*&nbsp;</span><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㜀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>Limit 1 Reward Code Per Unique Training Event. Points Are਀  匀甀戀樀攀挀琀 吀漀 䌀栀愀渀最攀⸀☀渀戀猀瀀㬀 刀攀猀琀爀椀挀琀椀漀渀猀 䴀愀礀 䄀瀀瀀氀礀⸀☀渀戀猀瀀㬀 嘀椀猀椀琀 㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51440.1.7d0508e2242d1412eed640999934a465">http://www.goldencarerewards.com/</a>਀  䘀漀爀 䐀攀琀愀椀氀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=47>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀䌀甀爀爀攀渀琀 䜀漀氀搀攀渀䌀愀爀攀 倀爀漀洀漀琀椀漀渀猀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:5.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><em><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䌀栀攀挀欀 戀愀挀欀 猀漀漀渀℀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀瘀漀椀搀 䐀攀氀愀礀猀 ☀愀洀瀀㬀 刀攀琀甀爀渀攀搀 䰀吀䌀椀 
  Applications</span></strong><span style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>Remember to use <strong><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀㘀儀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 漀渀 琀栀攀 䴀甀琀甀愀氀䌀愀爀攀 
  Solutions Producer Statement to avoid commission problems. If you have made਀  漀琀栀攀爀 愀爀爀愀渀最攀洀攀渀琀猀 琀漀 甀猀攀 愀渀漀琀栀攀爀 挀漀洀洀椀猀猀椀漀渀 挀漀搀攀Ⰰ 瀀氀攀愀猀攀 甀猀攀 愀挀挀漀爀搀椀渀最氀礀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
  mso-fareast-font-family:"Times New Roman"'>For questions, or to verify the਀  挀漀搀攀 礀漀甀✀爀攀 甀猀椀渀最 椀猀 挀漀爀爀攀挀琀Ⰰ 瀀氀攀愀猀攀 挀愀氀氀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><strong><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀  洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀✀㸀刀䔀䴀䤀一䐀䔀刀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 愀渀搀 㐀ⴀ䠀漀甀爀 刀攀昀爀攀猀栀攀爀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  䘀漀爀 愀氀氀 䰀吀䌀椀 愀最攀渀琀猀 眀栀漀 琀漀漀欀 琀栀攀椀爀 椀渀椀琀椀愀氀 㠀ⴀ䠀漀甀爀 倀愀爀琀渀攀爀猀栀椀瀀 䌀攀爀琀椀昀椀挀愀琀椀漀渀 
  prior to <strong><u><span style='font-family:"Lato",sans-serif'>December 2017</span></u></strong>:<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  Producer requirements for training continuation states:<br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀☀焀甀漀琀㬀䄀 昀漀甀爀ⴀ栀漀甀爀 
  refresher course must be completed every 2 years from the date the initial਀  琀爀愀椀渀椀渀最 眀愀猀 挀漀洀瀀氀攀琀攀搀⸀☀焀甀漀琀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  倀氀攀愀猀攀 戀攀 猀甀爀攀 礀漀甀 栀愀瘀攀 挀漀洀瀀氀攀琀攀搀 琀栀攀 渀攀挀攀猀猀愀爀礀 漀渀最漀椀渀最 琀爀愀椀渀椀渀最 戀攀昀漀爀攀 
  submitting new long-term care business.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㐀㄀⸀㄀⸀㘀挀攀昀攀㌀　挀㌀愀㐀昀㐀攀昀挀㌀㘀搀㄀攀㈀㤀㈀㌀　挀攀昀昀㔀㈀∀ 
  target="_blank">Click Here</a> for each state's training requirements.<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  If you have any questions, please call Licensing at 800-842-7799!<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>਀  㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  </span></div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　　⸀　─㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 0in;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀戀㸀㰀猀瀀愀渀 
    style='font-family:"Cabin",sans-serif;mso-fareast-font-family:"Times New Roman";਀    挀漀氀漀爀㨀眀栀椀琀攀✀㸀䜀甀攀猀琀 䄀爀琀椀挀氀攀㨀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀☀焀甀漀琀㬀䰀吀䌀椀㨀 䈀爀椀渀最椀渀最 䤀琀 
  All Back Home,&quot; by Gordon Saunders, </span></strong><em><b><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䄀搀瘀椀猀漀爀 䴀愀最愀稀椀渀攀㰀⼀猀瀀愀渀㸀㰀⼀戀㸀㰀⼀攀洀㸀㰀戀爀㸀 
  </span><span style='font-size:5.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  ☀焀甀漀琀㬀吀漀搀愀礀Ⰰ 洀漀猀琀 瀀攀漀瀀氀攀 眀椀氀氀 爀攀挀攀椀瘀攀 氀漀渀最 琀攀爀洀 挀愀爀攀 椀渀 琀栀攀椀爀 栀漀洀攀猀⸀ 䄀渀搀Ⰰ 愀猀 
  was the case with my own family, they likely will not have given a second’s਀  琀栀漀甀最栀琀 琀漀 眀栀愀琀 琀栀愀琀 挀愀爀攀 眀椀氀氀 挀漀猀琀 愀渀搀 栀漀眀 琀栀攀礀ᤀ氠氀 瀀愀礀 昀漀爀 椀琀⸀ 倀攀爀栀愀瀀猀 
  that’s because the cost of care in the home has always been seen as one of਀  琀栀攀 洀漀猀琀 愀昀昀漀爀搀愀戀氀攀 昀漀爀洀猀 漀昀 挀愀爀攀⸀ 䈀甀琀 琀栀漀猀攀 瀀攀爀挀攀瀀琀椀漀渀猀 洀愀礀 戀攀 愀戀漀甀琀 琀漀 
  change. This year, our annual Genworth Cost of Care Survey found that the਀  挀漀猀琀 漀昀 椀渀ⴀ栀漀洀攀 氀漀渀最 琀攀爀洀 挀愀爀攀 猀攀爀瘀椀挀攀猀 椀猀 爀椀猀椀渀最 洀漀爀攀 爀愀瀀椀搀氀礀 琀栀愀渀 琀栀攀 挀漀猀琀 
  of care in nursing homes or assisted living facilities. In just one year, the਀  挀漀猀琀 昀漀爀 栀漀洀攀洀愀欀攀爀 猀攀爀瘀椀挀攀猀 猀栀漀琀 甀瀀 㜀⸀㄀㐀 瀀攀爀挀攀渀琀Ⰰ 愀氀洀漀猀琀 昀漀甀爀 琀椀洀攀猀 愀猀 昀愀猀琀 
  as the cost of a nursing home. And the cost of a home health aide increased਀  㐀⸀㔀㔀 瀀攀爀挀攀渀琀⸀ 吀栀椀猀 椀猀 琀眀漀 琀漀 琀栀爀攀攀 琀椀洀攀猀 栀椀最栀攀爀 琀栀愀渀 琀栀攀 ㈀⸀㄀ 瀀攀爀挀攀渀琀 爀愀琀攀 漀昀 
  inflation. … The implications for financial professionals are clear:਀  䌀漀渀猀椀搀攀爀椀渀最 琀栀愀琀 洀漀猀琀 瀀攀漀瀀氀攀 眀愀渀琀 琀漀 猀琀愀礀 椀渀 琀栀攀椀爀 栀漀洀攀猀 愀猀 琀栀攀礀 最爀漀眀 漀氀搀攀爀 
  and 65-year-olds today have a 70 percent chance of needing some type of long਀  琀攀爀洀 挀愀爀攀 猀攀爀瘀椀挀攀猀 椀渀 琀栀攀椀爀 爀攀洀愀椀渀椀渀最 礀攀愀爀猀Ⰰ 椀琀ᤀ猠 攀瘀椀搀攀渀琀 琀栀愀琀 瀀氀愀渀渀椀渀最 昀漀爀 
  how to pay for those services must be part of pre-retirement planning.”<br>਀  㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㔀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  <strong><span style='font-family:"Lato",sans-serif'>LTC Comment</span></strong>਀  ⠀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀昀爀漀洀 匀琀攀瀀栀攀渀 䄀⸀ 䴀漀猀攀猀Ⰰ 
  President, Center for Long-Term Care Reform</span></em>):<br>਀  倀爀攀琀琀礀 最漀漀搀 愀渀愀氀礀猀椀猀 漀昀 眀栀愀琀 椀猀 栀愀瀀瀀攀渀椀渀最 愀渀搀 眀栀礀⸀㰀戀爀㸀 
  </span><span style='font-size:3.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><br>਀  㰀愀 
  href="http://www.goldencareagentmail.com/c/45290?id=3502681.51442.1.f312eaa3dc4166e3c041f2213b33fd65"਀  琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀氀椀挀欀 䠀攀爀攀㰀⼀愀㸀 琀漀 爀攀愀搀 琀栀攀 攀渀琀椀爀攀 愀爀琀椀挀氀攀⸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀∀㄀　　─∀ 
   style='width:100.0%;mso-cellspacing:0in;background:#72D0B6;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀㜀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><b><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
    color:white'>Want More News?</span></b><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
  Check out our website, <a਀  栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㐀㌀⸀㄀⸀昀㄀挀㌀愀㘀搀㄀㜀昀㘀㤀㄀昀搀㔀㠀搀㔀挀㤀挀攀搀㘀挀㤀攀㠀挀㈀搀∀ 
  target="_blank">www.goldencareagent.com</a> and visit the News tab to keep਀  甀瀀ⴀ琀漀ⴀ搀愀琀攀 漀渀 琀栀攀 䤀渀搀甀猀琀爀礀✀猀 一攀眀猀 愀渀搀 䌀栀愀渀最攀猀⸀㰀戀爀㸀 
  </span><span style='font-size:2.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Lato",sans-serif;mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀  ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
  <hr size=3 width="100%" align=center>਀  㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀∀㄀　　─∀ 
   style='width:100.0%;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀㜀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><b><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀 
    color:white'>Previous Issues:</span></b><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:112.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㜀㔀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㜀㈀䐀　䈀㘀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div align=center>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
     style='width:108.75pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;਀     洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㔀　㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㐀㔀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀　㠀⸀㜀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㜀⸀㔀瀀琀✀㸀 
      <p class=MsoNormal><strong><span style='font-size:10.0pt;font-family:਀      ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀∀☠渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
      style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51444.1.d231aa6cfe8c7722af543c4b03c03eb4"਀      琀愀爀最攀琀㴀渀甀氀氀㸀䐀攀挀攀洀戀攀爀 㤀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      <strong><span style='font-family:"Lato",sans-serif'>•&nbsp;</span></strong>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51445.1.e371be142595412d6ff66da070251009"਀      琀愀爀最攀琀㴀渀甀氀氀㸀一漀瘀攀洀戀攀爀 ㄀㠀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      <strong><span style='font-family:"Lato",sans-serif'>•&nbsp;</span></strong>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51446.1.ad20c2e7e613f88f865091859df73176"਀      琀愀爀最攀琀㴀渀甀氀氀㸀一漀瘀攀洀戀攀爀 㐀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      <strong><span style='font-family:"Lato",sans-serif'>•&nbsp;</span></strong>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51447.1.f0679c76dc701dce7f5cbead975d3633"਀      琀愀爀最攀琀㴀渀甀氀氀㸀伀挀琀漀戀攀爀 ㈀㄀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      <strong><span style='font-family:"Lato",sans-serif'>•&nbsp;</span></strong>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51448.1.5d976ac0fd84f6d8e51c6546dec6b199"਀      琀愀爀最攀琀㴀渀甀氀氀㸀伀挀琀漀戀攀爀 㜀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀戀爀㸀 
      <strong><span style='font-family:"Lato",sans-serif'>•&nbsp;</span></strong>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51449.1.a8198a3881cdc22523493eaeb1514480"਀      琀愀爀最攀琀㴀渀甀氀氀㸀匀攀瀀琀攀洀戀攀爀 ㈀㌀Ⰰ ㈀　㄀㤀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Times New Roman"'><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    </div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='margin-bottom:12.0pt;text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
  "Times New Roman"'>&nbsp;</span><span style='font-size:10.0pt;font-family:਀  ∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
  style='mso-special-character:line-break'>਀  㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
  <![endif]></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀⼀琀搀㸀 
  <td width=484 valign=top style='width:5.0in;border-top:none;border-left:solid #969696 1.0pt;਀  戀漀爀搀攀爀ⴀ戀漀琀琀漀洀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ㄀⸀　瀀琀㬀洀猀漀ⴀ戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ愀氀琀㨀猀漀氀椀搀 ⌀㤀㘀㤀㘀㤀㘀 ⸀㜀㔀瀀琀㬀 
  mso-border-right-alt:solid #969696 .75pt;background:white;padding:0in 0in 0in 4.5pt;਀  眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀㜀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀✀㸀 
    <p class=MsoNormal><b><span style='font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀伀渀氀椀渀攀 䄀最攀渀琀 
    Training &quot;Webinar&quot; Presentations:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㐀⸀㜀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 0in;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:14.0pt;font-family:"Cabin",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀㄀䄀㐀䌀㠀䄀✀㸀䘀漀爀 吀栀攀 圀攀攀欀 伀昀 䐀攀挀攀洀戀攀爀 ㈀㌀Ⰰ ㈀　㄀㤀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㤀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:#00B2CC'>There are no਀    瀀氀愀渀渀攀搀 眀攀戀椀渀愀爀猀 昀漀爀 琀栀椀猀 眀攀攀欀⸀㰀⼀猀瀀愀渀㸀㰀⼀椀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>Visit our <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㔀　⸀㄀⸀㔀㌀攀㈀㘀挀昀搀戀　㄀挀搀㌀㘀㌀㤀㘀攀㄀㔀㔀　㤀攀㠀㔀㤀愀戀攀㘀∀ 
    target="_blank"><strong><span style='font-family:"Lato",sans-serif'>Pre-Recorded਀    吀爀愀椀渀椀渀最 䰀椀戀爀愀爀礀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀㰀⼀愀㸀 琀漀 最攀琀㰀戀爀㸀 
    on-demand training for a variety of products &amp; topics!</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51451.1.95f4c32ce47546450bc83e0fb614a143">Click਀    䠀攀爀攀㰀⼀愀㸀 昀漀爀 琀栀攀 䘀甀氀氀 匀挀栀攀搀甀氀攀 漀昀 䄀氀氀 唀瀀挀漀洀椀渀最 圀攀戀椀渀愀爀猀⸀㰀戀爀㸀 
    Or <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㔀㈀⸀㄀⸀㌀㜀㠀愀㘀挀愀㐀㔀㤀㐀㈀㐀㔀戀㌀戀㘀㤀㌀挀　㤀㜀昀㤀㔀　　㈀㌀搀∀㸀䌀氀椀挀欀 
    Here</a> to Access a List Of All Our Agent Training Services!</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:3.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Compliance:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=20>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51453.1.768141f2f54d284831a03195e4bba9a8"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䠀漀氀椀搀愀礀 吀攀氀攀瀀栀漀渀攀 匀漀氀椀挀椀琀愀琀椀漀渀 䈀愀渀猀 昀漀爀 琀栀攀 䴀漀渀琀栀 漀昀 
    December 2019</a></span></u></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀氀攀愀猀攀 戀攀 愀眀愀爀攀 漀昀 琀栀攀 昀漀氀氀漀眀椀渀最 
    holidays requiring a holiday telephone solicitation ban for the month of਀    䐀攀挀攀洀戀攀爀⸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <ul type=disc>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Tuesday,਀         䐀攀挀攀洀戀攀爀 ㈀㐀Ⰰ ㈀　㄀㤀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 䰀漀甀椀猀椀愀渀愀 瀀爀漀栀椀戀椀琀猀 甀渀猀漀氀椀挀椀琀攀搀 
         marketing calls to residents in observance of a Governor declared਀         栀漀氀椀搀愀礀 昀漀爀 䌀栀爀椀猀琀洀愀猀 䔀瘀攀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀氀椀㸀 
     <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:਀         愀甀琀漀㬀洀猀漀ⴀ氀椀猀琀㨀氀　 氀攀瘀攀氀㄀ 氀昀漀㄀㬀琀愀戀ⴀ猀琀漀瀀猀㨀氀椀猀琀 ⸀㔀椀渀✀㸀㰀猀瀀愀渀 
         style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀         ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀渀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀圀攀搀渀攀猀搀愀礀Ⰰ 
         December 25, 2019:</span></strong> Alabama, Louisiana, Mississippi,਀         倀攀渀渀猀礀氀瘀愀渀椀愀Ⰰ 刀栀漀搀攀 䤀猀氀愀渀搀 愀渀搀 唀琀愀栀 瀀爀漀栀椀戀椀琀 甀渀猀漀氀椀挀椀琀攀搀 洀愀爀欀攀琀椀渀最 
         calls to residents in observance of Christmas<o:p></o:p></span></li>਀     㰀氀椀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 猀琀礀氀攀㴀✀洀猀漀ⴀ洀愀爀最椀渀ⴀ琀漀瀀ⴀ愀氀琀㨀愀甀琀漀㬀洀猀漀ⴀ洀愀爀最椀渀ⴀ戀漀琀琀漀洀ⴀ愀氀琀㨀 
         auto;mso-list:l0 level1 lfo1;tab-stops:list .5in'><span਀         猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
         "Times New Roman"'>On <strong><span style='font-family:"Lato",sans-serif'>Tuesday,਀         䐀攀挀攀洀戀攀爀 ㌀㄀Ⰰ ㈀　㄀㤀㨀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 䰀漀甀椀猀椀愀渀愀 瀀爀漀栀椀戀椀琀猀 甀渀猀漀氀椀挀椀琀攀搀 
         marketing calls to residents in observance of a Governor declared਀         栀漀氀椀搀愀礀 昀漀爀 一攀眀 夀攀愀爀ᤀ猠 䔀瘀攀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀氀椀㸀 
     <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:਀         愀甀琀漀㬀洀猀漀ⴀ氀椀猀琀㨀氀　 氀攀瘀攀氀㄀ 氀昀漀㄀㬀琀愀戀ⴀ猀琀漀瀀猀㨀氀椀猀琀 ⸀㔀椀渀✀㸀㰀猀瀀愀渀 
         style='font-size:10.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀         ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀渀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀圀攀搀渀攀猀搀愀礀Ⰰ 
         January 1, 2020:</span></strong> Alabama, Louisiana, Mississippi,਀         倀攀渀渀猀礀氀瘀愀渀椀愀Ⰰ 刀栀漀搀攀 䤀猀氀愀渀搀Ⰰ 愀渀搀 唀琀愀栀 瀀爀漀栀椀戀椀琀 甀渀猀漀氀椀挀椀琀攀搀 洀愀爀欀攀琀椀渀最 
         calls to residents in observance of the New Year’s holiday<o:p></o:p></span></li>਀    㰀⼀甀氀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㠀㈀䐀㄀䈀㔀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=27>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='padding:0in 0in 0in 6.0pt;word-spacing:0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀戀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:white'>Industry Updates:</span></b><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㤀㜀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=82>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=130 style='width:103.5pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1044"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ䴀伀伀䰀漀最漀㄀开㄀㈀㈀砀㠀㄀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㔀㐀⸀㄀⸀㤀攀㤀　挀㄀㜀昀攀㐀　昀㠀㘀㄀昀　㈀挀㐀㔀㜀挀攀㘀　㔀昀㐀挀㄀㜀∀ 
    target="_blank"></left>Happy Holidays from Mutual of Omaha</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀猀 愀渀漀琀栀攀爀 礀攀愀爀 挀漀洀攀猀 琀漀 愀渀 攀渀搀Ⰰ 
    it's important to take a moment to reflect on the many sales successes਀    礀漀甀✀瘀攀 栀愀搀 愀渀搀 琀栀攀 猀琀爀漀渀最 爀攀氀愀琀椀漀渀猀栀椀瀀猀 眀攀✀瘀攀 戀甀椀氀琀⸀ 圀攀 氀漀漀欀 昀漀爀眀愀爀搀 琀漀 
    more great things in 2020.<br>਀    䠀愀瘀攀 愀 猀愀昀攀 愀渀搀 栀愀瀀瀀礀 栀漀氀椀搀愀礀 猀攀愀猀漀渀℀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㔀㔀⸀㄀⸀㔀㔀　㌀搀昀攀㠀㌀㘀戀㌀　攀　攀搀㌀攀㔀㐀挀愀挀昀昀搀戀愀㌀㔀挀∀ 
    target="_blank">Reminder: End of Year Pay Schedule</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀猀 琀栀攀 栀漀氀椀搀愀礀 猀攀愀猀漀渀 焀甀椀挀欀氀礀 
    approaches, it’s easy to forget important dates with all the hustle and਀    戀甀猀琀氀攀⸀ 䐀漀渀ᤀ琠 昀漀爀最攀琀 琀漀 洀愀爀欀 漀甀爀 攀渀搀 漀昀 礀攀愀爀 瀀愀礀 搀愀琀攀猀 椀渀 礀漀甀爀 挀愀氀攀渀搀愀爀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Mutual of Omaha and its਀    愀昀昀椀氀椀愀琀攀猀 ⠀唀渀椀琀攀搀 漀昀 伀洀愀栀愀 愀渀搀 唀渀椀琀攀搀 圀漀爀氀搀⤀ 眀椀氀氀 戀攀 挀氀漀猀攀搀 漀渀 圀攀搀渀攀猀搀愀礀Ⰰ 
    December 25, 2019 for Christmas, and Wednesday, January 1, 2020 for New਀    夀攀愀爀✀猀 䐀愀礀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51456.1.eb5a296d11ff562a97053c7bb80ac821"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀刀愀琀攀 䄀搀樀甀猀琀洀攀渀琀猀 䔀昀昀攀挀琀椀瘀攀 䴀愀爀挀栀 ㄀Ⰰ ㈀　㈀　㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Mutual of Omaha will be਀    椀洀瀀氀攀洀攀渀琀椀渀最 爀愀琀攀 愀搀樀甀猀琀洀攀渀琀猀 椀渀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䤀氀氀椀渀漀椀猀㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀Ⰰ 
    effective <strong><span style='font-family:"Lato",sans-serif'>March 1, 2020</span></strong>.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀倀漀氀椀挀礀栀漀氀搀攀爀猀 眀椀氀氀 爀攀挀攀椀瘀攀 愀 
    letter notifying them at least 60 days prior to the premium rate increase.਀    吀栀攀 攀昀昀攀挀琀椀瘀攀 搀愀琀攀 漀昀 琀栀攀 瀀爀攀洀椀甀洀 爀愀琀攀 椀渀挀爀攀愀猀攀 眀椀氀氀 戀攀 氀椀猀琀攀搀 椀渀 琀栀椀猀 
    notification. Notification to all affected policyholders will be mailed by <strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 琀漀 
    ensure policyholders in the approved states receive notification of their <strong><span਀    猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䴀愀爀挀栀 ㄀Ⰰ ㈀　㈀　㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀 瀀爀攀洀椀甀洀 
    rate increase.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㔀㜀⸀㄀⸀㈀攀搀昀搀戀戀昀挀挀搀愀昀㌀㔀㠀㔀㐀搀㌀戀㔀㜀昀㈀搀㐀㘀㌀㔀愀戀∀ 
    target="_blank">Rate Adjustments Effective April 1, 2020</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀甀琀甀愀氀 漀昀 伀洀愀栀愀 眀椀氀氀 戀攀 
    implementing rate adjustments in <strong><span style='font-family:"Lato",sans-serif'>Maine</span></strong>,਀    攀昀昀攀挀琀椀瘀攀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀✀㸀䄀瀀爀椀氀 ㄀Ⰰ ㈀　㈀　㰀⼀猀瀀愀渀㸀㰀⼀猀琀爀漀渀最㸀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Policyholders will receive a਀    氀攀琀琀攀爀 渀漀琀椀昀礀椀渀最 琀栀攀洀 愀琀 氀攀愀猀琀 㤀　 搀愀礀猀 瀀爀椀漀爀 琀漀 琀栀攀 瀀爀攀洀椀甀洀 爀愀琀攀 椀渀挀爀攀愀猀攀⸀ 
    The effective date of the premium rate increase will be listed in this਀    渀漀琀椀昀椀挀愀琀椀漀渀⸀ 一漀琀椀昀椀挀愀琀椀漀渀 琀漀 愀氀氀 愀昀昀攀挀琀攀搀 瀀漀氀椀挀礀栀漀氀搀攀爀猀 眀椀氀氀 戀攀 猀攀渀琀 戀礀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>January 1, 2020</span></strong> to਀    攀渀猀甀爀攀 瀀漀氀椀挀礀栀漀氀搀攀爀猀 椀渀 琀栀攀 愀瀀瀀爀漀瘀攀搀 猀琀愀琀攀猀 爀攀挀攀椀瘀攀 渀漀琀椀昀椀挀愀琀椀漀渀 漀昀 琀栀攀椀爀 㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-family:"Lato",sans-serif'>April 1, 2020</span></strong> premium਀    爀愀琀攀 椀渀挀爀攀愀猀攀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51458.1.6597c72ea03a5e59aef34a951000cf9d"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀刀攀洀椀渀搀攀爀㨀 唀瀀挀漀洀椀渀最 䌀栀愀渀最攀猀 琀漀 伀甀爀 䰀椀昀攀 倀漀爀琀昀漀氀椀漀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>As a reminder, effective January਀    ㄀Ⰰ ㈀　㈀　Ⰰ 眀攀 眀椀氀氀 戀攀 洀愀欀椀渀最 挀栀愀渀最攀猀 琀漀 漀甀爀 氀椀昀攀 瀀爀漀搀甀挀琀 瀀漀爀琀昀漀氀椀漀Ⰰ 椀渀挀氀甀搀椀渀最 
    discontinuing our Guaranteed Universal Life product, repricing our Level਀    愀渀搀 䜀爀愀搀攀搀 䰀椀瘀椀渀最 倀爀漀洀椀猀攀 圀栀漀氀攀 䰀椀昀攀 昀椀渀愀氀 攀砀瀀攀渀猀攀 瀀爀漀搀甀挀琀猀Ⰰ 爀攀瀀爀椀挀椀渀最 漀甀爀 
    Term Life Express Non-ROP product and discontinuing our Term Life Express਀    ㈀　ⴀ夀攀愀爀 刀伀倀 瀀爀漀搀甀挀琀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51459.1.3d026bb78c13470aeabb1a23eb1b2c52"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀唀瀀挀漀洀椀渀最 䰀椀昀攀 刀愀琀攀 愀渀搀 倀爀漀搀甀挀琀 䌀栀愀渀最攀猀 䔀昀昀攀挀琀椀瘀攀 䨀愀渀甀愀爀礀 ㄀Ⰰ 
    2020</a></span></u></strong><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Effective January 1, 2020, we਀    眀椀氀氀 戀攀 椀渀挀爀攀愀猀椀渀最 琀栀攀 挀愀瀀 漀渀 漀甀爀 ㄀　　─ 倀愀爀琀椀挀椀瀀愀琀椀漀渀 刀愀琀攀 匀琀爀愀琀攀最礀 昀漀爀 䰀椀昀攀 
    Protection Advantage IUL, decreasing our crediting rate on AccumUL Answers,਀    愀渀搀 爀攀瀀爀椀挀椀渀最 漀甀爀 䄀挀挀甀洀唀䰀 䄀渀猀眀攀爀猀 瀀爀漀搀甀挀琀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㘀　⸀㄀⸀愀㐀昀㐀挀㔀戀㄀㠀㔀㠀㔀搀㐀挀昀㈀戀挀搀戀㌀㠀戀㈀㈀搀搀㤀㤀㈀㐀∀ 
    target="_blank">Living Promise e-App Now Has Bank Validation</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀栀攀渀 礀漀甀 攀渀琀攀爀 礀漀甀爀 挀氀椀攀渀琀ᤀ猠 
    payment information you want to ensure everything is correct. With bank਀    瘀愀氀椀搀愀琀椀漀渀Ⰰ 礀漀甀爀 挀氀椀攀渀琀ᤀ猠 戀愀渀欀 爀漀甀琀椀渀最 愀渀搀 愀挀挀漀甀渀琀 渀甀洀戀攀爀猀 眀椀氀氀 戀攀 瘀攀爀椀昀椀攀搀 
    to ensure they are a match. If they aren’t you’ll receive an error message਀    猀漀 礀漀甀 挀愀渀 挀漀爀爀攀挀琀 琀栀攀 瀀愀礀洀攀渀琀 椀渀昀漀爀洀愀琀椀漀渀 漀渀 琀栀攀 猀瀀漀琀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀搀椀瘀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'>਀    㰀栀爀 猀椀稀攀㴀㌀ 眀椀搀琀栀㴀∀㄀　　─∀ 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    </span></div>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㘀㄀⸀㄀⸀㠀搀攀㐀戀㠀㜀㄀㠀㤀挀　㄀㘀㄀㘀㄀攀㔀攀㌀昀㜀昀㐀挀㌀㈀㘀　愀㘀∀ 
    target="_blank">Who Buys Disability Income Insurance from Mutual of Omaha?</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀伀甀爀 搀椀猀愀戀椀氀椀琀礀 椀渀挀漀洀攀 椀渀猀甀爀愀渀挀攀 
    is designed for the middle market, it’s the perfect product to boost your਀    挀爀漀猀猀ⴀ猀攀氀氀椀渀最 攀昀昀漀爀琀猀Ⰰ 栀攀氀瀀 礀漀甀 最愀椀渀 爀攀昀攀爀爀愀氀猀 愀渀搀 戀甀椀氀搀 愀 洀漀爀攀 爀漀戀甀猀琀 
    client base. DI completes your clients’ financial protection plan.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51462.1.d2ec42c58f4e950615091cd417e66448"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀爀椀琀椀挀愀氀 䄀搀瘀愀渀琀愀最攀 倀爀漀搀甀挀琀猀 䜀攀琀 夀漀甀爀 䌀氀椀攀渀琀ᤀ猠 䌀愀猀栀 圀栀攀渀 
    They Need it the Most</a></span></u></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀甀琀甀愀氀 漀昀 伀洀愀栀愀✀猀 䌀爀椀琀椀挀愀氀 
    Advantage policies all offer a lump-sum cash payment upon diagnosed of a਀    挀漀瘀攀爀攀搀 挀漀渀搀椀琀椀漀渀⸀ 吀栀攀 瀀愀礀洀攀渀琀 挀愀渀 戀攀 甀猀攀搀 琀漀 挀漀瘀攀爀 愀 栀椀最栀 搀攀搀甀挀琀椀戀氀攀 漀渀 
    your client's health insurance plan, or used any out-of-pocket expense they਀    洀愀礀 栀愀瘀攀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:2.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=160 style='width:120.0pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1053"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ匀攀挀甀爀椀愀渀㄀㠀ⴀ䰀漀最漀开㄀㔀㈀砀㐀㌀⸀最椀昀∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㘀㌀⸀㄀⸀㜀㌀㈀搀昀昀戀㈀昀㠀㈀㠀㐀搀㈀㤀攀㠀㘀㜀㄀㌀搀愀㜀愀搀挀㔀挀㜀㘀∀ 
    target="_blank"></left>Additional Suitability &amp; Training Requirements਀    昀漀爀 䰀椀昀攀 䤀渀猀甀爀愀渀挀攀 匀愀氀攀猀 椀渀 一攀眀 夀漀爀欀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Important information for਀    昀椀渀愀渀挀椀愀氀 瀀爀漀昀攀猀猀椀漀渀愀氀猀 挀甀爀爀攀渀琀氀礀 猀攀氀氀椀渀最Ⰰ 漀爀 椀渀琀攀渀搀椀渀最 琀漀 猀攀氀氀Ⰰ 氀椀昀攀 
    insurance to New York residents.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀吀栀攀 愀洀攀渀搀攀搀 瘀攀爀猀椀漀渀 漀昀 一攀眀 夀漀爀欀 
    (NY) Regulation 187 (Reg. 187) will become effective on February 1, 2020,਀    昀漀爀 氀椀昀攀 椀渀猀甀爀愀渀挀攀 猀愀氀攀猀⸀ 刀攀最⸀ ㄀㠀㜀 愀搀漀瀀琀猀 愀 戀攀猀琀 椀渀琀攀爀攀猀琀 猀琀愀渀搀愀爀搀 昀漀爀 
    annuity and life insurance transactions in NY.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀匀攀挀甀爀椀愀渀 䘀椀渀愀渀挀椀愀氀ᤀ猠 最漀愀氀 椀猀 琀漀 
    effectively support your business with us, while also ensuring that we਀    挀漀洀瀀氀礀 眀椀琀栀 琀栀攀 愀洀攀渀搀攀搀 爀攀最甀氀愀琀椀漀渀⸀ 䤀渀 氀椀最栀琀 漀昀 琀栀椀猀Ⰰ 瀀爀漀挀攀搀甀爀愀氀 挀栀愀渀最攀猀 
    will go into effect for life insurance transactions through Securian Life਀    䤀渀猀甀爀愀渀挀攀 䌀漀洀瀀愀渀礀 漀渀 䘀攀戀爀甀愀爀礀 ㄀Ⰰ ㈀　㈀　⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㜀㔀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀戀漀爀搀攀爀㨀猀漀氀椀搀 ⌀㠀㈀䐀㄀䈀㔀 ㄀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀 
    0pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br਀    猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>਀    㰀℀嬀攀渀搀椀昀崀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <left>਀    㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 
     align=left width=0 style='width:120.0pt;mso-cellspacing:0in;mso-yfti-tbllook:਀     ㄀㄀㠀㐀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ氀猀瀀愀挀攀㨀㄀⸀㠀瀀琀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ爀猀瀀愀挀攀㨀㔀⸀　瀀琀㬀洀愀爀最椀渀ⴀ爀椀最栀琀㨀㌀⸀㈀瀀琀㬀 
     mso-table-anchor-vertical:paragraph;mso-table-anchor-horizontal:column;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ氀攀昀琀㨀氀攀昀琀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㘀㠀㸀 
     <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀      㰀琀搀 眀椀搀琀栀㴀㄀㘀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㄀㈀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀✀㸀 
      <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img਀      戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㔀㐀∀ 
      src="https://goldencareagent.com/docs/images/eb-Trans-Logo_150x63.gif"><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
     </tr>਀    㰀⼀琀愀戀氀攀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51464.1.d223f58d38e1e9383b327f8b1e86f4cb"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㰀⼀氀攀昀琀㸀㈀　㄀㤀ⴀ㈀　㈀　 䄀搀瘀攀爀琀椀猀椀渀最 䌀漀洀瀀氀椀愀渀挀攀 䄀渀渀甀愀氀 吀爀愀渀猀愀洀攀爀椀挀愀 
    Agent Bulletin</a></span></u></strong><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䄀猀 礀漀甀ᤀ爠攀 挀氀漀猀椀渀最 漀甀琀 礀漀甀爀 ㈀　㄀㤀 
    business, and making plans for an explosive 2020; check out the 2019-2020਀    䄀搀瘀攀爀琀椀猀椀渀最 䌀漀洀瀀氀椀愀渀挀攀 䄀渀渀甀愀氀 䄀最攀渀琀 䈀甀氀氀攀琀椀渀 昀漀爀 礀漀甀爀 䄀搀瘀攀爀琀椀猀椀渀最 
    responsibilities and to answer many of your questions.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:1.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    <div class=MsoNormal align=center style='text-align:center'><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀 
    <hr size=3 width="100%" align=center>਀    㰀⼀猀瀀愀渀㸀㰀⼀搀椀瘀㸀 
    <p class=MsoNormal><strong><u><span style='font-size:10.0pt;font-family:਀    ∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51465.1.97b50b1ad5d31e794847edf43d2917f4"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䌀漀渀猀甀洀攀爀猀ᤀ†倀爀椀瘀愀挀礀 刀椀最栀琀猀 愀渀搀 䤀渀昀漀爀洀愀琀椀漀渀 匀攀挀甀爀椀琀礀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>There have been recent changes਀    琀漀 瀀爀椀瘀愀挀礀 愀渀搀 挀礀戀攀爀猀攀挀甀爀椀琀礀 氀愀眀猀 琀栀愀琀 眀椀氀氀 愀昀昀攀挀琀 栀漀眀 礀漀甀 搀漀 戀甀猀椀渀攀猀猀 眀椀琀栀 
    Transamerica. Your relationship with Transamerica requires that you comply with਀    挀攀爀琀愀椀渀 氀愀眀猀Ⰰ 爀攀最甀氀愀琀椀漀渀猀 愀渀搀 瀀爀愀挀琀椀挀攀猀 愀爀漀甀渀搀 栀漀眀 挀漀洀瀀愀渀礀 愀渀搀 挀漀渀猀甀洀攀爀 
    information is processed and protected. It is important that you comply਀    眀椀琀栀 愀氀氀 漀昀 琀栀攀猀攀 漀戀氀椀最愀琀椀漀渀猀Ⰰ 椀渀挀氀甀搀椀渀最 琀栀漀猀攀 爀攀氀愀琀攀搀 琀漀 䌀漀渀猀甀洀攀爀猀ᤀ†刀椀最栀琀猀 
    and Information Security as detailed in the attached memo.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:2.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=75>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀 
    style='mso-special-character:line-break'>਀    㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
    <![endif]><o:p></o:p></span></p>਀    㰀氀攀昀琀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0਀     愀氀椀最渀㴀氀攀昀琀 眀椀搀琀栀㴀　 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㜀㠀⸀　瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
     1184;mso-table-lspace:1.8pt;mso-table-rspace:5.0pt;margin-right:3.2pt;਀     洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ瘀攀爀琀椀挀愀氀㨀瀀愀爀愀最爀愀瀀栀㬀洀猀漀ⴀ琀愀戀氀攀ⴀ愀渀挀栀漀爀ⴀ栀漀爀椀稀漀渀琀愀氀㨀挀漀氀甀洀渀㬀 
     mso-table-left:left;mso-padding-alt:0in 0in 0in 0in' height=41>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
      <td width=104 style='width:78.0pt;padding:0in 0in 0in 0in'>਀      㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1056"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀攀戀ⴀ唀匀䄀ⴀ䰀漀最漀开㤀㈀砀㠀㠀⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Cabin",sans-serif;mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㘀㘀⸀㄀⸀㌀㘀㤀㜀挀　㈀㔀愀戀昀戀戀㔀㤀戀㈀攀㔀㤀㔀㘀愀戀愀搀㘀愀㈀昀㤀戀∀ 
    target="_blank"></left>Happy Holidays from United Security Assurance</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.5pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀攀 愀爀攀 琀爀甀氀礀 最爀愀琀攀昀甀氀 昀漀爀 昀漀爀 
    the many relationships we’ve built over the years, with the hard working਀    瀀爀漀搀甀挀攀爀猀 眀攀 猀攀爀瘀攀 攀瘀攀爀礀搀愀礀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Wishing you a season of joy and਀    氀漀漀欀 昀漀爀眀愀爀搀 琀漀 漀甀爀 挀漀渀琀椀渀甀攀搀 猀甀挀挀攀猀猀 椀渀 ㈀　㈀　⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";color:maroon'>The Management and਀    匀琀愀昀昀 漀昀 唀渀椀琀攀搀 匀攀挀甀爀椀琀礀 䄀猀猀甀爀愀渀挀攀㰀⼀猀瀀愀渀㸀㰀⼀攀洀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㈀⸀㔀瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:18.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  <div align=center>਀  㰀琀愀戀氀攀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀吀愀戀氀攀 戀漀爀搀攀爀㴀　 挀攀氀氀猀瀀愀挀椀渀最㴀　 挀攀氀氀瀀愀搀搀椀渀最㴀　 眀椀搀琀栀㴀　 
   style='width:355.5pt;mso-cellspacing:0in;background:#1A4C8A;mso-yfti-tbllook:਀   ㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀　椀渀 　椀渀 　椀渀 　椀渀✀ 栀攀椀最栀琀㴀㈀㜀㸀 
   <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>਀    㰀琀搀 猀琀礀氀攀㴀✀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 㘀⸀　瀀琀㬀眀漀爀搀ⴀ猀瀀愀挀椀渀最㨀　瀀琀✀㸀 
    <p class=MsoNormal><b><span style='font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀眀栀椀琀攀✀㸀䴀攀搀椀挀愀爀攀 一攀眀猀 ⴀ 
    Mutual of Omaha and Affiliates:</span></b><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  <p class=MsoNormal align=center style='text-align:center'><span਀  猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㘀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
  style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㔀㔀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀戀愀挀欀最爀漀甀渀搀㨀眀栀椀琀攀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀 
   1184;mso-padding-alt:0in 0in 0in 0in' height=30>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀✀㸀 
    <td style='border:solid #82D1B5 1.5pt;padding:0in 0in 0in 6.0pt;word-spacing:਀    　瀀琀✀㸀 
    <p class=MsoNormal><span style='font-size:4.0pt;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51467.1.cf2475162bd4ba5db34cdd274138433a"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㈀　㈀　 䨀愀渀甀愀爀礀 刀愀琀攀 刀攀氀攀愀猀攀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>View rate adjustments effective਀    ㄀⼀㄀⼀㈀　 昀漀爀 䄀娀Ⰰ 一䠀Ⰰ 一䴀 愀渀搀 伀䬀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㘀㠀⸀㄀⸀㄀㌀愀㜀搀　㔀㜀戀㄀　㜀愀㠀㤀攀昀㜀　挀挀　㘀㈀㐀㄀㄀㠀㘀攀㜀昀∀ 
    target="_blank">High Deductible Plan G Coming to Arkansas</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䔀昀昀攀挀琀椀瘀攀 ㄀㈀⼀㈀　⼀㄀㤀 愀 䠀椀最栀 䐀攀搀甀挀琀椀戀氀攀 
    G plan will be available for new business sales for effective dates of਀    䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　 漀爀 氀愀琀攀爀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51469.1.df30f17abea5f52072a39ae01bff726e"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀一攀眀 倀氀愀渀猀 䜀 愀渀搀 䠀 椀渀 䠀愀眀愀椀椀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Effective 12/20/19 Plans G and N਀    甀渀搀攀爀眀爀椀琀琀攀渀 戀礀 䴀甀琀甀愀氀 漀昀 伀洀愀栀愀 愀爀攀 愀瘀愀椀氀愀戀氀攀 昀漀爀 渀攀眀 戀甀猀椀渀攀猀猀 猀愀氀攀猀 椀渀 
    Hawaii.</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㜀　⸀㄀⸀㔀㔀挀㜀昀戀　　㔀　㤀搀㐀㜀㘀　㘀㜀㐀㐀㈀　㔀搀愀攀戀搀搀　㠀戀∀ 
    target="_blank">2020 Copay and Deductible Marketing Materials</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀䴀愀爀欀攀琀椀渀最 洀愀琀攀爀椀愀氀猀 栀愀瘀攀 戀攀攀渀 
    updated with the 2020 copay/deductible amounts and are now available to਀    漀爀搀攀爀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51471.1.cb8916fcb029ccefed4bff36c3904a58"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䄀猀猀甀爀攀 礀漀甀爀 倀䐀倀 䌀氀椀攀渀琀 椀猀 刀攀愀搀礀 昀漀爀 䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Checking your PDP reports on਀    匀愀氀攀猀 倀爀漀昀攀猀猀椀漀渀愀氀 䄀挀挀攀猀猀 挀愀渀 栀攀氀瀀 椀渀 愀猀猀甀爀椀渀最 礀漀甀爀 挀氀椀攀渀琀猀 攀渀爀漀氀氀洀攀渀琀 昀漀爀 
    a 1/1/20 effective date is in good order.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51472.1.6a7383c253e267cef1a17c7db2600373"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䴀攀搀椀挀愀爀攀 䄀搀瘀愀渀琀愀最攀 愀渀搀 倀䐀倀 刀攀ⴀ挀攀爀琀椀昀椀挀愀琀椀漀渀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>Be sure to recertify for MA and਀    倀䐀倀 琀漀 愀猀猀甀爀攀 礀漀甀 爀攀挀攀椀瘀攀 礀漀甀爀 爀攀渀攀眀愀氀 挀漀洀洀椀猀猀椀漀渀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㌀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㜀㌀⸀㄀⸀㈀㔀㄀㘀㈀昀昀㄀㤀　㐀戀㜀㈀㤀挀攀昀搀㄀㌀戀　攀愀㌀㄀攀㌀㄀搀㠀∀ 
    target="_blank">Save Yourself a Phone Call</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀匀漀洀攀 琀椀瀀猀 琀漀 昀椀渀搀 愀渀猀眀攀爀猀 琀漀 
    your underwriting questions that can save you a phone call.</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51474.1.c976560a7c2be92394be862ffd511f57"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀䠀椀最栀 䐀攀搀甀挀琀椀戀氀攀 倀氀愀渀 䘀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>The High Deductible Plan F will਀    渀漀 氀漀渀最攀爀 戀攀 愀瘀愀椀氀愀戀氀攀 昀漀爀 渀攀眀 戀甀猀椀渀攀猀猀 猀愀氀攀猀 椀渀 䄀䰀Ⰰ 䜀䄀Ⰰ 䴀䄀Ⰰ 䴀吀Ⰰ 伀䠀Ⰰ 吀一Ⰰ 
    TX, VA and WY effective 1/1/20.</span><span style='mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><strong><u><span style='font-size:10.0pt;font-family:"Cabin",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
    href="http://www.goldencareagentmail.com/c/45290?id=3502681.51475.1.548385a790265343885135aca7908d27"਀    琀愀爀最攀琀㴀∀开戀氀愀渀欀∀㸀㈀　㈀　 儀㄀ 䈀爀漀欀攀爀 䈀漀渀甀猀 倀爀漀最爀愀洀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀⼀甀㸀㰀⼀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'>See details regarding the 1st਀    焀甀愀爀琀攀爀 䈀爀漀欀攀爀 䈀漀渀甀猀 倀爀漀最爀愀洀 猀琀愀爀琀椀渀最 䨀愀渀甀愀爀礀 ㄀Ⰰ ㈀　㈀　⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀琀爀漀渀最㸀㰀甀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䌀愀戀椀渀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman"'><a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㜀㘀⸀㄀⸀㜀昀挀㈀攀㈀　㔀㐀㐀㐀㈀㈀　挀㌀　㄀㈀㠀搀愀　㌀　攀㈀㘀愀搀攀挀∀ 
    target="_blank">MA and PDP- Bits and Pieces</a></span></u></strong><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    </span><span style='font-size:10.0pt;font-family:"Lato",sans-serif;਀    洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀圀椀琀栀 䄀䔀倀 漀瘀攀爀 栀攀爀攀 愀爀攀 愀 昀攀眀 
    bits of information you should know regarding MA and PDP- Special਀    䔀渀爀漀氀氀洀攀渀琀 倀攀爀椀漀搀猀Ⰰ 䴀䈀䤀 吀爀愀渀猀椀琀椀漀渀 愀渀搀 刀攀渀攀眀愀氀 䌀漀洀洀椀猀猀椀漀渀猀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
    style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
   </tr>਀  㰀⼀琀愀戀氀攀㸀 
  </div>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:6.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:5;height:6.0pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀　　䈀㈀䌀䌀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:6.0pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:6;height:18.75pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀戀愀挀欀最爀漀甀渀搀㨀⌀㄀䄀㐀䌀㠀䄀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:18.75pt'>਀  㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
  style='font-size:10.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀  猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
  </td>਀ 㰀⼀琀爀㸀 
 <tr style='mso-yfti-irow:7;mso-yfti-lastrow:yes;height:22.5pt'>਀  㰀琀搀 眀椀搀琀栀㴀㘀㔀㐀 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
  height:22.5pt'>਀  㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
  <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀   猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀㜀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
   0in 0in 0in 0in' height=189>਀   㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀栀攀椀最栀琀㨀㄀㠀⸀㜀㔀瀀琀✀㸀 
    <td width=324 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:"Times New Roman"'><br>਀    ☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀椀洀最 戀漀爀搀攀爀㴀　 椀搀㴀∀开砀　　　　开椀㄀　㔀㜀∀ 
    src="https://goldencareagent.com/docs/images/GC-Black-img-eb_287x71.png"><o:p></o:p></span></p>਀    㰀⼀琀搀㸀 
    <td width=326 style='width:239.25pt;padding:0in 0in 0in 0in;height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀琀爀漀渀最㸀㰀猀瀀愀渀 
    style='font-size:14.0pt;font-family:"Lato",sans-serif;mso-fareast-font-family:਀    ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀挀漀氀漀爀㨀⌀　　䈀㈀䌀䌀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀夀漀甀爀 匀甀挀挀攀猀猀 䤀猀 伀甀爀 
    Priority</span></strong><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀戀爀㸀 
    </span><span style='font-size:4.0pt;mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
    "Times New Roman";letter-spacing:-.5pt'><br>਀    㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
    mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'>Not Yet਀    䌀漀渀琀爀愀挀琀攀搀㼀㰀戀爀㸀 
    <a਀    栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㜀㜀⸀㄀⸀搀㤀㄀㘀㠀㘀㜀㄀挀㈀㈀㌀　昀搀　㔀㜀挀攀昀戀㔀攀㌀搀㔀㌀㐀戀昀昀∀㸀䌀氀椀挀欀 
    here to get started!</a></span><span style='mso-fareast-font-family:"Times New Roman";਀    氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:1;height:18.75pt'>਀    㰀琀搀 眀椀搀琀栀㴀㘀㔀　 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㜀㠀⸀㔀瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
    height:18.75pt'>਀    㰀瀀 挀氀愀猀猀㴀䴀猀漀一漀爀洀愀氀 愀氀椀最渀㴀挀攀渀琀攀爀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ愀氀椀最渀㨀挀攀渀琀攀爀✀㸀㰀猀瀀愀渀 
    style='font-size:2.0pt;mso-fareast-font-family:"Times New Roman"'>&nbsp;</span><span਀    猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
    <img border=0 id="_x0000_i1058"਀    猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䜀䌀ⴀ䈀爀愀渀搀ⴀ䐀䤀嘀䤀䐀䔀刀开㘀㌀㤀砀㄀㌀⸀樀瀀最∀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
    </td>਀   㰀⼀琀爀㸀 
   <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes;height:22.5pt'>਀    㰀琀搀 眀椀搀琀栀㴀㘀㔀　 挀漀氀猀瀀愀渀㴀㈀ 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㠀　⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀 
    height:22.5pt'>਀    㰀搀椀瘀 愀氀椀最渀㴀挀攀渀琀攀爀㸀 
    <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=0਀     猀琀礀氀攀㴀✀眀椀搀琀栀㨀㐀㜀㠀⸀㔀瀀琀㬀洀猀漀ⴀ挀攀氀氀猀瀀愀挀椀渀最㨀　椀渀㬀洀猀漀ⴀ礀昀琀椀ⴀ琀戀氀氀漀漀欀㨀㄀㄀㠀㐀㬀洀猀漀ⴀ瀀愀搀搀椀渀最ⴀ愀氀琀㨀 
     0in 0in 0in 0in' height=49>਀     㰀琀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ礀昀琀椀ⴀ椀爀漀眀㨀　㬀洀猀漀ⴀ礀昀琀椀ⴀ昀椀爀猀琀爀漀眀㨀礀攀猀㬀洀猀漀ⴀ礀昀琀椀ⴀ氀愀猀琀爀漀眀㨀礀攀猀㬀 
      height:22.5pt'>਀      㰀琀搀 眀椀搀琀栀㴀㐀㈀㐀 猀琀礀氀攀㴀✀眀椀搀琀栀㨀㌀㄀㠀⸀　瀀琀㬀瀀愀搀搀椀渀最㨀　椀渀 　椀渀 　椀渀 　椀渀㬀栀攀椀最栀琀㨀㈀㈀⸀㔀瀀琀✀㸀 
      <p class=MsoNormal><span style='font-size:3.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀㬀氀攀琀琀攀爀ⴀ猀瀀愀挀椀渀最㨀ⴀ⸀㔀瀀琀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><br>਀      㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀 
      mso-fareast-font-family:"Times New Roman";color:#969696;letter-spacing:਀      ⴀ⸀㔀瀀琀✀㸀䜀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ瘀愀爀椀愀渀琀㨀猀洀愀氀氀ⴀ挀愀瀀猀✀㸀漀氀搀攀渀㰀⼀猀瀀愀渀㸀䌀㰀猀瀀愀渀 
      style='font-variant:small-caps'>are</span>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;10700਀      伀氀搀 䌀漀甀渀琀礀 刀漀愀搀 ㄀㔀Ⰰ 匀琀攀 㐀㔀　☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀倀氀礀洀漀甀琀栀Ⰰ 
      MN 55441<br>਀      吀漀氀氀ⴀ䘀爀攀攀㨀 㠀　　ⴀ㠀㐀㈀ⴀ㜀㜀㤀㤀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀䘀愀砀㨀 
      866-863-8608&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;Local: 763-525-1111<br>਀      㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51478.1.462957ec723c075bd26bae6b191f77b1"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀簀☀渀戀猀瀀㬀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51479.1.47db6072c7dfff9f3ab5fba60ed556a2"><span਀      猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀眀眀眀⸀最漀氀搀攀渀挀愀爀攀⸀挀漀洀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
      style='mso-fareast-font-family:"Times New Roman";letter-spacing:-.5pt'><o:p></o:p></span></p>਀      㰀⼀琀搀㸀 
      <td width=214 valign=top style='width:160.5pt;padding:0in 0in 0in 0in;਀      栀攀椀最栀琀㨀㈀㈀⸀㔀瀀琀✀㸀 
      <p class=MsoNormal align=right style='text-align:right'><span਀      猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㐀⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
      "Times New Roman"'>&nbsp;</span><span style='mso-fareast-font-family:਀      ∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
      </span><span style='font-size:8.0pt;font-family:"Lato",sans-serif;਀      洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51480.1.a18735018fae5a3f063054f2bc6513c7"਀      琀椀琀氀攀㴀∀䜀漀氀搀攀渀䌀愀爀攀 刀攀眀愀爀搀猀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀 
      none'><img border=0 id="_x0000_i1059"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ刀攀眀愀爀搀猀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51481.1.8ab6fff8f199609f241b7a6d178b3672"਀      琀椀琀氀攀㴀䘀愀挀攀戀漀漀欀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1060"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䘀䈀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51482.1.a2598444a8c78358a6dadc07466a42fe"਀      琀椀琀氀攀㴀吀眀椀琀琀攀爀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1061"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ吀眀椀琀琀攀爀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51483.1.041862ac3d6508a4e9549d4e824879bd"਀      琀椀琀氀攀㴀䰀椀渀欀攀搀䤀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1062"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ䰀椀渀欀攀搀䤀渀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀☀渀戀猀瀀㬀☀渀戀猀瀀㬀㰀愀 
      href="http://www.goldencareagentmail.com/c/45290?id=3502681.51484.1.290d04e8ef5c899d85df7664e548e16e"਀      琀椀琀氀攀㴀夀漀甀吀甀戀攀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀琀攀砀琀ⴀ搀攀挀漀爀愀琀椀漀渀㨀渀漀渀攀㬀琀攀砀琀ⴀ甀渀搀攀爀氀椀渀攀㨀渀漀渀攀✀㸀㰀椀洀最 
      border=0 id="_x0000_i1063"਀      猀爀挀㴀∀栀琀琀瀀猀㨀⼀⼀最漀氀搀攀渀挀愀爀攀愀最攀渀琀⸀挀漀洀⼀搀漀挀猀⼀椀洀愀最攀猀⼀䤀挀漀渀ⴀ夀漀甀吀甀戀攀开㌀㈀砀㌀㈀⸀最椀昀∀ 
      style='border-image: none;border-bottom-style:none;border-bottom-width:਀      洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ猀琀礀氀攀㨀渀漀渀攀㬀戀漀爀搀攀爀ⴀ氀攀昀琀ⴀ眀椀搀琀栀㨀洀攀搀椀甀洀㬀戀漀爀搀攀爀ⴀ爀椀最栀琀ⴀ猀琀礀氀攀㨀 
      none;border-right-width:medium;border-top-style:none;border-top-width:਀      洀攀搀椀甀洀✀㸀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀漀㨀瀀㸀㰀⼀漀㨀瀀㸀㰀⼀猀瀀愀渀㸀㰀⼀瀀㸀 
      </td>਀     㰀⼀琀爀㸀 
    </table>਀    㰀⼀搀椀瘀㸀 
    </td>਀   㰀⼀琀爀㸀 
  </table>਀  㰀⼀搀椀瘀㸀 
  </td>਀ 㰀⼀琀爀㸀 
</table>਀ 
</div>਀ 
<p class=MsoNormal align=center style='text-align:center'><span਀猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㠀⸀　瀀琀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀☀渀戀猀瀀㬀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
style='mso-fareast-font-family:"Times New Roman"'><br>਀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀昀漀渀琀ⴀ猀椀稀攀㨀㄀　⸀　瀀琀㬀昀漀渀琀ⴀ昀愀洀椀氀礀㨀∀䰀愀琀漀∀Ⰰ猀愀渀猀ⴀ猀攀爀椀昀㬀洀猀漀ⴀ昀愀爀攀愀猀琀ⴀ昀漀渀琀ⴀ昀愀洀椀氀礀㨀 
"Times New Roman";color:#969696'></span><a਀栀爀攀昀㴀∀栀琀琀瀀㨀⼀⼀眀眀眀⸀最漀氀搀攀渀挀愀爀攀愀最攀渀琀洀愀椀氀⸀挀漀洀⼀挀⼀㐀㔀㈀㤀　㼀椀搀㴀㌀㔀　㈀㘀㠀㄀⸀㔀㄀㐀㠀㔀⸀㄀⸀㜀㈀㔀　　㈀㘀戀㤀戀㔀　㠀　　戀愀㐀昀㄀愀㔀㘀㌀㔀昀愀㌀㄀㔀㌀㐀☀愀洀瀀㬀瀀㴀攀礀䨀㜀攀㈀㄀瀀戀圀欀琀挀㈀氀渀戀洀䘀　搀堀䨀氀昀堀　椀伀椀䤀砀一吀唀㔀一樀欀眀一稀䤀琀伀䐀挀　䴀䐀儀稀一吀挀稀䴀礀㄀氀夀稀嘀樀一洀刀氀一圀嘀椀夀吀刀洀伀䐀搀栀伀䐀欀砀一稀挀㌀娀䐀䤀㔀一䐀夀㌀一䐀䤀眀一䜀唀㄀䴀吀䴀眀夀洀一栀䤀椀眀椀攀㌀琀琀娀圀㄀椀娀堀䤀琀愀圀刀㤀昀匀䤀㘀伀䐀挀　䴀䐀儀稀一吀挀稀䴀礀眀椀攀㌀琀氀戀圀䘀瀀戀䔀氀欀昀堀　椀伀椀䤀稀一吀䄀礀一樀最砀䤀渀　㴀∀㸀㰀猀瀀愀渀 
title="Web beacon"><span style='color:#969696'>Click Here</span></a> to manage਀礀漀甀爀 猀甀戀猀挀爀椀瀀琀椀漀渀Ⰰ 伀刀 㰀愀 
href="http://www.goldencareagentmail.com/opt_out?pact=3502681-155969072-8740435733-ec5c6de5eba4f87a891777d294674204e5130bca&amp;amx=8740435733"਀琀椀琀氀攀㴀∀伀渀攀 挀氀椀挀欀 甀渀猀甀戀猀挀爀椀戀攀∀㸀㰀猀瀀愀渀 猀琀礀氀攀㴀✀挀漀氀漀爀㨀⌀㤀㘀㤀㘀㤀㘀✀㸀唀渀猀甀戀猀挀爀椀戀攀 椀渀猀琀愀渀琀氀礀㰀⼀猀瀀愀渀㸀㰀⼀愀㸀⸀㰀⼀猀瀀愀渀㸀㰀猀瀀愀渀 
style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>਀ 
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='mso-fareast-font-family:਀∀吀椀洀攀猀 一攀眀 刀漀洀愀渀∀✀㸀㰀戀爀㸀 
<br>਀㰀戀爀㸀 
<br>਀㰀戀爀㸀 
<br style='mso-special-character:line-break'>਀㰀℀嬀椀昀 ℀猀甀瀀瀀漀爀琀䰀椀渀攀䈀爀攀愀欀一攀眀䰀椀渀攀崀㸀㰀戀爀 猀琀礀氀攀㴀✀洀猀漀ⴀ猀瀀攀挀椀愀氀ⴀ挀栀愀爀愀挀琀攀爀㨀氀椀渀攀ⴀ戀爀攀愀欀✀㸀 
<![endif]><o:p></o:p></span></p>਀ 
</div>਀ 
</body>਀ 
</html>਀�