With All Of
The Top Carriers
The "Industry Best"
illustration software for Custom
& Secure Solution was recently updated to:
Here to download
Remember, EVERYONE attending any
of the webinars on our calendar will earn AT
50 GoldenCare Reward
PLUS... one lucky attendee of each webinar will earn 500
What Are GoldenCare Rewards?
* Limit 1 Reward Code Per Unique Training Event. Points Are
Subject To Change. Restrictions May Apply. Visit http://www.goldencarerewards.com/
Current GoldenCare Promotions:
★ Summer Stack-'Em
Avoid Delays & Returned LTCi
Remember to use 6Q on the MutualCare
Solutions Producer Statement to avoid commission problems. If you have made
other arrangements to use another commission code, please use accordingly.
For questions, or to verify the
code you're using is correct, please call 800-842-7799!
REMINDER: Partnership Certification and 4-Hour Refresher
For all LTCi agents who took their initial 8-Hour Partnership Certification
prior to August 2016:
Producer requirements for training continuation states:
refresher course must be completed every 2 years from the date the initial
training was completed."
Please be sure you have completed the necessary ongoing training before
submitting new long-term care business.
Here for each state's training requirements.
If you have any questions, please call Licensing at 800-842-7799!
“75 Must-Know Statistics
About Long-Term Care: 2018 Edition,” by Christine Benz, Morningstar
“If there's a single unsolved problem in the retirement plans for many
middle- and upper-middle-income adults, it's what to do about long-term care
costs later in life. … If you're among the people who are still on the fence
about what to do, the best way to make smart decisions is to go into the
process armed with the facts. How likely are you to need long-term care and
for how long? What does long-term care cost, and what does it cost to insure
against it? In the latest installment of my now-annual compendium of
long-term care statistics, I've pulled together current data to help you
answer these questions and more. Each statistic includes a link through to
the original source of the information; I've aimed to use statistics provided
by objective parties, wherever possible.”
(from Stephen A. Moses,
President, Center for Long-Term Care Reform):
Objective sources? Kaiser Family Foundation? AARP? Not so much, but the data
are worth a look nonetheless.
Click Here to read the entire article.
Check out our website, www.goldencareagent.com and visit the News tab to keep
up-to-date on the Industry's News and Changes.
Training "Webinar" Presentations:
For The Week Of August 27, 2018
Click on the subject heading to
learn more about the topic.
Click the date/time to register for the presentation.
At the time of the webinar,
remember to dial in to our conference line
PIN / access code 8754#)
in order to listen to the audio part of the presentation.
Please check to see that you
meet the minimum system requirements and that you have the
equipment needed to attend
before downloading the latest version of GoToWebinar.
Here for more information.
Here for the Full Schedule of All Upcoming Webinars.
Here to Access a List Of All Our Agent Training Services!
Holiday Telephone Solicitation Bans for the Month of
Please be aware of the following
holidays requiring a holiday telephone solicitation ban for the month of
- On Monday,
September 4, 2018: Alabama, Louisiana, Mississippi,
Rhode Island and Utah prohibit unsolicited marketing calls to residents
in observance of Labor Day
Labor Day Office Closing
Mutual of Omaha and its
affiliates (United of Omaha, Companion Life Insurance Company, United
World) will be closed on Monday,
September 3rd for Labor
We will be open on Columbus Day;
however, the cut-off dates, times and pay schedules will be affected by the
Click above to find the cut-off
dates and times and the adjusted pay schedules.
LTCi Shared Care Benefit
The Shared Care Benefit is one
of the most attractive optional riders for partners, and is available on
both Custom and Secure Solution policies. This rider can add great value
and provide your clients peace of mind if their benefits run out.
Legacy Rate Adjustments Effective November 1, 2018
Mutual of Omaha will be
implementing rate adjustments in Georgia
effective November 1,
Policyholders will receive a
letter notifying them at least 60 days prior to the premium rate increase.
The effective date of the premium rate increase will be listed in this notification.
Notification to all affected policyholders will be mailed by September 1, 2018 to
ensure policyholders in the approved states receive notification of their November 1, 2018
premium rate increase.
Do You Have Questions About the New LTC Rider?
WEverything you need to know
about our new LTC Rider on Income Advantage IUL and Life Protection
Advantage IUL can be found in our LTC Rider Information and Underwriting
Guide, including rider features, tax information, underwriting guidelines
& requirements, and more.
New Functionality on Customer Access (Life Insurance)
We wanted to make you aware of
some recent improvements to Customer Access that make it even easier for
your life insurance clients to manage their United of Omaha account
Eliminate the Wait with our Simplified Issue Portfolio
Consider United of Omaha's
Simplified Issue Portfolio and learn how the Express products' quick
turn-around can help increase your number of clients and your sales.
Use the Critical Advantage Needs Flyer
Most of us know someone who has
had cancer, a heart attack or a stroke. The products in the Critical
Advantage Portfolio cover all of these conditions.
The Critical Advantage needs
flyer details the need for these products, generating leads with a
convenient tear-off card.
Consistently Competitive Medicare Supplement Rates
GTL has been rated in the top 5
in overall Medicare Supplement premium rate competitiveness by CSG
the past three 2018 reports!
GTL's Medicare Supplement
Insurance plans are currently available in 27 states, with more coming
Page for NGL's EssentialLTC
Introducing a brand new way for
agents and producers to access the latest EssentialLTC product updates -
NGL's new Updates Page!
Check back often to ensure you
have the latest news and updates regarding NGL's unique LTCi product!
(For agent and broker use only.
Not for distribution to the public.)
SPECIAL: NGL EssentialLTC Webinar
Special guest speakers Marc Glickman & Lawrence Vivenzio
from the NGL EssentialLTC team will be joining GoldenCare for in-depth
EssentialLTC’s Unique Features
Open Doors to New Sales Opportunities
Tues, Aug 28, 2018 11:00 AM to 12:00 PM CDT
Reminder: Restricted Compensation for Long Term Care
Based on state regulations,
Genworth uses the following guidelines to determine compensation on LTCI
issued policies in Alabama, California, Delaware, Indiana, Kentucky,
Michigan, Nevada, New York, North Carolina, Pennsylvania, South Dakota and
In-Force Rate Action Announcements
As part of the strategy for our
long-term care insurance business, we continue pursuing initiatives to
improve the risk and profitability profile of our business, including
premium increases on our in-force policies, as needed.
Click on the links below to view
each In-Force Rate Action Announcement:
Privileged Choice® and Classic
New Jersey (Applies to Non-AARP policies issued on or before 1/17/2006)
Arizona (Applies to AARP® and Non-AARP policies)
Florida * (Applies to Non-AARP policies only)
Pre-PCS, PCS I, PCS II, Choice 1
* Florida: Policyholder
notifications will show that Genworth
will not implement an additional rate increase for 8 years
from their effective date of the first phase of this increase.
Web Adoption Efforts Targeted at Life Insurance Consumers
We have improved our consumer
website, My Genworth,
and will continue to make improvements throughout 2018. Consequently, we
are embarking on a campaign to increase consumer web adoption and usage.
Look for more communications about our enhancements and web adoption
efforts throughout the year.
TransQuote Expiration Date Extension and myTransware
Census Quote Support
Transamerica is currently in the
process of transitioning from the TransQuote® illustration software to
myTransware as the primary illustration software for all Long Term Care
insurance product quotes. Both the old TransQuote illustration tool and the
new myTransware illustration tool are currently available from the ARC
TransQuote will remain available
until 5:00 p.m. CT
October 19, 2018. After this expiration date, all links to
TransQuote will be removed from the ARC website.
Transamerica: Holiday Closure Sept. 3
The Transamerica Long Term Care
administrative office in Plano, TX will be closed Monday, September 3, 2018 to
mirror hours of the New York Stock Exchange. Please allow additional time
if necessary to order and receive materials during that time. Much of the
important materials and resources you may need will be continue to be
available on our Agent Resource Center.
United Security Assurance - LSS Select Product
The LifeStyle Solutions Select
insurance plan with United Security Assurance was designed with features,
service programs, and options specifically targeted to individuals who have
more challenging health conditions. Click above for LSS-Select Product Features
at a Glance.
United Security Assurance - LifeStyle Solutions Select Case
United Security Assurance can
issue more of your business. The following case study was pre-qualified
over the phone and subsequently issued on our LifeStyle Solutions (LSS)
plan, as applied. The case study provides information obtained during the
underwriting process and the final outcome.
Medicare News -
Mutual of Omaha and Affiliates: