Your existing Advantage Plus clients will receive communication by mail from GTL highlighting an increase in base benefits for no additional premium!
There is nothing you need to do. See below for which states this would initially take effect in. As we receive additional state approvals, we will update you. These upgraded benefits include:
  • Reduced Benefit Trigger to 6 Hours!
    For your clients who have the Short Duration Hospital Stay Rider (included in the 3-day and 6-day benefit periods), benefits will now be paid for a confinement in the hospital or under observation after only 6 hours. We have reduced this benefit trigger from 12 hours!
  • Enhanced Emergency Room Benefit
    This benefit will pay your clients $150 if they are treated in an emergency room, emergency care or urgent care facility visit due to an accident or injury. A hospital admission is not required.

The increase of benefits currently includes the following highlighted states.


We thank you for your business!
Contact Sales Support today with any questions by calling
1-800-323-6907 or by emailing

Guarantee Trust Life Insurance Company (GTL)
1275 Milwaukee Avenue  |  Glenview, IL 60025

800-323-6907  |

FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation.
Advantage Plus® Elite, Limited Benefit Policy, providing Hospital Confinement Indemnity Benefits, is issued on Form Series G2150 and Rider Form Series RG21ASB, RG21CA, RG15CLS, RG15CLSR, RG15DV, RG21LSH, RG21OPS, RG21OPT, RG21SNF, RG21SNF-EP, by Guarantee Trust Life Insurance Company, Glenview, IL. This product, its features, and riders are subject to state availability and vary by state. Certain exclusions and limitations apply. It is not a Medicare Supplement policy or certificate, and does not fully supplement any federal Medicare health insurance.