GTL has paid over $100.8 Million in
Hospital Indemnity and Cancer
Claims since January 1, 2017!*
 
GTL's Advantage Plus® Hospital Indemnity Insurance has a potent one/two punch! Couple GTL's fast, transparent claim processing with a 15 year track record of developing innovative hospital indemnity benefits, and it's clear that Advantage Plus® continues to be the champion of the senior hospital indemnity industry!
 
See below for details on how GTL's Advantage Plus® knocks out the competition:
 
FEATURES GTL SIMILAR COMPETITOR
OFFERINGS		 ADVANTAGE
Guaranteed Issue Guaranteed Issue for ages
64½ - 65½		 N / A GTL
Underwriting Ease 6 month look back for inpatient confinement, 5 short underwriting questions 12 month look back for inpatient confinement, 7 underwriting questions GTL
Easy Rate Structure One rate for entire state, unisex rates ZIP code rated male/female rates GTL
Benefit Period Flexibility 1-day, 3-day, 6-day, 10-day or 21-day, 31-day** 6-day, 7-day, 8-day, 9-day, 10-day, 31-day GTL
Benefit Options $100 - $750 in $10 increments,
$1,000 - $2,500 for 1-day		 $100 - $600 in $25 increments GTL
Ovservation NO YEARLY LIMIT - covered at 100% of daily benefit Observation limited to 6 days GTL
Inpatient Stays Covers hospitalization at 12 hours of confinement with Short Duration Stay Rider; automatically included with the 3-day and 6-day benefit periods. Also available for 10-day and 21-day benefit periods. Covers inpatient hospitalization at 24 hours of confinement GTL
Ask Mayo Clinic Online Policyholder access to Ask Mayo Clinic online 24/7 N / A GTL
Ambulance Rider $50 - $400 daily benefit - No admittance needed - includes air ambulance - $4,800 lifetime max Maximum of $250 daily benefit - $2,500 lifetime max GTL
Cancer Rider Issue Age to 85 Issue Age to 80 GTL
Cancer Rider Includes Skin Cancer Benefits N / A GTL
Cancer Rider Cancer Recurrence Benefit available N / A GTL
Skilled Nursing Rider Options Days 1 - 50 OR days 21 - 100 Days 1 - 50 available only GTL
Dental/Vision Rider Dental/Vision Rider available N / A GTL
 
 
Need resources to help explain Advantage Plus® to your clients? Go to GTLink to download our printable infographic and fillable postcard or watch our consumer-facing product video!
 



 
Call
1-800-323-6907
 
Email
agency@gtlic.com
 
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Online Form

Guarantee Trust Life Insurance Company (GTL)
1275 Milwaukee Avenue  |  Glenview, IL 60025

800-323-6907  |  www.gtlic.com


       
FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation. Advantage Plus®, hospital confinement indemnity insurance is issued on Form Series G0553, G1550 and Rider Form Series RG15SDH, RG15CLS, RG15CLSR, RG05SNF, RG13SNF, RG18ASB, RG07OPS(A), RG12DV and RG15CA by Guarantee Trust Life Insurance Company. This product, its features, and riders are subject to state availability and may vary by state. Certain exclusions and limitations may apply. For cost and complete details of coverage, please refer to the outline of coverage. Guarantee Trust Life Insurance Company and their licensed agents are not in any manner affiliated with or sponsored by the federal government, the social security administration, the centers for Medicare and Medicaid services, or the department of health and human services.

Ask Mayo Clinic is a service provided to Guarantee Trust Life Insurance Company by Mayo Clinic at no cost to the consumer.

Mayo Clinic and the triple-shield Mayo Clinic logo are trademarks of Mayo Foundation for Medical Education and Research. Mayo Clinic does not endorse any third party products advertised. Availability of Ask Mayo Clinic is subject to change without prior notice. Ask Mayo Clinic does not diagnose medical conditions and is not a substitute for consulting with your own healthcare provider for the diagnosis and treatment of personal health and medical conditions.

* Claims paid between January 1, 2017 and July 31, 2019 on GTL's Advantage Plus Hospital Indemnity plan and on all GTL cancer products.

** 31-day benefit period availabile in PA & TX.