Submitting a Long-Term Care (LTC) application can be tricky, and mistakes often lead to delays or denials. Here’s a quick guide to common errors and tips for a smooth submission.

Common Mistakes to Avoid

1. Incomplete Information: Ensure all required fields, like name, signature, and birthdate, are filled out. Missing info can halt processing.
2. Incorrect Formatting: Always use the specified date format (e.g., MM/DD/YYYY). Double-check to avoid complications.
3. Alterations or Corrections: Do not make handwritten changes on the HIPAA page. Make sure everything is complete and correct before submitting.
4. Missing Signatures: Both the applicant and the producer must sign the application. Missing signatures will lead to rejection.
5. Omitting the Date: Don’t forget to include the date next to each signature, as it’s mandatory.
6. Incorrect Signature Placement: Signatures need to be in the correct spots. Double-check their placement.
7. Using Outdated Forms: Always use the latest version of forms. Outdated forms may not be accepted.
8. Missing Attachments: Include all necessary support documents based on your application responses to avoid delays.