Change to Minnesota Assignments

Good News! Recently, the Minnesota Department of Human Services updated their Medicaid Eligibility Policy Manual. These updates bring Minnesota in line with the industry standard of allowing policy proceeds to be irrevocably assigned to a funeral provider.

Accordingly, it is no longer required that the beneficiary of Minnesota policies reads “Any funeral home as its interests may appear” in order for the policy to be Medicaid exempt. This means that you do not need to write this on applications for the state of Minnesota for preneed or final expense policies. This language will no longer be included in the policy endorsement page.

This news brought to our attention by National Guardian Life Insurance Company (“NGL”)

If you have any questions, please contact NGL’s Life Product Support team at or 800-762-9883.
Thank you.

For details on the newly revised Minnesota Health Care Programs (MHCP) Eligibility Policy Manual, including archived manuals applicable before June 1, 2016, Click Here.

The Eligibility Policy Manual is designed as a web manual. For access, Click Here.