CareShield: Underwriting Experience Now Enhanced

Underwriting Experience Now Enhanced To improve the underwriting experience for our clients, we’ve removed the APS (Attending Physician Statement) requirement for clients up to age 60 and face amounts up to $2 million. In addition, the EKG is no longer an age/amount requirement. Learn More >   Please note: Regardless of age, an APS may still be needed on CareShield business depending on the health history provided in the completed application.   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

GoldenCare Newsletter | March 12, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Our Winter 2018 GoldenCare Gazette is now available!   See the newsletter for your copy! New!! Guarantee Trust Life Insurance Company’s recently-launched Home Health Care product complements the Critical Cash plan so well – it’s a close comparison!  Now through the end of May, write both policies on an individual client and DOUBLE your earnings! Get all the details in this Edition.  Good Luck! Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event!  Voucher
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

GoldenCare Newsletter | February 26, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Our Winter 2018 GoldenCare Gazette is now available!   See the newsletter for your copy! Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event!  Voucher does not apply in KY. Keep an eye out for an upcoming sales training webinar event featuring a special LTC Industry Expert speaker! To reserve your seats, Click Here. Our Guest Article in this edition is “Will This 1 Expense Prevent You From Living Your Dream Retirement?,” by Maurie
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

Introducing a NEW Inflation Option for SecureCare in New Jersey!

Introducing a NEW Inflation Option for SecureCare in New Jersey! Giving your clients more choices for their long-term care protection, Securian now offers four inflation options: 3% simple, 3% compound, 5% simple and 5% compound interest.1 See how SecureCare stacks up in compound inflation scenarios. > View Competitive Flyer   1 – If the Long-Term Care Inflation Protection Agreement is elected at time of policy application, clients must take the maximum monthly long-term care benefit payment upon eligibility for benefits in order for benefits to be payable. Availability may vary by state.   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

GoldenCare Newsletter | February 12, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event!  Voucher does not apply in KY. Keep an eye out for an upcoming sales training webinar event featuring a special LTC Industry Expert speaker! To reserve your seats, Click Here. Our Guest Article in this edition is “LTC Insurance Payouts Increased 6 Percent In 2017,” by Jadah Riley, Financial Advisor. Enjoy! Compliance: Holiday Telephone Solicitation Bans for the month of February. Industry Updates:
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

SecureCare Case Study: Reimbursement vs Indemnity Plans

Help your clients get the most out of their LTC benefits Check out our new case study comparing reimbursement plans to indemnity plans and how SecureCare can help your clients get the most out of their policy. Learn More>   See how SecureCare Stacks up Learn more >   SecureCare Product Highlights Learn more >   NEW! SecureCare: application and underwriting process Learn more >             SecureCare Case Study: Reimbursement vs Indemnity Plans   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

New! SecureCare Customer Service Line

We now have a dedicated customer service line: 1-800-328-6124, option 5, for all inquiries on new business and status information. To learn more about the SecureCare application and underwriting process and to view our contact sheet, click the links below.   > How it works   > Contact Sheet   NOTE: Important Licensing Information: Previously appointed agents are not automatically eligible to sell SecureCare To prevent delay in the underwriting process, submit your LTC Certification to central licensing prior to submitting an application If you do not have the proper, up-to-date certification at the time of application, a new application
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

GoldenCare Newsletter | January 15, 2018

In this GoldenCare Newsletter Edition From GoldenCare: Diversify your portfolio for greater sales success! Our new training schedule is posted!  Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event!  Voucher does not apply in KY. Keep an eye out for an upcoming sales training webinar event featuring a special LTC Industry Expert speaker! To reserve your seats, Click Here. Our Guest Article in this edition is  “How to Use RMDs to a Client’s Advantage: Morningstar’s Benz,” by Jane Wollman Rusoff, ThinkAdvisor Enjoy! Compliance: No compliance in this edition. Industry Updates: From Mutual of
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, Securian, and Transamerica.

Highlights of the New Tax Law

January 10, 2018 The Tax Cuts and Jobs Act signed into law on December 22, 2017 is the most significant tax legislation since 1986. Your clients will want to know what might apply to them without reading through 2,000 pages of legalese. We’ve produced 1-page highlighters for corporate tax and individual tax issues to help you start that conversation.   Questions? Please call Securian’s Life Sales Support Team at 1-888-413-7860, Option 1. Highlights of the New Tax Law   (Login required)   #goldencareagent #minnesotalife #securian
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Categories: Industry News and Securian.

Securian: December 2017 Life Lines

December 2017 As we enter 2018, let’s take a look back We had a fast and furious beginning to 2017 with multiple new products and enhancements. In March, we broke into the long-term care (LTC)/linked-benefit space with our much-anticipated and highly competitive single-pay product, SecureCare. This combination Life/LTC product can give your clients flexibility for the future and protect the assets they’ve worked so hard to build. SecureCare offers three guarantees: If clients need long-term care, a tax-advantaged monthly benefit helps cover expenses associated with care.1 When clients die,2 their beneficiaries receive a death benefit – even if your client
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Categories: Industry News, Life Insurance, Linked Benefit/Hybrids, and Securian.