Why Mutual of Omaha for Long-Term Care? It’s the carrier your clients trust.

Mutual of Omaha … in 30 seconds We created our new producer-focused brand video, to share with your colleagues and associates, to show what makes Mutual of Omaha their carrier for life. Best of all, the entire video can be viewed in less time than it takes to get a cup of coffee. Not appointed with Mutual of Omaha?   Use our Contracting Made Easy or call us at 800-842-7799 to get appointed! Watch Video Producer Use Only. Not For Use With The General Public #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Washington State Long-Term Care Insurance Product Offering Update

In efforts to support the Washington State Cares Fund initiative, Mutual of Omaha implemented underwriting and commission changes for applications received from the state of Washington, including: A 100% chargeback for policies issued May 19, 2021 – November 1, 2021 and lapsing within the first policy year. Declining applications for clients not seen by a physician in the last 24 months. However, due to continually increasing application volumes from the state, Mutual of Omaha must make additional modifications. Effective immediately, we are instituting the following adjustments to the MutualCare® Solutions product offerings for the state of Washington: Increasing minimum issue
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

S&P Rating Affirmation

S&P Global has re-affirmed Mutual of Omaha’s A+ (Strong) rating with a stable ratings outlook. The A+ rating is the second highest of 16 ratings issued by S&P Global, which assesses overall financial strength and ability to meet ongoing obligations to policyholders. If you have any questions, please contact Mutual of Omaha’s Sales Support Team at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   S&P Rating Affirmation     #goldencareagent #mutualofomaha #fortune500
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Categories: Accident Insurance, Critical Illness, Dental, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Income Advantage IUL allows for a client to accumulate cash value

Income Advantage IUL can provide your clients with valuable life insurance protection. It also offers the opportunity to accumulate cash value* for future needs, such as supplementing the client’s retirement income. Teaming an Income Advantage policy up with a term life insurance policy may be an ideal solution for clients who want to plan ahead for retirement, but also have a larger temporary life insurance need. Learn more about how this works by looking at our Satisfy the Need for Accumulation and Protection flyer. It includes: A case study showing how this concept works A comparison of taking income immediately
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

IUL Express – A great fit for Simplified Issue Life Insurance

Do you have clients who are looking for a simplified issue permanent and affordable life insurance coverage? Indexed Universal Life Express can fit many situations where your client needs coverage to help protect their lifestyles and their family. Ideal clients are: Pre-retirees who are beginning to plan for final expenses Parents with young children at home to replace lost income Clients who have just purchased a new home Clients who need their coverage issued quickly People who want permanent coverage but done like getting their blood drawn Clients who have Term Life Express and are ready to convert their policy
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Underwriting & Eligibility

Mutual Income Solutions Underwriting Our goal is to provide the best possible offer of disability income insurance to help protect your client’s income. Below are the points of criteria we base each application on: Occupation — Depending on your client’s job duties, we’ll designate an occupation risk class. Health — A health interview and medical tests may be required depending on benefits applied for. Income — Financial underwriting determines your client’s income in order to set the policy’s maximum monthly benefit.   For more details, review the Mutual Income Solutions Underwriting Guide.   Mutual Income Solutions Underwriting   Mutual Income
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage – Tools for Success

Mutual of Omaha has created a flyer that features all of the available marketing materials to promote and sell the plans within the Critical Advantage Portfolio. This flyer includes both producer use only material as well as consumer approved material. These marketing materials for success can be found on Sales Professional Access or on our Forms & Materials site.   Tools for Success   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Long-Term Care Virtual Assessment Update

Throughout the pandemic, Mutual of Omaha has been evaluating our underwriting and new business practices in efforts to support business continuity, deliver a high level of service and maintain our financial strength. In February, we announced a temporary transition to virtual assessments for applicants age 65 and over with favorable medical records. However, due to the increasing number of Americans being vaccinated, we will be moving back to face-to-face assessments. Effective June 1, 2021, virtual assessments will only be conducted when a nurse is not available or due to geographic location. *Reminder:  Underwriting will initiate scheduling assessments for LTC applicants
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Categories: COVID-19, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   2021 Wisconsin Med Supp Buyer’s Guide Available You can now view the 2021 Wisconsin Medicare Supplement Buyer’s Guide.   Don’t Forget Our Comprehensive Compliance Manual Turn to this valuable resource, located on SPA, for details on everything from getting contracted to assisting your customers.   Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Medicare Supplement: The Perfect Fit Make sure you are providing your Medicare clients insurance for all their health care needs, including dental insurance.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

ATTENTION FLORIDA AGENTS: Optional HHC Rider Now Available

Effective June 1, 2021, Mutual of Omaha implemented pricing and benefit changes in four additional states (DC, FL, ND & SD). In Florida, however, one additional change was made to enhance the product offering. When the MutualCare® Solutions LTCi products were launched in 2013, the Florida State Department of Insurance approved a state-specific version which did not allow the optional Waiver of Elimination Period for Home Health Care rider to be offered. Exciting News! Mutual of Omaha is pleased to announce that, as of June 1, 2021, Florida MutualCare® Solutions LTCi policies can now be sold including this optional rider!
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).