Did you know? Our Mutual Dental PreferredSM and Mutual Dental ProtectionSM insurance policies also offer a vision rider. Besides great dental coverage that fits your client’s needs, these policies offer a vision benefit rider that will reimburse them for their vision expenses. And, it works in conjunction with any other vision care benefits they may have. The Vision Rider pays: Up to $50 every calendar year for one exam (no waiting period), and Up to $150 every two calendar years for eyeglasses or contact lenses (after a six-month waiting period) The vision rider is available for a low additional premium
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2018 Copay/Deductibles
The Center for Medicare and Medicaid Services (CMS) has announced the 2018 Medicare Premiums and Copay/Deductibles. Medicare Part B Premium There is no change in the Part B monthly premium amounts for 2018. The Medicare Part B standard monthly premium will remain at $134. The income-related Part B premiums, which vary depending on the extent to which an individual beneficiary’s income exceeds $85,000 (or a married couple’s income exceeds $170,000) will also remain the same for 2018. Income Level- File Individual Income Level- File Joint 2018 Part B Premium Below $85,000 Below $170,000 $134.00 Above $85,000 up to $107,000
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Coming Soon: Updated Living Promise e-App
The Living Promise (Final Expense) e-Application will be updated to a new version with enhanced screens and features that will make the application process even better for you. Coming Soon to the Living Promise e-Ap Consolidated Screens – Fewer screens with a cleaner design Apptical – You will be able to use an e-App, in addition to the paper app, as part of our Apptical point-of-sale interview process Touch-to-Sign – Your clients will have the ability to sign using a stylus or their fingertip Address Prefill – Begin typing in your client’s address and prefill options will populate for you
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Save Time with the Priority Income Protection e-Application!
The Priority Income Protection e-App makes issuing business easy! Here are some of the reasons why. e-App Features Has a fast quote tool so clients can choose the plan and premium to fit their budget Visual clues allow you to track your progress Prompts will tell you if something has been missed Helpful definitions are provided wherever you see a question mark symbol Auto-save function retains all information as you complete sections A dashboard shows all your e-Apps in progress e-App Advantages Saves you time and ensures accuracy Easy to understand process for you and your client Conveniently includes all
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LTC Inflation Protection Buy-Up Option
Your clients want to know the LTCi policy they purchase today will be enough to help pay for services they may need in the future. The Mutual Care Custom Solution policy includes an inflation protection buy-up option that allows clients to increase their inflation protection percentage once a year. This important feature also gives them the option to decrease their inflation percentage at any time. And any gains previously applied to the policy are theirs to keep. Offering a benefit with flexibility to meet your clients changing needs could be the competitive advantage you need to increase sales. For more
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GoldenCare Newsletter | November 20, 2017
In this GoldenCare Newsletter Edition From GoldenCare: Our office will be closed Thursday, November 23rd and Friday, November 24th for the Thanksgiving Holiday. We have two Guest Articles in this edition is “LTC Product Sales Rise 12%: LIMRA,” by Allison Bell, ThinkAdvisor and ““Q&A Column,” Orlando Sentinel. Enjoy! Compliance: Holiday Solicitation Bans for the Month of November. Maryland Partnership – New Disclosure Requirement Maryland Update- LTC Partnership Disclosure Industry Updates: From Mutual of Omaha: Omaha’s Dental Insurance Now Available on the Mobile Quote App! Dental Insurance now in 29 States Broker Bonus Program Reminder (Legacy) Rate adjustments effective February 1, 2018 – CT,
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Holiday Telephone Solicitation Bans for the Month of December 2017
Please be aware of the following holidays requiring a holiday telephone solicitation ban for the month of December. On Monday, December 25, 2017: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Christmas On Tuesday, December 26, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of a Governor declared holiday Holiday Telephone Solicitation Bans for the Month of December 2017 #goldencareagent #mutualofomaha
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Reward Your Clients for Healthy Lifestyles
Your clients don’t have to be Olympic-caliber athletes to qualify for the Fit Underwriting Program; they get credits for basic quality health maintenance. It’s helpful to think of Fit like this – your clients are Fit when both they and and their family are physically and financially Fit. People who have positive factors in the Fit categories tend to have better mortality. So, on those cases that might be mildly or moderately rated, when individuals have positive health factors, we offer extra mortality credits. Add Up the Savings Consider a case where your client is able to save $150 in
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Critical Illness Offers Return of Premium
Covering 11 serious health diagnoses and offering direct payment to policyholders are just some of the advantages with a Critical Illness policy. But if your client is cost-conscious about the price of the policy or possibly never using it, there is a way to address that concern. Critical Illness insurance is part of the Critical Advantage portfolio. All critical illness policies have a built-in return of premium benefit. Any premiums paid, minus any policy benefits received, will be refunded to a beneficiary upon death. It’s like a money-back guarantee if the policy is not needed. This gives clients the coverage
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Dental Insurance Now in 29 States
Mutual of Omaha now offers two dental policies, Mutual Dental PreferredSM and Mutual Dental ProtectionSM, in the following 29 states: Alabama Georgia Minnesota Ohio Tennessee Arizona Idaho Mississippi Oklahoma Texas Arkansas Indiana Missouri Oregon West Virginia California Iowa Nebraska Pennsylvania Wisconsin Colorado Louisiana Nevada South Carolina Wyoming Florida Michigan New Jersey South Dakota We offer: 1.) Dental insurance policies that can help your Medicare client receive the dental care they need with the confidence of knowing what their out-of-pocket cost will be. Policies offer: Preventative Services (Cleanings and X-rays) Basic Services (Filings, extractions and emergency treatment) Major Services (Crowns,
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