Holiday Telephone Solicitation Bans for October 2016

Please be aware of the following holiday requiring a holiday telephone solicitation ban for the month of October. On Monday, October 10, 2016: Alabama, Louisiana, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Columbus Day Holiday Telephone Solicitation Bans for October 2016 #goldencareagent #MutualOfOmaha
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

Upcoming Rate Adjustments Please review information on upcoming rate adjustments in IL, MO, MT, PA, TN and VT. • 1990 Standardized Rate Adjustment– CO, IL, MO, MT, PA, and VT • 2010 Modernized New and In-force– VA • 2010 Modernized In-force Only Rate Adjustment– CO, IL, MO and MT • Plan N Rate Adjustment– TN #goldencareagent
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Categories: Medicare Supp./Adv. and Mutual of Omaha (& Affiliates).

Now Available: New Product Portfolio and Underwriting Guide

The newest updates to Mutual of Omaha’s Product Portfolio and Underwriting Guidelines booklets are now available. These guides are your go-to resource for knowledge and information about our life insurance products and underwriting services. The new guides include: The new maximum refund cap of 50 percent of the specified face amount on the Guaranteed Refund Option Rider The October 1st improvements to our underwriting guidelines The new guides can be ordered through your normal ordering channels, and previewed here: View the Life Product Portfolio pdf  (form number 173308) View the Life Underwriting Guidelines pdf  (form number 172562) Now Available: New
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).

Improvements to our Underwriting Guidelines

As of October 1, 2016, Mutual of Omaha is making some significant improvements to our underwriting guidelines on fully underwritten life insurance business, including: Adjusting our build chart for Preferred, Standard Plus and Standard – allowing an average of 10 lbs more than our previous build chart Changing the occasional celebratory cigar limit from 12 cigars per year to 24 cigars per year Revising our Family History criteria by allowing Preferred Plus if a sibling has died of Cancer or Heart Disease Modifying our cholesterol ratio and blood pressure ranges for Preferred classes, without age restrictions Eliminating moving violations as
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | September 26, 2016 Edition

In this Edition From GoldenCare:   Our full list of complimentary agent training events, attend a session on one of our popular topics. Our 3-in-1 Third Quarter Promotion ends this Friday!   See the newsletter for terms and conditions and get your Mutual of Omaha LTCi apps in for cash and a chance to win the grand prize – a 3 year lease on a brand new Ford Mustang! Our Guest Article is “5 insider tips for finding affordable long-term care insurance,” by Barbara Marquand, USA Today.  Enjoy!   From Mutual of Omaha: Attention Minnesota agents – MoO’s NEW Cancer, Heart Attack
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, John Hancock, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

New and Updated Forms for DI Choice

On October 1, 2016, Mutual of Omaha will be releasing a new Authorization to Release Information to my Agent form in the DI Choice application packet. This is a non-mandatory form that clients may sign that will allow their health information to be shared with their producer. Details can be provided in letter or phone communication. However, due to security risks, the information will not be provided via email unless there is confirmation of the intended recipient. One form may be left with the client for their personal records, and the other may be signed and sent in with their
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Categories: Disability Income Insurance and Mutual of Omaha (& Affiliates).

GUL and GUL Plus: Pricing Changes

Our industry has faced many challenges over the past several years – from persistently low interest rates to changing industry regulations. This environment significantly impacts how we are able to price our life insurance products, especially those with no-lapse guarantees, while still maintaining a profitable business model so that we can be there when customers need us most. As a result, effective October 1, 2016, we will be making adjustments to our GUL product pricing. At the same time, we will also be enhancing our GRO rider maximum refund cap as a way for you to offer additional value for
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Categories: Life Insurance and Mutual of Omaha (& Affiliates).

NEW Cancer, Heart Attack and Stroke Product to Release Oct. 1, 2016 in Minnesota

On October 1st, 2016 Mutual of Omaha will be releasing a new Cancer portfolio: New Beginnings in Minnesota. New Beginnings is a cancer, heart attack and stroke insurance policy that provides a lump-sum benefit upon diagnosis. The New Beginnings portfolio is a simple concept- it pays a lump sum upon diagnosis of a covered condition. This money can then be used in any way your client chooses such as: Medical/Non-medical expenses Paying for health insurance deductibles Travel costs if they need to receive treatments Replacing their income while they are unable to work There are two products within the New
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Categories: Critical Illness and Mutual of Omaha (& Affiliates).

Good News! | Summer 2016 GoldenCare Gazette

Our Summer 2016 GoldenCare Gazette Is Now Available! Are You Getting Your GoldenCare Advantages? Whether you’re a brand new agent, an existing agent looking for a new product or sales idea, or a seasoned pro – GoldenCare has something that can help you grow your business and increase your income. So what makes us different? This Gazette will highlight some of the tools, programs and services we offer, which put us among the top MGAs chosen by agents. Details on our 3-in-1 Promotion are also included. But don’t forget: The Third Quarter for this Promotion ends 9/30/2016! You should be
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, John Hancock, Life Insurance, Life Secure, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).