COVID-19: Lapsed Policies and Grace Period Extensions

COVID-19: Lapsed Policies and Grace Period Extensions At OneAmerica, we believe in being there when our customers need us most. We recognize that due to the far-reaching effects of the COVID-19 pandemic, some life insurance policyowners currently may struggle to pay their premiums on time. To help those who have a real need during this time and to address the various state requests and directives, the following procedures are being implemented: For policies that have lapsed If a life insurance policy lapsed AFTER the policyowner’s resident state issued a moratorium on lapses, then: OneAmerica is automatically extending coverage on these
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Categories: COVID-19, Industry News, Linked Benefit/Hybrids, and OneAmerica.

An Update on the Underwriting Impacts of COVID-19

What You Need to Know About the Underwriting Impacts of COVID-19 As we continue to adapt to meet the challenge of the COVID-19 pandemic, our priority is to be there for you and your new and existing clients. That means providing as much flexibility to our underwriting approach as possible, while protecting the financial futures of our in force policyholders. Securing paramedical services helps your clients have the best chance for receiving an offer from OneAmerica. Paramedical Services Though there has been some disruption, paramedical services are still widely available. Our two primary exam companies, ExamOne and APPS Paramedical Services,
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Categories: COVID-19, Industry News, Linked Benefit/Hybrids, and OneAmerica.

OneAmerica Care Solutions News

Supporting our partners and customers Our Response to COVID-19 We hope you and those closest to you are doing well as the COVID-19 outbreak continues to affect businesses and communities throughout the country and across the world. OneAmerica has long been in the business of helping individuals and businesses plan for the future and protect themselves during uncertain times, and this is no exception. As the outbreak of COVID-19 continues and knowing that this situation will continue to evolve over the coming weeks, we want to make sure you’re aware of the steps we’re taking to protect our associates, customers
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

OneAmerica Care Solutions News

Enhancing your experience in 2020 Asset Care submission process: Two simple choices Our focus on enhancing your experience in 2020 continues with a fine-tuning of our Asset Care new business submission process. The new process is straightforward: After completing Part I of the application, agents will simply choose whether to ask the Part II medical questions or have our interview vendor complete these questions. Read on to get details about the path each choice will take you on and when this change will go into effect.   Your expanded OneAmerica Relationship Team Relationships are at the core of what we
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Introducing: Expanded Relationship Teams

Focusing on Relationships to Enhance Your Experience Relationships are at the core of OneAmerica®. We believe in personal service, and we believe in you. We care about your relationships with your clients. We hear and validate your feedback. That’s why we’re focusing on Enhancing Your Experience in 2020.   More Support for You The first enhancement is coming in January, with your Expanded Relationship Team. It’s a comprehensive crew, including Wholesalers, Account Relationship Management, Sales Development Partners, Case Managers, Underwriters, and New Business Processors. Each member is ready to embark on a relationship with you and support your business needs.
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

OneAmerica Care Solutions News

Quick reads SECURE Act: Changes and opportunities abound You’ve heard the news: The Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law on Dec. 20, 2019. But do you know how it will impact Americans planning for retirement? The act tackles the gap between what Americans have for retirement and what they will actually need, and it includes these key changes: Support for new parents through penalty-free withdrawals from retirement accounts, including IRAs, for qualified births and adoptions Elimination of the IRA contribution age limit and extension of the required minimum distribution start date to age
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Annuity Sales Nearly Doubled—Two Years in a Row!

“THE INSURER THAT ALMOST DOUBLED ANNUITY SALES TWO YEARS IN A ROW”   The Kuvare family of companies have experienced an outstanding combined annuity growth of 97% in 2018, followed by an increase of 85% in 2019. We may have just vaulted into the top 50 annuity companies in the U.S., according to a recent article from Life Annuity Specialist. See the complete article below: It’s an exciting time to be growing with GILICO and Kuvare. Thank you for your partnership and for helping us reach these amazing achievements! Read the Latest Kuvare Article Here       #goldencareagent #gilico
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Categories: Guaranty Income, Industry News, and Linked Benefit/Hybrids.

Care Solutions Sales Desk hours of operation this week

Care Solutions Sales Desk hours of operation this week To accommodate annual training, the OneAmerica® Care Solutions Sales desk will operate at reduced hours this week as follows: Care Solutions Sales Desk Hours Monday, Jan. 20: 8:30 a.m. – 7 p.m. ET (normal hours) Tuesday, Jan. 21: 10 a.m. – 5 p.m. ET Wednesday, Jan. 22: 10 a.m. – 3:30 p.m. ET Thursday, Jan. 23: 10 a.m. – 5 p.m. ET Friday, Jan. 24: 8:30 a.m. – 7 p.m. ET (normal hours) As noted above, the sales teams will maintain normal hours on Monday and Friday. You may experience longer
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Getting clicks and likes while generating leads and sales

Prepare for What’s Next Getting clicks and likes while generating leads and sales. The latest Care Solutions multimedia campaign portrays common long-term care situations, giving you a place to start the conversation with potential clients. A Promise for a Lifetime follows the stories of four potential client personas: Lisa, Michael, Thorpe, and Andy & Becky. By posting their captioned pictures and videos, you can open the long-term care discussion to your online community and beyond. They can be posted on your social media platforms (Twitter, Facebook, and LinkedIn) or used in presentations, lobby slides or emails to clients Be sure
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Care Solutions News, December 2019

Help clients prepare for the future Have you seen our latest multimedia campaign yet? Prepare for What’s Next uses contemporary infographics and persona-based marketing to capitalize on social media pages. The captioned pictures and videos will help you drive traffic, leads and sales. All assets are ready to be downloaded and shared at AssetBasedLTC.com.   Operations updates Asset Care® underwriting guidelines for age and amount change at the start of the new year Effective Jan. 1, 2020, the age and amount requirements for traditional underwriting of Asset Care® cases will be changing. The revised guidelines require all applicants age 60
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.