A Fresh New Look for Our IUL Materials

Our IUL products provide your clients with life insurance protection while also offering upside potential by linking the product’s accumulation value to the upside performance of a market index. On Life Protection Advantage, our protection-focused product, the accumulation value can help extend the death benefit beyond the no-lapse protection period. On Income Advantage, our accumulation-focused product, the cash value can help provide future supplemental income for retirement, college funding, or other expenses. We have just updated our IUL materials with a fresh, new look for the new year! The new materials are available for download on the Sales Professional Access
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Express Reference Guide, Life Insurance Products

United of Omaha’s Express Life Products Reference Guide can provide you with the underwriting requirements – such as the height and weight chart as well as examples of ineligible conditions – on our Simplified Issue products. United of Omaha Simplified Underwriting products include: Term Life Express, Guaranteed Universal Life Express, Indexed Universal Life Express, Living Promise Final Expense, Children’s Whole Life, and Guaranteed Advantage. This is a great piece to download and keep with you to use as a reference guide!   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

NEW! Flex pay fee now removed

NEW! Flex pay fee now removed At Securian Financial, we’re always looking for ways to help provide a good client experience. That’s why we are excited to announce the following: Effective January 2, 2020, we will no longer be charging clients a fee, to make a life insurance payment over the phone or on the eService Center   Contact Us Questions? For any related questions, please contact our Enterprise Contact Center at (800) 643-5728.   NEW! Flex pay fee now removed  (Login required)   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Life Insurance, and Securian.

Our IUL Philosophy: Simplicity and Transparency

Simplicity: One of the things that sets our Life Protection IUL and Income Advantage IUL products apart are their simplicity of design. At United of Omaha, we do not believe that you need fancy (and oftentimes confusing) crediting strategies in order to offer your clients upside potential. By using only one index and a straightforward, annual point-to-point crediting method, our products are easier for you to explain to your clients. Our IUL Portfolio Flyer provides you with an overview of how our two IUL products work and the client-friendly features that differentiate our products.   Transparency: At United of Omaha,
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updated LTCi Tax Advantages Flyers

A unique advantage of traditional LTCi is the tax benefits it offers to your clients. The LTCi tax advantages flyers are now updated with the 2020 eligible deduction amounts. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars to purchase long-term care insurance. The flyers are now available for immediate download on forms and materials. Click below to view/download directly: 2020 Consumer Tax Guide 2020 Small Business Tax Guide If
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Prepaid Debit Card Refresher

Some clients request to use a prepaid debit card or account to pay for their life insurance policy. While these cards can be convenient for the client, they can be tricky when processing recurring premium payments. Want to learn more about how prepaid debit cards work? Take a look at our FAQ below. Q: What is a prepaid debit card? A: A prepaid debit card is an alternative to a banking debit card. You load money onto the card and are only allowed to spend the money you have loaded. Q: Does Mutual of Omaha accept prepaid debit cards? A:
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Automated Underwriting for TLE is Here

Effective Saturday, January 4, 2020, Automated Underwriting, our instant decision tool, was added to Term Life Express e-Applications. Now all your TLE e-Apps will receive an instant underwriting decision after the health questions are completed. That’s not all, you will also see streamlined e-App screens along with great new features including bank validation, address lookup and touch to sign capability. We walk you through the updated TLE e-App in the training videos below. And for more detailed information, be sure to check out our automated underwriting program flyer and frequently asked questions document. Email Signature Training In-Person Signature Training Protect
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Securian Financial Expanded Hours Of Service

We are expanding our hours of service! At Securian Financial, we are always looking for ways to better serve you and your clients. That’s why we are happy to announce that our Enterprise Contact Center for Individual life and annuity is expanding its hours of service! Beginning January 2, 2020, the following hours of operation will go into effect: Monday through Thursday, 7 a.m. to 6 p.m. CT Friday, 7 a.m. to 4:30 P.m. CT With our new hours, we can help elevate the service experience you deserve.   Contact Us Questions? Please call the SecureCare Sales Support Team at
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Categories: Industry News, Life Insurance, and Securian.

Now more of your clients can qualify. Here’s why.

At Securian Financial, we’re always looking for ways to help you make the sale and offer your clients competitive offers. Here’s what you need to know about our recent underwriting sweet spot enhancements: Individuals with type 2 diabetes, pre-diabetes or a history of gestational diabetes can now qualify for non-tobacco plus, and in some cases, even preferred rates. Family history preferred guideline changes: Death of a family member before age 60 due to diabetes no longer eliminates applicants from consideration of non-tobacco plus, preferred or preferred select rate classes Death of a parent or sibling before age 60 due to
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Categories: Industry News, Life Insurance, and Securian.

GUL Express Illustrations

Last February we announced we no longer require illustrations on most Guaranteed Universal Life Express policies. This allows you to simply use our mobile quoting app to quote GUL Express and submit the application. As a reminder, below is when an illustration is required. No Illustration Required Policies with no-cost riders using monthly or annual payments. Illustration Required Policies with cost riders and making payments using anything other than monthly or annual payments. Policies with any payment structure other than guaranteed term periods offered on the mobile quoting tool (age 80, 85, 90, 100, 120), such as short pay and
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).