Important announcement: Life insurance inforce payments going to new address Effective February 2020, all life insurance payments for inforce policies will go to our new PO Box addresses – one for Securian Life Insurance Company and another for Minnesota Life Insurance Company. If payments are sent to our old address after this date, they will be forwarded to Securian Financials’ home office until 2021. Please note, for clients with direct billing payments through a bank, they may need to update our address with their bank. Here are the new addresses for life insurance payments: Securian Life policies: Securian Life Insurance
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iGO e-App Training
If you’re looking for an even faster way to submit business, use our iGO (in Good Order) e-App featuring Automated Underwriting for Living Promise and Term Life Express. Both of these online applications ensure you have the right forms and all required fields are highlighted in yellow preventing mistakes and saving you time. Even better? We also offer Automated Underwriting on Living Promise and Term Life Express e-Apps so you will receive an instant underwriting decision while you’re with the client. Want to learn more? Watch our agent training videos below. > Living Promise Email Signature Method > Living Promise
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Help Clients Understand Their IUL Express Allocation Options
The accumulation value within an Indexed Universal Life Express (IUL Express) policy earns interest at a rate that is calculated based on the performance of a market index. If you use the IUL Express Easy Solve, the 100% participation rate crediting strategy will be selected, but your clients also have additional crediting strategy options. Your clients can choose from three crediting strategies, all based on the performance of the S&P 500, as well as a fixed account. This allows them to tailor their policy based on how they believe the index will perform. Clients can choose to allocate all of
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Market your expertise with the co-branded tax guide
2020 is here. And so is your co-branded tax guide Our 2020 tax guide is now available. Download our generic version below or contact our sales team to get a co-branded one with your information and start marketing yourself in 2020. This piece is one of our most popular value adds. Use it to help expand relationships, grow your business and position yourself as the go-to resource. Download tax guide Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-413-7860, option 1. #goldencareagent #minnesotalife #securian
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A Sales Idea Using Both the LTC and Chronic Illness Riders
Our Income Advantage IUL and Life Protection Advantage IUL policies now offer a Long-Term Care Rider in addition to an Accelerated Death Benefit for Chronic Illness Rider. In some cases, it may benefit your clients to choose both riders. Although both riders can’t be added to the same policy, your clients have the option to split a larger policy into two. And, only one application is needed – you just need to include instructions on the application regarding the client’s intent to split the policy. Take a look at the sales idea flyer to see a case study that shows
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Life, Simplified.
Our Simplified Issue products make your life simpler with uncomplicated underwriting, quick turnarounds and faster coverage for your clients. Faster processes to offer faster coverage – now that’s life insurance, simplified. On mutualofomaha.com/simple you can find: Tools to help you get started with Mutual of Omaha as a new agent Simplified issue product information, including downloadable marketing pieces, training videos, and consumer videos Underwriting and application resources Advanced sales concepts Contact information Be sure to check out this helpful resource and make sure to bookmark it so it’s always at your fingertips. Now that’s simple. Life, Simplified. #goldencareagent
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Tax Season is a Great Time to Reach Out to Clients
Tax season is underway… are your clients ready? As you are working with your clients, make sure to keep our 2020 Advanced Markets Tax Reference Guide handy — it puts key tax figures and limits right at your fingertips. And, don’t forget — our Advanced Markets Team is here to help! A key objective of our team is to provide training and support that focuses on our areas of expertise – estate planning, business planning, and retirement and distribution planning – and that can help you with your sales efforts. If you have a question about a concept, how our
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Tax Bracket Risks Brochure Updated for 2020
When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Bracket Risks brochure for 2020 can help you explain the advantages of an IUL policy to your clients. This updated brochure can be ordered through your normal supply channels beginning Friday, January 31, 2020. If you have
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Give Your Clients Credit using Our Fit Underwriting Program
Our Fit Underwriting Program offers your clients the potential for a better rate class and a lower premium. Here are some examples of what it means to be physically or financially fit. Great family history — no deaths from any disease prior to age 70 Optimal blood pressure control (treated or untreated) with an average of 135/85 or better Preferred or better build, ages 18-60; Standard Plus or better build, ages 61-75 Regular preventative medical care and compliant follow-up for treated impairments (within the past 12 months) Income > $100,000, or net worth > $1,000,000 Preferred or better driving record
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IUL Max Illustrated Rate Change
Effective February 1, 2020, the IUL maximum illustrated rates in WinFlex Web will increase as follows: Income Advantage IUL: 100% Participation Rate with 11% Cap: Increasing from 6.58% to 6.62% 140% Participation Rate with 8% Cap: Increasing from 5.33% to 5.36% 60% Participation Rate with No Cap: Increasing from 6.58% to 6.62% Life Protection Advantage IUL: 100% Participation Rate with 10% Cap: Increasing from 6.13% to 6.16% 140% Participation Rate with 7% Cap: Increasing from 4.72% to 4.74% 50% Participation Rate with No Cap: Increasing from 5.76% to 5.80% IUL Express: 100% Participation Rate with 10% Cap: Increasing from 6.13%
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