Upcoming Holiday Hours for Securian’s SecureCare Team

SecureCare tele-interview and underwriting holiday hours As challenging as this 2020 year has been, we still want to take a moment to count our blessings this Thanksgiving season and say “Thank You!” for your business and loyalty. Please take note of the following holiday office closures: Thanksgiving Eve (Nov. 25): Closed at 5 p.m. CST Thanksgiving Day (Nov. 26): Closed Black Friday (Nov. 27): Closed Christmas Eve (Dec. 24): Closed at 3 p.m. CST Christmas Day (Dec. 25): Closed Boxing Day (Dec. 26): Closed New Year’s Eve (Dec. 31): Closed at 5 p.m. CST New Year’s Day (Jan. 1): Closed
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Categories: Industry News, Life Insurance, and Securian.

Important Year End Information

The holidays are quickly approaching, please make sure you have these important dates and operating hours marked in your calendar. End of Year Pay Schedule Client Interview Team Holiday Hours (All in Central Time) Wednesday, November 25, 2020 8:00 a.m. – 4:30 p.m. Thursday, November 26, 2020 Closed Friday, November 27, 2020 Closed Saturday, November 28, 2020 Regular hours: 10:00 a.m. – 2:00 p.m. Thursday, December 24, 2020 (Christmas Eve) 8:00 a.m. – 4:30 p.m. Friday, December 25, 2020 Closed Saturday, December 26, 2020 Closed Thursday, December 31, 2020 8:00 a.m. – 4:30 p.m. Friday, January 1, 2021 Closed Saturday,
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Thanksgiving Office Closing

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Thursday, Nov. 26, and Friday, Nov. 27, 2020, for the Thanksgiving holiday.   Thanksgiving Office Closing   #goldencareagent #mutualofomaha #thanksgiving
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Mutual of Omaha’s Logo Story

The Mutual of Omaha logo has evolved, but we continue to be the strong brand we’ve been for more than a century. For more than 100 years, Mutual of Omaha’s legacy has been a commitment to helping people protect what’s important to them. Another important part of our heritage has been interconnected with the natural world through the groundbreaking program Wild Kingdom. Just as Wild Kingdom forever changed the future of nature programming, we continue to look for ways to evolve and create positive change.   Protection and strength. These are reflections of what we’ve always been as a company.
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Categories: Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Announcing the New Mutual of Omaha Corporate Symbol

We’re proud to introduce our new logo Positive Change to Take Us Into the Next 100 Years — And Beyond For more than a century, Mutual of Omaha has been committed to listening to our customers and helping them through life’s transitions by providing an array of insurance and financial products. Earlier in July, we announced the retirement of the Native American symbol to support our strong commitment to diversity and inclusion. At this time, we are pleased to unveil the new corporate logo allowing us to progress towards the future with our customers and sales distributions. Protection and strength
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Securian LTC Awareness Month

Long-term care (LTC) consumer social media e-toolkit Long-Term Care Insurance Awareness Month is already under way — use this toolkit to help educate and engage prospects. Leverage the kit’s pre-built posts to help prospects get the facts about long-term care and motivate them to start making a plan of their own — with your guidance. Each post includes lead-in text and an animated image to help drive engagement. Facebook & LinkedIn campaigns How it works: Open the animated image and save the mp4 file to your computer by clicking the three dots in the right-hand corner and selecting download. Copy
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Categories: Industry News, Life Insurance, and Securian.

Living Promise Paper App Update – Arkansas Only

Effective November 1, 2020 we will be discontinuing the Arkansas state special version of the Living Promise paper application (form number: D389LAR12A). Arkansas will now use the Living Promise interstate compact application (form number: ICC14L643A). Please note, Arkansas only allows the Living Promise Level benefit product. Arkansas does not allow the Living Promise Graded benefit product.   Transition Rules Living Promise paper applications using the old Arkansas application (form number: D389LAR12A) must have a signed date on or before November 15, 2020 and must be received in the home office by November 30, 2020. After November 30, 2020 all Living
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Can You Keep All the AG49-A Changes Straight?

It’s been happening for a while now. Carriers have been designing products to get around the original AG49 illustration regulations introduced in 2015. Competitors developed all kinds of complex features just to allow their IUL products to illustrate better on paper. You’ve probably heard it referred to as ‘the illustration wars’. The problem is: clients didn’t understand what they were buying and there’s a good chance many of these policies won’t live up to their illustrated performance. And, these complex features also came with increased charges. So, if these products aren’t client-friendly, why are they still being sold? Simple. Because
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

AG 49-A illustration changes effective November 21, 2020

Illustration Regulation AG 49-A The National Association of Insurance Commissioners (NAIC) has made enhancements to Actuarial Guideline 49 (now referred to as AG 49-A). All carriers are required to comply with these new indexed universal life (IUL) illustration regulations by December 14, 2020. The following are Securian Financial’s transition details and deadlines: Products impacted: Eclipse Accumulator IUL Eclipse Protector II IUL Eclipse Survivor II IUL Eclipse IUL-NY Important dates: Friday, November 20, 2020 — Illustrations based on the old AG 49 guidelines will no longer be available after this date. Saturday, November 21, 2020 noon – Central Time — Updated,
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Categories: Industry News, Life Insurance, and Securian.

When Your Final Expense Clients Need a Little More Death Benefit

A final expense product is a great solution for clients who are looking to cover their funeral expenses, as well as other end-of-life expenses their families could incur. For clients who need a little more death benefit than a final expense policy typically allows, you may want to consider Indexed Universal Life Express as an alternative. IUL Express offers higher face amounts, which will allow your clients to be better prepared for the end-of-life expenses their loved ones may incur. Learn more in the IUL Express as an Alternative When Clients Need More Death Benefit than a Final Expense Policy
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).