Effective January 1, 2018, customers can now access their underwriting lab results from CRL or ExamOne online. When the examiner is with your client, they will give the client instructions on how to access their results online. This new process will eliminate the paper letter with the results. This applies to all fully underwritten Life and Disability Income policies. If you have any questions, please contact our underwriting call center at 800-715-4376. Customers Can Access Underwriting Lab Results Online #goldencareagent #mutualofomaha
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Children’s Whole Life Product Enhancements
Children’s Whole Life coverage is a natural fit for parents and grandparents who want to protect their children and grandchildren. As you know, CWL is an affordable express policy that allows clients to lock in low premiums and future insurability throughout the lifetime of their child or grandchild. Effective January 22, 2018, CWL – with some important revisions – can do more than ever to protect children’s financial future. Product Enhancements Increased maximum face amount Current Maximum Face Amount – $30,000 NEW Maximum Face Amount – $50,000 Improved Guaranteed Insurability Rider Current rider triggers for additional coverage Can add additional
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Gerber Life Updated EFT and Bank Change Forms
Updated EFT and Bank Change Forms Gerber Life has recently updated our Electronic Funds Transfer (EFT) and Bank Change forms, to help us more easily identify the change being requested. The new forms will be added to the Contracting Kits during our next round of updates, and can also be found by clicking the links below. EFT – Agent only EFT – Agency/Corporation only Bank Change – Agent only Bank Change – Agency/Corporation only Updated EFT and Bank Change Forms #goldencareagent #gerber
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IL Medicare Supplement Application Checklist Change
IL Application Checklist Change – Effective 01/01/2018 The 2018 Medicare Supplement Checklist is now available in our Illinois Application Packet. We will accept the 2017 Medicare Supplement Checklist until January 31, 2018. Starting February 1, 2018, the new 2018 Medicare Supplement Checklist will be required or it will be a considered as a missing requirement. Click below to access the Updated Illinois Application Packet. IL Application Packet #goldencareagent #sentinel
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New Vantage Life Available In Additional States, Effective 01/15/18
New Vantage Life Available in IN, KY, MD, MS, and RI – Effective 01/15/18 We are excited to announce that our New Vantage® Life Policies will be available in Indiana, Kentucky, Maryland, Mississippi, and Rhode Island effective January 15th 2018. Click on the link below to download the application packet for these states, or visit our Agent Portal for other forms and materials. New Vantage Application Packet for IN, KY, MD, MS and RI #goldencareagent #sentinel
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Good News | GoldenCare’s Priority Is Setting You Up For Sales Success
GoldenCare’s Exclusive Lineup Of Valued Added Tools & Services Did you know that as a GoldenCare agent, you have complementary access to several value-added tools and services, including: Perfect Portfolio of Products Superior, Personal Backend Support Product & Sales Training, Including Specials with LTC Industry Leaders LTC CEO Office, Home and Internet Selling Tools GoldenCare Rewards Program CSG Actuarial Comparison Tools StrateCision Comparison Tools Discounted E & O Coverage Exciting Promotions Featuring Different Products CareOptions Health and Wellness Hub Agent Review Consumer Lead Program GoldenCare has the tools, services and resources to support your efforts and help you achieve
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“How to Use RMDs to a Client’s Advantage: Morningstar’s Benz”
“How to Use RMDs to a Client’s Advantage: Morningstar’s Benz,” by Jane Wollman Rusoff, ThinkAdvisor “Who should buy long-term care insurance? The long-term care question is the big risk factor in many retirees’ plans. People who don’t have long-term care insurance are courting a risk that they may incur big costs that could gobble up their portfolios. But those policies are very expensive. Yes, and premiums have been rising. So even people who thought they were doing the right thing in buying a policy have, in some cases, been socked with really large premium increases. What’s the risk if people
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“Medicare Advantage Enrollees More Likely to Enter Low-Quality SNFs”
“Medicare Advantage Enrollees More Likely to Enter Low-Quality SNFs,” by Maggie Flynn, Skilled Nursing News “Fee-for-service (FFS) Medicare has been increasingly de-emphasized in favor of newer payment models such as Medicare Advantage (MA), but a new study in the journal Health Affairs suggests that FFS might provide better skilled-nursing choices for its beneficiaries. ‘Even after accounting for the quality of nursing homes in a geographic area and the quality of Medicare Advantage plans in a geographic area, patients in Medicare Advantage plans tended to go to lower-starred nursing homes,’ David Meyers of the Brown University School of Public Health told
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“Wisconsin considers tax-protected long-term care accounts”
“Wisconsin considers tax-protected long-term care accounts,” by Kimberly Marselas, McKnight’s LTC News “Wisconsin residents will be able to invest in long-term care funds set up like popular, state-based college savings plan, if legislators get their way. A bipartisan bill making its way through the state assembly would allow people to contribute $5,500 to $8,500 per year, depending on age, and withdraw the money tax free for qualified long-term care. . . . The sponsors and aging advocates who helped draft the bill describe it as an alternative to costly long-term care insurance designed to meet needs not covered by Medicare.
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“Millennials flock to nursing at twice the rate of baby boomers, staving off shortage”
“Millennials flock to nursing at twice the rate of baby boomers, staving off shortage,” by Shari Rudavsky, Indianapolis Star “Millennials are saving the nursing profession. Facing a potential shortage due to baby boomers retiring, nursing has welcomed an unexpected surge of millennials entering the field. Those millennials are nearly twice as likely to be nurses as their grandparents’ generation, the baby boomers, a recent Health Affairs study found. This trend has averted a potential workforce crisis and has implications for the future of nursing, said David Auerbach, one of the authors of the study.” LTC Comment (from Stephen A. Moses,
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