IMPORTANT: Re-download NGL Rate Calculator

New NGL Rate Calculator Available for iOS (iPhone) and Android, Please Download ASAP A new version of the mobile NGL Rate Calculator for both iOS (iPhone) and Android was just released late Friday (3/9) and should be downloaded immediately. We had discovered a bug in the application that prevents the rates from changing when the user changes the growth rate selected, causing incorrect rates to be displayed. This issue only affects the mobile versions of the rate calculator; the desktop version you may have downloaded and the web version available on MyNGLIC.com are functioning correctly and displaying the correct rates.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Transamerica: Electronic Application Signature Rules

Electronic Application Signature Rules In order to clarify the various electronic signature methods, a helpful Grid/Checklist has been developed. It outlines the electronic signature rules for various products. View the grid/checklist now, or access through your agent portal.   If you have any questions, don’t hesitate to contact the Transamerica Sales Desk at 877-532-4910.   Thank you for trusting Transamerica to protect your families.   Electronic Application Signature Rules   #goldencareagent #transamerica
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Categories: Industry News, Life Insurance, Medicare Supp./Adv., and Transamerica.

Rx coverage questions? What you need to know

Help your Medicare clients understand their Rx coverage Use these tips to help retain your Medicare clients and prevent complaints Remind your clients: Aetna and Coventry Rx plans (i.e., MAPD and PDP) require them to use a network of pharmacies to get their prescription drugs. If their Rx plan has a deductible for prescription drugs, it only applies to drugs on tiers 3, 4 and 5. If their Rx plan includes a preferred pharmacy structure, they may be able to save money by using particular pharmacies (called our preferred pharmacies). The Medicare Part D program has 4 benefit stages: the
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Categories: Aetna, Industry News, and Medicare Supp./Adv..

Gerber Life Insurance’s Interactive Voice Response System Updated

Breaking News! Gerber Life Insurance’s IVR (Interactive Voice Response) phone system has gone through an overhaul. Now it is faster and easier to get information. What has changed? Choose options based on your role as either a: Writing Agent, or Back office, Case Manager, or Agency Representative New Appointment status information includes: # of active appointments # of pending appointments # of terminated appointments Appointment status by state (last 60 days) New Commission details include: Commission cycle information Last commission amount paid Form of payments New Payment options include: Automatic payments One time payments Debt Payment (coming soon) What authentication
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Categories: Gerber Life, Industry News, and Life Insurance.

NGL – EssentialLTC News

Thank you for your continued advocacy of long term care insurance solutions for your clients. Your support and feedback inspires us to innovate new approaches to an evolving marketplace. As such, we want to share some of our current and ongoing initiatives:   eApp: The NGL LTCi team has been working hard behind the scenes to help make submitting new business easier, more efficient and more profitable for you. Coming soon, we will introduce our new eApp process which will streamline the way you submit your LTCi applications to us. Stay tuned for more information and the official release date!
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Stay Up-to-Date on Your Sales Performance

You now have access to your monthly persistency and placement performance on Sales Professional Access (www.mutualofomaha.com/broker). The report is easy to find, simply log in to Sales Professional Access. Click on the Reports Tab, then scroll down to the Persistency/Placement Reporting section. You will be able to search and export the reports as well as drill down by hierarchy. Take a look at our Placement and Persistency Reports Guide for screenshots and the basics of how to access and navigate the reports. We’re pleased to provide reporting that helps you stay up-to-date and able to monitor your performance.   Please
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The Cost of Waiting to Buy LTCi

We know your clients are busy. Between work and family, who has time to think about long-term care insurance? But waiting to buy an LTCi policy may cost your clients in the long run. If you have clients who are waiting to buy LTCi, they may become uninsurable or it may be unaffordable by the time they purchase. Let your clients know the importance of not putting off this decision. To learn more about the cost of waiting, click here. Please contact Mutual of Omaha if you have any questions: (800) 693-6083 or sales.support@mutualofomaha.com.   The Cost of Waiting to
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

One Company/One State Effective April 1, 2018 only Medicare supplement underwritten by United World in IL, IA, NE and WV will be accepted for new business sales.   10th Annual Med Supp Industry Summit Join us in St. Louis for the 10th Annual Medicare Supplement Industry Summit June 12 – 14.   Upcoming Rate Adjustments View upcoming Med supp rate adjustments in AL, AZ, MS, NM and TN. •  2010 Modernized In Force Only – MD, MS and TN •  1990 Standardized Rate Adjustments – AL, AZ, MS and NM   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Improved Internal Replacement Process

United of Omaha is updating our requirements for listing other Life Insurance coverage clients may have with Mutual of Omaha companies that have canceled or lapsed within the last 13 months, or that is pending or in-force. Coverage that is pending, or currently in force, is required to be listed on applications under the “Other Coverage” section, with details provided accordingly. Clients who have other coverage with Mutual of Omaha companies that has canceled, or lapsed within the last 13 months, are no longer required to list this coverage on the application. Clients will receive a letter notifying them of
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The GRO Rider – A Unique Feature on Income Advantage IUL

The Guaranteed Refund Option rider is included with all qualifying Income Advantage IUL policies at no additional cost. You may be wondering why clients even need a GRO rider, when most companies illustrate a projected 6 percent (or thereabouts) indexed interest crediting rate. Read the Guaranteed Refund Option on IUL flyer to learn how the GRO rider can help provide clients with an additional layer of protection – especially in an unpredictable market.   The GRO Rider – A Unique Feature on Income Advantage IUL   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).