S&P raises Securian’s financial strength to AA-

S&P raises Securian’s financial strength to AA- (Very Strong) with a stable outlook March 6, 2018 Today, Standard & Poor’s (S&P) raised Securian’s financial strength rating to AA- (Very Strong) with a stable outlook. The rating and outlook apply to Securian Financial Group subsidiaries Minnesota Life and Securian Life. The ratings upgrade reflects Securian’s diversified busines profile, strong GAAP operating performance and solid market position in the group life and indexed universal life markets. S&P also noted that Securian has “shown solid retention in almost every segment, managing profitable growth while maintaining market share.” S&P also cited Securian’s “extremely strong
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

United Security Assurance: Agent Access

Secure Access To Agent Portal We would like to encourage all our licensed producers who have not already done so, to register for our website today. Registered producers have direct access to online training, sales, and information tools. There are also links to view, download, or print our marketing materials and the ability to download our quoting software. Call our Marketing Team at 800-872-3044 if you experience any problems registering for our website.   https://usaofpa.com/   #goldencareagent #unitedsecurity
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Categories: Industry News, Long-Term Care, and United Security.

United Security Assurance: Positive Feedback

Positive Feedback Recently our Coventry Service Program’s1 Wellness Specialists received some positive feedback from two LifeStyle Solutions policyholders. The following comments were extracted from recent telephone calls. “I really appreciate it when your company periodically calls to check up on me.” “Having long term care insurance is very important to my overall financial plan and ensures the legacy which I will provide to others.” When policyholders qualify for benefits, our SecureHorizons plan includes an annual information and consultation session with the Coventry Service Program at no additional cost or charge. The purpose of the annual session is to help policyholders
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Categories: Industry News, Long-Term Care, and United Security.

Are your clients part of the 57%?

Help Your Clients Be Better Prepared With Gerber Life Guaranteed Life Building a substantial savings or emergency fund seems to be a problem for many Americans. In fact, 57 percent of Americans say they are unable to handle an unexpected expense of $500, according to a survey by Bankrate.com.1 The findings from the survey seem to indicate that many individuals continue to struggle with managing their basic finances. Given this, it may not be realistic to think that they would have extra money set aside to pay final expenses, leftover debt and funeral costs if something were to happen to
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Categories: Gerber Life, Industry News, and Life Insurance.

Coming soon – updated version of the NGL Rate Calculator

Coming soon, updated version of the NGL Rate Calculator An updated version of the mobile rate calculator has been pushed to iPhone users in the App Store and to Android users in the Google Play Store, and desktop will be released later this month. Eventually, if users have not updated the application to the most recent version, they will be forced to do so when downloading rates. Additionally, the web version of the rate calculator will be updated, and will have a similar look and feel to the mobile and desktop versions. Please be on the lookout for upcoming communications
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Categories: Industry News, Long-Term Care, and National Guardian Life.

MFA on MyNGLIC.com

As of last month, Multi-Factor Authentication (MFA), an extra layer of data security, began protecting you and your clients’ information on MyNGLIC.com. MyNGLIC.com will now ask users to complete a simple, one-time device authentication. Authenticating your device is easy; you simply click a link sent to the email address you have on file at MyNGLIC.com.   Click here to see the easy steps to authenticating a device.   Please contact NGL’s dedicated Life Product Support team at 800-762-9883 or lifeproductsupport@nglic.com with questions.   #goldencareagent #ngl >   Related: Updates to NGL’s email encryption NGL: Coming Soon! Extra Identity Protection New enhanced
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Omaha: Mobile Quotes Updates

In order to provide you with the best quoting experience, we continue to improve and upgrade the features of our Quotes for Sales Professionals mobile quoting app. Unfortunately, if you are running an old version of the mobile app, you may be missing out on some of our great new functionality. As of April 23, 2018, the following versions of the mobile app will no longer be supported: 0.0.5 0.0.6 1.0.5 1.2.3 1.2.25 1.2.39 1.3.40 1.3.58 1.3.70 1.3.97 1.3.107 2.0.11 2.0.24 2.0.35 2.0.48 2.0.53 2.0.57 2.0.66 2.0.76 2.0.77 2.1.18 2.2.5 2.3.8 2.4.17 The current version of the mobile app is
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Rate Adjustments Effective July 1, 2018

Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective July 1, 2018: Block of Business Impacted States LTC04I CT, MA, MN LTC06UI MA, MN, NV NHA, LTA, HCA, LT50,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

MutualCare Solutions Underwriting Guide Updates

The MutualCare Solutions underwriting guide has been revised to provide you with the most updated information about uninsurable medications and updated medical impairments and requirements. Updates are effective May 1, 2018. Here are a list of new uninsurable medications that are on pages 22-24. Alemtuzumab Fingolimod Gilenya Hemlibra Idhifa Juluca Lemtrada Mavyret Vosevi Some updated medical impairments you should take note of: ADD/ADHD (Page 26) — clarified Stable 1 year to Stable 1 year on one medication under preferred underwriting Amaurosis Fugax/Amnesia (Page 26) — Added One episode and Two episode classes Drug Abuse (Page 35) — Changed drug free
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

2018 Marketing Credits Program Did you know you can earn marketing credits just for placing your Medicare supplement applications with Mutual of Omaha? Each marketing credit gives you $1 to help build your Med supp business.   NY Rate Filing Notice Policyholders in New York will be receiving an Initial Notice that Mutual of Omaha will be filing Medicare Supplement rate adjustments in the state of New York on all Standardized and Modernized business for Mutual of Omaha with a planned effective date of October 1, 2018.   Upcoming Rate Adjustments View upcoming rate adjustments for CA, DC and TN.
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).