2018 4th Quarter Broker Bonus Program

You can make even more bucks on your Medicare supplement and SELECT underwritten business through our 4th Quarter Broker Bonus Program. Here are the nuts and bolts: Qualification Period: Bonus Program period is from October 1, 2018 to December 31, 2018. Eligible states: Alabama Iowa New Jersey Tennessee Arizona Kentucky New Mexico Texas Colorado Louisiana* North Carolina Utah Florida Maryland Ohio Virginia Georgia Mississippi Oklahoma West Virginia Idaho* Nebraska Pennsylvania Wisconsin Illinois Nevada South Carolina   Indiana New Hampshire South Dakota           * 2 new states added for this contest period Qualifying Apps: All Medicare supp/SELECT
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

“Medicare Advantage Premiums to Decrease by 6% in 2019″

“Medicare Advantage Premiums to Decrease by 6% in 2019,” by Thomas Beaton, HealthPayerIntelligence “CMS officially announced a six-percent decrease in Medicare Advantage premiums in 2019 as the result of MA enrollment, health plan options, and benefits increase. All signs point to the MA marketplace continuing to be a lucrative market for payers. CMS stated that the average 2019 MA premium will decrease from $29.81 to $28.00 and improve health plan affordability for most beneficiaries. Eighty-three percent of MA enrollees are expected to have either the same or a lower premium in 2019. CMS estimates that 46 percent of MA beneficiaries in
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Categories: Clippings, Industry News, and Long-Term Care.

“In the Nursing Home, Empty Beds and Quiet Halls”

“In the Nursing Home, Empty Beds and Quiet Halls,” by Paula Span, New York Times “The most recent quarterly survey from the National Investment Center for Seniors Housing and Care reported that nearly one nursing home bed in five now goes unused. Occupancy has reached 81.7 percent, the lowest level since the research organization began tracking this data in 2011, when it was nearly 87 percent. … Given an aging population, you’d think nursing homes would be coping with the opposite problem — surging demand for their services.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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Categories: Clippings, Industry News, and Long-Term Care.

“5 Things to Know About New York Life’s New LTCI Policy,” by Allison Bell, ThinkAdvisor”

“5 Things to Know About New York Life’s New LTCI Policy,” by Allison Bell, ThinkAdvisor “Here’s a look at possible answers to five questions about the NYL My Cares policy a financial professional’s clients might have about the policy, drawn from the New York Life LTCI  team’s written comments.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Interesting details on the new policy. #goldencareagent #LTCI
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Categories: Clippings, Industry News, and Long-Term Care.

2019 Health Marketing Credits Program

We now have a combined Health Marketing Credits Program for the following products: Medicare Supplement Long-Term Care insurance Priority Income Protection & Critical Advantage Portfolio Did you know you can earn marketing credits just for placing applications for these products with Mutual of Omaha? Each marketing credit gives you $1 to help build your Mutual of Omaha business. Use your credits for things like: Leads Postage for mailings Office supplies that allow you to use our electronic tools (i.e., computer, laptop, tablet or smart phone) Company Collection Merchandise There’s no limit to the number of credits you can earn!  
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Categories: Critical Illness, Disability Income Insurance, Industry News, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

“The U.S. Returns to Top 10 in World Economic Freedom Index”

“The U.S. Returns to Top 10 in World Economic Freedom Index,” by Ian Vasquez, Foundation for Economic Education “According to the Economic Freedom of the World: 2018 Annual Report—co-published today in the United States by the Fraser Institute (Canada) and the Cato Institute—the United States has returned to the list of the top ten freest economies in the world after an absence of many years and a decline that began around the year 2000. The United States ranks 6th on the index. … Hong Kong and Singapore, as usual, occupy the top two positions. The next highest scoring nations are New
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Categories: Clippings, Industry News, and Long-Term Care.

2019 Med Supp Marketing Credits Program

Medicare Supplement Marketing Credits are as Good as Cash Good news! This same great program is available in 2019. You earn credits each month in which you have at least five eligible issued Mutual of Omaha or affiliate Medicare supplement new-business open enrollment or underwritten applications. Then spend your credits on activities that help you grow your Medicare supplement business or redeem them for Mutual of Omaha branded promotional items. Redemption Timeline for 2019 credits
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

“What’s the Dollar Cost of Caring for a Loved One With Alzheimer’s?”

“What’s the Dollar Cost of Caring for a Loved One With Alzheimer’s?,” by Steven Reinberg, HealthDay “Almost $200,000 over the course of two years. That is the cost of the care that a family member typically gives a loved one with Alzheimer’s disease. … For mothers who had memory loss but no difficulty preforming daily activities the researchers estimated the cost over two years at $163,000. The costs of caring for someone who had difficulty with daily activities was $167,000 over the same period. When memory problems were combined with difficulty with daily activities, however, the costs of caregiving actually
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Categories: Clippings, Industry News, and Long-Term Care.

“71% of affluent older adults would rather rely on family — and pay them — for LTC, survey finds”

“71% of affluent older adults would rather rely on family — and pay them — for LTC, survey finds,” by Marty Stempniak, McKnight’s LTC News “A new survey of wealthy seniors suggests that many of nursing homes’ potential residents would prefer to receive long-term care at home, and would be willing to pay their own family members for it. … About 56% of respondents said that they ‘would rather die’ than live in a nursing home, and 47% said they’re worried about becoming a burden to their families.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
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Categories: Clippings, Industry News, and Long-Term Care.

“I28% of affluent 50+ adults expect to live in assisted living, survey finds”

“28% of affluent 50+ adults expect to live in assisted living, survey finds,” by Lois A. Bowers, McKnight’s Senior Living “Twenty-eight percent of affluent adults aged 50 or more years participating in a recent survey said they believe they are likely to receive long-term care at an assisted living community when they need it, although only 15% identified assisted living as their preferred location. … Respondents ranked assisted living higher than family members’ homes, adult day care and nursing homes as far as where they would prefer to receive care and where they believe they are likely to receive care.
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Categories: Clippings, Industry News, and Long-Term Care.