As carriers begin to release High Deductible G rates for MACRA, CSG Actuarial will be adding them to the MarketAdvisor quoting tool. Agents can select High Deductible G from the plan selection list, but must enter an effective date of 1-1-2020 to view results. CSG Actuarial is tracking each state’s progress on implementing MACRA-related changes. Click here to download our MACRA Tracking Grid. To learn more about MACRA, download the NAIC’s frequently asked questions here. MACRA Changes #goldencareagent #csgactuarial
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New Carrier Added to CSG E-Application Platform
On July 1, CSG Actuarial added Heartland National Life Insurance Company to the Medicare Supplement E-Application Platform. Agents can submit applications in 10 states – DE, IA, MD, NC, ND, NM, OH, PA, SD and WV. Heartland offers Plans A, G, N in all 10 states with a subset of states offering Plans B and/or C. Heartland will be releasing additional states later this year. Heartland National Life is the third carrier to be added to the E-Application Platform. Aetna and Mutual of Omaha companies were added earlier this year. CSG Actuarial is excited about the expansion of our E-Application
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Producer Tech Support – Amazon Connect
Mutual of Omaha has upgraded its technologies to provide a better customer service experience by implementing Amazon Connect for our broker technical support calls. This same platform was introduced a few months ago to support customer service calls in contact centers throughout the organization. As of Thursday, August 1, brokers who call Producer Tech Support will interact with the new system. A few notes about this update: The Tech Support email option will continue to operate as usual. The option to chat with Tech Support will be removed. The option to leave a voicemail will be removed. Brokers will need
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Medicare News – Omaha Family of Companies
Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in AL, IA, ND, NJ, NY, OK, and WY. Med Supp One Company/One State – TX Effective September 1, 2019 only applications underwritten by Omaha Supplemental Insurance Company will be accepted for new business and conversions in TX. Proper Identification of Underwriting Company When taking a client’s Med Supp application, clearly identify for them the correct underwriting company for the policy being purchased. New Med Supp Benefit – Mutually Well A new benefit for our Med Supp policyholders is coming soon: a comprehensive fitness
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Accelerated Underwriting for TLA
Our Accelerated Underwriting program for Term Life Answers is easy. Submit a Speed eTicket (drop ticket), ExamOne contacts the client — we take care of the rest. The best part? We’ll provide an underwriting decision in 48-72 hours! Click here to find out which of your clients could qualify for Accelerated Underwriting. If you have questions, please contact your Mutual of Omaha Account Executive or Sales Director. Accelerated Underwriting for TLA #goldencareagent #mutualofomaha
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LTC Riders: Understanding the Differences in Design
Our LTC Rider on Income Advantage IUL and Life Protection Advantage IUL follows what is known as a reimbursement rider model. Many other companies use an indemnity model. Knowing the difference is important. Here’s a basic definition: Indemnity — Policyowner can take rider benefits up to the maximum monthly benefit limit regardless of the actual expenses incurred. Reimbursement — Policyowner is reimbursed based on actual expenses incurred by the insured, up to the maximum monthly benefit limit. At first glance based on the definitions alone, an indemnity rider may seem like the obvious choice, that your client has access to
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Video: Go Behind the Scenes with an LTC Underwriter
We’re excited to bring you the first in a series of video interviews with members of our underwriting team! This video interview is with the manager of our underwriting area, Demerri Bond. She’s spent the last 20 years on our long-term care underwriting team, but before that, she was a long-term care nurse. The transition from being someone providing care to someone providing benefits for those who need it has given her a unique perspective that you’ll want to see. Check it out! NEW FEATURE Not discussed in this video is a brand-new option for applicants 59 and younger. In
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Premium Savings Options on DI
Offer these premium savings options (Note: Percentages may vary state and saving may not be available in all states.): Association– If your client is a member of a qualifying association, they may qualify for a 15 percent premium savings on their individual DI policy Self-Employed– If your client is self-employed, they may qualify for a 15 percent premium savings on their individual DI policy Common Employer– Three or more clients who work for the same employer are each eligible for 15 percent premium savings on their individual DI policies Life + DI– Clients who have purchased a fully underwritten United
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Medicare News – Omaha Family of Companies
Medicare Supplement: Med Supp Modernized Rate Adjustment Please view the upcoming Modernized Rate Adjustment in Virginia. TX OSIC Communication Clarification Important Notice regarding Omaha Supplemental Insurance Company Texas and MACRA. Medicare Advantage and Prescription Drug Plans: MA/PDP Product Training and Contracting After you have taken care of your contracting and AHIP training and certification, up next is product training for Medicare Advantage and Prescription Drug Plans. #goldencareagent #mutualofomaha
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Critical Advantage℠ Portfolio Offers Clients Support When They Need it Most
It’s a topic most people don’t want to think about but, according to the American Heart Association: Approximately every 40 seconds someone in the US has a heart attack or stroke Heart attack is one of the most expensive conditions to treat Survival rate for both conditions continues to rise Heart Attack and Stroke policy can help your clients replace lost income, pay health insurance deductibles and keep up with ongoing living expenses like groceries and house payments, so they can focus on getting well. Talk to your clients today about the direct and indirect costs a heart attack or
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