Important: CSG Actuarial Scheduled Maintenance

SCHEDULED MAINTENANCE, SERVICE TEMPORARILY UNAVAILABLE CSG Actuarial’s software systems and websites are scheduled to undergo maintenance on: Friday, January 17 at 5:00 P.M. CST — Saturday, January 18 at 12:00 P.M. CST Please plan around this scheduled maintenance time as you will not be able to access any of the software systems. Notifications will be posted on CSG Actuarial’s software systems and websites to notify users of the scheduled maintenance. Please share this information with any other users you have. This system maintenance will allow us to continue improving the software and services we provide. If you have additional questions,
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Categories: GoldenCare News, Industry News, and Medicare Supp./Adv..

Kemper Senior Solutions Product Discontinuation Announcement

12/18/2019 This announcement is to officially notify producers that after thoughtful review and consideration, Kemper has made the decision to discontinue new business sales within the Kemper Senior Solutions market segment. Our desire is to invest our resources more aggressively into our exclusive agent market as well as our worksite business, Kemper Benefits. Be assured, all existing in-force business will continue to receive the same high standard of service they have come to expect. This change will take effect January 1, 2020, for Life products. All applications for Life products received prior to December 31, 2019, with effective dates on
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Categories: Industry News and Short-Term Care.

Care Solutions News, December 2019

Help clients prepare for the future Have you seen our latest multimedia campaign yet? Prepare for What’s Next uses contemporary infographics and persona-based marketing to capitalize on social media pages. The captioned pictures and videos will help you drive traffic, leads and sales. All assets are ready to be downloaded and shared at AssetBasedLTC.com.   Operations updates Asset Care® underwriting guidelines for age and amount change at the start of the new year Effective Jan. 1, 2020, the age and amount requirements for traditional underwriting of Asset Care® cases will be changing. The revised guidelines require all applicants age 60
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Enhancements to SureBridge University

Enhancements to SureBridge University In an ongoing effort to enhance your training experience, we have made enhancements to SureBridge University. In the SureBridge University link found on the Broker Portal, we added several PowerPoints for the trainings in the “Sales Tool Training” program and “Product Training – Individual Product Courses” program found in your Learning Library. These PowerPoint trainings are now available for agents to download. Additionally, a Voice Enrollment with Voice Signature training was posted to assist agents who may need help with that process. Questions? Contact SureBridge Producer Support by calling 888-797-4447, or by emailing: AgentCommunications@SureBridgeInsurance.com.    
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Categories: Dental, Industry News, and SureBridge.

Union Security Rate Adjustment – Wisconsin

Medicare Supplement Rate Adjustment in Wisconsin The following rate adjustments are effective March 1, 2020 for new and in-force business in Wisconsin: WI Base Plan All Ages: 5.0% WI Part A Ded Rider All Ages: 5.0% WI Part B Ded Rider All Ages: 1.1% WI Part B Excess Rider All Ages: 5.0% WI Foreign Travel Rider All Ages: 5.0% WI Home Health Rider All Ages: 5.0% WI Part B Coins/Copay Rider All Ages: 5.0% Applications signed on or before January 31, 2020 will receive the current rates. Application signed on February 1, 2020, or later, will receive the new 3-1-20
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Categories: Industry News, Medicare Supp./Adv., and Union Security.

GoldenCare Newsletter | January 6, 2020

Read Full GoldenCare Newsletter, January 6, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“Bundles cut spending on joint replacements, but not for other conditions”

“Bundles cut spending on joint replacements, but not for other conditions,” by Harris Mayer, Modern Healthcare     Quote: “Medicare’s voluntary bundled-payment program for hip and knee replacements reduced spending by 1.6% from 2013 to 2016 — less than previously estimated — with no overall change in quality, according to a new study in Health Affairs. Another new Health Affairs study reported that lower extremity joint replacement is the only type of clinical episode in Medicare bundled-payment programs that has produced savings so far. The meta-analysis found no evidence of reduced spending or quality improvement for other clinical episodes.” LTC Comment (from
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Categories: Clippings, Industry News, and Long-Term Care.

“How Much Do Medicare Beneficiaries Spend Out of Pocket on Health Care”

“How Much Do Medicare Beneficiaries Spend Out of Pocket on Health Care?,” by Juliette Cubanski  Wyatt Koma, Anthony Damico, and Tricia Neuman, KFF Issue Brief     Quote: “The oldest beneficiaries in traditional Medicare, people ages 85 and older, spent more than twice as much out of pocket as beneficiaries between the ages of 65 and 74 ($10,307 versus $5,021). This difference was primarily due to significantly higher spending on long-term care facility services among beneficiaries in the oldest age group. … In 2016, people with traditional Medicare spent an average of $5,460 out of pocket for health care expenses, including premiums, cost
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Categories: Clippings, Industry News, and Long-Term Care.

“The Health Care Promises We Cannot Keep”

“The Health Care Promises We Cannot Keep,” by Judith Graham, Kaiser Health News     Quote: “For family caregivers, this is a common, anxiety-provoking dilemma. They’ll promise Mom or Dad that they can stay at home through the end of their lives and never go to assisted living or a nursing home. Or they’ll commit to taking care of a spouse’s needs and not bringing paid help into the home. Or they’ll vow to pursue every possible medical intervention in a medical crisis. Eventually, though, the unforeseen will arise ― after a devastating stroke or a heart attack, for instance,
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Categories: Clippings, Industry News, and Long-Term Care.