“Pennsylvania Puts LTCI Issuer in Rehabilitation,” by Allison Bell”

“Pennsylvania Puts LTCI Issuer in Rehabilitation,” by Allison Bell, ThinkAdvisor   Quote: “Regulators in Pennsylvania have put a midsize long-term care insurance (LTCI) issuer, Senior Health Insurance Company of Pennsylvania (SHIP), in rehabilitation. … The SHIP rehabilitation could be somewhat smaller than the Penn Treaty rehabilitation process.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Here we go again; Conseco this time.    
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Categories: Clippings, Industry News, and Long-Term Care.

“How to Deal With an Aging Advisor Force and Aging Clients”

“How to Deal With an Aging Advisor Force and Aging Clients,” by Bernice Napach, ThinkAdvisor   Quote: “More than one-third of financial advisors, or 111,500-plus, will be retiring this decade, along with many of their clients, creating a number of dramatic challenges for the industry. Firms will be faced with retaining the assets of retiring advisors, which account for almost 40% of all advisor assets, managing the shrinking or slower growing assets of existing, aging clients, and attracting newer, younger advisors to help run the business and draw in the heirs of current clients. Nearly $70 trillion in assets is expected
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Categories: Clippings, Industry News, and Long-Term Care.

Good News | Update Available: GoldenCare’s LTC CEO Selling Tools Software

New & Updated Content Now Available In Our LTC CEO GoldenCare’s exclusive LTC CEO Office, Home and Internet Selling Tools software was just updated to Version 9.3, with the very latest resources, calculators, and sales tools! This is the complete sales toolkit, loaded with the most powerful sales and training tools to help you suceed in selling Long-Term Care insurance and other Perfect Portfolio products. What is included in the LTC CEO? How do you get your hands on these Selling Tools? Contract through GoldenCare or write a piece of business to receive your copy of the LTC CEO free
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Categories: GoldenCare News, Industry News, and Long-Term Care.

“The Challenges Facing Japan’s Long-Term Care Services”

“The Challenges Facing Japan’s Long-Term Care Services” by Yuki Yasuhiro, Nippon.com   Quote: “Long-term care has a negative image in Japan as a strenuous job that pays comparatively little. Worker turnover is high and care facilities are chronically short-handed. In today’s rapidly aging society, what can be done to improve conditions?” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Sound familiar? Evidently the radical new Japanese government program for long-term care that we profiled 15 years ago has not solved all the country’s LTC challenges. Check out LTC Bullet:  How Japan Escapes “LTC Hell,” November 18, 2005.
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Categories: Clippings, Industry News, and Long-Term Care.

“How the Longevity Project Is Reimagining Our Longer Lives”

“How the Longevity Project Is Reimagining Our Longer Lives,” by Holly Lawrence, Next Avenue   Quote: “As life expectancies are growing and the 100-year-life is becoming more common, how can Americans, the U.S. government and employers best prepare for the challenges and opportunities of longevity? Meet the Longevity Project, the new initiative designed to come up with some answers. The Longevity Project, developed in collaboration with the Stanford Center on Longevity (its lead content creator), is generating research and engaging in public conversation on the many impacts of longer lives. It just released a poll of 2,200 adults, conducted by Morning
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Categories: Clippings, Industry News, and Long-Term Care.

You’re Invited! Special Introductory Training on a New LTC Alternative

GoldenCare now offers True Freedom Home Care Plans as an LTC alternative! These are field-issue plans available in all 50 states! All True Freedom Home Care Plans feature: 1-Question Field Issue | No Medical Underwriting | Available Nationwide | No Age Limit | No Elimination Period | No ADL Requirements | No Claim Forms Nationwide Home Care Plans with No Medical Underwriting Register Now To Reserve Your Space! Click below to register: Thurs, Feb 6, 2020 2:00 PM  to  2:45 PM CST     Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest
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Categories: GoldenCare News, Industry News, and Long-Term Care.

GoldenCare Newsletter | February 4, 2020

Read Full GoldenCare Newsletter, February 3, 2020 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check for Updates” on your desktop to receive the latest update or call us at 800-842-7799! Happy Selling! Current Promotion: Check back for our next exciting promotion!
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and United Security.

“Flu more deadly for U.S. seniors than coronavirus, say doctors”

“Flu more deadly for U.S. seniors than coronavirus, say doctors,” by Alicia Lasek, McKnight’s LTC News   Quote: “The coronavirus currently plaguing China and spreading global fears has been particularly deadly for elderly people with pre-existing health conditions. Yet it is not nearly as menacing as seasonal flu, physician specialists recently told Kaiser Health News. Influenza rarely gets the sort of attention that 2019 Novel Coronavirus is getting, even though it kills more Americans each year than any other virus, the doctors pointed out. Familiarity breeds indifference, one physician reminded the news outlet.” LTC Comment (from Stephen A. Moses, President, Center for
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Categories: Clippings, Industry News, and Long-Term Care.

Driver’s License Scanner now on the GTL Apple e-App!

Now Available for GTL’s Apple e-App Speed up the application process by automatically filling in your applicant’s information using the new Driver’s License Scanner! Currently available for Apple devices. Android availability coming soon. If you have an Apple device, please update your GTL e-App to see this new functionality. How to Use Step 1 Once you start a new quote, tap the license icon to the right of the name fields. Step 2 Center the red bar horizontally over the back bar code of the applicant’s license. When the scan is completed, please verify that the automatically filled information is
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

Tax Bracket Risks Brochure Updated for 2020

When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Bracket Risks brochure for 2020 can help you explain the advantages of an IUL policy to your clients. This updated brochure can be ordered through your normal supply channels beginning Friday, January 31, 2020.   If you have
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).