Lumico Medicare Supplement Rate Adjustment (Missouri)

The following rate adjustments are effective January 1, 2021 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 10.0% 15.0% 8.0% 5.0%   Please refer to the points below to determine which rates should be applied. Any application dated on or after December 1, 2020, requesting a policy effective date before January 1, 2021, will receive the current 1-1-20 rates. Any application dated on or after December 1, 2020 requesting a policy effective date of January 1, 2021 or after will receive the new 1-1-21 rates. Marketing Materials: For
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

December LTC Claims Webinar – Register Now!

WE’RE HOSTING AN LTC WEBINAR SERIES Join your Mutual of Omaha Claims Team as we cover what happens come claim time. The event is scheduled for Thursday, December 17, 2020 Start Time: 10:30 AM Central Duration: 30 minutes REGISTER NOW!   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   December LTC Claims Webinar – Register Now!   #goldencareagent #mutualofomaha #longtermcare
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Next Steps in the LTC Application Process

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. In reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Transamerica: Dementia Field Guide

Protecting wealth for an aging America As a financial professional, the question isn’t “if,” but “how many” of your clients will be affected by Alzheimer’s and dementia. Help your clients understand and address the financial implications of this damaging disease. Through our collaboration with the Massachusetts Institute of Technology (MIT) AgeLab, we’ve developed several comprehensive pieces designed to illustrate the costs associated with Alzheimer’s disease and other forms of dementia. Transamerica is a proud supporter of the MIT AgeLab. LEARN MORE   If you have any questions, please contact your Transamerica support team: 888-545-2713.   #goldencareagent #transamerica
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Categories: Industry News, Long-Term Care, and Transamerica.

Transamerica New LTC Social Media Flyer

CONNECT WITH CLIENTS Using These Pre-Built Social Media Campaigns Check out the new LTC social media flyer with all of the resources you need to learn how to market yourself through social media! Reach clients where they are with this pre-built social media kit. We’ve included instructions for use, as well as best practices. Get Guide   If you have any questions, please contact your Transamerica support team: 888-545-2713.   #goldencareagent #transamerica
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Categories: Industry News, Long-Term Care, and Transamerica.

Washington State Long Term Care Trust Act

Important details about the Washington State Long Term Care Trust Act In 2019, Washington Governor Jay Inslee signed the Washington State Long Term Care Trust Act into law, paving the way for a first-in-the nation publicly funded long term care benefit for eligible residents. Get all the details on this law in our new summary flyer. View Flyer   If you have any questions, please contact your Transamerica support team: 888-545-2713.   Important details about the Washington State Long Term Care Trust Act   #goldencareagent #transamerica
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Categories: Industry News, Long-Term Care, and Transamerica.

EssentialLTC Long-Term Care Updates

Coming soon – all policies will have copies of schedule pages You asked and we listened. Beginning on Wednesday, November 25, all issued policies will now be accompanied by copies of the schedule pages for your convenience. These copies are intended for you to easily keep a copy of the schedule pages for your own records before you forward the policy to the policyholder. Copies of schedule pages will be issued with all National Guardian Life Insurance Company (NGL) EssentialLTC policies, except for California which will be available at a later date. Underwriting tips and refresher Do you need a
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Added TV advertising to boost brand awareness during the holidays

Added TV advertising to boost brand awareness during the holidays Building upon the success of our TV brand launch earlier this year, Thrivent commercials are back on the air. The ads share our brand messages—money as a tool, expert financial guidance, and living lives full of meaning and gratitude—and are supported visually with warm images of home and family, which are welcoming during these holiday months. Running through Dec. 31, this significant fourth-quarter advertising investment is comparable in size to the summer media blitz that kick-started our brand awareness campaign in July. The media buy features our live action TV
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Categories: Industry News, Long-Term Care, and Thrivent.

Are You New to Mutual of Omaha?

We want you to get off on the right foot with Mutual of Omaha. Below you will find new agent resources that will help you start selling Mutual of Omaha products. Mutual of Omaha On-Demand Presentation This training provides you with a roadmap of Sales Professional Access, our producer website. The training will show you how to find: Training on our life products Tools to run mobile quotes or full illustrations Life e-Application Case monitoring reports Compensation and other key reports Additional websites for specialized products or training This presentation is less than 20 minutes Sales Professional Access (SPA) User
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Critical Advantage® Portfolio FAQ’s

Take advantage of our convenient and fast way to submit your Critical Illness, Cancer and Heart Attack/Stroke applications by using our Critical Advantage e-Application. It’s easily accessible on Sales Professional Access (SPA). Can you run a quote, choose the order in which to complete the applications or quickly get to the sections of the e-App that are incomplete? Find out the answers to those questions and more FAQ’s by clicking here. Need to know if the e-App will edit any mistakes you entered? We can help with that too!   If you have any questions, please contact your Mutual of
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).