The Cost of Waiting to Buy LTCi

We know your clients are busy. Between work and family, who has time to think about long-term care insurance? But waiting to buy an LTCi policy may cost your clients in the long run. If you have clients who are waiting to buy LTCi, they may become uninsurable or it may be unaffordable by the time they purchase. Let your clients know the importance of not putting off this decision. To learn more about the cost of waiting, click here. Please contact Mutual of Omaha if you have any questions: (800) 693-6083 or sales.support@mutualofomaha.com.   The Cost of Waiting to
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

One Company/One State Effective April 1, 2018 only Medicare supplement underwritten by United World in IL, IA, NE and WV will be accepted for new business sales.   10th Annual Med Supp Industry Summit Join us in St. Louis for the 10th Annual Medicare Supplement Industry Summit June 12 – 14.   Upcoming Rate Adjustments View upcoming Med supp rate adjustments in AL, AZ, MS, NM and TN. •  2010 Modernized In Force Only – MD, MS and TN •  1990 Standardized Rate Adjustments – AL, AZ, MS and NM   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Improved Internal Replacement Process

United of Omaha is updating our requirements for listing other Life Insurance coverage clients may have with Mutual of Omaha companies that have canceled or lapsed within the last 13 months, or that is pending or in-force. Coverage that is pending, or currently in force, is required to be listed on applications under the “Other Coverage” section, with details provided accordingly. Clients who have other coverage with Mutual of Omaha companies that has canceled, or lapsed within the last 13 months, are no longer required to list this coverage on the application. Clients will receive a letter notifying them of
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The GRO Rider – A Unique Feature on Income Advantage IUL

The Guaranteed Refund Option rider is included with all qualifying Income Advantage IUL policies at no additional cost. You may be wondering why clients even need a GRO rider, when most companies illustrate a projected 6 percent (or thereabouts) indexed interest crediting rate. Read the Guaranteed Refund Option on IUL flyer to learn how the GRO rider can help provide clients with an additional layer of protection – especially in an unpredictable market.   The GRO Rider – A Unique Feature on Income Advantage IUL   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Good News | Learn Sales Tips & Strategies From An LTCi Industry Veteran

  An LTCi Industry Veteran Is Sharing His Insight   We are honored to have Harry Crosby, one of the most successful insurance agents in the business, join us on a special live training webinar! He will be sharing what 25 years of experience has taught him — Don’t miss this special presentation! LTC Expert’s Insight: What I Have Learned After 25 Years Thursday, March 15, 2018 12:00 to 12:45 PM Eastern / 11:00 to 11:45 AM Central Please check to see that you meet the minimum system requirements and that you have the equipment needed to attend before downloading
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Categories: GoldenCare News and Industry News.

Please Update Your GTL E-App

We have made important updates to the GTL e-App. Please update your e-App on your Apple or Android device to the most recent version. Always have the most up-to-date version of the GTL e-App by setting automatic updates! CLICK HERE FOR APPLE DEVICES   CLICK HERE FOR ANDROID DEVICES   Please Update Your GTL E-App   #goldencareagent #gtl
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

“Letting an LTC insurance policy lapse”

“Letting an LTC insurance policy lapse,” by Karin Price Mueller, nj.com Quote: “Q, My husband and I are 84 and 85 and we have had long-term care insurance for 17 years. The premiums are going up too much and we are on a fixed income, earning a little over $30,000 a year. We have a good amount of other assets, and we’re trying to decide if we should keep the insurance or cancel it. — Tough decision A. As you know, long-term care insurance can be a very important part of your financial plan. You shouldn’t let the policy lapse without serious
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Categories: Industry News and Long-Term Care.

“CMS allots $30M for new quality measures”

“CMS allots $30M for new quality measures,” by Marty Stempniak, McKnight’s LTC News Quote:  “The Centers for Medicare & Medicaid Services is asking skilled nursing facilities and other providers to help develop better quality measures — and the agency is earmarking $30 million to sweeten the deal. CMS officials said they want to work hand-in-hand with SNFs, along with doctors, hospitals and patients to flesh out those new measures, which are part of the Merit-based Incentive Payment System, according to the announcement. … SNFs and other stakeholders have until May 2 to apply for grant funding, with awarding of the
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Categories: Industry News and Long-Term Care.

GTL: New states for Med Supp; HHC on the Portal & e-App!

West Virginia now offers GTL’s Medicare Supplement Insurance! Extremely competitive rates  •  Great household discounts Now available on the e-App!  •  3-4 day turnaround time Over 40 years in the market!  •  Long-tenured, friendly staff ORDER SUPPLIES   Colorado & Rhode Island Short-Term Home Health Care Insurance Now Available on the Portal & e-App! •  $150, $300 or $450 maximum daily benefit options! •  $40, $80 or $120 per-day Home Health Care Aide benefits! •  Great cross-selling opportunity and complements our other great products! •  Policyholder Access to Ask Mayo Clinic Nurseline and Critical Illness Support! •  Prescription benefit year
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Categories: Guarantee Trust Life, Industry News, and Medicare Supp./Adv..

“The 37 States That Don’t Tax Social Security Benefits”

“The 37 States That Don’t Tax Social Security Benefits,” Fox Business Quote:  “When you think of double taxation, you might think of dividends. After all, they’re paid to you out of the funds that remain after a company has been taxed on its earnings — and then they typically become taxable income for you. You might also be subject to another kind of double taxation, though — taxation of your Social Security benefits. Social Security benefits paid to you are not necessarily taxable, but they can be subject to federal tax if they exceed a certain level. On top of
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Categories: Industry News and Long-Term Care.