Medicare Supplement Rate Adjustment in Kentucky The following rate adjustments are effective February 1, 2021 for new and in-force business in Kentucky: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Kentucky 4.0% 4.0% 4.0% 0.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Kentucky Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Michigan
Medicare Supplement Rate Adjustment in Michigan The following rate adjustments are effective February 1, 2021 for new and in-force business in Michigan: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Michigan 9.0% 7.0% 9.0% 3.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Michigan Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Louisiana
Medicare Supplement Rate Adjustment in Louisiana The following rate adjustments are effective February 1, 2021 for new and in-force business in Louisiana: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Louisiana 8.0% 7.0% 8.0% 3.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Louisiana Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Ohio
Medicare Supplement Rate Adjustment in Ohio The following rate adjustments are effective February 1, 2021 for new and in-force business in Ohio: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Ohio 4.0% 4.0% 9.0% 0.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Ohio Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Delaware
Medicare Supplement Rate Adjustment in Delaware The following rate adjustments are effective February 1, 2021 for new and in-force business in Delaware: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Delaware 4.0% 4.0% 4.0% 0.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Delaware Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Tennessee
Medicare Supplement Rate Adjustment in Tennessee The following rate adjustments are effective February 1, 2021 for new and in-force business in Tennessee: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Tennessee 7.0% 7.0% 7.0% 3.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Tennessee Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Colorado
Medicare Supplement Rate Adjustment in Colorado The following rate adjustments are effective February 1, 2021 for new and in-force business in Colorado: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Colorado 4.0% 5.0% 4.0% 0.0% Applications signed on or before December 31, 2020 will receive the current rates. Application signed on January 1, 2021, or later, will receive the new 2-1-21 rates. Applications re-dated on or after January 1, 2021 will receive the new 2-1-21 rates. Click to download the new Colorado Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Union Security Rate Adjustment – Maryland
Medicare Supplement Rate Adjustment in Maryland The following rate adjustments are effective March 1, 2021 for new and in-force business in Maryland: Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Maryland 0.0% 0.0% 9.0% 0.0% Applications signed on or before January 31, 2021 will receive the current rates. Application signed on February 1, 2021, or later, will receive the new 3-1-21 rates. Applications re-dated on or after February 1, 2021 will receive the new 3-1-21 rates. Click to download the new Maryland Rate Cards Marketing Materials: For your convenience, click on the blue tab
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Attention Arizona and Iowa producers: Best Interest is coming!
Arizona and Iowa have updated the requirements around Best Interest and suitability in annuity transactions. New training will be required to be able to submit applications for any annuity products, including Asset Care annuity funding whole life. The changes will go into effect Dec. 31, 2020, in Arizona and Jan. 1, 2021, in Iowa. Updated training course required by each state Producers who have previously taken the four-hour state generic annuity suitability course can now have the option of taking either the one-hour catch-up training course on annuity best interest, or they can take the newly created four-hour course
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EssentialLTC E-Application Coming Soon In Florida
E-Application to be available in Florida Effective January 22 We are pleased to announce the availability of E-APP for EssentialLTC Florida applicants effective January 22, 2021. The E-APP process allows the agent to submit EssentialLTC applications electronically after logging into the Agent Resource Center, as well as to obtain both applicant and agent signatures electronically. With this implementation, the E-APP process can now be utilized in all states where EssentialLTC is available. Please see the EssentialLTC State Variation for additional information relating to State Variations, noting that this will be revised on January 22, 2022 to reflect this change. E-APP
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