Our Express life insurance products offer simplified underwriting and application processes, which means policies are issued faster and you get paid quicker. Plus, you can easily track your cases online anytime using our Sales Professional Access website. Learn the basics of our simplified issue product portfolio with this flyer. Want to learn even more? Check out mutualofomaha.com/simple. If you have questions, please contact your Sales Director or Account Executive. Jump on the Express #goldencareagent #mutualofomaha
Read More
A New LTC Producer Uses Underwriting Tools to His Advantage
Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Custom Solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However, during the prescreen Don learned of a pre-diabetes diagnosis. Unsure how to proceed, Don consulted the Underwriting Guide. Under “Diabetes” the guide
Read More
Understanding Elimination Periods
It’s important for clients to understand long-term care insurance and how it can be tailored to meet a client’s specific needs. Talking about elimination periods is part of this process. Download our Sales Idea to learn more! Understanding Elimination Periods #goldencareagent #mutualofomaha
Read More
Good News | Check Out Omaha’s Consumer-Approved LTC Claims Flyer
Good News! We’ll Be Here to Pay Your Claims Most people who purchase a long-term care insurance policy hope they’ll never need to use it. But when they do, they can be confident Mutual of Omaha will be here to pay their claims. After analyzing internal claims data from, Mutual of Omaha found that 69% of claims were paid to women compared to 31% paid to men. And the average age when a claim begins is 78. Check out Mutual of Omaha’s consumer-approved* flyer. Read Full Good News Article Click Here to add additional carriers &
Read More
Get your 2021 LTC CEO Selling Tools Software copy!
New & Updated Content Now Available In Our LTC CEO GoldenCare’s exclusive LTC CEO Office, Home and Internet Selling Tools software was just updated to include the very latest resources, calculators, and sales tools! This is the complete sales toolkit, loaded with the most powerful sales and training tools to help you succeed in selling Long-Term Care insurance and other Perfect Portfolio products. How do you get your hands on these Selling Tools? Contract through GoldenCare or write a piece of business to receive your copy of the LTC CEO free of charge. Or purchase the Selling Tools for $29.99
Read More
“One of Ten in U.S. May Have to Switch Occupations Post Pandemic”
“One of Ten in U.S. May Have to Switch Occupations Post Pandemic,” by Rich Miller, Bloomberg Quote: “One out of every ten U.S. workers — about 17 million, all told — will likely be forced to leave their jobs and take up new occupations by 2030 as Covid-19’s after-effects destroy huge swathes of low-paying positions in a labor market that was primed for disruption before the pandemic. Women, minorities, the young and the less educated will probably be the hardest hit by what consultant firm McKinsey & Co. foresees in a new report as an unprecedented hollowing out of low-wage work in
Read More
Clippings, COVID-19, and Industry News.
“Advantages, Disadvantages and Considerations for LTC Policy Buyouts”
“Advantages, Disadvantages and Considerations for LTC Policy Buyouts,” by Jeff Anderson and Mike Bergerson, Long Term Care News Quote: “The remainder of this article will explore the advantages and disadvantages of LTC policy buyouts from various stakeholder perspectives and discuss actuarial considerations for a carrier thinking about offering a buyout option.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: I attended a fascinating webinar today sponsored by Morgan Lewis and titled “Demystifying Cash Buyouts of Long-Term Care Insurance Policies.” My interest triggered, I did some research and found the subject article. It covers most of
Read More
Clippings and Industry News.
“Improving the Long-Term Care Insurance Customer Experience”
“Improving the Long-Term Care Insurance Customer Experience,” by Peter Goldstein, ThinkAdvisor Quote: “Over the past decade, life insurers and financial services firms have begun investing in a variety of capabilities meant to improve their customers’ experience. These include mobile apps and self-service portals designed to help people manage their policies and assets. Yet the long-term care insurance (LTC) insurance industry has been slow to make the same investments for a variety of reasons. … New technologies certainly have the potential to streamline key processes involved in LTC insurance, including application processing, underwriting and claim payments. To enable this shift, many LTC insurers are turning
Read More
Clippings and Industry News.
“The situation is dire’: Provider group seeks $5 billion in COVID relief for senior living”
“‘The situation is dire’: Provider group seeks $5 billion in COVID relief for senior living,” by Lois A. Bowers, McKnight’s Senior Living Quote: “The next COVID-19 relief package from the federal government must include $5 billion in funding for assisted living, independent living, memory care and continuing care retirement communities to help with personal protective equipment, staff and testing needs, Argentum said Friday. … To date, assisted living providers have been promised $3 billion, or 1.7%, of the total Coronavirus Aid, Relief, and Economic Security (CARES) Act Provider Relief Fund, and have received even less, Argentum said. By comparison,
Read More
Clippings, COVID-19, and Industry News.
Tax Bracket Risks Brochure Updated for 2021
When tax season arrives, your clients are likely thinking about the past year and the one ahead. But it’s also a good time to talk about the future and their tax situation when they retire. A properly-funded Income AdvantageSM IUL policy is a good way to help your clients plan ahead and minimize their tax risks in retirement. Our newly updated Tax Risks Brochure for 2021 can help you explain the advantages of an IUL policy to your clients. The updated brochure can be ordered through your normal supply channels beginning Friday, February 12, 2021. Tax Bracket Risks Brochure
Read More
