Preparing for the Health Interview

Preparation is the key to a successful health interview. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. In reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through the next steps in the underwriting process and help them prepare for the health interview. Next LTCi application, take a
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Tough Battle, Right Team

Receiving a cancer diagnosis can be devastating, but the odds of surviving may be higher than you think. Survival rates for many of the common types of cancer, continue to increase. Mutual of Omaha’s Cancer Insurance gives your clients money to pay for things most health insurance does not cover including: Replacing lost income High deductibles Paying for groceries and bills Plus, our coverage pays a lump-sum benefit. See more about the odds of surviving a cancer diagnosis here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Tough
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Highlight Sheet

There can be a lot to cover when discussing our new disability income insurance policy, Mutual Income Solutions. By using our consumer-facing highlight sheet, you’ll be able to start the conversation with your clients about how this important insurance policy can help replace a portion of their income if they’re sick, injured or unable to work.   To learn more about Mutual Income Solutions visit www.mutualincomesolutions.com for more information about our new income protection solution.   Mutual Income Solutions Highlight Sheet   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

EssentialLTC – Underwriting Guide Update

Underwriting Guide Update As part of the recent product enhancements that took place on April 1, 2021 in 38 states, we have released an updated Underwriting Guide dated 03.21. The new guide reflects the new Premier rate class structure, has added items based on your feedback and has more conditions listed in greater detail. The guidelines in the updated guide are applicable to applications in all states, regardless of which version of EssentialLTC they use. Some notable updates include: Guidelines for a family history of dementia       More details for elevated blood pressure       More details
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thrivent’s Commitment to Long-Term Care Insurance

Thrivent’s Commitment to Long-Term Care Care when you need it. Care where you want it.   Thrivent is committed to helping clients achieve financial clarity and live lives full of meaning and gratitude. A key aspect of financial clarity is helping clients navigate the challenging journey of extended care planning. At Thrivent we believe everyone should consider the impacts of extended care as part of their plan. Thrivent is a membership-owned organization that puts our clients’ needs first; we’re not beholden to Wall Street. Thrivent remains committed to helping our clients find Long-Term Care Insurance (LTCi) solutions that meet their
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Categories: Industry News, Long-Term Care, and Thrivent.

Attention Medicare Supplement Agents | Revised Application

Effective April 14, 2021 our new REVISED application must be used when submitting Medicare Supplement Business via paper application. If you are using the current paper application, it must be signed before April 14, 2021 to be accepted and submitted no later than April 21, 2021 to GTL’s underwriting department. The Medicare Supplement product is available on our E-Application platforms, the Agent Portal, Android, and Apple. This application update on the e-App will be available soon. You can access the new Medicare Supplement paper application by clicking the button below and placing an order on GTLink. Our Medicare Supplement product
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

Great news! Our Med supp Kentucky rates are among the lowest

We did the research so you don’t have to. It’s hard to keep track of which carrier is lowest in Kentucky when Med supp rates change monthly. To help you stay as up-to-date as possible, we ran rates for two of the most popular plans, Plans G and N. And what we saw was great news. What’s the news, you say? Our Medicare supplement comes in at a competitive position in Kentucky. Check it out*! Carrier Plan G Plan N United World Life Insurance Company $106.28 $85.07 Average of Top Carriers $119.43 $101.84   * Sample rates as of 4/1/21
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Updated EssentialLTC Materials

Updated EssentialLTC Materials Keep yourself up to date with all that NGL EssentialLTC has to offer with updated training materials on the Agent Resource Center. Each item is designed to help you share the benefit of this invaluable product with your clients! Here are the updated pieces: Agent Guide LTCi for Almost Any Business Premier Underwriting Guide Product Comparison Product Features and Sales Ideas Production Introduction Guide Product Summary Sales Guide State Variation Listing Worksite Process and Resources 1035 Exchange Flyer NGL is committed to the LTCi market and will continue to bring you updated training materials and consumer pieces.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Good News | On Your Mark. Get Set. SELL!

Good News! On Your Mark.  Get Set.  SELL! GoldenCare’s latest sales incentive officially begins today, and will last through the end of June! Qualifying Mutual of Omaha and Guarantee Trust Life (GTL) business will earn you a production bonus. We’re also rewarding agents who Unbundle the Hybrid and sell a Life Insurance plan in addition to Omaha’s LTCi on the same applicant! Click below for full details about this promotion:         GoldenCare’s Q2 2021 Sales Incentive Flyer   Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799! Don’t
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Life Insurance, Long-Term Care, Mutual of Omaha (& Affiliates), and Short-Term Care.

You’re Invited | Earn Thousands with Our New Referral Program

Have The LTCi Conversation Without The Stress Of Certification We’re pleased to introduce a brand new Longevity Planning Referral Program in collaboration with Integrity Marketing Group’s Long-Term Care insurance branch.   The Referral Program is EASY. You don’t have to become a Longevity Planning Specialist: no hassling with carrier contracts, producer certifications or DOI appointments. Make THOUSANDS in Referral Fees! Join Tom Randall TODAY for a Live Intro Webinar!     Thurs, April 22, 2021 2:00 PM  to  2:30 PM CDT     Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our
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Categories: GoldenCare News and Industry News.