Good News | Announcing GoldenCare’s “Industry Updates” 2017 Webinar Event

  A Very Special End-of-the-Year Webinar Is Planned We’re pleased to announce that plans have been finalized for our special “Industry Updates – 2017 Year End Grand Finale” webinar event. GoldenCare is honored to bring you one of the most influential and respected people in long-term care, Steve Moses! He will be joining us as our special guest speaker for this presentation. Be sure to register – space is limited, and these seats will be going quickly! Click below to register: Wed, Jan 3, 2018 11:00 AM  to  12:00 PM CST Read Full Good News Article #2017 #longtermcare #goldencareagent
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Categories: GoldenCare News, Industry News, and Long-Term Care.

“Seven tips on becoming a ‘financial’ caregiver”

“Seven tips on becoming a ‘financial’ caregiver,” by Robert Powell, USA Today “Millions of Americans, most of whom are women, are not only providing care to aging parents and loved ones, but they’re also serving as “financial” caregivers. In fact, some 92% of caregivers are paying bills from their care recipient’s accounts; monitoring bank accounts; handling insurance claims; filing taxes, and managing invested assets, according to a new Merrill Lynch study, conducted in partnership with Age Wave. And all that financial caregiving comes with a big price tag. Consider: Some 40 million family and friend caregivers in the U.S. collectively
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Categories: Industry News and Long-Term Care.

“60 Percent of U.S. Kids Could Be Obese by Age 35”

“60 Percent of U.S. Kids Could Be Obese by Age 35,” by Alan Mozes, HealthDay “The majority of children growing up in America today will be obese by age 35, a new computer analysis predicts. . . . When extrapolated to reflect American society as a whole, the simulation concluded that more than 57 percent of American children today — nearly 6 of every 10 — would end up obese by their mid-30s.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Heavy news for LTC financing prospects. 60 Percent of U.S. Kids Could Be Obese by
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Categories: Industry News and Long-Term Care.

“Skilled nursing facilities see opportunity as CMS finalizes cancellation of bundled pay models”

“Skilled nursing facilities see opportunity as CMS finalizes cancellation of bundled pay models,” by Emily Mongan, McKnight’s LTC News “The Centers for Medicare & Medicaid Services on Thursday finalized its previously announced cancellation of mandatory bundled payment models for hip fractures and cardiac care, as well as changes to its Comprehensive Care for Joint Replacement model. Giving the mandatory models the ax doesn’t mean the agency is shying away from bundled payment models entirely, CMS Administrator Seema Verma said in a statement. She noted that new voluntary initiatives and opportunities for provider engagement are on the horizon.” LTC Comment (from
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Categories: Industry News and Long-Term Care.

“Marriage may reduce dementia risk, researchers find”

“Marriage may reduce dementia risk, researchers find,” by Michael Chan, ABC News “Combining data from 15 studies — which looked at more than 812,000 people from around the world — researchers in the U.K. compared people who were divorced, widowed or never married with people who were married. Their results showed that, compared with married people, widowed people had a 20 percent higher risk of developing dementia, and those who never married had a 42 percent increased risk, after adjusting for age- and sex-related risk factors.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): But just
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Categories: Industry News and Long-Term Care.

GoldenCare Newsletter | December 4, 2017

In this GoldenCare Newsletter Edition From GoldenCare: Join us for complimentary product and sales training and receive a Continuing Education Voucher for each unique event!  Voucher does not apply in KY. SPECIAL:  We are honored to bring you one of the most influential and respected people in long-term care for this year’s Industry Updates 2017 Grand Finale, Steve Moses, President of the Center for Long-Term Care Reform! This is a must-see presentation that will not repeat! Reserve your seats for this special event now, Click Here. Our Guest Article in this edition is  “When home-care costs go through the roof,” by
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and National Guardian Life.

Medicare Supplement News – Omaha Family of Companies

Plan N Rate Adjustment Plan N (In-force only) The following 2010 Modernized Medicare supplement business will experience a rate adjustment effective 02/01/18. State Company Plan N Rate Adjustment Virginia United of Omaha 15%         2018 Part B Premium Income Level Correction Information provided in last week’s Broker Express regarding the Medicare Part B premium income levels for 2018 were inaccurately reported. While the premium amounts did not change from 2017 there were changes in the bottom three income level ranges for the income-related Part B premiums. Below is a comparison of 2017 and 2018 income levels and
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

2018 Part B Premium Income Level Correction

Information provided in last week’s Broker Express regarding the Medicare Part B premium income levels for 2018 were inaccurately reported. While the premium amounts did not change from 2017 there were changes in the bottom three income level ranges for the income-related Part B premiums. Below is a comparison of 2017 and 2018 income levels and the related Part B premiums. 2017 Income Level- File Individual 2017 Income Level- File Joint 2018 Income Level- File Individual 2018 Income Level- File Joint 2018 Part B Premium Below $85,000 Below $170,000 Same Same $134 Above $85,000 up to $107,000 Above $170,000 up
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Vision Benefit Rider

Did you know? Our Mutual Dental PreferredSM and Mutual Dental ProtectionSM insurance policies also offer a vision rider. Besides great dental coverage that fits your client’s needs, these policies offer a vision benefit rider that will reimburse them for their vision expenses. And, it works in conjunction with any other vision care benefits they may have. The Vision Rider pays: Up to $50 every calendar year for one exam (no waiting period), and Up to $150 every two calendar years for eyeglasses or contact lenses (after a six-month waiting period) The vision rider is available for a low additional premium
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Categories: Dental, Industry News, and Mutual of Omaha (& Affiliates).

Producer Documents Available on Genworth PRO Only – Starting 12/12/17

As part of our efforts to reduce cost and increase security, on December 12, 2017, long term care customer service will begin to discontinue mailing documents to producers. Going forward, documents will be available electronically on Genworth PRO. NOTE: In-Force Rate Action notifications will continue to be emailed or mailed to producers. Additional information: Question: I don’t currently use Genworth PRO. What types of information can be found on Genworth PRO? Answer: Please refer to PRO for the following: New Business tools Status of pending business Policy documents and details of inforce business In-force illustrations/projections Licensing information, including required training
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Categories: Genworth, Industry News, and Long-Term Care.