“Planning for Retirement as a Single Person”

“Planning for Retirement as a Single Person,” by Kaitlin Pitsker, Kiplinger “Aging presents uncertainties for everyone, but single, childless seniors are missing the backup that many people take for granted: a spouse or adult children who can step in when needed. Many of the usual basics of saving, investing and long-term financial planning apply to those aging without a life partner or adult children, but they also need special strategies for retirement saving, health care and estate planning. … No matter how carefully you’ve planned or how much you’ve saved, if you don’t have long-term-care insurance, a chronic illness could
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Categories: Clippings, Industry News, and Long-Term Care.

“Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool”

“Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool,” by Leslie Scism, Wall Street Journal “Such policies that combine long-term-care coverage with a potential life-insurance benefit are called ‘hybrids,’ and they are reshaping the long-term-care niche of the U.S. insurance industry just as it had appeared headed for obsolescence, financial advisers say.” LTC Comment (from Stephen A. Moses, Administrative Coordinator, Center for Long-Term Care Reform): Leslie Scism writes again about LTCI, this time tipping favor toward hybrids. An earlier article, “Millions Bought Insurance to Cover Retirement Health Costs. Now They Face an Awful Choice,” attracted comment including this LTC Bullet
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Categories: Clippings, Industry News, and Long-Term Care.

SecureCare coming soon to Florida!

A long-term care alternative now with even more flexibility Offer a long-term care insurance alternative that’s within reach for more clients. On Monday, June 18, Securian Financial’s SecureCare Universal Life will be available in Florida. It has a fresh look and features and benefits, including: Securian Financial has a new look We’re refreshing our look and making a strategic investment to build the visibility of our brand. Cash indemnity benefits Single and multi-pay options Reduced-paid up benefit Learn more   SecureCare coming soon to Florida!   #goldencareagent #minnesotalife #securian
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Mutual of Omaha’s Wild Kingdom Web Series Features Action and Adventure

Wild Guide Stephanie Arne Explores the World’s Most Fascinating Creatures and Habitats in the 5th Installment of the Wild Kingdom Web Series OMAHA, Neb. (June 5, 2018)– Mutual of Omaha’s Wild Kingdom web series is back with all-new videos featuring Wild Guide Stephanie Arne presenting an up-close and personal look at some of the world’s most fascinating creatures and habitats. The most current Wild Kingdom  web series is now online with a look at the polar bears of Churchill, Manitoba. This tiny outpost on the western shore of Hudson Bay is known for its brutal temperatures, which can plummet to
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Categories: Industry News and Mutual of Omaha (& Affiliates).

Plant the Seed Early for Long-Term Care Insurance

Your clients lead busy lives and they may put off making important decisions. Plant the seed early with these clients to help plan for possible future health needs. Buying a long-term care insurance policy may be far down the list of their priorities, so let them know the benefits of getting coverage early. Advantages to buying LTCi early Insurability — clients will be more likely to be approved for coverage Affordability — rates are based on your clients age at time of purchase Peace of Mind — clients can rest easy, they are protected for any future care they may
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

When Medicare Supplement Insurance Isn’t Enough

Nearly everyone knows someone who has been affected by cancer or heart disease. And people who are 65 and older have a higher risk of contracting these conditions. Mutual of Omaha’s Critical Advantage Portfolio includes Cancer, and Heart Attack and Stroke policies. These policies have a lifetime coverage option that can be issued up to age 89. Benefits are paid upon first diagnosis of any covered condition and are paid directly to your client. Explain to your Med Supp clients how a Cancer and/or Heart Attack and Stroke policy will be a great compliment to their existing coverage. For more
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Exciting Updates to Flexible Pay Options

Great news regarding in-force health policies! As of June 10, 2018, most in-force health policies that are set up as automatic withdrawal now provide clients a health pay any day option to pay premiums. Your clients can log in to Customer Access to select a flexible payment option starting June 10. Flexible payment options are listed below: Static dates: 1-28 each month Flexible day: Last day of the month Week/day combination customers can select a combination of the options below: Either the first, second, third, fourth or last week of the month and either Monday, Tuesday, Wednesday, Thursday or Friday
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Supplement News – Omaha Family of Companies

Upcoming Rate Adjustments Please view the upcoming rate adjustments for IN, OK, TN and WI. •  Modernized Rate Adjustment — OIC- OK, TN SELECT •  In-force Rate Adjustments — UMS-IN •  Standardized Rate Adjustment — UW- WI   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

CWL Now Available on e-Apps for Virginia

Children’s Whole Life is now available on iPipeline e-Applications for the state of Virginia. You can begin submitting e-Apps effective immediately.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   CWL Now Available on e-Apps for Virginia   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Get Faster Decisions on Term Life Answers Drop Ticket Apps

Get faster decisions for your Standard, Standard Plus, Preferred and Preferred Plus clients on Term Life Answers Speed eTickets. NO paramed exam, an easy process, and an underwriting decision in 48-72 hours. Here are the basics: Term Life Answers (10-, 15-, 20-, and 30-year) Only Speed eTicket (Drop Ticket) Applications Only Issue Ages: 18-55 Face Amounts: $100,000 – $1,000,000 Want to know more? Check out our Accelerated Underwriting flyer for more program details. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Get Faster Decisions on Term Life Answers Drop
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).