Good News | Tools & Resources to Help you Start the LTC Conversation

  Long-Term Care Awareness Month Begins TODAY! November is LTC Awareness Month – the perfect time to have that important planning conversation with your clients. Several educational resources have been made available: Click below to check out the tools and resources available: “Start the Conversation” Flyer Mutual of Omaha is providing helpful tips you can use to prepare yourself to start the LTC conversation. 2017 Cost of Care Consider sharing with your clients both the current and projected costs of long term care where they live — or plan to retire. Customer Stories These Long Term Care video testimonials are
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Categories: GoldenCare News, Industry News, and Long-Term Care.

News from United Security Assurance: Updated Website!

Our website has a new look! Same web address … new design. Thank you for your patience during our remodeling process. We hope you’ll like the improvements we’ve made to our website, www.usaofpa.com. Our newly designed site incorporates a more intuitive structure for a cleaner, simpler layout allowing you to quickly locate information with fewer clicks. Registered agents can: Download tha latest version of our quoting software View, download, or print product material Sign-up for lead program Access e-Apps and other relevant information To gain access to our product materials and quoting software, licensed USA agents will need to register
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Categories: Industry News, Long-Term Care, Short-Term Care, and United Security.

New Sentinel Website

It’s a new dawn, it’s a new day, it’s a NEW WEBSITE… for you! We are revamping our website to better serve our agents and clients and we are excited to share a sneak peak of the beta version with you! Click on the link below to view our beta website, and please take a few minutes to give us any feedback on how we can improve. Sentinel’s Beta Website #goldencareagent #sentinel
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Categories: Industry News, Life Insurance, Medicare Supp./Adv., and Sentinel Security Life.

Introducing a NEW Inflation Option for SecureCare!

Giving your clients more choices for their LTC protection, Securian now offers four inflation options: 3% simple, 3% compound, 5% simple and 5% compound interest.1 See how SecureCare stacks up in compound inflation scenarios. > View Competitive Flyer   Please note: The eApp will be updated to reflect this option on November 8th. Until this time, if the 3% Compound Interest Inflation Protection Agreement is selected, please notate that in the comment field.   1 – If the Long-Term Care Inflation Protection Agreement is elected at time of policy application, clients must take the maximum monthly long-term care benefit payment
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Introducing the LTC Prescreen Flyer

Many factors go into evaluating long-term care insurance applications and whether people are eligible for coverage. We’ve created a prescreen flyer you can discuss with your clients before determining whether to proceed with completing an application. The LTCi prescreen flyer includes a partial list of the kinds of conditions and situations that we consider when reviewing applications and underwriting coverage. The list of pre-submission underwriting considerations and disqualifying conditions can help determine the impact your client’s insurability. The LTC Prescreen flyer is available to order on all usual ordering systems. To review the flyer, please click here or click the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Holiday Solicitation Bans for the Month of November 2017

Please be aware of the following holiday telephone solicitation bans for the month of November: On Wednesday, November 1, 2017: Louisiana prohibits unsolicited marketing calls to residents in observance of All Saints’ Day On Friday, November 10, 2017: Mississippi prohibits unsolicited marketing calls to residents in observance of Veterans’ Day On Saturday, November 11, 2017: Alabama, Louisiana, Mississippi, Rhode Island, and Utah prohibit unsolicited marketing calls to residents in observance of Veterans’ Day On Thursday, November 23, 2017: Alabama, Louisiana, Mississippi, Rhode Island and Utah prohibit unsolicited marketing calls to residents in observance of Thanksgiving On Friday, November 24, 2017:
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Categories: Industry News and Mutual of Omaha (& Affiliates).

TLE Portfolio Updates Approved in OR

On October 1, 2017, we updated our Term Life Express portfolio with approvals in all states, except Oregon. Oregon has now approved the portfolio updates, making the changes below approved in all states. Pricing Change Information You will see a 5% reduction in female rates and a 10% reduction in male rates for TLE 10T premiums. Portfolio Change Information We have removed the 20T/5 and 30T/5 short guarantee products. State Approvals Approved in all states. Software and Marketing Materials Updates All marketing materials have been updated and are available to order through Sales Professional Access (SPA) or your normal ordering
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Advanced Markets Minute: The Tax-Advantaged Retirement Income Plan

Most business owners would like to provide a retirement benefit to their employees, but many times they worry about the administration requirements, the contribution limits, the plan costs and the ongoing responsibility of starting a retirement plan. What if you could provide a solution that allowed your client to provide a tax advantaged income stream in retirement for their employees, with little to no administrative requirements, the flexibility to choose which employees will participate, along with when and how much will be contributed to the plan? Do you think your business owner clients would be interested in offering a benefit
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Our Term Upsell Program Gives You New Opportunities

Oftentimes, clients will select their term coverage level based on their budget, even if they may actually have a need for more coverage. If you have a client who gets approved better than applied for, this is the perfect time to use the Term Life Answers Upsell Program since they can potentially get more coverage and still be within their budget. Agents who are consistently talking to their client about the upsell offer have found great success. Since we started offering the upsell opportunities earlier this year, we’ve had a 15 percent acceptance rate with the average increase being just
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Priority Income Protection® Works When Your Clients Can’t

Any injury or illness that keeps your clients from working means paychecks stop. The problem is bills don’t stop just because income does. And not just household bills, expenses may increase due to doctor visits and other medical expenses needed to treat the injury or illness. Priority Income Protection® (PIP) provides monthly benefits protecting your client’s income and is affordable and easy to understand. This can help retain savings accounts and other long- and short-term financial goals your clients have. For more information on how PIP can help protect income, click here.   Priority Income Protection® Works When Your Clients
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).