Join us at The Broadmoor in Colorado Springs

Earn Your Scenic Splendor The Experience A perfect, precise blend: The beautiful backdrop of America’s Rocky Mountains, and the decadent setting of the high-end Broadmoor resort. When you qualify for the 2023 LTC Incentive Trip to the Colorado Springs, you join an elite group whose members know great things don’t come by happenstance, they are rewards for those who remain dedicated, push through their obstacles and build on their successes. The Qualifications Earn top-tier access to outdoor luxury. To qualify for the 2023 LTC Incentive Trip, you’ll need to be one of the top 10 long-term care producers to exceed
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

TODAY! Get the “Missing Link” Consumer Presentation that has sold MILLIONS in LTCi

Listen as our Expert goes through our field-proven Consumer Presentation. You’ll learn tips and strategies to make the most out of each and every meeting! Tues, Dec 21, 2021 11:00 AM  to  11:45 AM CST Written for seminars or individuals, this proven presentation has helped thousands make a decision about LTCi coverage.   Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
Read More

Categories: GoldenCare News, Industry News, and Long-Term Care.

“Who will have unmet long-term care needs?”

“Who will have unmet long-term care needs?,” by Alicia H. Munnell, MarketWatch Quote: “The bottom line is that when Medicaid is added to family and financial resources, most Americans can meet most of their needs for long-term care. Participants in 401(k) plans should be somewhat more sanguine than they are about using their balances to support their consumption in retirement.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: What this study and author don’t understand is that Medicaid is doing much more than supplementing “family and financial resources.” Medicaid largely supplants private LTC spending and relieves
Read More

Categories: Clippings and Industry News.

“Are Medicaid annuities sound crisis-planning tools?”

“Are Medicaid annuities sound crisis-planning tools?,” by Jeffrey Levine, Financial Planning   Quote: “At a high level, a Medicaid annuity is a tool that can allow a married couple to convert countable assets of the couple into the ‘ignored’ income of a healthy spouse. More specifically, when a married couple’s assets exceed the amount of countable assets they will be allowed to keep, they can ‘spend’ the excess assets by purchasing an annuity that pays income only to the healthy spouse. And since the healthy spouse’s income doesn’t prevent the institutional spouse from being eligible for Medicaid (thanks to the
Read More

Categories: Clippings and Industry News.

“Number of MA plans offering home care benefit to skyrocket in 2022”

“Number of MA plans offering home care benefit to skyrocket in 2022,” by Diane Eastabrook, McKnight’s Home Care    Quote: “The number of Medicare Advantage plans offering home care as a supplemental benefit will increase by 70% next year compared to this year, according to  ATI Advisory. Tyler Overstreet Cromer, principal at the elder care advisory firm, told McKnight’s Home Care Daily Pulse that 729 MA plans will offer home care supplemental benefits in 2022 compared to 429 in 2021. … While the 729 MA plans offering home care benefits represent only a fraction of the 5,400 MA plans nationwide, Cromer said home care
Read More

Categories: Clippings and Industry News.

“Dual Eligible Beneficiaries Prefer Medicare Advantage Over FFS”

“Dual Eligible Beneficiaries Prefer Medicare Advantage Over FFS,” by Victoria Bailey, HealthPayerIntelligence    Quote: “Dual eligible beneficiaries were more likely to choose a Medicare Advantage plan over a fee-for-service Medicare plan, a study commissioned by Better Medicare Alliance (BMA) found. … Researchers found that 44 percent of dual eligible beneficiaries were enrolled in Medicare Advantage compared to 35 percent who were enrolled in fee-for-service Medicare. Additionally, 23 percent of all Medicare Advantage members were dual eligibles whereas 17 percent of fee-for-service Medicare beneficiaries were dual eligibles. Dual eligible beneficiaries who were enrolled in Medicare Advantage were more likely to have a usual
Read More

Categories: Clippings and Industry News.

Our Seventh Winner Announced – GoldenCare’s Contact Card Drawing!

Download our GoldenCare Contact Card to quickly access our team for personal service and for access to your favorite tools at your fingertips from your phone or device! DOWNLOAD NOW! Plus We’re giving away TEN $100 Amazon.com Gift Cards! Enter to win our drawing right on the contact card!   Questions? Call our GoldenCare Marketing Team at 800-842-7799! #goldencareagent
Read More

Categories: GoldenCare News and Industry News.

LTC Sales Idea: Buy-Up Option

People want to be sure the long-term care policy they purchase today will be adequate to help pay for the services they need in the future. Many state partnership programs have lowered the inflation protection requirement to 1 percent. That allows you to offer your clients the affordability of a low inflation protection option while ensuring their policy remains partnership qualified. The MutualCare® Custom Solution policy includes a buy-up option that allows insureds to increase their inflation protection percentage once each year. View the Sales Idea to learn more.   LTC Sales Idea: Buy-Up Option   #goldencareagent #mutualofomaha #longtermcare
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2022 Materials Now Available You can download or order the 2022 Medicare supplement materials, today.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Clarification on Nevada and Illinois Open Enrollment Periods Review the updated birthday rule information for Illinois and Nevada.   Prescription Drug Plans: Competitive PDP Coverage for Clients Learn what you need to know when working with clients turning age 65.   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

REMINDER: New EFT Direct Deposit Requirements

Effective February 1, 2022, Mutual of Omaha will require an electronic deposit for all commission payments. Enrolling in EFT will get you paid in a more timely, secure, and convenient manner with no checks needing to be deposited. Once compensation totals more than $25, we will send an electronic payment directly to the bank that is in your profile on Sales Professional Access. Failure to enroll in EFT will result in your commissions being delayed and will be paid annually in January following the end of a calendar year. Please add or update your electronic deposit information by January 31,
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).