DI in Focus: May is Disability Insurance Awareness Month

Disability Insurance Awareness Month presents a great opportunity for you to speak with clients about our solutions. With Mutual of Omaha’s more than 100 years’ experience providing income protection solutions, we’re confident we have a customizable solution to fit both your needs and your clients’ needs. Focus on Figures: DI by the Numbers A 2021 LIMRA Barometer Study of working Americans* reported that, if they were unable to provide income through their work: 63% couldn’t make it six months before financial difficulties would set in 14% said financial problems would start immediately 37% are “somewhat” or “very” concerned about the
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Critical Advantage eApp Enhancements Now Available

Great news! Mutual of Omaha’s already easy-to-use Critical Advantage eApplication is now even more user-friendly. We recently added an ‘In Good Order Check’. Previously, after completing all sections of the eApplication, you would move to the HIPPA Authorization step followed by the Signature Process and Submission. The enhanced flow added a checkpoint between the HIPPA Authorization step and Submission. During this check, the application’s eligibility within the eApp will be determined based on: Base coverage selected Riders selected Coverage duration / age requirements Height/Weight requirements Other Coverage questions (if applicable) Health questions NOTE: Regardless of the notification, Underwriting will still
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

New Contact Information Section on SPA

You can now easily find Mutual of Omaha contact information on Sales Professional Access (SPA). Go to the Sales & Marketing tab and under the Connect section, select product type and you will find an easy-to-navigate page with all the contacts you need in one spot.   New Contact Information Section on SPA   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

How We Stack Up to the Competition

Our How We Stack Up to the Competition Brochure This brochure outlines some of the competitive advantages you get when working with a carrier fully committed to traditional LTCi. From the training and support we provide to our financial strength and experience in the LTCi world… it’s all there. See the details.   If you have questions, please contact your Sales Director or Account Executive.   How We Stack Up to the Competition   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Critical Advantage: The Choice is Easy

The Critical Advantage Portfolio brings the three direct payment products into one family: Critical Illness Insurance Cancer Insurance Heart Attack & Stroke Insurance This full-scale portfolio offers clients numerous price points and options to fit almost any situation or budget. A Simple Concept that’s Easy to Sell Critical Advantage offers a simple concept that’s easy to sell. Upon diagnosis of a covered condition, a check is sent directly to the policyholder – no receipts or medical bills necessary. Payment is to them, to cover any costs associated with their critical illness. The portfolio is also a great addition to existing
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Critical Illness Product Update for Virginia

Mutual of Omaha is committed to providing insurance solutions to help you protect your clients and prepare them for the future. Due to the limited covered conditions available with the Critical Illness product in Virginia, we have determined the product does not meet the standards of Mutual of Omaha and the obligation we have to serve our clients. Effective May 2, 2022, we will no longer offer the Critical Illness product in the state of Virginia. The Cancer Insurance and Heart Attack & Stroke Insurance products will still be available. Effective Date May 2, 2022 Impacted Products Critical Illness Insurance
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Inforce Rate Adjustment New Quote Request Best Practices

After notification letters are sent, policyholders may choose to learn more about the options available to them for lowering premium. They should do so by contacting their agent or Mutual of Omaha’s customer service team. For policies issued 1987-2004, please call 1 (800) 228-7104 For policies issued 2004-2013, please call 1 (877) 894-2478 or email mutualofomahaltc@ltcg.com The expected turnaround time for quotes is 6-10 business days. If submitting a request through email on behalf of your client, please adhere to the following process: Submit the request to mutualofomahaltc@ltcg.com Ensure the subject line reads “Quote Request” followed by requester’s last name
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective July 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective July 1, 2022: Impacted Policy Forms Impacted States LTC04I Georgia, Minnesota and South Dakota LTC04G Georgia, Minnesota and South Dakota LTC04I7 Georgia, Minnesota and South Dakota LTC09M Georgia, Minnesota and South Dakota LTC06UI Georgia, Minnesota and South Dakota LTC09U Georgia, Minnesota and South Dakota LT50, NH50, HCA, NHA & LTA Connecticut, Louisiana and Minnesota HCAQ, NHAQ and LTAQ Louisiana and Minnesota
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Help Your Clients Get Fit

If your clients take care of themselves and lead a healthier lifestyle we want to reward them. How? By offering them underwriting credits on our fully underwritten term and universal life insurance policies offered by United of Omaha Life Insurance Company, including: Income Advantage IUL Life Protection Advantage IUL Term Life Answers AccumUL Answers Read the FIT flyer to find out if your clients may qualify for these credits.   Help Your Clients Get Fit   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Heads Up! – Earn More Cash With Marketing Credits Take a look at our 2022 Marketing Credits Program and get some cash back into your pocket.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2022 Med Supp Buyer’s Guide Available Effective today, you may begin ordering the 2022 buyer’s guide, ‘Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare’, through your normal channels.   New Medicare Supplement Plans in Missouri Effective May 12, 2022, you may begin selling new
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).