Thrivent and State Long Term Care Partnerships Thrivent offers unique inflation options to help design plans that meet partnership requirements, while maintaining affordability. The Flexible Increase Benefit (FIB) rider offers puts your clients in change of their benefit growth. The FIB option can be partnership qualified (dependent on age) in 26 states as long as you meet the buy-up requirements for that state. Learn about the FIB by clicking here. Annual Increase Benefits available include 5%, 3%, 2% and 1% compound. The 1% and 2% options are considered partnership-qualified (depending on age) in over 20 states. This can help make
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Thrivent LTCi partnership flyer now available
State Partnerships Flyer: Thrivent has just released a new consumer piece on the LTCi State Partnership Programs. This flyer gives prospects a better understanding of how the partnership programs work, along with an example showing assets with and without partnership protection. This piece is available at the links below. It can also be downloaded from the Marketing section of iPipeline’s FormsPipe tool. Hard copies can be ordered from www.tfltcstore.com (available to appointed producers only). State availability: Currently not available in Indiana, California (no partnership policy), or New York (no Thrivent policies). ICC Version Non-ICC Version Use for AZ, CT,
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GTL’s Helpful Cancer Insurance Infographic
Use GTL’s helpful infographic to help you sell cancer insurance! Download Infographic on GTLink Why is cancer insurance and genomic sequencing so important for your clients? Your clients’ concerns about being diagnosed with cancer and the potential financial repercussions don’t always connect with a need for cancer insurance. GTL’s infographic was designed specifically to help you explain the need for cancer insurance and the importance of genomic sequencing in the event of a cancer diagnosis. GTL’s Precision CareTM Cancer Insurance can help fill this financial need and help provide your clients the best shot at beating their cancer with
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Get Your LTCi Business Placed Faster
From the Desk of Michael Sladek and Corri Campbell We’re a few weeks into our LTC Spring Sales contest, and the weather isn’t the only thing heating up! Continue placing your LTCi business in May and June for a chance to earn some great prizes. Here’s what you can do to get your business placed as quickly as possible: Use the e-App. It’s quicker, easier and you’ll be confident everything is in good order List your client’s cell phone number on the application to utilize our text message telephone interview scheduler Use the build chart in the LTC Underwriting Guide
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The Cost-of-Care Study Results Are In
Can clients afford to self-fund a long-term care event? The Mutual of Omaha cost-of-care study is conducted annually in over 300 cities in all fifty states, and the results are in – cost of services continue to rise in every category. In fact, the national average for a private nursing home room is over $100,000 per year. To help you and your producers navigate the conversation about how clients intend to pay for their long-term care, we’ve updated and developed new cost-of-care tools: NEW Cost-of-Care Sales Ideas — Review the Cost-of-Care Overview and Home Health Care Sales Ideas to know
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Great news! Our Med supp Illinois rates are among the lowest
Our Med Supp Rates Shine Brightly Carriers periodically adjust Medicare supplement rates, so we recently shined a light on our rates to see where we stand. You’ll find it abundantly clear that rates on two of our most popular plans, Plans G and N, radiate as among the best in Illinois. You better put on your sunglasses before you look at these glowing rates! Carrier Plan G Plan N Omaha Insurance Company $97.76 $69.77 Average of Top Carriers $112.41 $90.39 As of 5/1/22: female, age 67, non-tobacco, lowest zip code area and 12% household discount. See all of our
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Memorial Day Office Closing 2022
Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, May 30th for Memorial Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Memorial Day, Monday 5/30/2022 Tuesday 5/31/2022 Tuesday 5/31/2022 Friday 5/27/2022 Friday 5/27/2022 Friday 6/3/2022 Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have any questions, please contact your Sales
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Fresh Sales Idea for DIAM
Disability Insurance Awareness Month is the perfect time to show clients how disability income insurance coverage can help protect their lifestyles. To help refresh and drive conversations, we’re giving you a new sales idea for DIAM: Putting the ROP Benefit to Work: Put clients at ease about purchasing disability income insurance by demonstrating ways they can put the returned premium to work. View the sales idea and make the most out of Disability Insurance Awareness Month! Fresh Sales Idea for DIAM #goldencareagent #mutualofomaha #disability #diam
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Critical Advantage as Part of a Financial Strategy
The need is clear. Almost everyone knows someone who has been diagnosed with one of the illnesses covered under the Critical Advantage Portfolio. If a client is diagnosed with one of these illnesses, are they prepared to cover the costs of: Lost income if out of work Home health services or care Travel-related costs Additional childcare Household assistance services such as cleaning or meal prep The Critical Advantage portfolio products help your clients prepare for the unexpected and protect their lifestyle. Learn more on the Critical Illness product page on Sales Professional Access. Critical Advantage as Part of a
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Prescreening LTCi Applicants is Always a Good Idea
Did You Know? No one wants to tell a client their LTCi application has been declined or their policy must be rated up. Let Mutual of Omaha help you avoid these awkward conversations. Prescreening your LTCi applications is the best way to know what rate class to quote or even whether the case should be submitted. Mutual of Omaha makes prescreening fast and easy. They offer this guarantee: send an email to ltcunderwriting@mutualofomaha.com and you’ll have a response in four hours. Be sure to include information like: Dates of doctors’ visits Specialty physicians the client may be seeing Pending surgeries
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